AX

SEC source: 0001281197-25-000007 · edgardoc.xml · nonDerivative · entry 2

MATSUMOTO RAYMOND D · CIK 0001281197 · EVP, Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 38,695

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Represents shares of Common Stock issued on September 15, 2025, following the vesting of Restricted Stock Units ("RSUs") which vest as to one-third of the shares on each anniversary of the date of grant. The RSUs were previously granted to the reporting person under the Axos Financial, Inc. 2014 Amended and Restated 2014 Stock Incentive Plan.

SEC source: 0001281197-25-000007 · edgardoc.xml · nonDerivative · entry 1

MATSUMOTO RAYMOND D · CIK 0001281197 · EVP, Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 37,060

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Represents shares of Common Stock issued on September 15, 2025, following the vesting of Restricted Stock Units ("RSUs") which vest as to one-third of the shares on each anniversary of the date of grant. The RSUs were previously granted to the reporting person under the Axos Financial, Inc. 2014 Amended and Restated 2014 Stock Incentive Plan.

SEC source: 0001988405-25-000003 · edgardoc.xml · derivative · entry 4

Crow David M · CIK 0001988405 · EVP, Head of Axos Clearing

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 5,266

Underlying: Common Stock · 997 shares

Expires not disclosed

F6 · security: Grant to the reporting person on September 15, 2025 of restricted stock units ("RSUs") under the Axos Financial, Inc. 2014 Stock Incentive Plan.

F4 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F5 · derivative.exercise_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

F5 · derivative.expiration_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

SEC source: 0001988405-25-000003 · edgardoc.xml · derivative · entry 3

Crow David M · CIK 0001988405 · EVP, Head of Axos Clearing

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,269

Underlying: Common Stock · 520 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · security: The RSUs were granted to the reporting person under the Axos Financial, Inc. 2014 Stock Incentive Plan. The RSUs are accompanied by dividend equivalent rights.

F4 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F5 · derivative.exercise_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

F5 · derivative.expiration_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

SEC source: 0001988405-25-000003 · edgardoc.xml · nonDerivative · entry 2

Crow David M · CIK 0001988405 · EVP, Head of Axos Clearing

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 887

F2 · shares: Represents shares of Common Stock retained by Axos Financial, Inc. for tax withholding purposes in connection with the net-settlement on the issuance of shares of Common Stock in respect to the vested RSUs.

SEC source: 0001988405-25-000003 · edgardoc.xml · nonDerivative · entry 1

Crow David M · CIK 0001988405 · EVP, Head of Axos Clearing

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,039

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Represents shares of Common Stock issued on September 15, 2025, following the vesting of Restricted Stock Units ("RSUs") which vest as to one-third of the shares on each anniversary of the date of grant. The RSUs were previously granted to the reporting person under the Axos Financial, Inc. 2014 Amended and Restated 2014 Stock Incentive Plan.

SEC source: 0001299709-25-000136 · edgardoc.xml · nonDerivative · entry 1

Constantine Thomas M · CIK 0001778031 · EVP, Chief Credit Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 17,020

SEC source: 0001299709-25-000131 · edgardoc.xml · derivative · entry 1

Garrabrants Gregory · CIK 0001419425 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 594,779

Underlying: Common Stock · 193,811 shares

Expires not disclosed

F1 · security: Grant to the reporting person on September 5, 2025 of restricted stock units ("RSUs") under the Axos Financial, Inc. 2014 stock incentive plan in connection with the reporting person's employment contract as Chief Executive Officer.

F2 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F3 · derivative.exercise_date: The RSUs vest over four years, one-fourth on each fiscal year-end following the date of grant.

F3 · derivative.expiration_date: The RSUs vest over four years, one-fourth on each fiscal year-end following the date of grant.

SEC source: 0001299709-25-000129 · edgardoc.xml · nonDerivative · entry 1

THIELE CANDACE L · CIK 0002046152 · EVP, Chief Administrative Offi

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 23

SEC source: 0001299709-25-000128 · edgardoc.xml · nonDerivative · entry 2

Nick Mosich · CIK 0001464919 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 79,495

SEC source: 0001299709-25-000128 · edgardoc.xml · nonDerivative · entry 1

Nick Mosich · CIK 0001464919 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 80,115

F1 · price: These transactions were executed in multiple trades, at prices ranging from $89.80 to $90.10. The price reported above reflects the weighted average sales price. The reporting person hereby undertakes to provide upon request by the SEC staff, the issuer or a security holder of the issuer, full information regarding the number of shares sold and the prices at which each trade was effected.

SEC source: 0001299709-25-000121 · edgardoc.xml · nonDerivative · entry 1

Argalas James S · CIK 0001529312 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 71,195

F1 · shares: This transaction represents a charitable donation of 1,100 shares of common stock of the Issuer to a charitable fund on August 12, 2025. The Issuer's common stock was transferred at $88.05, resulting in a value for the donation of $96.855.

SEC source: 0001299709-25-000116 · edgardoc.xml · nonDerivative · entry 1

Micheletti Andrew J · CIK 0001319005 · EVP, Finance

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 67,460

F1 · price: These transactions were executed in multiple trades, at prices ranging from $85.20 to $85.51. The price reported above reflects the weighted average sales price. The reporting person hereby undertakes to provide upon request by the SEC staff, the issuer or a security holder of the issuer, full information regarding the number of shares sold and the prices at which each trade was effected.

SEC source: 0001299709-25-000105 · edgardoc.xml · derivative · entry 5

Garrabrants Gregory · CIK 0001419425 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 400,968

Underlying: Common Stock · 273,169 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · security: The RSUs were granted to the reporting person under the Axos Financial, Inc. 2014 Stock Incentive Plans in connection with the reporting person's employment agreement as President and Chief Executive Officer. Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock. The RSUs are accompanied by dividend equivalent rights.

F3 · derivative.exercise_price: The RSUs were granted to the reporting person under the Axos Financial, Inc. 2014 Stock Incentive Plans in connection with the reporting person's employment agreement as President and Chief Executive Officer. Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock. The RSUs are accompanied by dividend equivalent rights.

F4 · derivative.exercise_date: The RSUs vest over four years, one-fourth on each fiscal year-end following the date of grant.

F4 · derivative.expiration_date: The RSUs vest over four years, one-fourth on each fiscal year-end following the date of grant.

SEC source: 0001299709-25-000105 · edgardoc.xml · nonDerivative · entry 2

Garrabrants Gregory · CIK 0001419425 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,462,045

F2 · shares: Represents shares of Common Stock retained by Axos Financial, Inc. for tax withholding purposes in connection with the net-settlement on the issuance of shares of Common Stock in respect to the vested RSUs.

SEC source: 0001299709-25-000105 · edgardoc.xml · nonDerivative · entry 1

Garrabrants Gregory · CIK 0001419425 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,609,146

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Represents shares of Common Stock issued on June 30, 2025 following the vesting of Restricted Stock Units ("RSUs") which vest one-fourth each year. The RSUs were previously granted to the reporting person under the Axos Financial, Inc. 2014 Stock Incentive Plans in connection with the reporting person's employment agreement as President and Chief Executive Officer.

SEC source: 0001299709-25-000100 · edgardoc.xml · nonDerivative · entry 1

Micheletti Andrew J · CIK 0001319005 · EVP, Finance

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 81,420

F1 · shares: The Reporting Person transferred these shares to an estate planning trust of which he is not a trustee.

SEC source: 0001299709-25-000098 · edgardoc.xml · nonDerivative · entry 1

Constantine Thomas M · CIK 0001778031 · EVP, Chief Credit Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 18,496

F1 · price: These transactions were executed in multiple trades, at prices ranging from $72.80 to $72.91. The price reported above reflects the weighted average sales price. The reporting person hereby undertakes to provide upon request by the SEC staff, the issuer or a security holder of the issuer, full information regarding the number of shares sold and the prices at which each trade was effected.

SEC source: 0001299709-25-000092 · edgardoc.xml · nonDerivative · entry 1

Grinberg Paul · CIK 0001303829 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 113,295

F1 · price: These transactions were executed in multiple trades, at prices ranging from $68.01 to $68.09. The price reported above reflects the weighted average sales price. The reporting person hereby undertakes to provide upon request by the SEC staff, the issuer or a security holder of the issuer, full information regarding the number of shares sold and the prices at which each trade was effected.

SEC source: 0001299709-25-000073 · edgardoc.xml · derivative · entry 4

GILL ANN · CIK 0002040268 · SVP, Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 10,872

Underlying: Common Stock · 712 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · security: The RSUs were granted to the reporting person under the Axos Financial, Inc. 2014 Stock Incentive Plan. The RSUs are accompanied by dividend equivalent rights.

F4 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F5 · derivative.exercise_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

F5 · derivative.expiration_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

SEC source: 0001299709-25-000073 · edgardoc.xml · nonDerivative · entry 2

GILL ANN · CIK 0002040268 · SVP, Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 8,251

F2 · shares: Represents shares of Common Stock retained by Axos Financial, Inc. for tax withholding purposes in connection with the net-settlement on the issuance of shares of Common Stock in respect to the vested RSUs.

SEC source: 0001299709-25-000073 · edgardoc.xml · nonDerivative · entry 1

GILL ANN · CIK 0002040268 · SVP, Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 8,634

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Represents shares of Common Stock issued on March 24, 2025, following the vesting of Restricted Stock Units ("RSUs") which vest as to one-third of the shares on each anniversary of the date of grant. The RSUs were previously granted to the reporting person under the Axos Financial, Inc. 2014 Amended and Restated 2014 Stock Incentive Plan.

SEC source: 0001299709-25-000069 · edgardoc.xml · derivative · entry 4

PARK DAVID X · CIK 0001807029 · EVP, Commercial Banking & Trea

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 30,458

Underlying: Common Stock · 1,136 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · security: The RSUs were granted to the reporting person under the Axos Financial, Inc. 2014 Stock Incentive Plan. The RSUs are accompanied by dividend equivalent rights.

F4 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F5 · derivative.exercise_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

F5 · derivative.expiration_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

SEC source: 0001299709-25-000069 · edgardoc.xml · nonDerivative · entry 2

PARK DAVID X · CIK 0001807029 · EVP, Commercial Banking & Trea

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 17,138

F2 · security: Represents shares of Common Stock retained by Axos Financial, Inc. for tax withholding purposes in connection with the net-settlement on the issuance of shares of Common Stock in respect to the vested RSUs.

SEC source: 0001299709-25-000069 · edgardoc.xml · nonDerivative · entry 1

PARK DAVID X · CIK 0001807029 · EVP, Commercial Banking & Trea

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 17,714

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Represents shares of Common Stock issued on March 23, 2025, following the vesting of Restricted Stock Units ("RSUs") which vest as to one-third of the shares on each anniversary of the date of grant. The RSUs were previously granted to the reporting person under the Axos Financial, Inc. 2014 Amended and Restated 2014 Stock Incentive Plan.

SEC source: 0001299709-25-000066 · edgardoc.xml · derivative · entry 4

Bar-Adon Eshel · CIK 0001777939 · EVP, Chief Legal Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 15,952

Underlying: Common Stock · 1,290 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · security: The RSUs were granted to the reporting person under the Axos Financial, Inc. 2014 Stock Incentive Plan. The RSUs are accompanied by dividend equivalent rights.

F4 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F5 · derivative.exercise_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

F5 · derivative.expiration_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

SEC source: 0001299709-25-000066 · edgardoc.xml · nonDerivative · entry 2

Bar-Adon Eshel · CIK 0001777939 · EVP, Chief Legal Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 125,493

F2 · shares: Represents shares of Common Stock retained by Axos Financial, Inc. for tax withholding purposes in connection with the net-settlement on the issuance of shares of Common Stock in respect to the vested RSUs.

SEC source: 0001299709-25-000066 · edgardoc.xml · nonDerivative · entry 1

Bar-Adon Eshel · CIK 0001777939 · EVP, Chief Legal Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 126,187

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Represents shares of Common Stock issued on March 23, 2025, following the vesting of Restricted Stock Units ("RSUs") which vest as to one-third of the shares on each anniversary of the date of grant. The RSUs were previously granted to the reporting person under the Axos Financial, Inc. 2014 Amended and Restated 2014 Stock Incentive Plan.

SEC source: 0001299709-25-000067 · edgardoc.xml · derivative · entry 4

Constantine Thomas M · CIK 0001778031 · EVP, Chief Credit Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 17,633

Underlying: Common Stock · 1,505 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · security: The RSUs were granted to the reporting person under the Axos Financial, Inc. 2014 Stock Incentive Plan. The RSUs are accompanied by dividend equivalent rights.

F4 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F5 · derivative.exercise_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

F5 · derivative.expiration_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

SEC source: 0001299709-25-000067 · edgardoc.xml · nonDerivative · entry 2

Constantine Thomas M · CIK 0001778031 · EVP, Chief Credit Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 20,213

F2 · shares: Represents shares of Common Stock retained by Axos Financial, Inc. for tax withholding purposes in connection with the net-settlement on the issuance of shares of Common Stock in respect to the vested RSUs.

SEC source: 0001299709-25-000067 · edgardoc.xml · nonDerivative · entry 1

Constantine Thomas M · CIK 0001778031 · EVP, Chief Credit Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 21,023

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Represents shares of Common Stock issued on March 23, 2025, following the vesting of Restricted Stock Units ("RSUs") which vest as to one-third of the shares on each anniversary of the date of grant. The RSUs were previously granted to the reporting person under the Axos Financial, Inc. 2014 Amended and Restated 2014 Stock Incentive Plan.

SEC source: 0001299709-25-000072 · edgardoc.xml · derivative · entry 4

Walsh Derrick · CIK 0001636371 · EVP, Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 18,951

Underlying: Common Stock · 1,433 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · security: The RSUs were granted to the reporting person under the Axos Financial, Inc. 2014 Stock Incentive Plan. The RSUs are accompanied by dividend equivalent rights.

F4 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F5 · derivative.exercise_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

F5 · derivative.expiration_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

SEC source: 0001299709-25-000072 · edgardoc.xml · nonDerivative · entry 2

Walsh Derrick · CIK 0001636371 · EVP, Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 40,550

F2 · shares: Represents shares of Common Stock retained by Axos Financial, Inc. for tax withholding purposes in connection with the net-settlement on the issuance of shares of Common Stock in respect to the vested RSUs.

SEC source: 0001299709-25-000072 · edgardoc.xml · nonDerivative · entry 1

Walsh Derrick · CIK 0001636371 · EVP, Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 41,321

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Represents shares of Common Stock issued on March 23, 2025, following the vesting of Restricted Stock Units ("RSUs") which vest as to one-third of the shares on each anniversary of the date of grant. The RSUs were previously granted to the reporting person under the Axos Financial, Inc. 2014 Amended and Restated 2014 Stock Incentive Plan.

SEC source: 0001299709-25-000071 · edgardoc.xml · derivative · entry 4

Tolla John Charles · CIK 0001777926 · EVP, Chief Governance, Risk &

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 27,418

Underlying: Common Stock · 1,039 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · security: The RSUs were granted to the reporting person under the Axos Financial, Inc. 2014 Stock Incentive Plan. The RSUs are accompanied by dividend equivalent rights.

F4 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F5 · derivative.exercise_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

F5 · derivative.expiration_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

SEC source: 0001299709-25-000071 · edgardoc.xml · nonDerivative · entry 2

Tolla John Charles · CIK 0001777926 · EVP, Chief Governance, Risk &

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 28,717

F2 · shares: Represents shares of Common Stock retained by Axos Financial, Inc. for tax withholding purposes in connection with the net-settlement on the issuance of shares of Common Stock in respect to the vested RSUs.

SEC source: 0001299709-25-000071 · edgardoc.xml · nonDerivative · entry 1

Tolla John Charles · CIK 0001777926 · EVP, Chief Governance, Risk &

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 29,276

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Represents shares of Common Stock issued on March 23, 2025, following the vesting of Restricted Stock Units ("RSUs") which vest as to one-third of the shares on each anniversary of the date of grant. The RSUs were previously granted to the reporting person under the Axos Financial, Inc. 2014 Amended and Restated 2014 Stock Incentive Plan.

SEC source: 0001299709-25-000070 · edgardoc.xml · derivative · entry 4

Swanson Brian D · CIK 0001777936 · EVP, Head of Consumer Bank

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 26,308

Underlying: Common Stock · 1,419 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · security: The RSUs were granted to the reporting person under the Axos Financial, Inc. 2014 Stock Incentive Plan. The RSUs are accompanied by dividend equivalent rights.

F4 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F5 · derivative.exercise_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

F5 · derivative.expiration_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

SEC source: 0001299709-25-000070 · edgardoc.xml · nonDerivative · entry 2

Swanson Brian D · CIK 0001777936 · EVP, Head of Consumer Bank

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 52,403

F2 · shares: Represents shares of Common Stock retained by Axos Financial, Inc. for tax withholding purposes in connection with the net-settlement on the issuance of shares of Common Stock in respect to the vested RSUs.

SEC source: 0001299709-25-000070 · edgardoc.xml · nonDerivative · entry 1

Swanson Brian D · CIK 0001777936 · EVP, Head of Consumer Bank

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 53,167

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Represents shares of Common Stock issued on March 23, 2025, following the vesting of Restricted Stock Units ("RSUs") which vest as to one-third of the shares on each anniversary of the date of grant. The RSUs were previously granted to the reporting person under the Axos Financial, Inc. 2014 Amended and Restated 2014 Stock Incentive Plan.

SEC source: 0001299709-25-000068 · edgardoc.xml · derivative · entry 4

MATSUMOTO RAYMOND D · CIK 0001281197 · EVP, Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 23,130

Underlying: Common Stock · 1,863 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · security: The RSUs were granted to the reporting person under the Axos Financial, Inc. 2014 Stock Incentive Plan. The RSUs are accompanied by dividend equivalent rights.

F4 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F5 · derivative.exercise_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

F5 · derivative.expiration_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

SEC source: 0001299709-25-000068 · edgardoc.xml · nonDerivative · entry 2

MATSUMOTO RAYMOND D · CIK 0001281197 · EVP, Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 34,819

F2 · shares: Represents shares of Common Stock retained by Axos Financial, Inc. for tax withholding purposes in connection with the net-settlement on the issuance of shares of Common Stock in respect to the vested RSUs.

SEC source: 0001299709-25-000068 · edgardoc.xml · nonDerivative · entry 1

MATSUMOTO RAYMOND D · CIK 0001281197 · EVP, Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 35,822

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Represents shares of Common Stock issued on March 23, 2025, following the vesting of Restricted Stock Units ("RSUs") which vest as to one-third of the shares on each anniversary of the date of grant. The RSUs were previously granted to the reporting person under the Axos Financial, Inc. 2014 Amended and Restated 2014 Stock Incentive Plan.

SEC source: 0001299709-25-000055 · edgardoc.xml · derivative · entry 1

THIELE CANDACE L · CIK 0002046152 · EVP, Chief Administrative Offi

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,516

Underlying: Common Stock · 1,334 shares

Expires not disclosed

F1 · security: Grant to the reporting person on March 20, 2025 of restricted stock units ("RSUs") under the Axos Financial, Inc. 2014 Stock Incentive Plan.

F2 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F3 · derivative.exercise_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

F3 · derivative.expiration_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

SEC source: 0001299709-25-000051 · edgardoc.xml · derivative · entry 2

GILL ANN · CIK 0002040268 · SVP, Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 11,584

Underlying: Common Stock · 3,000 shares

Expires not disclosed

F4 · security: Grant to the reporting person on March 20, 2025 of restricted stock units ("RSUs") under the Axos Financial, Inc. 2014 stock incentive plan in connection with the reporting person's employment contract as Chief Accounting Officer.

F2 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F5 · derivative.exercise_date: The RSUs vest as to one-third of the shares on each November 15th following the date of the grant.

F5 · derivative.expiration_date: The RSUs vest as to one-third of the shares on each November 15th following the date of the grant.

SEC source: 0001299709-25-000051 · edgardoc.xml · derivative · entry 1

GILL ANN · CIK 0002040268 · SVP, Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 8,584

Underlying: Common Stock · 1,805 shares

Expires not disclosed

F1 · security: Grant to the reporting person on March 20, 2025 of restricted stock units ("RSUs") under the Axos Financial, Inc. 2014 Stock Incentive Plan.

F2 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F3 · derivative.exercise_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

F3 · derivative.expiration_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

SEC source: 0001299709-25-000053 · edgardoc.xml · derivative · entry 2

PARK DAVID X · CIK 0001807029 · EVP, Commercial Banking & Trea

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 31,594

Underlying: Common Stock · 11,769 shares

Expires not disclosed

F1 · security: Grant to the reporting person on March 20, 2025 of restricted stock units ("RSUs") under the Axos Financial, Inc. 2014 Stock Incentive Plan.

F2 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F4 · derivative.exercise_date: The RSUs vest over four years, one-fourth of the shares on each anniversary date of grant.

F4 · derivative.expiration_date: The RSUs vest over four years, one-fourth of the shares on each anniversary date of grant.

SEC source: 0001299709-25-000053 · edgardoc.xml · derivative · entry 1

PARK DAVID X · CIK 0001807029 · EVP, Commercial Banking & Trea

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 19,825

Underlying: Common Stock · 3,473 shares

Expires not disclosed

F1 · security: Grant to the reporting person on March 20, 2025 of restricted stock units ("RSUs") under the Axos Financial, Inc. 2014 Stock Incentive Plan.

F2 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F3 · derivative.exercise_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

F3 · derivative.expiration_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

SEC source: 0001299709-25-000048 · edgardoc.xml · derivative · entry 1

Bar-Adon Eshel · CIK 0001777939 · EVP, Chief Legal Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 17,242

Underlying: Common Stock · 3,296 shares

Expires not disclosed

F1 · security: Grant to the reporting person on March 20, 2025 of restricted stock units ("RSUs") under the Axos Financial, Inc. 2014 Stock Incentive Plan.

F2 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F3 · derivative.exercise_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

F3 · derivative.expiration_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

SEC source: 0001299709-25-000049 · edgardoc.xml · derivative · entry 1

Constantine Thomas M · CIK 0001778031 · EVP, Chief Credit Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 19,138

Underlying: Common Stock · 3,374 shares

Expires not disclosed

F1 · security: Grant to the reporting person on March 20, 2025 of restricted stock units ("RSUs") under the Axos Financial, Inc. 2014 Stock Incentive Plan.

F2 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F3 · derivative.exercise_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

F3 · derivative.expiration_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.