MCB

SEC source: 0001887949-26-000003 · form4-01272026_060101.xml · nonDerivative · entry 1

Robinson Katrina · CIK 0001887949 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 7,500

F1 · shares: Restricted stock units that vest 100% on January 23, 2027.

F2 · balance_after: Includes restricted stock units that vest 100% on January 27, 2026.

SEC source: 0001887841-26-000003 · form4-01272026_060102.xml · nonDerivative · entry 1

Pamula Chaya · CIK 0001887841 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 11,513

F1 · shares: Restricted stock units that vest 100% on January 23, 2027.

F2 · balance_after: Includes restricted stock units that vest 100% on January 27, 2026.

SEC source: 0001008343-26-000002 · form4-01262026_060101.xml · nonDerivative · entry 3

PATENT ROBERT C · CIK 0001008343 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 88,685

F4 · price: The $96.1553 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $96.0300 to $96.3200, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 4.

F2 · balance_after: Includes restricted stock units that vest 100% on January 27, 2026.

SEC source: 0001008343-26-000002 · form4-01262026_060101.xml · nonDerivative · entry 2

PATENT ROBERT C · CIK 0001008343 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 89,099

F3 · price: The $95.2753 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $95.0100 to $95.5400, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 3.

F2 · balance_after: Includes restricted stock units that vest 100% on January 27, 2026.

SEC source: 0001008343-26-000002 · form4-01262026_060101.xml · nonDerivative · entry 1

PATENT ROBERT C · CIK 0001008343 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 93,687

F1 · price: The $94.6373 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $94.0000 to $95.0000, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 1.

F2 · balance_after: Includes restricted stock units that vest 100% on January 27, 2026.

SEC source: 0001720773-26-000001 · form4-01222026_060108.xml · nonDerivative · entry 1

Rosenberg Nick · CIK 0001720773 · Executive Vice President

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 25,839

F1 · kind: Sale effected pursuant to a Rule 10b5-1 trading arrangement adopted by the Reporting Person on June 6, 2025.

F2 · price: The $90.2140 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $90.0450 to $90.4200, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 2.

F3 · balance_after: Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024.

F4 · balance_after: Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

F5 · balance_after: Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

SEC source: 0001720773-25-000008 · form4-12122025_041201.xml · nonDerivative · entry 1

Rosenberg Nick · CIK 0001720773 · Executive Vice President

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 27,089

F1 · kind: Sale effected pursuant to a Rule 10b5-1 trading arrangement adopted by the Reporting Person on June 6, 2025.

F2 · price: The $80.4104 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $80.2900 to $80.5700, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 2.

F3 · balance_after: Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024.

F4 · balance_after: Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

F5 · balance_after: Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

SEC source: 0001257178-25-000005 · form4-11032025_061101.xml · nonDerivative · entry 1

FABIANO ANTHONY J · CIK 0001257178 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 12,680

F1 · balance_after: Includes restricted stock units that vest 100% on January 27, 2026.

SEC source: 0002000276-25-000003 · form4-10282025_071001.xml · nonDerivative · entry 1

Dougherty Daniel F · CIK 0002000276 · EVP & Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 27,341

F1 · balance_after: Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024.

F2 · balance_after: Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

F3 · balance_after: Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

SEC source: 0001994517-25-000003 · form4-10282025_071001.xml · nonDerivative · entry 1

Erikson Frederik F · CIK 0001994517 · EVP & General Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 7,948

F1 · balance_after: Includes restricted stock units granted on March 1, 2025, that vest at a rate of 33.3% per year commencing on March 1, 2026.

F2 · balance_after: Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

SEC source: 0001742369-25-000003 · form4-10222025_071001.xml · nonDerivative · entry 4

Lublin Scott · CIK 0001742369 · EVP and Chief Lending Officer

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 41,179

F1 · kind: Sale effected pursuant to a Rule 10b5-1 trading arrangement adopted by the Reporting Person on March 18, 2025.

F9 · price: The $75.7139 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $75.4154 to $75.8800, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 9.

F3 · balance_after: Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024.

F4 · balance_after: Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

F5 · balance_after: Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

F6 · balance_after: Includes restricted stock units granted on May 30, 2024, subject to certain performance criteria, that vest at a rate of 33.3% per year commencing on June 1, 2025. The remaining restricted stock units of this award will vest 1/3 on each of February 28, 2026 and 2027.

SEC source: 0001742369-25-000003 · form4-10222025_071001.xml · nonDerivative · entry 3

Lublin Scott · CIK 0001742369 · EVP and Chief Lending Officer

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 42,195

F1 · kind: Sale effected pursuant to a Rule 10b5-1 trading arrangement adopted by the Reporting Person on March 18, 2025.

F8 · price: The $75.1303 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $74.5000 to $75.3900, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 8.

F3 · balance_after: Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024.

F4 · balance_after: Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

F5 · balance_after: Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

F6 · balance_after: Includes restricted stock units granted on May 30, 2024, subject to certain performance criteria, that vest at a rate of 33.3% per year commencing on June 1, 2025. The remaining restricted stock units of this award will vest 1/3 on each of February 28, 2026 and 2027.

SEC source: 0001742369-25-000003 · form4-10222025_071001.xml · nonDerivative · entry 2

Lublin Scott · CIK 0001742369 · EVP and Chief Lending Officer

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 42,816

F1 · kind: Sale effected pursuant to a Rule 10b5-1 trading arrangement adopted by the Reporting Person on March 18, 2025.

F7 · price: The $74.0121 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $73.4400 to $74.4000, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 7.

F3 · balance_after: Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024.

F4 · balance_after: Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

F5 · balance_after: Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

F6 · balance_after: Includes restricted stock units granted on May 30, 2024, subject to certain performance criteria, that vest at a rate of 33.3% per year commencing on June 1, 2025. The remaining restricted stock units of this award will vest 1/3 on each of February 28, 2026 and 2027.

SEC source: 0001742369-25-000003 · form4-10222025_071001.xml · nonDerivative · entry 1

Lublin Scott · CIK 0001742369 · EVP and Chief Lending Officer

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 45,462

F1 · kind: Sale effected pursuant to a Rule 10b5-1 trading arrangement adopted by the Reporting Person on March 18, 2025.

F2 · price: The $73.0509 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $72.4100 to $73.3750, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 2.

F3 · balance_after: Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024.

F4 · balance_after: Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

F5 · balance_after: Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

F6 · balance_after: Includes restricted stock units granted on May 30, 2024, subject to certain performance criteria, that vest at a rate of 33.3% per year commencing on June 1, 2025. The remaining restricted stock units of this award will vest 1/3 on each of February 28, 2026 and 2027.

SEC source: 0001720773-25-000005 · form4-10212025_061001.xml · nonDerivative · entry 2

Rosenberg Nick · CIK 0001720773 · Executive Vice President

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 27,714

F1 · kind: Sale effected pursuant to a Rule 10b5-1 trading arrangement adopted by the Reporting Person on June 6, 2025.

F6 · price: The $73.2155 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $72.9800 to $73.5950, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 6.

F3 · balance_after: Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024.

F4 · balance_after: Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

F5 · balance_after: Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

SEC source: 0001720773-25-000005 · form4-10212025_061001.xml · nonDerivative · entry 1

Rosenberg Nick · CIK 0001720773 · Executive Vice President

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 27,753

F1 · kind: Sale effected pursuant to a Rule 10b5-1 trading arrangement adopted by the Reporting Person on June 6, 2025.

F2 · price: The $72.4193 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $71.9600 to $72.9000, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 2.

F3 · balance_after: Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024.

F4 · balance_after: Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

F5 · balance_after: Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

SEC source: 0001008343-25-000003 · form4-09182025_080957.xml · nonDerivative · entry 1

PATENT ROBERT C · CIK 0001008343 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · By Sibling

Disclosed balance after: 0

F1 · kind: The Reporting Person previously maintained a power of attorney granted by the Reporting Person's sibling with respect to these shares, including voting power over the shares. On September 18, 2025, this power of attorney was relinquished by the Reporting Person. The Reporting Person disclaims any current or prior beneficial ownership of these securities, and this report shall not be deemed an admission that the Reporting Person is or was the beneficial owner of the securities for purposes of Section 16 or for any other purpose.

SEC source: 0001720773-25-000003 · form4-09182025_080959.xml · nonDerivative · entry 3

Rosenberg Nick · CIK 0001720773 · Executive Vice President

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 28,339

F1 · kind: Sale effected pursuant to a Rule 10b5-1 trading arrangement adopted by the Reporting Person on June 6, 2025.

F7 · price: The $80.0242 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $79.5400 to $80.4500, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 7.

F3 · balance_after: Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024.

F4 · balance_after: Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

F5 · balance_after: Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

SEC source: 0001720773-25-000003 · form4-09182025_080959.xml · nonDerivative · entry 2

Rosenberg Nick · CIK 0001720773 · Executive Vice President

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 29,089

F1 · kind: Sale effected pursuant to a Rule 10b5-1 trading arrangement adopted by the Reporting Person on June 6, 2025.

F6 · price: The $78.8821 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $78.5300 to $79.5100, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 6.

F3 · balance_after: Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024.

F4 · balance_after: Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

F5 · balance_after: Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

SEC source: 0001720773-25-000003 · form4-09182025_080959.xml · nonDerivative · entry 1

Rosenberg Nick · CIK 0001720773 · Executive Vice President

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 29,428

F1 · kind: Sale effected pursuant to a Rule 10b5-1 trading arrangement adopted by the Reporting Person on June 6, 2025.

F2 · price: The $78.1163 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $77.5100 to $78.5000, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 2.

F3 · balance_after: Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024.

F4 · balance_after: Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

F5 · balance_after: Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

SEC source: 0001720770-25-000003 · form4-09252025_050902.xml · nonDerivative · entry 1

Wolf George J Jr · CIK 0001720770 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 27,715

F1 · shares: This transaction is being reported late due to an inadvertent administrative oversight. Represents shares of Metropolitan Bank Holding Corp. common stock that the Reporting Person gifted to a grandchild.

F2 · balance_after: Includes restricted stock units that vest 100% on January 27, 2026.

SEC source: 0001415889-25-023697 · form4-09042025_080946.xml · nonDerivative · entry 2

Fredston Dale C · CIK 0001327439 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 14,168

F3 · price: The $79.2727 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $79.1070 to $79.3600, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 3.

F2 · balance_after: Includes restricted stock units that vest 100% on January 27, 2026.

SEC source: 0001415889-25-023697 · form4-09042025_080946.xml · nonDerivative · entry 1

Fredston Dale C · CIK 0001327439 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 14,327

F1 · price: The $78.6167 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $78.0500 to $79.0420, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 1.

F2 · balance_after: Includes restricted stock units that vest 100% on January 27, 2026.

SEC source: 0001415889-25-023229 · form4-08282025_080859.xml · nonDerivative · entry 1

PATENT ROBERT C · CIK 0001008343 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 98,685

F1 · price: The $79.0194 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $78.7400 to $79.2237, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 1.

F2 · balance_after: Includes restricted stock units that vest 100% on January 27, 2026.

SEC source: 0001415889-25-022602 · form4-08212025_080857.xml · nonDerivative · entry 1

PATENT ROBERT C · CIK 0001008343 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 103,685

F1 · price: The $72.7460 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $72.7033 to $72.805, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 1.

F2 · balance_after: Includes restricted stock units that vest 100% on January 27, 2026.

SEC source: 0001415889-25-022604 · form4-08212025_080815.xml · nonDerivative · entry 1

MITCHELL TERENCE J · CIK 0001233330 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 13,230

F1 · price: The $72.4401 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $72.1801 to $72.5800, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 1.

F2 · balance_after: Includes restricted stock units that vest 100% on January 27, 2026.

SEC source: 0001415889-25-020187 · form4-07232025_050706.xml · nonDerivative · entry 1

GUTMAN HARVEY · CIK 0001229895 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 18,743

F1 · price: The $78.4091 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $78.4000 to $78.7400, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 1.

F2 · balance_after: Includes restricted stock units that vest 100% on January 27, 2026.

SEC source: 0001415889-25-020148 · form4-07222025_070701.xml · nonDerivative · entry 7

PATENT ROBERT C · CIK 0001008343 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · By Sibling

Disclosed balance after: 32,882

F8 · price: The $79.1474 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $79.0100 to $79.1700, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 8.

F4 · ownership.nature: The Reporting Person maintains a power of attorney granted by the Reporting Person's sibling with respect to these shares, including voting power over the shares. The Reporting Person disclaims beneficial ownership of these securities, and this report shall not be deemed an admission that the Reporting Person is the beneficial owner of the securities for purposes of Section 16 or for any other purpose.

SEC source: 0001415889-25-020148 · form4-07222025_070701.xml · nonDerivative · entry 6

PATENT ROBERT C · CIK 0001008343 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · By Sibling

Disclosed balance after: 33,633

F7 · price: The $78.5477 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $78.0000 to $79.0000, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 7.

F4 · ownership.nature: The Reporting Person maintains a power of attorney granted by the Reporting Person's sibling with respect to these shares, including voting power over the shares. The Reporting Person disclaims beneficial ownership of these securities, and this report shall not be deemed an admission that the Reporting Person is the beneficial owner of the securities for purposes of Section 16 or for any other purpose.

SEC source: 0001415889-25-020148 · form4-07222025_070701.xml · nonDerivative · entry 5

PATENT ROBERT C · CIK 0001008343 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 108,685

F6 · price: The $79.1744 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $79.1700 to $79.2350, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 6.

F3 · balance_after: Includes restricted stock units that vest 100% on January 27, 2026.

SEC source: 0001415889-25-020148 · form4-07222025_070701.xml · nonDerivative · entry 4

PATENT ROBERT C · CIK 0001008343 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 109,326

F5 · price: The $78.2850 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $78.0000 to $78.9150, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 5.

F3 · balance_after: Includes restricted stock units that vest 100% on January 27, 2026.

SEC source: 0001415889-25-020186 · form4-07232025_050701.xml · nonDerivative · entry 3

Lublin Scott · CIK 0001742369 · EVP and Chief Lending Officer

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 46,179

F1 · kind: Sale effected pursuant to a Rule 10b5-1 trading arrangement adopted by the Reporting Person on March 18, 2025.

F8 · price: The $79.9040 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $79.7921 to $80.0300, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 8.

F3 · balance_after: Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024.

F4 · balance_after: Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

F5 · balance_after: Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

F6 · balance_after: Includes restricted stock units granted on May 30, 2024, subject to certain performance criteria, that vest at a rate of 33.3% per year commencing on June 1, 2025. The remaining restricted stock units of this award will vest 1/3 on each of February 28, 2026 and 2027.

SEC source: 0001415889-25-020186 · form4-07232025_050701.xml · nonDerivative · entry 2

Lublin Scott · CIK 0001742369 · EVP and Chief Lending Officer

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 46,335

F1 · kind: Sale effected pursuant to a Rule 10b5-1 trading arrangement adopted by the Reporting Person on March 18, 2025.

F7 · price: The $79.2413 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $78.7667 to $79.7548, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 7.

F3 · balance_after: Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024.

F4 · balance_after: Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

F5 · balance_after: Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

F6 · balance_after: Includes restricted stock units granted on May 30, 2024, subject to certain performance criteria, that vest at a rate of 33.3% per year commencing on June 1, 2025. The remaining restricted stock units of this award will vest 1/3 on each of February 28, 2026 and 2027.

SEC source: 0001415889-25-020186 · form4-07232025_050701.xml · nonDerivative · entry 1

Lublin Scott · CIK 0001742369 · EVP and Chief Lending Officer

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 47,755

F1 · kind: Sale effected pursuant to a Rule 10b5-1 trading arrangement adopted by the Reporting Person on March 18, 2025.

F2 · price: The $78.3396 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $77.7640 to $78.7610, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 2.

F3 · balance_after: Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024.

F4 · balance_after: Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

F5 · balance_after: Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

F6 · balance_after: Includes restricted stock units granted on May 30, 2024, subject to certain performance criteria, that vest at a rate of 33.3% per year commencing on June 1, 2025. The remaining restricted stock units of this award will vest 1/3 on each of February 28, 2026 and 2027.

SEC source: 0001415889-25-020148 · form4-07222025_070701.xml · nonDerivative · entry 3

PATENT ROBERT C · CIK 0001008343 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · By Sibling

Disclosed balance after: 37,882

F2 · shares: Reflects shares received as a distribution from the Partnership.

F4 · ownership.nature: The Reporting Person maintains a power of attorney granted by the Reporting Person's sibling with respect to these shares, including voting power over the shares. The Reporting Person disclaims beneficial ownership of these securities, and this report shall not be deemed an admission that the Reporting Person is the beneficial owner of the securities for purposes of Section 16 or for any other purpose.

SEC source: 0001415889-25-020148 · form4-07222025_070701.xml · nonDerivative · entry 2

PATENT ROBERT C · CIK 0001008343 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 113,685

F2 · shares: Reflects shares received as a distribution from the Partnership.

F3 · balance_after: Includes restricted stock units that vest 100% on January 27, 2026.

SEC source: 0001415889-25-020148 · form4-07222025_070701.xml · nonDerivative · entry 1

PATENT ROBERT C · CIK 0001008343 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · By Partnership

Disclosed balance after: 0

F1 · kind: On July 18, 2025, the Partnership distributed 69,004 shares to its partners on a pro rata basis, for no consideration.

SEC source: 0001415889-25-019520 · form4-07082025_040702.xml · nonDerivative · entry 1

Rosenberg Nick · CIK 0001720773 · Executive Vice President

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 29,589

F1 · kind: Sale effected pursuant to a Rule 10b5-1 trading arrangement adopted by the Reporting Person on June 6, 2024.

F2 · price: The $75.0516 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $75.0137 to $75.2300, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 2.

F3 · balance_after: Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024.

F4 · balance_after: Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

F5 · balance_after: Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

SEC source: 0001415889-25-018110 · form4-06242025_090637.xml · nonDerivative · entry 2

Lublin Scott · CIK 0001742369 · EVP and Chief Lending Officer

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 51,179

F1 · kind: Sale effected pursuant to a Rule 10b5-1 trading arrangement adopted by the Reporting Person on March 18, 2025.

F7 · price: The $65.6453 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $65.5899 to $65.7378, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 7.

F3 · balance_after: Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024.

F4 · balance_after: Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

F5 · balance_after: Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

F6 · balance_after: Includes restricted stock units granted on May 30, 2024, subject to certain performance criteria, that vest at a rate of 33.3% per year commencing on June 1, 2025. The remaining restricted stock units of this award will vest 1/3 on each of February 28, 2026 and 2027.

SEC source: 0001415889-25-018110 · form4-06242025_090637.xml · nonDerivative · entry 1

Lublin Scott · CIK 0001742369 · EVP and Chief Lending Officer

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 51,223

F1 · kind: Sale effected pursuant to a Rule 10b5-1 trading arrangement adopted by the Reporting Person on March 18, 2025.

F2 · price: The $65.0195 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $64.5200 to $65.4952, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 2.

F3 · balance_after: Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024.

F4 · balance_after: Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

F5 · balance_after: Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

F6 · balance_after: Includes restricted stock units granted on May 30, 2024, subject to certain performance criteria, that vest at a rate of 33.3% per year commencing on June 1, 2025. The remaining restricted stock units of this award will vest 1/3 on each of February 28, 2026 and 2027.

SEC source: 0001415889-25-017843 · form4-06202025_040601.xml · nonDerivative · entry 1

PATENT ROBERT C · CIK 0001008343 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 79,183

F1 · balance_after: Includes restricted stock units that vest 100% on January 27, 2026.

SEC source: 0001415889-25-017065 · form4-06122025_070602.xml · nonDerivative · entry 4

DeFazio Mark R · CIK 0001720742 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Indirect · By LLC

Disclosed balance after: 0

F9 · price: The $66.0120 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $65.8700 to $66.3450, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 9.

SEC source: 0001415889-25-017065 · form4-06122025_070602.xml · nonDerivative · entry 3

DeFazio Mark R · CIK 0001720742 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Indirect · By LLC

Disclosed balance after: 2,875

F7 · shares: Includes 3,333 shares previously reported as held directly by the Reporting Person.

F8 · price: The $65.3330 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $64.8600 to $65.8600, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 8.

SEC source: 0001415889-25-017065 · form4-06122025_070602.xml · nonDerivative · entry 2

DeFazio Mark R · CIK 0001720742 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 94,185

F6 · price: The $66.0122 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $65.8700 to $66.4200, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 6.

F2 · balance_after: Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024.

F3 · balance_after: Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

F4 · balance_after: Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

F5 · balance_after: Includes restricted stock units granted on May 30, 2024, subject to certain performance criteria, that vest at a rate of 33.3% per year commencing on June 1, 2025. The remaining restricted stock units of this award will vest 1/3 on each of February 28, 2026 and 2027.

SEC source: 0001415889-25-017065 · form4-06122025_070602.xml · nonDerivative · entry 1

DeFazio Mark R · CIK 0001720742 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 97,426

F1 · price: The $65.3330 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $64.8600 to $65.8600, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 1.

F2 · balance_after: Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024.

F3 · balance_after: Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

F4 · balance_after: Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

F5 · balance_after: Includes restricted stock units granted on May 30, 2024, subject to certain performance criteria, that vest at a rate of 33.3% per year commencing on June 1, 2025. The remaining restricted stock units of this award will vest 1/3 on each of February 28, 2026 and 2027.

SEC source: 0001415889-25-015607 · form4-06042025_050601.xml · nonDerivative · entry 1

PATENT ROBERT C · CIK 0001008343 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 81,183

F1 · kind: Represents shares of Metropolitan Bank Holding Corp. common stock that the Reporting Person donated as a gift to an educational institution.

F2 · balance_after: Includes restricted stock units that vest 100% on January 27, 2026.

SEC source: 0001415889-25-015409 · form4-06032025_080603.xml · nonDerivative · entry 2

Lublin Scott · CIK 0001742369 · EVP and Chief Lending Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 56,179

F6 · shares: Upon delivery to the Reporting Person of certain shares of common stock that were previously disclosed as having been granted, 1,135 shares were withheld by Metropolitan Bank Holding Corp. in respect of tax withholding obligations.

F3 · balance_after: Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

F4 · balance_after: Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

F5 · balance_after: Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024.

F7 · balance_after: Includes restricted stock units granted on May 30, 2024, subject to certain performance criteria, that vest at a rate of 33.3% per year commencing on June 1, 2025. The remaining restricted stock units of this award will vest 1/3 on each of February 28, 2026 and 2027.

SEC source: 0001415889-25-015412 · form4-06032025_080656.xml · nonDerivative · entry 2

DeFazio Mark R · CIK 0001720742 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 120,632

F6 · shares: Upon delivery to the Reporting Person of certain shares of common stock that were previously disclosed as having been granted, 4,416 shares were withheld by Metropolitan Bank Holding Corp. in respect of tax withholding obligations.

F3 · balance_after: Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024.

F4 · balance_after: Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

F5 · balance_after: Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

F7 · balance_after: Includes restricted stock units granted on May 30, 2024, subject to certain performance criteria, that vest at a rate of 33.3% per year commencing on June 1, 2025. The remaining restricted stock units of this award will vest 1/3 on each of February 28, 2026 and 2027.

SEC source: 0001415889-25-012140 · form4-05062025_050501.xml · nonDerivative · entry 2

Berrios Dixiana M · CIK 0001820056 · EVP & Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 13,606

F1 · balance_after: Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024.

F2 · balance_after: Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

F3 · balance_after: Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

SEC source: 0001415889-25-011524 · form4-04292025_090412.xml · nonDerivative · entry 1

Scott Norman · CIK 0001899864 · SVP and Chief Credit Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 12,546

F1 · price: The $60.57114 price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $60.3000 to $60.8200, inclusive. The Reporting Person undertakes to provide to Metropolitan Bank Holding Corp., any security holder of Metropolitan Bank Holding Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this Footnote 1.

F2 · balance_after: Includes restricted stock units granted on March 1, 2023 that vest at a rate of 33.3% per year commencing on March 1, 2024.

F3 · balance_after: Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

F4 · balance_after: Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.