AX

SEC source: 0001299709-25-000032 · edgardoc.xml · derivative · entry 6

MATSUMOTO RAYMOND D · CIK 0001281197 · EVP, Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 22,601

Underlying: Common Stock · 1,955 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · security: The RSUs were granted to the reporting person under the Axos Financial, Inc. 2014 Stock Incentive Plan. The RSUs are accompanied by dividend equivalent rights.

F4 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F5 · derivative.exercise_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

F5 · derivative.expiration_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

SEC source: 0001299709-25-000032 · edgardoc.xml · nonDerivative · entry 4

MATSUMOTO RAYMOND D · CIK 0001281197 · EVP, Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 33,959

F2 · shares: Represents shares of Common Stock retained by Axos Financial, Inc. for tax withholding purposes in connection with the net-settlement on the issuance of shares of Common Stock in respect to the vested RSUs.

SEC source: 0001299709-25-000032 · edgardoc.xml · nonDerivative · entry 3

MATSUMOTO RAYMOND D · CIK 0001281197 · EVP, Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 35,367

F2 · shares: Represents shares of Common Stock retained by Axos Financial, Inc. for tax withholding purposes in connection with the net-settlement on the issuance of shares of Common Stock in respect to the vested RSUs.

SEC source: 0001299709-25-000032 · edgardoc.xml · nonDerivative · entry 2

MATSUMOTO RAYMOND D · CIK 0001281197 · EVP, Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 36,419

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Represents shares of Common Stock issued on March 15, 2025, following the vesting of Restricted Stock Units ("RSUs") which vest as to one-third of the shares on each anniversary of the date of grant. The RSUs were previously granted to the reporting person under the Axos Financial, Inc. 2014 Amended and Restated 2014 Stock Incentive Plan.

SEC source: 0001299709-25-000032 · edgardoc.xml · nonDerivative · entry 1

MATSUMOTO RAYMOND D · CIK 0001281197 · EVP, Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 33,946

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Represents shares of Common Stock issued on March 15, 2025, following the vesting of Restricted Stock Units ("RSUs") which vest as to one-third of the shares on each anniversary of the date of grant. The RSUs were previously granted to the reporting person under the Axos Financial, Inc. 2014 Amended and Restated 2014 Stock Incentive Plan.

SEC source: 0001299709-25-000034 · edgardoc.xml · derivative · entry 7

Swanson Brian D · CIK 0001777936 · EVP, Head of Consumer Bank

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 12,427

Underlying: Common Stock · 1,214 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · security: The RSUs were granted to the reporting person under the Axos Financial, Inc. 2014 Stock Incentive Plan. The RSUs are accompanied by dividend equivalent rights.

F4 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F5 · derivative.exercise_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

F5 · derivative.expiration_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

SEC source: 0001299709-25-000034 · edgardoc.xml · derivative · entry 6

Swanson Brian D · CIK 0001777936 · EVP, Head of Consumer Bank

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 13,641

Underlying: Common Stock · 1,387 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · security: The RSUs were granted to the reporting person under the Axos Financial, Inc. 2014 Stock Incentive Plan. The RSUs are accompanied by dividend equivalent rights.

F4 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F5 · derivative.exercise_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

F5 · derivative.expiration_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

SEC source: 0001299709-25-000034 · edgardoc.xml · nonDerivative · entry 4

Swanson Brian D · CIK 0001777936 · EVP, Head of Consumer Bank

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 51,748

F2 · shares: Represents shares of Common Stock retained by Axos Financial, Inc. for tax withholding purposes in connection with the net-settlement on the issuance of shares of Common Stock in respect to the vested RSUs.

SEC source: 0001299709-25-000034 · edgardoc.xml · nonDerivative · entry 3

Swanson Brian D · CIK 0001777936 · EVP, Head of Consumer Bank

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 52,416

F2 · shares: Represents shares of Common Stock retained by Axos Financial, Inc. for tax withholding purposes in connection with the net-settlement on the issuance of shares of Common Stock in respect to the vested RSUs.

SEC source: 0001299709-25-000034 · edgardoc.xml · nonDerivative · entry 2

Swanson Brian D · CIK 0001777936 · EVP, Head of Consumer Bank

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 53,236

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Represents shares of Common Stock issued on March 15, 2025, following the vesting of Restricted Stock Units ("RSUs") which vest as to one-third of the shares on each anniversary of the date of grant. The RSUs were previously granted to the reporting person under the Axos Financial, Inc. 2014 Amended and Restated 2014 Stock Incentive Plan.

SEC source: 0001299709-25-000034 · edgardoc.xml · nonDerivative · entry 1

Swanson Brian D · CIK 0001777936 · EVP, Head of Consumer Bank

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 52,022

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Represents shares of Common Stock issued on March 15, 2025, following the vesting of Restricted Stock Units ("RSUs") which vest as to one-third of the shares on each anniversary of the date of grant. The RSUs were previously granted to the reporting person under the Axos Financial, Inc. 2014 Amended and Restated 2014 Stock Incentive Plan.

SEC source: 0001299709-25-000030 · edgardoc.xml · derivative · entry 3

Crow David M · CIK 0001988405 · EVP, Head of Axos Clearing

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 3,038

Underlying: Common Stock · 737 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · security: The RSUs were granted to the reporting person under the Axos Financial, Inc. 2014 Stock Incentive Plan. The RSUs are accompanied by dividend equivalent rights.

F4 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F5 · derivative.exercise_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

F5 · derivative.expiration_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

SEC source: 0001299709-25-000030 · edgardoc.xml · nonDerivative · entry 2

Crow David M · CIK 0001988405 · EVP, Head of Axos Clearing

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 519

F2 · shares: Represents shares of Common Stock retained by Axos Financial, Inc. for tax withholding purposes in connection with the net-settlement on the issuance of shares of Common Stock in respect to the vested RSUs.

SEC source: 0001299709-25-000030 · edgardoc.xml · nonDerivative · entry 1

Crow David M · CIK 0001988405 · EVP, Head of Axos Clearing

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 737

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Represents shares of Common Stock issued on March 15, 2025, following the vesting of Restricted Stock Units ("RSUs") which vest as to one-third of the shares on each anniversary of the date of grant. The RSUs were previously granted to the reporting person under the Axos Financial, Inc. 2014 Amended and Restated 2014 Stock Incentive Plan.

SEC source: 0001299709-25-000017 · edgardoc.xml · nonDerivative · entry 1

Wardell-Smith Sara · CIK 0002001931 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 10,250

F1 · price: These transactions were executed in multiple trades, at prices ranging from $64.6600 to $64.7699. The price reported above reflects the weighted average purchase price. The reporting person hereby undertakes to provide upon request by the SEC staff, the issuer or a security holder of the issuer, full information regarding the number of shares sold and the prices at which each trade was effected.

SEC source: 0001299709-24-000262 · edgardoc.xml · derivative · entry 3

Wardell-Smith Sara · CIK 0002001931 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,289

Underlying: Common Stock · 4,500 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · security: The RSUs were granted to the reporting person under the Axos Financial, Inc. Amended and Restated 2014 Stock Incentive Plan in connection with the reporting person's service as a member of the Board of Directors.

F4 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F5 · derivative.exercise_date: The RSUs fully vest on the anniversary date of grant.

F5 · derivative.expiration_date: The RSUs fully vest on the anniversary date of grant.

SEC source: 0001299709-24-000262 · edgardoc.xml · nonDerivative · entry 2

Wardell-Smith Sara · CIK 0002001931 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 7,250

F2 · shares: Represents shares of Common Stock retained by Axos Financial, Inc. in exchange for cash paid to the reporting person for tax liabilities in respect to the vested RSUs.

SEC source: 0001299709-24-000262 · edgardoc.xml · nonDerivative · entry 1

Wardell-Smith Sara · CIK 0002001931 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 9,500

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Represents shares of Common Stock issued on December 15, 2024, following the vesting of Restricted Stock Units ("RSUs") which vest on the one-year anniversary of the date of grant. The RSUs were previously granted to the reporting person under the Axos Financial, Inc. Amended and Restated 2014 Stock Incentive Plan.

SEC source: 0001299709-24-000260 · edgardoc.xml · nonDerivative · entry 1

PARK DAVID X · CIK 0001807029 · EVP, Commercial Banking & Trea

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 14,849

SEC source: 0001299709-24-000255 · edgardoc.xml · nonDerivative · entry 2

Nick Mosich · CIK 0001464919 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 84,495

SEC source: 0001299709-24-000255 · edgardoc.xml · nonDerivative · entry 1

Nick Mosich · CIK 0001464919 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 85,926

SEC source: 0001299709-24-000250 · edgardoc.xml · nonDerivative · entry 1

Ratinoff Edward James · CIK 0001500191 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 46,209

SEC source: 0001299709-24-000249 · edgardoc.xml · nonDerivative · entry 1

Nick Mosich · CIK 0001464919 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 87,357

F1 · price: These transactions were executed in multiple trades, at prices ranging from $80.00 to $80.01. The price reported above reflects the weighted average sales price. The reporting person hereby undertakes to provide upon request by the SEC staff, the issuer or a security holder of the issuer, full information regarding the number of shares sold and the prices at which each trade was effected.

SEC source: 0001299709-24-000244 · edgardoc.xml · derivative · entry 1

Bohlig Tamara N · CIK 0001787292 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,289

Underlying: Common Stock · 4,289 shares

Expires not disclosed

F1 · security: The RSUs were granted to the reporting person under the Axos Financial, Inc. Amended and Restated 2014 Stock Incentive Plan in connection with the reporting person's service as a member of the Board of Directors. The number of RSUs granted reflected a change in the compensation applicable to the nonemployee members of the Board of Directors to: (a) change the annual grant date from August of each year to the date of the annual meeting of the stockholders of Axos Financial, Inc.; (b) be based on certain approved dollar amounts (which for certain directors include premiums for service as chairman or vice chairman of the Board of Directors or its committees), divided by the closing stock price on the grant date; and (c) include additional amounts for this year?s grants in light of the delayed grant date for the current year.

F2 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F3 · derivative.exercise_date: The RSUs fully vest on the anniversary date of grant.

F3 · derivative.expiration_date: The RSUs fully vest on the anniversary date of grant.

SEC source: 0001299709-24-000253 · edgardoc.xml · derivative · entry 1

Wardell-Smith Sara · CIK 0002001931 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 8,789

Underlying: Common Stock · 4,289 shares

Expires not disclosed

F1 · security: The RSUs were granted to the reporting person under the Axos Financial, Inc. Amended and Restated 2014 Stock Incentive Plan in connection with the reporting person's service as a member of the Board of Directors. The number of RSUs granted reflected a change in the compensation applicable to the nonemployee members of the Board of Directors to: (a) change the annual grant date from August of each year to the date of the annual meeting of the stockholders of Axos Financial, Inc.; (b) be based on certain approved dollar amounts (which for certain directors include premiums for service as chairman or vice chairman of the Board of Directors or its committees), divided by the closing stock price on the grant date; and (c) include additional amounts for this year?s grants in light of the delayed grant date for the current year.

F2 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F3 · derivative.exercise_date: The RSUs fully vest on the anniversary date of grant.

F3 · derivative.expiration_date: The RSUs fully vest on the anniversary date of grant.

SEC source: 0001299709-24-000250 · edgardoc.xml · derivative · entry 2

Ratinoff Edward James · CIK 0001500191 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,289

Underlying: Common Stock · 4,289 shares

Expires not disclosed

F1 · security: The RSUs were granted to the reporting person under the Axos Financial, Inc. Amended and Restated 2014 Stock Incentive Plan in connection with the reporting person's service as a member of the Board of Directors. The number of RSUs granted reflected a change in the compensation applicable to the nonemployee members of the Board of Directors to: (a) change the annual grant date from August of each year to the date of the annual meeting of the stockholders of Axos Financial, Inc.; (b) be based on certain approved dollar amounts (which for certain directors include premiums for service as chairman or vice chairman of the Board of Directors or its committees), divided by the closing stock price on the grant date; and (c) include additional amounts for this year?s grants in light of the delayed grant date for the current year.

F2 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F3 · derivative.exercise_date: The RSUs fully vest on the anniversary date of grant.

F3 · derivative.expiration_date: The RSUs fully vest on the anniversary date of grant.

SEC source: 0001299709-24-000249 · edgardoc.xml · derivative · entry 2

Nick Mosich · CIK 0001464919 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 5,443

Underlying: Common Stock · 5,443 shares

Expires not disclosed

F2 · security: The RSUs were granted to the reporting person under the Axos Financial, Inc. Amended and Restated 2014 Stock Incentive Plan in connection with the reporting person's service as a member of the Board of Directors. The number of RSUs granted reflected a change in the compensation applicable to the nonemployee members of the Board of Directors to: (a) change the annual grant date from August of each year to the date of the annual meeting of the stockholders of Axos Financial, Inc.; (b) be based on certain approved dollar amounts (which for certain directors include premiums for service as chairman or vice chairman of the Board of Directors or its committees), divided by the closing stock price on the grant date; and (c) include additional amounts for this year?s grants in light of the delayed grant date for the current year.

F3 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F4 · derivative.exercise_date: The RSUs fully vest on the anniversary date of grant.

F4 · derivative.expiration_date: The RSUs fully vest on the anniversary date of grant.

SEC source: 0001299709-24-000242 · edgardoc.xml · nonDerivative · entry 2

Garrabrants Gregory · CIK 0001419425 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,335,977

F2 · shares: This transaction represents a charitable donation of 1,300 shares of common stock of the Issuer to a charitable fund on November 14, 2024. The Issuer's common stock was transferred at $81.32, resulting in a value for the donation of $105,716

SEC source: 0001299709-24-000248 · edgardoc.xml · derivative · entry 1

Grinberg Paul · CIK 0001303829 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 12,865

Underlying: Common Stock · 12,865 shares

Expires not disclosed

F1 · security: The RSUs were granted to the reporting person under the Axos Financial, Inc. Amended and Restated 2014 Stock Incentive Plan in connection with the reporting person's service as a member of the Board of Directors. The number of RSUs granted reflected a change in the compensation applicable to the nonemployee members of the Board of Directors to: (a) change the annual grant date from August of each year to the date of the annual meeting of the stockholders of Axos Financial, Inc.; (b) be based on certain approved dollar amounts (which for certain directors include premiums for service as chairman or vice chairman of the Board of Directors or its committees), divided by the closing stock price on the grant date; and (c) include additional amounts for this year?s grants in light of the delayed grant date for the current year.

F2 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F3 · derivative.exercise_date: The RSUs fully vest on the anniversary date of grant.

F3 · derivative.expiration_date: The RSUs fully vest on the anniversary date of grant.

SEC source: 0001299709-24-000252 · edgardoc.xml · derivative · entry 1

Santi Roque A · CIK 0001316254 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,289

Underlying: Common Stock · 4,289 shares

Expires not disclosed

F1 · security: The RSUs were granted to the reporting person under the Axos Financial, Inc. Amended and Restated 2014 Stock Incentive Plan in connection with the reporting person's service as a member of the Board of Directors. The number of RSUs granted reflected a change in the compensation applicable to the nonemployee members of the Board of Directors to: (a) change the annual grant date from August of each year to the date of the annual meeting of the stockholders of Axos Financial, Inc.; (b) be based on certain approved dollar amounts (which for certain directors include premiums for service as chairman or vice chairman of the Board of Directors or its committees), divided by the closing stock price on the grant date; and (c) include additional amounts for this year?s grants in light of the delayed grant date for the current year.

F2 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F3 · derivative.exercise_date: The RSUs fully vest on the anniversary date of grant.

F3 · derivative.expiration_date: The RSUs fully vest on the anniversary date of grant.

SEC source: 0001299709-24-000251 · edgardoc.xml · derivative · entry 1

Santi Roque A · CIK 0001316254 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,289

Underlying: Common Stock · 4,289 shares

Expires not disclosed

F1 · security: The RSUs were granted to the reporting person under the Axos Financial, Inc. Amended and Restated 2014 Stock Incentive Plan in connection with the reporting person's service as a member of the Board of Directors. The number of RSUs granted reflected a change in the compensation applicable to the nonemployee members of the Board of Directors to: (a) change the annual grant date from August of each year to the date of the annual meeting of the stockholders of Axos Financial, Inc.; (b) be based on certain approved dollar amounts (which for certain directors include premiums for service as chairman or vice chairman of the Board of Directors or its committees), divided by the closing stock price on the grant date; and (c) include additional amounts for this year?s grants in light of the delayed grant date for the current year.

F2 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F3 · derivative.exercise_date: The RSUs fully vest on the anniversary date of grant.

F3 · derivative.expiration_date: The RSUs fully vest on the anniversary date of grant.

SEC source: 0001299709-24-000247 · edgardoc.xml · derivative · entry 1

Dada Uzair · CIK 0001631683 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,289

Underlying: Common Stock · 4,289 shares

Expires not disclosed

F1 · security: The RSUs were granted to the reporting person under the Axos Financial, Inc. Amended and Restated 2014 Stock Incentive Plan in connection with the reporting person's service as a member of the Board of Directors. The number of RSUs granted reflected a change in the compensation applicable to the nonemployee members of the Board of Directors to: (a) change the annual grant date from August of each year to the date of the annual meeting of the stockholders of Axos Financial, Inc.; (b) be based on certain approved dollar amounts (which for certain directors include premiums for service as chairman or vice chairman of the Board of Directors or its committees), divided by the closing stock price on the grant date; and (c) include additional amounts for this year?s grants in light of the delayed grant date for the current year.

F2 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F3 · derivative.exercise_date: The RSUs fully vest on the anniversary date of grant.

F3 · derivative.expiration_date: The RSUs fully vest on the anniversary date of grant.

SEC source: 0001299709-24-000246 · edgardoc.xml · derivative · entry 1

COURT JAMES JOHN · CIK 0001517804 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,724

Underlying: Common Stock · 4,724 shares

Expires not disclosed

F1 · security: The RSUs were granted to the reporting person under the Axos Financial, Inc. Amended and Restated 2014 Stock Incentive Plan in connection with the reporting person's service as a member of the Board of Directors. The number of RSUs granted reflected a change in the compensation applicable to the nonemployee members of the Board of Directors to: (a) change the annual grant date from August of each year to the date of the annual meeting of the stockholders of Axos Financial, Inc.; (b) be based on certain approved dollar amounts (which for certain directors include premiums for service as chairman or vice chairman of the Board of Directors or its committees), divided by the closing stock price on the grant date; and (c) include additional amounts for this year?s grants in light of the delayed grant date for the current year.

F2 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F3 · derivative.exercise_date: The RSUs fully vest on the anniversary date of grant.

F3 · derivative.expiration_date: The RSUs fully vest on the anniversary date of grant.

SEC source: 0001299709-24-000245 · edgardoc.xml · derivative · entry 1

Carter Stefani D · CIK 0001591372 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,289

Underlying: Common Stock · 4,289 shares

Expires not disclosed

F1 · security: The RSUs were granted to the reporting person under the Axos Financial, Inc. Amended and Restated 2014 Stock Incentive Plan in connection with the reporting person's service as a member of the Board of Directors. The number of RSUs granted reflected a change in the compensation applicable to the nonemployee members of the Board of Directors to: (a) change the annual grant date from August of each year to the date of the annual meeting of the stockholders of Axos Financial, Inc.; (b) be based on certain approved dollar amounts (which for certain directors include premiums for service as chairman or vice chairman of the Board of Directors or its committees), divided by the closing stock price on the grant date; and (c) include additional amounts for this year?s grants in light of the delayed grant date for the current year.

F2 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F3 · derivative.exercise_date: The RSUs fully vest on the anniversary date of grant.

F3 · derivative.expiration_date: The RSUs fully vest on the anniversary date of grant.

SEC source: 0001299709-24-000243 · edgardoc.xml · derivative · entry 1

Argalas James S · CIK 0001529312 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,289

Underlying: Common Stock · 4,289 shares

Expires not disclosed

F1 · security: The RSUs were granted to the reporting person under the Axos Financial, Inc. Amended and Restated 2014 Stock Incentive Plan in connection with the reporting person's service as a member of the Board of Directors. The number of RSUs granted reflected a change in the compensation applicable to the nonemployee members of the Board of Directors to: (a) change the annual grant date from August of each year to the date of the annual meeting of the stockholders of Axos Financial, Inc.; (b) be based on certain approved dollar amounts (which for certain directors include premiums for service as chairman or vice chairman of the Board of Directors or its committees), divided by the closing stock price on the grant date; and (c) include additional amounts for this year?s grants in light of the delayed grant date for the current year.

F2 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F3 · derivative.exercise_date: The RSUs fully vest on the anniversary date of grant.

F3 · derivative.expiration_date: The RSUs fully vest on the anniversary date of grant.

SEC source: 0001299709-25-000114 · edgardoc.xml · derivative · entry 1

Santi Roque A · CIK 0001316254 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,289

Underlying: Common Stock · 0 shares

Expires not disclosed

F1 · security: This Form 4/A is being filed to clarify that on November 15, 2024, a duplicate Form 4 was inadvertently submitted for the reporting person reporting transactions previously reported on a Form 4 submitted on the same day. There are no changes to the reported transactions or to the shares beneficially owned by the reporting person included in the Form 4 submitted on November 15, 2024.

F1 · derivative.exercise_price: This Form 4/A is being filed to clarify that on November 15, 2024, a duplicate Form 4 was inadvertently submitted for the reporting person reporting transactions previously reported on a Form 4 submitted on the same day. There are no changes to the reported transactions or to the shares beneficially owned by the reporting person included in the Form 4 submitted on November 15, 2024.

F1 · derivative.exercise_date: This Form 4/A is being filed to clarify that on November 15, 2024, a duplicate Form 4 was inadvertently submitted for the reporting person reporting transactions previously reported on a Form 4 submitted on the same day. There are no changes to the reported transactions or to the shares beneficially owned by the reporting person included in the Form 4 submitted on November 15, 2024.

F1 · derivative.expiration_date: This Form 4/A is being filed to clarify that on November 15, 2024, a duplicate Form 4 was inadvertently submitted for the reporting person reporting transactions previously reported on a Form 4 submitted on the same day. There are no changes to the reported transactions or to the shares beneficially owned by the reporting person included in the Form 4 submitted on November 15, 2024.

SEC source: 0001299709-24-000242 · edgardoc.xml · nonDerivative · entry 1

Garrabrants Gregory · CIK 0001419425 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,337,277

F1 · shares: This transaction represents a charitable donation of 3,100 shares of common stock of the Issuer to a charitable fund on November 13, 2024. The Issuer's common stock was transferred at $83.65, resulting in a value for the donation of $259,315.

SEC source: 0001299709-24-000228 · edgardoc.xml · nonDerivative · entry 1

Micheletti Andrew J · CIK 0001319005 · EVP, Finance

10b5-1 filing: No plan indicated

Ownership: Indirect · by Spouse

Disclosed balance after: 0

F1 · ownership.nature: The Reporting Person previously transferred these shares to his spouse. The spouse of the Reporting Person transferred these shares to an estate planning trust of which neither the Reporting Person nor the spouse is a trustee.

SEC source: 0001299709-24-000227 · edgardoc.xml · nonDerivative · entry 1

Constantine Thomas M · CIK 0001778031 · EVP, Chief Credit Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 17,938

SEC source: 0001299709-24-000226 · edgardoc.xml · nonDerivative · entry 3

Garrabrants Gregory · CIK 0001419425 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,340,377

F3 · price: These transactions were executed in multiple trades, at prices ranging from $81.50 to $82.35. The price reported above reflects the weighted average sales price. The reporting person hereby undertakes to provide upon request by the SEC staff, the issuer or a security holder of the issuer, full information regarding the number of shares sold and the prices at which each trade was effected.

SEC source: 0001299709-24-000226 · edgardoc.xml · nonDerivative · entry 2

Garrabrants Gregory · CIK 0001419425 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,446,377

F2 · price: These transactions were executed in multiple trades, at prices ranging from $81.14 to $81.30. The price reported above reflects the weighted average sales price. The reporting person hereby undertakes to provide upon request by the SEC staff, the issuer or a security holder of the issuer, full information regarding the number of shares sold and the prices at which each trade was effected.

SEC source: 0001299709-24-000226 · edgardoc.xml · nonDerivative · entry 1

Garrabrants Gregory · CIK 0001419425 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,465,377

F1 · shares: This transaction represents a charitable donation of 5,200 shares of common stock of the Issuer to a charitable fund on November 06, 2024. The Issuer's common stock was transferred at $81.55, resulting in a value for the donation of $424,060

SEC source: 0001299709-24-000221 · edgardoc.xml · nonDerivative · entry 1

COURT JAMES JOHN · CIK 0001517804 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 40,970

F1 · price: These transactions were executed in multiple trades, at prices ranging from $67.02 to $67.51. The price reported above reflects the weighted average sales price. The reporting person hereby undertakes to provide upon request by the SEC staff, the issuer or a security holder of the issuer, full information regarding the number of shares sold and the prices at which each trade was effected.

SEC source: 0001299709-24-000202 · edgardoc.xml · derivative · entry 7

Walsh Derrick · CIK 0001636371 · EVP, Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 19,909

Underlying: Common Stock · 1,430 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · security: The RSUs were granted to the reporting person under the Axos Financial, Inc. 2014 Stock Incentive Plan in connection with the reporting person's employment agreement as Chief Financial Officer.

F5 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F6 · derivative.exercise_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

F6 · derivative.expiration_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

SEC source: 0001299709-24-000202 · edgardoc.xml · nonDerivative · entry 4

Walsh Derrick · CIK 0001636371 · EVP, Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 38,313

F2 · shares: Represents shares of Common Stock retained by Axos Financial, Inc. for tax withholding purposes in connection with the net-settlement on the issuance of shares of Common Stock in respect to the vested RSUs.

SEC source: 0001299709-24-000202 · edgardoc.xml · nonDerivative · entry 3

Walsh Derrick · CIK 0001636371 · EVP, Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 39,081

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · security: Represents shares of Common Stock issued on September 24, 2024 following the vesting of Restricted Stock Units (RSUs) which vest one-third each year. The RSUs were previously granted to the reporting person under the Axos Financial, Inc. 2014 Amended and Restated 2014 Stock Incentive Plan in connection with the reporting person's employment agreement as Chief Financial Officer.

SEC source: 0001299709-24-000199 · edgardoc.xml · derivative · entry 4

PARK DAVID X · CIK 0001807029 · EVP, Commercial Banking & Trea

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 20,010

Underlying: Common Stock · 1,692 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · security: The RSUs were granted to the reporting person under the Axos Financial, Inc. 2014 Stock Incentive Plan. The RSUs are accompanied by dividend equivalent rights.

F4 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F5 · derivative.exercise_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

F5 · derivative.expiration_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

SEC source: 0001299709-24-000199 · edgardoc.xml · nonDerivative · entry 2

PARK DAVID X · CIK 0001807029 · EVP, Commercial Banking & Trea

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 16,276

F2 · shares: Represents shares of Common Stock retained by Axos Financial, Inc. for tax withholding purposes in connection with the net-settlement on the issuance of shares of Common Stock in respect to the vested RSUs.

SEC source: 0001299709-24-000199 · edgardoc.xml · nonDerivative · entry 1

PARK DAVID X · CIK 0001807029 · EVP, Commercial Banking & Trea

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 17,133

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Represents shares of Common Stock issued on September 23, 2024, following the vesting of Restricted Stock Units ("RSUs") which vest as to one-third of the shares on each anniversary of the date of grant. The RSUs were previously granted to the reporting person under the Axos Financial, Inc. 2014 Amended and Restated 2014 Stock Incentive Plan.

SEC source: 0001299709-24-000196 · edgardoc.xml · derivative · entry 4

Bar-Adon Eshel · CIK 0001777939 · EVP, Chief Legal Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 16,996

Underlying: Common Stock · 1,721 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · security: The RSUs were granted to the reporting person under the Axos Financial, Inc. 2014 Stock Incentive Plan. The RSUs are accompanied by dividend equivalent rights.

F4 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

F5 · derivative.exercise_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.

F5 · derivative.expiration_date: The RSUs vest as to one-third of the shares on each anniversary date of grant.