ROOT

SEC source: 0001628280-25-030056 · wk-form4_1749243791.xml · nonDerivative · entry 2

DEVARD JERRI · CIK 0001278602 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 18,532

F2 · shares: Consists of shares sold to cover taxes associated with the settlement of restricted stock units.

SEC source: 0001628280-25-030051 · wk-form4_1749243714.xml · nonDerivative · entry 12

Birnbaum Beth A · CIK 0001754374 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 14,280

F2 · shares: Consists of shares sold to cover taxes associated with the settlement of restricted stock units.

F3 · shares: The shares were sold pursuant to a 10b5-1 trading plan.

F14 · price: The shares were sold at prices ranging from $142.00 to $142.415. The reporting person will provide upon request to the SEC, the issuer or security holder of the issuer, full information regarding the number of shares sold at each separate price.

SEC source: 0001628280-25-030051 · wk-form4_1749243714.xml · nonDerivative · entry 11

Birnbaum Beth A · CIK 0001754374 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 14,375

F2 · shares: Consists of shares sold to cover taxes associated with the settlement of restricted stock units.

F3 · shares: The shares were sold pursuant to a 10b5-1 trading plan.

F13 · price: The shares were sold at prices ranging from $141.00 to $141.988. The reporting person will provide upon request to the SEC, the issuer or security holder of the issuer, full information regarding the number of shares sold at each separate price.

SEC source: 0001628280-25-030051 · wk-form4_1749243714.xml · nonDerivative · entry 10

Birnbaum Beth A · CIK 0001754374 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 14,664

F2 · shares: Consists of shares sold to cover taxes associated with the settlement of restricted stock units.

F3 · shares: The shares were sold pursuant to a 10b5-1 trading plan.

F12 · price: The shares were sold at prices ranging from $140.002 to $140.998. The reporting person will provide upon request to the SEC, the issuer or security holder of the issuer, full information regarding the number of shares sold at each separate price.

SEC source: 0001628280-25-030051 · wk-form4_1749243714.xml · nonDerivative · entry 9

Birnbaum Beth A · CIK 0001754374 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 15,256

F2 · shares: Consists of shares sold to cover taxes associated with the settlement of restricted stock units.

F3 · shares: The shares were sold pursuant to a 10b5-1 trading plan.

F11 · price: The shares were sold at prices ranging from $139.012 to $139.998. The reporting person will provide upon request to the SEC, the issuer or security holder of the issuer, full information regarding the number of shares sold at each separate price.

SEC source: 0001628280-25-030051 · wk-form4_1749243714.xml · nonDerivative · entry 8

Birnbaum Beth A · CIK 0001754374 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 15,845

F2 · shares: Consists of shares sold to cover taxes associated with the settlement of restricted stock units.

F3 · shares: The shares were sold pursuant to a 10b5-1 trading plan.

F10 · price: The shares were sold at prices ranging from $138.00 to $138.99. The reporting person will provide upon request to the SEC, the issuer or security holder of the issuer, full information regarding the number of shares sold at each separate price.

SEC source: 0001628280-25-030051 · wk-form4_1749243714.xml · nonDerivative · entry 7

Birnbaum Beth A · CIK 0001754374 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 16,226

F2 · shares: Consists of shares sold to cover taxes associated with the settlement of restricted stock units.

F3 · shares: The shares were sold pursuant to a 10b5-1 trading plan.

F9 · price: The shares were sold at prices ranging from $137.01 to $137.92. The reporting person will provide upon request to the SEC, the issuer or security holder of the issuer, full information regarding the number of shares sold at each separate price.

SEC source: 0001628280-25-030051 · wk-form4_1749243714.xml · nonDerivative · entry 6

Birnbaum Beth A · CIK 0001754374 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 16,354

F2 · shares: Consists of shares sold to cover taxes associated with the settlement of restricted stock units.

F3 · shares: The shares were sold pursuant to a 10b5-1 trading plan.

F8 · price: The shares were sold at prices ranging from $136.06 to $136.50. The reporting person will provide upon request to the SEC, the issuer or security holder of the issuer, full information regarding the number of shares sold at each separate price.

SEC source: 0001628280-25-030051 · wk-form4_1749243714.xml · nonDerivative · entry 5

Birnbaum Beth A · CIK 0001754374 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 16,512

F2 · shares: Consists of shares sold to cover taxes associated with the settlement of restricted stock units.

F3 · shares: The shares were sold pursuant to a 10b5-1 trading plan.

F7 · price: The shares were sold at prices ranging from $135.305 to $135.95. The reporting person will provide upon request to the SEC, the issuer or security holder of the issuer, full information regarding the number of shares sold at each separate price.

SEC source: 0001628280-25-030051 · wk-form4_1749243714.xml · nonDerivative · entry 4

Birnbaum Beth A · CIK 0001754374 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 16,641

F2 · shares: Consists of shares sold to cover taxes associated with the settlement of restricted stock units.

F3 · shares: The shares were sold pursuant to a 10b5-1 trading plan.

F6 · price: The shares were sold at prices ranging from $134.285 to $134.955. The reporting person will provide upon request to the SEC, the issuer or security holder of the issuer, full information regarding the number of shares sold at each separate price.

SEC source: 0001628280-25-030051 · wk-form4_1749243714.xml · nonDerivative · entry 3

Birnbaum Beth A · CIK 0001754374 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 16,692

F2 · shares: Consists of shares sold to cover taxes associated with the settlement of restricted stock units.

F3 · shares: The shares were sold pursuant to a 10b5-1 trading plan.

F5 · price: The shares were sold at prices ranging from $133.048 to $133.985. The reporting person will provide upon request to the SEC, the issuer or security holder of the issuer, full information regarding the number of shares sold at each separate price.

SEC source: 0001628280-25-030051 · wk-form4_1749243714.xml · nonDerivative · entry 2

Birnbaum Beth A · CIK 0001754374 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 17,033

F2 · shares: Consists of shares sold to cover taxes associated with the settlement of restricted stock units.

F3 · shares: The shares were sold pursuant to a 10b5-1 trading plan.

F4 · price: The shares were sold at prices ranging from $132.761 to $132.98. The reporting person will provide upon request to the SEC, the issuer or security holder of the issuer, full information regarding the number of shares sold at each separate price.

SEC source: 0001628280-25-030054 · wk-form4_1749243745.xml · nonDerivative · entry 1

Szudarek Julie · CIK 0001936348 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 16,122

F1 · shares: Represents the grant of restricted stock units in accordance with the Issuer's Non-Employee Director Compensation Policy.

SEC source: 0001628280-25-030046 · wk-form4_1749243426.xml · nonDerivative · entry 1

Hilsheimer Lawrence A. · CIK 0001414433 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 40,995

F1 · shares: Represents the grant of restricted stock units in accordance with the Issuer's Non-Employee Director Compensation Policy.

SEC source: 0001628280-25-030056 · wk-form4_1749243791.xml · nonDerivative · entry 1

DEVARD JERRI · CIK 0001278602 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 20,427

F1 · shares: Represents the grant of restricted stock units in accordance with the Issuer's Non-Employee Director Compensation Policy.

SEC source: 0001628280-25-030051 · wk-form4_1749243714.xml · nonDerivative · entry 1

Birnbaum Beth A · CIK 0001754374 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 17,132

F1 · shares: Represents the grant of restricted stock units in accordance with the Issuer's Non-Employee Director Compensation Policy.

SEC source: 0001628280-25-030050 · wk-form4_1749243701.xml · nonDerivative · entry 1

Dorsey Donna · CIK 0001998619 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 9,956

F1 · shares: Represents the grant of restricted stock units in accordance with the Issuer's Non-Employee Director Compensation Policy.

SEC source: 0001628280-25-030047 · wk-form4_1749243540.xml · nonDerivative · entry 1

Ulman Doug · CIK 0001827699 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 7,320

F1 · shares: Represents the grant of restricted stock units in accordance with the Issuer's Non-Employee Director Compensation Policy.

SEC source: 0001628280-25-030116 · wk-form4_1749475677.xml · nonDerivative · entry 1

KRAMER NANCY J · CIK 0001191893 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 22,196

F1 · shares: Represents the grant of restricted stock units in accordance with the Issuer's Non-Employee Director Compensation Policy.

SEC source: 0001628280-25-029361 · wk-form4_1749069329.xml · nonDerivative · entry 2

Timm Alexander E. · CIK 0001815994 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 168,609

F1 · shares: The shares were sold pursuant to a 10b5-1 trading plan.

SEC source: 0001628280-25-029361 · wk-form4_1749069329.xml · nonDerivative · entry 1

Timm Alexander E. · CIK 0001815994 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 171,469

F1 · shares: The shares were sold pursuant to a 10b5-1 trading plan.

SEC source: 0001628280-25-029359 · wk-form4_1749069288.xml · nonDerivative · entry 1

Bonakdarpour Mahtiyar · CIK 0001913361 · President and CTO

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 281,645

F1 · shares: The shares were sold pursuant to a 10b5-1 trading plan.

SEC source: 0001628280-25-027656 · wk-form4_1748034941.xml · nonDerivative · entry 1

Forish Ryan · CIK 0002019852 · Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 22,770

F1 · shares: Represents the grant of restricted stock units ("RSUs"). One-half of the shares subject to the RSUs vest on the first anniversary of the grant date and the remainder vest quarterly thereafter evenly.

SEC source: 0001104659-25-052558 · tm2516126-1_4seq1.xml · derivative · entry 7

DRIVE CAPITAL OVERDRIVE FUND I, L.P. · CIK 0001773446 · 10% owner

DRIVE CAPITAL OVERDRIVE FUND I (TE), L.P. · CIK 0001773441 · 10% owner

Drive Capital Overdrive Ignition Fund I, L.P. · CIK 0001799650 · 10% owner

Drive Capital Overdrive Fund I (GP), LLC · CIK 0001830378 · 10% owner

Drive Capital I (GP) LLC · CIK 0001867317 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 0

Underlying: Class A Common Stock · 1,443,376 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F9 · derivative.exercise_price: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F9 · derivative.exercise_date: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F9 · derivative.expiration_date: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F2 · ownership.nature: The shares are held of record by DC I Investment LLC ("DC I Investment"). Christopher Olsen ("Olsen") is the Managing Director of DC I Investment and has sole voting and dispositive power with respect to the shares held of record by DC I Investment.

SEC source: 0001104659-25-052558 · tm2516126-1_4seq1.xml · nonDerivative · entry 3

DRIVE CAPITAL OVERDRIVE FUND I, L.P. · CIK 0001773446 · 10% owner

DRIVE CAPITAL OVERDRIVE FUND I (TE), L.P. · CIK 0001773441 · 10% owner

Drive Capital Overdrive Ignition Fund I, L.P. · CIK 0001799650 · 10% owner

Drive Capital Overdrive Fund I (GP), LLC · CIK 0001830378 · 10% owner

Drive Capital I (GP) LLC · CIK 0001867317 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 339,856

F4 · kind: The shares were obtained pursuant to a pro-rata distribution from DC I Investment, for no consideration.

F5 · ownership.nature: The shares are held of record by GP I. Olsen is the managing member of GP I and has voting and dispositive power with respect to the shares held of record by GP I. Olsen disclaims beneficial ownership of such shares except to the extent of his pecuniary interest therein.

SEC source: 0001104659-25-052558 · tm2516126-1_4seq1.xml · nonDerivative · entry 2

DRIVE CAPITAL OVERDRIVE FUND I, L.P. · CIK 0001773446 · 10% owner

DRIVE CAPITAL OVERDRIVE FUND I (TE), L.P. · CIK 0001773441 · 10% owner

Drive Capital Overdrive Ignition Fund I, L.P. · CIK 0001799650 · 10% owner

Drive Capital Overdrive Fund I (GP), LLC · CIK 0001830378 · 10% owner

Drive Capital I (GP) LLC · CIK 0001867317 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 0

F3 · kind: Represents a pro-rata, in-kind distribution by DC I Investment to its indirect equity holders, without additional consideration. DC I Investment distributed an aggregate of 1,103,520 shares to the limited partners of its two members, Drive Capital Fund I, L.P. ("Fund I") and Drive Capital Ignition Fund I, L.P. ("Ignition Fund I") and 339,856 shares to the general partner of Fund I and Ignition Fund I, Drive Capital I (GP), LLC ("GP I"), on a pro rata basis.

F2 · ownership.nature: The shares are held of record by DC I Investment LLC ("DC I Investment"). Christopher Olsen ("Olsen") is the Managing Director of DC I Investment and has sole voting and dispositive power with respect to the shares held of record by DC I Investment.

SEC source: 0001104659-25-052558 · tm2516126-1_4seq1.xml · nonDerivative · entry 1

DRIVE CAPITAL OVERDRIVE FUND I, L.P. · CIK 0001773446 · 10% owner

DRIVE CAPITAL OVERDRIVE FUND I (TE), L.P. · CIK 0001773441 · 10% owner

Drive Capital Overdrive Ignition Fund I, L.P. · CIK 0001799650 · 10% owner

Drive Capital Overdrive Fund I (GP), LLC · CIK 0001830378 · 10% owner

Drive Capital I (GP) LLC · CIK 0001867317 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 1,443,376

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: These shares were converted from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration.

F2 · ownership.nature: The shares are held of record by DC I Investment LLC ("DC I Investment"). Christopher Olsen ("Olsen") is the Managing Director of DC I Investment and has sole voting and dispositive power with respect to the shares held of record by DC I Investment.

SEC source: 0001628280-25-027689 · wk-form4_1748048026.xml · nonDerivative · entry 1

KRAMER NANCY J · CIK 0001191893 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 21,077

F1 · shares: Acquired in pro rata distribution from a fund in which the Reporting Person is a limited partner.

SEC source: 0001104659-25-052560 · tm2516126-2_4seq1.xml · derivative · entry 9

Olsen Christopher · CIK 0001828005 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 0

Underlying: Class A Common Stock · 1,443,376 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F11 · derivative.exercise_price: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F11 · derivative.exercise_date: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F11 · derivative.expiration_date: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F2 · ownership.nature: The shares are held of record by DC I Investment LLC ("DC I Investment"). The Reporting Person is the Managing Director of DC I Investment and has sole voting and dispositive power with respect to the shares held of record by DC I Investment.

SEC source: 0001104659-25-052560 · tm2516126-2_4seq1.xml · nonDerivative · entry 4

Olsen Christopher · CIK 0001828005 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 6,869

F4 · kind: The shares were obtained pursuant to a pro-rata distribution from DC I Investment, for no consideration.

F6 · ownership.nature: The shares are held of record by Dwight H. Hibbard Family Trust f/b/o Christoper Olsen - Exempt (the "Trust"). The Reporting Person is the Trustee of the Trust and has sole voting and dispositive power with respect to the shares held of record by the Trust.

SEC source: 0001104659-25-052560 · tm2516126-2_4seq1.xml · nonDerivative · entry 3

Olsen Christopher · CIK 0001828005 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 339,856

F4 · kind: The shares were obtained pursuant to a pro-rata distribution from DC I Investment, for no consideration.

F5 · ownership.nature: The shares are held of record by GP I. The Reporting Person is the managing member of GP I and has voting and dispositive power with respect to the shares held of record by GP I. The Reporting Person disclaims beneficial ownership of such shares except to the extent of his pecuniary interest therein.

SEC source: 0001104659-25-052560 · tm2516126-2_4seq1.xml · nonDerivative · entry 2

Olsen Christopher · CIK 0001828005 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 0

F3 · kind: Represents a pro-rata, in-kind distribution by DC I Investment to its indirect equity holders, without additional consideration. DC I Investment distributed an aggregate of 1,103,520 shares to the limited partners of its two members, Drive Capital Fund I, L.P. ("Fund I") and Drive Capital Ignition Fund I, L.P. ("Ignition Fund I") and 339,856 shares to the general partner of Fund I and Ignition Fund I, Drive Capital I (GP), LLC ("GP I"), on a pro rata basis.

F2 · ownership.nature: The shares are held of record by DC I Investment LLC ("DC I Investment"). The Reporting Person is the Managing Director of DC I Investment and has sole voting and dispositive power with respect to the shares held of record by DC I Investment.

SEC source: 0001104659-25-052560 · tm2516126-2_4seq1.xml · nonDerivative · entry 1

Olsen Christopher · CIK 0001828005 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 1,443,376

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: These shares were converted from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration.

F2 · ownership.nature: The shares are held of record by DC I Investment LLC ("DC I Investment"). The Reporting Person is the Managing Director of DC I Investment and has sole voting and dispositive power with respect to the shares held of record by DC I Investment.

SEC source: 0001628280-25-022193 · wk-form4_1746476575.xml · nonDerivative · entry 1

Forish Ryan · CIK 0002019852 · Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 21,182

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0000950170-25-061296 · ownership.xml · nonDerivative · entry 4

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 503,800

F3 · shares: Represents an aggregate of 225,000 shares sold by Fund IV, for itself and as nominee for FF IV. Following the reported transactions, 503,800 shares of Class A Common Stock are held by Fund IV, for itself and as nominee for Fund IV.

F6 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $138.62 to $139.29, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected.

F3 · balance_after: Represents an aggregate of 225,000 shares sold by Fund IV, for itself and as nominee for FF IV. Following the reported transactions, 503,800 shares of Class A Common Stock are held by Fund IV, for itself and as nominee for Fund IV.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV and (ii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-25-061296 · ownership.xml · nonDerivative · entry 3

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 504,525

F3 · shares: Represents an aggregate of 225,000 shares sold by Fund IV, for itself and as nominee for FF IV. Following the reported transactions, 503,800 shares of Class A Common Stock are held by Fund IV, for itself and as nominee for Fund IV.

F5 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $137.00 to $137.49, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV and (ii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-25-061296 · ownership.xml · nonDerivative · entry 2

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 504,822

F3 · shares: Represents an aggregate of 225,000 shares sold by Fund IV, for itself and as nominee for FF IV. Following the reported transactions, 503,800 shares of Class A Common Stock are held by Fund IV, for itself and as nominee for Fund IV.

F4 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $135.80 to $136.71, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV and (ii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-25-061296 · ownership.xml · derivative · entry 5

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 728,807

Underlying: Class A Common Stock · 728,800 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F7 · derivative.exercise_price: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F1 · kind: Represents 728,800 shares converted by Ribbit Capital IV, L.P. ("Fund IV"), for itself and as nominee for Ribbit Founder Fund IV, L.P. ("FF IV"), from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 728,800 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, 492,983 shares of Class B Common Stock are held by Fund IV, for itself and as nominee for FF IV and 235,824 shares of Class B Common Stock are held by RT-E Ribbit Opportunity IV, LLC ("Ribbit RT-E").

F7 · derivative.exercise_date: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F7 · derivative.expiration_date: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F1 · balance_after: Represents 728,800 shares converted by Ribbit Capital IV, L.P. ("Fund IV"), for itself and as nominee for Ribbit Founder Fund IV, L.P. ("FF IV"), from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 728,800 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, 492,983 shares of Class B Common Stock are held by Fund IV, for itself and as nominee for FF IV and 235,824 shares of Class B Common Stock are held by RT-E Ribbit Opportunity IV, LLC ("Ribbit RT-E").

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV and (ii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-25-061296 · ownership.xml · nonDerivative · entry 1

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 728,800

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · kind: Represents 728,800 shares converted by Ribbit Capital IV, L.P. ("Fund IV"), for itself and as nominee for Ribbit Founder Fund IV, L.P. ("FF IV"), from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 728,800 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, 492,983 shares of Class B Common Stock are held by Fund IV, for itself and as nominee for FF IV and 235,824 shares of Class B Common Stock are held by RT-E Ribbit Opportunity IV, LLC ("Ribbit RT-E").

F1 · price: Represents 728,800 shares converted by Ribbit Capital IV, L.P. ("Fund IV"), for itself and as nominee for Ribbit Founder Fund IV, L.P. ("FF IV"), from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 728,800 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, 492,983 shares of Class B Common Stock are held by Fund IV, for itself and as nominee for FF IV and 235,824 shares of Class B Common Stock are held by RT-E Ribbit Opportunity IV, LLC ("Ribbit RT-E").

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV and (ii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0001628280-25-017078 · wk-form4_1744144408.xml · derivative · entry 7

Hilsheimer Lawrence A. · CIK 0001414433 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

Underlying: Class A Common Stock · 258 shares

Expires 2025-06-30

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001628280-25-017078 · wk-form4_1744144408.xml · derivative · entry 6

Hilsheimer Lawrence A. · CIK 0001414433 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

Underlying: Class A Common Stock · 258 shares

Expires 2025-06-30

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001628280-25-017078 · wk-form4_1744144408.xml · nonDerivative · entry 4

Hilsheimer Lawrence A. · CIK 0001414433 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 39,876

F1 · shares: Represents shares withheld by the Issuer to satisfy the exercise price related obligations in connection with the exercise of the options reported herein.

SEC source: 0001628280-25-017078 · wk-form4_1744144408.xml · nonDerivative · entry 3

Hilsheimer Lawrence A. · CIK 0001414433 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 39,927

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001628280-25-017078 · wk-form4_1744144408.xml · nonDerivative · entry 2

Hilsheimer Lawrence A. · CIK 0001414433 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 39,669

F1 · shares: Represents shares withheld by the Issuer to satisfy the exercise price related obligations in connection with the exercise of the options reported herein.

SEC source: 0001628280-25-017078 · wk-form4_1744144408.xml · nonDerivative · entry 1

Hilsheimer Lawrence A. · CIK 0001414433 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 39,691

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001628280-25-016650 · wk-form4_1743718023.xml · nonDerivative · entry 6

Timm Alexander E. · CIK 0001815994 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 176,899

F2 · shares: The shares were sold pursuant to a 10b5-1 trading plan.

SEC source: 0001628280-25-016644 · wk-form4_1743717936.xml · nonDerivative · entry 5

Bonakdarpour Mahtiyar · CIK 0001913361 · President and CTO

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 286,901

F2 · shares: The shares were sold pursuant to a 10b5-1 trading plan.

SEC source: 0001628280-25-016650 · wk-form4_1743718023.xml · derivative · entry 7

Timm Alexander E. · CIK 0001815994 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 146,927

Underlying: Class A Common Stock · 41,979 shares

Expires 2028-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · derivative.exercise_price: Each Performance-Based Restricted Stock Unit ("PSU") represents a contingent right to receive one share of ROOT Class A common stock. The PSUs vest in tranches of 20,990 on April 1, 2024; 41,979 on April 1, 2025; 62,969 on April 1, 2026; and 83,958 on April 1, 2027 and upon ROOT Class A common stock achieving a specified average closing price per share over 45 consecutive trading days on or after such dates. Per share price achievement levels for the four tranches are: $16.76; $25.14; $33.52; and $41.90.

F3 · derivative.exercise_date: Each Performance-Based Restricted Stock Unit ("PSU") represents a contingent right to receive one share of ROOT Class A common stock. The PSUs vest in tranches of 20,990 on April 1, 2024; 41,979 on April 1, 2025; 62,969 on April 1, 2026; and 83,958 on April 1, 2027 and upon ROOT Class A common stock achieving a specified average closing price per share over 45 consecutive trading days on or after such dates. Per share price achievement levels for the four tranches are: $16.76; $25.14; $33.52; and $41.90.

SEC source: 0001628280-25-016650 · wk-form4_1743718023.xml · nonDerivative · entry 5

Timm Alexander E. · CIK 0001815994 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 184,252

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-25-016650 · wk-form4_1743718023.xml · nonDerivative · entry 4

Timm Alexander E. · CIK 0001815994 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 203,604

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.