JSM

SEC source: 0001127602-25-003894 · form4.xml · derivative · entry 1

THOMPSON JANE J. · CIK 0001551788 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 125,251.4859

Underlying: Common Stock · 10,309.2783 shares

Expires not disclosed

F1 · derivative.exercise_price: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 7, 2025); 25% will vest on May 1, 2025; 25% will vest on August 1, 2025; and 25% will vest on November 1, 2025.

F1 · derivative.exercise_date: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 7, 2025); 25% will vest on May 1, 2025; 25% will vest on August 1, 2025; and 25% will vest on November 1, 2025.

F1 · derivative.expiration_date: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 7, 2025); 25% will vest on May 1, 2025; 25% will vest on August 1, 2025; and 25% will vest on November 1, 2025.

F2 · balance_after: Dividends 4,699.4423 units accrued on phantom stock units pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors are included in the reporting person's holding balance.

SEC source: 0001127602-25-003886 · form4.xml · nonDerivative · entry 1

Lawson Michael A · CIK 0001876425 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 37,723.932

F1 · shares: Represents a grant of restricted stock to a non-employee director under the Navient Corporation 2024 Omnibus Incentive Plan. The restrictions lift on a quarterly basis subject to continued active service on the Navient Board of Directors as follows: 25% on the grant date (Feb 7, 2025); 25% on May 1, 2025; 25% on August 1, 2025; and 25% on November 1, 2025.

F2 · balance_after: Dividend equivalent rights 132.932 units issued on previously unvested restricted are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

SEC source: 0001127602-25-003876 · form4.xml · nonDerivative · entry 1

CABRAL ANNA ESCOBEDO · CIK 0001627381 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 71,318

F1 · shares: Represents a grant of restricted stock to a non-employee director under the Navient Corporation 2024 Omnibus Incentive Plan. The restrictions lift on a quarterly basis subject to continued active service on the Navient Board of Directors as follows: 25% on the grant date (Feb 7, 2025); 25% on May 1, 2025; 25% on August 1, 2025; and 25% on November 1, 2025.

SEC source: 0001127602-25-003983 · form4.xml · nonDerivative · entry 1

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 256,929.388

F1 · shares: As previously reported, on February 6, 2023, the reporting person was granted 33,033 restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan") representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 6, 2025, 11,011 shares of such RSUs were settled and an additional 894.568 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 5,251 shares were withheld by Navient, as approved by the Navient Compensation and Human Resources Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-25-003981 · form4.xml · nonDerivative · entry 1

STANDISH TROY · CIK 0002042058 · EVP & Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 171,808.4035

F1 · shares: As previously reported, on February 6, 2023, the reporting person was granted 5,946 restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan") representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 6, 2025, 1,914 shares of such RSUs were settled and an additional 160.775 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 845 shares were withheld by Navient, as approved by the Navient Compensation and Human Resources Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-25-003982 · form4.xml · nonDerivative · entry 1

HAUBER STEPHEN M · CIK 0001710338 · EVP & Chief Admin Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 251,864.538

F1 · shares: As previously reported, on February 6, 2023, the reporting person was granted 15,856 restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan") representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 6, 2025, 5,286 shares of such RSUs were settled and an additional 429.788 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 2,613 shares were withheld by Navient, as approved by the Navient Compensation and Human Resources Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-25-003442 · form4.xml · nonDerivative · entry 1

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 262,180.388

F1 · shares: As previously reported, on February 4, 2022, the reporting person was granted 28,198 restricted stock units (RSUs) under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient Corporation common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 4, 2025, 9,399 shares of such RSUs were settled and an additional 1,199.611 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 5,128 shares were withheld by Navient, as approved by the Navient Compensation and Human Resources Committee, to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Dividend equivalent rights 7,860.6180 issued on RSUs are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

SEC source: 0001127602-25-003443 · form4.xml · nonDerivative · entry 1

STANDISH TROY · CIK 0002042058 · EVP & Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 172,653.4035

F1 · shares: As previously reported, on February 4, 2022, the reporting person was granted 9,118 restricted stock units (RSUs) under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient Corporation common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 4, 2025, 2,930 shares of such RSUs were settled and an additional 388.961 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 1,351 shares were withheld by Navient, as approved by the Navient Compensation and Human Resources Committee, to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Dividend equivalent rights 687.1470 issued on RSUs are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

SEC source: 0001127602-25-003441 · form4.xml · nonDerivative · entry 1

HAUBER STEPHEN M · CIK 0001710338 · EVP & Chief Admin Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 254,477.538

F1 · shares: As previously reported, on February 4, 2022, the reporting person was granted 19,781 restricted stock units (RSUs) under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient Corporation common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 4, 2025, 6,594 shares of such RSUs were settled and an additional 842.704 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 3,674 shares were withheld by Navient, as approved by the Navient Compensation and Human Resources Committee, to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Dividend equivalent rights 1,268.2870 issued on RSUs are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

SEC source: 0001127602-25-001855 · form4.xml · derivative · entry 2

CABRAL ANNA ESCOBEDO · CIK 0001627381 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 51,601.6518

Underlying: Common Stock · 11,691.0451 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: On January 1, 2025, the reporting person received a distribution of 11,691.0451 shares of Navient common stock from the Navient Corporation Deferred Compensation Plan for Directors in settlement of an equal number of phantom stock units held pursuant to the Plan. A fractional share of the reporting person's phantom stock units (0.0451) were settled in cash.

F1 · derivative.exercise_date: On January 1, 2025, the reporting person received a distribution of 11,691.0451 shares of Navient common stock from the Navient Corporation Deferred Compensation Plan for Directors in settlement of an equal number of phantom stock units held pursuant to the Plan. A fractional share of the reporting person's phantom stock units (0.0451) were settled in cash.

F1 · derivative.expiration_date: On January 1, 2025, the reporting person received a distribution of 11,691.0451 shares of Navient common stock from the Navient Corporation Deferred Compensation Plan for Directors in settlement of an equal number of phantom stock units held pursuant to the Plan. A fractional share of the reporting person's phantom stock units (0.0451) were settled in cash.

F2 · balance_after: Dividends (2,587.7382 units) accrued on phantom stock units pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors are included in the reporting person's holding balance.

SEC source: 0001127602-25-001855 · form4.xml · nonDerivative · entry 1

CABRAL ANNA ESCOBEDO · CIK 0001627381 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 61,009

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001127602-25-000135 · form4.xml · nonDerivative · entry 1

YOWAN DAVID L. · CIK 0001702781 · Director · President & CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 573,195.475

F1 · shares: As previously reported, on May 15, 2023, the reporting person was granted 105,890 restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan") representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest 50% on the first anniversary of the grant date (May 15, 2024) and 50% on December 31, 2024. On December 31, 2024, 52,945 shares of such RSUs were settled and an additional 3,703.575 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 23,757 shares were withheld by Navient, as approved by the Navient Compensation and Human Resources Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Dividend equivalent rights (10,691.2207) issued on RSUs are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

SEC source: 0001127602-25-001456 · form4a.xml · nonDerivative · entry 1

YOWAN DAVID L. · CIK 0001702781 · Director · President & CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 573,195.475

F1 · shares: The sole purpose for filing this amendment is to add the reporting person's POA as an exhibit.

SEC source: 0001127602-24-029754 · form4.xml · nonDerivative · entry 1

STANDISH TROY · CIK 0002042058 · EVP & Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 173,249.812

F1 · shares: Represents shares withheld to satisfy the reporting person's tax withholding requirements.

SEC source: 0001127602-24-026762 · form4.xml · nonDerivative · entry 1

HAUBER STEPHEN M · CIK 0001710338 · EVP & Chief Admin Officer

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 256,883.251

F1 · kind: The transaction reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan entered into by the reporting person on July 26, 2024.

F2 · balance_after: Dividend equivalent rights (2,347.1246) issued on RSUs are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

SEC source: 0000921895-24-002432 · form412083005_11012024.xml · nonDerivative · entry 1

Newbury Investors LLC · CIK 0001914278 · 10% owner

Sherborne Investors LP · CIK 0001406888 · 10% owner

Sherborne Investors Master GP, LLC · CIK 0002013694 · 10% owner

Sherborne Investors Management LP · CIK 0001406672 · 10% owner

Sherborne Investors GP, LLC · CIK 0001373507 · 10% owner

Sherborne Investors Management GP, LLC · CIK 0001406671 · 10% owner

BRAMSON EDWARD J · CIK 0001016268 · 10% owner

Welker Stephen · CIK 0001914277 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By: Newbury Investors LLC

Disclosed balance after: 0

F1 · security: This Form 4 is filed jointly by Newbury Investors LLC ("Newbury Investors"), Sherborne Investors LP ("Sherborne Investors LP"), Sherborne Investors Master GP, LLC ("Sherborne Investors Master"), Sherborne Investors Management LP ("Sherborne Investors Management"), Sherborne Investors GP, LLC ("Sherborne GP"), Sherborne Investors Management GP, LLC ("Sherborne Management GP"), Edward Bramson and Stephen Welker (collectively, the "Reporting Persons").

F2 · security: Each Reporting Person may be deemed to be a member of a Section 13(d) group that collectively beneficially owns more than 10% of the Issuer's outstanding shares of Common Stock. Each Reporting Person disclaims beneficial ownership of the shares of Common Stock reported herein except to the extent of his or its pecuniary interest therein, and this report shall not be deemed to be an admission that any Reporting Person is the beneficial owner of such shares of Common Stock for purposes of Section 16 or for any other purpose.

F3 · kind: Represents a distribution to a member in connection with an internal restructuring and without the payment of any consideration.

F3 · shares: Represents a distribution to a member in connection with an internal restructuring and without the payment of any consideration.

F3 · price: Represents a distribution to a member in connection with an internal restructuring and without the payment of any consideration.

F3 · ownership.nature: Represents a distribution to a member in connection with an internal restructuring and without the payment of any consideration.

F4 · ownership.nature: Shares of Common Stock were previously directly owned by Newbury Investors. Each of Sherborne Investors LP, as the sole member of Sherborne Investors Master, Sherborne Investors Master, as the managing member of Newbury Investors, Sherborne Investors Management, as the investment manager of Newbury Investors, Sherborne GP, as the general partner of Sherborne Investors LP, Sherborne Management GP, as the general partner of Sherborne Investors Management, and Messrs. Bramson and Welker, as managing directors of each of Sherborne Management GP and Sherborne GP, may be deemed to be the beneficial owner of shares of Common Stock directly owned by Newbury Investors.

SEC source: 0001127602-24-020195 · form4.xml · nonDerivative · entry 2

YOWAN DAVID L. · CIK 0001702781 · Director · President & CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 586,216.2543

F3 · shares: Represents a grant of common stock to the reporting person in the form of restricted stock units ("RSUs") pursuant to the Navient Corporation 2024 Omnibus Incentive Plan (the "Plan"). The RSUs will be settled solely by delivery of shares of the Company's common stock and vest 50% on the first anniversary of the grant date (July 3, 2025) and 50% on December 31, 2025.

SEC source: 0001127602-24-020195 · form4.xml · nonDerivative · entry 1

YOWAN DAVID L. · CIK 0001702781 · Director · President & CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 475,304.2543

F1 · shares: Represents a grant of common stock to the reporting person in the form of performance stock units ("PSUs") to be settled solely by delivery of shares of Navient common stock. The first 50% will vest on the first anniversary of the grant date (July 3, 2025) and 50% on December 31, 2025. The service and performance conditions shall be approved by the Navient Corporation Compensation and Human Resources Committee (the "Committee") and shall be set forth in the form of PSU award agreement approved by the Committee.

F2 · balance_after: Dividend equivalent rights (2,416.254 units) issued on previously unvested restricted stock are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation (the "Company) common stock.

SEC source: 0001127602-24-016704 · form4.xml · nonDerivative · entry 2

HAUBER STEPHEN M · CIK 0001710338 · EVP & Chief Admin Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 264,536.1264

F3 · shares: Represents a grant of common stock to the reporting person in the form of performance stock units ("PSUs") to be settled solely by delivery of shares of Navient common stock. A specified percentage of this target award will vest and be settled based upon the satisfaction of certain performance conditions over a three-year performance period ending on the final day of fiscal year 2026. The performance conditions shall be approved by the Navient Compensation and Human Resources Committee (the "Committee") in connection with Navient's 2024 Long-Term Incentive Program and shall be set forth in the form of PSU award agreement approved by the Committee.

SEC source: 0001127602-24-016704 · form4.xml · nonDerivative · entry 1

HAUBER STEPHEN M · CIK 0001710338 · EVP & Chief Admin Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 258,009.1264

F1 · shares: Represents a grant of common stock to the reporting person in the form of restricted stock units ("RSUs") pursuant to the Navient Corporation 2024 Omnibus Incentive Plan (the "Plan"). The RSUs will be settled solely by delivery of shares of Navient Corporation ("Navient") common stock and vest in one-third increments on each of the first, second and third anniversaries of the grant date.

F2 · balance_after: Dividend equivalent rights (947.5950) issued on RSUs are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

SEC source: 0001127602-24-015853 · form4.xml · nonDerivative · entry 1

YOWAN DAVID L. · CIK 0001702781 · Director · President & CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 306,453.0003

F1 · shares: As previously reported, on May 15, 2023, the reporting person was granted 105,890 restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan") representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest 50% on the first anniversary of the grant date (May 15, 2024) and 50% on December 31, 2024. On May 15, 2024, 52,945 shares of such RSUs were settled and an additional 1,911 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 22,822 shares were withheld by Navient, as approved by the Navient Compensation and Human Resources Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Dividend equivalent rights (4,865.5408) issued on RSUs are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

SEC source: 0001127602-24-014305 · form4.xml · nonDerivative · entry 1

HELEEN MARK L · CIK 0001451729 · EVP, CLO & Secretary

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 393,611.4226

F1 · kind: The transaction reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan entered into by the reporting person on August 9, 2023.

SEC source: 0001127602-24-007863 · form4.xml · nonDerivative · entry 1

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 259,447.77

F1 · shares: Represents performance stock units ("PSUs") awarded to the reporting person under the Navient Corporation 2014 Omnibus Incentive Plan and previously reported on February 4, 2021. Each PSU represents the right to receive one share of Navient Corporation ("Navient") common stock in the future, which target amount vests at a specified percentage and is settled based upon achieving certain performance conditions over a three-year performance period ending on the final day of fiscal year 2023. On January 26, 2024, the Compensation and Human Resources Committee approved the achievement of the 2021-2023 PSUs at 46.36% of target resulting in the settling on February 28, 2024, of 9,788.4504 shares of such PSUs and an additional 1,169.6286 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights.

F2 · shares: In connection with this settlement, 4,943 shares were withheld by Navient (as approved by the Navient Compensation and Human Resources Committee) to satisfy the reporting person's tax withholding obligations.

F3 · balance_after: Reflects the disposition of 0.0790 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

F4 · balance_after: The reporting person's common stock balance reflects the forfeiture of 12,678.8473 PSUs from the reporting person's beneficial ownership because the Company failed to meet the threshold performance level established for the PSUs granted for the 2021 - 2023 performance period.

SEC source: 0001127602-24-007869 · form4.xml · nonDerivative · entry 1

HAUBER STEPHEN M · CIK 0001710338 · EVP, Chief Risk&Compliance Off

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 252,041.5314

F1 · shares: Represents performance stock units ("PSUs") awarded to the reporting person under the Navient Corporation 2014 Omnibus Incentive Plan and previously reported on February 4, 2021. Each PSU represents the right to receive one share of Navient Corporation ("Navient") common stock in the future, which target amount vests at a specified percentage and is settled based upon achieving certain performance conditions over a three-year performance period ending on the final day of fiscal year 2023. On January 26, 2024, the Compensation and Human Resources Committee approved the achievement of the 2021-2023 PSUs at 46.36% of target resulting in the settling on February 28, 2024, of 9,788.4504 shares of such PSUs and an additional 1,169.6286 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights.

F2 · shares: In connection with this settlement, 4,936 shares were withheld by Navient (as approved by the Navient Compensation and Human Resources Committee) to satisfy the reporting person's tax withholding obligations.

F3 · balance_after: Reflects the disposition of 0.0790 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan

F4 · balance_after: The reporting person's common stock balance reflects the forfeiture of 12,678.8473 PSUs from the reporting person's beneficial ownership because the Company failed to meet the threshold performance level established for the PSUs granted for the 2021 - 2023 performance period.

SEC source: 0001127602-24-007874 · form4.xml · nonDerivative · entry 1

HELEEN MARK L · CIK 0001451729 · EVP, CLO & Secretary

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 403,611.4226

F1 · shares: Represents performance stock units ("PSUs") awarded to the reporting person under the Navient Corporation 2014 Omnibus Incentive Plan and previously reported on February 4, 2021. Each PSU represents the right to receive one share of Navient Corporation ("Navient") common stock in the future, which target amount vests at a specified percentage and is settled based upon achieving certain performance conditions over a three-year performance period ending on the final day of fiscal year 2023. On January 26, 2024, the Compensation and Human Resources Committee approved the achievement of the 2021-2023 PSUs at 46.36% of target resulting in the settling on February 28, 2024, of 14.683.1392 shares of such PSUs and an additional 1,754.4984 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights.

F2 · shares: In connection with this settlement, 7,414 shares were withheld by Navient (as approved by the Navient Compensation and Human Resources Committee) to satisfy the reporting person's tax withholding obligations.

F3 · balance_after: Reflects the disposition of 0.6376 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

F4 · balance_after: The reporting person's common stock balance reflects the forfeiture of 19,018.8715 PSUs from the reporting person's beneficial ownership because the Company failed to meet the threshold performance level established for the PSUs granted for the 2021 - 2023 performance period.

SEC source: 0001127602-24-007879 · form4.xml · nonDerivative · entry 1

KANE JOHN M · CIK 0001605711 · EVP & Group President

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 513,557.9987

F1 · shares: Represents performance stock units ("PSUs") awarded to the reporting person under the Navient Corporation 2014 Omnibus Incentive Plan and previously reported on February 4, 2021. Each PSU represents the right to receive one share of Navient Corporation ("Navient") common stock in the future, which target amount vests at a specified percentage and is settled based upon achieving certain performance conditions over a three-year performance period ending on the final day of fiscal year 2023. On January 26, 2024, the Compensation and Human Resources Committee approved the achievement of the 2021-2023 PSUs at 46.36% of target resulting in the settling on February 28, 2024, of 19,577.3644 shares of such PSUs and an additional 2,339.3128 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights.

F2 · shares: In connection with this settlement, 9,479 shares were withheld by Navient (as approved by the Navient Compensation and Human Resources Committee) to satisfy the reporting person's tax withholding obligations.

F3 · balance_after: Reflects the disposition of 0.6772 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

F4 · balance_after: The reporting person's common stock balance reflects the forfeiture of 25,358.2952 PSUs from the reporting person's beneficial ownership because the Company failed to meet the threshold performance level established for the PSUs granted for the 2021 - 2023 performance period.

SEC source: 0001127602-24-004773 · form4.xml · nonDerivative · entry 2

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 277,069.6963

F2 · shares: Represents a grant of common stock to the reporting person in the form of performance stock units ("PSUs") to be settled solely by delivery of shares of Navient common stock. A specified percentage of this target award will vest and be settled based upon the satisfaction of certain performance conditions over a three-year performance period ending on the final day of fiscal year 2026. The performance conditions shall be approved by the Navient Compensation and Human Resources Committee (the "Committee") in connection with Navient's 2024 Long-Term Incentive Program and shall be set forth in the form of PSU award agreement approved by the Committee.

SEC source: 0001127602-24-004773 · form4.xml · nonDerivative · entry 1

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 233,241.6963

F1 · shares: Represents a grant of common stock to the reporting person in the form of restricted stock units ("RSUs") pursuant to the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan"). The RSUs will be settled solely by delivery of shares of Navient Corporation ("Navient") common stock and vest in one-third increments on each of the first, second and third anniversaries of the grant date.

SEC source: 0001127602-24-004698 · form4.xml · nonDerivative · entry 1

UNGER LAURA S · CIK 0001175992 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 60,853

F1 · shares: Represents a grant of restricted stock to a non-employee director under the Navient Corporation 2014 Omnibus Incentive Plan. The restrictions lift on a quarterly basis subject to continued active service on the Navient Board of Directors as follows: 25% on the grant date (Feb 9, 2024); 25% on May 1, 2024; 25% on August 1, 2024; and 25% on November 1, 2024.

F2 · balance_after: Dividend equivalent rights 124.6112 units issued on previously unvested restricted are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

F3 · balance_after: Reflects the disposition of 0.6112 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

SEC source: 0001127602-24-004775 · form4.xml · nonDerivative · entry 2

HAUBER STEPHEN M · CIK 0001710338 · EVP, Chief Risk&Compliance Off

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 269,656.4577

F2 · shares: Represents a grant of common stock to the reporting person in the form of performance stock units ("PSUs") to be settled solely by delivery of shares of Navient common stock. A specified percentage of this target award will vest and be settled based upon the satisfaction of certain performance conditions over a three-year performance period ending on the final day of fiscal year 2026. The performance conditions shall be approved by the Navient Compensation and Human Resources Committee (the "Committee") in connection with Navient's 2024 Long-Term Incentive Program and shall be set forth in the form of PSU award agreement approved by the Committee.

SEC source: 0001127602-24-004775 · form4.xml · nonDerivative · entry 1

HAUBER STEPHEN M · CIK 0001710338 · EVP, Chief Risk&Compliance Off

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 248,619.4577

F1 · shares: Represents a grant of common stock to the reporting person in the form of restricted stock units ("RSUs") pursuant to the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan"). The RSUs will be settled solely by delivery of shares of Navient Corporation ("Navient") common stock and vest in one-third increments on each of the first, second and third anniversaries of the grant date.

SEC source: 0001127602-24-004783 · form4.xml · nonDerivative · entry 3

HELEEN MARK L · CIK 0001451729 · EVP, CLO & Secretary

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 430,044.9317

F3 · shares: Represents a grant of common stock to the reporting person in the form of performance stock units ("PSUs") to be settled solely by delivery of shares of Navient common stock. A specified percentage of this target award will vest and be settled based upon the satisfaction of certain performance conditions over a three-year performance period ending on the final day of fiscal year 2026. The performance conditions shall be approved by the Navient Compensation and Human Resources Committee (the "Committee") in connection with Navient's 2024 Long-Term Incentive Program and shall be set forth in the form of PSU award agreement approved by the Committee.

SEC source: 0001127602-24-004783 · form4.xml · nonDerivative · entry 2

HELEEN MARK L · CIK 0001451729 · EVP, CLO & Secretary

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 400,241.9317

F2 · shares: Represents a grant of common stock to the reporting person in the form of restricted stock units ("RSUs") pursuant to the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan"). The RSUs will be settled solely by delivery of shares of Navient Corporation ("Navient") common stock and vest in one-third increments on each of the first, second and third anniversaries of the grant date.

SEC source: 0001127602-24-004695 · form4.xml · nonDerivative · entry 1

MILLS LINDA A · CIK 0001425725 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 152,915.8725

F1 · shares: Represents a grant of restricted stock to a non-employee director under the Navient Corporation 2014 Omnibus Incentive Plan. The restrictions lift on a quarterly basis subject to continued active service on the Navient Board of Directors as follows: 25% on the grant date (Feb 9, 2024); 25% on May 1, 2024; 25% on August 1, 2024; and 25% on November 1, 2024.

F2 · balance_after: Dividend equivalent rights 185.1343 units issued on previously unvested restricted are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

F3 · balance_after: Reflects the disposition of 0.1343 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

F4 · balance_after: Includes 4,731.571 shares acquired pursuant to a dividend reinvestment plan exempt from reporting pursuant to Rule 16a-11.

SEC source: 0001127602-24-004688 · form4.xml · derivative · entry 1

KLANE LARRY A · CIK 0001238036 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 47,862.6938

Underlying: Common Stock · 8,647.3131 shares

Expires not disclosed

F1 · derivative.exercise_price: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 9, 2024); 25% will vest on May 1, 2024; 25% will vest on August 1, 2024; and 25% will vest on November 1, 2024.

F1 · price: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 9, 2024); 25% will vest on May 1, 2024; 25% will vest on August 1, 2024; and 25% will vest on November 1, 2024.

F1 · derivative.exercise_date: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 9, 2024); 25% will vest on May 1, 2024; 25% will vest on August 1, 2024; and 25% will vest on November 1, 2024.

F1 · derivative.expiration_date: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 9, 2024); 25% will vest on May 1, 2024; 25% will vest on August 1, 2024; and 25% will vest on November 1, 2024.

F2 · balance_after: Dividends 1,400.5246 units accrued on phantom stock units pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors are included in the reporting person's holding balance.

SEC source: 0001127602-24-004681 · form4.xml · nonDerivative · entry 1

ARNOLD FREDERICK · CIK 0001516604 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 70,239

F1 · shares: Represents a grant of restricted stock to a non-employee director under the Navient Corporation 2014 Omnibus Incentive Plan. The restrictions lift on a quarterly basis subject to continued active service on the Navient Board of Directors as follows: 25% on the grant date (Feb 9, 2024); 25% on May 1, 2024; 25% on August 1, 2024; and 25% on November 1, 2024.

F2 · balance_after: Dividend equivalent rights 108.0104 units issued on previously unvested restricted are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

F3 · balance_after: Reflects the disposition of 0.0104 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

SEC source: 0001127602-24-004697 · form4.xml · derivative · entry 1

THOMPSON JANE J. · CIK 0001551788 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 110,242.7653

Underlying: Common Stock · 8,647.3131 shares

Expires not disclosed

F1 · derivative.exercise_price: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 9, 2024); 25% will vest on May 1, 2024; 25% will vest on August 1, 2024; and 25% will vest on November 1, 2024.

F1 · price: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 9, 2024); 25% will vest on May 1, 2024; 25% will vest on August 1, 2024; and 25% will vest on November 1, 2024.

F1 · derivative.exercise_date: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 9, 2024); 25% will vest on May 1, 2024; 25% will vest on August 1, 2024; and 25% will vest on November 1, 2024.

F1 · derivative.expiration_date: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 9, 2024); 25% will vest on May 1, 2024; 25% will vest on August 1, 2024; and 25% will vest on November 1, 2024.

F2 · balance_after: Dividends 3,628.3459 units accrued on phantom stock units pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors are included in the reporting person's holding balance.

SEC source: 0001127602-24-004777 · form4.xml · nonDerivative · entry 3

KANE JOHN M · CIK 0001605711 · EVP & Group President

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 548,395.9711

F3 · shares: Represents a grant of common stock to the reporting person in the form of performance stock units ("PSUs") to be settled solely by delivery of shares of Navient common stock. A specified percentage of this target award will vest and be settled based upon the satisfaction of certain performance conditions over a three-year performance period ending on the final day of fiscal year 2026. The performance conditions shall be approved by the Navient Compensation and Human Resources Committee (the "Committee") in connection with Navient's 2024 Long-Term Incentive Program and shall be set forth in the form of PSU award agreement approved by the Committee.

SEC source: 0001127602-24-004777 · form4.xml · nonDerivative · entry 2

KANE JOHN M · CIK 0001605711 · EVP & Group President

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 509,826.9711

F2 · shares: Represents a grant of common stock to the reporting person in the form of restricted stock units ("RSUs") pursuant to the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan"). The RSUs will be settled solely by delivery of shares of Navient Corporation ("Navient") common stock and vest in one-third increments on each of the first, second and third anniversaries of the grant date.

SEC source: 0001127602-24-004692 · form4.xml · nonDerivative · entry 1

Lawson Michael A · CIK 0001876425 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 27,282

F1 · shares: Represents a grant of restricted stock to a non-employee director under the Navient Corporation 2014 Omnibus Incentive Plan. The restrictions lift on a quarterly basis subject to continued active service on the Navient Board of Directors as follows: 25% on the grant date (Feb 9, 2024); 25% on May 1, 2024; 25% on August 1, 2024; and 25% on November 1, 2024.

F2 · balance_after: Dividend equivalent rights 108.0104 units issued on previously unvested restricted are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

F3 · balance_after: Reflects the disposition of 0.0104 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

SEC source: 0001127602-24-004685 · form4.xml · derivative · entry 1

CABRAL ANNA ESCOBEDO · CIK 0001627381 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 60,704.9587

Underlying: Common Stock · 8,647.3131 shares

Expires not disclosed

F1 · derivative.exercise_price: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 9, 2024); 25% will vest on May 1, 2024; 25% will vest on August 1, 2024; and 25% will vest on November 1, 2024.

F1 · price: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 9, 2024); 25% will vest on May 1, 2024; 25% will vest on August 1, 2024; and 25% will vest on November 1, 2024.

F1 · derivative.exercise_date: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 9, 2024); 25% will vest on May 1, 2024; 25% will vest on August 1, 2024; and 25% will vest on November 1, 2024.

F1 · derivative.expiration_date: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 9, 2024); 25% will vest on May 1, 2024; 25% will vest on August 1, 2024; and 25% will vest on November 1, 2024.

F2 · balance_after: Dividends (1,859.1698 units) accrued on phantom stock units pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors are included in the reporting person's holding balance.

SEC source: 0001127602-24-004032 · form4.xml · nonDerivative · entry 1

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 194,637.6963

F1 · shares: As previously reported, on February 6, 2023, the reporting person was granted 33,033 restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan") representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 6, 2024, 11,011 shares of such RSUs were settled and an additional 407 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 5,036 shares were withheld by Navient, as approved by the Navient Compensation and Human Resources Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-24-004035 · form4.xml · nonDerivative · entry 1

HAUBER STEPHEN M · CIK 0001710338 · EVP, Chief Risk&Compliance Off

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 230,090.4577

F1 · shares: As previously reported, on February 6, 2023, the reporting person was granted 15,856 restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan") representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 6, 2024, 5,285 shares of such RSUs were settled and an additional 195 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 2,417 shares were withheld by Navient, as approved by the Navient Compensation and Human Resources Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-24-004036 · form4.xml · nonDerivative · entry 1

HELEEN MARK L · CIK 0001451729 · EVP, CLO & Secretary

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 373,991.9317

F1 · shares: As previously reported, on February 6, 2023, the reporting person was granted 21,540 restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan") representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 6, 2024, 7,180 shares of such RSUs were settled and an additional 268 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 3,110 shares were withheld by Navient, as approved by the Navient Compensation and Human Resources Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-24-004038 · form4.xml · nonDerivative · entry 1

KANE JOHN M · CIK 0001605711 · EVP & Group President

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 475,855.9711

F1 · shares: As previously reported, on February 6, 2023, the reporting person was granted 29,069 restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan") representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 6, 2024, 9,689 shares of such RSUs were settled and an additional 358 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 4,282 shares were withheld by Navient, as approved by the Navient Compensation and Human Resources Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-24-003399 · form4.xml · nonDerivative · entry 2

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 199,673.6963

F4 · shares: As previously reported, on February 4, 2022, the reporting person was granted 28,198 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 4, 2024, 9,400 shares of such RSUs were settled and an additional 766 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 4,492 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-24-003399 · form4.xml · nonDerivative · entry 1

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 204,165.6963

F1 · shares: As previously reported, on February 4, 2021, the reporting person was granted 20,325 restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan") representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 4, 2024, 6,775 shares of such RSUs were settled and an additional 810.2423 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 3,748 shares were withheld by Navient, as approved by the Navient Compensation and Human Resources Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Reflects the disposition of 0.2423 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the Plan.

F3 · balance_after: Dividend equivalent rights 1,278.4631 issued on RSUs are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

SEC source: 0001127602-24-003402 · form4.xml · nonDerivative · entry 2

HAUBER STEPHEN M · CIK 0001710338 · EVP, Chief Risk&Compliance Off

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 232,507.46

F5 · shares: As previously reported, on February 4, 2022, the reporting person was granted 19,781 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 4, 2024, 6,594 shares of such RSUs were settled and an additional 537 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 3,175 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-24-003402 · form4.xml · nonDerivative · entry 1

HAUBER STEPHEN M · CIK 0001710338 · EVP, Chief Risk&Compliance Off

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 235,682.46

F1 · shares: As previously reported, on February 4, 2021, the reporting person was granted 20,325 restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan") representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 4, 2024, 6,775 shares of such RSUs were settled and an additional 810.2423 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 3,748 shares were withheld by Navient, as approved by the Navient Compensation and Human Resources Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Reflects the disposition of 0.2423 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the Plan.

F3 · balance_after: The reporting person's common stock balance includes 469 shares acquired under the Navient Corporation Employee Stock Purchase Plan.

F4 · balance_after: Dividend equivalent rights 3,659.2814 issued on RSUs are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

SEC source: 0001127602-24-003406 · form4.xml · nonDerivative · entry 3

HELEEN MARK L · CIK 0001451729 · EVP, CLO & Secretary

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 377,101.9317

F4 · shares: As previously reported, on February 4, 2022, the reporting person was granted 27,216 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 4, 2024, 8,688 shares of such RSUs were settled and an additional 708 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 3,924 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.