SYF

SEC source: 0001868897-25-000005 · wk-form4_1755639607.xml · nonDerivative · entry 1

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 58,281

F1 · shares: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001763554-25-000004 · wk-form4_1755639501.xml · derivative · entry 2

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 183.35

Underlying: Common Stock · 0.766 shares

Expires not disclosed

F2 · derivative.exercise_price: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · derivative.exercise_date: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · derivative.expiration_date: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001763554-25-000004 · wk-form4_1755639501.xml · nonDerivative · entry 1

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 56,917

F1 · shares: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001775796-25-000003 · wk-form4_1755639234.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 68,876

F1 · shares: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001614719-25-000003 · wk-form4_1755639256.xml · nonDerivative · entry 1

DOUBLES BRIAN D · CIK 0001614719 · Director · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 730,070

F1 · shares: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000242 · wk-form4_1754431063.xml · nonDerivative · entry 2

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 59,864

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on January 30, 2025.

SEC source: 0001601712-25-000246 · wk-form4_1754431090.xml · derivative · entry 3

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 8,514 shares

Expires 2027-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 12, 2024.

F2 · derivative.exercise_date: The Reporting Person was awarded 8,514 stock options on April 1, 2017, which vested in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

SEC source: 0001601712-25-000246 · wk-form4_1754431090.xml · nonDerivative · entry 2

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 68,588

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 12, 2024.

SEC source: 0001601712-25-000246 · wk-form4_1754431090.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 77,102

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 12, 2024.

SEC source: 0001601712-25-000243 · wk-form4_1754431070.xml · nonDerivative · entry 2

Gentleman Courtney · CIK 0002032281 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 17,628

F2 · kind: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 11, 2024.

SEC source: 0001601712-25-000245 · wk-form4_1754431083.xml · nonDerivative · entry 2

Owens Darrell · CIK 0002032277 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 21,372

F2 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on October 18, 2024.

SEC source: 0001601712-25-000243 · wk-form4_1754431070.xml · nonDerivative · entry 1

Gentleman Courtney · CIK 0002032281 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 18,337

F1 · kind: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the Reporting Person in connection with the vesting of restricted stock units.

SEC source: 0001601712-25-000244 · wk-form4_1754431076.xml · nonDerivative · entry 1

Tiliakos Amy · CIK 0002032280 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 17,814

F1 · kind: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the Reporting Person in connection with the vesting of restricted stock units.

SEC source: 0001601712-25-000245 · wk-form4_1754431083.xml · nonDerivative · entry 1

Owens Darrell · CIK 0002032277 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 21,972

F1 · shares: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the Reporting Person in connection with the vesting of restricted stock units.

SEC source: 0001601712-25-000242 · wk-form4_1754431063.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 69,864

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on January 30, 2025.

SEC source: 0001601712-25-000233 · wk-form4_1753906513.xml · nonDerivative · entry 1

DOUBLES BRIAN D · CIK 0001614719 · Director · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 728,895

F1 · shares: Restricted stock units ("RSUs") reported on this Form 4 represent RSUs granted in connection with the Reporting Person's annual compensation increase. The RSUs will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each RSU represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000217 · wk-form4_1751490021.xml · nonDerivative · entry 1

GUTHRIE ROY A · CIK 0001013182 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 37,008

F1 · date: Represents restricted stock units that will vest in full on June 30, 2026. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000218 · wk-form4_1751490034.xml · nonDerivative · entry 1

Chytil Kamila K · CIK 0001674338 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 14,753

F1 · date: Represents restricted stock units that will vest in full on June 30, 2026. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000219 · wk-form4_1751490044.xml · nonDerivative · entry 1

Richie Laurel · CIK 0001658732 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 48,065

F1 · date: Represents restricted stock units that will vest in full on June 30, 2026. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000225 · wk-form4_1751490118.xml · nonDerivative · entry 1

COLAO DANIEL O · CIK 0001614731 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 2,511

F1 · date: Represents restricted stock units that will vest in full on June 30, 2026. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000222 · wk-form4_1751490083.xml · nonDerivative · entry 1

Parker P.W. · CIK 0001415300 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 31,310

F1 · date: Represents restricted stock units that will vest in full on June 30, 2026. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000216 · wk-form4_1751490009.xml · nonDerivative · entry 1

Alves Paget Leonard · CIK 0001315419 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 48,683

F1 · date: Represents restricted stock units that will vest in full on June 30, 2026. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000224 · wk-form4_1751490106.xml · nonDerivative · entry 1

AGUIRRE FERNANDO · CIK 0001224983 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 27,097

F1 · date: Represents restricted stock units that will vest in full on June 30, 2026. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000221 · wk-form4_1751490070.xml · nonDerivative · entry 1

COVIELLO ARTHUR W JR · CIK 0001206587 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 49,379

F1 · date: Represents restricted stock units that will vest in full on June 30, 2026. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000220 · wk-form4_1751490057.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 79,864

F1 · date: Represents restricted stock units that will vest in full on June 30, 2026. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000223 · wk-form4_1751490094.xml · nonDerivative · entry 1

Zane Ellen M · CIK 0001369850 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 29,064

F1 · date: Represents restricted stock units that will vest in full on June 30, 2026. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000203 · wk-form4_1750980975.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 78,570

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on January 30, 2025.

SEC source: 0001601712-25-000204 · wk-form4_1750980985.xml · derivative · entry 3

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 11,380 shares

Expires 2028-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 15, 2024.

F2 · derivative.exercise_date: The Reporting Person was awarded 11,380 stock options on April 1, 2018, which vested in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

SEC source: 0001601712-25-000204 · wk-form4_1750980985.xml · nonDerivative · entry 2

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 108,062

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 15, 2024.

SEC source: 0001601712-25-000204 · wk-form4_1750980985.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 119,442

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 15, 2024.

SEC source: 0001601712-25-000184 · wk-form4_1747692643.xml · derivative · entry 5

MOTHNER JONATHAN S · CIK 0001614725 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 22,639 shares

Expires 2026-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on January 30, 2025.

F4 · derivative.exercise_date: The options vested in five equal annual installments of 20% each, beginning on the first anniversary of the grant date, April 1, 2016.

SEC source: 0001601712-25-000184 · wk-form4_1747692643.xml · nonDerivative · entry 4

MOTHNER JONATHAN S · CIK 0001614725 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 146,628

F2 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on January 30, 2025.

SEC source: 0001601712-25-000184 · wk-form4_1747692643.xml · nonDerivative · entry 3

MOTHNER JONATHAN S · CIK 0001614725 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 187,267

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on January 30, 2025.

SEC source: 0001601712-25-000184 · wk-form4_1747692643.xml · nonDerivative · entry 2

MOTHNER JONATHAN S · CIK 0001614725 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 164,628

F2 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on January 30, 2025.

F3 · shares: Represents shares that the reporting person donated as a gift to a donor advised fund.

SEC source: 0001601712-25-000189 · wk-form4_1747692707.xml · nonDerivative · entry 1

GUTHRIE ROY A · CIK 0001013182 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 36,183

F1 · shares: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000175 · wk-form4_1747692527.xml · nonDerivative · entry 1

Gentleman Courtney · CIK 0002032281 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 18,902

F1 · shares: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000185 · wk-form4_1747692656.xml · nonDerivative · entry 1

Tiliakos Amy · CIK 0002032280 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 19,524

F1 · shares: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000187 · wk-form4_1747692682.xml · nonDerivative · entry 1

Owens Darrell · CIK 0002032277 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 22,450

F1 · shares: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000182 · wk-form4_1747692617.xml · nonDerivative · entry 1

Chytil Kamila K · CIK 0001674338 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 13,928

F1 · shares: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000177 · wk-form4_1747692553.xml · nonDerivative · entry 1

Richie Laurel · CIK 0001658732 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 47,240

F1 · shares: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000184 · wk-form4_1747692643.xml · nonDerivative · entry 1

MOTHNER JONATHAN S · CIK 0001614725 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 167,428

F1 · shares: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000186 · wk-form4_1747692670.xml · nonDerivative · entry 1

COLAO DANIEL O · CIK 0001614731 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,686

F1 · shares: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000180 · wk-form4_1747692591.xml · nonDerivative · entry 1

Parker P.W. · CIK 0001415300 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 30,485

F1 · shares: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000178 · wk-form4_1747692564.xml · nonDerivative · entry 1

Alves Paget Leonard · CIK 0001315419 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 47,858

F1 · shares: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000179 · wk-form4_1747692578.xml · nonDerivative · entry 1

AGUIRRE FERNANDO · CIK 0001224983 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 26,272

F1 · shares: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000193 · wk-form4_1747692764.xml · nonDerivative · entry 1

COVIELLO ARTHUR W JR · CIK 0001206587 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 48,554

F1 · shares: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000188 · wk-form4_1747692694.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 88,570

F1 · shares: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000190 · wk-form4_1747692720.xml · nonDerivative · entry 1

Zane Ellen M · CIK 0001369850 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 28,239

F1 · shares: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000194 · wk-form4_1747692777.xml · nonDerivative · entry 1

DOUBLES BRIAN D · CIK 0001614719 · Director · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 713,919

F1 · shares: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001601712-25-000192 · wk-form4_1747692745.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 108,062

F1 · shares: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on May 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.