Fisher Joe

SEC source: 0001127602-25-008411 · form4.xml · nonDerivative · entry 1

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 319,277.255

F1 · shares: Represents performance stock units ("PSUs") awarded to the reporting person under the Navient Corporation 2014 Omnibus Incentive Plan and previously reported on February 4, 2022. Each PSU represents the right to receive one share of Navient Corporation ("Navient") common stock in the future, which target amount vests at a specified percentage and is settled based upon achieving certain performance conditions over a three-year performance period ending on the final day of fiscal year 2024. On January 23, 2025, the Compensation and Human Resources Committee approved the achievement of the 2022-2024 PSUs at 46% of target resulting in the settling on March 3, 2025, of 14,268.280 shares of such PSUs and an additional 1,820.760 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights.

F2 · shares: In connection with this settlement, 7,096 shares were withheld by Navient (as approved by the Navient Compensation and Human Resources Committee) to satisfy the reporting person's tax withholding obligations.

F3 · balance_after: The reporting person's common stock balance reflects the forfeiture of 18,887.133 PSUs from the reporting person's beneficial ownership because the Company failed to meet the threshold performance level established for the PSUs granted for the 2022 - 2024 performance period.

SEC source: 0001127602-25-003983 · form4.xml · nonDerivative · entry 4

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 345,260.388

F4 · shares: As previously reported, on February 9, 2024, the reporting person was granted 38,604 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 9, 2025, 12,868 shares of such RSUs were settled and an additional 548.353 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 5,917 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-25-003983 · form4.xml · nonDerivative · entry 3

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 351,177.388

F3 · shares: Represents a grant of common stock to the reporting person in the form of performance stock units ("PSUs") to be settled solely by delivery of shares of Navient common stock. A specified percentage of this target award will vest and be settled based upon the satisfaction of certain performance conditions over a three-year performance period ending on the final day of fiscal year 2027. The performance conditions shall be approved by the Committee in connection with Navient's 2025 Long-Term Incentive Program and shall be set forth in the form of PSU award agreement approved by the Committee.

SEC source: 0001127602-25-003983 · form4.xml · nonDerivative · entry 2

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 302,952.388

F2 · shares: RSUs Represents a grant of common stock to the reporting person in the form of RSUs pursuant to the Navient Corporation 2024 Omnibus Incentive Plan. The RSUs will be settled solely by delivery of shares of Navient common stock and vest in one-third increments on each of the first, second and third anniversaries of the grant date.

SEC source: 0001127602-25-003983 · form4.xml · nonDerivative · entry 1

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 256,929.388

F1 · shares: As previously reported, on February 6, 2023, the reporting person was granted 33,033 restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan") representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 6, 2025, 11,011 shares of such RSUs were settled and an additional 894.568 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 5,251 shares were withheld by Navient, as approved by the Navient Compensation and Human Resources Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-25-003442 · form4.xml · nonDerivative · entry 1

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 262,180.388

F1 · shares: As previously reported, on February 4, 2022, the reporting person was granted 28,198 restricted stock units (RSUs) under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient Corporation common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 4, 2025, 9,399 shares of such RSUs were settled and an additional 1,199.611 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 5,128 shares were withheld by Navient, as approved by the Navient Compensation and Human Resources Committee, to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Dividend equivalent rights 7,860.6180 issued on RSUs are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

SEC source: 0001127602-24-007863 · form4.xml · nonDerivative · entry 1

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 259,447.77

F1 · shares: Represents performance stock units ("PSUs") awarded to the reporting person under the Navient Corporation 2014 Omnibus Incentive Plan and previously reported on February 4, 2021. Each PSU represents the right to receive one share of Navient Corporation ("Navient") common stock in the future, which target amount vests at a specified percentage and is settled based upon achieving certain performance conditions over a three-year performance period ending on the final day of fiscal year 2023. On January 26, 2024, the Compensation and Human Resources Committee approved the achievement of the 2021-2023 PSUs at 46.36% of target resulting in the settling on February 28, 2024, of 9,788.4504 shares of such PSUs and an additional 1,169.6286 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights.

F2 · shares: In connection with this settlement, 4,943 shares were withheld by Navient (as approved by the Navient Compensation and Human Resources Committee) to satisfy the reporting person's tax withholding obligations.

F3 · balance_after: Reflects the disposition of 0.0790 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

F4 · balance_after: The reporting person's common stock balance reflects the forfeiture of 12,678.8473 PSUs from the reporting person's beneficial ownership because the Company failed to meet the threshold performance level established for the PSUs granted for the 2021 - 2023 performance period.

SEC source: 0001127602-24-004773 · form4.xml · nonDerivative · entry 2

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 277,069.6963

F2 · shares: Represents a grant of common stock to the reporting person in the form of performance stock units ("PSUs") to be settled solely by delivery of shares of Navient common stock. A specified percentage of this target award will vest and be settled based upon the satisfaction of certain performance conditions over a three-year performance period ending on the final day of fiscal year 2026. The performance conditions shall be approved by the Navient Compensation and Human Resources Committee (the "Committee") in connection with Navient's 2024 Long-Term Incentive Program and shall be set forth in the form of PSU award agreement approved by the Committee.

SEC source: 0001127602-24-004773 · form4.xml · nonDerivative · entry 1

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 233,241.6963

F1 · shares: Represents a grant of common stock to the reporting person in the form of restricted stock units ("RSUs") pursuant to the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan"). The RSUs will be settled solely by delivery of shares of Navient Corporation ("Navient") common stock and vest in one-third increments on each of the first, second and third anniversaries of the grant date.

SEC source: 0001127602-24-004032 · form4.xml · nonDerivative · entry 1

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 194,637.6963

F1 · shares: As previously reported, on February 6, 2023, the reporting person was granted 33,033 restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan") representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 6, 2024, 11,011 shares of such RSUs were settled and an additional 407 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 5,036 shares were withheld by Navient, as approved by the Navient Compensation and Human Resources Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-24-003399 · form4.xml · nonDerivative · entry 2

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 199,673.6963

F4 · shares: As previously reported, on February 4, 2022, the reporting person was granted 28,198 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 4, 2024, 9,400 shares of such RSUs were settled and an additional 766 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 4,492 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-24-003399 · form4.xml · nonDerivative · entry 1

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 204,165.6963

F1 · shares: As previously reported, on February 4, 2021, the reporting person was granted 20,325 restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan") representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 4, 2024, 6,775 shares of such RSUs were settled and an additional 810.2423 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 3,748 shares were withheld by Navient, as approved by the Navient Compensation and Human Resources Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Reflects the disposition of 0.2423 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the Plan.

F3 · balance_after: Dividend equivalent rights 1,278.4631 issued on RSUs are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

SEC source: 0001127602-23-025706 · form4.xml · nonDerivative · entry 1

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 206,635.4755

F1 · shares: As previously reported, on October 7, 2020, the reporting person was granted 16,648 RSUs under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On October 7, 2023, 5,549 shares of such RSUs were settled and an additional 717.7564 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 2,827 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Dividend equivalent rights (4,422.5566) issued on RSUs are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

F3 · balance_after: Reflects the disposition of 0.7564 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the Plan.

F4 · balance_after: The reporting person's common stock balance includes 469 shares acquired under the Navient Corporation Employee Stock Purchase Plan.

SEC source: 0001127602-23-003892 · form4.xml · nonDerivative · entry 5

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 204,571.6753

F6 · shares: As previously reported, on February 6, 2020, the reporting person was granted 6,382 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 6, 2023, 2,127 shares of such RSUs were settled and an additional 368.2107 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 752 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

F7 · balance_after: Reflects the disposition of 0.2107 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the Plan.

SEC source: 0001127602-23-003892 · form4.xml · nonDerivative · entry 4

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 205,323.886

F5 · shares: Represents a grant of common stock to the reporting person in the form of performance stock units to be settled solely by delivery of shares of the Company's common stock. A specified percentage of this target award will vest and be settled based upon the satisfaction of certain performance conditions over a three-year performance period ending on the final day of fiscal year 2025. The performance conditions shall be approved by the Committee in connection with the Company's 2023 Long-Term Incentive Program and shall be set forth in the form of PSU award agreement approved by the Committee.

SEC source: 0001127602-23-003892 · form4.xml · nonDerivative · entry 3

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 171,170.886

F4 · shares: Represents a grant of common stock to the reporting person in the form of restricted stock units pursuant to the Plan. The RSUs will be settled solely by delivery of shares of Navient common stock and vest in one-third increments on each of the first, second and third anniversaries of the grant date.

SEC source: 0001127602-23-003892 · form4.xml · nonDerivative · entry 2

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 138,137.886

F3 · shares: As previously reported, on February 4, 2022, the reporting person was granted 28,198 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 4, 2023, 9,399 shares of such RSUs were settled and an additional 403 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 2,936 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-23-003892 · form4.xml · nonDerivative · entry 1

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 141,073.886

F1 · shares: As previously reported, on February 4, 2021, the reporting person was granted 20,325 restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan") representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 4, 2023, 6,775 shares of such RSUs were settled and an additional 539 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 2,565 shares were withheld by Navient, as approved by the Navient Compensation and Human Resources Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Dividend equivalent rights (1,029.3959) issued on RSUs and performance stock units ("PSUs") are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient common stock.

SEC source: 0001127602-22-023861 · form4.xml · nonDerivative · entry 1

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 142,609.4901

F1 · shares: As previously reported, on October 7, 2020, the reporting person was granted 16,648 RSUs under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On October 7, 2022, 5,550 shares of such RSUs were settled and an additional 486 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 1,818 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Dividend equivalent rights (3,594.1066) issued on RSUs are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

SEC source: 0001127602-22-003751 · form4.xml · nonDerivative · entry 5

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 140,833.3835

F7 · shares: As previously reported, on February 6, 2020, the reporting person was granted 6,382 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 6, 2022, 2,128 shares of such RSUs were settled and an additional 265 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 721 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-22-003751 · form4.xml · nonDerivative · entry 4

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 141,554.3835

F5 · shares: As previously reported, on February 5, 2019, the reporting person was granted 8,391 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 5, 2022, 2,797 shares of such RSUs were settled and an additional 506.1690 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 971 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

F6 · balance_after: Reflects the disposition of 0.1690 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the Plan.

SEC source: 0001127602-22-003751 · form4.xml · nonDerivative · entry 3

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 142,525.5525

F4 · shares: As previously reported, on February 4, 2021, the reporting person was granted 20,325 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 4, 2022, 6,775 shares of such RSUs were settled and an additional 237 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 2,470 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-22-003751 · form4.xml · nonDerivative · entry 2

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 144,995.5525

F3 · shares: Represents a grant of common stock to the reporting person in the form of performance stock units ("PSUs") to be settled solely by delivery of shares of the Company's common stock. Upon vesting, a specified percentage of this target award will vest and be settled based upon the satisfaction of certain performance conditions over a three-year performance period ending on the final day of fiscal year 2024. The performance conditions shall be approved by the Committee in connection with the Company's 2022 Long-Term Incentive Program and shall be set forth in the form of PSU award agreement approved by the Navient Compensation and Personnel Committee (the "Committee").

SEC source: 0001127602-22-003751 · form4.xml · nonDerivative · entry 1

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 113,977.5525

F1 · shares: Represents a grant of common stock to the reporting person in the form of restricted stock units ("RSUs") pursuant to the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan"). The RSUs will be settled solely by delivery of shares of Navient Corporation ("Navient") common stock and vest in one-third increments on each of the first, second and third anniversaries of the grant date.

F2 · balance_after: Dividend equivalent rights (467.2473) issued on RSUs and PSUs are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient common stock.

SEC source: 0001127602-21-026946 · form4.xml · nonDerivative · entry 1

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 85,312.3052

F1 · shares: As previously reported, on October 7, 2020, the reporting person was granted 16,648 RSUs under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On October 7, 2021, 5,549 shares of such RSUs were settled and an additional 249 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 1,746 shares were withheld by Navient to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Dividend equivalent rights (1,813.7870 units) issued on previously unvested restricted are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

F3 · balance_after: The reporting person's common stock balance includes 870 shares acquired under the Navient Corporation Employee Stock Purchase Plan.

SEC source: 0001127602-21-004432 · form4.xml · nonDerivative · entry 5

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 84,374.5182

F7 · shares: As previously reported, on February 6, 2020, the reporting person was granted 6,382 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 6, 2021, 2,127 shares of such RSUs were settled and an additional 183 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 819 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-21-004432 · form4.xml · nonDerivative · entry 4

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 85,193.5182

F6 · shares: As previously reported, on February 5, 2019, the reporting person was granted 8,391 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 5, 2021, 2,797 shares of such RSUs were settled and an additional 393 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 1,131 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-21-004432 · form4.xml · nonDerivative · entry 3

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 86,324.5182

F4 · shares: As previously reported, on February 5, 2018, the reporting person was granted 7,483 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 5, 2021, 2,494 shares of such RSUs were settled and an additional 507.9680 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 1,063 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

F5 · balance_after: Reflects the disposition of 0.9680 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the Plan.

SEC source: 0001127602-21-004432 · form4.xml · nonDerivative · entry 2

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 87,388.4862

F3 · shares: Represents a grant of common stock to the reporting person in the form of PSUs to be settled solely by delivery of shares of the Company's common stock. Upon vesting, a specified percentage of this target award will vest and be settled based upon the satisfaction of certain performance conditions over a three-year performance period ending on the final day of fiscal year 2023. The performance conditions shall be approved by the Committee in connection with the Company's 2021 Long-Term Incentive Program and shall be set forth in the form of PSU award agreement approved by the Navient Compensation and Personnel Committee (the "Committee").

SEC source: 0001127602-21-004432 · form4.xml · nonDerivative · entry 1

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 66,274.4862

F1 · shares: Represents a grant of common stock to the reporting person in the form of restricted stock units ("RSUs") pursuant to the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan"). The RSUs will be settled solely by delivery of shares of Navient Corporation ("Navient") common stock and vest in one-third increments on each of the first, second and third anniversaries of the grant date.

F2 · balance_after: Dividend equivalent rights (559.9914 units) issued on RSUs and performance stock units ("PSUs") are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient common stock.

SEC source: 0001127602-20-026982 · form4.xml · nonDerivative · entry 1

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 45,389.4948

F1 · shares: Grant of RSUs under the Navient Corporation 2014 Omnibus Incentive Plan, which is classified as "Common Stock," as permitted, since the RSUs will be settled solely by delivery of shares of Navient common stock. These RSUs vest in one-third increments on each of the first, second and third anniversaries of the grant date.