SYF

SEC source: 0001601712-25-000036 · wk-form4_1737676034.xml · nonDerivative · entry 2

Schaller Bart · CIK 0001868883 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 81,706

F2 · shares: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of the PSUs under the 2022-2024 Long-Term Performance Program.

SEC source: 0001601712-25-000036 · wk-form4_1737676034.xml · nonDerivative · entry 1

Schaller Bart · CIK 0001868883 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 102,347

F1 · shares: Represents common stock of Synchrony Financial (the "Company") earned by the reporting person in connection with the vesting of Performance Share Units ("PSUs") under the 2022-2024 Long-Term Performance Program based on pre-established performance goals for the 2022-2024 performance period.

SEC source: 0001601712-25-000035 · wk-form4_1737676024.xml · nonDerivative · entry 2

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 133,387

F2 · shares: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of the PSUs under the 2022-2024 Long-Term Performance Program.

SEC source: 0001601712-25-000035 · wk-form4_1737676024.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 159,022

F1 · shares: Represents common stock of Synchrony Financial (the "Company") earned by the reporting person in connection with the vesting of Performance Share Units ("PSUs") under the 2022-2024 Long-Term Performance Program based on pre-established performance goals for the 2022-2024 performance period.

SEC source: 0001601712-25-000034 · wk-form4_1737676014.xml · nonDerivative · entry 2

DOUBLES BRIAN D · CIK 0001614719 · Director · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 776,254

F2 · shares: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of the PSUs under the 2022-2024 Long-Term Performance Program.

SEC source: 0001601712-25-000034 · wk-form4_1737676014.xml · nonDerivative · entry 1

DOUBLES BRIAN D · CIK 0001614719 · Director · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 876,051

F1 · shares: Represents common stock of Synchrony Financial (the "Company") earned by the reporting person in connection with the vesting of Performance Share Units ("PSUs") under the 2022-2024 Long-Term Performance Program based on pre-established performance goals for the 2022-2024 performance period.

SEC source: 0001601712-25-000031 · wk-form4_1737675984.xml · nonDerivative · entry 2

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 105,565

F2 · shares: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of the PSUs under the 2022-2024 Long-Term Performance Program.

SEC source: 0001601712-25-000031 · wk-form4_1737675984.xml · nonDerivative · entry 1

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 135,122

F1 · shares: Represents common stock of Synchrony Financial (the "Company") earned by the reporting person in connection with the vesting of Performance Share Units ("PSUs") under the 2022-2024 Long-Term Performance Program based on pre-established performance goals for the 2022-2024 performance period.

SEC source: 0001601712-25-000032 · wk-form4_1737675994.xml · nonDerivative · entry 2

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 118,721

F2 · shares: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of the PSUs under the 2022-2024 Long-Term Performance Program.

SEC source: 0001601712-25-000032 · wk-form4_1737675994.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 155,287

F1 · shares: Represents common stock of Synchrony Financial (the "Company") earned by the reporting person in connection with the vesting of Performance Share Units ("PSUs") under the 2022-2024 Long-Term Performance Program based on pre-established performance goals for the 2022-2024 performance period.

SEC source: 0001601712-25-000019 · wk-form4_1735938741.xml · nonDerivative · entry 1

GUTHRIE ROY A · CIK 0001013182 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 34,859

F1 · date: Represents restricted stock units that will vest in full on December 31, 2025. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

F2 · balance_after: Holdings adjusted to reflect a transfer of 24,106 shares, previously held directly by the Reporting Person, to Guthrie 2012 Investments LP. The transfer of such shares is exempt from Section 16 pursuant to Rule 16a-13.

SEC source: 0001601712-25-000020 · wk-form4_1735938754.xml · nonDerivative · entry 1

Chytil Kamila K · CIK 0001674338 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 12,859

F1 · date: Represents restricted stock units that will vest in full on December 31, 2025. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000018 · wk-form4_1735938730.xml · nonDerivative · entry 1

Richie Laurel · CIK 0001658732 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 45,951

F1 · date: Represents restricted stock units that will vest in full on December 31, 2025. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000012 · wk-form4_1735938647.xml · nonDerivative · entry 1

COLAO DANIEL O · CIK 0001614731 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 635

F1 · date: Represents restricted stock units that will vest in full on December 31, 2025. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000015 · wk-form4_1735938687.xml · nonDerivative · entry 1

Parker P.W. · CIK 0001415300 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 29,416

F1 · date: Represents restricted stock units that will vest in full on December 31, 2025. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000017 · wk-form4_1735938714.xml · nonDerivative · entry 1

Alves Paget Leonard · CIK 0001315419 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 46,531

F1 · date: Represents restricted stock units that will vest in full on December 31, 2025. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000011 · wk-form4_1735938636.xml · nonDerivative · entry 1

AGUIRRE FERNANDO · CIK 0001224983 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 25,203

F1 · date: Represents restricted stock units that will vest in full on December 31, 2025. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000014 · wk-form4_1735938675.xml · nonDerivative · entry 1

COVIELLO ARTHUR W JR · CIK 0001206587 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 47,485

F1 · date: Represents restricted stock units that will vest in full on December 31, 2025. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000016 · wk-form4_1735938699.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 86,574

F1 · date: Represents restricted stock units that will vest in full on December 31, 2025. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000013 · wk-form4_1735938662.xml · nonDerivative · entry 1

Zane Ellen M · CIK 0001369850 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 27,170

F1 · date: Represents restricted stock units that will vest in full on December 31, 2025. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000372 · wk-form4_1732057891.xml · nonDerivative · entry 1

GUTHRIE ROY A · CIK 0001013182 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 58,330

F1 · shares: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan (the "NED Deferred Compensation Plan"). The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units or deferred stock units to which they relate. Under the NED Deferred Compensation Plan, deferred stock units settle in shares of common stock according to the Reporting Person's election, in a single lump sum, in five installments or in ten installments, commencing in the July of the year following the year in which the Reporting Person terminates service with the Company. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan (the "NED Deferred Compensation Plan"). The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units or deferred stock units to which they relate. Under the NED Deferred Compensation Plan, deferred stock units settle in shares of common stock according to the Reporting Person's election, in a single lump sum, in five installments or in ten installments, commencing in the July of the year following the year in which the Reporting Person terminates service with the Company. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · balance_after: Includes approximately 2,262 dividend equivalent units accrued from regular quarterly dividends that were paid from May 4, 2018 through August 15, 2024 on the common shares underlying deferred stock units previously granted to the Reporting Person under the NED Deferred Compensation Plan. These dividend equivalent units were inadvertently not reported previously due to an administrative error and not any error of the Reporting Person.

SEC source: 0001601712-24-000365 · wk-form4_1732057814.xml · nonDerivative · entry 1

Gentleman Courtney · CIK 0002032281 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 17,896

F1 · shares: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000361 · wk-form4_1732057771.xml · nonDerivative · entry 1

Tiliakos Amy · CIK 0002032280 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 16,213

F1 · shares: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000376 · wk-form4_1732057934.xml · nonDerivative · entry 1

Owens Darrell · CIK 0002032277 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 20,909

F1 · shares: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000379 · wk-form4_1732057965.xml · nonDerivative · entry 1

Chytil Kamila K · CIK 0001674338 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 12,224

F1 · shares: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000364 · wk-form4_1732057803.xml · nonDerivative · entry 1

Richie Laurel · CIK 0001658732 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 45,316

F1 · shares: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan (the "NED Deferred Compensation Plan"). The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units or deferred stock units to which they relate. Under the NED Deferred Compensation Plan, deferred stock units settle in shares of common stock according to the Reporting Person's election, in a single lump sum, in five installments or in ten installments, commencing in the July of the year following the year in which the Reporting Person terminates service with the Company. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan (the "NED Deferred Compensation Plan"). The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units or deferred stock units to which they relate. Under the NED Deferred Compensation Plan, deferred stock units settle in shares of common stock according to the Reporting Person's election, in a single lump sum, in five installments or in ten installments, commencing in the July of the year following the year in which the Reporting Person terminates service with the Company. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · balance_after: Includes approximately 1,462 dividend equivalent units accrued from regular quarterly dividends that were paid from May 14, 2020 through August 15, 2024 on the common shares underlying deferred stock units previously granted to the Reporting Person under the NED Deferred Compensation Plan. These dividend equivalent units were inadvertently not reported previously due to an administrative error and not any error of the Reporting Person.

SEC source: 0001601712-24-000369 · wk-form4_1732057857.xml · derivative · entry 5

MOTHNER JONATHAN S · CIK 0001614725 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 16,163 shares

Expires 2025-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · kind: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on July 19, 2024.

F3 · derivative.exercise_date: The options vested in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

SEC source: 0001601712-24-000369 · wk-form4_1732057857.xml · nonDerivative · entry 4

MOTHNER JONATHAN S · CIK 0001614725 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 127,587

F2 · kind: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on July 19, 2024.

SEC source: 0001601712-24-000369 · wk-form4_1732057857.xml · nonDerivative · entry 3

MOTHNER JONATHAN S · CIK 0001614725 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 145,587

F2 · kind: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on July 19, 2024.

SEC source: 0001601712-24-000369 · wk-form4_1732057857.xml · nonDerivative · entry 2

MOTHNER JONATHAN S · CIK 0001614725 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 161,750

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · kind: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on July 19, 2024.

SEC source: 0001601712-24-000369 · wk-form4_1732057857.xml · nonDerivative · entry 1

MOTHNER JONATHAN S · CIK 0001614725 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 145,587

F1 · shares: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000377 · wk-form4_1732057944.xml · nonDerivative · entry 1

Parker P.W. · CIK 0001415300 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 28,781

F1 · shares: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000371 · wk-form4_1732057880.xml · nonDerivative · entry 1

Alves Paget Leonard · CIK 0001315419 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 45,896

F1 · shares: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan (the "NED Deferred Compensation Plan"). The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units or deferred stock units to which they relate. Under the NED Deferred Compensation Plan, deferred stock units settle in shares of common stock according to the Reporting Person's election, in a single lump sum, in five installments or in ten installments, commencing in the July of the year following the year in which the Reporting Person terminates service with the Company. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan (the "NED Deferred Compensation Plan"). The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units or deferred stock units to which they relate. Under the NED Deferred Compensation Plan, deferred stock units settle in shares of common stock according to the Reporting Person's election, in a single lump sum, in five installments or in ten installments, commencing in the July of the year following the year in which the Reporting Person terminates service with the Company. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · balance_after: Includes approximately 2,003 dividend equivalent units accrued from regular quarterly dividends that were paid from May 3, 2019 through August 15, 2024 on the common shares underlying deferred stock units previously granted to the Reporting Person under the NED Deferred Compensation Plan. These dividend equivalent units were inadvertently not reported previously due to an administrative error and not any error of the Reporting Person.

SEC source: 0001601712-24-000363 · wk-form4_1732057793.xml · nonDerivative · entry 1

AGUIRRE FERNANDO · CIK 0001224983 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,568

F1 · shares: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000370 · wk-form4_1732057867.xml · nonDerivative · entry 1

COVIELLO ARTHUR W JR · CIK 0001206587 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 46,850

F1 · shares: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000375 · wk-form4_1732057923.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 85,458

F1 · shares: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan (the "NED Deferred Compensation Plan"). The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units or deferred stock units to which they relate. Under the NED Deferred Compensation Plan, deferred stock units settle in shares of common stock according to the Reporting Person's election, in a single lump sum, in five installments or in ten installments, commencing in the July of the year following the year in which the Reporting Person terminates service with the Company. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan (the "NED Deferred Compensation Plan"). The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units or deferred stock units to which they relate. Under the NED Deferred Compensation Plan, deferred stock units settle in shares of common stock according to the Reporting Person's election, in a single lump sum, in five installments or in ten installments, commencing in the July of the year following the year in which the Reporting Person terminates service with the Company. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · balance_after: Includes approximately 2,500 dividend equivalent units accrued from regular quarterly dividends that were paid from May 3, 2019 through August 15, 2024 on the common shares underlying deferred stock units previously granted to the Reporting Person under the NED Deferred Compensation Plan. These dividend equivalent units were inadvertently not reported previously due to an administrative error and not any error of the Reporting Person.

SEC source: 0001601712-24-000374 · wk-form4_1732057913.xml · nonDerivative · entry 1

Zane Ellen M · CIK 0001369850 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 26,535

F1 · shares: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000378 · wk-form4_1732057955.xml · nonDerivative · entry 1

Schaller Bart · CIK 0001868883 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 49,850

F1 · shares: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000373 · wk-form4_1732057901.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 76,544

F1 · shares: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000368 · wk-form4_1732057845.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 99,965

F1 · shares: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000367 · wk-form4_1732057835.xml · nonDerivative · entry 1

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 66,876

F1 · shares: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000366 · wk-form4_1732057824.xml · nonDerivative · entry 1

DOUBLES BRIAN D · CIK 0001614719 · Director · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 660,820

F1 · shares: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000362 · wk-form4_1732057782.xml · derivative · entry 2

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 180.694

Underlying: Common Stock · 0.694 shares

Expires not disclosed

F2 · derivative.exercise_price: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · derivative.exercise_date: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · derivative.expiration_date: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000362 · wk-form4_1732057782.xml · nonDerivative · entry 1

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 64,824

F1 · shares: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 15, 2024 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000338 · wk-form4_1730894758.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 99,743

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 29, 2023.

SEC source: 0001601712-24-000330 · wk-form4_1727917159.xml · nonDerivative · entry 1

GUTHRIE ROY A · CIK 0001013182 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 55,947

F1 · date: Represents restricted stock units that will vest in full on September 30, 2025. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000324 · wk-form4_1727917097.xml · nonDerivative · entry 1

Chytil Kamila K · CIK 0001674338 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 12,209

F1 · date: Represents restricted stock units that will vest in full on September 30, 2025. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000322 · wk-form4_1727917077.xml · nonDerivative · entry 1

Richie Laurel · CIK 0001658732 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 43,749

F1 · date: Represents restricted stock units that will vest in full on September 30, 2025. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000326 · wk-form4_1727917116.xml · nonDerivative · entry 1

Parker P.W. · CIK 0001415300 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 28,766

F1 · date: Represents restricted stock units that will vest in full on September 30, 2025. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-24-000327 · wk-form4_1727917127.xml · nonDerivative · entry 1

Alves Paget Leonard · CIK 0001315419 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 43,772

F1 · date: Represents restricted stock units that will vest in full on September 30, 2025. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.