JSM

SEC source: 0001127602-22-003740 · form4.xml · derivative · entry 1

THOMPSON JANE J. · CIK 0001551788 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 86,843.5292

Underlying: Common Stock · 7,856.3412 shares

Expires not disclosed

F1 · derivative.exercise_price: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 4, 2022); 25% will vest on May 1, 2022; 25% will vest on August 1, 2022; and 25% will vest on November 1, 2022.

F1 · price: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 4, 2022); 25% will vest on May 1, 2022; 25% will vest on August 1, 2022; and 25% will vest on November 1, 2022.

F1 · derivative.exercise_date: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 4, 2022); 25% will vest on May 1, 2022; 25% will vest on August 1, 2022; and 25% will vest on November 1, 2022.

F1 · derivative.expiration_date: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 4, 2022); 25% will vest on May 1, 2022; 25% will vest on August 1, 2022; and 25% will vest on November 1, 2022.

F2 · balance_after: Dividends (2,680.0412 units) accrued on phantom stock units pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors are included in the reporting person's holding balance.

SEC source: 0001127602-22-003742 · form4.xml · nonDerivative · entry 1

YOWAN DAVID L. · CIK 0001702781 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 48,385

F1 · shares: Represents a grant of restricted stock to a non-employee director under the Navient Corporation 2014 Omnibus Incentive Plan. The restrictions lift on a quarterly basis subject to continued active service on the Navient Board of Directors as follows: 25% on the grant date (Feb 4, 2022); 25% on May 1, 2022; 25% on August 1, 2022; and 25% on November 1, 2022.

F2 · balance_after: Dividend equivalent rights (157.1997 units) issued on previously unvested restricted are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

F3 · balance_after: Reflects the disposition of .1997 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

SEC source: 0001127602-22-003736 · form4.xml · nonDerivative · entry 1

LEHMAN KATHERINE A · CIK 0001625472 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 78,475

F1 · shares: Represents a grant of restricted stock to a non-employee director under the Navient Corporation 2014 Omnibus Incentive Plan. The restrictions lift on a quarterly basis subject to continued active service on the Navient Board of Directors as follows: 25% on the grant date (Feb 4, 2022); 25% on May 1, 2022; 25% on August 1, 2022; and 25% on November 1, 2022.

F2 · balance_after: Dividend equivalent rights (157.1997 units) issued on previously unvested restricted are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

F3 · balance_after: Reflects the disposition of .1997 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

SEC source: 0001127602-22-003749 · form4.xml · nonDerivative · entry 3

KANE JOHN M · CIK 0001605711 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 629,575.0616

F3 · shares: As previously reported, on February 4, 2021, the reporting person was granted 40,650 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 4, 2022, 13,550 shares of such RSUs were settled and an additional 475 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 4,526 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-22-003749 · form4.xml · nonDerivative · entry 2

KANE JOHN M · CIK 0001605711 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 634,101.0616

F2 · shares: Represents a grant of common stock to the reporting person in the form of performance stock units ("PSUs") to be settled solely by delivery of shares of the Company's common stock. Upon vesting, a specified percentage of this target award will vest and be settled based upon the satisfaction of certain performance conditions over a three-year performance period ending on the final day of fiscal year 2024. The performance conditions shall be approved by the Committee in connection with the Company's 2022 Long-Term Incentive Program and shall be set forth in the form of PSU award agreement approved by the Navient Compensation and Personnel Committee (the "Committee").

SEC source: 0001127602-22-003749 · form4.xml · nonDerivative · entry 1

KANE JOHN M · CIK 0001605711 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 595,892.0616

F1 · shares: Represents a grant of common stock to the reporting person in the form of restricted stock units ("RSUs") pursuant to the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan"). The RSUs will be settled solely by delivery of shares of Navient Corporation ("Navient") common stock and vest in one-third increments on each of the first, second and third anniversaries of the grant date.

SEC source: 0001127602-22-003735 · form4.xml · nonDerivative · entry 1

Lawson Michael A · CIK 0001876425 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 11,004

F1 · shares: Represents a grant of restricted stock to a non-employee director under the Navient Corporation 2014 Omnibus Incentive Plan. The restrictions lift on a quarterly basis subject to continued active service on the Navient Board of Directors as follows: 25% on the grant date (Feb 4, 2022); 25% on May 1, 2022; 25% on August 1, 2022; and 25% on November 1, 2022.

F2 · balance_after: Dividend equivalent rights (10.6871 units) issued on previously unvested restricted are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

F3 · balance_after: Reflects the disposition of .6871 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

SEC source: 0001127602-22-003730 · form4.xml · derivative · entry 1

CABRAL ANNA ESCOBEDO · CIK 0001627381 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 41,039.0723

Underlying: Common Stock · 7,856.3412 shares

Expires not disclosed

F1 · derivative.exercise_price: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 4, 2022); 25% will vest on May 1, 2022; 25% will vest on August 1, 2022; and 25% will vest on November 1, 2022.

F1 · price: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 4, 2022); 25% will vest on May 1, 2022; 25% will vest on August 1, 2022; and 25% will vest on November 1, 2022.

F1 · derivative.exercise_date: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 4, 2022); 25% will vest on May 1, 2022; 25% will vest on August 1, 2022; and 25% will vest on November 1, 2022.

F1 · derivative.expiration_date: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 4, 2022); 25% will vest on May 1, 2022; 25% will vest on August 1, 2022; and 25% will vest on November 1, 2022.

F2 · balance_after: Dividends (1,125.8925 units) accrued on phantom stock units pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors are included in the reporting person's holding balance.

SEC source: 0001127602-22-003410 · form4.xml · derivative · entry 4

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 297,397 shares

Expires 2022-02-06

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001127602-22-003410 · form4.xml · nonDerivative · entry 2

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 3,133,940.1169

SEC source: 0001127602-22-003410 · form4.xml · nonDerivative · entry 1

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 3,405,051.1169

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · balance_after: Dividend equivalent rights (8,553.7605 units) issued on restricted stock units and performance stock units are included in the reporting person's common stock holding balance.

SEC source: 0001127602-22-003407 · form4.xml · derivative · entry 4

HAUBER STEPHEN M · CIK 0001710338 · EVP, Chief Risk&Compliance Off

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 39,033 shares

Expires 2022-02-06

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001127602-22-003407 · form4.xml · nonDerivative · entry 3

HAUBER STEPHEN M · CIK 0001710338 · EVP, Chief Risk&Compliance Off

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 186,806.0577

SEC source: 0001127602-22-003407 · form4.xml · nonDerivative · entry 2

HAUBER STEPHEN M · CIK 0001710338 · EVP, Chief Risk&Compliance Off

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 189,967.0577

SEC source: 0001127602-22-003407 · form4.xml · nonDerivative · entry 1

HAUBER STEPHEN M · CIK 0001710338 · EVP, Chief Risk&Compliance Off

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 225,839.0577

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · balance_after: Dividend equivalent rights (2,508.5779 units) issued on restricted stock units and performance stock units are included in the reporting person's common stock holding balance.

F2 · balance_after: The reporting person's common stock balance includes 762 shares acquired under the Navient Corporation Employee Stock Purchase Plan.

SEC source: 0001127602-22-000858 · form4.xml · derivative · entry 5

KANE JOHN M · CIK 0001605711 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 107,806 shares

Expires 2022-02-06

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · kind: These transactions reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan entered into by the reporting person and represent exercises of stock options set to expire on February 6, 2022.

SEC source: 0001127602-22-000858 · form4.xml · nonDerivative · entry 3

KANE JOHN M · CIK 0001605711 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 561,156.0616

F4 · price: Represents the weighted average price per share of stock sold by the reporting person between $21.40 and $21.4250. The reporting person undertakes to provide to Navient Corporation, any security holder of Navient Corporation or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price.

SEC source: 0001127602-22-000858 · form4.xml · nonDerivative · entry 2

KANE JOHN M · CIK 0001605711 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 581,672.0616

F1 · kind: These transactions reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan entered into by the reporting person and represent exercises of stock options set to expire on February 6, 2022.

SEC source: 0001127602-22-000858 · form4.xml · nonDerivative · entry 1

KANE JOHN M · CIK 0001605711 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 668,962.0616

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · kind: These transactions reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan entered into by the reporting person and represent exercises of stock options set to expire on February 6, 2022.

F2 · balance_after: Dividend equivalent rights (7,500.3485 units) issued on restricted stock units and performance stock units ("PSUs") are included in the reporting person's common stock holding balance.

F3 · balance_after: The reporting person's common stock balance includes 764 shares acquired under the Navient Corporation Employee Stock Purchase Plan.

SEC source: 0001127602-22-001156 · form4.xml · nonDerivative · entry 1

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 3,099,100.3564

F1 · shares: Represents shares withheld to satisfy the reporting person's tax withholding requirements.

F2 · balance_after: Dividend equivalent rights (30,373.3105 units) issued on restricted stock units and performance stock units are included in the reporting person's common stock holding balance.

SEC source: 0001127602-22-001154 · form4.xml · nonDerivative · entry 1

HELEEN MARK L · CIK 0001451729 · EVP, CLO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 339,362.9641

F1 · shares: Represents shares withheld to satisfy the reporting person's tax withholding requirements.

F2 · balance_after: Dividend equivalent rights (2,505.6428 units) issued on restricted stock units and performance stock units are included in the reporting person's common stock holding balance.

SEC source: 0001127602-21-026946 · form4.xml · nonDerivative · entry 1

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 85,312.3052

F1 · shares: As previously reported, on October 7, 2020, the reporting person was granted 16,648 RSUs under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On October 7, 2021, 5,549 shares of such RSUs were settled and an additional 249 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 1,746 shares were withheld by Navient to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Dividend equivalent rights (1,813.7870 units) issued on previously unvested restricted are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

F3 · balance_after: The reporting person's common stock balance includes 870 shares acquired under the Navient Corporation Employee Stock Purchase Plan.

SEC source: 0001127602-21-023073 · form4.xml · nonDerivative · entry 1

Lawson Michael A · CIK 0001876425 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 3,138

F1 · shares: Grant of restricted stock to a non-employee director under the Navient Corporation 2014 Omnibus Incentive Plan. The restricted stock will vest 50% on the grant date (August 2, 2021) and the remaining 50% will vest on November 1, 2021.

SEC source: 0001127602-21-018609 · form4.xml · derivative · entry 4

HELEEN MARK L · CIK 0001451729 · EVP, CLO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 55,762 shares

Expires 2022-02-06

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001127602-21-018609 · form4.xml · nonDerivative · entry 2

HELEEN MARK L · CIK 0001451729 · EVP, CLO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 338,185.3213

SEC source: 0001127602-21-018609 · form4.xml · nonDerivative · entry 1

HELEEN MARK L · CIK 0001451729 · EVP, CLO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 389,575.3213

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001127602-21-015918 · form4.xml · nonDerivative · entry 1

HAUBER STEPHEN M · CIK 0001710338 · EVP, Chief Risk&Compliance Off

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 183,535.4798

F1 · price: Represents the weighted average price per share of stock sold by the reporting person between $16.96 and $17.00. The reporting person undertakes to provide to Navient Corporation, any security holder of Navient Corporation or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price.

F2 · balance_after: Dividend equivalent rights (1,241.5802 units) issued on restricted stock units and performance stock units ("PSUs") are included in the reporting person's common stock holding balance.

SEC source: 0001127602-21-009407 · form4.xml · nonDerivative · entry 1

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 3,075,745.0459

F1 · shares: Represents performance stock units ("PSUs") awarded to the reporting person under the Navient Corporation 2014 Omnibus Incentive Plan and previously reported on February 5, 2018. Each PSU represents the right to receive one share of Navient Corporation ("Navient") common stock in the future, which target amount vests at a specified percentage and is settled based upon achieving certain performance conditions over a three-year performance period ending on the final day of fiscal year 2020. On January 29, 2021, the Compensation and Personnel Committee approved the achievement of the 2018 - 2020 PSUs at 83% of target resulting in the settling on March 2, 2021, of 121,790.0500 shares of such PSUs and an additional 24,763.4015 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 68,001 shares were withheld by Navient (as approved by the Navient Compensation and Personnel Committee) to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Reflects the disposition of 0.4515 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

F3 · balance_after: The reporting person's common stock balance reflects the forfeiture of 30,016.9720 PSUs from the reporting person's beneficial ownership because the Company failed to meet the threshold performance level established for the PSUs granted for the 2018 - 2020 performance period.

SEC source: 0001127602-21-009412 · form4.xml · nonDerivative · entry 1

HAUBER STEPHEN M · CIK 0001710338 · EVP, Chief Risk&Compliance Off

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 195,578.8996

F1 · shares: Represents performance stock units ("PSUs") awarded to the reporting person under the Navient Corporation 2014 Omnibus Incentive Plan and previously reported on February 5, 2018. Each PSU represents the right to receive one share of Navient Corporation ("Navient") common stock in the future, which target amount vests at a specified percentage and is settled based upon achieving certain performance conditions over a three-year performance period ending on the final day of fiscal year 2020. On January 29, 2021, the Compensation and Personnel Committee approved the achievement of the 2018 - 2020 PSUs at 83% of target resulting in the settling on March 2, 2021, of 15,223.0300 shares of such PSUs and an additional 3,095.2774 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 8,262 shares were withheld by Navient (as approved by the Navient Compensation and Personnel Committee) to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Reflects the disposition of 0.3074 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

F3 · balance_after: The reporting person's common stock balance reflects the forfeiture of 3,751.9425 PSUs from the reporting person's beneficial ownership because the Company failed to meet the threshold performance level established for the PSUs granted for the 2018 - 2020 performance period.

SEC source: 0001127602-21-009416 · form4.xml · nonDerivative · entry 1

HELEEN MARK L · CIK 0001451729 · EVP, CLO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 331,966.5359

F1 · shares: Represents performance stock units ("PSUs") awarded to the reporting person under the Navient Corporation 2014 Omnibus Incentive Plan and previously reported on February 5, 2018. Each PSU represents the right to receive one share of Navient Corporation ("Navient") common stock in the future, which target amount vests at a specified percentage and is settled based upon achieving certain performance conditions over a three-year performance period ending on the final day of fiscal year 2020. On January 29, 2021, the Compensation and Personnel Committee approved the achievement of the 2018 - 2020 PSUs at 83% of target resulting in the settling on March 2, 2021, of 22,834.9600 shares of such PSUs and an additional 4,643.0006 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 12,877 shares were withheld by Navient (as approved by the Navient Compensation and Personnel Committee) to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Reflects the disposition of 0.9606 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

F3 · balance_after: The reporting person's common stock balance reflects the forfeiture of 5,628.0160 PSUs from the reporting person's beneficial ownership because the Company failed to meet the threshold performance level established for the PSUs granted for the 2018 - 2020 performance period.

SEC source: 0001127602-21-009418 · form4.xml · nonDerivative · entry 1

KANE JOHN M · CIK 0001605711 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 552,891.7131

F1 · shares: Represents performance stock units ("PSUs") awarded to the reporting person under the Navient Corporation 2014 Omnibus Incentive Plan and previously reported on February 5, 2018. Each PSU represents the right to receive one share of Navient Corporation ("Navient") common stock in the future, which target amount vests at a specified percentage and is settled based upon achieving certain performance conditions over a three-year performance period ending on the final day of fiscal year 2020. On January 29, 2021, the Compensation and Personnel Committee approved the achievement of the 2018 - 2020 PSUs at 83% of target resulting in the settling on March 2, 2021, of 39,581.0400 shares of such PSUs and an additional 8,047.9578 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 22,630 shares were withheld by Navient (as approved by the Navient Compensation and Personnel Committee) to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Reflects the disposition of 0.9978 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

F3 · balance_after: The reporting person's common stock balance reflects the forfeiture of 9,755.3369 PSUs from the reporting person's beneficial ownership because the Company failed to meet the threshold performance level established for the PSUs granted for the 2018 - 2020 performance period.

SEC source: 0001127602-21-004432 · form4.xml · nonDerivative · entry 5

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 84,374.5182

F7 · shares: As previously reported, on February 6, 2020, the reporting person was granted 6,382 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 6, 2021, 2,127 shares of such RSUs were settled and an additional 183 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 819 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-21-004436 · form4.xml · nonDerivative · entry 5

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 3,173,763.4694

F6 · shares: As previously reported, on February 6, 2020, the reporting person was granted 141,843 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 6, 2021, 45,295 shares of such RSUs were settled and an additional 3,912 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 21,677 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-21-004433 · form4.xml · nonDerivative · entry 5

HAUBER STEPHEN M · CIK 0001710338 · EVP, Chief Risk&Compliance Off

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 207,593.1495

F6 · shares: As previously reported, on February 6, 2020, the reporting person was granted 17,730 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 6, 2021, 5,910 shares of such RSUs were settled and an additional 510 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 1,909 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-21-004434 · form4.xml · nonDerivative · entry 5

HELEEN MARK L · CIK 0001451729 · EVP, CLO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 350,472.5125

F7 · shares: As previously reported, on February 6, 2020, the reporting person was granted 26,595 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 6, 2021, 8,490 shares of such RSUs were settled and an additional 733 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 2,723 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-21-004435 · form4.xml · nonDerivative · entry 5

KANE JOHN M · CIK 0001605711 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 585,278.0478

F6 · shares: As previously reported, on February 6, 2020, the reporting person was granted 35,460 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 6, 2021, 11,820 shares of such RSUs were settled and an additional 1,020 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 6,101 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-21-004432 · form4.xml · nonDerivative · entry 4

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 85,193.5182

F6 · shares: As previously reported, on February 5, 2019, the reporting person was granted 8,391 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 5, 2021, 2,797 shares of such RSUs were settled and an additional 393 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 1,131 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-21-004432 · form4.xml · nonDerivative · entry 3

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 86,324.5182

F4 · shares: As previously reported, on February 5, 2018, the reporting person was granted 7,483 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 5, 2021, 2,494 shares of such RSUs were settled and an additional 507.9680 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 1,063 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

F5 · balance_after: Reflects the disposition of 0.9680 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the Plan.

SEC source: 0001127602-21-004436 · form4.xml · nonDerivative · entry 4

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 3,195,440.4694

F5 · shares: As previously reported, on February 5, 2019, the reporting person was granted 174,825 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 5, 2021, 55,825 shares of such RSUs were settled and an additional 7,880 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 28,064 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-21-004436 · form4.xml · nonDerivative · entry 3

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 3,223,504.4694

F3 · shares: As previously reported, on February 5, 2018, the reporting person was granted 58,694 RSUs under the Plan representing the right to receive shares of Navient Corporation ("Navient") common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 5, 2021, 18,742 shares of such RSUs were settled and an additional 3,810.0362 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 9,935 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

F4 · balance_after: Reflects the disposition of 0.0362 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the Plan.

SEC source: 0001127602-21-004433 · form4.xml · nonDerivative · entry 4

HAUBER STEPHEN M · CIK 0001710338 · EVP, Chief Risk&Compliance Off

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 209,502.1495

F5 · shares: As previously reported, on February 5, 2019, the reporting person was granted 21,853 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 5, 2021, 7,285 shares of such RSUs were settled and an additional 1,024 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 2,829 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-21-004433 · form4.xml · nonDerivative · entry 3

HAUBER STEPHEN M · CIK 0001710338 · EVP, Chief Risk&Compliance Off

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 212,331.1495

F3 · shares: As previously reported, on February 5, 2018, the reporting person was granted 7,336 RSUs the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 5, 2021, 2,445 shares of such RSUs were settled and an additional 498.0534 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 1,043 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

F4 · balance_after: Reflects the disposition of 0.0534 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the Plan.

SEC source: 0001127602-21-004434 · form4.xml · nonDerivative · entry 4

HELEEN MARK L · CIK 0001451729 · EVP, CLO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 353,195.5125

F6 · shares: As previously reported, on February 5, 2019, the reporting person was granted 32,779 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 5, 2021, 10,464 shares of such RSUs were settled and an additional 1,477 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 3,525 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-21-004434 · form4.xml · nonDerivative · entry 3

HELEEN MARK L · CIK 0001451729 · EVP, CLO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 356,720.5125

F4 · shares: As previously reported, on February 5, 2018, the reporting person was granted 11,005 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 5, 2021, 3,668 shares of such RSUs were settled and an additional 746.6696 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 1,642 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

F5 · balance_after: Reflects the disposition of 0.6696 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the Plan.

SEC source: 0001127602-21-004435 · form4.xml · nonDerivative · entry 4

KANE JOHN M · CIK 0001605711 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 591,379.0478

F5 · shares: As previously reported, on February 5, 2019, the reporting person was granted 43,706 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 5, 2021, 14,569 shares of such RSUs were settled and an additional 2,048 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 5,687 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-21-004435 · form4.xml · nonDerivative · entry 3

KANE JOHN M · CIK 0001605711 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 597,066.0478

F3 · shares: As previously reported, on February 5, 2018, the reporting person was granted 19,075 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 5, 2021, 6,358 shares of such RSUs were settled and an additional 1,294.2328 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 2,489 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

F4 · balance_after: Reflects the disposition of 0.2328 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the Plan.

SEC source: 0001127602-21-004432 · form4.xml · nonDerivative · entry 2

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 87,388.4862

F3 · shares: Represents a grant of common stock to the reporting person in the form of PSUs to be settled solely by delivery of shares of the Company's common stock. Upon vesting, a specified percentage of this target award will vest and be settled based upon the satisfaction of certain performance conditions over a three-year performance period ending on the final day of fiscal year 2023. The performance conditions shall be approved by the Committee in connection with the Company's 2021 Long-Term Incentive Program and shall be set forth in the form of PSU award agreement approved by the Navient Compensation and Personnel Committee (the "Committee").

SEC source: 0001127602-21-004432 · form4.xml · nonDerivative · entry 1

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 66,274.4862

F1 · shares: Represents a grant of common stock to the reporting person in the form of restricted stock units ("RSUs") pursuant to the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan"). The RSUs will be settled solely by delivery of shares of Navient Corporation ("Navient") common stock and vest in one-third increments on each of the first, second and third anniversaries of the grant date.

F2 · balance_after: Dividend equivalent rights (559.9914 units) issued on RSUs and performance stock units ("PSUs") are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient common stock.

SEC source: 0001127602-21-004436 · form4.xml · nonDerivative · entry 2

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 3,233,439.5056

F2 · shares: Represents a grant of common stock to the reporting person in the form of performance stock units ("PSUs") to be settled solely by delivery of shares of the Company's common stock. Upon vesting, a specified percentage of this target award will vest and be settled based upon the satisfaction of certain performance conditions over a three-year performance period ending on the final day of fiscal year 2023. The performance conditions shall be approved by the Committee in connection with the Company's 2021 Long-Term Incentive Program and shall be set forth in the form of PSU award agreement approved by the Navient Compensation and Personnel Committee (the "Committee").

SEC source: 0001127602-21-004436 · form4.xml · nonDerivative · entry 1

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 2,980,061.5056

F1 · shares: Represents a grant of common stock to the reporting person in the form of restricted stock units ("RSUs") pursuant to the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan"). The RSUs will be settled solely by delivery of shares of Navient common stock and vest in one-third increments on each of the first, second and third anniversaries of the grant date.