JSM

SEC source: 0001127602-23-002907 · form4.xml · derivative · entry 5

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 463,320 shares

Expires 2023-02-05

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001127602-23-002907 · form4.xml · nonDerivative · entry 3

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 3,328,277.459

SEC source: 0001127602-23-002907 · form4.xml · nonDerivative · entry 2

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 3,716,670.459

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001127602-23-002908 · form4.xml · derivative · entry 4

HELEEN MARK L · CIK 0001451729 · EVP, CLO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 86,872 shares

Expires 2023-02-05

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001127602-23-002908 · form4.xml · nonDerivative · entry 2

HELEEN MARK L · CIK 0001451729 · EVP, CLO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 395,682.0171

SEC source: 0001127602-23-002908 · form4.xml · nonDerivative · entry 1

HELEEN MARK L · CIK 0001451729 · EVP, CLO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 466,157.0171

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · balance_after: Dividend equivalent rights (1,489.7482 units) issued on restricted stock units and performance stock units and 26 shares withheld to satisfy the reporting person's various tax withholding requirements are included in the reporting person's common stock holding balance.

SEC source: 0001127602-23-002697 · form4.xml · derivative · entry 4

HAUBER STEPHEN M · CIK 0001710338 · EVP, Chief Risk&Compliance Off

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 57,915 shares

Expires 2023-02-05

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001127602-23-002697 · form4.xml · nonDerivative · entry 3

HAUBER STEPHEN M · CIK 0001710338 · EVP, Chief Risk&Compliance Off

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 217,080.7093

F2 · price: Represents the weighted average price per share of stock sold by the reporting person between $19.16 and $19.17. The reporting person undertakes to provide to Navient Corporation, any security holder of Navient Corporation or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price.

SEC source: 0001127602-23-002697 · form4.xml · nonDerivative · entry 2

HAUBER STEPHEN M · CIK 0001710338 · EVP, Chief Risk&Compliance Off

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 228,431.7093

SEC source: 0001127602-23-002697 · form4.xml · nonDerivative · entry 1

HAUBER STEPHEN M · CIK 0001710338 · EVP, Chief Risk&Compliance Off

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 274,995.7093

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · balance_after: Dividend equivalent rights (4,459.9892 units) issued on restricted stock units and performance stock units are included in the reporting person's common stock holding balance.

SEC source: 0001127602-23-000606 · form4.xml · derivative · entry 5

KANE JOHN M · CIK 0001605711 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 150,579 shares

Expires 2023-02-05

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · kind: The transactions reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan entered into by the reporting person and represent exercises of stock options set to expire on February 5, 2023.

SEC source: 0001127602-23-000606 · form4.xml · nonDerivative · entry 3

KANE JOHN M · CIK 0001605711 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 607,302.8489

F1 · kind: The transactions reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan entered into by the reporting person and represent exercises of stock options set to expire on February 5, 2023.

F3 · price: Represents the weighted average price per share of stock sold by the reporting person between $16.38 and $16.77. The reporting person undertakes to provide to Navient Corporation, any security holder of Navient Corporation or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price.

SEC source: 0001127602-23-000606 · form4.xml · nonDerivative · entry 2

KANE JOHN M · CIK 0001605711 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 624,308.8489

F1 · kind: The transactions reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan entered into by the reporting person and represent exercises of stock options set to expire on February 5, 2023.

SEC source: 0001127602-23-000606 · form4.xml · nonDerivative · entry 1

KANE JOHN M · CIK 0001605711 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 757,881.8489

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · kind: The transactions reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan entered into by the reporting person and represent exercises of stock options set to expire on February 5, 2023.

F2 · balance_after: Dividend equivalent rights (8,485.3733 units) issued on restricted stock units and performance stock units ("PSUs") are included in the reporting person's common stock holding balance.

SEC source: 0001127602-23-002907 · form4.xml · nonDerivative · entry 1

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 3,253,350.459

F1 · kind: Represents a bona fide gift by the reporting person to the Fidelity Charitable Gift Fund.

F2 · balance_after: Dividend equivalent rights (9,833.9674 units) issued on restricted stock units and performance stock units and 127 shares withheld to satisfy the reporting person's various tax withholding requirements are included in the reporting person's common stock holding balance.

SEC source: 0001127602-22-027053 · form4.xml · nonDerivative · entry 1

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 3,303,643.4916

F1 · shares: Represents shares withheld to satisfy the reporting person's tax withholding requirements.

F2 · balance_after: Dividend equivalent rights (32,497.2666 units) issued on restricted stock units and performance stock units are included in the reporting person's common stock holding balance.

SEC source: 0001127602-22-027040 · form4.xml · nonDerivative · entry 1

HELEEN MARK L · CIK 0001451729 · EVP, CLO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 377,821.2689

F1 · shares: Represents shares withheld to satisfy the reporting person's various tax withholding requirements.

F2 · balance_after: Dividend equivalent rights (4,923.0125 units) issued on restricted stock units and performance stock units are included in the reporting person's common stock holding balance.

SEC source: 0001127602-22-023861 · form4.xml · nonDerivative · entry 1

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 142,609.4901

F1 · shares: As previously reported, on October 7, 2020, the reporting person was granted 16,648 RSUs under the Navient Corporation 2014 Omnibus Incentive Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On October 7, 2022, 5,550 shares of such RSUs were settled and an additional 486 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 1,818 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Dividend equivalent rights (3,594.1066) issued on RSUs are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

SEC source: 0000921895-22-001074 · form412083005_04042022.xml · nonDerivative · entry 2

Newbury Investors LLC · CIK 0001914278 · 10% owner

Sherborne Investors LP · CIK 0001406888 · 10% owner

Sherborne Investors Management LP · CIK 0001406672 · 10% owner

Sherborne Investors GP, LLC · CIK 0001373507 · 10% owner

Sherborne Investors Management GP, LLC · CIK 0001406671 · 10% owner

BRAMSON EDWARD J · CIK 0001016268 · 10% owner

Welker Stephen · CIK 0001914277 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Not disclosed

Ownership: Indirect · By Newbury Investors LLC

Disclosed balance after: 29,449,997

F1 · security: This Form 4 is filed jointly by Newbury Investors LLC ("Newbury Investors"), Sherborne Investors LP ("Sherborne Investors LP"), Sherborne Investors Management LP ("Sherborne Investors Management"), Sherborne Investors GP, LLC ("Sherborne GP"), Sherborne Investors Management GP, LLC ("Sherborne Management GP"), Edward Bramson and Stephen Welker (collectively, the "Reporting Persons").

F2 · security: Each Reporting Person may be deemed to be a member of a Section 13(d) group that owns more than 10% of the Issuer's outstanding shares of Common Stock. Each Reporting Person disclaims beneficial ownership of the shares of Common Stock reported herein except to the extent of his or its pecuniary interest therein, and this report shall not be deemed to be an admission that any Reporting Person is the beneficial owner of such shares of Common Stock for purposes of Section 16 or for any other purpose.

F5 · price: The price reported in Column 4 is a weighted average price. These shares of Common Stock were purchased in multiple transactions at prices ranging from $16.92 to $17.32, inclusive. The Reporting Persons undertake to provide Navient Corporation, any security holder of Navient Corporation or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares of Common Stock purchased at each separate price within the range set forth in this footnote.

F3 · ownership.nature: Shares of Common Stock directly owned by Newbury Investors. Each of Sherborne Investors LP, as the managing member of Newbury Investors, Sherborne Investors Management, as the investment manager of Newbury Investors, Sherborne GP, as the general partner of Sherborne Investors LP, Sherborne Management GP, as the general partner of Sherborne Investors Management, and Messrs. Bramson and Welker, as managing directors of each of Sherborne Management GP and Sherborne GP, may be deemed to be the beneficial owner of the shares of Common Stock directly owned by Newbury Investors.

SEC source: 0000921895-22-001074 · form412083005_04042022.xml · nonDerivative · entry 1

Newbury Investors LLC · CIK 0001914278 · 10% owner

Sherborne Investors LP · CIK 0001406888 · 10% owner

Sherborne Investors Management LP · CIK 0001406672 · 10% owner

Sherborne Investors GP, LLC · CIK 0001373507 · 10% owner

Sherborne Investors Management GP, LLC · CIK 0001406671 · 10% owner

BRAMSON EDWARD J · CIK 0001016268 · 10% owner

Welker Stephen · CIK 0001914277 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Not disclosed

Ownership: Indirect · By Newbury Investors LLC

Disclosed balance after: 29,123,997

F1 · security: This Form 4 is filed jointly by Newbury Investors LLC ("Newbury Investors"), Sherborne Investors LP ("Sherborne Investors LP"), Sherborne Investors Management LP ("Sherborne Investors Management"), Sherborne Investors GP, LLC ("Sherborne GP"), Sherborne Investors Management GP, LLC ("Sherborne Management GP"), Edward Bramson and Stephen Welker (collectively, the "Reporting Persons").

F2 · security: Each Reporting Person may be deemed to be a member of a Section 13(d) group that owns more than 10% of the Issuer's outstanding shares of Common Stock. Each Reporting Person disclaims beneficial ownership of the shares of Common Stock reported herein except to the extent of his or its pecuniary interest therein, and this report shall not be deemed to be an admission that any Reporting Person is the beneficial owner of such shares of Common Stock for purposes of Section 16 or for any other purpose.

F4 · price: The price reported in Column 4 is a weighted average price. These shares of Common Stock were purchased in multiple transactions at prices ranging from $16.81 to $17.43, inclusive. The Reporting Persons undertake to provide Navient Corporation, any security holder of Navient Corporation or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares of Common Stock purchased at each separate price within the range set forth in this footnote.

F3 · ownership.nature: Shares of Common Stock directly owned by Newbury Investors. Each of Sherborne Investors LP, as the managing member of Newbury Investors, Sherborne Investors Management, as the investment manager of Newbury Investors, Sherborne GP, as the general partner of Sherborne Investors LP, Sherborne Management GP, as the general partner of Sherborne Investors Management, and Messrs. Bramson and Welker, as managing directors of each of Sherborne Management GP and Sherborne GP, may be deemed to be the beneficial owner of the shares of Common Stock directly owned by Newbury Investors.

SEC source: 0001127602-22-007994 · form4.xml · nonDerivative · entry 1

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 3,276,428.225

F1 · shares: Represents performance stock units ("PSUs") awarded to the reporting person under the Navient Corporation 2014 Omnibus Incentive Plan and previously reported on February 5, 2019. Each PSU represents the right to receive one share of Navient Corporation ("Navient") common stock in the future, which target amount vests at a specified percentage and is settled based upon achieving certain performance conditions over a three-year performance period ending on the final day of fiscal year 2021. On January 27, 2022, the Compensation and Human Resources Committee approved the achievement of the 2019-2021 PSUs at 119% of target resulting in the settling on March 1, 2022, of 312,062.0300 shares of such PSUs and an additional 56,373.6293 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 170,955 shares were withheld by Navient (as approved by the Navient Compensation and Human Resources Committee) to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Reflects the disposition of 0.6593 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

SEC source: 0001127602-22-007978 · form4.xml · nonDerivative · entry 1

HAUBER STEPHEN M · CIK 0001710338 · EVP, Chief Risk&Compliance Off

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 212,620.7201

F1 · shares: Represents performance stock units ("PSUs") awarded to the reporting person under the Navient Corporation 2014 Omnibus Incentive Plan and previously reported on February 5, 2019. Each PSU represents the right to receive one share of Navient Corporation ("Navient") common stock in the future, which target amount vests at a specified percentage and is settled based upon achieving certain performance conditions over a three-year performance period ending on the final day of fiscal year 2021. On January 27, 2022, the Compensation and Human Resources Committee approved the achievement of the 2019-2021 PSUs at 119% of target resulting in the settling on March 1, 2022, of 26,005.0700 shares of such PSUs and an additional 4,697.7844 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 13,847 shares were withheld by Navient (as approved by the Navient Compensation and Human Resources Committee) to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Reflects the disposition of 0.8544 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

SEC source: 0001127602-22-007985 · form4.xml · nonDerivative · entry 1

HELEEN MARK L · CIK 0001451729 · EVP, CLO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 374,073.2564

F1 · shares: Represents performance stock units ("PSUs") awarded to the reporting person under the Navient Corporation 2014 Omnibus Incentive Plan and previously reported on February 5, 2019. Each PSU represents the right to receive one share of Navient Corporation ("Navient") common stock in the future, which target amount vests at a specified percentage and is settled based upon achieving certain performance conditions over a three-year performance period ending on the final day of fiscal year 2021. On January 27, 2022, the Compensation and Human Resources Committee approved the achievement of the 2019-2021 PSUs at 119% of target resulting in the settling on March 1, 2022, of 39,007.0100 shares of such PSUs and an additional 7,046.5693 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 21,581 shares were withheld by Navient (as approved by the Navient Compensation and Human Resources Committee) to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Reflects the disposition of 0.5793 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

SEC source: 0001127602-22-007989 · form4.xml · nonDerivative · entry 1

KANE JOHN M · CIK 0001605711 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 598,817.4756

F1 · shares: Represents performance stock units ("PSUs") awarded to the reporting person under the Navient Corporation 2014 Omnibus Incentive Plan and previously reported on February 5, 2019. Each PSU represents the right to receive one share of Navient Corporation ("Navient") common stock in the future, which target amount vests at a specified percentage and is settled based upon achieving certain performance conditions over a three-year performance period ending on the final day of fiscal year 2021. On January 27, 2022, the Compensation and Human Resources Committee approved the achievement of the 2019-2021 PSUs at 119% of target resulting in the settling on March 1, 2022, of 52,010.1400 shares of such PSUs and an additional 9,395.5691 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 26,853 shares were withheld by Navient (as approved by the Navient Compensation and Human Resources Committee) to satisfy the reporting person's tax withholding obligations.

F2 · balance_after: Reflects the disposition of 0.7091 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

SEC source: 0001127602-22-003751 · form4.xml · nonDerivative · entry 5

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 140,833.3835

F7 · shares: As previously reported, on February 6, 2020, the reporting person was granted 6,382 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 6, 2022, 2,128 shares of such RSUs were settled and an additional 265 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 721 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-22-003753 · form4.xml · nonDerivative · entry 5

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 3,388,558.0227

F6 · shares: As previously reported, on February 6, 2020, the reporting person was granted 141,843 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 6, 2022, 45,295 shares of such RSUs were settled and an additional 5,640 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 22,438 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-22-003745 · form4.xml · nonDerivative · entry 5

HAUBER STEPHEN M · CIK 0001710338 · EVP, Chief Risk&Compliance Off

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 221,566.4381

F6 · shares: As previously reported, on February 6, 2020, the reporting person was granted 17,730 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 6, 2022, 5,910 shares of such RSUs were settled and an additional 736 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 2,001 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-22-003747 · form4.xml · nonDerivative · entry 5

HELEEN MARK L · CIK 0001451729 · EVP, CLO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 388,301.7432

F7 · shares: As previously reported, on February 6, 2020, the reporting person was granted 26,595 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 6, 2022, 8,489 shares of such RSUs were settled and an additional 1,057 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 2,818 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-22-003749 · form4.xml · nonDerivative · entry 5

KANE JOHN M · CIK 0001605711 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 615,866.9118

F6 · shares: As previously reported, on February 6, 2020, the reporting person was granted 35,460 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 6, 2022, 11,820 shares of such RSUs were settled and an additional 1,472 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 6,283 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-22-003751 · form4.xml · nonDerivative · entry 4

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 141,554.3835

F5 · shares: As previously reported, on February 5, 2019, the reporting person was granted 8,391 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 5, 2022, 2,797 shares of such RSUs were settled and an additional 506.1690 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 971 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

F6 · balance_after: Reflects the disposition of 0.1690 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the Plan.

SEC source: 0001127602-22-003753 · form4.xml · nonDerivative · entry 4

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 3,410,996.0227

F4 · shares: As previously reported, on February 5, 2019, the reporting person was granted 174,825 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 5, 2022, 55,825 shares of such RSUs were settled and an additional 10,118.0942 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 29,049 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

F5 · balance_after: Reflects the disposition of 0.0942 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the Plan.

SEC source: 0001127602-22-003745 · form4.xml · nonDerivative · entry 4

HAUBER STEPHEN M · CIK 0001710338 · EVP, Chief Risk&Compliance Off

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 223,567.4381

F4 · shares: As previously reported, on February 5, 2019, the reporting person was granted 21,853 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 5, 2022, 7,284 shares of such RSUs were settled and an additional 1,316.6196 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 2,590 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

F5 · balance_after: Reflects the disposition of 0.6196 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the Plan.

SEC source: 0001127602-22-003747 · form4.xml · nonDerivative · entry 4

HELEEN MARK L · CIK 0001451729 · EVP, CLO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 391,119.7432

F5 · shares: As previously reported, on February 5, 2019, the reporting person was granted 32,779 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 5, 2022, 10,463 shares of such RSUs were settled and an additional 1,896.9558 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 3,648 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

F6 · balance_after: Reflects the disposition of 0.9558 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the Plan.

SEC source: 0001127602-22-003749 · form4.xml · nonDerivative · entry 4

KANE JOHN M · CIK 0001605711 · EVP & Group President

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 622,149.9118

F4 · shares: As previously reported, on February 5, 2019, the reporting person was granted 43,706 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 5, 2022, 14,569 shares of such RSUs were settled and an additional 2,632.1498 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 7,425 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

F5 · balance_after: Reflects the disposition of 0.1498 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the Plan.

SEC source: 0001127602-22-003751 · form4.xml · nonDerivative · entry 3

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 142,525.5525

F4 · shares: As previously reported, on February 4, 2021, the reporting person was granted 20,325 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 4, 2022, 6,775 shares of such RSUs were settled and an additional 237 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 2,470 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-22-003751 · form4.xml · nonDerivative · entry 2

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 144,995.5525

F3 · shares: Represents a grant of common stock to the reporting person in the form of performance stock units ("PSUs") to be settled solely by delivery of shares of the Company's common stock. Upon vesting, a specified percentage of this target award will vest and be settled based upon the satisfaction of certain performance conditions over a three-year performance period ending on the final day of fiscal year 2024. The performance conditions shall be approved by the Committee in connection with the Company's 2022 Long-Term Incentive Program and shall be set forth in the form of PSU award agreement approved by the Navient Compensation and Personnel Committee (the "Committee").

SEC source: 0001127602-22-003751 · form4.xml · nonDerivative · entry 1

Fisher Joe · CIK 0001828483 · EVP, CFO & PAO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 113,977.5525

F1 · shares: Represents a grant of common stock to the reporting person in the form of restricted stock units ("RSUs") pursuant to the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan"). The RSUs will be settled solely by delivery of shares of Navient Corporation ("Navient") common stock and vest in one-third increments on each of the first, second and third anniversaries of the grant date.

F2 · balance_after: Dividend equivalent rights (467.2473) issued on RSUs and PSUs are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient common stock.

SEC source: 0001127602-22-003753 · form4.xml · nonDerivative · entry 3

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 3,440,045.1169

F3 · shares: As previously reported, on February 4, 2021, the reporting person was granted 162,601 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 4, 2022, 51,924 shares of such RSUs were settled and an additional 1,840 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 21,054 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-22-003753 · form4.xml · nonDerivative · entry 2

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 3,461,099.1169

F2 · shares: Represents a grant of common stock to the reporting person in the form of performance stock units ("PSUs") to be settled solely by delivery of shares of the Company's common stock. Upon vesting, a specified percentage of this target award will vest and be settled based upon the satisfaction of certain performance conditions over a three-year performance period ending on the final day of fiscal year 2024. The performance conditions shall be approved by the Committee in connection with the Company's 2022 Long-Term Incentive Program and shall be set forth in the form of PSU award agreement approved by the Navient Compensation and Personnel Committee (the "Committee").

SEC source: 0001127602-22-003753 · form4.xml · nonDerivative · entry 1

REMONDI JOHN F · CIK 0001109264 · Director · Chief Executive Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 3,257,396.1169

F1 · shares: Represents a grant of common stock to the reporting person in the form of restricted stock units ("RSUs") pursuant to the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan"). The RSUs will be settled solely by delivery of shares of Navient Corporation ("Navient") common stock and vest in one-third increments on each of the first, second and third anniversaries of the grant date.

SEC source: 0001127602-22-003741 · form4.xml · nonDerivative · entry 1

UNGER LAURA S · CIK 0001175992 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 52,082

F1 · shares: Represents a grant of restricted stock to a non-employee director under the Navient Corporation 2014 Omnibus Incentive Plan. The restrictions lift on a quarterly basis subject to continued active service on the Navient Board of Directors as follows: 25% on the grant date (Feb 4, 2022); 25% on May 1, 2022; 25% on August 1, 2022; and 25% on November 1, 2022.

F2 · balance_after: Dividend equivalent rights (144.1391 units) issued on previously unvested restricted are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

F3 · balance_after: Reflects the disposition of .5391 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

SEC source: 0001127602-22-003745 · form4.xml · nonDerivative · entry 3

HAUBER STEPHEN M · CIK 0001710338 · EVP, Chief Risk&Compliance Off

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 226,158.0577

F3 · shares: As previously reported, on February 4, 2021, the reporting person was granted 20,325 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 4, 2022, 6,775 shares of such RSUs were settled and an additional 237 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 2,188 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-22-003745 · form4.xml · nonDerivative · entry 2

HAUBER STEPHEN M · CIK 0001710338 · EVP, Chief Risk&Compliance Off

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 228,346.0577

F2 · shares: Represents a grant of common stock to the reporting person in the form of performance stock units ("PSUs") to be settled solely by delivery of shares of the Company's common stock. Upon vesting, a specified percentage of this target award will vest and be settled based upon the satisfaction of certain performance conditions over a three-year performance period ending on the final day of fiscal year 2024. The performance conditions shall be approved by the Committee in connection with the Company's 2022 Long-Term Incentive Program and shall be set forth in the form of PSU award agreement approved by the Navient Compensation and Personnel Committee (the "Committee").

SEC source: 0001127602-22-003745 · form4.xml · nonDerivative · entry 1

HAUBER STEPHEN M · CIK 0001710338 · EVP, Chief Risk&Compliance Off

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 206,587.0577

F1 · shares: Represents a grant of common stock to the reporting person in the form of restricted stock units ("RSUs") pursuant to the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan"). The RSUs will be settled solely by delivery of shares of Navient Corporation ("Navient") common stock and vest in one-third increments on each of the first, second and third anniversaries of the grant date.

SEC source: 0001127602-22-003747 · form4.xml · nonDerivative · entry 3

HELEEN MARK L · CIK 0001451729 · EVP, CLO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 394,768.699

F4 · shares: As previously reported, on February 4, 2021, the reporting person was granted 30,487 RSUs under the Plan representing the right to receive shares of Navient common stock in the future, which vest in one-third increments on each of the first, second and third anniversaries of the grant date. On February 4, 2022, 9,732 shares of such RSUs were settled and an additional 344 shares were issued to the reporting person upon the vesting of the related dividend equivalent rights. In connection with this settlement, 2,974 shares were withheld by Navient, as approved by the Committee, to satisfy the reporting person's tax withholding obligations.

SEC source: 0001127602-22-003747 · form4.xml · nonDerivative · entry 2

HELEEN MARK L · CIK 0001451729 · EVP, CLO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 397,742.699

F3 · shares: Represents a grant of common stock to the reporting person in the form of performance stock units ("PSUs") to be settled solely by delivery of shares of the Company's common stock. Upon vesting, a specified percentage of this target award will vest and be settled based upon the satisfaction of certain performance conditions over a three-year performance period ending on the final day of fiscal year 2024. The performance conditions shall be approved by the Committee in connection with the Company's 2022 Long-Term Incentive Program and shall be set forth in the form of PSU award agreement approved by the Navient Compensation and Personnel Committee (the "Committee").

SEC source: 0001127602-22-003747 · form4.xml · nonDerivative · entry 1

HELEEN MARK L · CIK 0001451729 · EVP, CLO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 367,804.699

F1 · shares: Represents a grant of common stock to the reporting person in the form of restricted stock units ("RSUs") pursuant to the Navient Corporation 2014 Omnibus Incentive Plan (the "Plan"). The RSUs will be settled solely by delivery of shares of Navient Corporation ("Navient") common stock and vest in one-third increments on each of the first, second and third anniversaries of the grant date.

F2 · balance_after: Dividend equivalent rights (1,225.7349) issued on RSUs and PSUs are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient common stock.

SEC source: 0001127602-22-003738 · form4.xml · nonDerivative · entry 1

MILLS LINDA A · CIK 0001425725 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 115,461.6927

F1 · shares: Represents a grant of restricted stock to a non-employee director under the Navient Corporation 2014 Omnibus Incentive Plan. The restrictions lift on a quarterly basis subject to continued active service on the Navient Board of Directors as follows: 25% on the grant date (Feb 4, 2022); 25% on May 1, 2022; 25% on August 1, 2022; and 25% on November 1, 2022.

F2 · balance_after: Dividend equivalent rights (235.7702 units) issued on previously unvested restricted are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

F3 · balance_after: Reflects the disposition of .7702 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.

F4 · balance_after: Includes 3,190.2979 shares acquired pursuant to a dividend reinvestment plan exempt from reporting pursuant to Rule 16a-11.

SEC source: 0001127602-22-003734 · form4.xml · derivative · entry 1

KLANE LARRY A · CIK 0001238036 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 29,164.6489

Underlying: Common Stock · 7,856.3412 shares

Expires not disclosed

F1 · derivative.exercise_price: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 4, 2022); 25% will vest on May 1, 2022; 25% will vest on August 1, 2022; and 25% will vest on November 1, 2022.

F1 · price: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 4, 2022); 25% will vest on May 1, 2022; 25% will vest on August 1, 2022; and 25% will vest on November 1, 2022.

F1 · derivative.exercise_date: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 4, 2022); 25% will vest on May 1, 2022; 25% will vest on August 1, 2022; and 25% will vest on November 1, 2022.

F1 · derivative.expiration_date: Represents phantom stock units acquired pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors. Phantom stock units are settled in shares of Navient Corporation common stock, on a one-to-one basis, upon distribution. The phantom stock units will vest with continued active service on the Navient Board of Directors as follows: 25% will vest on the grant date (Feb 4, 2022); 25% will vest on May 1, 2022; 25% will vest on August 1, 2022; and 25% will vest on November 1, 2022.

F2 · balance_after: Dividends (722.9924 units) accrued on phantom stock units pursuant to the terms of the Navient Corporation Deferred Compensation Plan for Directors are included in the reporting person's holding balance.

SEC source: 0001127602-22-003725 · form4.xml · nonDerivative · entry 1

ARNOLD FREDERICK · CIK 0001516604 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 53,961

F1 · shares: Represents a grant of restricted stock to a non-employee director under the Navient Corporation 2014 Omnibus Incentive Plan. The restrictions lift on a quarterly basis subject to continued active service on the Navient Board of Directors as follows: 25% on the grant date (Feb 4, 2022); 25% on May 1, 2022; 25% on August 1, 2022; and 25% on November 1, 2022.

F2 · balance_after: Dividend equivalent rights (157.1997 units) issued on previously unvested restricted are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock.

F3 · balance_after: Reflects the disposition of .1997 shares settled in cash upon the delivery of the related dividend equivalent rights, in accordance with the terms of the 2014 Navient Corporation Omnibus Incentive Plan.