SYF

SEC source: 0001224983-26-000011 · wk-form4_1790971790.xml · nonDerivative · entry 1

AGUIRRE FERNANDO · CIK 0001224983 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 31,119

F1 · date: Represents restricted stock units that will vest in full on September 30, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001369850-26-000010 · wk-form4_1790971770.xml · nonDerivative · entry 1

Zane Ellen M · CIK 0001369850 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 33,087

F1 · date: Represents restricted stock units that will vest in full on September 30, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001191210-26-000010 · wk-form4_1790971775.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 66,904

F1 · date: Represents restricted stock units that will vest in full on September 30, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001194409-26-000011 · wk-form4_1790971736.xml · nonDerivative · entry 1

ELLINGER DEBORAH G · CIK 0001194409 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 3,198

F1 · date: Represents restricted stock units that will vest in full on September 30, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001206587-26-000020 · wk-form4_1790971807.xml · nonDerivative · entry 1

COVIELLO ARTHUR W JR · CIK 0001206587 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 27,012

F1 · date: Represents restricted stock units that will vest in full on September 30, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001315419-26-000011 · wk-form4_1790971798.xml · nonDerivative · entry 1

Alves Paget Leonard · CIK 0001315419 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 53,380

F1 · date: Represents restricted stock units that will vest in full on September 30, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001415300-26-000010 · wk-form4_1790971758.xml · nonDerivative · entry 1

Parker P.W. · CIK 0001415300 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 35,333

F1 · date: Represents restricted stock units that will vest in full on September 30, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001614731-26-000010 · wk-form4_1790971784.xml · nonDerivative · entry 1

COLAO DANIEL O · CIK 0001614731 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 6,528

F1 · date: Represents restricted stock units that will vest in full on September 30, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001658732-26-000014 · wk-form4_1790971764.xml · nonDerivative · entry 1

Richie Laurel · CIK 0001658732 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 52,670

F1 · date: Represents restricted stock units that will vest in full on September 30, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001674338-26-000010 · wk-form4_1790971749.xml · nonDerivative · entry 1

Chytil Kamila K · CIK 0001674338 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 18,775

F1 · date: Represents restricted stock units that will vest in full on September 30, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001013182-26-000012 · wk-form4_1790971743.xml · nonDerivative · entry 1

GUTHRIE ROY A · CIK 0001013182 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 41,701

F1 · date: Represents restricted stock units that will vest in full on September 30, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001013182-26-000011 · wk-form4_1787172623.xml · nonDerivative · entry 1

GUTHRIE ROY A · CIK 0001013182 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 40,855

F1 · shares: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · balance_after: Balance adjusted to account for rounding of fractional shares over time.

SEC source: 0002032281-26-000011 · wk-form4_1787172586.xml · nonDerivative · entry 1

Gentleman Courtney · CIK 0002032281 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 18,697

F1 · shares: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · balance_after: Balance adjusted to account for rounding of fractional shares over time.

SEC source: 0002032280-26-000009 · wk-form4_1787172629.xml · nonDerivative · entry 1

Tiliakos Amy · CIK 0002032280 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 19,949

F1 · shares: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0002032277-26-000011 · wk-form4_1787172633.xml · nonDerivative · entry 1

Owens Darrell · CIK 0002032277 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 16,480

F1 · shares: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001674338-26-000009 · wk-form4_1787172617.xml · nonDerivative · entry 1

Chytil Kamila K · CIK 0001674338 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 17,929

F1 · shares: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · balance_after: Balance adjusted to account for rounding of fractional shares over time.

SEC source: 0001658732-26-000013 · wk-form4_1787172605.xml · nonDerivative · entry 1

Richie Laurel · CIK 0001658732 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 51,824

F1 · shares: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · balance_after: Balance adjusted to account for rounding of fractional shares over time.

SEC source: 0001614731-26-000009 · wk-form4_1787172580.xml · nonDerivative · entry 1

COLAO DANIEL O · CIK 0001614731 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 5,682

F1 · shares: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · balance_after: Balance adjusted to account for rounding of fractional shares over time.

SEC source: 0001614725-26-000010 · wk-form4_1787172596.xml · nonDerivative · entry 1

MOTHNER JONATHAN S · CIK 0001614725 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 132,875

F1 · shares: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · balance_after: Balance adjusted to account for rounding of fractional shares over time.

SEC source: 0001415300-26-000009 · wk-form4_1787172561.xml · nonDerivative · entry 1

Parker P.W. · CIK 0001415300 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 34,487

F1 · shares: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · balance_after: Balance adjusted to account for rounding of fractional shares over time.

SEC source: 0001315419-26-000010 · wk-form4_1787172549.xml · nonDerivative · entry 1

Alves Paget Leonard · CIK 0001315419 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 52,534

F1 · shares: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · balance_after: Balance adjusted to account for rounding of fractional shares over time.

SEC source: 0001224983-26-000010 · wk-form4_1787172572.xml · nonDerivative · entry 1

AGUIRRE FERNANDO · CIK 0001224983 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 30,273

F1 · shares: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · balance_after: Balance adjusted to account for rounding of fractional shares over time.

SEC source: 0001206587-26-000019 · wk-form4_1787172544.xml · nonDerivative · entry 2

COVIELLO ARTHUR W JR · CIK 0001206587 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 26,166

F2 · kind: Shares acquired pursuant to a broker dividend reinvestment plan.

F3 · balance_after: Balance adjusted to account for rounding of fractional shares over time.

SEC source: 0001206587-26-000019 · wk-form4_1787172544.xml · nonDerivative · entry 1

COVIELLO ARTHUR W JR · CIK 0001206587 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 26,156

F1 · shares: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001191210-26-000009 · wk-form4_1787172590.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 65,617

F1 · shares: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · balance_after: Balance adjusted to account for rounding of fractional shares over time.

SEC source: 0001194409-26-000010 · wk-form4_1787172601.xml · nonDerivative · entry 1

ELLINGER DEBORAH G · CIK 0001194409 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 2,352

F1 · shares: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001369850-26-000009 · wk-form4_1787172566.xml · nonDerivative · entry 1

Zane Ellen M · CIK 0001369850 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 32,241

F1 · shares: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · balance_after: Balance adjusted to account for rounding of fractional shares over time.

SEC source: 0001763554-26-000012 · wk-form4_1787172639.xml · derivative · entry 2

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 186.453

Underlying: Common Stock · 0.782 shares

Expires not disclosed

F3 · derivative.exercise_price: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

F3 · derivative.exercise_date: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

F3 · derivative.expiration_date: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001763554-26-000012 · wk-form4_1787172639.xml · nonDerivative · entry 1

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 50,691

F1 · shares: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · balance_after: Balance adjusted to account for rounding of fractional shares over time.

SEC source: 0001614719-26-000012 · wk-form4_1787172611.xml · nonDerivative · entry 1

DOUBLES BRIAN D · CIK 0001614719 · Director · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 828,886

F1 · shares: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · balance_after: Balance adjusted to account for rounding of fractional shares over time.

SEC source: 0001839722-26-000013 · wk-form4_1787172555.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 86,796

F1 · shares: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · balance_after: Balance adjusted to account for rounding of fractional shares over time.

SEC source: 0001775796-26-000010 · wk-form4_1787172538.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 64,763

F1 · shares: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001868897-26-000010 · wk-form4_1787172533.xml · nonDerivative · entry 1

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 51,875

F1 · shares: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · balance_after: Balance adjusted to account for rounding of fractional shares over time.

SEC source: 0001763554-26-000010 · wk-form4_1786996981.xml · derivative · entry 3

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 5,455

Underlying: Common Stock · 5,456 shares

Expires 2028-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: These transactions were made pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on October 27, 2025.

F2 · derivative.exercise_date: The Reporting Person was awarded 10,911 employee stock options on April 1, 2018, which vested in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

SEC source: 0001763554-26-000010 · wk-form4_1786996981.xml · nonDerivative · entry 2

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 50,512

F1 · shares: These transactions were made pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on October 27, 2025.

SEC source: 0001763554-26-000010 · wk-form4_1786996981.xml · nonDerivative · entry 1

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 55,968

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: These transactions were made pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on October 27, 2025.

SEC source: 0002032281-26-000009 · wk-form4_1785874118.xml · nonDerivative · entry 2

Gentleman Courtney · CIK 0002032281 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 18,620

F2 · kind: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 5, 2025.

SEC source: 0002032277-26-000009 · wk-form4_1785874124.xml · nonDerivative · entry 2

Owens Darrell · CIK 0002032277 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 16,410

F2 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on October 17, 2025.

SEC source: 0001206587-26-000016 · wk-form4_1785874110.xml · nonDerivative · entry 1

COVIELLO ARTHUR W JR · CIK 0001206587 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 26,144

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on July 25, 2025.

F2 · balance_after: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $76.46 to $77.45. Information regarding the number of shares sold at each price will be provided upon request.

SEC source: 0002032281-26-000009 · wk-form4_1785874118.xml · nonDerivative · entry 1

Gentleman Courtney · CIK 0002032281 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 19,341

F1 · kind: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the Reporting Person in connection with the vesting of restricted stock units. No investment decision was made by the Reporting Person in connection with the withholding.

SEC source: 0002032280-26-000007 · wk-form4_1785874129.xml · nonDerivative · entry 1

Tiliakos Amy · CIK 0002032280 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 19,900

F1 · shares: Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the Reporting Person in connection with the vesting of restricted stock units. No investment decision was made by the Reporting Person in connection with the withholding.

SEC source: 0002032277-26-000009 · wk-form4_1785874124.xml · nonDerivative · entry 1

Owens Darrell · CIK 0002032277 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 17,020

F1 · shares: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the Reporting Person in connection with the vesting of restricted stock units. No investment decision was made by the Reporting Person in connection with the withholding.

SEC source: 0001614719-26-000010 · wk-form4_1785445712.xml · nonDerivative · entry 1

DOUBLES BRIAN D · CIK 0001614719 · Director · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 827,886

F1 · shares: Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of restricted stock units. No investment decision was made by the reporting person in connection with the withholding.

SEC source: 0001013182-26-000009 · wk-form4_1783022869.xml · nonDerivative · entry 1

GUTHRIE ROY A · CIK 0001013182 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 40,704

F1 · date: Represents restricted stock units that will vest in full on June 30, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001674338-26-000007 · wk-form4_1783022896.xml · nonDerivative · entry 1

Chytil Kamila K · CIK 0001674338 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 17,918

F1 · date: Represents restricted stock units that will vest in full on June 30, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001658732-26-000011 · wk-form4_1783022886.xml · nonDerivative · entry 1

Richie Laurel · CIK 0001658732 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 51,691

F1 · date: Represents restricted stock units that will vest in full on June 30, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001614731-26-000007 · wk-form4_1783022916.xml · nonDerivative · entry 1

COLAO DANIEL O · CIK 0001614731 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 5,672

F1 · date: Represents restricted stock units that will vest in full on June 30, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001415300-26-000007 · wk-form4_1783022948.xml · nonDerivative · entry 1

Parker P.W. · CIK 0001415300 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 34,475

F1 · date: Represents restricted stock units that will vest in full on June 30, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001315419-26-000007 · wk-form4_1783022940.xml · nonDerivative · entry 1

Alves Paget Leonard · CIK 0001315419 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 52,383

F1 · date: Represents restricted stock units that will vest in full on June 30, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001224983-26-000008 · wk-form4_1783022922.xml · nonDerivative · entry 1

AGUIRRE FERNANDO · CIK 0001224983 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 30,262

F1 · date: Represents restricted stock units that will vest in full on June 30, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.