SYF

SEC source: 0001868897-26-000005 · wk-form4_1772581684.xml · nonDerivative · entry 3

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 51,446

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 11, 2025.

SEC source: 0001839722-26-000007 · wk-form4_1772581678.xml · nonDerivative · entry 3

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 94,873

F3 · shares: These transactions were made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on July 24, 2025.

SEC source: 0001763554-26-000005 · wk-form4_1772581607.xml · nonDerivative · entry 3

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 50,331

F3 · shares: This transaction was made pursuant to a 10b5-1 plan adopted by the Reporting Person on October 27, 2025.

SEC source: 0001775796-26-000006 · wk-form4_1772581643.xml · nonDerivative · entry 3

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 111,333

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on October 31, 2025.

SEC source: 0001614719-26-000006 · wk-form4_1772581601.xml · derivative · entry 9

DOUBLES BRIAN D · CIK 0001614719 · Director · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 28,449 shares

Expires 2027-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F8 · derivative.exercise_date: The Reporting Person was awarded 28,449 employee stock options on April 1, 2017, which vested in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

SEC source: 0001614719-26-000006 · wk-form4_1772581601.xml · derivative · entry 8

DOUBLES BRIAN D · CIK 0001614719 · Director · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 39,105 shares

Expires 2028-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F7 · derivative.exercise_date: The reporting person was awarded 39,105 employee stock options on April 1, 2018, which vested in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

SEC source: 0001614719-26-000006 · wk-form4_1772581601.xml · nonDerivative · entry 7

DOUBLES BRIAN D · CIK 0001614719 · Director · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 829,222

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on October 27, 2025.

F6 · price: The price reflected is a weighted average price. These shares were sold in multiple transactions at prices ranging from $67.22 to $68.31. Information regarding the number of shares sold at each price will be provided upon request.

SEC source: 0001614719-26-000006 · wk-form4_1772581601.xml · nonDerivative · entry 6

DOUBLES BRIAN D · CIK 0001614719 · Director · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 857,671

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on October 27, 2025.

SEC source: 0001614719-26-000006 · wk-form4_1772581601.xml · nonDerivative · entry 5

DOUBLES BRIAN D · CIK 0001614719 · Director · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 829,222

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on October 27, 2025.

F5 · price: The price reflected is a weighted average price. These shares were sold in multiple transactions at prices ranging from $68.31 to $68.62. Information regarding the number of shares sold at each price will be provided upon request.

SEC source: 0001614719-26-000006 · wk-form4_1772581601.xml · nonDerivative · entry 4

DOUBLES BRIAN D · CIK 0001614719 · Director · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 868,327

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on October 27, 2025.

SEC source: 0001614719-26-000006 · wk-form4_1772581601.xml · nonDerivative · entry 3

DOUBLES BRIAN D · CIK 0001614719 · Director · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 829,222

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on October 27, 2025.

F4 · price: The price reflected is a weighted average price. These shares were sold in multiple transactions at prices ranging from $68.62 to $69.26. Information regarding the number of shares sold at each price will be provided upon request.

SEC source: 0002032281-26-000005 · wk-form4_1772581695.xml · nonDerivative · entry 2

Gentleman Courtney · CIK 0002032281 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 24,169

F2 · kind: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the Reporting Person in connection with the vesting of restricted stock units.

SEC source: 0002032281-26-000005 · wk-form4_1772581695.xml · nonDerivative · entry 1

Gentleman Courtney · CIK 0002032281 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 27,621

F1 · kind: Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.

SEC source: 0002032280-26-000003 · wk-form4_1772581661.xml · nonDerivative · entry 2

Tiliakos Amy · CIK 0002032280 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 21,566

F2 · shares: Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of restricted stock units. No investment decision was made by the reporting person in connection with the withholding.

SEC source: 0002032280-26-000003 · wk-form4_1772581661.xml · nonDerivative · entry 1

Tiliakos Amy · CIK 0002032280 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 21,901

F1 · shares: Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.

SEC source: 0002032277-26-000005 · wk-form4_1772581666.xml · nonDerivative · entry 2

Owens Darrell · CIK 0002032277 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 21,297

F2 · shares: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the Reporting Person in connection with the vesting of restricted stock units.

SEC source: 0002032277-26-000005 · wk-form4_1772581666.xml · nonDerivative · entry 1

Owens Darrell · CIK 0002032277 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 24,373

F1 · shares: Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.

SEC source: 0001614725-26-000006 · wk-form4_1772581672.xml · nonDerivative · entry 2

MOTHNER JONATHAN S · CIK 0001614725 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 172,447

F2 · shares: Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.

SEC source: 0001614725-26-000006 · wk-form4_1772581672.xml · nonDerivative · entry 1

MOTHNER JONATHAN S · CIK 0001614725 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 148,354

F1 · shares: Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of restricted stock units. No investment decision was made by the reporting person in connection with the withholding.

SEC source: 0001868883-26-000005 · wk-form4_1772581690.xml · nonDerivative · entry 2

Schaller Bart · CIK 0001868883 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 47,015

F2 · shares: Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of restricted stock units. No investment decision was made by the reporting person in connection with the withholding.

SEC source: 0001868883-26-000005 · wk-form4_1772581690.xml · nonDerivative · entry 1

Schaller Bart · CIK 0001868883 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 56,910

F1 · shares: Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.

SEC source: 0001868897-26-000005 · wk-form4_1772581684.xml · nonDerivative · entry 2

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 68,305

F2 · shares: Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of restricted stock units. No investment decision was made by the reporting person in connection with the withholding.

SEC source: 0001868897-26-000005 · wk-form4_1772581684.xml · nonDerivative · entry 1

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 82,866

F1 · shares: Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.

SEC source: 0001839722-26-000007 · wk-form4_1772581678.xml · nonDerivative · entry 2

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 102,755

F2 · shares: Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of restricted stock units. No investment decision was made by the reporting person in connection with the withholding.

SEC source: 0001839722-26-000007 · wk-form4_1772581678.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 113,939

F1 · shares: Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.

SEC source: 0001763554-26-000005 · wk-form4_1772581607.xml · nonDerivative · entry 2

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 64,730

F2 · shares: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the Reporting Person in connection with the vesting of restricted stock units.

SEC source: 0001763554-26-000005 · wk-form4_1772581607.xml · nonDerivative · entry 1

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 76,873

F1 · shares: Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.

SEC source: 0001775796-26-000006 · wk-form4_1772581643.xml · nonDerivative · entry 2

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 130,913

F2 · shares: Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of restricted stock units. No investment decision was made by the reporting person in connection with the withholding.

SEC source: 0001775796-26-000006 · wk-form4_1772581643.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 147,824

F1 · shares: Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.

SEC source: 0001614719-26-000006 · wk-form4_1772581601.xml · nonDerivative · entry 2

DOUBLES BRIAN D · CIK 0001614719 · Director · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 979,222

F2 · shares: Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.

SEC source: 0001614719-26-000006 · wk-form4_1772581601.xml · nonDerivative · entry 1

DOUBLES BRIAN D · CIK 0001614719 · Director · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 873,900

F1 · shares: Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of restricted stock units. No investment decision was made by the reporting person in connection with the withholding.

SEC source: 0001013182-26-000004 · wk-form4_1771535009.xml · nonDerivative · entry 1

GUTHRIE ROY A · CIK 0001013182 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 38,880

F1 · shares: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0002032281-26-000003 · wk-form4_1771535097.xml · nonDerivative · entry 2

Gentleman Courtney · CIK 0002032281 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 17,853

F2 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 5, 2025.

SEC source: 0002032281-26-000003 · wk-form4_1771535097.xml · nonDerivative · entry 1

Gentleman Courtney · CIK 0002032281 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 29,898

F1 · shares: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0002032280-26-000001 · wk-form4_1771535004.xml · nonDerivative · entry 1

Tiliakos Amy · CIK 0002032280 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 17,994

F1 · shares: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0002032277-26-000003 · wk-form4_1771535015.xml · nonDerivative · entry 2

Owens Darrell · CIK 0002032277 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 16,233

F2 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on October 17, 2025.

SEC source: 0002032277-26-000003 · wk-form4_1771535015.xml · nonDerivative · entry 1

Owens Darrell · CIK 0002032277 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 26,537

F1 · shares: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001674338-26-000002 · wk-form4_1771535076.xml · nonDerivative · entry 1

Chytil Kamila K · CIK 0001674338 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 16,232

F1 · shares: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001658732-26-000002 · wk-form4_1771535047.xml · nonDerivative · entry 1

Richie Laurel · CIK 0001658732 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 49,884

F1 · shares: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001614725-26-000004 · wk-form4_1771535068.xml · nonDerivative · entry 1

MOTHNER JONATHAN S · CIK 0001614725 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 161,290

F1 · shares: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001614731-26-000002 · wk-form4_1771535128.xml · nonDerivative · entry 1

COLAO DANIEL O · CIK 0001614731 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 3,986

F1 · shares: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001415300-26-000002 · wk-form4_1771534999.xml · nonDerivative · entry 1

Parker P.W. · CIK 0001415300 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 32,789

F1 · shares: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001315419-26-000002 · wk-form4_1771535042.xml · nonDerivative · entry 1

Alves Paget Leonard · CIK 0001315419 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 50,558

F1 · shares: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001224983-26-000002 · wk-form4_1771535037.xml · nonDerivative · entry 1

AGUIRRE FERNANDO · CIK 0001224983 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 28,576

F1 · shares: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001206587-26-000006 · wk-form4_1771535052.xml · nonDerivative · entry 1

COVIELLO ARTHUR W JR · CIK 0001206587 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 32,458

F1 · shares: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001191210-26-000002 · wk-form4_1771535134.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 62,677

F1 · shares: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001194409-26-000002 · wk-form4_1771535082.xml · nonDerivative · entry 1

ELLINGER DEBORAH G · CIK 0001194409 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 663

F1 · shares: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001369850-26-000002 · wk-form4_1771535102.xml · nonDerivative · entry 1

Zane Ellen M · CIK 0001369850 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 30,543

F1 · shares: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001868897-26-000003 · wk-form4_1771535120.xml · nonDerivative · entry 2

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 58,773

F2 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 11, 2025.

SEC source: 0001868897-26-000003 · wk-form4_1771535120.xml · nonDerivative · entry 1

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 103,184

F1 · shares: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.