LDI

SEC source: 0001831631-23-000310 · wk-form4_1700177212.xml · nonDerivative · entry 2

Martell Frank · CIK 0001387655 · Director · CEO and President

10b5-1 filing: No plan indicated

Ownership: Indirect · The Frank D. and Donna M. Martell Family Trust

Disclosed balance after: 413,609

F3 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $1.65 to $1.76. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

F2 · ownership.direct: As trustee, Mr. Martell has voting and investment power over the assets of the Frank D. and Donna M. Martell Family Trust, established on 8/17/20.

F2 · ownership.nature: As trustee, Mr. Martell has voting and investment power over the assets of the Frank D. and Donna M. Martell Family Trust, established on 8/17/20.

SEC source: 0001831631-23-000310 · wk-form4_1700177212.xml · nonDerivative · entry 1

Martell Frank · CIK 0001387655 · Director · CEO and President

10b5-1 filing: No plan indicated

Ownership: Indirect · The Frank D. and Donna M. Martell Family Trust

Disclosed balance after: 388,609

F1 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $1.52 to $1.59. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

F2 · ownership.direct: As trustee, Mr. Martell has voting and investment power over the assets of the Frank D. and Donna M. Martell Family Trust, established on 8/17/20.

F2 · ownership.nature: As trustee, Mr. Martell has voting and investment power over the assets of the Frank D. and Donna M. Martell Family Trust, established on 8/17/20.

SEC source: 0001831631-23-000303 · wk-form4_1699483518.xml · derivative · entry 1

Lee John Hoon · CIK 0001926901 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 58,685

Underlying: Class A Common Stock · 58,685 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock.

F2 · derivative.exercise_date: The RSUs vest in 25% installments as follows: 25% vested immediately upon grant, and the remaining 25% installments vest on each of November 30, 2023, February 28, 2024, and May 31, 2024. Vested RSUs will be settled within 30 days following the vesting date.

F2 · derivative.expiration_date: The RSUs vest in 25% installments as follows: 25% vested immediately upon grant, and the remaining 25% installments vest on each of November 30, 2023, February 28, 2024, and May 31, 2024. Vested RSUs will be settled within 30 days following the vesting date.

SEC source: 0001831631-23-000302 · wk-form4_1699483451.xml · derivative · entry 1

PATENAUDE PAMELA H. · CIK 0001815221 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 58,685

Underlying: Class A Common Stock · 58,685 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock.

F2 · derivative.exercise_date: The RSUs vest in 25% installments as follows: 25% vested immediately upon grant, and the remaining 25% installments vest on each of November 30, 2023, February 28, 2024, and May 31, 2024. Vested RSUs will be settled within 30 days following the vesting date.

F2 · derivative.expiration_date: The RSUs vest in 25% installments as follows: 25% vested immediately upon grant, and the remaining 25% installments vest on each of November 30, 2023, February 28, 2024, and May 31, 2024. Vested RSUs will be settled within 30 days following the vesting date.

SEC source: 0001831631-23-000304 · wk-form4_1699483594.xml · derivative · entry 1

PCP MANAGERS GP, LLC · CIK 0001666602 · Director · 10% owner

Ament David J. · CIK 0001477996 · 10% owner

Dodson Andrew C · CIK 0001656792 · Director

Golson Brian P. · CIK 0001555304 · Director

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnotes

Disclosed balance after: 117,370

Underlying: Class A Common Stock · 117,370 shares

Expires not disclosed

F1 · derivative.exercise_price: Pursuant to the Assignment and Acknowledgement Agreements, dated as of May 6, 2021, Messrs. Golson and Dodson (the "Directors") hold the Restricted Stock Units ("RSUs") for the benefit of PCP Managers, L.P. and disclaim all right, title and interest in the RSUs. As per the Restricted Stock Unit Award Agreement dated November 6, 2023, and subject to the applicable Director's continued service, the RSUs will vest in 25% installments as follows: 25% vested immediately upon grant, and the remaining 25% installments vest on each of November 30, 2023, February 28, 2024, and May 31, 2024. Vested RSUs will be settled within 30 days following the vesting date. Each RSU represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock.

F1 · derivative.exercise_date: Pursuant to the Assignment and Acknowledgement Agreements, dated as of May 6, 2021, Messrs. Golson and Dodson (the "Directors") hold the Restricted Stock Units ("RSUs") for the benefit of PCP Managers, L.P. and disclaim all right, title and interest in the RSUs. As per the Restricted Stock Unit Award Agreement dated November 6, 2023, and subject to the applicable Director's continued service, the RSUs will vest in 25% installments as follows: 25% vested immediately upon grant, and the remaining 25% installments vest on each of November 30, 2023, February 28, 2024, and May 31, 2024. Vested RSUs will be settled within 30 days following the vesting date. Each RSU represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock.

F1 · derivative.expiration_date: Pursuant to the Assignment and Acknowledgement Agreements, dated as of May 6, 2021, Messrs. Golson and Dodson (the "Directors") hold the Restricted Stock Units ("RSUs") for the benefit of PCP Managers, L.P. and disclaim all right, title and interest in the RSUs. As per the Restricted Stock Unit Award Agreement dated November 6, 2023, and subject to the applicable Director's continued service, the RSUs will vest in 25% installments as follows: 25% vested immediately upon grant, and the remaining 25% installments vest on each of November 30, 2023, February 28, 2024, and May 31, 2024. Vested RSUs will be settled within 30 days following the vesting date. Each RSU represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock.

F2 · ownership.nature: Each of the Reporting Persons expressly disclaims beneficial ownership of the equity securities reported herein, except to the extent of their respective pecuniary interests therein, and the filing of this Form 4 shall not be construed as an admission that any such Reporting Person is the beneficial owner of any equity securities covered by this Form 4.

F3 · ownership.nature: PCP Managers GP, LLC is the general partner of PCP Managers, L.P, an affiliate of Parthenon Capital Partners ("Parthenon Capital"). The Directors serve as directors of loanDepot, Inc. (the "Issuer"). Mr. Golson is the Co-CEO and Managing Partner at Parthenon Capital and Mr. Dodson is a Managing Partner at Parthenon Capital. PCP Managers GP, LLC and certain of the Reporting Persons' affiliates may be deemed to be a director by deputization of the Issuer.

SEC source: 0001831631-23-000306 · wk-form4_1699483708.xml · derivative · entry 1

OZONIAN STEVEN · CIK 0001442082 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 58,685

Underlying: Class A Common Stock · 58,685 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock.

F2 · derivative.exercise_date: The RSUs vest in 25% installments as follows: 25% vested immediately upon grant, and the remaining 25% installments vest on each of November 30, 2023, February 28, 2024, and May 31, 2024. Vested RSUs will be settled within 30 days following the vesting date.

F2 · derivative.expiration_date: The RSUs vest in 25% installments as follows: 25% vested immediately upon grant, and the remaining 25% installments vest on each of November 30, 2023, February 28, 2024, and May 31, 2024. Vested RSUs will be settled within 30 days following the vesting date.

SEC source: 0001831631-23-000300 · wk-form4_1699483298.xml · derivative · entry 1

DORMAN JOHN C · CIK 0001227539 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 58,685

Underlying: Class A Common Stock · 58,685 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock.

F2 · derivative.exercise_date: The RSUs vest in 25% installments as follows: 25% vested immediately upon grant, and the remaining 25% installments vest on each of November 30, 2023, February 28, 2024, and May 31, 2024. Vested RSUs will be settled within 30 days following the vesting date.

F2 · derivative.expiration_date: The RSUs vest in 25% installments as follows: 25% vested immediately upon grant, and the remaining 25% installments vest on each of November 30, 2023, February 28, 2024, and May 31, 2024. Vested RSUs will be settled within 30 days following the vesting date.

SEC source: 0001831631-23-000301 · wk-form4_1699483387.xml · derivative · entry 1

LEPORE DAWN G · CIK 0001186015 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 58,685

Underlying: Class A Common Stock · 58,685 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock.

F2 · derivative.exercise_date: The RSUs vest in 25% installments as follows: 25% vested immediately upon grant, and the remaining 25% installments vest on each of November 30, 2023, February 28, 2024, and May 31, 2024. Vested RSUs will be settled within 30 days following the vesting date.

F2 · derivative.expiration_date: The RSUs vest in 25% installments as follows: 25% vested immediately upon grant, and the remaining 25% installments vest on each of November 30, 2023, February 28, 2024, and May 31, 2024. Vested RSUs will be settled within 30 days following the vesting date.

SEC source: 0001831631-23-000305 · wk-form4_1699483658.xml · derivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 58,685

Underlying: Class A Common Stock · 58,685 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock.

F2 · derivative.exercise_date: The RSUs vest in 25% installments as follows: 25% vested immediately upon grant, and the remaining 25% installments vest on each of November 30, 2023, February 28, 2024, and May 31, 2024. Vested RSUs will be settled within 30 days following the vesting date.

F2 · derivative.expiration_date: The RSUs vest in 25% installments as follows: 25% vested immediately upon grant, and the remaining 25% installments vest on each of November 30, 2023, February 28, 2024, and May 31, 2024. Vested RSUs will be settled within 30 days following the vesting date.

SEC source: 0001831631-23-000290 · wk-form4_1699395995.xml · nonDerivative · entry 1

Walsh Jeff Alexander · CIK 0001842775 · President, LDI Mortgage

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 4,319,243

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on June 9, 2023.

F2 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $1.50 to $1.505. The reporting person undertakes to provide the issuer,any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

SEC source: 0001831631-23-000281 · wk-form4_1696370264.xml · nonDerivative · entry 2

Walsh Jeff Alexander · CIK 0001842775 · President, LDI Mortgage

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 4,326,385

F4 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on June 9, 2023.

F5 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $1.66 to $1.70. The reporting person undertakes to provide the issuer,any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

SEC source: 0001831631-23-000283 · wk-form4_1696370360.xml · derivative · entry 2

Graeler Darren · CIK 0001983414 · EVP, Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Indirect · Trilogy Management Investors Six, LLC

Disclosed balance after: 71,281,630

Underlying: Class A Common Stock · 238,034 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: The Reporting Person has an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings Group LLC ("LD Holdings") directly held by Trilogy Management Investors Six, LLC ("Trilogy Six"). The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Six except to the extent of his pecuniary interest therein.

F2 · derivative.exercise_price: In the reorganization transactions related to Issuer's initial public offering, shares of Issuer's Class C Common Stock, par value $0.001, were issued to certain holders of LD Holdings class a common units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F1 · derivative.exercise_date: The Reporting Person has an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings Group LLC ("LD Holdings") directly held by Trilogy Management Investors Six, LLC ("Trilogy Six"). The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Six except to the extent of his pecuniary interest therein.

F2 · derivative.exercise_date: In the reorganization transactions related to Issuer's initial public offering, shares of Issuer's Class C Common Stock, par value $0.001, were issued to certain holders of LD Holdings class a common units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F1 · derivative.expiration_date: The Reporting Person has an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings Group LLC ("LD Holdings") directly held by Trilogy Management Investors Six, LLC ("Trilogy Six"). The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Six except to the extent of his pecuniary interest therein.

F2 · derivative.expiration_date: In the reorganization transactions related to Issuer's initial public offering, shares of Issuer's Class C Common Stock, par value $0.001, were issued to certain holders of LD Holdings class a common units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F1 · balance_after: The Reporting Person has an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings Group LLC ("LD Holdings") directly held by Trilogy Management Investors Six, LLC ("Trilogy Six"). The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Six except to the extent of his pecuniary interest therein.

F1 · ownership.nature: The Reporting Person has an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings Group LLC ("LD Holdings") directly held by Trilogy Management Investors Six, LLC ("Trilogy Six"). The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Six except to the extent of his pecuniary interest therein.

F2 · ownership.nature: In the reorganization transactions related to Issuer's initial public offering, shares of Issuer's Class C Common Stock, par value $0.001, were issued to certain holders of LD Holdings class a common units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

SEC source: 0001831631-23-000283 · wk-form4_1696370360.xml · nonDerivative · entry 1

Graeler Darren · CIK 0001983414 · EVP, Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 238,034

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · kind: The Reporting Person has an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings Group LLC ("LD Holdings") directly held by Trilogy Management Investors Six, LLC ("Trilogy Six"). The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Six except to the extent of his pecuniary interest therein.

F2 · kind: In the reorganization transactions related to Issuer's initial public offering, shares of Issuer's Class C Common Stock, par value $0.001, were issued to certain holders of LD Holdings class a common units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F3 · kind: The Reporting Person elected to cause Trilogy Six to exchange a portion of the Common Units beneficially owned by the Reporting Person for an equal number of shares of Class A Common Stock, and to cause Trilogy Six to transfer such shares of Class A Common Stock to the Reporting Person directly. The shares of Class C Common Stock corresponding to the Common Units that were exchanged were cancelled for no consideration. The cancellation of the shares of Class C Common Stock is reported by Trilogy Six on Anthony Hsieh's Form 4 filed on June 3, 2021.

F3 · price: The Reporting Person elected to cause Trilogy Six to exchange a portion of the Common Units beneficially owned by the Reporting Person for an equal number of shares of Class A Common Stock, and to cause Trilogy Six to transfer such shares of Class A Common Stock to the Reporting Person directly. The shares of Class C Common Stock corresponding to the Common Units that were exchanged were cancelled for no consideration. The cancellation of the shares of Class C Common Stock is reported by Trilogy Six on Anthony Hsieh's Form 4 filed on June 3, 2021.

SEC source: 0001831631-23-000281 · wk-form4_1696370264.xml · derivative · entry 3

Walsh Jeff Alexander · CIK 0001842775 · President, LDI Mortgage

10b5-1 filing: Plan reported

Ownership: Indirect · Trilogy Management Investors Seven, LLC

Disclosed balance after: 8,718,364

Underlying: Class A Common Stock · 106,578 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001, were issued to certain holders of LD Holdings class a common units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F2 · derivative.exercise_price: The Reporting Person has, and at all times since the Issuer's initial public offering ("IPO") has held, an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings Group LLC ("LD Holdings") directly held by Trilogy Management Investors Seven, LLC ("Trilogy Seven") as reported on Anthony Hsieh's Form 4 filed on February 16, 2021. All of the securities of the Issuer held by Trilogy Seven are directly reported by Trilogy Seven and were not previously reported by the persons holding an indirect interest in the securities. The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Seven except to the extent of his pecuniary interest therein.

F1 · derivative.exercise_date: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001, were issued to certain holders of LD Holdings class a common units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F2 · derivative.exercise_date: The Reporting Person has, and at all times since the Issuer's initial public offering ("IPO") has held, an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings Group LLC ("LD Holdings") directly held by Trilogy Management Investors Seven, LLC ("Trilogy Seven") as reported on Anthony Hsieh's Form 4 filed on February 16, 2021. All of the securities of the Issuer held by Trilogy Seven are directly reported by Trilogy Seven and were not previously reported by the persons holding an indirect interest in the securities. The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Seven except to the extent of his pecuniary interest therein.

F1 · derivative.expiration_date: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001, were issued to certain holders of LD Holdings class a common units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F2 · derivative.expiration_date: The Reporting Person has, and at all times since the Issuer's initial public offering ("IPO") has held, an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings Group LLC ("LD Holdings") directly held by Trilogy Management Investors Seven, LLC ("Trilogy Seven") as reported on Anthony Hsieh's Form 4 filed on February 16, 2021. All of the securities of the Issuer held by Trilogy Seven are directly reported by Trilogy Seven and were not previously reported by the persons holding an indirect interest in the securities. The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Seven except to the extent of his pecuniary interest therein.

F2 · balance_after: The Reporting Person has, and at all times since the Issuer's initial public offering ("IPO") has held, an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings Group LLC ("LD Holdings") directly held by Trilogy Management Investors Seven, LLC ("Trilogy Seven") as reported on Anthony Hsieh's Form 4 filed on February 16, 2021. All of the securities of the Issuer held by Trilogy Seven are directly reported by Trilogy Seven and were not previously reported by the persons holding an indirect interest in the securities. The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Seven except to the extent of his pecuniary interest therein.

F1 · ownership.nature: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001, were issued to certain holders of LD Holdings class a common units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F2 · ownership.nature: The Reporting Person has, and at all times since the Issuer's initial public offering ("IPO") has held, an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings Group LLC ("LD Holdings") directly held by Trilogy Management Investors Seven, LLC ("Trilogy Seven") as reported on Anthony Hsieh's Form 4 filed on February 16, 2021. All of the securities of the Issuer held by Trilogy Seven are directly reported by Trilogy Seven and were not previously reported by the persons holding an indirect interest in the securities. The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Seven except to the extent of his pecuniary interest therein.

SEC source: 0001831631-23-000281 · wk-form4_1696370264.xml · nonDerivative · entry 1

Walsh Jeff Alexander · CIK 0001842775 · President, LDI Mortgage

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 4,333,527

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · kind: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001, were issued to certain holders of LD Holdings class a common units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F2 · kind: The Reporting Person has, and at all times since the Issuer's initial public offering ("IPO") has held, an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings Group LLC ("LD Holdings") directly held by Trilogy Management Investors Seven, LLC ("Trilogy Seven") as reported on Anthony Hsieh's Form 4 filed on February 16, 2021. All of the securities of the Issuer held by Trilogy Seven are directly reported by Trilogy Seven and were not previously reported by the persons holding an indirect interest in the securities. The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Seven except to the extent of his pecuniary interest therein.

F3 · kind: The Reporting Person elected to cause Trilogy Seven to exchange a portion of the Common Units beneficially owned by the Reporting Person for an equal number of shares of Class A Common Stock, and to cause Trilogy Seven to transfer such shares of Class A Common Stock to the Reporting Person directly. The shares of Class C Common Stock corresponding to the Common Units that were exchanged were cancelled for no consideration. The cancellation of the shares of Class C Common Stock is reported by Trilogy Seven on Anthony Hsieh's Form 4 filed on June 3, 2021.

F3 · price: The Reporting Person elected to cause Trilogy Seven to exchange a portion of the Common Units beneficially owned by the Reporting Person for an equal number of shares of Class A Common Stock, and to cause Trilogy Seven to transfer such shares of Class A Common Stock to the Reporting Person directly. The shares of Class C Common Stock corresponding to the Common Units that were exchanged were cancelled for no consideration. The cancellation of the shares of Class C Common Stock is reported by Trilogy Seven on Anthony Hsieh's Form 4 filed on June 3, 2021.

SEC source: 0001831631-23-000274 · wk-form4_1695159206.xml · derivative · entry 3

Smallwood Gregory · CIK 0001829106 · Chief Legal Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 187,500

Underlying: Class A Common Stock · 62,500 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock.

F2 · derivative.exercise_date: The RSUs are scheduled to vest as follows: 25% on each of 9/15/24, 9/15/25, and 9/15/26.

F2 · derivative.expiration_date: The RSUs are scheduled to vest as follows: 25% on each of 9/15/24, 9/15/25, and 9/15/26.

SEC source: 0001831631-23-000274 · wk-form4_1695159206.xml · nonDerivative · entry 2

Smallwood Gregory · CIK 0001829106 · Chief Legal Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 47,281

SEC source: 0001831631-23-000274 · wk-form4_1695159206.xml · nonDerivative · entry 1

Smallwood Gregory · CIK 0001829106 · Chief Legal Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 62,500

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock.

SEC source: 0001831631-23-000272 · wk-form4_1694730313.xml · nonDerivative · entry 3

Martell Frank · CIK 0001387655 · Director · CEO and President

10b5-1 filing: No plan indicated

Ownership: Indirect · The Frank D. and Donna M. Martell Family Trust

Disclosed balance after: 383,402

F4 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $1.90 to $1.95. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

F2 · ownership.direct: As trustee, Mr. Martell has voting and investment power over the assets of the Frank D. and Donna M. Martell Family Trust, established on 8/17/20.

F2 · ownership.nature: As trustee, Mr. Martell has voting and investment power over the assets of the Frank D. and Donna M. Martell Family Trust, established on 8/17/20.

SEC source: 0001831631-23-000272 · wk-form4_1694730313.xml · nonDerivative · entry 2

Martell Frank · CIK 0001387655 · Director · CEO and President

10b5-1 filing: No plan indicated

Ownership: Indirect · The Frank D. and Donna M. Martell Family Trust

Disclosed balance after: 368,402

F3 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $1.885 to $1.94. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

F2 · ownership.direct: As trustee, Mr. Martell has voting and investment power over the assets of the Frank D. and Donna M. Martell Family Trust, established on 8/17/20.

F2 · ownership.nature: As trustee, Mr. Martell has voting and investment power over the assets of the Frank D. and Donna M. Martell Family Trust, established on 8/17/20.

SEC source: 0001831631-23-000272 · wk-form4_1694730313.xml · nonDerivative · entry 1

Martell Frank · CIK 0001387655 · Director · CEO and President

10b5-1 filing: No plan indicated

Ownership: Indirect · The Frank D. and Donna M. Martell Family Trust

Disclosed balance after: 353,402

F1 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $1.89 to $1.95. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

F2 · ownership.direct: As trustee, Mr. Martell has voting and investment power over the assets of the Frank D. and Donna M. Martell Family Trust, established on 8/17/20.

F2 · ownership.nature: As trustee, Mr. Martell has voting and investment power over the assets of the Frank D. and Donna M. Martell Family Trust, established on 8/17/20.

SEC source: 0001831631-23-000270 · wk-form4_1694727411.xml · derivative · entry 3

Grassi Joseph J III · CIK 0001609095 · Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 93,750

Underlying: Class A Common Stock · 31,250 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock.

F2 · derivative.exercise_date: The RSUs are scheduled to vest as follows: 25% on each of 9/12/24, 9/12/25, and 9/12/26.

F2 · derivative.expiration_date: The RSUs are scheduled to vest as follows: 25% on each of 9/12/24, 9/12/25, and 9/12/26.

SEC source: 0001831631-23-000270 · wk-form4_1694727411.xml · nonDerivative · entry 2

Grassi Joseph J III · CIK 0001609095 · Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 21,843

SEC source: 0001831631-23-000270 · wk-form4_1694727411.xml · nonDerivative · entry 1

Grassi Joseph J III · CIK 0001609095 · Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 31,250

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock.

SEC source: 0001831631-23-000268 · wk-form4_1694638565.xml · nonDerivative · entry 2

Walsh Jeff Alexander · CIK 0001842775 · President, LDI Mortgage

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 4,226,949

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on June 9, 2023.

F3 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $1.96 to $2.00. The reporting person undertakes to provide the issuer,any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

SEC source: 0001831631-23-000268 · wk-form4_1694638565.xml · nonDerivative · entry 1

Walsh Jeff Alexander · CIK 0001842775 · President, LDI Mortgage

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 4,237,665

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on June 9, 2023.

F2 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $1.97 to $2.01. The reporting person undertakes to provide the issuer,any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

SEC source: 0001831631-23-000266 · wk-form4_1694123755.xml · nonDerivative · entry 3

Martell Frank · CIK 0001387655 · Director · CEO and President

10b5-1 filing: No plan indicated

Ownership: Indirect · The Frank D. and Donna M. Martell Family Trust

Disclosed balance after: 333,402

F5 · price: The price reported in Column 4 is a weighted average price. These shares were purchased on September 7, 2023 in multiple transactions at prices ranging from $1.95 to $2.05. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

F3 · ownership.direct: As trustee, Mr. Martell has voting and investment power over the assets of the Frank D. and Donna M. Martell Family Trust, established on 8/17/20.

F3 · ownership.nature: As trustee, Mr. Martell has voting and investment power over the assets of the Frank D. and Donna M. Martell Family Trust, established on 8/17/20.

SEC source: 0001831631-23-000266 · wk-form4_1694123755.xml · nonDerivative · entry 2

Martell Frank · CIK 0001387655 · Director · CEO and President

10b5-1 filing: No plan indicated

Ownership: Indirect · The Frank D. and Donna M. Martell Family Trust

Disclosed balance after: 321,351

F4 · price: The price reported in Column 4 is a weighted average price. These shares were purchased on September 6, 2023 in multiple transactions at prices ranging from $1.95 to $2.05. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

F3 · ownership.direct: As trustee, Mr. Martell has voting and investment power over the assets of the Frank D. and Donna M. Martell Family Trust, established on 8/17/20.

F3 · ownership.nature: As trustee, Mr. Martell has voting and investment power over the assets of the Frank D. and Donna M. Martell Family Trust, established on 8/17/20.

SEC source: 0001831631-23-000266 · wk-form4_1694123755.xml · nonDerivative · entry 1

Martell Frank · CIK 0001387655 · Director · CEO and President

10b5-1 filing: No plan indicated

Ownership: Indirect · The Frank D. and Donna M. Martell Family Trust

Disclosed balance after: 296,351

F1 · price: The price reported in Column 4 is a weighted average price. These shares were purchased on September 5, 2023 in multiple transactions at prices ranging from $1.97 to $1.99. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

F2 · balance_after: Includes 117 shares originally purchased on May 18, 2022 which were inadvertently omitted from the total number of shares reported as purchased on that date in the Reporting Person's Form 4 filed on May 18, 2022.

F3 · ownership.direct: As trustee, Mr. Martell has voting and investment power over the assets of the Frank D. and Donna M. Martell Family Trust, established on 8/17/20.

F3 · ownership.nature: As trustee, Mr. Martell has voting and investment power over the assets of the Frank D. and Donna M. Martell Family Trust, established on 8/17/20.

SEC source: 0001831631-23-000262 · wk-form4_1692394078.xml · derivative · entry 2

Martell Frank · CIK 0001387655 · Director · CEO and President

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,249,162

Underlying: Class A Common Stock · 280,000 shares

Expires not disclosed

F3 · derivative.exercise_price: Each performance share unit ("PSU") represents a contingent right to receive one share of Issuer's Class A Common Stock.

F4 · derivative.exercise_date: The PSUs are scheduled to vest if the average closing price of the Class A Common Stock over any 30-consecutive trading day period prior to the 5th anniversary of July 19, 2023 equals or exceeds the following share prices: (i) <$3.00 share price - 0% of target PSUs that vest; (ii) $3.00 share price - 25% of target PSUs that vest; (iii) $4.00 share price - 50% of target PSUs that vest; (iv) $5.00 share price - 75% of target PSUs that vest; (v) $6.00 share price - 100% of target PSUs that vest; (vi) $7.50 share price - 125% of target PSUs that vest; (vii) $9.00 share price - 150% of target PSUs that vest; (viii) $10.50 share price - 175% of target PSUs that vest; and (ix) $13.00 share price - 200% of target PSUs that vest. Any PSUs which have not become earned by July 19, 2028 will be forfeited.

F4 · derivative.expiration_date: The PSUs are scheduled to vest if the average closing price of the Class A Common Stock over any 30-consecutive trading day period prior to the 5th anniversary of July 19, 2023 equals or exceeds the following share prices: (i) <$3.00 share price - 0% of target PSUs that vest; (ii) $3.00 share price - 25% of target PSUs that vest; (iii) $4.00 share price - 50% of target PSUs that vest; (iv) $5.00 share price - 75% of target PSUs that vest; (v) $6.00 share price - 100% of target PSUs that vest; (vi) $7.50 share price - 125% of target PSUs that vest; (vii) $9.00 share price - 150% of target PSUs that vest; (viii) $10.50 share price - 175% of target PSUs that vest; and (ix) $13.00 share price - 200% of target PSUs that vest. Any PSUs which have not become earned by July 19, 2028 will be forfeited.

SEC source: 0001831631-23-000262 · wk-form4_1692394078.xml · derivative · entry 1

Martell Frank · CIK 0001387655 · Director · CEO and President

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,249,162

Underlying: Class A Common Stock · 280,000 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock.

F2 · derivative.exercise_date: The RSUs are scheduled to vest as follows: 1/3rd on each of July 19, 2024, July 19, 2025 and July 19, 2026. Within 30 days following each vesting date (provided such date does not fall during a Blackout Period), Issuer will deliver the number of shares of Class A Common Stock that correspond to the number of RSUs that vested.

F2 · derivative.expiration_date: The RSUs are scheduled to vest as follows: 1/3rd on each of July 19, 2024, July 19, 2025 and July 19, 2026. Within 30 days following each vesting date (provided such date does not fall during a Blackout Period), Issuer will deliver the number of shares of Class A Common Stock that correspond to the number of RSUs that vested.

SEC source: 0001831631-23-000260 · wk-form4_1692391712.xml · derivative · entry 1

Graeler Darren · CIK 0001983414 · EVP, Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 117,925

Underlying: Class A Common Stock · 117,925 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock.

F2 · derivative.exercise_date: The RSUs are scheduled to vest as follows: 1/3rd on each of the first three anniversaries of the date of grant.

F2 · derivative.expiration_date: The RSUs are scheduled to vest as follows: 1/3rd on each of the first three anniversaries of the date of grant.

SEC source: 0001831631-23-000241 · wk-form4_1690933633.xml · derivative · entry 4

DerGurahian Jeffrey Michael · CIK 0001655938 · Chief Capital Markets Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 33,801

Underlying: Class A Common Stock · 16,900 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock

F3 · date: In accordance with the terms of the Agreement, RSUs that vested on July 28, 2023 were settled on August 1, 2023.

F4 · derivative.exercise_date: The RSUs are scheduled to vest as follows, 16,900 on 7/28/24 and 16,901 on 7/28/25. Within 30 days following each vesting date, Issuer will deliver the number of shares of Class A Common Stock that correspond to the number of RSUs that vested or, at the discretion of the Compensation Committee, its cash equivalent.

F4 · derivative.expiration_date: The RSUs are scheduled to vest as follows, 16,900 on 7/28/24 and 16,901 on 7/28/25. Within 30 days following each vesting date, Issuer will deliver the number of shares of Class A Common Stock that correspond to the number of RSUs that vested or, at the discretion of the Compensation Committee, its cash equivalent.

SEC source: 0001831631-23-000241 · wk-form4_1690933633.xml · nonDerivative · entry 2

DerGurahian Jeffrey Michael · CIK 0001655938 · Chief Capital Markets Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 255,695

SEC source: 0001831631-23-000241 · wk-form4_1690933633.xml · nonDerivative · entry 1

DerGurahian Jeffrey Michael · CIK 0001655938 · Chief Capital Markets Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 262,346

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock

SEC source: 0001831631-23-000239 · wk-form4_1690927616.xml · derivative · entry 3

Walsh Jeff Alexander · CIK 0001842775 · President, LDI Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 36,874

Underlying: Class A Common Stock · 18,436 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock

F2 · date: In accordance with the terms of the Agreement, RSUs that vested on July 28, 2023 were settled on August 1, 2023.

F3 · derivative.exercise_date: The RSUs are scheduled to vest as follows, 18,437 on each of 7/28/24 and 7/28/25. Within 30 days following each vesting date, Issuer will deliver the number of shares of Class A Common Stock that correspond to the number of RSUs that vested or, at the discretion of the Compensation Committee, its cash equivalent.

F3 · derivative.expiration_date: The RSUs are scheduled to vest as follows, 18,437 on each of 7/28/24 and 7/28/25. Within 30 days following each vesting date, Issuer will deliver the number of shares of Class A Common Stock that correspond to the number of RSUs that vested or, at the discretion of the Compensation Committee, its cash equivalent.

SEC source: 0001831631-23-000239 · wk-form4_1690927616.xml · nonDerivative · entry 2

Walsh Jeff Alexander · CIK 0001842775 · President, LDI Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,244,813

SEC source: 0001831631-23-000239 · wk-form4_1690927616.xml · nonDerivative · entry 1

Walsh Jeff Alexander · CIK 0001842775 · President, LDI Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,253,954

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock

SEC source: 0001831631-23-000232 · wk-form4_1689889500.xml · nonDerivative · entry 2

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 797,151

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 12, 2022.

F3 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $2.21 to $2.325. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

SEC source: 0001831631-23-000237 · wk-form4_1689975048.xml · derivative · entry 2

Martell Frank · CIK 0001387655 · Director · CEO and President

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 969,162

Underlying: Class A Common Stock · 969,162 shares

Expires not disclosed

F3 · derivative.exercise_price: Each performance share unit ("PSU") represents a contingent right to receive on share of Class A Common Stock.

F4 · derivative.exercise_date: The PSUs are scheduled to vest if the average closing price of the Class A Common Stock over any 30-consecutive trading day period prior to the 5th anniversary of the grant date equals or exceeds the following share prices: (i) <$3.00 share price - 0% of target PSUs that vest; (ii) $3.00 share price - 25% of target PSUs that vest; (iii) $4.00 share price - 50% of target PSUs that vest; (iv) $5.00 share price - 75% of target PSUs that vest; (v) $6.00 share price - 100% of target PSUs that vest; (vi) $7.50 share price - 25% of target PSUs that vest; (vii) $9.00 share price - 150% of target PSUs that vest; (viii) $10.50 share price - 175% of target PSUs that vest; and (ix) $13.00 share price - 200% of target PSUs that vest. Any PSUs which have not become earned by July 19, 2028 will be forfeited.

F4 · derivative.expiration_date: The PSUs are scheduled to vest if the average closing price of the Class A Common Stock over any 30-consecutive trading day period prior to the 5th anniversary of the grant date equals or exceeds the following share prices: (i) <$3.00 share price - 0% of target PSUs that vest; (ii) $3.00 share price - 25% of target PSUs that vest; (iii) $4.00 share price - 50% of target PSUs that vest; (iv) $5.00 share price - 75% of target PSUs that vest; (v) $6.00 share price - 100% of target PSUs that vest; (vi) $7.50 share price - 25% of target PSUs that vest; (vii) $9.00 share price - 150% of target PSUs that vest; (viii) $10.50 share price - 175% of target PSUs that vest; and (ix) $13.00 share price - 200% of target PSUs that vest. Any PSUs which have not become earned by July 19, 2028 will be forfeited.

SEC source: 0001831631-23-000237 · wk-form4_1689975048.xml · derivative · entry 1

Martell Frank · CIK 0001387655 · Director · CEO and President

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 969,162

Underlying: Class A Common Stock · 969,162 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock.

F2 · derivative.exercise_date: The RSUs are scheduled to vest as follows: 1/3rd on each of the first three anniversaries of the date of grant. Within 30 days following each vesting date (provided such date does not fall during a Blackout Period), Issuer will deliver the number of shares of Class A Common Stock that correspond to the number of RSUs that vested.

F2 · derivative.expiration_date: The RSUs are scheduled to vest as follows: 1/3rd on each of the first three anniversaries of the date of grant. Within 30 days following each vesting date (provided such date does not fall during a Blackout Period), Issuer will deliver the number of shares of Class A Common Stock that correspond to the number of RSUs that vested.

SEC source: 0001831631-23-000250 · wk-form4a_1691187687.xml · derivative · entry 2

Martell Frank · CIK 0001387655 · Director · CEO and President

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 969,162

Underlying: Class A Common Stock · 969,162 shares

Expires not disclosed

F3 · derivative.exercise_price: Each performance share unit ("PSU") represents a contingent right to receive on share of Class A Common Stock.

F4 · derivative.exercise_date: The PSUs are scheduled to vest if the average closing price of the Class A Common Stock over any 30-consecutive trading day period prior to the 5th anniversary of the grant date equals or exceeds the following share prices: (i) <$3.00 share price - 0% of target PSUs that vest; (ii) $3.00 share price - 25% of target PSUs that vest; (iii) $4.00 share price - 50% of target PSUs that vest; (iv) $5.00 share price - 75% of target PSUs that vest; (v) $6.00 share price - 100% of target PSUs that vest; (vi) $7.50 share price - 125% of target PSUs that vest; (vii) $9.00 share price - 150% of target PSUs that vest; (viii) $10.50 share price - 175% of target PSUs that vest; and (ix) $13.00 share price - 200% of target PSUs that vest. Any PSUs which have not become earned by July 19, 2028 will be forfeited.

F4 · derivative.expiration_date: The PSUs are scheduled to vest if the average closing price of the Class A Common Stock over any 30-consecutive trading day period prior to the 5th anniversary of the grant date equals or exceeds the following share prices: (i) <$3.00 share price - 0% of target PSUs that vest; (ii) $3.00 share price - 25% of target PSUs that vest; (iii) $4.00 share price - 50% of target PSUs that vest; (iv) $5.00 share price - 75% of target PSUs that vest; (v) $6.00 share price - 100% of target PSUs that vest; (vi) $7.50 share price - 125% of target PSUs that vest; (vii) $9.00 share price - 150% of target PSUs that vest; (viii) $10.50 share price - 175% of target PSUs that vest; and (ix) $13.00 share price - 200% of target PSUs that vest. Any PSUs which have not become earned by July 19, 2028 will be forfeited.

SEC source: 0001831631-23-000250 · wk-form4a_1691187687.xml · derivative · entry 1

Martell Frank · CIK 0001387655 · Director · CEO and President

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 969,162

Underlying: Class A Common Stock · 969,162 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock.

F2 · derivative.exercise_date: The RSUs are scheduled to vest as follows: 1/3rd on each of the first three anniversaries of the date of grant. Within 30 days following each vesting date (provided such date does not fall during a Blackout Period), Issuer will deliver the number of shares of Class A Common Stock that correspond to the number of RSUs that vested.

F2 · derivative.expiration_date: The RSUs are scheduled to vest as follows: 1/3rd on each of the first three anniversaries of the date of grant. Within 30 days following each vesting date (provided such date does not fall during a Blackout Period), Issuer will deliver the number of shares of Class A Common Stock that correspond to the number of RSUs that vested.

SEC source: 0001831631-23-000232 · wk-form4_1689889500.xml · nonDerivative · entry 1

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 801,668

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 12, 2022.

F2 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $2.15 to $2.24. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

SEC source: 0001831631-23-000230 · wk-form4_1689637885.xml · nonDerivative · entry 2

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 811,667

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 12, 2022.

F3 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $2.12 to $2.28. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

SEC source: 0001831631-23-000230 · wk-form4_1689637885.xml · nonDerivative · entry 1

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 821,666

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 12, 2022.

F2 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $2.10 to $2.19. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

SEC source: 0001831631-23-000228 · wk-form4_1689371906.xml · nonDerivative · entry 2

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 831,665

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 12, 2022.

F3 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $2.13 to $2.19. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

SEC source: 0001831631-23-000228 · wk-form4_1689371906.xml · nonDerivative · entry 1

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 841,664

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 12, 2022.

F2 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $2.13 to $2.16. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

SEC source: 0001831631-23-000221 · wk-form4_1689204290.xml · nonDerivative · entry 6

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 851,663

F3 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $2.07 to $2.13. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

SEC source: 0001831631-23-000221 · wk-form4_1689204290.xml · derivative · entry 8

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 131,370

Underlying: Class A Common Stock · 43,789 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock.

F5 · derivative.exercise_date: These RSUs granted on 1/18/23, are scheduled to vest as follows: 25% on each of 7/10/24, 7/10/25, and 7/10/26.

F5 · derivative.expiration_date: These RSUs granted on 1/18/23, are scheduled to vest as follows: 25% on each of 7/10/24, 7/10/25, and 7/10/26.