Juel Carol

SEC source: 0001868897-26-000010 · wk-form4_1787172533.xml · nonDerivative · entry 1

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 51,875

F1 · shares: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · balance_after: Balance adjusted to account for rounding of fractional shares over time.

SEC source: 0001628280-26-040847 · wk-form4_1780605287.xml · derivative · entry 3

Juel Carol · CIK 0001868897 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 2,651

Underlying: Common Stock · 2,651 shares

Expires not disclosed

F1 · derivative.exercise_price: Each Restricted Stock Unit ("RSU") represents the contingent right to receive one share of Brighthouse Financial, Inc. ("BHF") common stock.

F2 · shares: Award for service as a Board member pursuant to the Brighthouse Financial, Inc. 2017 Non-Management Director Stock Compensation Plan.

F5 · derivative.exercise_date: The RSUs will vest on the earlier of the first anniversary of the grant date or the date of the 2027 annual meeting of stockholders of BHF. Vested shares will be deferred in accordance with the Reporting Person's deferral election pursuant to the Deferred Compensation Plan.

F5 · derivative.expiration_date: The RSUs will vest on the earlier of the first anniversary of the grant date or the date of the 2027 annual meeting of stockholders of BHF. Vested shares will be deferred in accordance with the Reporting Person's deferral election pursuant to the Deferred Compensation Plan.

SEC source: 0001628280-26-040847 · wk-form4_1780605287.xml · derivative · entry 2

Juel Carol · CIK 0001868897 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 10,390

Underlying: Common Stock · 2,837 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · derivative.exercise_price: Each deferred RSU represents the deferred right to receive one share of BHF common stock, or a cash payment equal to the value of one share of BHF common stock.

F2 · shares: Award for service as a Board member pursuant to the Brighthouse Financial, Inc. 2017 Non-Management Director Stock Compensation Plan.

F3 · derivative.exercise_date: The RSUs vested on the date of the 2026 annual meeting of stockholders of BHF. The Reporting Person has elected to defer these shares pursuant to the Brighthouse Services, LLC Deferred Compensation Plan for Non-Management Directors (the "Deferred Compensation Plan"). Payment of the shares will be made (i) in accordance with the Reporting Person's deferral election; or, if earlier, (ii) starting upon termination of the Reporting Person's service as a Director.

F3 · derivative.expiration_date: The RSUs vested on the date of the 2026 annual meeting of stockholders of BHF. The Reporting Person has elected to defer these shares pursuant to the Brighthouse Services, LLC Deferred Compensation Plan for Non-Management Directors (the "Deferred Compensation Plan"). Payment of the shares will be made (i) in accordance with the Reporting Person's deferral election; or, if earlier, (ii) starting upon termination of the Reporting Person's service as a Director.

SEC source: 0001628280-26-040847 · wk-form4_1780605287.xml · derivative · entry 1

Juel Carol · CIK 0001868897 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 2,837 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each Restricted Stock Unit ("RSU") represents the contingent right to receive one share of Brighthouse Financial, Inc. ("BHF") common stock.

F2 · shares: Award for service as a Board member pursuant to the Brighthouse Financial, Inc. 2017 Non-Management Director Stock Compensation Plan.

F3 · derivative.exercise_date: The RSUs vested on the date of the 2026 annual meeting of stockholders of BHF. The Reporting Person has elected to defer these shares pursuant to the Brighthouse Services, LLC Deferred Compensation Plan for Non-Management Directors (the "Deferred Compensation Plan"). Payment of the shares will be made (i) in accordance with the Reporting Person's deferral election; or, if earlier, (ii) starting upon termination of the Reporting Person's service as a Director.

F3 · derivative.expiration_date: The RSUs vested on the date of the 2026 annual meeting of stockholders of BHF. The Reporting Person has elected to defer these shares pursuant to the Brighthouse Services, LLC Deferred Compensation Plan for Non-Management Directors (the "Deferred Compensation Plan"). Payment of the shares will be made (i) in accordance with the Reporting Person's deferral election; or, if earlier, (ii) starting upon termination of the Reporting Person's service as a Director.

SEC source: 0001868897-26-000007 · wk-form4_1779222286.xml · nonDerivative · entry 1

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 51,663

F1 · shares: Represents dividend equivalent units accrued on May 15, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001628280-26-030589 · wk-form4_1778012322.xml · derivative · entry 2

Juel Carol · CIK 0001868897 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 7,553

Underlying: Common Stock · 0 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each Restricted Stock Unit ("RSU") represents the contingent right to receive one share of Brighthouse Financial, Inc. ("BHF") common stock.

F2 · shares: Award for service as a Board member pursuant to the Brighthouse Financial, Inc. 2017 Non-Management Director Stock Compensation Plan.

F3 · derivative.exercise_date: The RSUs vested on June 8, 2023 and the vested shares were credited to the Reporting Person's deferred compensation account in accordance with the Reporting Person's deferral election made pursuant to the terms of the Brighthouse Services, LLC Deferred Compensation Plan for Non-Management Directors. The shares are being paid out in accordance with the Reporting Person's deferral election.

F3 · derivative.expiration_date: The RSUs vested on June 8, 2023 and the vested shares were credited to the Reporting Person's deferred compensation account in accordance with the Reporting Person's deferral election made pursuant to the terms of the Brighthouse Services, LLC Deferred Compensation Plan for Non-Management Directors. The shares are being paid out in accordance with the Reporting Person's deferral election.

SEC source: 0001628280-26-030589 · wk-form4_1778012322.xml · nonDerivative · entry 1

Juel Carol · CIK 0001868897 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 5,157

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each Restricted Stock Unit ("RSU") represents the contingent right to receive one share of Brighthouse Financial, Inc. ("BHF") common stock.

SEC source: 0001868897-26-000005 · wk-form4_1772581684.xml · nonDerivative · entry 3

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 51,446

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 11, 2025.

SEC source: 0001868897-26-000005 · wk-form4_1772581684.xml · nonDerivative · entry 2

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 68,305

F2 · shares: Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of restricted stock units. No investment decision was made by the reporting person in connection with the withholding.

SEC source: 0001868897-26-000005 · wk-form4_1772581684.xml · nonDerivative · entry 1

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 82,866

F1 · shares: Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.

SEC source: 0001868897-26-000003 · wk-form4_1771535120.xml · nonDerivative · entry 2

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 58,773

F2 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 11, 2025.

SEC source: 0001868897-26-000003 · wk-form4_1771535120.xml · nonDerivative · entry 1

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 103,184

F1 · shares: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001868897-26-000002 · wk-form4_1769202802.xml · nonDerivative · entry 2

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 102,941

F2 · shares: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of the PSUs under the 2023-2025 Long-Term Performance Program.

SEC source: 0001868897-26-000002 · wk-form4_1769202802.xml · nonDerivative · entry 1

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 137,835

F1 · shares: Represents common stock of Synchrony Financial (the "Company") earned by the reporting person in connection with the vesting of Performance Share Units ("PSUs") under the 2023-2025 Long-Term Performance Program based on pre-established performance goals for the 2023-2025 performance period.

SEC source: 0001868897-25-000007 · wk-form4_1763590330.xml · nonDerivative · entry 1

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 58,530

F1 · shares: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001868897-25-000005 · wk-form4_1755639607.xml · nonDerivative · entry 1

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 58,281

F1 · shares: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0000950170-25-086708 · ownership.xml · derivative · entry 1

Juel Carol · CIK 0001868897 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 2,837

Underlying: Common Stock · 2,837 shares

Expires not disclosed

F1 · derivative.exercise_price: Each Restricted Stock Unit ("RSU") represents the contingent right to receive one share of Brighthouse Financial, Inc. ("BHF") common stock.

F2 · shares: Award for service as a Board member pursuant to the Brighthouse Financial, Inc. 2017 Non-Management Director Stock Compensation Plan.

F3 · derivative.exercise_date: The RSUs will vest on the earlier of the first anniversary of the grant date or the date of the 2026 annual meeting of stockholders of BHF. Vested shares will be deferred in accordance with the Reporting Person's deferral election pursuant to the Brighthouse Services, LLC Deferred Compensation Plan for Non-Management Directors.

F3 · derivative.expiration_date: The RSUs will vest on the earlier of the first anniversary of the grant date or the date of the 2026 annual meeting of stockholders of BHF. Vested shares will be deferred in accordance with the Reporting Person's deferral election pursuant to the Brighthouse Services, LLC Deferred Compensation Plan for Non-Management Directors.

SEC source: 0001868897-25-000001 · wk-form4_1749251991.xml · derivative · entry 2

Juel Carol · CIK 0001868897 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 10,914

Underlying: Common Stock · 3,850 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · derivative.exercise_price: Each deferred RSU represents the deferred right to receive one share of BHF common stock, or a cash payment equal to the value of one share of BHF common stock.

F2 · shares: Award for service as a Board member pursuant to the Brighthouse Financial, Inc. 2017 Non-Management Director Stock Compensation Plan.

F3 · derivative.exercise_date: The RSUs vested on June 6, 2025. The Reporting Person has elected to defer these shares pursuant to the Brighthouse Services, LLC Deferred Compensation Plan for Non-Management Directors. The shares will be paid out (i) in accordance with the Reporting Person's deferral election; or, if earlier, (ii) upon termination of the Reporting Person's service as a Director.

F3 · derivative.expiration_date: The RSUs vested on June 6, 2025. The Reporting Person has elected to defer these shares pursuant to the Brighthouse Services, LLC Deferred Compensation Plan for Non-Management Directors. The shares will be paid out (i) in accordance with the Reporting Person's deferral election; or, if earlier, (ii) upon termination of the Reporting Person's service as a Director.

SEC source: 0001868897-25-000001 · wk-form4_1749251991.xml · derivative · entry 1

Juel Carol · CIK 0001868897 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 3,850 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each Restricted Stock Unit ("RSU") represents the contingent right to receive one share of Brighthouse Financial, Inc. ("BHF") common stock.

F2 · shares: Award for service as a Board member pursuant to the Brighthouse Financial, Inc. 2017 Non-Management Director Stock Compensation Plan.

F3 · derivative.exercise_date: The RSUs vested on June 6, 2025. The Reporting Person has elected to defer these shares pursuant to the Brighthouse Services, LLC Deferred Compensation Plan for Non-Management Directors. The shares will be paid out (i) in accordance with the Reporting Person's deferral election; or, if earlier, (ii) upon termination of the Reporting Person's service as a Director.

F3 · derivative.expiration_date: The RSUs vested on June 6, 2025. The Reporting Person has elected to defer these shares pursuant to the Brighthouse Services, LLC Deferred Compensation Plan for Non-Management Directors. The shares will be paid out (i) in accordance with the Reporting Person's deferral election; or, if earlier, (ii) upon termination of the Reporting Person's service as a Director.

SEC source: 0001601712-25-000176 · wk-form4_1747692539.xml · nonDerivative · entry 1

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 58,037

F1 · shares: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000107 · wk-form4_1741133997.xml · derivative · entry 11

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 18,145 shares

Expires 2028-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on October 22, 2024.

F10 · derivative.exercise_date: The reporting person was awarded employee stock options on April 1, 2018, which vest in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

SEC source: 0001601712-25-000107 · wk-form4_1741133997.xml · derivative · entry 10

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 16,613 shares

Expires 2027-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on October 22, 2024.

F9 · derivative.exercise_date: The reporting person was awarded employee stock options on April 1, 2017, which vest in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

SEC source: 0001601712-25-000107 · wk-form4_1741133997.xml · nonDerivative · entry 9

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 57,750

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on October 22, 2024.

F8 · price: This price is a weighted average price. These shares were sold in multiple transactions at prices ranging from $61.05 to $61.19. Information regarding the number of shares sold at each price will be provided upon request.

SEC source: 0001601712-25-000107 · wk-form4_1741133997.xml · nonDerivative · entry 8

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 58,113

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on October 22, 2024.

F7 · price: This price is a weighted average price. These shares were sold in multiple transactions at prices ranging from $59.96 to $60.93. Information regarding the number of shares sold at each price will be provided upon request.

SEC source: 0001601712-25-000107 · wk-form4_1741133997.xml · nonDerivative · entry 7

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 77,517

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on October 22, 2024.

F6 · price: This price is a weighted average price. These shares were sold in multiple transactions at prices ranging from $58.96 to $59.95. Information regarding the number of shares sold at each price will be provided upon request.

SEC source: 0001601712-25-000107 · wk-form4_1741133997.xml · nonDerivative · entry 6

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 123,619

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on October 22, 2024.

F5 · price: This price is a weighted average price. These shares were sold in multiple transactions at prices ranging from $57.98 to $58.92. Information regarding the number of shares sold at each price will be provided upon request.

SEC source: 0001601712-25-000107 · wk-form4_1741133997.xml · nonDerivative · entry 5

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 135,986

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on October 22, 2024.

F4 · price: This price is a weighted average price. These shares were sold in multiple transactions at prices ranging from $56.96 to $57.87. Information regarding the number of shares sold at each price will be provided upon request.

SEC source: 0001601712-25-000107 · wk-form4_1741133997.xml · nonDerivative · entry 4

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 149,163

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on October 22, 2024.

SEC source: 0001601712-25-000107 · wk-form4_1741133997.xml · nonDerivative · entry 3

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 131,018

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on October 22, 2024.

SEC source: 0001601712-25-000107 · wk-form4_1741133997.xml · nonDerivative · entry 2

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 114,405

F2 · shares: Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of restricted stock units. No investment decision was made by the reporting person in connection with the withholding.

SEC source: 0001601712-25-000107 · wk-form4_1741133997.xml · nonDerivative · entry 1

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 129,923

F1 · shares: Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.

SEC source: 0001601712-25-000077 · wk-form4_1740095795.xml · nonDerivative · entry 1

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 105,821

F1 · shares: Represents dividend equivalent units accrued on February 18, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 18, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000031 · wk-form4_1737675984.xml · nonDerivative · entry 2

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 105,565

F2 · shares: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of the PSUs under the 2022-2024 Long-Term Performance Program.

SEC source: 0001601712-25-000031 · wk-form4_1737675984.xml · nonDerivative · entry 1

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 135,122

F1 · shares: Represents common stock of Synchrony Financial (the "Company") earned by the reporting person in connection with the vesting of Performance Share Units ("PSUs") under the 2022-2024 Long-Term Performance Program based on pre-established performance goals for the 2022-2024 performance period.

SEC source: 0001601712-24-000367 · wk-form4_1732057835.xml · nonDerivative · entry 1

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 66,876

F1 · shares: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000306 · wk-form4_1724102636.xml · nonDerivative · entry 1

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 66,620

F1 · shares: Represents dividend equivalent units accrued on August 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000262 · wk-form4_1722897595.xml · nonDerivative · entry 1

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 66,259

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 29, 2023.

SEC source: 0001601712-24-000236 · wk-form4_1719954280.xml · nonDerivative · entry 1

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 66,702

F1 · shares: Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of restricted stock units. No investment decision was made by the reporting person in connection with the withholding.

SEC source: 0001868897-24-000002 · wk-form4_1718052658.xml · derivative · entry 3

Juel Carol · CIK 0001868897 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 3,850

Underlying: Common Stock · 3,850 shares

Expires not disclosed

F1 · derivative.exercise_price: Each Restricted Stock Unit ("RSU") represents the contingent right to receive one share of Brighthouse Financial, Inc. ("BHF") common stock.

F2 · shares: Award for service as a Board member pursuant to the Brighthouse Financial, Inc. 2017 Non-Management Director Stock Compensation Plan.

F5 · derivative.exercise_date: The RSUs will vest on the earlier of the first anniversary of the grant date or the date of the 2025 annual meeting of stockholders of BHF. Vested shares will be deferred in accordance with the Reporting Person's deferral election pursuant to the Deferred Compensation Plan.

F5 · derivative.expiration_date: The RSUs will vest on the earlier of the first anniversary of the grant date or the date of the 2025 annual meeting of stockholders of BHF. Vested shares will be deferred in accordance with the Reporting Person's deferral election pursuant to the Deferred Compensation Plan.

SEC source: 0001868897-24-000002 · wk-form4_1718052658.xml · derivative · entry 2

Juel Carol · CIK 0001868897 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 7,064

Underlying: Common Stock · 3,703 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · derivative.exercise_price: Each deferred RSU represents the deferred right to receive one share of BHF common stock, or a cash payment equal to the value of one share of BHF common stock.

F2 · shares: Award for service as a Board member pursuant to the Brighthouse Financial, Inc. 2017 Non-Management Director Stock Compensation Plan.

F3 · derivative.exercise_date: The RSUs vested on the date of the 2024 annual meeting of stockholders of BHF. The Reporting Person has elected to defer these shares pursuant to the Brighthouse Services, LLC Deferred Compensation Plan for Non-Management Directors (the "Deferred Compensation Plan"). The shares will be paid out (i) in accordance with the Reporting Person's deferral election; or, if earlier, (ii) upon termination of the Reporting Person's service as a Director.

F3 · derivative.expiration_date: The RSUs vested on the date of the 2024 annual meeting of stockholders of BHF. The Reporting Person has elected to defer these shares pursuant to the Brighthouse Services, LLC Deferred Compensation Plan for Non-Management Directors (the "Deferred Compensation Plan"). The shares will be paid out (i) in accordance with the Reporting Person's deferral election; or, if earlier, (ii) upon termination of the Reporting Person's service as a Director.

SEC source: 0001868897-24-000002 · wk-form4_1718052658.xml · derivative · entry 1

Juel Carol · CIK 0001868897 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 3,703 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each Restricted Stock Unit ("RSU") represents the contingent right to receive one share of Brighthouse Financial, Inc. ("BHF") common stock.

F2 · shares: Award for service as a Board member pursuant to the Brighthouse Financial, Inc. 2017 Non-Management Director Stock Compensation Plan.

F3 · derivative.exercise_date: The RSUs vested on the date of the 2024 annual meeting of stockholders of BHF. The Reporting Person has elected to defer these shares pursuant to the Brighthouse Services, LLC Deferred Compensation Plan for Non-Management Directors (the "Deferred Compensation Plan"). The shares will be paid out (i) in accordance with the Reporting Person's deferral election; or, if earlier, (ii) upon termination of the Reporting Person's service as a Director.

F3 · derivative.expiration_date: The RSUs vested on the date of the 2024 annual meeting of stockholders of BHF. The Reporting Person has elected to defer these shares pursuant to the Brighthouse Services, LLC Deferred Compensation Plan for Non-Management Directors (the "Deferred Compensation Plan"). The shares will be paid out (i) in accordance with the Reporting Person's deferral election; or, if earlier, (ii) upon termination of the Reporting Person's service as a Director.

SEC source: 0001601712-24-000208 · wk-form4_1715978938.xml · nonDerivative · entry 1

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 67,086

F1 · shares: Represents dividend equivalent units accrued on May 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000112 · wk-form4_1709684948.xml · derivative · entry 7

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 11,436 shares

Expires 2025-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 29, 2023.

F5 · derivative.exercise_date: The reporting person was awarded employee stock options on April 1, 2015, which vested in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

SEC source: 0001601712-24-000112 · wk-form4_1709684948.xml · derivative · entry 6

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 17,177 shares

Expires 2026-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 29, 2023.

F4 · derivative.exercise_date: The reporting person was awarded employee stock options on April 1, 2016, which vested in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

SEC source: 0001601712-24-000112 · wk-form4_1709684948.xml · nonDerivative · entry 5

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 66,708

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 29, 2023.

SEC source: 0001601712-24-000112 · wk-form4_1709684948.xml · nonDerivative · entry 4

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 138,204

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 29, 2023.

SEC source: 0001601712-24-000112 · wk-form4_1709684948.xml · nonDerivative · entry 3

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 126,768

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 29, 2023.

SEC source: 0001601712-24-000112 · wk-form4_1709684948.xml · nonDerivative · entry 2

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 109,591

F2 · shares: Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.

SEC source: 0001601712-24-000112 · wk-form4_1709684948.xml · nonDerivative · entry 1

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 77,800

F1 · shares: Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of restricted stock units. No investment decision was made by the reporting person in connection with the withholding.

SEC source: 0001601712-24-000076 · wk-form4_1708467195.xml · nonDerivative · entry 1

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 91,396

F1 · shares: Represents dividend equivalent units accrued on February 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.