SYF

SEC source: 0001614725-25-000005 · wk-form4_1763590318.xml · nonDerivative · entry 2

MOTHNER JONATHAN S · CIK 0001614725 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 127,100

F2 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on July 28, 2025.

SEC source: 0001614725-25-000005 · wk-form4_1763590318.xml · nonDerivative · entry 1

MOTHNER JONATHAN S · CIK 0001614725 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 147,100

F1 · shares: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001614731-25-000006 · wk-form4_1763590324.xml · nonDerivative · entry 1

COLAO DANIEL O · CIK 0001614731 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 3,312

F1 · shares: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001415300-25-000009 · wk-form4_1763590378.xml · nonDerivative · entry 1

Parker P.W. · CIK 0001415300 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 32,115

F1 · shares: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001315419-25-000008 · wk-form4_1763590293.xml · nonDerivative · entry 1

Alves Paget Leonard · CIK 0001315419 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 49,751

F1 · shares: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001224983-25-000006 · wk-form4_1763590357.xml · nonDerivative · entry 1

AGUIRRE FERNANDO · CIK 0001224983 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 27,902

F1 · shares: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001206587-25-000009 · wk-form4_1763590269.xml · nonDerivative · entry 1

COVIELLO ARTHUR W JR · CIK 0001206587 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 35,784

F1 · shares: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001191210-25-000008 · wk-form4_1763590305.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 61,452

F1 · shares: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001369850-25-000005 · wk-form4_1763590348.xml · nonDerivative · entry 1

Zane Ellen M · CIK 0001369850 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 29,869

F1 · shares: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001775796-25-000005 · wk-form4_1763590401.xml · nonDerivative · entry 1

Wenzel Brian J. Sr. · CIK 0001775796 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 69,170

F1 · shares: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001763554-25-000009 · wk-form4_1763590369.xml · derivative · entry 2

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 184.13

Underlying: Common Stock · 0.78 shares

Expires not disclosed

F2 · derivative.exercise_price: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · derivative.exercise_date: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

F2 · derivative.expiration_date: The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001763554-25-000009 · wk-form4_1763590369.xml · nonDerivative · entry 1

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 57,130

F1 · shares: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001839722-25-000008 · wk-form4_1763590342.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 108,484

F1 · shares: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001868897-25-000007 · wk-form4_1763590330.xml · nonDerivative · entry 1

Juel Carol · CIK 0001868897 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 58,530

F1 · shares: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001868883-25-000006 · wk-form4_1763590287.xml · nonDerivative · entry 1

Schaller Bart · CIK 0001868883 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 42,124

F1 · shares: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001614719-25-000005 · wk-form4_1763590263.xml · nonDerivative · entry 1

DOUBLES BRIAN D · CIK 0001614719 · Director · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 731,267

F1 · shares: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0002032277-25-000004 · wk-form4_1762381887.xml · nonDerivative · entry 2

Owens Darrell · CIK 0002032277 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 16,096

F2 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on October 18, 2024.

SEC source: 0001206587-25-000007 · wk-form4_1762381875.xml · nonDerivative · entry 2

COVIELLO ARTHUR W JR · CIK 0001206587 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 35,769

F1 · shares: These transactions were made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on July 25, 2025.

F3 · price: This price is a weighted average price. These shares were sold in multiple transactions at prices ranging from $73.69 to $74.21. Information regarding the number of shares sold at each price will be provided upon request.

SEC source: 0001206587-25-000007 · wk-form4_1762381875.xml · nonDerivative · entry 1

COVIELLO ARTHUR W JR · CIK 0001206587 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 43,769

F1 · shares: These transactions were made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on July 25, 2025.

F2 · shares: Represents shares donated by the Reporting Person as charitable gifts.

SEC source: 0001839722-25-000006 · wk-form4_1762381869.xml · derivative · entry 3

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 12,086 shares

Expires 2027-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on July 24, 2025.

F2 · derivative.exercise_date: The Reporting Person was awarded 12,086 stock options on April 1, 2017, which vested in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

SEC source: 0001839722-25-000006 · wk-form4_1762381869.xml · nonDerivative · entry 2

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 108,271

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on July 24, 2025.

SEC source: 0001839722-25-000006 · wk-form4_1762381869.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 120,357

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on July 24, 2025.

SEC source: 0001763554-25-000007 · wk-form4_1762381881.xml · derivative · entry 1

Casellas Alberto · CIK 0001763554 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 11,707

Underlying: Common Stock · 11,706 shares

Expires not disclosed

F1 · derivative.exercise_price: Phantom stock units held by the Reporting Person in the Synchrony Financial Restoration Plan, an excess benefit plan pursuant to Rule 16b-3(b)(2) (the "Restoration Plan"). Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock.

F3 · price: The Reporting Person transferred the cash value of 11,706 phantom stock units to an alternative investment option within the Reporting Person's Restoration Plan account. The disposition was valued based on the closing price of Synchrony Financial common stock on November 3, 2025, $74.01.

F2 · derivative.exercise_date: Phantom stock units acquired under the Restoration Plan will be settled, in cash, the month following the six-month anniversary of the Reporting Person's separation from Synchrony Financial unless otherwise provided by the terms of the Restoration Plan or elected by the Reporting Person.

F2 · derivative.expiration_date: Phantom stock units acquired under the Restoration Plan will be settled, in cash, the month following the six-month anniversary of the Reporting Person's separation from Synchrony Financial unless otherwise provided by the terms of the Restoration Plan or elected by the Reporting Person.

SEC source: 0002032277-25-000004 · wk-form4_1762381887.xml · nonDerivative · entry 1

Owens Darrell · CIK 0002032277 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 19,085

F1 · shares: Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the Reporting Person in connection with the vesting of restricted stock units.

SEC source: 0001013182-25-000006 · wk-form4_1759443665.xml · nonDerivative · entry 1

GUTHRIE ROY A · CIK 0001013182 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 37,926

F1 · date: Represents restricted stock units that will vest in full on September 30, 2026. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001674338-25-000006 · wk-form4_1759443683.xml · nonDerivative · entry 1

Chytil Kamila K · CIK 0001674338 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 15,543

F1 · date: Represents restricted stock units that will vest in full on September 30, 2026. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001658732-25-000005 · wk-form4_1759443586.xml · nonDerivative · entry 1

Richie Laurel · CIK 0001658732 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 48,965

F1 · date: Represents restricted stock units that will vest in full on September 30, 2026. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001614731-25-000004 · wk-form4_1759443689.xml · nonDerivative · entry 1

COLAO DANIEL O · CIK 0001614731 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 3,297

F1 · date: Represents restricted stock units that will vest in full on September 30, 2026. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001415300-25-000007 · wk-form4_1759443671.xml · nonDerivative · entry 1

Parker P.W. · CIK 0001415300 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 32,100

F1 · date: Represents restricted stock units that will vest in full on September 30, 2026. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001315419-25-000006 · wk-form4_1759443677.xml · nonDerivative · entry 1

Alves Paget Leonard · CIK 0001315419 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 49,602

F1 · date: Represents restricted stock units that will vest in full on September 30, 2026. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001224983-25-000004 · wk-form4_1759443642.xml · nonDerivative · entry 1

AGUIRRE FERNANDO · CIK 0001224983 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 27,887

F1 · date: Represents restricted stock units that will vest in full on September 30, 2026. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001206587-25-000005 · wk-form4_1759443647.xml · nonDerivative · entry 1

COVIELLO ARTHUR W JR · CIK 0001206587 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 50,169

F1 · date: Represents restricted stock units that will vest in full on September 30, 2026. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001191210-25-000006 · wk-form4_1759443659.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 61,262

F1 · date: Represents restricted stock units that will vest in full on September 30, 2026. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001369850-25-000003 · wk-form4_1759443653.xml · nonDerivative · entry 1

Zane Ellen M · CIK 0001369850 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 29,854

F1 · date: Represents restricted stock units that will vest in full on September 30, 2026. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

SEC source: 0001013182-25-000005 · wk-form4_1755639685.xml · nonDerivative · entry 1

GUTHRIE ROY A · CIK 0001013182 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 37,151

F1 · shares: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0002032280-25-000002 · wk-form4_1755639573.xml · nonDerivative · entry 1

Tiliakos Amy · CIK 0002032280 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 17,874

F1 · shares: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0002032281-25-000002 · wk-form4_1755639404.xml · nonDerivative · entry 1

Gentleman Courtney · CIK 0002032281 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 17,702

F1 · shares: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0002032277-25-000002 · wk-form4_1755639337.xml · nonDerivative · entry 1

Owens Darrell · CIK 0002032277 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 21,462

F1 · shares: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001674338-25-000005 · wk-form4_1755639660.xml · nonDerivative · entry 1

Chytil Kamila K · CIK 0001674338 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 14,768

F1 · shares: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001658732-25-000004 · wk-form4_1755639477.xml · nonDerivative · entry 1

Richie Laurel · CIK 0001658732 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 48,190

F1 · shares: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001614731-25-000003 · wk-form4_1755639555.xml · nonDerivative · entry 1

COLAO DANIEL O · CIK 0001614731 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 2,522

F1 · shares: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001614725-25-000003 · wk-form4_1755639633.xml · nonDerivative · entry 1

MOTHNER JONATHAN S · CIK 0001614725 · See remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 146,862

F1 · shares: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001415300-25-000006 · wk-form4_1755639287.xml · nonDerivative · entry 1

Parker P.W. · CIK 0001415300 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 31,325

F1 · shares: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001315419-25-000005 · wk-form4_1755639706.xml · nonDerivative · entry 1

Alves Paget Leonard · CIK 0001315419 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 48,827

F1 · shares: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001224983-25-000003 · wk-form4_1755639199.xml · nonDerivative · entry 1

AGUIRRE FERNANDO · CIK 0001224983 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 27,112

F1 · shares: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001206587-25-000004 · wk-form4_1755639312.xml · nonDerivative · entry 1

COVIELLO ARTHUR W JR · CIK 0001206587 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 49,394

F1 · shares: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001191210-25-000005 · wk-form4_1755639429.xml · nonDerivative · entry 1

NAYLOR JEFFREY G · CIK 0001191210 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 60,047

F1 · shares: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units and deferred stock units previously granted to the Reporting Person under the Company's Long-Term Incentive Plans and Non-Employee Director Deferred Compensation Plan. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001369850-25-000002 · wk-form4_1755639529.xml · nonDerivative · entry 1

Zane Ellen M · CIK 0001369850 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 29,079

F1 · shares: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001868883-25-000004 · wk-form4_1755639751.xml · nonDerivative · entry 1

Schaller Bart · CIK 0001868883 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 41,945

F1 · shares: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

SEC source: 0001839722-25-000004 · wk-form4_1755639727.xml · nonDerivative · entry 1

Howse Curtis · CIK 0001839722 · See remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 108,271

F1 · shares: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

F1 · price: Represents dividend equivalent units accrued on August 15, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.