BFH

SEC source: 0001101215-24-000193 · wk-form4_1723665820.xml · nonDerivative · entry 1

Fawcett John J. · CIK 0001614143 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 5,473

F1 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $49.79 to $49.86, inclusive. The reporting person undertakes to provide to Bread Financial Holdings, Inc., any security holder of Bread Financial Holdings, Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the range set forth herein.

F2 · balance_after: The total amount of securities beneficially owned includes: (a) 2,000 unrestricted shares; and (b) 3,473 unvested restricted stock units granted 6/17/24.

SEC source: 0001101215-24-000169 · wk-form4_1721246925.xml · nonDerivative · entry 1

Lakhwara Praniti · CIK 0002026080 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 2,820

F1 · kind: The new grant is for 2,820 shares of common stock represented by restricted stock units, which will vest on July 15, 2025.

F1 · price: The new grant is for 2,820 shares of common stock represented by restricted stock units, which will vest on July 15, 2025.

SEC source: 0001101215-24-000168 · wk-form4_1721246856.xml · nonDerivative · entry 1

Gerspach John C · CIK 0001321140 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 39,891

F1 · kind: The new grant is for 887 shares of common stock represented by restricted stock units, which will vest on July 15, 2025.

F1 · price: The new grant is for 887 shares of common stock represented by restricted stock units, which will vest on July 15, 2025.

F2 · balance_after: The total amount of securities beneficially owned includes: (a) 10,000 unrestricted shares; (b) 5,981 unvested restricted stock units granted 6/22/20; (c) 2,241 unvested restricted stock units granted 6/15/21; (d) 431 unvested restricted stock units granted 9/15/21; (e) 474 unvested restricted stock units granted 12/15/21; (f) 538 unvested restricted stock units granted 3/15/22; (g) 2,650 unvested restricted stock units granted 6/15/22; (h) 934 unvested restricted stock units granted 7/15/22; (i) 969 unvested restricted stock units granted 10/17/22; (j) 912 unvested restricted stock units granted 1/17/23; (k) 1,038 unvested restricted stock units granted 4/17/23; (l) 4,932 unvested restricted stock units granted 6/15/23; (m) 1,186 unvested restricted stock units granted 7/17/23; (n) 1,033 unvested restricted stock units granted 10/16/23; (o) 1,187 unvested restricted stock units granted 1/16/24; (p) 1,025 unvested restricted stock units granted 4/15/24;

SEC source: 0001101215-24-000167 · wk-form4_1721246806.xml · nonDerivative · entry 1

Beberman Perry S · CIK 0001869941 · EVP, Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 120,154

F1 · kind: Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

F2 · balance_after: The total number of securities beneficially owned includes: (a) 18,689 unrestricted shares; (b) 3,001 unvested units from an award of 8,826 time-based restricted stock units granted 2/15/22; (c) 13,239 unvested performance-based restricted stock units granted 2/15/22; (d) 11,305 unvested units from an award of 16,873 time-based restricted stock units granted 3/24/23; (e) 25,310 unvested performance-based restricted stock units granted 3/24/23; (f) 19,444 unvested time-based restricted stock units granted 2/15/24; and (g) 29,166 unvested performance-based restricted stock units granted 2/15/24.

SEC source: 0001101215-24-000157 · wk-form4_1718914355.xml · nonDerivative · entry 1

TURNEY SHAREN J · CIK 0001363500 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 18,734

F1 · kind: The new grant is for 3,473 shares of common stock represented by restricted stock units, which will vest on June 17, 2025.

F1 · price: The new grant is for 3,473 shares of common stock represented by restricted stock units, which will vest on June 17, 2025.

F2 · balance_after: The total amount of securities beneficially owned includes: (a) 1,725 unrestricted shares; (b) 1,114 unvested restricted stock units granted 6/24/19; (c) 3,432 unvested restricted stock units granted 6/22/20; (d) 1,408 unvested restricted stock units granted 6/15/21; (e) 2,650 unvested restricted stock units granted 6/15/22; (f) 4,932 unvested restricted stock units granted 6/15/23; and (g) the new grant for 3,473 restricted stock units.

SEC source: 0001101215-24-000156 · wk-form4_1718914313.xml · nonDerivative · entry 1

Tucker Laurie Anne · CIK 0001391264 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 31,019

F1 · kind: The new grant is for 3,473 shares of common stock represented by restricted stock units, which will vest on June 17, 2025.

F1 · price: The new grant is for 3,473 shares of common stock represented by restricted stock units, which will vest on June 17, 2025.

F2 · balance_after: The total amount of securities beneficially owned includes: (a) 4,000 unrestricted shares; (b) 486 unvested restricted stock units granted 6/29/15; (c) 1,179 unvested restricted stock units granted 6/27/16; (d) 1,085 unvested restricted stock units granted 6/26/17; (e) 1,341 unvested restricted stock units granted 6/25/18; (f) 1,645 unvested restricted stock units granted 6/24/19; (g) 5,007 unvested restricted stock units granted 6/22/20; (h) 1,731 unvested restricted stock units granted 6/15/21; (i) 206 unvested restricted stock units granted 9/15/21; (j) 227 unvested restricted stock units granted 12/15/21; (k) 257 unvested restricted stock units granted 3/15/22; (l) 2,650 unvested restricted stock units granted 6/15/22; (m) 369 unvested restricted stock units granted 7/15/22; (n) 464 unvested restricted stock units granted 10/17/22; (o) 437 unvested restricted stock units granted 1/17/23;

SEC source: 0001101215-24-000155 · wk-form4_1718914238.xml · nonDerivative · entry 1

THERIAULT TIMOTHY J · CIK 0001190305 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 22,944

F1 · kind: The new grant is for 3,473 shares of common stock represented by restricted stock units, which will vest on June 17, 2025.

F1 · price: The new grant is for 3,473 shares of common stock represented by restricted stock units, which will vest on June 17, 2025.

F2 · balance_after: The total amount of securities beneficially owned includes: (a) 4,000 unrestricted shares; (b) 519 unvested restricted stock units granted 10/17/16; (c) 655 unvested restricted stock units granted 6/26/17; (d) 761 unvested restricted stock units granted 6/25/18; (e) 1,114 unvested restricted stock units granted 6/24/19; (f) 3,432 unvested restricted stock units granted 6/22/20; (g) 1,408 unvested restricted stock units granted 6/15/21; (h) 2,650 unvested restricted stock units granted 6/15/22; (i) 4,932 unvested restricted stock units granted 6/15/23; and (j) the new grant for 3,473 restricted stock units.

SEC source: 0001101215-24-000154 · wk-form4_1718914195.xml · nonDerivative · entry 1

St Clair Joyce · CIK 0001393081 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 6,867

F1 · kind: The new grant is for 3,473 shares of common stock represented by restricted stock units, which will vest on June 17, 2025.

F1 · price: The new grant is for 3,473 shares of common stock represented by restricted stock units, which will vest on June 17, 2025.

F2 · balance_after: The total amount of securities beneficially owned includes: (a) 3,394 unvested restricted stock units granted 8/15/23; and (b) the new grant for 3,473 restricted stock units.

SEC source: 0001101215-24-000153 · wk-form4_1718914146.xml · nonDerivative · entry 1

Natarajan Rajesh · CIK 0001812674 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 17,002

F1 · kind: The new grant is for 3,473 shares of common stock represented by restricted stock units, which will vest on June 17, 2025.

F1 · price: The new grant is for 3,473 shares of common stock represented by restricted stock units, which will vest on June 17, 2025.

F2 · balance_after: The total amount of securities beneficially owned includes: (a) 3,432 unvested restricted stock units granted 6/22/20; (b) 1,803 unvested restricted stock units granted 6/15/21; (c) 339 unvested restricted stock units granted 9/15/21; (d) 373 unvested restricted stock units granted 12/15/21; (e) 2,650 unvested restricted stock units granted 6/15/22; (f) 4,932 unvested restricted stock units granted 6/15/23; and (g) the new grant for 3,473 restricted stock units.

SEC source: 0001101215-24-000152 · wk-form4_1718914104.xml · nonDerivative · entry 1

Gerspach John C · CIK 0001321140 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 39,004

F1 · kind: The new grant is for 3,473 shares of common stock represented by restricted stock units, which will vest on June 17, 2025.

F1 · price: The new grant is for 3,473 shares of common stock represented by restricted stock units, which will vest on June 17, 2025.

F2 · balance_after: The total amount of securities beneficially owned includes: (a) 10,000 unrestricted shares; (b) 5,981 unvested restricted stock units granted 6/22/20; (c) 2,241 unvested restricted stock units granted 6/15/21; (d) 431 unvested restricted stock units granted 9/15/21; (e) 474 unvested restricted stock units granted 12/15/21; (f) 538 unvested restricted stock units granted 3/15/22; (g) 2,650 unvested restricted stock units granted 6/15/22; (h) 934 unvested restricted stock units granted 7/15/22; (i) 969 unvested restricted stock units granted 10/17/22; (j) 912 unvested restricted stock units granted 1/17/23; (k) 1,038 unvested restricted stock units granted 4/17/23; (l) 4,932 unvested restricted stock units granted 6/15/23; (m) 1,186 unvested restricted stock units granted 7/17/23; (n) 1,033 unvested restricted stock units granted 10/16/23; (o) 1,187 unvested restricted stock units granted 1/16/24; (p) 1,025 unvested restricted stock units granted 4/15/24; and

SEC source: 0001101215-24-000151 · wk-form4_1718914047.xml · nonDerivative · entry 1

Fawcett John J. · CIK 0001614143 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 3,473

F1 · kind: The new grant is for 3,473 shares of common stock represented by restricted stock units, which will vest on June 17, 2025.

F1 · price: The new grant is for 3,473 shares of common stock represented by restricted stock units, which will vest on June 17, 2025.

SEC source: 0001101215-24-000150 · wk-form4_1718913978.xml · nonDerivative · entry 1

BALLOU ROGER H · CIK 0001158369 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 38,315

F1 · kind: The new grant is for 3,473 shares of common stock represented by restricted stock units, which will vest on June 17, 2025.

F1 · price: The new grant is for 3,473 shares of common stock represented by restricted stock units, which will vest on June 17, 2025.

F2 · balance_after: The total amount of securities beneficially owned includes: (a) 18,137 unrestricted shares; (b) 568 unvested restricted stock units granted 7/1/14; (c) 486 unvested restricted stock units granted 6/29/15; (d) 699 unvested restricted stock units granted 6/27/16; (e) 655 unvested restricted stock units granted 6/26/17; (f) 761 unvested restricted stock units granted 6/25/18; (g) 1,114 unvested restricted stock units granted 6/24/19; (h) 3,432 unvested restricted stock units granted 6/22/20; (i) 1,408 unvested restricted stock units granted 6/15/21; (j) 2,650 unvested restricted stock units granted 6/15/22; (k) 4,932 unvested restricted stock units granted 6/15/23; and (l) the new grant for 3,473 restricted stock units.

SEC source: 0001101215-24-000089 · wk-form4_1713384981.xml · nonDerivative · entry 1

Gerspach John C · CIK 0001321140 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 35,531

F1 · kind: The new grant is for 1,025 shares of common stock represented by restricted stock units, which will vest on April 15, 2025. Vested shares will be distributed on the earlier of (i) termination of the director's service on the Company's board of directors or (ii) April 15, 2029.

F1 · price: The new grant is for 1,025 shares of common stock represented by restricted stock units, which will vest on April 15, 2025. Vested shares will be distributed on the earlier of (i) termination of the director's service on the Company's board of directors or (ii) April 15, 2029.

F2 · balance_after: The total amount of securities beneficially owned includes: (a) 10,000 unrestricted shares; (b) 5,981 unvested restricted stock units granted 6/22/20; (c) 2,241 unvested restricted stock units granted 6/15/21; (d) 431 unvested restricted stock units granted 9/15/21; (e) 474 unvested restricted stock units granted 12/15/21; (f) 538 unvested restricted stock units granted 3/15/22; (g) 2,650 unvested restricted stock units granted 6/15/22; (h) 934 unvested restricted stock units granted 7/15/22; (i) 969 unvested restricted stock units granted 10/17/22; (j) 912 unvested restricted stock units granted 1/17/23; (k) 1,038 unvested restricted stock units granted 4/17/23; (l) 4,932 unvested restricted stock units granted 6/15/23; (m) 1,186 unvested restricted stock units granted 7/17/23; (n) 1,033 unvested restricted stock units granted 10/16/23; (o) 1,187 unvested restricted stock units granted 1/16/24; and (p) the new grant for 1,025 restricted stock units.

SEC source: 0001101215-24-000076 · wk-form4_1711570247.xml · nonDerivative · entry 1

McConnaughey Tammy M · CIK 0001801426 · EVP, Operations & Credit Risk

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 108,675.055

F1 · kind: Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

F2 · balance_after: The total number of securities beneficially owned includes: (a) 36,334.055 unrestricted shares; (b) 2,067 unvested units from an award of 6,077 time-based restricted stock units granted 2/15/22; (c) 9,115 unvested performance-based restricted stock units granted 2/15/22; (d) 8,126 unvested units from an award of 12,128 time-based restricted stock units granted 3/24/23; (e) 18,191 unvested performance-based restricted stock units granted 3/24/23; (f) 13,937 unvested time-based restricted stock units granted 2/15/24; and (g) 20,905 unvested performance-based restricted stock units granted 2/15/24.

SEC source: 0001101215-24-000077 · wk-form4_1711570311.xml · nonDerivative · entry 1

Motes Joseph L III · CIK 0001648042 · EVP, CAO, Gen Counsel & Secy

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 111,400

F1 · kind: Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

F2 · balance_after: The total number of securities beneficially owned includes: (a) 33,901 unrestricted shares; (b) 2,273 unvested units from an award of 6,685 time-based restricted stock units granted 2/15/22; (c) 10,027 unvested performance-based restricted stock units granted 2/15/22; (d) 8,370 unvested units from an award of 12,971 time-based restricted stock units granted 3/24/23; (e) 19,457 unvested performance-based restricted stock units granted 3/24/23; (f) 14,949 unvested time-based restricted stock units granted 2/15/24; and (g) 22,423 unvested performance-based restricted stock units granted 2/15/24.

SEC source: 0001101215-24-000075 · wk-form4_1711570195.xml · nonDerivative · entry 1

Greer Valerie E · CIK 0001843064 · EVP, Chief Commercial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 136,974

F1 · kind: Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

F2 · balance_after: The total number of securities beneficially owned includes: (a) 39,449 unrestricted shares; (b) 2,273 unvested units from an award of 6,685 time-based restricted stock units granted 2/15/22; (c) 10,027 unvested performance-based restricted stock units granted 2/15/22; (d) 11,305 unvested units from an award of 16,873 time-based restricted stock units granted 3/24/23; (e) 25,310 unvested performance-based restricted stock units granted 3/24/23; (f) 19,444 unvested time-based restricted stock units granted 2/15/24; and (g) 29,166 unvested performance-based restricted stock units granted 2/15/24.

SEC source: 0001101215-24-000074 · wk-form4_1711570092.xml · nonDerivative · entry 1

Beberman Perry S · CIK 0001869941 · EVP, Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 123,827

F1 · kind: Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

F2 · balance_after: The total number of securities beneficially owned includes: (a) 13,782 unrestricted shares; (b) 3,870 unvested units from an award of 11,385 time-based restricted stock units granted 7/15/21; (c) 4,710 unvested performance-based restricted stock units granted 7/15/21; (d) 3,001 unvested units from an award of 8,826 time-based restricted stock units granted 2/15/22; (e) 13,239 unvested performance-based restricted stock units granted 2/15/22; (f) 11,305 unvested units from an award of 16,873 time-based restricted stock units granted 3/24/23; (g) 25,310 unvested performance-based restricted stock units granted 3/24/23; (h) 19,444 unvested time-based restricted stock units granted 2/15/24; and (i) 29,166 unvested performance-based restricted stock units granted 2/15/24.

SEC source: 0001101215-24-000073 · wk-form4_1711570012.xml · nonDerivative · entry 1

Andretta Ralph J · CIK 0001801850 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 462,493

F1 · kind: Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

F2 · balance_after: The total number of securities beneficially owned included: (a) 118,389 unrestricted shares; (b) 9,091 unvested units from an award of 26,737 time-based restricted stock units granted 2/15/22; (c) 40,105 unvested performance-based restricted stock units granted 2/15/22; (d) 39,001 unvested units from an award of 58,211 time-based restricted stock units granted 3/24/23; (e) 87,319 unvested performance-based restricted stock units granted 3/24/23; (f) 67,435 unvested time-based restricted stock units granted 2/15/24; and (g) 101,153 unvested performance-based restricted stock units granted 2/15/24.

SEC source: 0001101215-24-000054 · wk-form4_1708464408.xml · nonDerivative · entry 5

Andretta Ralph J · CIK 0001801850 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 471,205

F3 · kind: Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

F5 · balance_after: The total number of securities beneficially owned included: (a) 107,891 unrestricted shares; (b) 9,091 unvested units from an award of 26,737 time-based restricted stock units granted 2/15/22; (c) 40,105 unvested performance-based restricted stock units granted 2/15/22; (d) 58,211 unvested time-based restricted stock units granted 3/24/23; (e) 87,319 unvested performance-based restricted stock units granted 3/24/23; (f) the new grant for 67,435 time-based restricted stock units; and (g) the new grant for 101,153 performance-based restricted stock units.

SEC source: 0001101215-24-000054 · wk-form4_1708464408.xml · nonDerivative · entry 4

Andretta Ralph J · CIK 0001801850 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 504,625

F4 · kind: Based on an annual return on equity (ROE) performance metric goal for each of 2021, 2022 and 2023, as modified by a relative total stockholder return (rTSR) metric at the conclusion of the three-year period ended December 31, 2023, 130% of the original award of 39,476 performance-based restricted stock units granted 2/16/21 were earned, resulting in an additional 11,843 units, for a total of 51,319 units.

F4 · price: Based on an annual return on equity (ROE) performance metric goal for each of 2021, 2022 and 2023, as modified by a relative total stockholder return (rTSR) metric at the conclusion of the three-year period ended December 31, 2023, 130% of the original award of 39,476 performance-based restricted stock units granted 2/16/21 were earned, resulting in an additional 11,843 units, for a total of 51,319 units.

SEC source: 0001101215-24-000053 · wk-form4_1708464303.xml · nonDerivative · entry 4

Beberman Perry S · CIK 0001869941 · EVP, Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 126,211

F4 · kind: Based on an annual return on equity (ROE) performance metric goal for each of 2021, 2022 and 2023, as modified by a relative total stockholder return (rTSR) metric at the conclusion of the three-year period ended December 31, 2023, 130% of the original award of 3,623 performance-based restricted stock units granted 7/15/21 were earned, resulting in an additional 1,087 units, for a total of 4,710 units.

F4 · price: Based on an annual return on equity (ROE) performance metric goal for each of 2021, 2022 and 2023, as modified by a relative total stockholder return (rTSR) metric at the conclusion of the three-year period ended December 31, 2023, 130% of the original award of 3,623 performance-based restricted stock units granted 7/15/21 were earned, resulting in an additional 1,087 units, for a total of 4,710 units.

F5 · balance_after: The total number of securities beneficially owned includes: (a) 10,598 unrestricted shares; (b) 3,870 unvested units from an award of 11,385 time-based restricted stock units granted 7/15/21; (c) 4,710 unvested performance-based restricted stock units granted 7/15/21; (d) 3,001 unvested units from an award of 8,826 time-based restricted stock units granted 2/15/22; (e) 13,239 unvested performance-based restricted stock units granted 2/15/22; (f) 16,873 unvested time-based restricted stock units granted 3/24/23; (g) 25,310 unvested performance-based restricted stock units granted 3/24/23; (h) the new grant for 19,444 time-based restricted stock units; and (i) the new grant for 29,166 performance-based restricted stock units.

SEC source: 0001101215-24-000051 · wk-form4_1708464146.xml · nonDerivative · entry 5

Greer Valerie E · CIK 0001843064 · EVP, Chief Commercial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 139,340

F3 · kind: Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

F5 · balance_after: The total number of securities beneficially owned includes: (a) 36,247 unrestricted shares; (b) 2,273 unvested units from an award of 6,685 time-based restricted stock units granted 2/15/22; (c) 10,027 unvested performance-based restricted stock units granted 2/15/22; (d) 16,873 unvested time-based restricted stock units granted 3/24/23; (e) 25,310 unvested performance-based restricted stock units granted 3/24/23; (f) the new grant for 19,444 time-based restricted stock units; and (g) the new grant for 29,166 performance-based restricted stock units.

SEC source: 0001101215-24-000051 · wk-form4_1708464146.xml · nonDerivative · entry 4

Greer Valerie E · CIK 0001843064 · EVP, Chief Commercial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 147,542

F4 · kind: Based on an annual return on equity (ROE) performance metric goal for each of 2021, 2022 and 2023, as modified by a relative total stockholder return (rTSR) metric at the conclusion of the three-year period ended December 31, 2023, 130% of the original award of 10,340 performance-based restricted stock units granted 2/16/21 were earned, resulting in an additional 3,102 units, for a total of 13,442 units.

F4 · price: Based on an annual return on equity (ROE) performance metric goal for each of 2021, 2022 and 2023, as modified by a relative total stockholder return (rTSR) metric at the conclusion of the three-year period ended December 31, 2023, 130% of the original award of 10,340 performance-based restricted stock units granted 2/16/21 were earned, resulting in an additional 3,102 units, for a total of 13,442 units.

SEC source: 0001101215-24-000050 · wk-form4_1708464075.xml · nonDerivative · entry 5

McConnaughey Tammy M · CIK 0001801426 · EVP, Operations & Credit Risk

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 110,468.055

F3 · kind: Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

F5 · balance_after: The total number of securities beneficially owned includes: (a) 34,125.055 unrestricted shares; (b) 2,067 unvested units from an award of 6,077 time-based restricted stock units granted 2/15/22; (c) 9,115 unvested performance-based restricted stock units granted 2/15/22; (d) 12,128 unvested time-based restricted stock units granted 3/24/23; (e) 18,191 unvested performance-based restricted stock units granted 3/24/23; (f) the new grant for 13,937 time-based restricted stock units; and (g) the new grant for 20,905 performance-based restricted stock units.

SEC source: 0001101215-24-000050 · wk-form4_1708464075.xml · nonDerivative · entry 4

McConnaughey Tammy M · CIK 0001801426 · EVP, Operations & Credit Risk

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 118,330.055

F4 · kind: Based on an annual return on equity (ROE) performance metric goal for each of 2021, 2022 and 2023, as modified by a relative total stockholder return (rTSR) metric at the conclusion of the three-year period ended December 31, 2023, 130% of the original award of 9,400 performance-based restricted stock units granted 2/16/21 were earned, resulting in an additional 2,820 units, for a total of 12,220 units.

F4 · price: Based on an annual return on equity (ROE) performance metric goal for each of 2021, 2022 and 2023, as modified by a relative total stockholder return (rTSR) metric at the conclusion of the three-year period ended December 31, 2023, 130% of the original award of 9,400 performance-based restricted stock units granted 2/16/21 were earned, resulting in an additional 2,820 units, for a total of 12,220 units.

SEC source: 0001101215-24-000049 · wk-form4_1708463967.xml · nonDerivative · entry 5

Motes Joseph L III · CIK 0001648042 · EVP, CAO, Gen Counsel & Secy

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 112,925

F3 · kind: Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

F5 · balance_after: The total number of securities beneficially owned includes: (a) 31,306 unrestricted shares; (b) 2,273 unvested units from an award of 6,685 time-based restricted stock units granted 2/15/22; (c) 10,027 unvested performance-based restricted stock units granted 2/15/22; (d) 12,490 unvested units from an award of 12,971 time-based restricted stock units granted 3/24/23; (e) 19,457 unvested performance-based restricted stock units granted 3/24/23; (f) the new grant for 14,949 time-based restricted stock units; and (g) the new grant for 22,423 performance-based restricted stock units.

SEC source: 0001101215-24-000049 · wk-form4_1708463967.xml · nonDerivative · entry 4

Motes Joseph L III · CIK 0001648042 · EVP, CAO, Gen Counsel & Secy

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 121,150

F4 · kind: Based on an annual return on equity (ROE) performance metric goal for each of 2021, 2022 and 2023, as modified by a relative total stockholder return (rTSR) metric at the conclusion of the three-year period ended December 31, 2023, 130% of the original award of 10,340 performance-based restricted stock units granted 2/16/21 were earned, resulting in an additional 3,102 units, for a total of 13,442 units.

F4 · price: Based on an annual return on equity (ROE) performance metric goal for each of 2021, 2022 and 2023, as modified by a relative total stockholder return (rTSR) metric at the conclusion of the three-year period ended December 31, 2023, 130% of the original award of 10,340 performance-based restricted stock units granted 2/16/21 were earned, resulting in an additional 3,102 units, for a total of 13,442 units.

SEC source: 0001101215-24-000056 · wk-form4_1708464540.xml · nonDerivative · entry 2

Driscoll Allegra S · CIK 0002008252 · EVP, Chief Technology Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 30,909

F2 · kind: The new grant is for 18,545 shares of common stock represented by performance-based RSUs, which may be adjusted up or down at the time the performance targets are measured at the end of the three-year performance period. These performance-based RSUs may vest on 2/16/27 contingent on meeting predetermined performance measures and subject to continued employment (subject to certain limited exceptions) by the Reporting Person on the vesting date.

F2 · price: The new grant is for 18,545 shares of common stock represented by performance-based RSUs, which may be adjusted up or down at the time the performance targets are measured at the end of the three-year performance period. These performance-based RSUs may vest on 2/16/27 contingent on meeting predetermined performance measures and subject to continued employment (subject to certain limited exceptions) by the Reporting Person on the vesting date.

F3 · balance_after: The total number of securities beneficially owned includes: (a) the new grant for 12,364 time-based restricted stock units; and (b) the new grant for 18,545 performance-based restricted stock units.

SEC source: 0001101215-24-000056 · wk-form4_1708464540.xml · nonDerivative · entry 1

Driscoll Allegra S · CIK 0002008252 · EVP, Chief Technology Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 12,364

F1 · kind: The new grant is for 12,364 shares of common stock represented by time-based restricted stock units (RSUs). These time-based RSUs will vest over a three-year period, with 4,080 units vesting on each of 2/18/25 and 2/17/26 and 4,204 units vesting on 2/16/27, subject to continued employment (subject to certain limited exceptions) by the Reporting Person on the vesting dates.

F1 · price: The new grant is for 12,364 shares of common stock represented by time-based restricted stock units (RSUs). These time-based RSUs will vest over a three-year period, with 4,080 units vesting on each of 2/18/25 and 2/17/26 and 4,204 units vesting on 2/16/27, subject to continued employment (subject to certain limited exceptions) by the Reporting Person on the vesting dates.

SEC source: 0001101215-24-000055 · wk-form4_1708464487.xml · nonDerivative · entry 2

Campbell Jonathan Bryan · CIK 0001893356 · SVP, Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 31,661

F2 · kind: Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

F3 · balance_after: The total number of securities beneficially owned includes: (a) 6,624 unrestricted shares; (b) 2,952 unvested units from an award of 8,681 time-based restricted stock units granted 2/15/22; (c) 8,036 unvested units from an award of 11,993 time-based restricted stock units granted 2/15/23; and (d) the new grant for 14,049 time-based restricted stock units.

SEC source: 0001101215-24-000055 · wk-form4_1708464487.xml · nonDerivative · entry 1

Campbell Jonathan Bryan · CIK 0001893356 · SVP, Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 33,825

F1 · kind: The new grant is for 14,049 shares of common stock represented by time-based restricted stock units (RSUs). These time-based RSUs will vest over a three-year period, with 4,636 units vesting on each of 2/18/25 and 2/17/26 and 4,777 units vesting on 2/16/27, subject to continued employment (subject to certain limited exceptions) by the Reporting Person on the vesting dates.

F1 · price: The new grant is for 14,049 shares of common stock represented by time-based restricted stock units (RSUs). These time-based RSUs will vest over a three-year period, with 4,636 units vesting on each of 2/18/25 and 2/17/26 and 4,777 units vesting on 2/16/27, subject to continued employment (subject to certain limited exceptions) by the Reporting Person on the vesting dates.

SEC source: 0001101215-24-000054 · wk-form4_1708464408.xml · nonDerivative · entry 3

Andretta Ralph J · CIK 0001801850 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 492,782

F3 · kind: Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

SEC source: 0001101215-24-000054 · wk-form4_1708464408.xml · nonDerivative · entry 2

Andretta Ralph J · CIK 0001801850 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 496,784

F2 · kind: The new grant is for 101,153 shares of common stock represented by performance-based RSUs, which may be adjusted up or down at the time the performance targets are measured at the end of the three-year performance period. These performance-based RSUs may vest on 2/16/27 contingent on meeting predetermined performance measures and subject to continued employment (subject to certain limited exceptions) by the Reporting Person on the vesting date.

F2 · price: The new grant is for 101,153 shares of common stock represented by performance-based RSUs, which may be adjusted up or down at the time the performance targets are measured at the end of the three-year performance period. These performance-based RSUs may vest on 2/16/27 contingent on meeting predetermined performance measures and subject to continued employment (subject to certain limited exceptions) by the Reporting Person on the vesting date.

SEC source: 0001101215-24-000054 · wk-form4_1708464408.xml · nonDerivative · entry 1

Andretta Ralph J · CIK 0001801850 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 395,631

F1 · kind: The new grant is for 67,435 shares of common stock represented by time-based restricted stock units (RSUs). These time-based RSUs will vest over a three-year period, with 22,253 units vesting on 2/18/25, 22,254 units vesting on 2/17/26 and 22,928 units vesting on 2/16/27, subject to continued employment (subject to certain limited exceptions) by the Reporting Person on the vesting dates.

F1 · price: The new grant is for 67,435 shares of common stock represented by time-based restricted stock units (RSUs). These time-based RSUs will vest over a three-year period, with 22,253 units vesting on 2/18/25, 22,254 units vesting on 2/17/26 and 22,928 units vesting on 2/16/27, subject to continued employment (subject to certain limited exceptions) by the Reporting Person on the vesting dates.

SEC source: 0001101215-24-000053 · wk-form4_1708464303.xml · nonDerivative · entry 3

Beberman Perry S · CIK 0001869941 · EVP, Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 125,124

F3 · kind: Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

SEC source: 0001101215-24-000053 · wk-form4_1708464303.xml · nonDerivative · entry 2

Beberman Perry S · CIK 0001869941 · EVP, Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 126,371

F2 · kind: The new grant is for 29,166 shares of common stock represented by performance-based RSUs, which may be adjusted up or down at the time the performance targets are measured at the end of the three-year performance period. These performance-based RSUs may vest on 2/16/27 contingent on meeting predetermined performance measures and subject to continued employment (subject to certain limited exceptions) by the Reporting Person on the vesting date.

F2 · price: The new grant is for 29,166 shares of common stock represented by performance-based RSUs, which may be adjusted up or down at the time the performance targets are measured at the end of the three-year performance period. These performance-based RSUs may vest on 2/16/27 contingent on meeting predetermined performance measures and subject to continued employment (subject to certain limited exceptions) by the Reporting Person on the vesting date.

SEC source: 0001101215-24-000053 · wk-form4_1708464303.xml · nonDerivative · entry 1

Beberman Perry S · CIK 0001869941 · EVP, Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 97,205

F1 · kind: The new grant is for 19,444 shares of common stock represented by time-based restricted stock units (RSUs). These time-based RSUs will vest over a three-year period, with 6,416 units vesting on 2/18/25, 6,417 units vesting on 2/17/26 and 6,611 units vesting on 2/16/27, subject to continued employment (subject to certain limited exceptions) by the Reporting Person on the vesting dates.

F1 · price: The new grant is for 19,444 shares of common stock represented by time-based restricted stock units (RSUs). These time-based RSUs will vest over a three-year period, with 6,416 units vesting on 2/18/25, 6,417 units vesting on 2/17/26 and 6,611 units vesting on 2/16/27, subject to continued employment (subject to certain limited exceptions) by the Reporting Person on the vesting dates.

SEC source: 0001101215-24-000051 · wk-form4_1708464146.xml · nonDerivative · entry 3

Greer Valerie E · CIK 0001843064 · EVP, Chief Commercial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 144,440

F3 · kind: Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

SEC source: 0001101215-24-000051 · wk-form4_1708464146.xml · nonDerivative · entry 2

Greer Valerie E · CIK 0001843064 · EVP, Chief Commercial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 145,378

F2 · kind: The new grant is for 29,166 shares of common stock represented by performance-based RSUs, which may be adjusted up or down at the time the performance targets are measured at the end of the three-year performance period. These performance-based RSUs may vest on 2/16/27 contingent on meeting predetermined performance measures and subject to continued employment (subject to certain limited exceptions) by the Reporting Person on the vesting date.

F2 · price: The new grant is for 29,166 shares of common stock represented by performance-based RSUs, which may be adjusted up or down at the time the performance targets are measured at the end of the three-year performance period. These performance-based RSUs may vest on 2/16/27 contingent on meeting predetermined performance measures and subject to continued employment (subject to certain limited exceptions) by the Reporting Person on the vesting date.

SEC source: 0001101215-24-000051 · wk-form4_1708464146.xml · nonDerivative · entry 1

Greer Valerie E · CIK 0001843064 · EVP, Chief Commercial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 116,212

F1 · kind: The new grant is for 19,444 shares of common stock represented by time-based restricted stock units (RSUs). These time-based RSUs will vest over a three-year period, with 6,416 units vesting on 2/18/25, 6,417 units vesting on 2/17/26 and 6,611 units vesting on 2/16/27, subject to continued employment (subject to certain limited exceptions) by the Reporting Person on the vesting dates.

F1 · price: The new grant is for 19,444 shares of common stock represented by time-based restricted stock units (RSUs). These time-based RSUs will vest over a three-year period, with 6,416 units vesting on 2/18/25, 6,417 units vesting on 2/17/26 and 6,611 units vesting on 2/16/27, subject to continued employment (subject to certain limited exceptions) by the Reporting Person on the vesting dates.

SEC source: 0001101215-24-000050 · wk-form4_1708464075.xml · nonDerivative · entry 3

McConnaughey Tammy M · CIK 0001801426 · EVP, Operations & Credit Risk

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 115,510.055

F3 · kind: Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

SEC source: 0001101215-24-000050 · wk-form4_1708464075.xml · nonDerivative · entry 2

McConnaughey Tammy M · CIK 0001801426 · EVP, Operations & Credit Risk

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 116,409.055

F2 · kind: The new grant is for 20,905 shares of common stock represented by performance-based RSUs, which may be adjusted up or down at the time the performance targets are measured at the end of the three-year performance period. These performance-based RSUs may vest on 2/16/27 contingent on meeting predetermined performance measures and subject to continued employment (subject to certain limited exceptions) by the Reporting Person on the vesting date.

F2 · price: The new grant is for 20,905 shares of common stock represented by performance-based RSUs, which may be adjusted up or down at the time the performance targets are measured at the end of the three-year performance period. These performance-based RSUs may vest on 2/16/27 contingent on meeting predetermined performance measures and subject to continued employment (subject to certain limited exceptions) by the Reporting Person on the vesting date.

SEC source: 0001101215-24-000050 · wk-form4_1708464075.xml · nonDerivative · entry 1

McConnaughey Tammy M · CIK 0001801426 · EVP, Operations & Credit Risk

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 95,504.055

F1 · kind: The new grant is for 13,937 shares of common stock represented by time-based restricted stock units (RSUs). These time-based RSUs will vest over a three-year period, with 4,599 units vesting on each of 2/18/25 and 2/17/26 and 4,739 units vesting on 2/16/27, subject to continued employment (subject to certain limited exceptions) by the Reporting Person on the vesting dates.

F1 · price: The new grant is for 13,937 shares of common stock represented by time-based restricted stock units (RSUs). These time-based RSUs will vest over a three-year period, with 4,599 units vesting on each of 2/18/25 and 2/17/26 and 4,739 units vesting on 2/16/27, subject to continued employment (subject to certain limited exceptions) by the Reporting Person on the vesting dates.

SEC source: 0001101215-24-000049 · wk-form4_1708463967.xml · nonDerivative · entry 3

Motes Joseph L III · CIK 0001648042 · EVP, CAO, Gen Counsel & Secy

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 118,048

F3 · kind: Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

SEC source: 0001101215-24-000049 · wk-form4_1708463967.xml · nonDerivative · entry 2

Motes Joseph L III · CIK 0001648042 · EVP, CAO, Gen Counsel & Secy

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 118,917

F2 · kind: The new grant is for 22,423 shares of common stock represented by performance-based RSUs, which may be adjusted up or down at the time the performance targets are measured at the end of the three-year performance period. These performance-based RSUs may vest on 2/16/27 contingent on meeting predetermined performance measures and subject to continued employment (subject to certain limited exceptions) by the Reporting Person on the vesting date.

F2 · price: The new grant is for 22,423 shares of common stock represented by performance-based RSUs, which may be adjusted up or down at the time the performance targets are measured at the end of the three-year performance period. These performance-based RSUs may vest on 2/16/27 contingent on meeting predetermined performance measures and subject to continued employment (subject to certain limited exceptions) by the Reporting Person on the vesting date.

SEC source: 0001101215-24-000049 · wk-form4_1708463967.xml · nonDerivative · entry 1

Motes Joseph L III · CIK 0001648042 · EVP, CAO, Gen Counsel & Secy

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 96,494

F1 · kind: The new grant is for 14,949 shares of common stock represented by time-based restricted stock units (RSUs). These time-based RSUs will vest over a three-year period, with 4,933 units vesting on each of 2/18/25 and 2/17/26 and 5,083 units vesting on 2/16/27, subject to continued employment (subject to certain limited exceptions) by the Reporting Person on the vesting dates.

F1 · price: The new grant is for 14,949 shares of common stock represented by time-based restricted stock units (RSUs). These time-based RSUs will vest over a three-year period, with 4,933 units vesting on each of 2/18/25 and 2/17/26 and 5,083 units vesting on 2/16/27, subject to continued employment (subject to certain limited exceptions) by the Reporting Person on the vesting dates.

SEC source: 0000905148-24-000327 · form4.xml · nonDerivative · entry 6

Turtle Creek Asset Management Inc. · CIK 0001484148 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By Turtle Creek United States Equity Fund

Disclosed balance after: 293,092

F3 · price: The price reported in Column 4 is a weighted average price. These shares of the Issuer's Common Stock were sold in multiple transactions at prices ranging from $36.13 to $36.23, inclusive.

F1 · ownership.direct: The Reporting Person serves as investment manager to each of Turtle Creek Equity Fund, Turtle Creek Investment Fund, Turtle Creek United States Equity Fund, Turtle Creek North American Equity Fund and Turtle Creek Small Cap Equity Fund. The Reporting Person disclaims beneficial ownership of the securities reported herein except to the extent of its pecuniary interest therein, if any, and this report shall not be deemed an admission that the Reporting Person is the beneficial owner of the securities for purposes of Section 16 of the Securities Exchange Act of 1934, as amended, or for any other purpose.

F1 · ownership.nature: The Reporting Person serves as investment manager to each of Turtle Creek Equity Fund, Turtle Creek Investment Fund, Turtle Creek United States Equity Fund, Turtle Creek North American Equity Fund and Turtle Creek Small Cap Equity Fund. The Reporting Person disclaims beneficial ownership of the securities reported herein except to the extent of its pecuniary interest therein, if any, and this report shall not be deemed an admission that the Reporting Person is the beneficial owner of the securities for purposes of Section 16 of the Securities Exchange Act of 1934, as amended, or for any other purpose.

SEC source: 0000905148-24-000327 · form4.xml · nonDerivative · entry 5

Turtle Creek Asset Management Inc. · CIK 0001484148 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By Turtle Creek Investment Fund

Disclosed balance after: 392,765

F3 · price: The price reported in Column 4 is a weighted average price. These shares of the Issuer's Common Stock were sold in multiple transactions at prices ranging from $36.13 to $36.23, inclusive.

F1 · ownership.direct: The Reporting Person serves as investment manager to each of Turtle Creek Equity Fund, Turtle Creek Investment Fund, Turtle Creek United States Equity Fund, Turtle Creek North American Equity Fund and Turtle Creek Small Cap Equity Fund. The Reporting Person disclaims beneficial ownership of the securities reported herein except to the extent of its pecuniary interest therein, if any, and this report shall not be deemed an admission that the Reporting Person is the beneficial owner of the securities for purposes of Section 16 of the Securities Exchange Act of 1934, as amended, or for any other purpose.

F1 · ownership.nature: The Reporting Person serves as investment manager to each of Turtle Creek Equity Fund, Turtle Creek Investment Fund, Turtle Creek United States Equity Fund, Turtle Creek North American Equity Fund and Turtle Creek Small Cap Equity Fund. The Reporting Person disclaims beneficial ownership of the securities reported herein except to the extent of its pecuniary interest therein, if any, and this report shall not be deemed an admission that the Reporting Person is the beneficial owner of the securities for purposes of Section 16 of the Securities Exchange Act of 1934, as amended, or for any other purpose.

SEC source: 0000905148-24-000327 · form4.xml · nonDerivative · entry 4

Turtle Creek Asset Management Inc. · CIK 0001484148 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By Turtle Creek Equity Fund

Disclosed balance after: 4,208,204

F3 · price: The price reported in Column 4 is a weighted average price. These shares of the Issuer's Common Stock were sold in multiple transactions at prices ranging from $36.13 to $36.23, inclusive.

F1 · ownership.direct: The Reporting Person serves as investment manager to each of Turtle Creek Equity Fund, Turtle Creek Investment Fund, Turtle Creek United States Equity Fund, Turtle Creek North American Equity Fund and Turtle Creek Small Cap Equity Fund. The Reporting Person disclaims beneficial ownership of the securities reported herein except to the extent of its pecuniary interest therein, if any, and this report shall not be deemed an admission that the Reporting Person is the beneficial owner of the securities for purposes of Section 16 of the Securities Exchange Act of 1934, as amended, or for any other purpose.

F1 · ownership.nature: The Reporting Person serves as investment manager to each of Turtle Creek Equity Fund, Turtle Creek Investment Fund, Turtle Creek United States Equity Fund, Turtle Creek North American Equity Fund and Turtle Creek Small Cap Equity Fund. The Reporting Person disclaims beneficial ownership of the securities reported herein except to the extent of its pecuniary interest therein, if any, and this report shall not be deemed an admission that the Reporting Person is the beneficial owner of the securities for purposes of Section 16 of the Securities Exchange Act of 1934, as amended, or for any other purpose.

SEC source: 0000905148-24-000327 · form4.xml · nonDerivative · entry 3

Turtle Creek Asset Management Inc. · CIK 0001484148 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By Turtle Creek United States Equity Fund

Disclosed balance after: 293,359

F2 · price: The price reported in Column 4 is a weighted average price. These shares of the Issuer's Common Stock were sold in multiple transactions at prices ranging from $35.115 to $36.11, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in footnotes (2) through (3) herein.

F1 · ownership.direct: The Reporting Person serves as investment manager to each of Turtle Creek Equity Fund, Turtle Creek Investment Fund, Turtle Creek United States Equity Fund, Turtle Creek North American Equity Fund and Turtle Creek Small Cap Equity Fund. The Reporting Person disclaims beneficial ownership of the securities reported herein except to the extent of its pecuniary interest therein, if any, and this report shall not be deemed an admission that the Reporting Person is the beneficial owner of the securities for purposes of Section 16 of the Securities Exchange Act of 1934, as amended, or for any other purpose.

F1 · ownership.nature: The Reporting Person serves as investment manager to each of Turtle Creek Equity Fund, Turtle Creek Investment Fund, Turtle Creek United States Equity Fund, Turtle Creek North American Equity Fund and Turtle Creek Small Cap Equity Fund. The Reporting Person disclaims beneficial ownership of the securities reported herein except to the extent of its pecuniary interest therein, if any, and this report shall not be deemed an admission that the Reporting Person is the beneficial owner of the securities for purposes of Section 16 of the Securities Exchange Act of 1934, as amended, or for any other purpose.