Howse Curtis

SEC source: 0001839722-26-000013 · wk-form4_1787172555.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 86,796

F1 · shares: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · balance_after: Balance adjusted to account for rounding of fractional shares over time.

SEC source: 0001839722-26-000010 · wk-form4_1779222299.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 86,618

F1 · shares: Represents dividend equivalent units accrued on May 15, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001839722-26-000008 · wk-form4_1778012459.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 86,437

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on July 24, 2025.

SEC source: 0001839722-26-000007 · wk-form4_1772581678.xml · nonDerivative · entry 3

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 94,873

F3 · shares: These transactions were made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on July 24, 2025.

SEC source: 0001839722-26-000007 · wk-form4_1772581678.xml · nonDerivative · entry 2

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 102,755

F2 · shares: Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of restricted stock units. No investment decision was made by the reporting person in connection with the withholding.

SEC source: 0001839722-26-000007 · wk-form4_1772581678.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 113,939

F1 · shares: Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.

SEC source: 0001839722-26-000005 · wk-form4_1771535032.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 94,404

F1 · shares: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001839722-26-000004 · wk-form4_1770242535.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 94,196

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on July 24, 2025.

SEC source: 0001839722-26-000002 · wk-form4_1769202849.xml · nonDerivative · entry 2

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 146,752

F2 · shares: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of the PSUs under the 2023-2025 Long-Term Performance Program.

SEC source: 0001839722-26-000002 · wk-form4_1769202849.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 176,074

F1 · shares: Represents common stock of Synchrony Financial (the "Company") earned by the reporting person in connection with the vesting of Performance Share Units ("PSUs") under the 2023-2025 Long-Term Performance Program based on pre-established performance goals for the 2023-2025 performance period.

SEC source: 0001839722-25-000008 · wk-form4_1763590342.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 108,484

F1 · shares: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001839722-25-000006 · wk-form4_1762381869.xml · derivative · entry 3

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 12,086 shares

Expires 2027-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on July 24, 2025.

F2 · derivative.exercise_date: The Reporting Person was awarded 12,086 stock options on April 1, 2017, which vested in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

SEC source: 0001839722-25-000006 · wk-form4_1762381869.xml · nonDerivative · entry 2

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 108,271

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on July 24, 2025.

SEC source: 0001839722-25-000006 · wk-form4_1762381869.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 120,357

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on July 24, 2025.

SEC source: 0001839722-25-000004 · wk-form4_1755639727.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 108,271

F1 · shares: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000204 · wk-form4_1750980985.xml · derivative · entry 3

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 11,380 shares

Expires 2028-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 15, 2024.

F2 · derivative.exercise_date: The Reporting Person was awarded 11,380 stock options on April 1, 2018, which vested in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

SEC source: 0001601712-25-000204 · wk-form4_1750980985.xml · nonDerivative · entry 2

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 108,062

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 15, 2024.

SEC source: 0001601712-25-000204 · wk-form4_1750980985.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 119,442

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 15, 2024.

SEC source: 0001601712-25-000192 · wk-form4_1747692745.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 108,062

F1 · shares: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000104 · wk-form4_1741133965.xml · nonDerivative · entry 3

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 107,816

F3 · shares: These transactions were made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 15, 2024.

SEC source: 0001601712-25-000104 · wk-form4_1741133965.xml · nonDerivative · entry 2

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 141,859

F2 · shares: Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of restricted stock units. No investment decision was made by the reporting person in connection with the withholding.

SEC source: 0001601712-25-000104 · wk-form4_1741133965.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 153,911

F1 · shares: Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.

SEC source: 0001601712-25-000089 · wk-form4_1740095921.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 133,609

F1 · shares: Represents dividend equivalent units accrued on February 18, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 18, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000035 · wk-form4_1737676024.xml · nonDerivative · entry 2

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 133,387

F2 · shares: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of the PSUs under the 2022-2024 Long-Term Performance Program.

SEC source: 0001601712-25-000035 · wk-form4_1737676024.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 159,022

F1 · shares: Represents common stock of Synchrony Financial (the "Company") earned by the reporting person in connection with the vesting of Performance Share Units ("PSUs") under the 2022-2024 Long-Term Performance Program based on pre-established performance goals for the 2022-2024 performance period.

SEC source: 0001601712-24-000368 · wk-form4_1732057845.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 99,965

F1 · shares: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000338 · wk-form4_1730894758.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 99,743

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 29, 2023.

SEC source: 0001601712-24-000296 · wk-form4_1724102533.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 121,677

F1 · shares: Represents dividend equivalent units accrued on August 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000197 · wk-form4_1715978603.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 121,365

F1 · shares: Represents dividend equivalent units accrued on May 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000174 · wk-form4_1715027607.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 121,042

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 29, 2023.

SEC source: 0001601712-24-000123 · wk-form4_1710883361.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 152,604

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 29, 2023.

SEC source: 0001601712-24-000114 · wk-form4_1709684976.xml · nonDerivative · entry 2

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 158,783

F2 · shares: Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.

SEC source: 0001601712-24-000114 · wk-form4_1709684976.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 130,966

F1 · shares: Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of restricted stock units. No investment decision was made by the reporting person in connection with the withholding.

SEC source: 0001601712-24-000075 · wk-form4_1708467180.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 142,423

F1 · shares: Represents dividend equivalent units accrued on February 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000037 · wk-form4_1706309023.xml · nonDerivative · entry 2

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 142,078

F2 · shares: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of the PSUs under the 2021-2023 Long-Term Performance Program.

SEC source: 0001601712-24-000037 · wk-form4_1706309023.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 159,289

F1 · shares: Represents common stock of Synchrony Financial (the "Company") earned by the reporting person in connection with the vesting of Performance Share Units ("PSUs") under the 2021-2023 Long-Term Performance Program based on pre-established performance goals for the 2021-2023 performance period.

SEC source: 0001601712-23-000300 · wk-form4_1700001299.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 120,317

F1 · shares: Represents dividend equivalent units accrued on November 9, 2023 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 9, 2023 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-23-000241 · wk-form4_1692051790.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 119,849

F1 · shares: Represents dividend equivalent units accrued on August 10, 2023 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 10, 2023 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-23-000159 · wk-form4_1684269537.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 119,455

F1 · shares: Represents dividend equivalent units accrued on May 12, 2023 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 12, 2023 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-23-000107 · wf-form4_168063898667557.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 118,999

F1 · shares: Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the Reporting Person in connection with the vesting of restricted stock units. No investment decision was made by the Reporting Person in connection with the withholding.

SEC source: 0001601712-23-000074 · wf-form4_167788568107833.xml · nonDerivative · entry 2

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 119,612

F2 · shares: Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of restricted stock units. No investment decision was made by the reporting person in connection with the withholding.

SEC source: 0001601712-23-000074 · wf-form4_167788568107833.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 129,244

F1 · shares: Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.

SEC source: 0001601712-23-000043 · wf-form4_167710187914222.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 99,930

F1 · shares: Represents dividend equivalent units accrued on February 17, 2023 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 17, 2023 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-23-000029 · wf-form4_167476733856210.xml · nonDerivative · entry 2

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 99,626

F2 · shares: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of the PSUs under the 2020-2022 Long-Term Performance Program.

SEC source: 0001601712-23-000029 · wf-form4_167476733856210.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 114,125

F1 · shares: Represents common stock of Synchrony Financial (the "Company") earned by the reporting person in connection with the vesting of Performance Share Units ("PSUs") under the 2020-2022 Long-Term Performance Program based on pre-established performance goals for the 2020-2022 performance period.

SEC source: 0001601712-22-000265 · wf-form4_166854752343370.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 81,714

F1 · shares: Represents dividend equivalent units accrued on November 10, 2022 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 10, 2022 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-22-000222 · wf-form4_166060465830192.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 81,435

F1 · shares: Represents dividend equivalent units accrued on August 11, 2022 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 11, 2022 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-22-000177 · wf-form4_165273256945006.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 81,138

F1 · shares: Represents dividend equivalent units accrued on May 12, 2022 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 12, 2022 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-22-000112 · wf-form4_164910419238376.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 80,829

F1 · shares: Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the Reporting Person in connection with the vesting of restricted stock units. No investment decision was made by the Reporting Person in connection with the withholding.

SEC source: 0001601712-22-000085 · wf-form4_164634212671179.xml · nonDerivative · entry 2

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 82,037

F2 · shares: Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the Reporting Person in connection with the vesting of restricted stock units. No investment decision was made by the Reporting Person in connection with the withholding.