Casellas Alberto

SEC source: 0001763554-26-000012 · wk-form4_1787172639.xml · derivative · entry 2

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 186.453

Underlying: Common Stock · 0.782 shares

Expires not disclosed

F3 · derivative.exercise_price: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

F3 · derivative.exercise_date: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

F3 · derivative.expiration_date: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001763554-26-000012 · wk-form4_1787172639.xml · nonDerivative · entry 1

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 50,691

F1 · shares: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · balance_after: Balance adjusted to account for rounding of fractional shares over time.

SEC source: 0001763554-26-000010 · wk-form4_1786996981.xml · derivative · entry 3

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 5,455

Underlying: Common Stock · 5,456 shares

Expires 2028-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: These transactions were made pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on October 27, 2025.

F2 · derivative.exercise_date: The Reporting Person was awarded 10,911 employee stock options on April 1, 2018, which vested in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

SEC source: 0001763554-26-000010 · wk-form4_1786996981.xml · nonDerivative · entry 2

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 50,512

F1 · shares: These transactions were made pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on October 27, 2025.

SEC source: 0001763554-26-000010 · wk-form4_1786996981.xml · nonDerivative · entry 1

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 55,968

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: These transactions were made pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on October 27, 2025.

SEC source: 0001763554-26-000008 · wk-form4_1779222257.xml · derivative · entry 2

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 185.67

Underlying: Common Stock · 0.78 shares

Expires not disclosed

F2 · derivative.exercise_price: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · derivative.exercise_date: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · derivative.expiration_date: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001763554-26-000008 · wk-form4_1779222257.xml · nonDerivative · entry 1

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 50,512

F1 · shares: Represents dividend equivalent units accrued on May 15, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001763554-26-000006 · wk-form4_1778012446.xml · derivative · entry 3

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 5,794 shares

Expires 2027-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_date: The reporting person was awarded 11,588 employee stock options on April 1, 2017, which vested in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

SEC source: 0001763554-26-000006 · wk-form4_1778012446.xml · nonDerivative · entry 2

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 50,331

F1 · shares: This transaction was made pursuant to a 10b5-1 plan adopted by the Reporting Person on October 27, 2025.

SEC source: 0001763554-26-000006 · wk-form4_1778012446.xml · nonDerivative · entry 1

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 56,125

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: This transaction was made pursuant to a 10b5-1 plan adopted by the Reporting Person on October 27, 2025.

SEC source: 0001763554-26-000005 · wk-form4_1772581607.xml · nonDerivative · entry 3

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 50,331

F3 · shares: This transaction was made pursuant to a 10b5-1 plan adopted by the Reporting Person on October 27, 2025.

SEC source: 0001763554-26-000005 · wk-form4_1772581607.xml · nonDerivative · entry 2

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 64,730

F2 · shares: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the Reporting Person in connection with the vesting of restricted stock units.

SEC source: 0001763554-26-000005 · wk-form4_1772581607.xml · nonDerivative · entry 1

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 76,873

F1 · shares: Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.

SEC source: 0001763554-26-000003 · wk-form4_1771535090.xml · derivative · entry 5

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 5,794

Underlying: Common Stock · 5,794 shares

Expires 2027-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on October 27, 2025.

F4 · derivative.exercise_date: The reporting person was awarded 11,588 employee stock options on April 1, 2017, which vested in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

SEC source: 0001763554-26-000003 · wk-form4_1771535090.xml · derivative · entry 4

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 184.89

Underlying: Common Stock · 0.76 shares

Expires not disclosed

F3 · derivative.exercise_price: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

F3 · derivative.exercise_date: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

F3 · derivative.expiration_date: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001763554-26-000003 · wk-form4_1771535090.xml · nonDerivative · entry 3

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 57,338

F2 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on October 27, 2025.

SEC source: 0001763554-26-000003 · wk-form4_1771535090.xml · nonDerivative · entry 2

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 98,852

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on October 27, 2025.

SEC source: 0001763554-26-000003 · wk-form4_1771535090.xml · nonDerivative · entry 1

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 93,058

F1 · shares: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001763554-26-000002 · wk-form4_1769202810.xml · nonDerivative · entry 2

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 92,850

F2 · shares: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of the PSUs under the 2023-2025 Long-Term Performance Program.

SEC source: 0001763554-26-000002 · wk-form4_1769202810.xml · nonDerivative · entry 1

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 124,720

F1 · shares: Represents common stock of Synchrony Financial (the "Company") earned by the reporting person in connection with the vesting of Performance Share Units ("PSUs") under the 2023-2025 Long-Term Performance Program based on pre-established performance goals for the 2023-2025 performance period.

SEC source: 0001763554-25-000009 · wk-form4_1763590369.xml · derivative · entry 2

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 184.13

Underlying: Common Stock · 0.78 shares

Expires not disclosed

F2 · derivative.exercise_price: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · derivative.exercise_date: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · derivative.expiration_date: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001763554-25-000009 · wk-form4_1763590369.xml · nonDerivative · entry 1

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 57,130

F1 · shares: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001763554-25-000007 · wk-form4_1762381881.xml · derivative · entry 1

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 11,707

Underlying: Common Stock · 11,706 shares

Expires not disclosed

F1 · derivative.exercise_price: Phantom stock units held by the Reporting Person in the Synchrony Financial Restoration Plan, an excess benefit plan pursuant to Rule 16b-3(b)(2) (the "Restoration Plan"). Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

F3 · price: The Reporting Person transferred the cash value of 11,706 phantom stock units to an alternative investment option within the Reporting Person's Restoration Plan account. The disposition was valued based on the closing price of Synchrony Financial common stock on November 3, 2025, $74.01.

F2 · derivative.exercise_date: Phantom stock units acquired under the Restoration Plan will be settled, in cash, the month following the six-month anniversary of the Reporting Person's separation from Synchrony Financial unless otherwise provided by the terms of the Restoration Plan or elected by the Reporting Person.

F2 · derivative.expiration_date: Phantom stock units acquired under the Restoration Plan will be settled, in cash, the month following the six-month anniversary of the Reporting Person's separation from Synchrony Financial unless otherwise provided by the terms of the Restoration Plan or elected by the Reporting Person.

SEC source: 0001763554-25-000004 · wk-form4_1755639501.xml · derivative · entry 2

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 183.35

Underlying: Common Stock · 0.766 shares

Expires not disclosed

F2 · derivative.exercise_price: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · derivative.exercise_date: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · derivative.expiration_date: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001763554-25-000004 · wk-form4_1755639501.xml · nonDerivative · entry 1

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 56,917

F1 · shares: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000183 · wk-form4_1747692630.xml · derivative · entry 2

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 182.584

Underlying: Common Stock · 0.901 shares

Expires not disclosed

F2 · derivative.exercise_price: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · derivative.exercise_date: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · derivative.expiration_date: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000183 · wk-form4_1747692630.xml · nonDerivative · entry 1

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 56,708

F1 · shares: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000110 · wk-form4_1741134029.xml · derivative · entry 7

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 8,964 shares

Expires 2026-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · shares: This transaction was made pursuant to a 10b5-1 plan adopted by the Reporting Person on October 23, 2024.

F5 · derivative.exercise_date: The reporting person was awarded 8,964 employee stock options on April 1, 2016, which vest in five equal installments of 20% each, beginning on the first anniversary of the grant date.

SEC source: 0001601712-25-000110 · wk-form4_1741134029.xml · derivative · entry 6

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 6,632 shares

Expires 2025-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · shares: This transaction was made pursuant to a 10b5-1 plan adopted by the Reporting Person on October 23, 2024.

F4 · derivative.exercise_date: The reporting person was awarded 6,632 employee stock options on April 1, 2015, which vest in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

SEC source: 0001601712-25-000110 · wk-form4_1741134029.xml · nonDerivative · entry 5

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 56,462

F3 · shares: This transaction was made pursuant to a 10b5-1 plan adopted by the Reporting Person on October 23, 2024.

SEC source: 0001601712-25-000110 · wk-form4_1741134029.xml · nonDerivative · entry 4

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 114,488

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · shares: This transaction was made pursuant to a 10b5-1 plan adopted by the Reporting Person on October 23, 2024.

SEC source: 0001601712-25-000110 · wk-form4_1741134029.xml · nonDerivative · entry 3

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 107,856

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · shares: This transaction was made pursuant to a 10b5-1 plan adopted by the Reporting Person on October 23, 2024.

SEC source: 0001601712-25-000110 · wk-form4_1741134029.xml · nonDerivative · entry 2

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 98,892

F2 · shares: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the Reporting Person in connection with the vesting of restricted stock units.

SEC source: 0001601712-25-000110 · wk-form4_1741134029.xml · nonDerivative · entry 1

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 113,824

F1 · shares: Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.

SEC source: 0001601712-25-000080 · wk-form4_1740095828.xml · derivative · entry 2

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 181.683

Underlying: Common Stock · 0.693 shares

Expires not disclosed

F2 · derivative.exercise_price: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · derivative.exercise_date: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · derivative.expiration_date: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000080 · wk-form4_1740095828.xml · nonDerivative · entry 1

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 93,522

F1 · shares: Represents dividend equivalent units accrued on February 18, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on February 18, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000038 · wk-form4_1737676054.xml · nonDerivative · entry 2

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 93,300

F2 · shares: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of the PSUs under the 2022-2024 Long-Term Performance Program.

SEC source: 0001601712-25-000038 · wk-form4_1737676054.xml · nonDerivative · entry 1

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 123,881

F1 · shares: Represents common stock of Synchrony Financial (the "Company") earned by the reporting person in connection with the vesting of Performance Share Units ("PSUs") under the 2022-2024 Long-Term Performance Program based on pre-established performance goals for the 2022-2024 performance period.

SEC source: 0001601712-24-000362 · wk-form4_1732057782.xml · derivative · entry 2

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 180.694

Underlying: Common Stock · 0.694 shares

Expires not disclosed

F2 · derivative.exercise_price: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · derivative.exercise_date: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · derivative.expiration_date: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000362 · wk-form4_1732057782.xml · nonDerivative · entry 1

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 64,824

F1 · shares: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000300 · wk-form4_1724102575.xml · derivative · entry 2

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 180

Underlying: Common Stock · 0.977 shares

Expires not disclosed

F2 · derivative.exercise_price: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · derivative.exercise_date: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · derivative.expiration_date: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

F3 · balance_after: Includes 20.504 phantom stock units acquired from regular quarterly dividend reinvestments in the Deferred Compensation Plan from February 13, 2020 through May 15, 2024 that were inadvertently not reported previously due to an administrative error and not any error of the Reporting Person.

SEC source: 0001601712-24-000300 · wk-form4_1724102575.xml · nonDerivative · entry 1

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 64,602

F1 · shares: Represents dividend equivalent units accrued on August 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000211 · wk-form4_1715979060.xml · nonDerivative · entry 1

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 64,290

F1 · shares: Represents dividend equivalent units accrued on May 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000110 · wk-form4_1709684927.xml · derivative · entry 8

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 3,774 shares

Expires 2024-09-17

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 29, 2023.

F4 · derivative.exercise_date: The reporting person was awarded employee stock options on September 17, 2014, which vested in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

SEC source: 0001601712-24-000110 · wk-form4_1709684927.xml · derivative · entry 7

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 23 shares

Expires 2024-07-31

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 29, 2023.

SEC source: 0001601712-24-000110 · wk-form4_1709684927.xml · nonDerivative · entry 6

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 63,967

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 29, 2023.

SEC source: 0001601712-24-000110 · wk-form4_1709684927.xml · nonDerivative · entry 5

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 70,923

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 29, 2023.

SEC source: 0001601712-24-000110 · wk-form4_1709684927.xml · nonDerivative · entry 4

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 112,436

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 29, 2023.

SEC source: 0001601712-24-000110 · wk-form4_1709684927.xml · nonDerivative · entry 3

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 108,662

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 29, 2023.

SEC source: 0001601712-24-000110 · wk-form4_1709684927.xml · nonDerivative · entry 2

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 108,639

F2 · shares: Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.