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Mirgorodskaya Natalia

Disclosed activity across 1 company

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19000
SEC CIK
0001833851

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Reported relationships

Latest disclosed role at each company.

CompanyLast reported asReport datePublished
Upstart Holdings, Inc.UPST · Entity 4306See RemarksAugust 25, 2026August 27, 2026

Disclosed balances

About these balances

Latest available filing per company, not a reconstructed current portfolio. Matching sequences show the last reported balance with all source rows expandable; grouping alone does not establish account ownership. Do not add unresolved positions together. Filings may omit unchanged positions, and amendments may correct only part of an older disclosure. Jointly reported shares are not necessarily this owner's personal holdings.

Upstart Holdings, Inc.

Report date August 25, 2026 · Filed August 27, 2026

Security / awardOwnership accountDisclosed shares / unitsDisclosure context
Common StockSEC Table I · non-derivativeDirect35,875 Reported balance After 2026-08-25 transaction · row 1 Account or security details depend on footnotes; rows are not merged.
1 source row

Row 1 · 2026-08-25 · Sale · Disposed 913 · Balance 35,875

F1: The sale reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 28, 2025.

F2: Certain of these securities are restricted stock units (RSUs). Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Filing footnotes · ownership attribution and instrument terms

F1: The sale reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 28, 2025.

F2: Certain of these securities are restricted stock units (RSUs). Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Transaction history

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Purchases/sales include open-market and private transactions. Plan disclosure applies to the filing; individual rows may differ. “Not disclosed” is not “unplanned.”

The cutoff filters transaction history only. Company summaries and owner relationships show the latest available disclosures. Parser corrections can improve historical records.

Transaction dateCompanyActivity / securityShares / unitsReported priceReported valueDetails
August 25, 2026 Filed Aug 27, 2026 22:00 UTC Upstart Holdings, Inc. UPST · Entity 4306 SaleCommon Stock 913 $30.03 $27,417.39
Disclosure

SEC source: 0001833851-26-000020 · wk-form4_1787868021.xml · nonDerivative · entry 1

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 35,875

F1 · kind: The sale reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 28, 2025.

F2 · balance_after: Certain of these securities are restricted stock units (RSUs). Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Read SEC document
August 20, 2026 Filed Aug 21, 2026 22:23 UTC Upstart Holdings, Inc. UPST · Entity 4306 SaleCommon Stock 586 $28.09 $16,460.68
Disclosure

SEC source: 0001833851-26-000018 · wk-form4_1787350993.xml · nonDerivative · entry 1

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 36,788

F1 · kind: These shares were sold to cover tax withholding obligations in connection with the vesting of restricted stock units (RSUs).

F2 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $27.97 to $28.41. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price.

F3 · balance_after: Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Read SEC document
May 26, 2026 Filed May 27, 2026 20:37 UTC Upstart Holdings, Inc. UPST · Entity 4306 SaleCommon Stock 974 $28.99 $28,236.26
Disclosure

SEC source: 0001833851-26-000014 · wk-form4_1779914237.xml · nonDerivative · entry 1

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 37,374

Read SEC document
May 20, 2026 Filed May 22, 2026 20:32 UTC Upstart Holdings, Inc. UPST · Entity 4306 SaleCommon Stock 526 $28.77 $15,134.02
Disclosure

SEC source: 0001833851-26-000012 · wk-form4_1779481960.xml · nonDerivative · entry 1

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 38,348

F1 · kind: These shares were sold to cover tax withholding obligations in connection with the vesting of restricted stock units (RSUs).

F2 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $28.36 to $28.99. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price.

F3 · balance_after: Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Read SEC document
May 15, 2026 Filed May 18, 2026 21:08 UTC Upstart Holdings, Inc. UPST · Entity 4306 Exercise / conversionEmployee Stock Option (Right to buy) · Derivative 4,600 $0.00 Strike: $1.35 $0.00
Disclosure

SEC source: 0001833851-26-000010 · wk-form4_1779138493.xml · derivative · entry 2

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 4,600 shares

Expires 2026-12-28

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_date: All of the shares subject to this option are fully vested and exercisable as of the date hereof.

Read SEC document
May 15, 2026 Filed May 18, 2026 21:08 UTC Upstart Holdings, Inc. UPST · Entity 4306 Exercise / conversionCommon Stock 4,600 $1.35 $6,210.00
Disclosure

SEC source: 0001833851-26-000010 · wk-form4_1779138493.xml · nonDerivative · entry 1

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 38,874

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · balance_after: Certain of these securities are restricted stock units (RSUs). Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Read SEC document
March 02, 2026 Filed Mar 3, 2026 21:36 UTC Upstart Holdings, Inc. UPST · Entity 4306 SaleCommon Stock 390 $26.02 $10,147.80
Disclosure

SEC source: 0001833851-26-000006 · wk-form4_1772573785.xml · nonDerivative · entry 2

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 34,274

F3 · kind: The sale reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 28, 2025.

Read SEC document
February 28, 2026 Filed Mar 3, 2026 21:36 UTC Upstart Holdings, Inc. UPST · Entity 4306 GrantEmployee Stock Option (Right to buy) · Derivative 5,938 $0.00 Strike: $27.23 $0.00
Disclosure

SEC source: 0001833851-26-000006 · wk-form4_1772573785.xml · derivative · entry 3

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 5,938

Underlying: Common Stock · 5,938 shares

Expires 2036-02-29

F4 · derivative.exercise_date: 1/12th of the shares subject to the option shall vest on December 15, 2026 and each successive one-month period thereafter, subject to the Reporting Person continuing as a service provider through each such date.

Read SEC document
February 28, 2026 Filed Mar 3, 2026 21:36 UTC Upstart Holdings, Inc. UPST · Entity 4306 GrantCommon Stock 9,375 $0.00 $0.00
Disclosure

SEC source: 0001833851-26-000006 · wk-form4_1772573785.xml · nonDerivative · entry 1

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 34,664

F1 · shares: These securities are restricted stock units (RSUs). Each RSU represents a contingent right to receive one share of Common Stock. 1/4th of the RSUs shall vest on February 15, 2027 and at the end of each successive three month period thereafter, subject to the Reporting Person continuing as a service provider through each such date.

F2 · balance_after: Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Read SEC document
February 25, 2026 Filed Feb 27, 2026 21:45 UTC Upstart Holdings, Inc. UPST · Entity 4306 SaleCommon Stock 866 $28.79 $24,932.14
Disclosure

SEC source: 0001833851-26-000004 · wk-form4_1772228708.xml · nonDerivative · entry 1

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 25,289

F1 · kind: The sale reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on May 30, 2025.

F2 · balance_after: Certain of these securities listed in Column 5 are restricted stock units (RSUs). Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Read SEC document
February 20, 2026 Filed Feb 24, 2026 21:46 UTC Upstart Holdings, Inc. UPST · Entity 4306 SaleCommon Stock 633 $29.90 $18,924.86
Disclosure

SEC source: 0001833851-26-000002 · wk-form4_1771969607.xml · nonDerivative · entry 1

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 26,155

F1 · kind: These shares were sold to cover tax withholding obligations in connection with the vesting of restricted stock units (RSUs).

F2 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $29.58 to $30.26. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price.

F3 · balance_after: Includes 390 shares acquired on February 13, 2026 under the Issuer's 2020 Employee Stock Purchase Plan.

F4 · balance_after: Certain of the securities reported in Column 5 are RSUs. Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Read SEC document
November 25, 2025 Filed Nov 26, 2025 21:22 UTC Upstart Holdings, Inc. UPST · Entity 4306 SaleCommon Stock 762 $38.91 $29,649.42
Disclosure

SEC source: 0001833851-25-000005 · wk-form4_1764192123.xml · nonDerivative · entry 1

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 26,398

F1 · kind: The sale reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on May 30, 2025.

F2 · balance_after: Certain of these securities listed in Column 5 are restricted stock units (RSUs). Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Read SEC document
November 20, 2025 Filed Nov 24, 2025 21:39 UTC Upstart Holdings, Inc. UPST · Entity 4306 Exercise / conversionEmployee Stock Option (Right to buy) · Derivative 6,900 $0.00 Strike: $1.35 $0.00
Disclosure

SEC source: 0001833851-25-000003 · wk-form4_1764020373.xml · derivative · entry 4

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,600

Underlying: Common Stock · 6,900 shares

Expires 2026-12-28

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · derivative.exercise_date: All of the shares subject to this option are fully vested and exercisable as of the date hereof.

Read SEC document
November 20, 2025 Filed Nov 24, 2025 21:39 UTC Upstart Holdings, Inc. UPST · Entity 4306 SaleCommon Stock 80 $36.95 $2,956.00
Disclosure

SEC source: 0001833851-25-000003 · wk-form4_1764020373.xml · nonDerivative · entry 3

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 27,160

F2 · kind: These shares were sold to cover tax withholding obligations in connection with the vesting of restricted stock units (RSUs).

F1 · balance_after: Certain of these securities are restricted stock units (RSUs). Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Read SEC document
November 20, 2025 Filed Nov 24, 2025 21:39 UTC Upstart Holdings, Inc. UPST · Entity 4306 SaleCommon Stock 741 $36.58 $27,107.26
Disclosure

SEC source: 0001833851-25-000003 · wk-form4_1764020373.xml · nonDerivative · entry 2

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 27,240

F2 · kind: These shares were sold to cover tax withholding obligations in connection with the vesting of restricted stock units (RSUs).

F3 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $35.935 to $36.85. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price.

F1 · balance_after: Certain of these securities are restricted stock units (RSUs). Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Read SEC document
November 20, 2025 Filed Nov 24, 2025 21:39 UTC Upstart Holdings, Inc. UPST · Entity 4306 Exercise / conversionCommon Stock 6,900 $35.58 $245,502.00
Disclosure

SEC source: 0001833851-25-000003 · wk-form4_1764020373.xml · nonDerivative · entry 1

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 27,981

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · balance_after: Certain of these securities are restricted stock units (RSUs). Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Read SEC document
September 02, 2025 Filed Sep 4, 2025 21:47 UTC Upstart Holdings, Inc. UPST · Entity 4306 SaleCommon Stock 1,439 $69.21 $99,593.19
Disclosure

SEC source: 0001647639-25-000116 · wk-form4_1757022421.xml · nonDerivative · entry 1

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 21,081

F1 · kind: The sale reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on May 30, 2025.

F2 · balance_after: Certain of these securities listed in Column 5 are restricted stock units (RSUs). Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Read SEC document
August 25, 2025 Filed Aug 26, 2025 20:31 UTC Upstart Holdings, Inc. UPST · Entity 4306 SaleCommon Stock 1,024 $68.00 $69,632.00
Disclosure

SEC source: 0001647639-25-000110 · wk-form4_1756240313.xml · nonDerivative · entry 3

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 22,520

F1 · kind: The option exercises and sales reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 25, 2024.

Read SEC document
August 22, 2025 Filed Aug 26, 2025 20:31 UTC Upstart Holdings, Inc. UPST · Entity 4306 Exercise / conversionEmployee Stock Option (Right to buy) · Derivative 365 $25.90 Strike: $25.90 $9,453.50
Disclosure

SEC source: 0001647639-25-000110 · wk-form4_1756240313.xml · derivative · entry 4

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 2,947

Underlying: Common Stock · 365 shares

Expires 2032-08-31

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · kind: The option exercises and sales reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 25, 2024.

F4 · derivative.exercise_date: All of the shares subject to this option are fully vested and exercisable as of the date hereof.

Read SEC document
August 22, 2025 Filed Aug 26, 2025 20:31 UTC Upstart Holdings, Inc. UPST · Entity 4306 SaleCommon Stock 365 $70.00 $25,551.46
Disclosure

SEC source: 0001647639-25-000110 · wk-form4_1756240313.xml · nonDerivative · entry 2

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 23,544

F1 · kind: The option exercises and sales reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 25, 2024.

F3 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $70.00 to $70.025. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price.

Read SEC document
August 22, 2025 Filed Aug 26, 2025 20:31 UTC Upstart Holdings, Inc. UPST · Entity 4306 Exercise / conversionCommon Stock 365 $25.90 $9,453.50
Disclosure

SEC source: 0001647639-25-000110 · wk-form4_1756240313.xml · nonDerivative · entry 1

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 23,909

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · kind: The option exercises and sales reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 25, 2024.

F2 · balance_after: Certain of these securities listed in Column 5 are restricted stock units (RSUs). Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Read SEC document
August 20, 2025 Filed Aug 22, 2025 20:39 UTC Upstart Holdings, Inc. UPST · Entity 4306 SaleCommon Stock 1,079 $61.12 $65,943.73
Disclosure

SEC source: 0001647639-25-000108 · wk-form4_1755895172.xml · nonDerivative · entry 1

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 23,544

F1 · kind: These shares were sold to cover tax withholding obligations in connection with the vesting of restricted stock units (RSUs).

F2 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $60.83 to $61.51. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price.

F3 · balance_after: Certain of the securities reported in Column 5 are RSUs. Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Read SEC document
August 01, 2025 Filed Aug 5, 2025 20:30 UTC Upstart Holdings, Inc. UPST · Entity 4306 Exercise / conversionEmployee Stock Option (Right to buy) · Derivative 365 $25.90 Strike: $25.90 $9,453.50
Disclosure

SEC source: 0001647639-25-000096 · wk-form4_1754425837.xml · derivative · entry 3

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 3,312

Underlying: Common Stock · 365 shares

Expires 2032-08-31

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · kind: The option exercises and sales reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 25, 2024.

F4 · derivative.exercise_date: 1/36th of the shares subject to the option shall vest on September 20, 2022 and at the end of each successive one-month period thereafter, subject to the Reporting Person continuing as a service provider through each such date.

Read SEC document
August 01, 2025 Filed Aug 5, 2025 20:30 UTC Upstart Holdings, Inc. UPST · Entity 4306 SaleCommon Stock 365 $77.97 $28,457.48
Disclosure

SEC source: 0001647639-25-000096 · wk-form4_1754425837.xml · nonDerivative · entry 2

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 24,623

F1 · kind: The option exercises and sales reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 25, 2024.

F3 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $77.88 to $78.29. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price.

Read SEC document
August 01, 2025 Filed Aug 5, 2025 20:30 UTC Upstart Holdings, Inc. UPST · Entity 4306 Exercise / conversionCommon Stock 365 $25.90 $9,453.50
Disclosure

SEC source: 0001647639-25-000096 · wk-form4_1754425837.xml · nonDerivative · entry 1

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 24,988

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · kind: The option exercises and sales reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 25, 2024.

F2 · balance_after: Certain of these securities listed in Column 5 are restricted stock units (RSUs). Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Read SEC document
July 08, 2025 Filed Jul 10, 2025 20:35 UTC Upstart Holdings, Inc. UPST · Entity 4306 Exercise / conversionEmployee Stock Option (Right to buy) · Derivative 4,000 $25.90 Strike: $25.90 $103,600.00
Disclosure

SEC source: 0001647639-25-000076 · wk-form4_1752179692.xml · derivative · entry 3

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 3,677

Underlying: Common Stock · 4,000 shares

Expires 2032-08-31

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · kind: The option exercises and sales reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 25, 2024.

F4 · derivative.exercise_date: 1/36th of the shares subject to the option shall vest on September 20, 2022 and at the end of each successive one-month period thereafter, subject to the Reporting Person continuing as a service provider through each such date.

Read SEC document
July 08, 2025 Filed Jul 10, 2025 20:35 UTC Upstart Holdings, Inc. UPST · Entity 4306 SaleCommon Stock 4,000 $80.07 $320,270.00
Disclosure

SEC source: 0001647639-25-000076 · wk-form4_1752179692.xml · nonDerivative · entry 2

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 24,623

F1 · kind: The option exercises and sales reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 25, 2024.

F3 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $80.00 to $80.07. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price.

Read SEC document
July 08, 2025 Filed Jul 10, 2025 20:35 UTC Upstart Holdings, Inc. UPST · Entity 4306 Exercise / conversionCommon Stock 4,000 $25.90 $103,600.00
Disclosure

SEC source: 0001647639-25-000076 · wk-form4_1752179692.xml · nonDerivative · entry 1

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 28,623

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · kind: The option exercises and sales reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 25, 2024.

F2 · balance_after: Certain of these securities listed in Column 5 are restricted stock units (RSUs). Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Read SEC document
July 02, 2025 Filed Jul 7, 2025 20:35 UTC Upstart Holdings, Inc. UPST · Entity 4306 Exercise / conversionEmployee Stock Option (Right to buy) · Derivative 1,073 $15.23 Strike: $15.23 $16,341.79
Disclosure

SEC source: 0001647639-25-000072 · wk-form4_1751920526.xml · derivative · entry 5

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 1,073 shares

Expires 2033-03-17

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F5 · derivative.exercise_date: All of the shares subject to this option are fully vested and exercisable as of the date hereof.

Read SEC document
July 02, 2025 Filed Jul 7, 2025 20:35 UTC Upstart Holdings, Inc. UPST · Entity 4306 Exercise / conversionEmployee Stock Option (Right to buy) · Derivative 5,460 $25.90 Strike: $25.90 $141,414.00
Disclosure

SEC source: 0001647639-25-000072 · wk-form4_1751920526.xml · derivative · entry 4

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 7,677

Underlying: Common Stock · 5,460 shares

Expires 2032-08-31

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · derivative.exercise_date: 1/36th of the shares subject to the option shall vest on September 20, 2022 and at the end of each successive one-month period thereafter, subject to the Reporting Person continuing as a service provider through each such date.

Read SEC document
July 02, 2025 Filed Jul 7, 2025 20:35 UTC Upstart Holdings, Inc. UPST · Entity 4306 SaleCommon Stock 6,533 $70.06 $457,674.54
Disclosure

SEC source: 0001647639-25-000072 · wk-form4_1751920526.xml · nonDerivative · entry 3

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 24,623

F1 · shares: The option exercises and sales reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 25, 2024.

F3 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $70.00 to $70.07. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price.

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July 02, 2025 Filed Jul 7, 2025 20:35 UTC Upstart Holdings, Inc. UPST · Entity 4306 Exercise / conversionCommon Stock 1,073 $15.23 $16,341.79
Disclosure

SEC source: 0001647639-25-000072 · wk-form4_1751920526.xml · nonDerivative · entry 2

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 31,156

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: The option exercises and sales reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 25, 2024.

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July 02, 2025 Filed Jul 7, 2025 20:35 UTC Upstart Holdings, Inc. UPST · Entity 4306 Exercise / conversionCommon Stock 5,460 $25.90 $141,414.00
Disclosure

SEC source: 0001647639-25-000072 · wk-form4_1751920526.xml · nonDerivative · entry 1

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 30,083

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: The option exercises and sales reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 25, 2024.

F2 · balance_after: Certain of these securities listed in Column 5 are restricted stock units (RSUs). Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

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May 23, 2025 Filed May 28, 2025 20:26 UTC Upstart Holdings, Inc. UPST · Entity 4306 SaleCommon Stock 1,340 $44.19 $59,214.60
Disclosure

SEC source: 0001628280-25-028165 · wk-form4_1748464001.xml · nonDerivative · entry 1

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 24,623

F1 · kind: The sale reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 25, 2024.

F2 · balance_after: Certain of these securities are restricted stock units (RSUs). Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

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May 20, 2025 Filed May 22, 2025 21:58 UTC Upstart Holdings, Inc. UPST · Entity 4306 SaleCommon Stock 764 $46.96 $35,874.15
Disclosure

SEC source: 0001628280-25-027361 · wk-form4_1747951132.xml · nonDerivative · entry 1

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 25,963

F1 · kind: These shares were sold to cover tax withholding obligations in connection with the vesting of restricted stock units (RSUs).

F2 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $46.71 to $47.44. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price.

F3 · balance_after: Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

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March 31, 2025 Filed Apr 2, 2025 20:18 UTC Upstart Holdings, Inc. UPST · Entity 4306 GrantEmployee Stock Option (Right to buy) · Derivative 3,799 $0.00 Strike: $46.03 $0.00
Disclosure

SEC source: 0001628280-25-016194 · wk-form4_1743625099.xml · derivative · entry 4

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 3,799

Underlying: Common Stock · 3,799 shares

Expires 2035-03-30

F5 · derivative.exercise_date: 1/12th of the shares subject to the option shall vest on December 20, 2025 and each successive one-month period thereafter, subject to the Reporting Person continuing as a service provider through each such date.

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March 31, 2025 Filed Apr 2, 2025 20:18 UTC Upstart Holdings, Inc. UPST · Entity 4306 GrantEmployee Stock Option (Right to buy) · Derivative 616 $0.00 Strike: $46.03 $0.00
Disclosure

SEC source: 0001628280-25-016194 · wk-form4_1743625099.xml · derivative · entry 3

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 616

Underlying: Common Stock · 616 shares

Expires 2035-03-30

F4 · derivative.exercise_date: 1/3rd of the shares subject to the option shall vest on September 20, 2025 and each successive one-month period thereafter, subject to the Reporting Person continuing as a service provider through each such date.

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March 31, 2025 Filed Apr 2, 2025 20:18 UTC Upstart Holdings, Inc. UPST · Entity 4306 GrantCommon Stock 5,998 $0.00 $0.00
Disclosure

SEC source: 0001628280-25-016194 · wk-form4_1743625099.xml · nonDerivative · entry 2

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 26,727

F3 · shares: These securities are RSUs. Each RSU represents a contingent right to receive one share of Common Stock. 1/4th of the RSUs shall vest on February 20, 2026 and at the end of each successive three month period thereafter, subject to the Reporting Person continuing as a service provider through each such date.

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March 31, 2025 Filed Apr 2, 2025 20:18 UTC Upstart Holdings, Inc. UPST · Entity 4306 GrantCommon Stock 972 $0.00 $0.00
Disclosure

SEC source: 0001628280-25-016194 · wk-form4_1743625099.xml · nonDerivative · entry 1

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 20,729

F1 · shares: These securities are restricted stock units (RSUs). Each RSUsrepresents a contingent right to receive one share of Common Stock. These RSUs shall vest on November 20, 2025, subject to the Reporting Person continuing as a service provider through such date.

F2 · balance_after: Certain of the securities reported in Column 5 of each row of Table I are RSUs. Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

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February 25, 2025 Filed Feb 27, 2025 21:19 UTC Upstart Holdings, Inc. UPST · Entity 4306 SaleCommon Stock 1,309 $69.00 $90,321.00
Disclosure

SEC source: 0001628280-25-008677 · wk-form4_1740691187.xml · nonDerivative · entry 1

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 19,757

F1 · kind: The sale reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on May 30, 2024.

F2 · balance_after: Certain of these securities are restricted stock units (RSUs). Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

F3 · balance_after: The amount of securities beneficially owned reflects a reduction in the number of shares held by the Reporting Person, reflecting the cancellation for no value of 919 RSU shares.

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February 20, 2025 Filed Feb 24, 2025 22:02 UTC Upstart Holdings, Inc. UPST · Entity 4306 SaleCommon Stock 50 $79.52 $3,976.00
Disclosure

SEC source: 0001628280-25-007424 · wk-form4_1740434544.xml · nonDerivative · entry 2

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 21,985

F1 · kind: These shares were sold to cover tax withholding obligations in connection with the vesting of restricted stock units (RSUs).

Read SEC document
February 20, 2025 Filed Feb 24, 2025 22:02 UTC Upstart Holdings, Inc. UPST · Entity 4306 SaleCommon Stock 744 $78.99 $58,769.75
Disclosure

SEC source: 0001628280-25-007424 · wk-form4_1740434544.xml · nonDerivative · entry 1

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 22,035

F1 · kind: These shares were sold to cover tax withholding obligations in connection with the vesting of restricted stock units (RSUs).

F2 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $78.52 to $79.465. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price.

F3 · balance_after: Includes 683 shares acquired on February 15, 2025 under the Issuer's 2020 Employee Stock Purchase Plan.

F4 · balance_after: Certain of the securities reported in Column 5 of each row of Table I are RSUs. Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

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December 26, 2024 Filed Dec 27, 2024 21:03 UTC Upstart Holdings, Inc. UPST · Entity 4306 Exercise / conversionEmployee Stock Option (Right to buy) · Derivative 3,500 $0.00 Strike: $1.35 $0.00
Disclosure

SEC source: 0001628280-24-052498 · wk-form4_1735333398.xml · derivative · entry 2

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 11,500

Underlying: Common Stock · 3,500 shares

Expires 2026-12-28

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_date: All of the shares subject to this option are fully vested and exercisable as of the date hereof.

Read SEC document
December 26, 2024 Filed Dec 27, 2024 21:03 UTC Upstart Holdings, Inc. UPST · Entity 4306 Exercise / conversionCommon Stock 3,500 $1.35 $4,725.00
Disclosure

SEC source: 0001628280-24-052498 · wk-form4_1735333398.xml · nonDerivative · entry 1

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 22,096

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · balance_after: Certain of these securities are restricted stock units (RSUs). Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Read SEC document
November 25, 2024 Filed Nov 27, 2024 21:48 UTC Upstart Holdings, Inc. UPST · Entity 4306 SaleCommon Stock 1,411 $77.37 $109,162.02
Disclosure

SEC source: 0001628280-24-049412 · wk-form4_1732744075.xml · nonDerivative · entry 1

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 18,596

F1 · kind: The exercises and sales reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on May 30, 2024.

F2 · balance_after: Certain of these securities are restricted stock units (RSUs). Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Read SEC document
November 20, 2024 Filed Nov 22, 2024 22:26 UTC Upstart Holdings, Inc. UPST · Entity 4306 SaleCommon Stock 408 $70.49 $28,758.25
Disclosure

SEC source: 0001628280-24-049031 · wk-form4_1732314405.xml · nonDerivative · entry 2

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 20,007

F1 · kind: These shares were sold to cover tax withholding obligations in connection with the vesting of restricted stock units (RSUs).

F4 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $70.30 to $70.72.

Read SEC document
November 20, 2024 Filed Nov 22, 2024 22:26 UTC Upstart Holdings, Inc. UPST · Entity 4306 SaleCommon Stock 1,103 $69.62 $76,787.44
Disclosure

SEC source: 0001628280-24-049031 · wk-form4_1732314405.xml · nonDerivative · entry 1

Mirgorodskaya Natalia · CIK 0001833851 · See Remarks

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 20,415

F1 · kind: These shares were sold to cover tax withholding obligations in connection with the vesting of restricted stock units (RSUs).

F2 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $69.17 to $70.00. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in footnotes (2) and (4) to this Form 4.

F3 · balance_after: Certain of the securities reported in Column 5 of each row of Table I are RSUs. Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Read SEC document
October 14, 2024 Filed Oct 15, 2024 21:20 UTC Upstart Holdings, Inc. UPST · Entity 4306 Exercise / conversionEmployee Stock Option (Right to buy) · Derivative 3,000 $0.00 Strike: $1.17 $0.00
Disclosure

SEC source: 0001628280-24-042867 · wk-form4_1729027201.xml · derivative · entry 6

Mirgorodskaya Natalia · CIK 0001833851 · Corporate Controller

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 3,000 shares

Expires 2025-12-18

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · kind: The exercises and sales reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on May 30, 2024.

F4 · derivative.exercise_date: All of the shares subject to this option were fully vested and exercisable as of the transaction date

Read SEC document
October 14, 2024 Filed Oct 15, 2024 21:20 UTC Upstart Holdings, Inc. UPST · Entity 4306 SaleCommon Stock 3,000 $50.00 $150,000.00
Disclosure

SEC source: 0001628280-24-042867 · wk-form4_1729027201.xml · nonDerivative · entry 4

Mirgorodskaya Natalia · CIK 0001833851 · Corporate Controller

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 21,518

F1 · kind: The exercises and sales reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on May 30, 2024.

Read SEC document
October 14, 2024 Filed Oct 15, 2024 21:20 UTC Upstart Holdings, Inc. UPST · Entity 4306 Exercise / conversionCommon Stock 3,000 $1.17 $3,510.00
Disclosure

SEC source: 0001628280-24-042867 · wk-form4_1729027201.xml · nonDerivative · entry 3

Mirgorodskaya Natalia · CIK 0001833851 · Corporate Controller

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 24,518

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · kind: The exercises and sales reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on May 30, 2024.

Read SEC document

Value uses the disclosed total when available, otherwise shares × reported transaction price. It is not an estimate of exercise cash cost or investment performance.