Wenzel Brian J. Sr.

SEC source: 0001775796-26-000010 · wk-form4_1787172538.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 64,763

F1 · shares: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001775796-26-000008 · wk-form4_1779222290.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 64,491

F1 · shares: Represents dividend equivalent units accrued on May 15, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001775796-26-000006 · wk-form4_1772581643.xml · nonDerivative · entry 4

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 64,221

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on October 31, 2025.

SEC source: 0001775796-26-000006 · wk-form4_1772581643.xml · nonDerivative · entry 3

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 111,333

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on October 31, 2025.

SEC source: 0001775796-26-000006 · wk-form4_1772581643.xml · nonDerivative · entry 2

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 130,913

F2 · shares: Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of restricted stock units. No investment decision was made by the reporting person in connection with the withholding.

SEC source: 0001775796-26-000006 · wk-form4_1772581643.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 147,824

F1 · shares: Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.

SEC source: 0001775796-26-000003 · wk-form4_1771535026.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 116,569

F1 · shares: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001775796-26-000002 · wk-form4_1769202827.xml · nonDerivative · entry 2

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 116,282

F2 · shares: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of the PSUs under the 2023-2025 Long-Term Performance Program.

SEC source: 0001775796-26-000002 · wk-form4_1769202827.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 157,127

F1 · shares: Represents common stock of Synchrony Financial (the "Company") earned by the reporting person in connection with the vesting of Performance Share Units ("PSUs") under the 2023-2025 Long-Term Performance Program based on pre-established performance goals for the 2023-2025 performance period.

SEC source: 0001775796-25-000005 · wk-form4_1763590401.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 69,170

F1 · shares: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001775796-25-000003 · wk-form4_1755639234.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 68,876

F1 · shares: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000246 · wk-form4_1754431090.xml · derivative · entry 3

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 8,514 shares

Expires 2027-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 12, 2024.

F2 · derivative.exercise_date: The Reporting Person was awarded 8,514 stock options on April 1, 2017, which vested in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

SEC source: 0001601712-25-000246 · wk-form4_1754431090.xml · nonDerivative · entry 2

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 68,588

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 12, 2024.

SEC source: 0001601712-25-000246 · wk-form4_1754431090.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 77,102

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 12, 2024.

SEC source: 0001601712-25-000191 · wk-form4_1747692732.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 68,588

F1 · shares: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000109 · wk-form4_1741134018.xml · nonDerivative · entry 3

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 68,249

F3 · shares: This transactions were made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 12, 2024.

SEC source: 0001601712-25-000109 · wk-form4_1741134018.xml · nonDerivative · entry 2

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 130,951

F2 · shares: Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of restricted stock units. No investment decision was made by the reporting person in connection with the withholding.

SEC source: 0001601712-25-000109 · wk-form4_1741134018.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 148,678

F1 · shares: Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.

SEC source: 0001601712-25-000087 · wk-form4_1740095900.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 119,014

F1 · shares: Represents dividend equivalent units accrued on February 18, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 18, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000032 · wk-form4_1737675994.xml · nonDerivative · entry 2

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 118,721

F2 · shares: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of the PSUs under the 2022-2024 Long-Term Performance Program.

SEC source: 0001601712-25-000032 · wk-form4_1737675994.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 155,287

F1 · shares: Represents common stock of Synchrony Financial (the "Company") earned by the reporting person in connection with the vesting of Performance Share Units ("PSUs") under the 2022-2024 Long-Term Performance Program based on pre-established performance goals for the 2022-2024 performance period.

SEC source: 0001601712-24-000373 · wk-form4_1732057901.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 76,544

F1 · shares: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000293 · wk-form4_1724102501.xml · derivative · entry 4

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 8,490 shares

Expires 2026-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on May 20, 2024.

F3 · derivative.exercise_date: The reporting person was awarded employee stock options on April 1, 2016, which vested in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

SEC source: 0001601712-24-000293 · wk-form4_1724102501.xml · nonDerivative · entry 3

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 76,251

F2 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on May 20, 2024.

SEC source: 0001601712-24-000293 · wk-form4_1724102501.xml · nonDerivative · entry 2

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 150,949

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on May 20, 2024.

SEC source: 0001601712-24-000293 · wk-form4_1724102501.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 142,459

F1 · shares: Represents dividend equivalent units accrued on August 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000196 · wk-form4_1715978550.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 142,046

F1 · shares: Represents dividend equivalent units accrued on May 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000109 · wk-form4_1709684909.xml · derivative · entry 5

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 6,281 shares

Expires 2025-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · shares: This transactions were made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 29, 2023.

F4 · derivative.exercise_date: The reporting person was awarded employee stock options on April 1, 2015, which vested in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

SEC source: 0001601712-24-000109 · wk-form4_1709684909.xml · nonDerivative · entry 4

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 141,619

F3 · shares: This transactions were made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 29, 2023.

SEC source: 0001601712-24-000109 · wk-form4_1709684909.xml · nonDerivative · entry 3

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 152,900

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · shares: This transactions were made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 29, 2023.

SEC source: 0001601712-24-000109 · wk-form4_1709684909.xml · nonDerivative · entry 2

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 146,619

F2 · shares: Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.

SEC source: 0001601712-24-000109 · wk-form4_1709684909.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 109,484

F1 · shares: Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of restricted stock units. No investment decision was made by the reporting person in connection with the withholding.

SEC source: 0001601712-24-000071 · wk-form4_1708467078.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 126,013

F1 · shares: Represents dividend equivalent units accrued on February 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000035 · wk-form4_1706308997.xml · nonDerivative · entry 2

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 125,552

F2 · shares: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of the PSUs under the 2021-2023 Long-Term Performance Program.

SEC source: 0001601712-24-000035 · wk-form4_1706308997.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 152,535

F1 · shares: Represents common stock of Synchrony Financial (the "Company") earned by the reporting person in connection with the vesting of Performance Share Units ("PSUs") under the 2021-2023 Long-Term Performance Program based on pre-established performance goals for the 2021-2023 performance period.

SEC source: 0001601712-23-000307 · wk-form4_1700001392.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 94,635

F1 · shares: Represents dividend equivalent units accrued on November 9, 2023 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 9, 2023 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-23-000246 · wk-form4_1692051950.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 94,010

F1 · shares: Represents dividend equivalent units accrued on August 10, 2023 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 10, 2023 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-23-000165 · wk-form4_1684269922.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 93,484

F1 · shares: Represents dividend equivalent units accrued on May 12, 2023 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 12, 2023 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-23-000105 · wf-form4_168063891365676.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 92,875

F1 · shares: Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the Reporting Person in connection with the vesting of restricted stock units. No investment decision was made by the Reporting Person in connection with the withholding.

SEC source: 0001601712-23-000070 · wf-form4_167788557114496.xml · nonDerivative · entry 3

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 93,371

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on January 26, 2023.

SEC source: 0001601712-23-000070 · wf-form4_167788557114496.xml · nonDerivative · entry 2

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 163,805

F2 · shares: Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of restricted stock units. No investment decision was made by the reporting person in connection with the withholding.

SEC source: 0001601712-23-000070 · wf-form4_167788557114496.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 178,598

F1 · shares: Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.

SEC source: 0001601712-23-000056 · wf-form4_167710228041890.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 140,451

F1 · shares: Represents dividend equivalent units accrued on February 17, 2023 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 17, 2023 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-23-000026 · wf-form4_167476728353594.xml · nonDerivative · entry 2

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 140,026

F2 · shares: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of the PSUs under the 2020-2022 Long-Term Performance Program.

SEC source: 0001601712-23-000026 · wf-form4_167476728353594.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 164,752

F1 · shares: Represents common stock of Synchrony Financial (the "Company") earned by the reporting person in connection with the vesting of Performance Share Units ("PSUs") under the 2020-2022 Long-Term Performance Program based on pre-established performance goals for the 2020-2022 performance period.

SEC source: 0001601712-22-000264 · wf-form4_166854749437521.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 111,718

F1 · shares: Represents dividend equivalent units accrued on November 10, 2022 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 10, 2022 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-22-000226 · wf-form4_166060549476969.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 111,328

F1 · shares: Represents dividend equivalent units accrued on August 11, 2022 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 11, 2022 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-22-000165 · wf-form4_165273193206422.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 110,912

F1 · shares: Represents dividend equivalent units accrued on May 12, 2022 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 12, 2022 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-22-000104 · wf-form4_164910395683618.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 110,480

F1 · shares: Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the Reporting Person in connection with the vesting of restricted stock units. No investment decision was made by the Reporting Person in connection with the withholding.

SEC source: 0001601712-22-000092 · wf-form4_164634243790155.xml · derivative · entry 3

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 0

Underlying: Phantom Stock Units · 13,956 shares

Expires not disclosed

F3 · derivative.exercise_price: The reported phantom stock units were acquired under the Synchrony Financial Restoration Plan. The Reporting Person transferred the phantom stock units into an alternative investment on March 1, 2022. Each phantom stock unit is the economic equivalent of one share of the Company's common stock. However, no actual shares of the Company's common stock were ever issued to the Reporting Person, nor did the Reporting Person dispose of any actual shares.

F3 · derivative.exercise_date: The reported phantom stock units were acquired under the Synchrony Financial Restoration Plan. The Reporting Person transferred the phantom stock units into an alternative investment on March 1, 2022. Each phantom stock unit is the economic equivalent of one share of the Company's common stock. However, no actual shares of the Company's common stock were ever issued to the Reporting Person, nor did the Reporting Person dispose of any actual shares.

F3 · derivative.expiration_date: The reported phantom stock units were acquired under the Synchrony Financial Restoration Plan. The Reporting Person transferred the phantom stock units into an alternative investment on March 1, 2022. Each phantom stock unit is the economic equivalent of one share of the Company's common stock. However, no actual shares of the Company's common stock were ever issued to the Reporting Person, nor did the Reporting Person dispose of any actual shares.