BFH

SEC source: 0001062993-21-001837 · form4.xml · nonDerivative · entry 1

McConnaughey Tammy M · CIK 0001801426 · EVP, Opn's & Credit Risk, Card

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 38,130.055

F1 · kind: Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

F2 · balance_after: The total number of securities beneficially owned includes: (a) 14,951.055 unrestricted shares; (b) 406 unvested units from an award of 1,193 unvested time-based restricted stock units granted 2/15/19; (c) 1,178 unvested units from an award of 1,757 time-based restricted stock units granted 2/18/20; (d) 13,497 unvested time-based restricted stock units granted 2/16/21; and (e) 8,098 unvested performance-based restricted stock units granted 2/16/21.

SEC source: 0001062993-21-001836 · form4.xml · nonDerivative · entry 1

King Timothy P · CIK 0001779102 · EVP & Chief Financial Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 33,308.1931

F1 · kind: Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

F2 · balance_after: The total number of securities beneficially owned includes: (a) 1,991.1931 unrestricted shares; (b) 365 unvested units from an award of 1,073 time-based restricted stock units granted 2/15/19; (c) 1,235 unvested units from an award of 1,843 time-based restricted stock units granted 12/16/19; (d) 1,294 unvested units from an award of 1,931 time-based restricted stock units granted 2/18/20; (e) 4,344 unvested performance-based restricted stock units granted 2/18/20; (f) 324 unvested units from an award of 483 performance-based restricted stock units granted 2/18/20; (g) 14,847 unvested time-based restricted stock units granted 2/16/21; and (h) 8,908 unvested performance-based restricted stock units granted 2/16/21.

F3 · balance_after: Based on meeting strategic and operational objectives performance metrics for 2020, 50% of the original award of 965 performance-based restricted stock units granted 2/18/20, or 483 units, were earned. The restrictions will lapse with respect to 159 units on 2/18/22 and with respect to 165 units on 2/18/23, subject to continued employment by the Reporting Person on the remaining vesting dates.

SEC source: 0001062993-21-001835 · form4.xml · nonDerivative · entry 1

Chesnut John Jeffrey · CIK 0001804171 · SVP and Treasurer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 20,417.678

F1 · kind: Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

F2 · balance_after: The total number of securities beneficially owned includes: (a) 4,709.678 unrestricted shares; (b) 86 unvested units from an award of 251 time-based restricted stock units granted 12/17/18; (c) 244 unvested units from an award of 716 time-based restricted stock units granted 2/15/19; (d) 802 unvested units from an award of 1,196 time-based restricted stock units granted 2/18/20; (e) 9,110 unvested time-based restricted stock units granted 2/16/21; and (f) 5,466 unvested performance-based restricted stock units granted 2/16/21.

SEC source: 0001062993-21-001834 · form4.xml · nonDerivative · entry 3

Andretta Ralph J · CIK 0001801850 · Director · President and CEO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 144,946

F3 · kind: Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

F4 · balance_after: The total number of securities beneficially owned includes: (a) 10,558 unrestricted shares; (b) 4,575 unvested units from an award of 6,827 time-based restricted stock units granted 2/18/20; (c) 4,131 unvested units from an award of 6,165 time-based restricted stock units granted 2/18/20; (d) 7,604 unvested units from an award of 15,207 time-based restricted stock units granted 2/18/20; (e) 12,288 unvested performance-based restricted stock units granted 2/18/20; (f) 2,745 unvested units from an award of 4,097 performance-based restricted stock units granted 2/18/20; (g) 12,351 unvested units from an award of 18,434 performance-based restricted stock units granted 2/18/20; (h) 56,684 unvested time-based restricted stock units granted 2/16/21; and (i) 34,010 unvested performance-based restricted stock units granted 2/16/21.

SEC source: 0001062993-21-001834 · form4.xml · nonDerivative · entry 2

Andretta Ralph J · CIK 0001801850 · Director · President and CEO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 153,712

F2 · kind: Based on meeting strategic and operational objectives performance metrics for 2020, 150% of the original award of 12,289 performance-based restricted stock units granted 2/18/20 were earned, resulting in an additional 6,145 units, for a total of 18,434 units. The restrictions will lapse with respect to 6,083 units on 2/18/22 and with respect to 6,268 units on 2/18/23, subject to continued employment by the Reporting Person on the remaining vesting dates.

F2 · price: Based on meeting strategic and operational objectives performance metrics for 2020, 150% of the original award of 12,289 performance-based restricted stock units granted 2/18/20 were earned, resulting in an additional 6,145 units, for a total of 18,434 units. The restrictions will lapse with respect to 6,083 units on 2/18/22 and with respect to 6,268 units on 2/18/23, subject to continued employment by the Reporting Person on the remaining vesting dates.

SEC source: 0001062993-21-001834 · form4.xml · nonDerivative · entry 1

Andretta Ralph J · CIK 0001801850 · Director · President and CEO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 147,567

F1 · kind: Based on meeting strategic and operational objectives performance metrics for 2020, 150% of the original award of 2,731 performance-based restricted stock units granted 2/18/20 were earned, resulting in an additional 1,366 units, for a total of 4,097 units. The restrictions will lapse with respect to 1,352 units on 2/18/22 and with respect to 1,393 units on 2/18/23, subject to continued employment by the Reporting Person on the remaining vesting dates.

F1 · price: Based on meeting strategic and operational objectives performance metrics for 2020, 150% of the original award of 2,731 performance-based restricted stock units granted 2/18/20 were earned, resulting in an additional 1,366 units, for a total of 4,097 units. The restrictions will lapse with respect to 1,352 units on 2/18/22 and with respect to 1,393 units on 2/18/23, subject to continued employment by the Reporting Person on the remaining vesting dates.

SEC source: 0001062993-21-001702 · form4.xml · nonDerivative · entry 3

Santillan Laura · CIK 0001485473 · SVP, Chief Acctg. Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 41,493

F3 · kind: Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

F4 · balance_after: The total number of securities beneficially owned includes: (a) 23,889 unrestricted shares; (b) 400 shares held in an IRA account; (c) 260 unvested units from an award of 762 time-based restricted stock units granted 2/15/19; (d) 1,288 unvested time-based restricted stock units granted 2/18/20; (e) the new grant for 9,785 time-based restricted stock units; and (f) the new grant for 5,871 performance-based restricted stock units.

F5 · balance_after: The grant for 5,149 performance-based restricted stock units awarded on 2/18/20 was forfeited due to failure to meet the EBT performance metric for 2020.

SEC source: 0001062993-21-001702 · form4.xml · nonDerivative · entry 2

Santillan Laura · CIK 0001485473 · SVP, Chief Acctg. Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 46,783

F2 · kind: The new grant is for 5,871 shares of common stock represented by performance-based restricted stock units, which may be adjusted up or down at the time the performance restriction lapses. The restriction may lapse with respect to 100% of such shares on 2/16/24 contingent on meeting predetermined performance measures and subject to continued employment by the Reporting Person on the vesting dates.

F2 · price: The new grant is for 5,871 shares of common stock represented by performance-based restricted stock units, which may be adjusted up or down at the time the performance restriction lapses. The restriction may lapse with respect to 100% of such shares on 2/16/24 contingent on meeting predetermined performance measures and subject to continued employment by the Reporting Person on the vesting dates.

SEC source: 0001062993-21-001702 · form4.xml · nonDerivative · entry 1

Santillan Laura · CIK 0001485473 · SVP, Chief Acctg. Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 40,912

F1 · kind: The new grant is for 9,785 shares of common stock represented by time-based restricted stock units. The restrictions will lapse on 3,228 units on 2/16/22, on 3,229 units on 2/16/23 and on 3,328 units on 2/16/24, subject to continued employment by the Reporting Person on the vesting dates.

F1 · price: The new grant is for 9,785 shares of common stock represented by time-based restricted stock units. The restrictions will lapse on 3,228 units on 2/16/22, on 3,229 units on 2/16/23 and on 3,328 units on 2/16/24, subject to continued employment by the Reporting Person on the vesting dates.

SEC source: 0001062993-21-001701 · form4.xml · nonDerivative · entry 3

Motes Joseph L III · CIK 0001648042 · EVP, CAO, Gen Counsel & Secy

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 39,865

F3 · kind: Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

F4 · balance_after: The total number of securities beneficially owned includes: (a) 4,917 unrestricted shares; (b) 248 unvested units from an award of 728 time-based restricted stock units granted 2/15/19; (c) 1,839 unvested time-based restricted stock units granted 2/18/20; (d) 4,138 unvested performance-based restricted stock units granted 2/18/20; (e) 919 unvested performance-based restricted stock units granted 2/18/20; (f) the new grant for 18,896 time-based restricted stock units; and (g) the new grant for 8,908 performance-based restricted stock units.

F5 · balance_after: The grant for 2,299 performance-based restricted stock units awarded on 2/18/20 was forfeited due to failure to meet the EBT performance metric for 2020.

F6 · balance_after: The grant for 1,457 performance-based restricted stock units awarded on 2/15/19 was forfeited due to failure to meet the relative total shareholder return metric for 2019 and 2020.

SEC source: 0001062993-21-001701 · form4.xml · nonDerivative · entry 2

Motes Joseph L III · CIK 0001648042 · EVP, CAO, Gen Counsel & Secy

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 43,781

F2 · kind: The new grant is for 8,908 shares of common stock represented by performance-based restricted stock units, which may be adjusted up or down at the time the performance restriction lapses. The restriction may lapse with respect to 100% of such shares on 2/16/24 contingent on meeting predetermined performance measures and subject to continued employment by the Reporting Person on the vesting dates.

F2 · price: The new grant is for 8,908 shares of common stock represented by performance-based restricted stock units, which may be adjusted up or down at the time the performance restriction lapses. The restriction may lapse with respect to 100% of such shares on 2/16/24 contingent on meeting predetermined performance measures and subject to continued employment by the Reporting Person on the vesting dates.

SEC source: 0001062993-21-001701 · form4.xml · nonDerivative · entry 1

Motes Joseph L III · CIK 0001648042 · EVP, CAO, Gen Counsel & Secy

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 34,873

F1 · kind: The new grant is for 18,896 shares of common stock represented by time-based restricted stock units. The restrictions will lapse on 6,234 units on 2/16/22, on 6,236 units on 2/16/23 and on 6,426 units on 2/16/24, subject to continued employment by the Reporting Person on the vesting dates.

F1 · price: The new grant is for 18,896 shares of common stock represented by time-based restricted stock units. The restrictions will lapse on 6,234 units on 2/16/22, on 6,236 units on 2/16/23 and on 6,426 units on 2/16/24, subject to continued employment by the Reporting Person on the vesting dates.

SEC source: 0001062993-21-001699 · form4.xml · nonDerivative · entry 3

King Timothy P · CIK 0001779102 · EVP & Chief Financial Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 34,033.1931

F3 · kind: Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

F4 · balance_after: The total number of securities beneficially owned includes: (a) 1,438.1931 unrestricted shares; (b) 365 unvested units from an award of 1,073 time-based restricted stock units granted 2/15/19; (c) 1,235 unvested units from an award of 1,843 time-based restricted stock units granted 12/16/19; (d) 1,931 unvested time-based restricted stock units granted 2/18/20; (e) 4,344 unvested performance-based restricted stock units granted 2/18/20; (f) 965 unvested performance-based restricted stock units granted 2/18/20; (g) the new grant for 14,847 time-based restricted stock units; and (h) the new grant for 8,908 performance-based restricted stock units.

F5 · balance_after: The grant for 2,414 performance-based restricted stock units awarded on 2/18/20 was forfeited due to failure to meet the EBT performance metric for 2020.

SEC source: 0001062993-21-001699 · form4.xml · nonDerivative · entry 2

King Timothy P · CIK 0001779102 · EVP & Chief Financial Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 36,851.1931

F2 · kind: The new grant is for 8,908 shares of common stock represented by performance-based restricted stock units, which may be adjusted up or down at the time the performance restriction lapses. The restriction may lapse with respect to 100% of such shares on 2/16/24 contingent on meeting predetermined performance measures and subject to continued employment by the Reporting Person on the vesting dates.

F2 · price: The new grant is for 8,908 shares of common stock represented by performance-based restricted stock units, which may be adjusted up or down at the time the performance restriction lapses. The restriction may lapse with respect to 100% of such shares on 2/16/24 contingent on meeting predetermined performance measures and subject to continued employment by the Reporting Person on the vesting dates.

SEC source: 0001062993-21-001699 · form4.xml · nonDerivative · entry 1

King Timothy P · CIK 0001779102 · EVP & Chief Financial Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 27,943.1931

F1 · kind: The new grant is for 14,847 shares of common stock represented by time-based restricted stock units. The restrictions will lapse on 4,898 units on 2/16/22, on 4,900 units on 2/16/23 and on 5,049 units on 2/16/24, subject to continued employment by the Reporting Person on the vesting dates.

F1 · price: The new grant is for 14,847 shares of common stock represented by time-based restricted stock units. The restrictions will lapse on 4,898 units on 2/16/22, on 4,900 units on 2/16/23 and on 5,049 units on 2/16/24, subject to continued employment by the Reporting Person on the vesting dates.

SEC source: 0001062993-21-001700 · form4.xml · nonDerivative · entry 3

McConnaughey Tammy M · CIK 0001801426 · EVP, Opn's & Credit Risk, Card

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 38,313.055

F3 · kind: Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

F4 · balance_after: The total number of securities beneficially owned includes: (a) 14,555.055 unrestricted shares; (b) 406 unvested units from an award of 1,193 unvested time-based restricted stock units granted 2/15/19; (c) 1,757 unvested time-based restricted stock units granted 2/18/20; (d) the new grant for 13,497 time-based restricted stock units; and (e) the new grant for 8,098 performance-based restricted stock units.

F5 · balance_after: The grant for 7,025 performance-based restricted stock units awarded on 2/18/20 was forfeited due to failure to meet the EBT performance metric for 2020.

SEC source: 0001062993-21-001700 · form4.xml · nonDerivative · entry 2

McConnaughey Tammy M · CIK 0001801426 · EVP, Opn's & Credit Risk, Card

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 45,804.055

F2 · kind: The new grant is for 8,098 shares of common stock represented by performance-based restricted stock units, which may be adjusted up or down at the time the performance restriction lapses. The restriction may lapse with respect to 100% of such shares on 2/16/24 contingent on meeting predetermined performance measures and subject to continued employment by the Reporting Person on the vesting dates.

F2 · price: The new grant is for 8,098 shares of common stock represented by performance-based restricted stock units, which may be adjusted up or down at the time the performance restriction lapses. The restriction may lapse with respect to 100% of such shares on 2/16/24 contingent on meeting predetermined performance measures and subject to continued employment by the Reporting Person on the vesting dates.

SEC source: 0001062993-21-001700 · form4.xml · nonDerivative · entry 1

McConnaughey Tammy M · CIK 0001801426 · EVP, Opn's & Credit Risk, Card

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 37,706.055

F1 · kind: The new grant is for 13,497 shares of common stock represented by time-based restricted stock units. The restrictions will lapse on 4,453 units on 2/16/22, on 4,454 units on 2/16/23 and on 4,590 units on 2/16/24, subject to continued employment by the Reporting Person on the vesting dates.

F1 · price: The new grant is for 13,497 shares of common stock represented by time-based restricted stock units. The restrictions will lapse on 4,453 units on 2/16/22, on 4,454 units on 2/16/23 and on 4,590 units on 2/16/24, subject to continued employment by the Reporting Person on the vesting dates.

SEC source: 0001062993-21-001698 · form4.xml · nonDerivative · entry 1

HORN CHARLES L · CIK 0001326952 · EVP & Senior Advisor

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 6,300

F1 · kind: Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

F2 · balance_after: The total number of securities beneficially owned includes 6,300 unrestricted shares.

SEC source: 0001062993-21-001696 · form4.xml · nonDerivative · entry 2

Greer Valerie E · CIK 0001843064 · EVP, Chief Comm'l Off'r, Card

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 44,051

F2 · kind: The new grant is for 8,908 shares of common stock represented by performance-based restricted stock units, which may be adjusted up or down at the time the performance restriction lapses. The restriction may lapse with respect to 100% of such shares on 2/16/24 contingent on meeting predetermined performance measures and subject to continued employment by the Reporting Person on the vesting dates.

F2 · price: The new grant is for 8,908 shares of common stock represented by performance-based restricted stock units, which may be adjusted up or down at the time the performance restriction lapses. The restriction may lapse with respect to 100% of such shares on 2/16/24 contingent on meeting predetermined performance measures and subject to continued employment by the Reporting Person on the vesting dates.

F3 · balance_after: The total number of securities beneficially owned includes: (a) 20,296 unvested time-based restricted stock units granted 7/15/20; (b) the new grant for 14,847 time-based restricted stock units; and (c) the new grant for 8,908 performance-based restricted stock units.

SEC source: 0001062993-21-001696 · form4.xml · nonDerivative · entry 1

Greer Valerie E · CIK 0001843064 · EVP, Chief Comm'l Off'r, Card

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 35,143

F1 · kind: The new grant is for 14,847 shares of common stock represented by time-based restricted stock units. The restrictions will lapse on 4,898 units on 2/16/22, on 4,900 units on 2/16/23 and on 5,049 units on 2/16/24, subject to continued employment by the Reporting Person on the vesting dates.

F1 · price: The new grant is for 14,847 shares of common stock represented by time-based restricted stock units. The restrictions will lapse on 4,898 units on 2/16/22, on 4,900 units on 2/16/23 and on 5,049 units on 2/16/24, subject to continued employment by the Reporting Person on the vesting dates.

SEC source: 0001062993-21-001695 · form4.xml · nonDerivative · entry 3

Chesnut John Jeffrey · CIK 0001804171 · SVP and Treasurer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 20,513.678

F3 · kind: Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

F4 · balance_after: The total number of securities beneficially owned includes: (a) 4,411.678 unrestricted shares; (b) 86 unvested units from an award of 251 time-based restricted stock units granted 12/17/18; (c) 244 unvested units from an award of 716 time-based restricted stock units granted 2/15/19; (d) 1,196 unvested time-based restricted stock units granted 2/18/20; (e) the new grant for 9,110 time-based restricted stock units; and (f) the new grant for 5,466 performance-based restricted stock units.

F5 · balance_after: The grant for 4,782 performance-based restricted stock units awarded on 2/18/20 was forfeited due to failure to meet the EBT performance metric for 2020.

SEC source: 0001062993-21-001695 · form4.xml · nonDerivative · entry 2

Chesnut John Jeffrey · CIK 0001804171 · SVP and Treasurer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 25,505.678

F2 · kind: The new grant is for 5,466 shares of common stock represented by performance-based restricted stock units, which may be adjusted up or down at the time the performance restriction lapses. The restriction may lapse with respect to 100% of such shares on 2/16/24 contingent on meeting predetermined performance measures and subject to continued employment by the Reporting Person on the vesting dates.

F2 · price: The new grant is for 5,466 shares of common stock represented by performance-based restricted stock units, which may be adjusted up or down at the time the performance restriction lapses. The restriction may lapse with respect to 100% of such shares on 2/16/24 contingent on meeting predetermined performance measures and subject to continued employment by the Reporting Person on the vesting dates.

SEC source: 0001062993-21-001695 · form4.xml · nonDerivative · entry 1

Chesnut John Jeffrey · CIK 0001804171 · SVP and Treasurer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 20,039.678

F1 · kind: The new grant is for 9,110 shares of common stock represented by time-based restricted stock units. The restrictions will lapse on 3,005 units on 2/16/22, on 3,007 units on 2/16/23 and on 3,098 units on 2/16/24, subject to continued employment by the Reporting Person on the vesting dates.

F1 · price: The new grant is for 9,110 shares of common stock represented by time-based restricted stock units. The restrictions will lapse on 3,005 units on 2/16/22, on 3,007 units on 2/16/23 and on 3,098 units on 2/16/24, subject to continued employment by the Reporting Person on the vesting dates.

SEC source: 0001062993-21-001694 · form4.xml · nonDerivative · entry 2

Andretta Ralph J · CIK 0001801850 · Director · President and CEO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 146,201

F2 · kind: The new grant is for 34,010 shares of common stock represented by performance-based restricted stock units, which may be adjusted up or down at the time the performance restriction lapses. The restriction may lapse with respect to 100% of such shares on 2/16/24 contingent on meeting predetermined performance measures and subject to continued employment by the Reporting Person on the vesting dates.

F2 · price: The new grant is for 34,010 shares of common stock represented by performance-based restricted stock units, which may be adjusted up or down at the time the performance restriction lapses. The restriction may lapse with respect to 100% of such shares on 2/16/24 contingent on meeting predetermined performance measures and subject to continued employment by the Reporting Person on the vesting dates.

F3 · balance_after: The total number of securities beneficially owned includes: (a) 6,827 unvested time-based restricted stock units granted 2/18/20; (b) 6,165 unvested time-based restricted stock units granted 2/18/20; (c) 15,207 unvested time-based restricted stock units granted 2/18/20; (d) 12,288 unvested performance-based restricted stock units granted 2/18/20; (e) 2,731 unvested performance-based restricted stock units granted 2/18/20; (f) 12,289 unvested performance-based restricted stock units granted 2/18/20; (g) the new grant for 56,684 time-based restricted stock units; and (h) the new grant for 34,010 performance-based restricted stock units.

SEC source: 0001062993-21-001694 · form4.xml · nonDerivative · entry 1

Andretta Ralph J · CIK 0001801850 · Director · President and CEO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 112,191

F1 · kind: The new grant is for 56,684 shares of common stock represented by time-based restricted stock units. The restrictions will lapse on 18,705 units on each of 2/16/22 and 2/16/23 and on 19,274 units on 2/16/24, subject to continued employment by the Reporting Person on the vesting dates.

F1 · price: The new grant is for 56,684 shares of common stock represented by time-based restricted stock units. The restrictions will lapse on 18,705 units on each of 2/16/22 and 2/16/23 and on 19,274 units on 2/16/24, subject to continued employment by the Reporting Person on the vesting dates.

SEC source: 0001062993-21-000799 · form4.xml · nonDerivative · entry 2

Gerspach John C · CIK 0001321140 · Director

10b5-1 filing: Not disclosed

Ownership: Indirect · By Gerspach 2020 GST Exempt Trust

Disclosed balance after: 6,000

F2 · ownership.nature: The shares are held by the Gerspach 2020 GST Exempt Trust, for which the Reporting Person's spouse serves as trustee.

SEC source: 0001062993-20-006491 · form4.xml · nonDerivative · entry 1

Chesnut John Jeffrey · CIK 0001804171 · SVP and Treasurer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 10,929.678

F1 · kind: Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

F2 · balance_after: The total number of securities beneficially owned includes: (a) 3,763.678 unrestricted shares; (b) 155 unvested units from an award of 453 time-based restricted stock units granted 2/15/18; (c) 467 unvested units from an award of 1,377 performance-based restricted stock units granted 2/15/18; (d) 86 unvested units from an award of 251 time-based restricted stock units granted 12/17/18; (e) 480 unvested time-based restricted stock units granted 2/15/19; (f) 1,196 unvested time-based restricted stock units granted 2/18/20; and (g) 4,782 unvested performance-based restricted stock units granted 2/18/20.

SEC source: 0001062993-20-006493 · form4.xml · nonDerivative · entry 1

King Timothy P · CIK 0001779102 · EVP & Chief Financial Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 13,096.1931

F1 · kind: Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

F2 · balance_after: The total number of securities beneficially owned includes: (a) 517.1931 unrestricted shares; (b) 241 unvested units from an award of 708 time-based restricted stock units granted 2/15/18; (c) 730 unvested units from an award of 2,147 performance-based restricted stock units granted 2/15/18; (d) 719 unvested units from an award of 1,073 time-based restricted stock units granted 2/15/19; (e) 1,235 unvested units from an award of 1,843 time-based restricted stock units granted 12/16/19; (f) 1,931 unvested time-based restricted stock units granted 2/18/20; (g) 2,414 unvested performance-based restricted stock units granted 2/18/20; (h) 4,344 unvested performance-based restricted stock units granted 2/18/20; and (i) 965 unvested performance-based restricted stock units granted 2/18/20.

SEC source: 0001101215-20-000204 · edgar.xml · nonDerivative · entry 1

Chesnut John Jeffrey · CIK 0001804171 · SVP and Treasurer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 10,950.678

F1 · kind: The transaction reported in this Form 4 was effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on June 22, 2020.

F2 · balance_after: The total number of securities beneficially owned includes: (a) 3,701.678 unrestricted shares; (b) 155 unvested units from an award of 453 time-based restricted stock units granted 2/15/18; (c) 467 unvested units from an award of 1,377 performance-based restricted stock units granted 2/15/18; (d) 169 unvested units from an award of 251 time-based restricted stock units granted 12/17/18; (e) 480 unvested time-based restricted stock units granted 2/15/19; (f) 1,196 unvested time-based restricted stock units granted 2/18/20; and (g) 4,782 unvested performance-based restricted stock units granted 2/18/20.

SEC source: 0001101215-20-000136 · edgar.xml · nonDerivative · entry 1

TURNEY SHAREN J · CIK 0001363500 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 5,640

F1 · kind: The new grant is for 2,956 shares of common stock represented by restricted stock units. The restrictions on 100% of the shares will lapse on the earlier of (i) 6/21/30 or (ii) termination of the director's service on the Company's board of directors, but in any case not earlier than June 21, 2021.

F1 · price: The new grant is for 2,956 shares of common stock represented by restricted stock units. The restrictions on 100% of the shares will lapse on the earlier of (i) 6/21/30 or (ii) termination of the director's service on the Company's board of directors, but in any case not earlier than June 21, 2021.

F2 · balance_after: The total amount of securities beneficially owned includes: (a) 1,725 unrestricted shares; (b) 959 unvested restricted stock units granted 6/24/19; and (c) the new grant for 2,956 restricted stock units.

SEC source: 0001101215-20-000135 · edgar.xml · nonDerivative · entry 1

Tucker Laurie Anne · CIK 0001391264 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 13,252

F1 · kind: The new grant is for 4,313 shares of common stock represented by restricted stock units. The restrictions on 100% of the shares will lapse on the earlier of (i) 6/21/30 or (ii) termination of the director's service on the Company's board of directors, but in any case not earlier than June 21, 2021.

F1 · price: The new grant is for 4,313 shares of common stock represented by restricted stock units. The restrictions on 100% of the shares will lapse on the earlier of (i) 6/21/30 or (ii) termination of the director's service on the Company's board of directors, but in any case not earlier than June 21, 2021.

F2 · balance_after: The total amount of securities beneficially owned includes: (a) 4,000 unrestricted shares; (b) 418 unvested restricted stock units granted 6/29/15; (c) 1,015 unvested restricted stock units granted 6/27/16; (d) 934 unvested restricted stock units granted 6/26/17; (e) 1,155 unvested restricted stock units granted 6/25/18; (f) 1,417 unvested restricted stock units granted 6/24/19; and (g) the new grant for 4,313 restricted stock units.

SEC source: 0001101215-20-000134 · edgar.xml · nonDerivative · entry 1

THERIAULT TIMOTHY J · CIK 0001190305 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 7,081

F1 · kind: The new grant is for 2,956 shares of common stock represented by restricted stock units. The restrictions on 100% of the shares will lapse on the earlier of (i) 6/21/30 or (ii) termination of the director's service on the Company's board of directors, but in any case not earlier than June 21, 2021.

F1 · price: The new grant is for 2,956 shares of common stock represented by restricted stock units. The restrictions on 100% of the shares will lapse on the earlier of (i) 6/21/30 or (ii) termination of the director's service on the Company's board of directors, but in any case not earlier than June 21, 2021.

F2 · balance_after: The total amount of securities beneficially owned includes: (a) 1,500 unrestricted shares; (b) 447 unvested restricted stock units granted 10/17/16; (c) 564 unvested restricted stock units granted 6/26/17; (d) 655 unvested restricted stock units granted 6/25/18; (e) 959 unvested restricted stock units granted 6/24/19; and (f) the new grant for 2,956 restricted stock units.

SEC source: 0001101215-20-000133 · edgar.xml · nonDerivative · entry 1

Natarajan Rajesh · CIK 0001812674 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 2,956

F1 · kind: The new grant is for 2,956 shares of common stock represented by restricted stock units. The restrictions on 100% of the shares will lapse on the earlier of (i) 6/21/30 or (ii) termination of the director's service on the Company's board of directors, but in any case not earlier than June 21, 2021.

F1 · price: The new grant is for 2,956 shares of common stock represented by restricted stock units. The restrictions on 100% of the shares will lapse on the earlier of (i) 6/21/30 or (ii) termination of the director's service on the Company's board of directors, but in any case not earlier than June 21, 2021.

SEC source: 0001101215-20-000132 · edgar.xml · nonDerivative · entry 1

Gerspach John C · CIK 0001321140 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 10,152

F1 · kind: The new grant is for 5,152 shares of common stock represented by restricted stock units. The restrictions on 100% of the shares will lapse on the earlier of (i) 6/21/30 or (ii) termination of the director's service on the Company's board of directors, but in any case not earlier than June 21, 2021.

F1 · price: The new grant is for 5,152 shares of common stock represented by restricted stock units. The restrictions on 100% of the shares will lapse on the earlier of (i) 6/21/30 or (ii) termination of the director's service on the Company's board of directors, but in any case not earlier than June 21, 2021.

F2 · balance_after: The total amount of securities beneficially owned includes: (a) 5,000 unrestricted shares; and (b) the new grant for 5,152 restricted stock units.

SEC source: 0001101215-20-000131 · edgar.xml · nonDerivative · entry 1

BALLOU ROGER H · CIK 0001158369 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 15,999

F1 · kind: The new grant is for 2,956 shares of common stock represented by restricted stock units. The restrictions on 100% of the shares will lapse on the earlier of (i) 6/21/30 or (ii) termination of the director's service on the Company's board of directors, but in any case not earlier than June 21, 2021.

F1 · price: The new grant is for 2,956 shares of common stock represented by restricted stock units. The restrictions on 100% of the shares will lapse on the earlier of (i) 6/21/30 or (ii) termination of the director's service on the Company's board of directors, but in any case not earlier than June 21, 2021.

F2 · balance_after: The total amount of securities beneficially owned includes: (a) 4,021 unrestricted shares; (b) 1,367 unvested restricted stock units granted 6/30/10; (c) 1,915 unvested restricted stock units granted 6/30/11; (d) 1,374 unvested restricted stock units granted 6/29/12; (e) 679 unvested restricted stock units granted 7/1/13; (f) 489 unvested restricted stock units granted 7/1/14; (g) 418 unvested restricted stock units granted 6/29/15; (h) 602 unvested restricted stock units granted 6/27/16; (i) 564 unvested restricted stock units granted 6/26/17; (j) 655 unvested restricted stock units granted 6/25/18; (k) 959 unvested restricted stock units granted 6/24/19; and (l) the new grant for 2,956 restricted stock units.

SEC source: 0001101215-20-000117 · edgar.xml · nonDerivative · entry 1

Gerspach John C · CIK 0001321140 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 5,000

SEC source: 0001101215-20-000087 · edgar.xml · nonDerivative · entry 1

THERIAULT TIMOTHY J · CIK 0001190305 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 4,125

F1 · balance_after: The total amount of securities beneficially owned includes: (a) 1,500 unrestricted shares; (b) 447 unvested restricted stock units granted 10/17/16; (c) 564 unvested restricted stock units granted 6/26/17; (d) 655 unvested restricted stock units granted 6/25/18; and (e) 959 unvested restricted stock units granted 6/24/19.

SEC source: 0001101215-20-000064 · edgar.xml · nonDerivative · entry 1

Tucker Laurie Anne · CIK 0001391264 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 8,939

F1 · balance_after: The total amount of securities beneficially owned includes: (a) 4,000 unrestricted shares; (b) 418 unvested restricted stock units granted 6/29/15; (c) 1,015 unvested restricted stock units granted 6/27/16; (d) 934 unvested restricted stock units granted 6/26/17; (e) 1,155 unvested restricted stock units granted 6/25/18; and (f) 1,417 unvested restricted stock units granted 6/24/19.

SEC source: 0001101215-20-000065 · edgar.xml · nonDerivative · entry 1

TURNEY SHAREN J · CIK 0001363500 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 2,684

F1 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $29.86 to $30.43, inclusive. The reporting person undertakes to provide to Alliance Data Systems Corporation, any security holder of Alliance Data Systems Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the range set forth herein.

F2 · balance_after: The total amount of securities beneficially owned includes: (a) 1,725 unrestricted shares; and (b) 959 unvested restricted stock units granted 6/24/19.

SEC source: 0001101215-20-000063 · edgar.xml · nonDerivative · entry 2

BALLOU ROGER H · CIK 0001158369 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 16,543

F2 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $29.09 to $29.63, inclusive.

F3 · balance_after: The total amount of securities beneficially owned includes: (a) 7,521 unrestricted shares; (b) 1,367 unvested restricted stock units granted 6/30/10; (c) 1,915 unvested restricted stock units granted 6/30/11; (d) 1,374 unvested restricted stock units granted 6/29/12; (e) 679 unvested restricted stock units granted 7/1/13; (f) 489 unvested restricted stock units granted 7/1/14; (g) 418 unvested restricted stock units granted 6/29/15; (h) 602 unvested restricted stock units granted 6/27/16; (i) 564 unvested restricted stock units granted 6/26/17; (j) 655 unvested restricted stock units granted 6/25/18; and (k) 959 unvested restricted stock units granted 6/24/19.

SEC source: 0001101215-20-000063 · edgar.xml · nonDerivative · entry 1

BALLOU ROGER H · CIK 0001158369 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 14,243

F1 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $28.03 to $29.00, inclusive. The reporting person undertakes to provide to Alliance Data Systems Corporation, any security holder of Alliance Data Systems Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the ranges set forth in footnotes (1) and (2) to this Form 4.

SEC source: 0001101215-20-000058 · edgar.xml · nonDerivative · entry 1

MINICUCCI ROBERT A · CIK 0001212991 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 135,190

F1 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $28.71 to $29.14, inclusive. The reporting person undertakes to provide to Alliance Data Systems Corporation, any security holder of Alliance Data Systems Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the range set forth herein.

F2 · balance_after: The total amount of securities beneficially owned includes: (a) 112,723 unrestricted shares; (b) 4,404 unvested restricted stock units granted 6/30/10; (c) 3,246 unvested restricted stock units granted 6/30/11; (d) 2,279 unvested restricted stock units granted 6/29/12; (e) 1,696 unvested restricted stock units granted 7/1/13; (f) 1,228 unvested restricted stock units granted 7/1/14; (g) 1,158 unvested restricted stock units granted 6/29/15; (h) 1,681 unvested restricted stock units granted 6/27/16; (i) 1,477 unvested restricted stock units granted 6/26/17; (j) 1,800 unvested restricted stock units granted 6/25/18; and (k) 3,498 unvested restricted stock units granted 6/24/19.

SEC source: 0001101215-20-000057 · edgar.xml · nonDerivative · entry 1

JENSEN KENNETH R · CIK 0001158373 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 78,260

F1 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $28.88 to $28.94, inclusive. The reporting person undertakes to provide to Alliance Data Systems Corporation, any security holder of Alliance Data Systems Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the range set forth herein.

F2 · balance_after: The total amount of securities beneficially owned includes: (a) 70,678 unrestricted shares; (b) 1,136 unvested restricted stock units granted 6/30/10; (c) 1,211 unvested restricted stock units granted 6/30/11; (d) 869 unvested restricted stock units granted 6/29/12; (e) 679 unvested restricted stock units granted 7/1/13; (f) 489 unvested restricted stock units granted 7/1/14; (g) 418 unvested restricted stock units granted 6/29/15; (h) 602 unvested restricted stock units granted 6/27/16; (i) 564 unvested restricted stock units granted 6/26/17; (j) 655 unvested restricted stock units granted 6/25/18; and (k) 959 unvested restricted stock units granted 6/24/19.

SEC source: 0000904454-20-000302 · edgar.xml · nonDerivative · entry 1

ANDERSON BRUCE K · CIK 0001212987 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 748,554

SEC source: 0001101215-20-000059 · edgar.xml · nonDerivative · entry 2

Santillan Laura · CIK 0001485473 · SVP, Chief Acctg. Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 31,127

F1 · balance_after: The total number of securities beneficially owned includes: (a) 23,013 unrestricted shares; (b) 400 shares held in an IRA account; (c) 190 unvested units from an award of 557 time-based restricted stock units granted 2/15/18; (d) 576 unvested units from an award of 1,692 performance-based restricted stock units granted 2/15/18; (e) 511 unvested units from an award of 762 time-based restricted stock units granted 2/15/19; (f) 1,288 unvested time-based restricted stock units granted 2/18/20; and (g) 5,149 unvested performance-based restricted stock units granted 2/18/20.

SEC source: 0001101215-20-000059 · edgar.xml · nonDerivative · entry 1

Santillan Laura · CIK 0001485473 · SVP, Chief Acctg. Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 29,127

SEC source: 0001101215-20-000036 · edgar.xml · nonDerivative · entry 7

King Timothy P · CIK 0001779102 · EVP & Chief Financial Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 13,281.1931

F6 · kind: The transaction reported in this Form 4 was effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 5, 2019.

F7 · balance_after: The total number of securities beneficially owned includes: (a) 94.1931 unrestricted shares; (b) 241 unvested units from an award of 708 time-based restricted stock units granted 2/15/18; (c) 730 unvested units from an award of 2,147 performance-based restricted stock units granted 2/15/18; (d) 719 unvested time-based restricted stock units granted 2/15/19; (e) 1,843 unvested time-based restricted stock units granted 12/16/19; (f) the new grant for 1,931 time-based restricted stock units; (g) the new grant for 2,414 performance-based restricted stock units; (h) the new grant for 4,344 performance-based restricted stock units; and (i) the new grant for 965 performance-based restricted stock units.

F8 · balance_after: The grant for 4,296 performance-based restricted stock units awarded on 2/15/19 was forfeited due to failure to meet the EBT performance metric for 2019.

F9 · balance_after: Includes 93.3538 shares acquired under the Alliance Data Systems Corporation 2015 Employee Stock Purchase Plan on December 31, 2019.

SEC source: 0001101215-20-000040 · edgar.xml · nonDerivative · entry 3

Chesnut John Jeffrey · CIK 0001804171 · SVP and Treasurer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 11,950.678

F3 · kind: Shares withheld by the Company to satisfy the Reporting Person's tax withholding obligation upon the vesting of restricted stock units.

F4 · balance_after: The total number of securities beneficially owned includes: (a) 4,701.678 unrestricted shares; (b) 155 unvested units from an award of 453 time-based restricted stock units granted 2/15/18; (c) 467 unvested units from an award of 1,377 performance-based restricted stock units granted 2/15/18; (d) 169 unvested units from an award of 251 time-based restricted stock units granted 12/17/18; (e) 480 unvested time-based restricted stock units granted 2/15/19; (f) the new grant for 1,196 time-based restricted stock units; and (g) the new grant for 4,782 performance-based restricted stock units.

F5 · balance_after: The grant for 2,866 performance-based restricted stock units awarded on 2/15/19 was forfeited due to failure to meet the EBT performance metric for 2019.

SEC source: 0001101215-20-000040 · edgar.xml · nonDerivative · entry 2

Chesnut John Jeffrey · CIK 0001804171 · SVP and Treasurer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 15,138.678

F2 · kind: The new grant is for 4,782 shares of common stock represented by performance-based restricted stock units, which may be adjusted up or down at the time the performance restriction lapses. The restriction may lapse with respect to 33% of such shares on each of 2/18/21 and 2/18/22 and with respect to 34% of such shares on 2/18/23 contingent on meeting an EBT metric for 2020 and subject to continued employment by the Reporting Person on the vesting dates.

F2 · price: The new grant is for 4,782 shares of common stock represented by performance-based restricted stock units, which may be adjusted up or down at the time the performance restriction lapses. The restriction may lapse with respect to 33% of such shares on each of 2/18/21 and 2/18/22 and with respect to 34% of such shares on 2/18/23 contingent on meeting an EBT metric for 2020 and subject to continued employment by the Reporting Person on the vesting dates.