CABRAL ANNA ESCOBEDO

SEC source: 0001593538-26-000032 · form4.xml · derivative · entry 1

CABRAL ANNA ESCOBEDO · CIK 0001627381 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 84,915.1339

Underlying: Common Stock · 18,018.018 shares

Expires not disclosed

F1 · derivative.exercise_price: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The Phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (June 4, 2026); 25% will vest on August 1, 2026; 25% will vest on November 1, 2026; and 25% will vest on February 1, 2027.

F1 · derivative.exercise_date: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The Phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (June 4, 2026); 25% will vest on August 1, 2026; 25% will vest on November 1, 2026; and 25% will vest on February 1, 2027.

F1 · derivative.expiration_date: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The Phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (June 4, 2026); 25% will vest on August 1, 2026; 25% will vest on November 1, 2026; and 25% will vest on February 1, 2027.

F2 · balance_after: Dividend equivalent rights (3,617.0899 units) accrued on phantom stock units pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors are included in the reporting person's holding balance.

SEC source: 0001286613-26-000073 · form4.xml · nonDerivative · entry 1

CABRAL ANNA ESCOBEDO · CIK 0001627381 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 10,059

F1 · price: Grant of Restricted Stock valued at $110,000 on the date of grant. These restricted shares vest on the first anniversary of the grant date.

SEC source: 0001127602-25-014109 · form4.xml · derivative · entry 2

CABRAL ANNA ESCOBEDO · CIK 0001627381 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 63,452.026

Underlying: Common Stock · 11,231 shares

Expires not disclosed

F1 · derivative.exercise_price: To correct an erroneous distribution from the Navient Corporation Deferred Compensation Plan for Directors, as reported on the reporting person's January 23, 2025, Form 4, the reporting person has returned 11,231 shares to Navient Corporation, which have been credited to the reporting person's holding balance under the Navient Corporation Deferred Compensation Plan for Directors.

F1 · shares: To correct an erroneous distribution from the Navient Corporation Deferred Compensation Plan for Directors, as reported on the reporting person's January 23, 2025, Form 4, the reporting person has returned 11,231 shares to Navient Corporation, which have been credited to the reporting person's holding balance under the Navient Corporation Deferred Compensation Plan for Directors.

F1 · derivative.exercise_date: To correct an erroneous distribution from the Navient Corporation Deferred Compensation Plan for Directors, as reported on the reporting person's January 23, 2025, Form 4, the reporting person has returned 11,231 shares to Navient Corporation, which have been credited to the reporting person's holding balance under the Navient Corporation Deferred Compensation Plan for Directors.

F1 · derivative.expiration_date: To correct an erroneous distribution from the Navient Corporation Deferred Compensation Plan for Directors, as reported on the reporting person's January 23, 2025, Form 4, the reporting person has returned 11,231 shares to Navient Corporation, which have been credited to the reporting person's holding balance under the Navient Corporation Deferred Compensation Plan for Directors.

F3 · balance_after: Dividends (619.3742 units) accrued on phantom stock units pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors are included in the reporting person's holding balance.

SEC source: 0001127602-25-014109 · form4.xml · nonDerivative · entry 1

CABRAL ANNA ESCOBEDO · CIK 0001627381 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 60,179.807

F1 · shares: To correct an erroneous distribution from the Navient Corporation Deferred Compensation Plan for Directors, as reported on the reporting person's January 23, 2025, Form 4, the reporting person has returned 11,231 shares to Navient Corporation, which have been credited to the reporting person's holding balance under the Navient Corporation Deferred Compensation Plan for Directors.

F2 · balance_after: Dividend equivalent rights (92.807 units) issued on previously unvested restricted stock are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

SEC source: 0001127602-25-014353 · form4a.xml · derivative · entry 2

CABRAL ANNA ESCOBEDO · CIK 0001627381 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 63,280.026

Underlying: Common Stock · 11,059 shares

Expires not disclosed

F1 · derivative.exercise_price: To correct an erroneous distribution from the Navient Corporation Deferred Compensation Plan for Directors, as reported on the reporting person's January 23, 2025, Form 4, the reporting person has returned 11,231 shares to Navient Corporation, a portion of which (11,059 units) have been credited to the reporting person's holding balance under the Navient Corporation Deferred Compensation Plan for Directors.

F1 · shares: To correct an erroneous distribution from the Navient Corporation Deferred Compensation Plan for Directors, as reported on the reporting person's January 23, 2025, Form 4, the reporting person has returned 11,231 shares to Navient Corporation, a portion of which (11,059 units) have been credited to the reporting person's holding balance under the Navient Corporation Deferred Compensation Plan for Directors.

F3 · shares: This amendment is filed to correct the number of phantom stock units credited to the reporting person's holding balance under the Navient Corporation Deferred Compensation Plan for Directors.

F1 · derivative.exercise_date: To correct an erroneous distribution from the Navient Corporation Deferred Compensation Plan for Directors, as reported on the reporting person's January 23, 2025, Form 4, the reporting person has returned 11,231 shares to Navient Corporation, a portion of which (11,059 units) have been credited to the reporting person's holding balance under the Navient Corporation Deferred Compensation Plan for Directors.

F1 · derivative.expiration_date: To correct an erroneous distribution from the Navient Corporation Deferred Compensation Plan for Directors, as reported on the reporting person's January 23, 2025, Form 4, the reporting person has returned 11,231 shares to Navient Corporation, a portion of which (11,059 units) have been credited to the reporting person's holding balance under the Navient Corporation Deferred Compensation Plan for Directors.

F4 · balance_after: Dividends (619.3742 units) accrued on phantom stock units pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors are included in the reporting person's holding balance.

SEC source: 0001127602-25-014353 · form4a.xml · nonDerivative · entry 1

CABRAL ANNA ESCOBEDO · CIK 0001627381 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 60,179.807

F1 · shares: To correct an erroneous distribution from the Navient Corporation Deferred Compensation Plan for Directors, as reported on the reporting person's January 23, 2025, Form 4, the reporting person has returned 11,231 shares to Navient Corporation, a portion of which (11,059 units) have been credited to the reporting person's holding balance under the Navient Corporation Deferred Compensation Plan for Directors.

F2 · balance_after: Dividend equivalent rights (92.807 units) issued on previously unvested restricted stock are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

SEC source: 0001286613-25-000065 · form4.xml · nonDerivative · entry 1

CABRAL ANNA ESCOBEDO · CIK 0001627381 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 7,564

F1 · price: Grant of Restricted Stock valued at $60,000 on the date of grant. These restricted shares vest on the first anniversary of the grant date.

SEC source: 0001127602-25-003876 · form4.xml · nonDerivative · entry 1

CABRAL ANNA ESCOBEDO · CIK 0001627381 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 71,318

F1 · shares: Represents a grant of restricted stock to a non-employee director under the Navient Corporation 2024 Omnibus Incentive Plan. The restrictions lift on a quarterly basis subject to continued active service on the Navient Board of Directors as follows: 25% on the grant date (Feb 7, 2025); 25% on May 1, 2025; 25% on August 1, 2025; and 25% on November 1, 2025.

SEC source: 0001127602-25-001855 · form4.xml · derivative · entry 2

CABRAL ANNA ESCOBEDO · CIK 0001627381 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 51,601.6518

Underlying: Common Stock · 11,691.0451 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: On January 1, 2025, the reporting person received a distribution of 11,691.0451 shares of Navient common stock from the Navient Corporation Deferred Compensation Plan for Directors in settlement of an equal number of phantom stock units held pursuant to the Plan. A fractional share of the reporting person's phantom stock units (0.0451) were settled in cash.

F1 · derivative.exercise_date: On January 1, 2025, the reporting person received a distribution of 11,691.0451 shares of Navient common stock from the Navient Corporation Deferred Compensation Plan for Directors in settlement of an equal number of phantom stock units held pursuant to the Plan. A fractional share of the reporting person's phantom stock units (0.0451) were settled in cash.

F1 · derivative.expiration_date: On January 1, 2025, the reporting person received a distribution of 11,691.0451 shares of Navient common stock from the Navient Corporation Deferred Compensation Plan for Directors in settlement of an equal number of phantom stock units held pursuant to the Plan. A fractional share of the reporting person's phantom stock units (0.0451) were settled in cash.

F2 · balance_after: Dividends (2,587.7382 units) accrued on phantom stock units pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors are included in the reporting person's holding balance.

SEC source: 0001127602-25-001855 · form4.xml · nonDerivative · entry 1

CABRAL ANNA ESCOBEDO · CIK 0001627381 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 61,009

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001286613-24-000054 · form4.xml · nonDerivative · entry 1

CABRAL ANNA ESCOBEDO · CIK 0001627381 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,348

F1 · price: Reflects a grant of 4,348 shares of restricted stock having an aggregate value of $50,000 based on the closing price of the Company's stock of $11.50 per share on the date of grant. The restricted stock was issued under the Lincoln Educational Services Corporation 2020 Long-Term Incentive Plan and will vest on May 2, 2025.

SEC source: 0001127602-24-004685 · form4.xml · derivative · entry 1

CABRAL ANNA ESCOBEDO · CIK 0001627381 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 60,704.9587

Underlying: Common Stock · 8,647.3131 shares

Expires not disclosed

F1 · derivative.exercise_price: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 9, 2024); 25% will vest on May 1, 2024; 25% will vest on August 1, 2024; and 25% will vest on November 1, 2024.

F1 · price: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 9, 2024); 25% will vest on May 1, 2024; 25% will vest on August 1, 2024; and 25% will vest on November 1, 2024.

F1 · derivative.exercise_date: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 9, 2024); 25% will vest on May 1, 2024; 25% will vest on August 1, 2024; and 25% will vest on November 1, 2024.

F1 · derivative.expiration_date: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 9, 2024); 25% will vest on May 1, 2024; 25% will vest on August 1, 2024; and 25% will vest on November 1, 2024.

F2 · balance_after: Dividends (1,859.1698 units) accrued on phantom stock units pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors are included in the reporting person's holding balance.

SEC source: 0001127602-23-003861 · form4.xml · derivative · entry 1

CABRAL ANNA ESCOBEDO · CIK 0001627381 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 50,198.4758

Underlying: Common Stock · 7,399.5772 shares

Expires not disclosed

F1 · derivative.exercise_price: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 6, 2023); 25% will vest on May 1, 2023; 25% will vest on August 1, 2023; and 25% will vest on November 1, 2023.

F1 · price: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 6, 2023); 25% will vest on May 1, 2023; 25% will vest on August 1, 2023; and 25% will vest on November 1, 2023.

F1 · derivative.exercise_date: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 6, 2023); 25% will vest on May 1, 2023; 25% will vest on August 1, 2023; and 25% will vest on November 1, 2023.

F1 · derivative.expiration_date: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 6, 2023); 25% will vest on May 1, 2023; 25% will vest on August 1, 2023; and 25% will vest on November 1, 2023.

F2 · balance_after: Dividends 1,759.8263 units accrued on phantom stock units pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors are included in the reporting person's holding balance.

SEC source: 0001127602-22-003730 · form4.xml · derivative · entry 1

CABRAL ANNA ESCOBEDO · CIK 0001627381 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 41,039.0723

Underlying: Common Stock · 7,856.3412 shares

Expires not disclosed

F1 · derivative.exercise_price: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 4, 2022); 25% will vest on May 1, 2022; 25% will vest on August 1, 2022; and 25% will vest on November 1, 2022.

F1 · price: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 4, 2022); 25% will vest on May 1, 2022; 25% will vest on August 1, 2022; and 25% will vest on November 1, 2022.

F1 · derivative.exercise_date: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 4, 2022); 25% will vest on May 1, 2022; 25% will vest on August 1, 2022; and 25% will vest on November 1, 2022.

F1 · derivative.expiration_date: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 4, 2022); 25% will vest on May 1, 2022; 25% will vest on August 1, 2022; and 25% will vest on November 1, 2022.

F2 · balance_after: Dividends (1,125.8925 units) accrued on phantom stock units pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors are included in the reporting person's holding balance.

SEC source: 0001127602-21-004420 · form4.xml · nonDerivative · entry 1

CABRAL ANNA ESCOBEDO · CIK 0001627381 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 49,161

F1 · shares: Represents a grant of restricted stock to a non-employee director under the Navient Corporation 2014 Omnibus Incentive Plan. The restrictions lift on a quarterly basis subject to continued active service on the Navient Board of Directors as follows: 25% on the grant date (Feb 4, 2021); 25% on May 1, 2021; 25% on August 1, 2021; and 25% on November 1, 2021.

F2 · balance_after: Dividend equivalent rights (151 units) issued on previously unvested restricted are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

F3 · balance_after: Reflects the disposition of 0.1288 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

SEC source: 0001127602-21-001332 · form4.xml · derivative · entry 2

CABRAL ANNA ESCOBEDO · CIK 0001627381 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 32,056.8386

Underlying: Common Stock · 14,366.808 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: On January 1, 2021, the reporting person received a distribution of 14,366 shares of Navient common stock from the Navient Corporation Deferred Compensation Plan for Directors (the "Plan") in settlement of an equal number of phantom stock units held pursuant to the Plan. A fractional share of the reporting person's phantom stock units (0.808) were settled in cash.

F1 · price: On January 1, 2021, the reporting person received a distribution of 14,366 shares of Navient common stock from the Navient Corporation Deferred Compensation Plan for Directors (the "Plan") in settlement of an equal number of phantom stock units held pursuant to the Plan. A fractional share of the reporting person's phantom stock units (0.808) were settled in cash.

F1 · derivative.exercise_date: On January 1, 2021, the reporting person received a distribution of 14,366 shares of Navient common stock from the Navient Corporation Deferred Compensation Plan for Directors (the "Plan") in settlement of an equal number of phantom stock units held pursuant to the Plan. A fractional share of the reporting person's phantom stock units (0.808) were settled in cash.

F1 · derivative.expiration_date: On January 1, 2021, the reporting person received a distribution of 14,366 shares of Navient common stock from the Navient Corporation Deferred Compensation Plan for Directors (the "Plan") in settlement of an equal number of phantom stock units held pursuant to the Plan. A fractional share of the reporting person's phantom stock units (0.808) were settled in cash.

F2 · balance_after: Dividends accrued on phantom stock units pursuant to the terms of the Plan are included in the reporting person's holding balance.

SEC source: 0001127602-21-001332 · form4.xml · nonDerivative · entry 1

CABRAL ANNA ESCOBEDO · CIK 0001627381 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 38,592

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: On January 1, 2021, the reporting person received a distribution of 14,366 shares of Navient common stock from the Navient Corporation Deferred Compensation Plan for Directors (the "Plan") in settlement of an equal number of phantom stock units held pursuant to the Plan. A fractional share of the reporting person's phantom stock units (0.808) were settled in cash.

SEC source: 0001127602-20-023627 · form4.xml · nonDerivative · entry 1

CABRAL ANNA ESCOBEDO · CIK 0001627381 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 24,226

SEC source: 0001127602-20-004339 · form4.xml · derivative · entry 1

CABRAL ANNA ESCOBEDO · CIK 0001627381 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 42,732.6777

Underlying: Common Stock · 9,219.8582 shares

Expires not disclosed

F1 · derivative.exercise_price: Phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon the reporting person's distribution elections or separation from service. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 6, 2020); 25% will vest on May 1, 2020; 25% will vest on August 1, 2020; and 25% will vest on November 1, 2020.

F1 · price: Phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon the reporting person's distribution elections or separation from service. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 6, 2020); 25% will vest on May 1, 2020; 25% will vest on August 1, 2020; and 25% will vest on November 1, 2020.

F1 · derivative.exercise_date: Phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon the reporting person's distribution elections or separation from service. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 6, 2020); 25% will vest on May 1, 2020; 25% will vest on August 1, 2020; and 25% will vest on November 1, 2020.

F1 · derivative.expiration_date: Phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon the reporting person's distribution elections or separation from service. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 6, 2020); 25% will vest on May 1, 2020; 25% will vest on August 1, 2020; and 25% will vest on November 1, 2020.

F2 · balance_after: Dividends accrued on phantom stock units pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors are included in the reporting person's holding balance.

SEC source: 0001127602-19-004597 · form4.xml · nonDerivative · entry 1

CABRAL ANNA ESCOBEDO · CIK 0001627381 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 18,075

F1 · shares: Grant of restricted stock to a non-employee director under the Navient Corporation 2014 Omnibus Incentive Plan. The restricted stock will vest if the reporting person is re-elected as a director at the Company's 2019 annual meeting of shareholders, which meeting is currently scheduled for May 23, 2019.

F2 · balance_after: Dividend equivalent rights accrued on previously unvested restricted stock awards are included in the reporting person's holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

SEC source: 0001127602-18-004374 · form4.xml · derivative · entry 1

CABRAL ANNA ESCOBEDO · CIK 0001627381 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 30,255.6047

Underlying: Common Stock · 9,537.7843 shares

Expires not disclosed

F1 · derivative.exercise_price: Phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon the reporting person's separation from service. The phantom stock units will vest if the reporting person is re-elected as a director at the Company's 2018 annual meeting of shareholders, which meeting is currently scheduled for May 24, 2018.

F1 · price: Phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon the reporting person's separation from service. The phantom stock units will vest if the reporting person is re-elected as a director at the Company's 2018 annual meeting of shareholders, which meeting is currently scheduled for May 24, 2018.

F1 · derivative.exercise_date: Phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon the reporting person's separation from service. The phantom stock units will vest if the reporting person is re-elected as a director at the Company's 2018 annual meeting of shareholders, which meeting is currently scheduled for May 24, 2018.

F1 · derivative.expiration_date: Phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon the reporting person's separation from service. The phantom stock units will vest if the reporting person is re-elected as a director at the Company's 2018 annual meeting of shareholders, which meeting is currently scheduled for May 24, 2018.

F2 · balance_after: Dividends accrued on phantom stock units pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors are included in the reporting person's holding balance.

SEC source: 0001127602-17-004434 · form4.xml · derivative · entry 1

CABRAL ANNA ESCOBEDO · CIK 0001627381 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 19,819.4355

Underlying: Common Stock · 8,397.9328 shares

Expires not disclosed

F1 · derivative.exercise_price: Phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are to be settled in shares of Navient Corporation common stock, on a one-to-one basis, upon the reporting person's separation from service. The phantom stock units will vest if the reporting person is re-elected as a director at the Company's 2017 annual meeting of shareholders, which meeting is currently scheduled for May 25, 2017.

F1 · price: Phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are to be settled in shares of Navient Corporation common stock, on a one-to-one basis, upon the reporting person's separation from service. The phantom stock units will vest if the reporting person is re-elected as a director at the Company's 2017 annual meeting of shareholders, which meeting is currently scheduled for May 25, 2017.

F1 · derivative.exercise_date: Phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are to be settled in shares of Navient Corporation common stock, on a one-to-one basis, upon the reporting person's separation from service. The phantom stock units will vest if the reporting person is re-elected as a director at the Company's 2017 annual meeting of shareholders, which meeting is currently scheduled for May 25, 2017.

F1 · derivative.expiration_date: Phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are to be settled in shares of Navient Corporation common stock, on a one-to-one basis, upon the reporting person's separation from service. The phantom stock units will vest if the reporting person is re-elected as a director at the Company's 2017 annual meeting of shareholders, which meeting is currently scheduled for May 25, 2017.

F2 · balance_after: Dividends accrued on phantom stock units pursuant to the terms of the Director Deferred Compensation Plan are included in the reporting person's holding balance.