JSM

SEC source: 0001127602-19-004609 · form4.xml · nonDerivative · entry 4

HAUBER STEPHEN M · CIK 0001710338 · EVP, Chief Risk&Compliance Off

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 123,194.7133

F4 · shares: As previously reported, on February 6, 2017, the reporting person was granted 4,521 RSUs under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant. On February 6, 2019, 1,507 shares of such RSUs were settled and an additional 155 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 589 shares were withheld by Navient, as approved by the Navient Compensation and Personnel Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-19-004610 · form4.xml · nonDerivative · entry 4

HELEEN MARK L · CIK 0001451729 · EVP & Chief Legal Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 228,228.2486

F4 · shares: As previously reported, on February 6, 2017, the reporting person was granted 14,534 RSUs under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant. On February 6, 2019, 4,845 shares of such RSUs were settled and an additional 498 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 1,683 shares were withheld by Navient, as approved by the Navient Compensation and Personnel Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-19-004579 · form4.xml · nonDerivative · entry 4

KANE JOHN M · CIK 0001605711 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 432,489.9536

F4 · shares: As previously reported, on February 6, 2017, the reporting person was granted 28,100 RSUs under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant. On February 6, 2019, 9,367 shares of such RSUs were settled and an additional 963 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 3,328 shares were withheld by Navient, as approved by the Navient Compensation and Personnel Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-19-004591 · form4.xml · derivative · entry 1

DIEFENDERFER WILLIAM M III · CIK 0001086476 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 91,475.6456

Underlying: Common Stock · 17,045.4545 shares

Expires not disclosed

F1 · derivative.exercise_price: Phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon the reporting person's separation from service. The phantom stock units will vest if the reporting person is re-elected as a director at the Company's 2019 annual meeting of shareholders, which meeting is currently scheduled for May 23, 2019.

F1 · price: Phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon the reporting person's separation from service. The phantom stock units will vest if the reporting person is re-elected as a director at the Company's 2019 annual meeting of shareholders, which meeting is currently scheduled for May 23, 2019.

F1 · derivative.exercise_date: Phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon the reporting person's separation from service. The phantom stock units will vest if the reporting person is re-elected as a director at the Company's 2019 annual meeting of shareholders, which meeting is currently scheduled for May 23, 2019.

F1 · derivative.expiration_date: Phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon the reporting person's separation from service. The phantom stock units will vest if the reporting person is re-elected as a director at the Company's 2019 annual meeting of shareholders, which meeting is currently scheduled for May 23, 2019.

F2 · balance_after: Dividends accrued on phantom stock units pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors are included in the reporting person's holding balance.

SEC source: 0001127602-19-004583 · form4.xml · nonDerivative · entry 1

WILLIAMS BARRY LAWSON · CIK 0001035242 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 53,348

F1 · shares: Grant of restricted stock to a non-employee director under the Navient Corporation 2014 Omnibus Incentive Plan. The restricted stock will vest if the reporting person is re-elected as a director at the Company's 2019 annual meeting of shareholders, which meeting is currently scheduled for May 23, 2019.

SEC source: 0001127602-19-004604 · form4.xml · nonDerivative · entry 3

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 2,394,516.3473

F3 · shares: As previously reported, on February 5, 2018, the reporting person was granted 58,694 RSUs under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant. On February 5, 2019, 18,742 shares of such RSUs were settled and an additional 1,031 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 8,721 shares were withheld by Navient, as approved by the Navient Compensation and Personnel Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-19-004604 · form4.xml · nonDerivative · entry 2

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 2,403,237.3473

F2 · shares: Grant of Performance Stock Units ("PSUs") which is classified as "Common Stock," as permitted, since the PSUs will be settled solely by delivery of shares of the Company's common stock upon vesting. A specified percentage of this target award will vest and be settled based upon the satisfaction of certain performance conditions over a three-year performance period ending on the final day of fiscal year 2021. The performance conditions to be used shall be those approved by the Committee in connection with the Company's 2019 Long-Term Incentive Program and shall be set forth in the form of PSU award agreement approved by the Committee. Each vested PSU will be settled in shares of the Company's common stock.

SEC source: 0001127602-19-004604 · form4.xml · nonDerivative · entry 1

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 2,141,000.3473

F1 · shares: Grant of restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan, which is classified as "Common Stock," as permitted, since the RSUs will be settled solely by delivery of shares of Navient common stock. These RSUs vest in one-third increments on each of the first, second and third anniversaries of the grant date.

SEC source: 0001127602-19-004584 · form4.xml · derivative · entry 1

UNGER LAURA S · CIK 0001175992 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 17,155.6696

Underlying: Common Stock · 11,363.6364 shares

Expires not disclosed

F1 · derivative.exercise_price: Phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon the reporting person's separation from service. The phantom stock units will vest if the reporting person is re-elected as a director at the Company's 2019 annual meeting of shareholders, which meeting is currently scheduled for May 23, 2019.

F1 · price: Phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon the reporting person's separation from service. The phantom stock units will vest if the reporting person is re-elected as a director at the Company's 2019 annual meeting of shareholders, which meeting is currently scheduled for May 23, 2019.

F1 · derivative.exercise_date: Phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon the reporting person's separation from service. The phantom stock units will vest if the reporting person is re-elected as a director at the Company's 2019 annual meeting of shareholders, which meeting is currently scheduled for May 23, 2019.

F1 · derivative.expiration_date: Phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon the reporting person's separation from service. The phantom stock units will vest if the reporting person is re-elected as a director at the Company's 2019 annual meeting of shareholders, which meeting is currently scheduled for May 23, 2019.

F2 · balance_after: Dividends accrued on phantom stock units pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors are included in the reporting person's holding balance.

SEC source: 0001127602-19-004609 · form4.xml · nonDerivative · entry 3

HAUBER STEPHEN M · CIK 0001710338 · EVP, Chief Risk&Compliance Off

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 123,783.7113

F3 · shares: As previously reported, on February 5, 2018, the reporting person was granted 7,336 RSUs under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant. On February 5, 2019, 2,445 shares of such RSUs were settled and an additional 134 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 914 shares were withheld by Navient, as approved by the Navient Compensation and Personnel Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-19-004609 · form4.xml · nonDerivative · entry 2

HAUBER STEPHEN M · CIK 0001710338 · EVP, Chief Risk&Compliance Off

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 124,697.7113

F2 · shares: Grant of Performance Stock Units ("PSUs") which is classified as "Common Stock," as permitted, since the PSUs will be settled solely by delivery of shares of the Company's common stock upon vesting. A specified percentage of this target award will vest and be settled based upon the satisfaction of certain performance conditions over a three-year performance period ending on the final day of fiscal year 2021. The performance conditions to be used shall be those approved by the Committee in connection with the Company's 2019 Long-Term Incentive Program and shall be set forth in the form of PSU award agreement approved by the Committee. Each vested PSU will be settled in shares of the Company's common stock.

SEC source: 0001127602-19-004609 · form4.xml · nonDerivative · entry 1

HAUBER STEPHEN M · CIK 0001710338 · EVP, Chief Risk&Compliance Off

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 102,844.7113

F1 · shares: Grant of restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan, which is classified as "Common Stock," as permitted, since the RSUs will be settled solely by delivery of shares of Navient common stock. These RSUs vest in one-third increments on each of the first, second and third anniversaries of the grant date.

SEC source: 0001127602-19-004610 · form4.xml · nonDerivative · entry 3

HELEEN MARK L · CIK 0001451729 · EVP & Chief Legal Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 229,911.2486

F3 · shares: As previously reported, on February 5, 2018, the reporting person was granted 11,005 RSUs under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant. On February 5, 2019, 3,668 shares of such RSUs were settled and an additional 201 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 1,213 shares were withheld by Navient, as approved by the Navient Compensation and Personnel Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-19-004610 · form4.xml · nonDerivative · entry 2

HELEEN MARK L · CIK 0001451729 · EVP & Chief Legal Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 231,124.2486

F2 · shares: Grant of Performance Stock Units ("PSUs") which is classified as "Common Stock," as permitted, since the PSUs will be settled solely by delivery of shares of the Company's common stock upon vesting. A specified percentage of this target award will vest and be settled based upon the satisfaction of certain performance conditions over a three-year performance period ending on the final day of fiscal year 2021. The performance conditions to be used shall be those approved by the Committee in connection with the Company's 2019 Long-Term Incentive Program and shall be set forth in the form of PSU award agreement approved by the Committee. Each vested PSU will be settled in shares of the Company's common stock.

SEC source: 0001127602-19-004610 · form4.xml · nonDerivative · entry 1

HELEEN MARK L · CIK 0001451729 · EVP & Chief Legal Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 198,345.2486

F1 · shares: Grant of restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan, which is classified as "Common Stock," as permitted, since the RSUs will be settled solely by delivery of shares of Navient common stock. These RSUs vest in one-third increments on each of the first, second and third anniversaries of the grant date.

SEC source: 0001127602-19-004594 · form4.xml · nonDerivative · entry 1

MILLS LINDA A · CIK 0001425725 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 55,964.2163

F1 · shares: Grant of restricted stock to a non-employee director under the Navient Corporation 2014 Omnibus Incentive Plan. The restricted stock will vest if the reporting person is re-elected as a director at the Company's 2019 annual meeting of shareholders, which meeting is currently scheduled for May 23, 2019.

F2 · balance_after: Dividend equivalent rights accrued on previously unvested restricted stock awards are included in the reporting person's holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

F3 · balance_after: Includes 2,199.9780 shares acquired pursuant to a dividend reinvestment plan exempt from reporting pursuant to Rule 16a-11.

SEC source: 0001127602-19-004587 · form4.xml · nonDerivative · entry 1

ARNOLD FREDERICK · CIK 0001516604 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 19,181

F1 · shares: Grant of restricted stock to a non-employee director under the Navient Corporation 2014 Omnibus Incentive Plan. The restricted stock will vest if the reporting person is re-elected as a director at the Company's 2019 annual meeting of shareholders, which meeting is currently scheduled for May 23, 2019.

SEC source: 0001127602-19-004588 · form4.xml · derivative · entry 1

THOMPSON JANE J. · CIK 0001551788 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 48,853.5468

Underlying: Common Stock · 11,363.6364 shares

Expires not disclosed

F1 · derivative.exercise_price: Phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon the reporting person's separation from service. The phantom stock units will vest if the reporting person is re-elected as a director at the Company's 2019 annual meeting of shareholders, which meeting is currently scheduled for May 23, 2019.

F1 · price: Phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon the reporting person's separation from service. The phantom stock units will vest if the reporting person is re-elected as a director at the Company's 2019 annual meeting of shareholders, which meeting is currently scheduled for May 23, 2019.

F1 · derivative.exercise_date: Phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon the reporting person's separation from service. The phantom stock units will vest if the reporting person is re-elected as a director at the Company's 2019 annual meeting of shareholders, which meeting is currently scheduled for May 23, 2019.

F1 · derivative.expiration_date: Phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon the reporting person's separation from service. The phantom stock units will vest if the reporting person is re-elected as a director at the Company's 2019 annual meeting of shareholders, which meeting is currently scheduled for May 23, 2019.

F2 · balance_after: Dividends accrued on phantom stock units pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors are included in the reporting person's holding balance.

SEC source: 0001127602-19-004606 · form4.xml · nonDerivative · entry 1

LEHMAN KATHERINE A · CIK 0001625472 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 50,195

F1 · shares: Grant of restricted stock to a non-employee director under the Navient Corporation 2014 Omnibus Incentive Plan. The restricted stock will vest if the reporting person is re-elected as a director at the Company's 2019 annual meeting of shareholders, which meeting is currently scheduled for May 23, 2019.

F2 · balance_after: Dividend equivalent rights accrued on previously unvested restricted stock awards are included in the reporting person's holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

SEC source: 0001127602-19-004597 · form4.xml · nonDerivative · entry 1

CABRAL ANNA ESCOBEDO · CIK 0001627381 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 18,075

F1 · shares: Grant of restricted stock to a non-employee director under the Navient Corporation 2014 Omnibus Incentive Plan. The restricted stock will vest if the reporting person is re-elected as a director at the Company's 2019 annual meeting of shareholders, which meeting is currently scheduled for May 23, 2019.

F2 · balance_after: Dividend equivalent rights accrued on previously unvested restricted stock awards are included in the reporting person's holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

SEC source: 0001127602-19-004595 · form4.xml · nonDerivative · entry 3

LOWN CHRISTIAN M. · CIK 0001701994 · EVP & Chief Financial Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 241,993.8751

F5 · shares: As previously reported, on February 5, 2018, the reporting person was granted 17,608 RSUs under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant. On February 5, 2019, 5,869 shares of such RSUs were settled and an additional 322 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 2,531 shares were withheld by Navient, as approved by the Navient Compensation and Personnel Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-19-004595 · form4.xml · nonDerivative · entry 2

LOWN CHRISTIAN M. · CIK 0001701994 · EVP & Chief Financial Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 244,524.8751

F4 · shares: Grant of Performance Stock Units ("PSUs") which is classified as "Common Stock," as permitted, since the PSUs will be settled solely by delivery of shares of the Company's common stock upon vesting. A specified percentage of this target award will vest and be settled based upon the satisfaction of certain performance conditions over a three-year performance period ending on the final day of fiscal year 2021. The performance conditions to be used shall be those approved by the Committee in connection with the Company's 2019 Long-Term Incentive Program and shall be set forth in the form of PSU award agreement approved by the Committee. Each vested PSU will be settled in shares of the Company's common stock.

SEC source: 0001127602-19-004595 · form4.xml · nonDerivative · entry 1

LOWN CHRISTIAN M. · CIK 0001701994 · EVP & Chief Financial Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 192,077.8751

F1 · shares: Grant of restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan, which is classified as "Common Stock," as permitted, since the RSUs will be settled solely by delivery of shares of Navient common stock. These RSUs vest in one-third increments on each of the first, second and third anniversaries of the grant date.

F2 · balance_after: Dividend equivalent rights issued on RSUs and performance stock units ("PSUs") are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

F3 · balance_after: The reporting person's common stock balance includes 598 shares acquired under the Navient Corporation Employee Stock Purchase Plan.

SEC source: 0001127602-19-004581 · form4.xml · nonDerivative · entry 1

YOWAN DAVID L. · CIK 0001702781 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 20,105

F1 · shares: Grant of restricted stock to a non-employee director under the Navient Corporation 2014 Omnibus Incentive Plan. The restricted stock will vest if the reporting person is re-elected as a director at the Company's 2019 annual meeting of shareholders, which meeting is currently scheduled for May 23, 2019.

SEC source: 0001127602-19-004579 · form4.xml · nonDerivative · entry 3

KANE JOHN M · CIK 0001605711 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 435,817.9536

F3 · shares: As previously reported, on February 5, 2018, the reporting person was granted 19,075 RSUs under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant. On February 5, 2019, 6,358 shares of such RSUs were settled and an additional 349 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 2,161 shares were withheld by Navient, as approved by the Navient Compensation and Personnel Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-19-004579 · form4.xml · nonDerivative · entry 2

KANE JOHN M · CIK 0001605711 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 437,978.9536

F2 · shares: Grant of Performance Stock Units ("PSUs") which is classified as "Common Stock," as permitted, since the PSUs will be settled solely by delivery of shares of the Company's common stock upon vesting. A specified percentage of this target award will vest and be settled based upon the satisfaction of certain performance conditions over a three-year performance period ending on the final day of fiscal year 2021. The performance conditions to be used shall be those approved by the Committee in connection with the Company's 2019 Long-Term Incentive Program and shall be set forth in the form of PSU award agreement approved by the Committee. Each vested PSU will be settled in shares of the Company's common stock.

SEC source: 0001127602-19-004579 · form4.xml · nonDerivative · entry 1

KANE JOHN M · CIK 0001605711 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 394,272.9536

F1 · shares: Grant of restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan, which is classified as "Common Stock," as permitted, since the RSUs will be settled solely by delivery of shares of Navient common stock. These RSUs vest in one-third increments on each of the first, second and third anniversaries of the grant date.

SEC source: 0001127602-19-004161 · form4.xml · nonDerivative · entry 1

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 1,966,175.3473

F1 · shares: As previously reported, on February 3, 2016, the reporting person was granted 125,816 restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant. On February 3, 2019, 41,939 shares of such RSUs were settled and an additional 6,556.2389 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 22,527 shares were withheld by Navient (as approved by the Navient Compensation and Personnel Committee) to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Reflects the disposition of 0.2389 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

SEC source: 0001127602-19-004168 · form4.xml · nonDerivative · entry 1

HAUBER STEPHEN M · CIK 0001710338 · SVP, Chief Risk&Compliance Off

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 80,991.7133

F1 · shares: On February 3, 2016, the reporting person was granted 7,625 restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant. On February 3, 2019, 2,542 shares of such RSUs were settled and an additional 397.6708 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 1,041 shares were withheld by Navient (as approved by the Navient Compensation and Personnel Committee) to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Reflects the disposition of 0.6708 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

F3 · balance_after: Dividend equivalent rights issued on RSUs and performance stock units ("PSUs") are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

F4 · balance_after: The reporting person's common stock balance includes 572 shares acquired under the Navient Corporation Employee Stock Purchase Plan.

F5 · balance_after: As previously reported on the Company's 2018 Proxy Statement on Form DEF 14A, the reporting person's common stock balance reflects the forfeiture of 9,239.2253 PSUs from the reporting person's beneficial ownership because the Company failed to meet the threshold performance level established for the PSUs granted for the 2015 - 2017 performance period.

SEC source: 0001127602-19-004173 · form4.xml · nonDerivative · entry 1

HELEEN MARK L · CIK 0001451729 · EVP & Chief Legal Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 165,566.2486

F1 · kind: As previously reported, on February 3, 2016, the reporting person was granted 19,771 restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant. On February 3, 2019, 6,590 shares of such RSUs were settled and an additional 1,030.5709 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 2,833 shares were withheld by Navient (as approved by the Navient Compensation and Personnel Committee) to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Reflects the disposition of 0.5709 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

F3 · balance_after: Dividend equivalent rights issued on RSUs and performance stock units ("PSUs") are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

F4 · balance_after: The reporting person's common stock balance includes 598 shares acquired under the Navient Corporation Employee Stock Purchase Plan.

F5 · balance_after: As previously reported on the Company's 2018 Proxy Statement on Form DEF 14A, the reporting person's common stock balance reflects the forfeiture of 14,518.9460 PSUs from the reporting person's beneficial ownership because the Company failed to meet the threshold performance level established for the PSUs granted for the 2015 - 2017 performance period.

SEC source: 0001127602-19-004174 · form4.xml · nonDerivative · entry 1

KANE JOHN M · CIK 0001605711 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 350,566.9536

F1 · kind: As previously reported, on February 3, 2016, the reporting person was granted 43,137 restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant. On February 3, 2019, 14,379 shares of such RSUs were settled and an additional 2,248.5997 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 5,676 shares were withheld by Navient (as approved by the Navient Compensation and Personnel Committee) to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Reflects the disposition of 0.5997 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

F3 · balance_after: Dividend equivalent rights issued on RSUs and performance stock units ("PSUs") are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

F4 · balance_after: The reporting person's common stock balance includes 574 shares acquired under the Navient Corporation Employee Stock Purchase Plan.

F5 · balance_after: As previously reported on the Company's 2018 Proxy Statement on Form DEF 14A, the reporting person's common stock balance reflects the forfeiture of 31,017.6443 PSUs from the reporting person's beneficial ownership because the Company failed to meet the threshold performance level established for the PSUs granted for the 2015 - 2017 performance period.

SEC source: 0001127602-19-000792 · form4.xml · derivative · entry 5

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 1,000,000 shares

Expires 2019-01-08

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · kind: These transactions reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan entered into by the reporting person and represent exercises of stock options set to expire on January 8, 2019.

SEC source: 0001127602-19-000792 · form4.xml · nonDerivative · entry 3

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 1,988,702.5862

F4 · kind: These transactions reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan entered into by the reporting person and represent exercises of stock options set to expire on January 8, 2019.

F5 · shares: Includes shares withheld for the payment of (i) the option exercise price and (ii) the payment of various tax withholding obligations.

SEC source: 0001127602-19-000792 · form4.xml · nonDerivative · entry 2

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 2,817,280.5862

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · kind: These transactions reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan entered into by the reporting person and represent exercises of stock options set to expire on January 8, 2019.

SEC source: 0001127602-19-000792 · form4.xml · nonDerivative · entry 1

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 1,817,280.5862

F1 · shares: Represents shares withheld to satisfy the reporting person's various tax withholding requirements.

F2 · balance_after: Dividend equivalent rights (36,745.6938 units) issued on restricted stock units and performance stock units ("PSUs") are included in the reporting person's common stock holding balance.

F3 · balance_after: As previously reported on the Company's 2018 Proxy Statement on Form DEF 14A, the reporting person's common stock balance reflects the forfeiture of 92,393.3964 PSUs from the reporting person's beneficial ownership because the Company failed to meet the threshold performance level established for the PSUs granted for the 2015 - 2017 performance period.

SEC source: 0001127602-18-025488 · form4.xml · nonDerivative · entry 1

ARNOLD FREDERICK · CIK 0001516604 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 7,818

F1 · shares: Award grant issued pursuant to the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan"). Pursuant to the Plan, the reporting person received a grant of 7,818 shares of fully vested common stock.

SEC source: 0001127602-18-021480 · form4.xml · nonDerivative · entry 1

WHORLEY JOHN F JR · CIK 0001215156 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 306,745.9396

F1 · shares: 1. As previously reported, on June 1, 2015, the reporting person was granted 15,511 restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant. On June 15, 2018, an additional 72.4208 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 33 shares were withheld by Navient (as approved by the Navient Compensation and Personnel Committee) to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: 2. Dividend equivalent rights issued on unvested RSUs and performance stock units are included in the reporting person's common stock holding balance.

F3 · balance_after: 3. Also reflects the disposition of 0.4208 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

SEC source: 0001127602-18-019996 · form4.xml · nonDerivative · entry 1

WHORLEY JOHN F JR · CIK 0001215156 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 303,926.7504

F1 · shares: As previously reported, on June 1, 2015, the reporting person was granted 15,511 restricted stock units (RSUs) under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant. On June 1, 2018, 5,170 shares of such RSUs were settled and an additional 763.9737 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 2,647 shares were withheld by Navient (as approved by the Navient Compensation and Personnel Committee) to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Dividend equivalent rights issued on RSUs and performance stock units are included in the reporting person's common stock holding balance.

F3 · balance_after: Reflects the disposition of 0.9737 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

SEC source: 0001127602-18-013040 · form4.xml · nonDerivative · entry 1

LOWN CHRISTIAN M. · CIK 0001701994 · EVP & Chief Financial Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 134,246.9717

SEC source: 0001127602-18-007371 · form4.xml · nonDerivative · entry 2

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 1,875,533.2888

F3 · shares: As previously reported, on February 18, 2015, the reporting person was granted 32,332 RSUs under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant. On February 18, 2018, 10,777 shares of such RSUs were settled and an additional 1,542.5302 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 5,723 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting persons tax withholding obligations.

F4 · balance_after: Reflects the disposition of 0.5302 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

SEC source: 0001127602-18-007371 · form4.xml · nonDerivative · entry 1

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 1,881,256.819

F1 · shares: As previously reported, on February 18, 2015, the reporting person was granted 37,309 vested restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, subject to transfer restrictions which lapse in one-third increments on each of the first, second and third anniversaries of the grant. On February 18, 2018, 11,883 shares of such RSUs were settled and an additional 1,700.4934 shares were issued to the reporting person upon the delivery of the related dividend equivalent rights. In connection with this settlement, 5,992 shares were withheld by Navient, as approved by the Navient Compensation and Personnel Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Reflects the disposition of 0.4934 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

SEC source: 0001127602-18-007378 · form4.xml · nonDerivative · entry 1

HAUBER STEPHEN M · CIK 0001710338 · SVP, Chief Risk&Compliance Off

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 87,162.3904

F1 · shares: On February 18, 2015, the reporting person was granted 3,233 RSUs under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant. On February 18, 2018, 1,078 shares of such RSUs were settled and an additional 155.2337 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 372 shares were withheld by Navient, as approved by the Navient Compensation and Personnel Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Reflects the disposition of 0.2337 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

SEC source: 0001127602-18-007380 · form4.xml · nonDerivative · entry 1

HELEEN MARK L · CIK 0001451729 · EVP & Chief Legal Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 175,868.1056

F1 · shares: As previously reported, on February 18, 2015, the reporting person was granted 5,080 restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant. On February 18, 2018, 1,693 shares of such RSUs were settled and an additional 243.2394 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 618 shares were withheld by Navient, as approved by the Navient Compensation and Personnel Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Reflects the disposition of 0.2394 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

SEC source: 0001127602-18-007382 · form4.xml · nonDerivative · entry 2

KANE JOHN M · CIK 0001605711 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 374,043.3551

F3 · shares: As previously reported, on February 18, 2015, the reporting person was granted 10,854 RSUs under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant. On February 18, 2018, 3,618 shares of such RSUs were settled and an additional 517.9952 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 1,333 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

F4 · balance_after: Reflects the disposition of 0.9952 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

SEC source: 0001127602-18-007382 · form4.xml · nonDerivative · entry 1

KANE JOHN M · CIK 0001605711 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 375,377.3503

F1 · shares: As previously reported, on February 18, 2015, the reporting person was granted 14,923 vested restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, subject to transfer restrictions which lapse in one-third increments on each of the first, second and third anniversaries of the grant. On February 18, 2018, 4,752 shares of such RSUs were settled and an additional 680.8807 shares were issued to the reporting person upon the delivery of the related dividend equivalent rights. In connection with this settlement, 1,623 shares were withheld by Navient, as approved by the Navient Compensation and Personnel Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Reflects the disposition of 0.8807 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

SEC source: 0001127602-18-006225 · form4.xml · derivative · entry 3

WHORLEY JOHN F JR · CIK 0001215156 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 87,129

Underlying: Common Stock · 174,257 shares

Expires 2021-02-03

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_date: Grant of net-settled stock options under the Navient Corporation 2014 Omnibus Incentive Plan. These options have vested or will vest in one-third increments on each of February 3, 2017, February 3, 2018, and February 3, 2019.

SEC source: 0001127602-18-006225 · form4.xml · nonDerivative · entry 2

WHORLEY JOHN F JR · CIK 0001215156 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 303,838.9731

SEC source: 0001127602-18-006225 · form4.xml · nonDerivative · entry 1

WHORLEY JOHN F JR · CIK 0001215156 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 439,377.9731

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001127602-18-004472 · form4.xml · nonDerivative · entry 1

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 1,887,249.3124

F1 · shares: As previously reported, on February 6, 2017, the reporting person was granted 77,519 restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant. On February 6, 2018, 24,753 shares of such RSUs were settled and an additional 1,122 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 11,412 shares were withheld by Navient, as approved by the Navient Compensation and Personnel Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-18-004473 · form4.xml · nonDerivative · entry 1

HAUBER STEPHEN M · CIK 0001710338 · SVP, Chief Risk&Compliance Off

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 87,534.6241

F1 · shares: On February 6, 2017, the reporting person was granted 4,521 restricted stock units ("RSUs") under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant. On February 6, 2018, 1,507 shares of such RSUs were settled and an additional 68 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 559 shares were withheld by Navient, as approved by the Navient Compensation and Personnel Committee (the "Committee"), to satisfy the reporting person's tax withholding obligations.