NAYLOR JEFFREY G

SEC source: 0001191210-26-000010 · wk-form4_1790971775.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 66,904

F1 · date: Represents restricted stock units that will vest in full on September 30, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001191210-26-000009 · wk-form4_1787172590.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 65,617

F1 · shares: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · balance_after: Balance adjusted to account for rounding of fractional shares over time.

SEC source: 0001191210-26-000007 · wk-form4_1783022880.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 65,417

F1 · date: Represents restricted stock units that will vest in full on June 30, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001191210-26-000005 · wk-form4_1779222231.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 64,217

F1 · shares: Represents dividend equivalent units accrued on May 15, 2026 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2026 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001191210-26-000003 · wk-form4_1775166294.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 64,020

F1 · date: Represents restricted stock units that will vest in full on March 31, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001616707-26-000047 · wk-form4_1772835359.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 33,052

F1 · shares: Each share of Class A Common Stock is issuable upon the vesting of a restricted stock unit ("RSU"). The RSUs vest upon the satisfaction of a service condition. The service condition is satisfied as to 1/4th of the shares on May 1, 2026 and as to an additional 1/4th of the shares for each three-month period of continuous service thereafter.

SEC source: 0001191210-26-000002 · wk-form4_1771535134.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 62,677

F1 · shares: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001191210-26-000001 · wk-form4_1767653656.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 62,487

F1 · date: Represents restricted stock units that will vest in full on December 31, 2026. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001191210-25-000008 · wk-form4_1763590305.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 61,452

F1 · shares: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001191210-25-000006 · wk-form4_1759443659.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 61,262

F1 · date: Represents restricted stock units that will vest in full on September 30, 2026. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001191210-25-000005 · wk-form4_1755639429.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 60,047

F1 · shares: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000242 · wk-form4_1754431063.xml · nonDerivative · entry 2

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 59,864

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on January 30, 2025.

SEC source: 0001601712-25-000242 · wk-form4_1754431063.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 69,864

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on January 30, 2025.

SEC source: 0001127602-25-018928 · form4.xml · derivative · entry 2

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,477.83

Underlying: Common Stock · 1,477.83 shares

Expires not disclosed

F2 · derivative.exercise_price: Each share of phantom stock represents the right to receive one share of Dollar Tree common stock, and cash for any fractional shares.

F3 · shares: Represents deferral of the annual director equity award under the Non-Employee Director Deferred Compensation Program.

F4 · derivative.exercise_date: Shares of phantom stock are payable in common stock following the earlier of the director's separation from the Board or the specified date of distribution pursuant to the director's deferral election.

F4 · derivative.expiration_date: Shares of phantom stock are payable in common stock following the earlier of the director's separation from the Board or the specified date of distribution pursuant to the director's deferral election.

SEC source: 0001601712-25-000220 · wk-form4_1751490057.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 79,864

F1 · date: Represents restricted stock units that will vest in full on June 30, 2026. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000203 · wk-form4_1750980975.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 78,570

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on January 30, 2025.

SEC source: 0001601712-25-000188 · wk-form4_1747692694.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 88,570

F1 · shares: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001127602-25-010966 · form4.xml · derivative · entry 2

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 1,898 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Convert without cost to shares of common stock on a one-for-one basis.

F1 · price: Convert without cost to shares of common stock on a one-for-one basis.

F2 · derivative.exercise_date: Shares of phantom stock are payable in common stock following the earlier of the director's separation from the Board or March 31, 2025 (the specified date of distribution pursuant to the director's deferral election)

F2 · derivative.expiration_date: Shares of phantom stock are payable in common stock following the earlier of the director's separation from the Board or March 31, 2025 (the specified date of distribution pursuant to the director's deferral election)

SEC source: 0001127602-25-010966 · form4.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 20,608

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Convert without cost to shares of common stock on a one-for-one basis.

SEC source: 0001601712-25-000129 · wk-form4_1743624614.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 88,360

F1 · date: Represents restricted stock units that will vest in full on March 31, 2026. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001628280-25-011415 · wk-form4_1741387903.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 29,876

F1 · shares: Each share of Class A Common Stock is issuable upon the vesting of a restricted stock unit ("RSU"). The RSUs vest upon the satisfaction of a service condition. The service condition is satisfied as to 1/4th of the shares on May 1, 2025 and as to an additional 1/4th of the shares for each three-month period of continuous service thereafter.

SEC source: 0001601712-25-000088 · wk-form4_1740095911.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 86,730

F1 · shares: Represents dividend equivalent units accrued on February 18, 2025 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 18, 2025 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000016 · wk-form4_1735938699.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 86,574

F1 · date: Represents restricted stock units that will vest in full on December 31, 2025. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000375 · wk-form4_1732057923.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 85,458

F1 · shares: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan (the "NED Deferred Compensation Plan"). The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units or deferred stock units to which they relate. Under the NED Deferred Compensation Plan, deferred stock units settle in shares of common stock according to the Reporting Person's election, in a single lump sum, in five installments or in ten installments, commencing in the July of the year following the year in which the Reporting Person terminates service with the Company. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan (the "NED Deferred Compensation Plan"). The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units or deferred stock units to which they relate. Under the NED Deferred Compensation Plan, deferred stock units settle in shares of common stock according to the Reporting Person's election, in a single lump sum, in five installments or in ten installments, commencing in the July of the year following the year in which the Reporting Person terminates service with the Company. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · balance_after: Includes approximately 2,500 dividend equivalent units accrued from regular quarterly dividends that were paid from May 3, 2019 through August 15, 2024 on the common shares underlying deferred stock units previously granted to the Reporting Person under the NED Deferred Compensation Plan. These dividend equivalent units were inadvertently not reported previously due to an administrative error and not any error of the Reporting Person.

SEC source: 0001601712-24-000329 · wk-form4_1727917149.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 82,805

F1 · date: Represents restricted stock units that will vest in full on September 30, 2025. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000303 · wk-form4_1724102606.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 81,351

F1 · shares: Represents dividend equivalent units accrued on August 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001127602-24-019719 · form4.xml · derivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,398.6

Underlying: Common Stock · 1,398.6 shares

Expires not disclosed

F1 · derivative.exercise_price: Each share of phantom stock represents the right to receive one share of Dollar Tree common stock, and cash for any fractional shares.

F2 · shares: Represents deferral of the annual director equity award under the Non-Employee Director Deferred Compensation Program.

F3 · derivative.exercise_date: Shares of phantom stock are payable in common stock following the earlier of the director's separation from the Board or the specified date of distribution pursuant to the director's deferral election.

F3 · derivative.expiration_date: Shares of phantom stock are payable in common stock following the earlier of the director's separation from the Board or the specified date of distribution pursuant to the director's deferral election.

SEC source: 0001601712-24-000239 · wk-form4_1719954313.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 81,310

F1 · date: Represents restricted stock units that will vest in full on June 30, 2025. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000201 · wk-form4_1715978727.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 79,772

F1 · shares: Represents dividend equivalent units accrued on May 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000135 · wk-form4_1712093626.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 79,726

F1 · date: Represents restricted stock units that will vest in full on March 31, 2025. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001127602-24-012464 · form4.xml · derivative · entry 2

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 1,898 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Convert without cost to shares of common stock on a one-for-one basis.

F1 · price: Convert without cost to shares of common stock on a one-for-one basis.

F2 · derivative.exercise_date: Shares of phantom stock are payable in common stock following the earlier of the director's separation from the Board or March 31, 2023 (the specified date of distribution pursuant to the director's deferral election).

F2 · derivative.expiration_date: Shares of phantom stock are payable in common stock following the earlier of the director's separation from the Board or March 31, 2023 (the specified date of distribution pursuant to the director's deferral election).

SEC source: 0001127602-24-012464 · form4.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 16,812

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Convert without cost to shares of common stock on a one-for-one basis.

SEC source: 0001628280-24-010082 · wk-form4_1709943393.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 22,577

F1 · shares: These shares of Class A Common Stock are issuable upon vesting of a restricted stock unit ("RSU"). The RSU vests upon the satisfaction of a service condition. The service condition is satisfied as to 1/4th of the shares on May 1, 2024 and as to an additional 1/4th of the shares for each 3-month period of continuous service thereafter.

SEC source: 0001601712-24-000074 · wk-form4_1708467162.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 78,044

F1 · shares: Represents dividend equivalent units accrued on February 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000013 · wk-form4_1704323206.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 77,994

F1 · date: Represents restricted stock units that will vest in full on December 31, 2024. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-23-000301 · wk-form4_1700001313.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 76,094

F1 · shares: Represents dividend equivalent units accrued on November 9, 2023 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 9, 2023 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001127602-23-024984 · form4.xml · derivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 223.11

Underlying: Common Stock · 223.11 shares

Expires not disclosed

F1 · derivative.exercise_price: Each share of phantom stock represents the right to receive one share of Dollar Tree common stock, and cash for any fractional shares.

F2 · kind: Represents deferral of director fees under the Non-Employee Director Deferred Compensation Program.

F3 · derivative.exercise_date: Shares of phantom stock are payable in common stock following the earlier of the director's separation from the Board or the specified date of distribution pursuant to the director's deferral election.

F3 · derivative.expiration_date: Shares of phantom stock are payable in common stock following the earlier of the director's separation from the Board or the specified date of distribution pursuant to the director's deferral election.

SEC source: 0001601712-23-000266 · wk-form4_1696368222.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 76,032

F1 · date: Represents restricted stock units that will vest in full on September 30, 2024. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-23-000235 · wk-form4_1692051555.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 73,659

F1 · shares: Represents dividend equivalent units accrued on August 10, 2023 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 10, 2023 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001127602-23-020184 · form4.xml · derivative · entry 2

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,210.81

Underlying: Common Stock · 1,045.3 shares

Expires not disclosed

F1 · derivative.exercise_price: Each share of phantom stock represents the right to receive one share of Dollar Tree common stock, and cash for any fractional shares.

F4 · kind: Represents deferral of the annual director equity award under the Non-Employee Director Deferred Compensation Program.

F3 · derivative.exercise_date: Shares of phantom stock are payable in common stock following the earlier of the director's separation from the Board or the specified date of distribution pursuant to the director's deferral election.

F3 · derivative.expiration_date: Shares of phantom stock are payable in common stock following the earlier of the director's separation from the Board or the specified date of distribution pursuant to the director's deferral election.

SEC source: 0001127602-23-020184 · form4.xml · derivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 165.51

Underlying: Common Stock · 165.51 shares

Expires not disclosed

F1 · derivative.exercise_price: Each share of phantom stock represents the right to receive one share of Dollar Tree common stock, and cash for any fractional shares.

F2 · kind: Represents deferral of director fees under the Non-Employee Director Deferred Compensation Program.

F3 · derivative.exercise_date: Shares of phantom stock are payable in common stock following the earlier of the director's separation from the Board or the specified date of distribution pursuant to the director's deferral election.

F3 · derivative.expiration_date: Shares of phantom stock are payable in common stock following the earlier of the director's separation from the Board or the specified date of distribution pursuant to the director's deferral election.

SEC source: 0001601712-23-000193 · wk-form4_1688591730.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 73,613

F1 · date: Represents restricted stock units that will vest in full on June 30, 2024. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-23-000153 · wk-form4_1684269114.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 71,474

F1 · shares: Represents dividend equivalent units accrued on May 12, 2023 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 12, 2023 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001127602-23-012311 · form4.xml · derivative · entry 3

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 165.45

Underlying: Common Stock · 165.45 shares

Expires not disclosed

F5 · derivative.exercise_price: Each share of phantom stock represents the right to receive one share of Dollar Tree common stock, and cash for any fractional shares.

F6 · kind: Represents deferral of director fees under the 2013 Director Deferred Compensation Plan.

F7 · derivative.exercise_date: Shares of phantom stock are payable in common stock following the earlier of the director's separation from the Board or the specified date of distribution pursuant to the director's deferral election.

F7 · derivative.expiration_date: Shares of phantom stock are payable in common stock following the earlier of the director's separation from the Board or the specified date of distribution pursuant to the director's deferral election.

SEC source: 0001127602-23-012311 · form4.xml · derivative · entry 2

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 3,414 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · derivative.exercise_price: Convert without cost to shares of common stock on a one-for-one basis.

F1 · shares: Shares of phantom stock previously reported by the Reporting Person for director's fees earned for service in 2018 and 2019 which were deferred under the 2013 Director Deferred Compensation Plan.

F2 · price: N/A

F4 · derivative.exercise_date: Shares of phantom stock are payable in common stock following the earlier of the director's separation from the Board or March 31, 2023 (the specified date of distribution pursuant to the director's deferral election).

F4 · derivative.expiration_date: Shares of phantom stock are payable in common stock following the earlier of the director's separation from the Board or March 31, 2023 (the specified date of distribution pursuant to the director's deferral election).

SEC source: 0001127602-23-012311 · form4.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 14,914

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: Shares of phantom stock previously reported by the Reporting Person for director's fees earned for service in 2018 and 2019 which were deferred under the 2013 Director Deferred Compensation Plan.

F2 · price: N/A

SEC source: 0001601712-23-000113 · wf-form4_168063914965355.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 71,426

F1 · date: Represents restricted stock units that will vest in full on March 31, 2024. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001616707-23-000047 · wf-form4_167788878994333.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 18,400

F1 · shares: These shares of Class A Common Stock are issuable upon vesting of a restricted stock unit ("RSU"). The RSU vests upon the satisfaction of a service condition. The service condition is satisfied as to 1/4th of the shares on May 1, 2023 and as to an additional equal installment of the shares for each 3-month period of continuous service thereafter.

SEC source: 0001601712-23-000054 · wf-form4_167710222561581.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 70,007

F1 · shares: Represents dividend equivalent units accrued on February 17, 2023 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 17, 2023 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001127602-23-000103 · form4.xml · derivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 167.92

Underlying: Common Stock · 167.92 shares

Expires not disclosed

F1 · derivative.exercise_price: Each share of phantom stock represents the right to receive one share of Dollar Tree common stock, and cash for any fractional shares.

F2 · kind: Represents deferral of director fees under the 2013 Director Deferred Compensation Plan.

F3 · derivative.exercise_date: Shares of phantom stock are payable in common stock following the earlier of the director's separation from the Board or the specified date of distribution pursuant to the director's deferral election.

F3 · derivative.expiration_date: Shares of phantom stock are payable in common stock following the earlier of the director's separation from the Board or the specified date of distribution pursuant to the director's deferral election.