C

SEC source: 0001193125-26-140059 · ownership.xml · nonDerivative · entry 1

REINER GARY M · CIK 0001233171 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 49,346.0225

F1 · shares: Shares awarded under the Issuer's Compensation Plan for Non-Employee Directors.

SEC source: 0001193125-26-140062 · ownership.xml · nonDerivative · entry 2

TAYLOR DIANA L · CIK 0001397512 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 60,236.2846

F1 · shares: Reinvestment of dividend equivalents under the Issuer's Compensation Plan for Non-Employee Directors.

F2 · balance_after: Represents deferred shares of common stock held by the Issuer for the benefit of the Reporting Person pursuant to the Issuer's Compensation Plan for Non-Employee Directors.

SEC source: 0001193125-26-140062 · ownership.xml · nonDerivative · entry 1

TAYLOR DIANA L · CIK 0001397512 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,269.4305

F1 · shares: Reinvestment of dividend equivalents under the Issuer's Compensation Plan for Non-Employee Directors.

SEC source: 0001193125-26-140065 · ownership.xml · nonDerivative · entry 2

Turley James S · CIK 0001580994 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 39,282.5162

F1 · shares: Reinvestment of dividend equivalents under the Issuer's Compensation Plan for Non-Employee Directors.

F2 · balance_after: Represents deferred shares of common stock held by the Issuer for the benefit of the Reporting Person pursuant to the Issuer's Compensation Plan for Non-Employee Directors.

SEC source: 0001193125-26-140065 · ownership.xml · nonDerivative · entry 1

Turley James S · CIK 0001580994 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 2,806.4305

F1 · shares: Reinvestment of dividend equivalents under the Issuer's Compensation Plan for Non-Employee Directors.

SEC source: 0001193125-26-140068 · ownership.xml · nonDerivative · entry 2

von Koskull Casper Wilhelm · CIK 0001961830 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 5,301.7285

F1 · shares: Reinvestment of dividend equivalents under the Issuer's Compensation Plan for Non-Employee Directors.

F2 · balance_after: Represents deferred shares of common stock held by the Issuer for the benefit of the Reporting Person pursuant to the Issuer's Compensation Plan for Non-Employee Directors.

SEC source: 0001193125-26-140068 · ownership.xml · nonDerivative · entry 1

von Koskull Casper Wilhelm · CIK 0001961830 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 7,131.5878

F1 · shares: Reinvestment of dividend equivalents under the Issuer's Compensation Plan for Non-Employee Directors.

SEC source: 0001193125-26-121781 · ownership.xml · nonDerivative · entry 1

Sieg Andrew M. · CIK 0001766798 · Head of Wealth

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 243,491.62

F1 · shares: Withholding of shares of common stock to satisfy tax withholding obligations in connection with the vesting of previously awarded stock.

SEC source: 0001193125-26-066932 · ownership.xml · derivative · entry 2

COLE TITILOPE · CIK 0001915422 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 18,356.12

Underlying: Common Stock · 18,356.12 shares

Expires not disclosed

F1 · derivative.exercise_price: On February 16, 2023 the Reporting Person received from the Issuer a target award of 35,851.80 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 18,356.12 PSUs. Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026.

F2 · derivative.exercise_price: (con't) Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · derivative.exercise_date: On February 16, 2023 the Reporting Person received from the Issuer a target award of 35,851.80 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 18,356.12 PSUs. Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026.

F2 · derivative.exercise_date: (con't) Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · derivative.expiration_date: On February 16, 2023 the Reporting Person received from the Issuer a target award of 35,851.80 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 18,356.12 PSUs. Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026.

F2 · derivative.expiration_date: (con't) Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · balance_after: On February 16, 2023 the Reporting Person received from the Issuer a target award of 35,851.80 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 18,356.12 PSUs. Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026.

F2 · balance_after: (con't) Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

SEC source: 0001193125-26-066972 · ownership.xml · derivative · entry 2

Fraser Jane Nind · CIK 0001644491 · Director · Chair & CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 115,668.71

Underlying: Common Stock · 115,668.71 shares

Expires not disclosed

F1 · derivative.exercise_price: On February 16, 2023 the Reporting Person received from the Issuer a target award of 225,915.45 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 115,668.71 PSUs.

F2 · derivative.exercise_price: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · derivative.exercise_date: On February 16, 2023 the Reporting Person received from the Issuer a target award of 225,915.45 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 115,668.71 PSUs.

F2 · derivative.exercise_date: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · derivative.expiration_date: On February 16, 2023 the Reporting Person received from the Issuer a target award of 225,915.45 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 115,668.71 PSUs.

F2 · derivative.expiration_date: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · balance_after: On February 16, 2023 the Reporting Person received from the Issuer a target award of 225,915.45 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 115,668.71 PSUs.

F2 · balance_after: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

SEC source: 0001193125-26-066975 · ownership.xml · derivative · entry 2

KHALIQ SYED SHAHMIR · CIK 0001994240 · Head of Services

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 19,613.39

Underlying: Common Stock · 19,613.39 shares

Expires not disclosed

F1 · derivative.exercise_price: On February 16, 2023 the Reporting Person received from the Issuer a target award of 38,307.40 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 19,613.39 PSUs.

F2 · derivative.exercise_price: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · derivative.exercise_date: On February 16, 2023 the Reporting Person received from the Issuer a target award of 38,307.40 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 19,613.39 PSUs.

F2 · derivative.exercise_date: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · derivative.expiration_date: On February 16, 2023 the Reporting Person received from the Issuer a target award of 38,307.40 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 19,613.39 PSUs.

F2 · derivative.expiration_date: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · balance_after: On February 16, 2023 the Reporting Person received from the Issuer a target award of 38,307.40 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 19,613.39 PSUs.

F2 · balance_after: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

SEC source: 0001193125-26-066974 · ownership.xml · derivative · entry 2

Garg Sunil · CIK 0001847149 · CEO, Citibank, N.A.

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 20,066.01

Underlying: Common Stock · 20,066.01 shares

Expires not disclosed

F1 · derivative.exercise_price: On February 16, 2023 the Reporting Person received from the Issuer a target award of 39,191.42 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 20,066.01 PSUs.

F2 · derivative.exercise_price: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · derivative.exercise_date: On February 16, 2023 the Reporting Person received from the Issuer a target award of 39,191.42 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 20,066.01 PSUs.

F2 · derivative.exercise_date: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · derivative.expiration_date: On February 16, 2023 the Reporting Person received from the Issuer a target award of 39,191.42 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 20,066.01 PSUs.

F2 · derivative.expiration_date: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · balance_after: On February 16, 2023 the Reporting Person received from the Issuer a target award of 39,191.42 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 20,066.01 PSUs.

F2 · balance_after: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

SEC source: 0001193125-26-066978 · ownership.xml · nonDerivative · entry 1

Livingstone David · CIK 0001770460 · Chief Client Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 430,263.15

F1 · shares: Withholding of shares of common stock to satisfy tax withholding obligations in connection with the vesting of previously awarded stock.

SEC source: 0001193125-26-066983 · ownership.xml · derivative · entry 4

Mason Mark · CIK 0001487290 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 39,347.48

Underlying: Common Stock · 39,347.48 shares

Expires not disclosed

F1 · derivative.exercise_price: On February 16, 2023 the Reporting Person received from the Issuer a target award of 76,850.54 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 39,347.48 PSUs.

F2 · derivative.exercise_price: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · derivative.exercise_date: On February 16, 2023 the Reporting Person received from the Issuer a target award of 76,850.54 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 39,347.48 PSUs.

F2 · derivative.exercise_date: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · derivative.expiration_date: On February 16, 2023 the Reporting Person received from the Issuer a target award of 76,850.54 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 39,347.48 PSUs.

F2 · derivative.expiration_date: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · balance_after: On February 16, 2023 the Reporting Person received from the Issuer a target award of 76,850.54 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 39,347.48 PSUs.

F2 · balance_after: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

SEC source: 0001193125-26-066983 · ownership.xml · nonDerivative · entry 2

Mason Mark · CIK 0001487290 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 233,788.63

SEC source: 0001193125-26-066983 · ownership.xml · nonDerivative · entry 1

Mason Mark · CIK 0001487290 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 235,788.63

SEC source: 0001193125-26-066981 · ownership.xml · derivative · entry 2

LUCHETTI GONZALO · CIK 0001994236 · Head of U.S. Personal Banking

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 18,104.67

Underlying: Common Stock · 18,104.67 shares

Expires not disclosed

F1 · derivative.exercise_price: On February 16, 2023 the Reporting Person received from the Issuer a target award of 35,360.68 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 18,104.67 PSUs.

F2 · derivative.exercise_price: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · derivative.exercise_date: On February 16, 2023 the Reporting Person received from the Issuer a target award of 35,360.68 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 18,104.67 PSUs.

F2 · derivative.exercise_date: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · derivative.expiration_date: On February 16, 2023 the Reporting Person received from the Issuer a target award of 35,360.68 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 18,104.67 PSUs.

F2 · derivative.expiration_date: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · balance_after: On February 16, 2023 the Reporting Person received from the Issuer a target award of 35,360.68 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 18,104.67 PSUs.

F2 · balance_after: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

SEC source: 0001193125-26-066989 · ownership.xml · derivative · entry 2

McIntosh Brent · CIK 0001872640 · Chief Legal Off. & Corp. Sec'y

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 27,519.09

Underlying: Common Stock · 27,519.09 shares

Expires not disclosed

F1 · derivative.exercise_price: On February 16, 2023 the Reporting Person received from the Issuer a target award of 53,748.23 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 27,519.09 PSUs.

F2 · derivative.exercise_price: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · derivative.exercise_date: On February 16, 2023 the Reporting Person received from the Issuer a target award of 53,748.23 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 27,519.09 PSUs.

F2 · derivative.exercise_date: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · derivative.expiration_date: On February 16, 2023 the Reporting Person received from the Issuer a target award of 53,748.23 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 27,519.09 PSUs.

F2 · derivative.expiration_date: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · balance_after: On February 16, 2023 the Reporting Person received from the Issuer a target award of 53,748.23 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 27,519.09 PSUs.

F2 · balance_after: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

SEC source: 0001193125-26-066992 · ownership.xml · nonDerivative · entry 1

MORTON ANDREW JOHN · CIK 0001994231 · Head of Markets

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 387,291.65

F1 · shares: Withholding of shares of common stock to satisfy tax withholding obligations in connection with the vesting of previously awarded stock.

SEC source: 0001193125-26-066994 · ownership.xml · derivative · entry 2

Selvakesari Anand · CIK 0001836808 · Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 34,255.54

Underlying: Common Stock · 34,255.54 shares

Expires not disclosed

F1 · derivative.exercise_price: On February 16, 2023 the Reporting Person received from the Issuer a target award of 66,905.35 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 34,255.54 PSUs.

F2 · derivative.exercise_price: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · derivative.exercise_date: On February 16, 2023 the Reporting Person received from the Issuer a target award of 66,905.35 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 34,255.54 PSUs.

F2 · derivative.exercise_date: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · derivative.expiration_date: On February 16, 2023 the Reporting Person received from the Issuer a target award of 66,905.35 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 34,255.54 PSUs.

F2 · derivative.expiration_date: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · balance_after: On February 16, 2023 the Reporting Person received from the Issuer a target award of 66,905.35 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 34,255.54 PSUs.

F2 · balance_after: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

SEC source: 0001193125-26-067001 · ownership.xml · derivative · entry 2

Skyler Edward · CIK 0001810396 · Hd of Ent Svc & Public Affairs

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 22,075.62

Underlying: Common Stock · 22,075.62 shares

Expires not disclosed

F1 · derivative.exercise_price: On February 16, 2023 the Reporting Person received from the Issuer a target award of 43,116.45 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 22,075.62 PSUs.

F2 · derivative.exercise_price: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · derivative.exercise_date: On February 16, 2023 the Reporting Person received from the Issuer a target award of 43,116.45 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 22,075.62 PSUs.

F2 · derivative.exercise_date: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · derivative.expiration_date: On February 16, 2023 the Reporting Person received from the Issuer a target award of 43,116.45 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 22,075.62 PSUs.

F2 · derivative.expiration_date: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · balance_after: On February 16, 2023 the Reporting Person received from the Issuer a target award of 43,116.45 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 22,075.62 PSUs.

F2 · balance_after: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

SEC source: 0001193125-26-066998 · ownership.xml · nonDerivative · entry 1

Sieg Andrew M. · CIK 0001766798 · Head of Wealth

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 265,392.83

F1 · shares: Withholding of shares of common stock to satisfy tax withholding obligations in connection with the vesting of previously awarded stock.

SEC source: 0001193125-26-067005 · ownership.xml · derivative · entry 3

Torres Cantu Ernesto · CIK 0001792762 · Head of International

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 30,530.5

Underlying: Common Stock · 30,530.5 shares

Expires not disclosed

F2 · derivative.exercise_price: On February 16, 2023 the Reporting Person received from the Issuer a target award of 59,629.89 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 30,530.50 PSUs.

F3 · derivative.exercise_price: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F2 · derivative.exercise_date: On February 16, 2023 the Reporting Person received from the Issuer a target award of 59,629.89 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 30,530.50 PSUs.

F3 · derivative.exercise_date: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F2 · derivative.expiration_date: On February 16, 2023 the Reporting Person received from the Issuer a target award of 59,629.89 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 30,530.50 PSUs.

F3 · derivative.expiration_date: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F2 · balance_after: On February 16, 2023 the Reporting Person received from the Issuer a target award of 59,629.89 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 30,530.50 PSUs.

F3 · balance_after: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

SEC source: 0001193125-26-067005 · ownership.xml · nonDerivative · entry 1

Torres Cantu Ernesto · CIK 0001792762 · Head of International

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 147,060.92

F1 · shares: Withholding of shares of common stock to satisfy tax withholding obligations in connection with the vesting of previously awarded stock.

SEC source: 0001193125-26-067010 · ownership.xml · derivative · entry 3

Turek Zdenek · CIK 0001837361 · Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 34,248

Underlying: Common Stock · 34,248 shares

Expires not disclosed

F2 · derivative.exercise_price: On February 16, 2023 the Reporting Person received from the Issuer a target award of 66,890.62 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 34,248.00 PSUs.

F3 · derivative.exercise_price: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F2 · derivative.exercise_date: On February 16, 2023 the Reporting Person received from the Issuer a target award of 66,890.62 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 34,248.00 PSUs.

F3 · derivative.exercise_date: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F2 · derivative.expiration_date: On February 16, 2023 the Reporting Person received from the Issuer a target award of 66,890.62 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 34,248.00 PSUs.

F3 · derivative.expiration_date: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F2 · balance_after: On February 16, 2023 the Reporting Person received from the Issuer a target award of 66,890.62 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 34,248.00 PSUs.

F3 · balance_after: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

SEC source: 0001193125-26-067010 · ownership.xml · nonDerivative · entry 1

Turek Zdenek · CIK 0001837361 · Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 237,471.65

F1 · shares: Withholding of shares of common stock to satisfy tax withholding obligations in connection with the vesting of previously awarded stock.

SEC source: 0001193125-26-067013 · ownership.xml · derivative · entry 3

Wechter Sara · CIK 0001745277 · Chief Human Resources Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 18,496.94

Underlying: Common Stock · 18,496.94 shares

Expires not disclosed

F1 · derivative.exercise_price: On February 16, 2023 the Reporting Person received from the Issuer a target award of 36,126.83 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 18,496.94 PSUs.

F2 · derivative.exercise_price: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · derivative.exercise_date: On February 16, 2023 the Reporting Person received from the Issuer a target award of 36,126.83 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 18,496.94 PSUs.

F2 · derivative.exercise_date: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · derivative.expiration_date: On February 16, 2023 the Reporting Person received from the Issuer a target award of 36,126.83 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 18,496.94 PSUs.

F2 · derivative.expiration_date: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

F1 · balance_after: On February 16, 2023 the Reporting Person received from the Issuer a target award of 36,126.83 Performance Share Units ("PSUs"), with the possibility to earn from 0% to 150% of the target award, based on (i) the Issuer's average return on tangible common equity ("RoTCE") over the three-year period ending on December 31, 2025 (the "Performance Period") and (ii) the Issuer's cumulative tangible book value per share ("TBVPS") over the Performance Period. Based on performance during the Performance Period, the Reporting Person is entitled to receive 18,496.94 PSUs.

F2 · balance_after: (con't) Each PSU is payable only in cash which is expected to be delivered on or about February 28, 2026. Each PSU is equivalent to the cash value of the average of the closing prices of one share of the Issuer's common stock on the New York Stock Exchange for the twenty trading days immediately preceding January 20, 2026, plus dividends declared on equivalent shares of the Issuer's common stock from December 31, 2022 through February 28, 2026.

SEC source: 0001193125-26-051368 · ownership.xml · nonDerivative · entry 3

Torres Cantu Ernesto · CIK 0001792762 · Head of International

10b5-1 filing: No plan indicated

Ownership: Indirect · By Spouse

Disclosed balance after: 45,835

F3 · price: This price represents the average sale prices for multiple transactions reported on this line. The prices of the transactions reported on this line ranged from USD $110.915 to USD $111.225. Upon request by the SEC staff, the Issuer or a security holder of the Issuer, the Reporting Person will undertake to provide full information regarding the number of shares and prices at which the transactions were effected.

SEC source: 0001193125-26-051368 · ownership.xml · nonDerivative · entry 2

Torres Cantu Ernesto · CIK 0001792762 · Head of International

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 155,102.58

F2 · price: This price represents the average sale prices for multiple transactions reported on this line. The prices of the transactions reported on this line ranged from USD $111.02 to USD $111.26. Upon request by the SEC staff, the Issuer or a security holder of the Issuer, the Reporting Person will undertake to provide full information regarding the number of shares and prices at which the transactions were effected.

SEC source: 0001193125-26-051295 · ownership.xml · nonDerivative · entry 2

Habner Pamela · CIK 0002098639 · Head of U.S. Consumer Cards

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 63,556.92

F2 · price: This price represents the average sale prices for multiple transactions reported on this line. The prices of the transactions reported on this line ranged from USD $117.05 to USD $117.6557. Upon request by the SEC staff, the Issuer or a security holder of the Issuer, the Reporting Person will undertake to provide full information regarding the number of shares and prices at which the transactions were effected.

SEC source: 0001193125-26-051312 · ownership.xml · nonDerivative · entry 2

LUCHETTI GONZALO · CIK 0001994236 · Head of U.S. Personal Banking

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 82,588.22

F2 · price: This price represents the average sale prices for multiple transactions reported on this line. The prices of the transactions reported on this line ranged from USD $114.88 to USD $115.286. Upon request by the SEC staff, the Issuer or a security holder of the Issuer, the Reporting Person will undertake to provide full information regarding the number of shares and prices at which the transactions were effected.

SEC source: 0001193125-26-051320 · ownership.xml · nonDerivative · entry 2

McIntosh Brent · CIK 0001872640 · Chief Legal Off. & Corp. Sec'y

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 129,480.79

F2 · shares: Represents charitable gifts by the Reporting Person.

SEC source: 0001193125-26-048968 · ownership.xml · nonDerivative · entry 1

Fraser Jane Nind · CIK 0001644491 · Director · Chair & CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 935,831.31

F1 · shares: Award of deferred stock pursuant to the Issuer's 2019 Stock Incentive Plan. This award vests in four equal annual installments beginning on January 20, 2027; none of the award is eligible for immediate sale.

SEC source: 0001193125-26-051285 · ownership.xml · nonDerivative · entry 2

Garg Sunil · CIK 0001847149 · CEO, Citibank, N.A.

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 129,894.72

F2 · price: This price represents the average sale prices for multiple transactions reported on this line. The prices of the transactions reported on this line ranged from USD $118.4100 to USD $118.6200. Upon request by the SEC staff, the Issuer or a security holder of the Issuer, the Reporting Person will undertake to provide full information regarding the number of shares and prices at which the transactions were effected.

SEC source: 0001193125-26-051285 · ownership.xml · nonDerivative · entry 1

Garg Sunil · CIK 0001847149 · CEO, Citibank, N.A.

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 147,894.72

F1 · shares: Award of deferred stock pursuant to the Issuer's 2019 Stock Incentive Plan. This award vests in four equal annual installments beginning on January 20, 2027; none of the award is eligible for immediate sale.

SEC source: 0001193125-26-051291 · ownership.xml · nonDerivative · entry 2

Giles Nicole · CIK 0001695090 · CHIEF ACCOUNTING OFFICER

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 110,466.4

F2 · price: This price represents the average sale prices for multiple transactions reported on this line. The prices of the transactions reported on this line ranged from USD $119.00 to USD $119.11. Upon request by the SEC staff, the Issuer or a security holder of the Issuer, the Reporting Person will undertake to provide full information regarding the number of shares and prices at which the transactions were effected.

SEC source: 0001193125-26-051291 · ownership.xml · nonDerivative · entry 1

Giles Nicole · CIK 0001695090 · CHIEF ACCOUNTING OFFICER

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 127,258.4

F1 · shares: Award of deferred stock pursuant to the Issuer's 2019 Stock Incentive Plan. This award vests in four equal annual installments beginning on January 20, 2027; none of the award is eligible for immediate sale.

SEC source: 0001193125-26-051295 · ownership.xml · nonDerivative · entry 1

Habner Pamela · CIK 0002098639 · Head of U.S. Consumer Cards

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 93,310.92

F1 · shares: Award of deferred stock pursuant to the Issuer's 2019 Stock Incentive Plan. This award vests in four equal annual installments beginning on January 20, 2027; none of the award is eligible for immediate sale.

SEC source: 0001193125-26-051301 · ownership.xml · nonDerivative · entry 1

KHALIQ SYED SHAHMIR · CIK 0001994240 · Head of Services

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 117,226.53

F1 · shares: Award of deferred stock pursuant to the Issuer's 2019 Stock Incentive Plan. This award vests in four equal annual installments beginning on January 20, 2027; none of the award is eligible for immediate sale.

SEC source: 0001193125-26-051307 · ownership.xml · nonDerivative · entry 1

Livingstone David · CIK 0001770460 · Chief Client Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 456,000.56

F1 · shares: Award of deferred stock pursuant to the Issuer's 2019 Stock Incentive Plan. This award vests in four equal annual installments beginning on February 20, 2027; none of the award is eligible for immediate sale.

SEC source: 0001193125-26-051312 · ownership.xml · nonDerivative · entry 1

LUCHETTI GONZALO · CIK 0001994236 · Head of U.S. Personal Banking

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 102,562.22

F1 · shares: Award of deferred stock pursuant to the Issuer's 2019 Stock Incentive Plan. This award vests in four equal annual installments beginning on January 20, 2027; none of the award is eligible for immediate sale.

SEC source: 0001193125-26-051316 · ownership.xml · nonDerivative · entry 1

Mason Mark · CIK 0001487290 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 237,415.63

F1 · shares: Award of deferred stock pursuant to the Issuer's 2019 Stock Incentive Plan. This award vests in four equal annual installments beginning on January 20, 2027; none of the award is eligible for immediate sale.

SEC source: 0001193125-26-051320 · ownership.xml · nonDerivative · entry 1

McIntosh Brent · CIK 0001872640 · Chief Legal Off. & Corp. Sec'y

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 134,278.79

F1 · shares: Award of deferred stock pursuant to the Issuer's 2019 Stock Incentive Plan. This award vests in four equal annual installments beginning on January 20, 2027; none of the award is eligible for immediate sale.

SEC source: 0001193125-26-051333 · ownership.xml · nonDerivative · entry 1

MORTON ANDREW JOHN · CIK 0001994231 · Head of Markets

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 461,139.84

F1 · shares: Award of deferred stock pursuant to the Issuer's 2019 Stock Incentive Plan. This award vests in four equal annual installments beginning on January 20, 2027; none of the award is eligible for immediate sale.

SEC source: 0001193125-26-051344 · ownership.xml · nonDerivative · entry 1

RAGHAVAN VISWAS · CIK 0002024259 · Head of Banking

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 628,758.97

F1 · shares: Award of deferred stock pursuant to the Issuer's 2019 Stock Incentive Plan. This award vests in four equal annual installments beginning on January 20, 2027; none of the award is eligible for immediate sale.

SEC source: 0001193125-26-051350 · ownership.xml · nonDerivative · entry 1

RYAN TIMOTHY · CIK 0002024707 · Hd. of Tech. & Bus. Enablement

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 58,394.95

F1 · shares: Award of deferred stock pursuant to the Issuer's 2019 Stock Incentive Plan. This award vests in four equal annual installments beginning on January 20, 2027; none of the award is eligible for immediate sale.

SEC source: 0001193125-26-051353 · ownership.xml · nonDerivative · entry 1

Selvakesari Anand · CIK 0001836808 · Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 231,227.31

F1 · shares: Award of deferred stock pursuant to the Issuer's 2019 Stock Incentive Plan. This award vests in four equal annual installments beginning on January 20, 2027; none of the award is eligible for immediate sale.

SEC source: 0001193125-26-051362 · ownership.xml · nonDerivative · entry 1

Skyler Edward · CIK 0001810396 · Hd of Ent Svc & Public Affairs

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 207,022

F1 · shares: Award of deferred stock pursuant to the Issuer's 2019 Stock Incentive Plan. This award vests in four equal annual installments beginning on January 20, 2027; none of the award is eligible for immediate sale.

SEC source: 0001193125-26-051358 · ownership.xml · nonDerivative · entry 1

Sieg Andrew M. · CIK 0001766798 · Head of Wealth

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 301,408.95

F1 · shares: Award of deferred stock pursuant to the Issuer's 2019 Stock Incentive Plan. This award vests in four equal annual installments beginning on January 20, 2027; none of the award is eligible for immediate sale.

SEC source: 0001193125-26-051375 · ownership.xml · nonDerivative · entry 1

Turek Zdenek · CIK 0001837361 · Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 242,810.84

F1 · shares: Award of deferred stock pursuant to the Issuer's 2019 Stock Incentive Plan. This award vests in four equal annual installments beginning on January 20, 2027; none of the award is eligible for immediate sale.