LOB

SEC source: 0001578563-25-000146 · wk-form4_1740523959.xml · nonDerivative · entry 1

Spencer Courtney · CIK 0001937224 · Chief Experience Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 21,749

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

SEC source: 0001578563-25-000147 · wk-form4_1740523984.xml · derivative · entry 3

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 178

Underlying: Voting Common Stock · 178 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F2 · derivative.exercise_date: The RSUs vest in five equal annual installments beginning on February 22, 2022, subject to the reporting person's continuous service to the Company or a related entity on such date.

F2 · derivative.expiration_date: The RSUs vest in five equal annual installments beginning on February 22, 2022, subject to the reporting person's continuous service to the Company or a related entity on such date.

SEC source: 0001578563-25-000147 · wk-form4_1740523984.xml · nonDerivative · entry 2

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 12,290

SEC source: 0001578563-25-000147 · wk-form4_1740523984.xml · nonDerivative · entry 1

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 12,379

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

SEC source: 0001578563-25-000145 · wk-form4_1740523937.xml · derivative · entry 3

Seward Gregory W · CIK 0001656656 · General Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,000

Underlying: Voting Common Stock · 1,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F2 · derivative.exercise_date: The RSUs vest in five equal annual installments beginning on February 22, 2022, subject to the reporting person's continuous service to the Company or a related entity on such date.

F2 · derivative.expiration_date: The RSUs vest in five equal annual installments beginning on February 22, 2022, subject to the reporting person's continuous service to the Company or a related entity on such date.

SEC source: 0001578563-25-000145 · wk-form4_1740523937.xml · nonDerivative · entry 2

Seward Gregory W · CIK 0001656656 · General Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 96,877

SEC source: 0001578563-25-000145 · wk-form4_1740523937.xml · nonDerivative · entry 1

Seward Gregory W · CIK 0001656656 · General Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 97,322

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

SEC source: 0001578563-25-000143 · wk-form4_1740523889.xml · derivative · entry 3

Mann Stephanie · CIK 0001937537 · Chief Strategy Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 2,000

Underlying: Voting Common Stock · 2,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F2 · derivative.exercise_date: 2,000 of the RSUs will vest on each of February 22, 2023, 2024, 2025, and 2026, subject to the reporting person's continuous service to the Company or a related entity on such date.

F2 · derivative.expiration_date: 2,000 of the RSUs will vest on each of February 22, 2023, 2024, 2025, and 2026, subject to the reporting person's continuous service to the Company or a related entity on such date.

SEC source: 0001578563-25-000143 · wk-form4_1740523889.xml · nonDerivative · entry 2

Mann Stephanie · CIK 0001937537 · Chief Strategy Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 42,195

SEC source: 0001578563-25-000143 · wk-form4_1740523889.xml · nonDerivative · entry 1

Mann Stephanie · CIK 0001937537 · Chief Strategy Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 42,784

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

SEC source: 0001578563-25-000142 · wk-form4_1740523863.xml · derivative · entry 3

Davis Micah S · CIK 0001977288 · Chief Marketing & Comm Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,000

Underlying: Voting Common Stock · 1,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F2 · derivative.exercise_date: 1,000 of the RSUs will vest on each of February 22, 2024, 2025 and 2026, subject to the reporting person's continuous service to the Company or a related entity on such date.

F2 · derivative.expiration_date: 1,000 of the RSUs will vest on each of February 22, 2024, 2025 and 2026, subject to the reporting person's continuous service to the Company or a related entity on such date.

SEC source: 0001578563-25-000142 · wk-form4_1740523863.xml · nonDerivative · entry 2

Davis Micah S · CIK 0001977288 · Chief Marketing & Comm Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 48,115

SEC source: 0001578563-25-000142 · wk-form4_1740523863.xml · nonDerivative · entry 1

Davis Micah S · CIK 0001977288 · Chief Marketing & Comm Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 48,560

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

SEC source: 0001578563-25-000091 · wk-form4_1739929310.xml · nonDerivative · entry 1

MAHAN JAMES S III · CIK 0001036743 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By Peapod II, LLC

Disclosed balance after: 140,150

SEC source: 0001578563-25-000084 · wk-form4_1739928918.xml · derivative · entry 6

Derraik Renato · CIK 0001864098 · Chief Info./Digital Off., Bank

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 3,160

Underlying: Voting Common Stock · 1,580 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F3 · derivative.exercise_date: The RSUs vest in five equal annual installments beginning on February 14, 2023, subject to the reporting person's continuous service to the Company or a related entity on such date.

F3 · derivative.expiration_date: The RSUs vest in five equal annual installments beginning on February 14, 2023, subject to the reporting person's continuous service to the Company or a related entity on such date.

SEC source: 0001578563-25-000084 · wk-form4_1739928918.xml · derivative · entry 5

Derraik Renato · CIK 0001864098 · Chief Info./Digital Off., Bank

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 53,769

Underlying: Voting Common Stock · 17,923 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F2 · derivative.exercise_date: The RSUs vest in five equal annual installments beginning on February 13, 2024, subject to the reporting person's continuous service to the Company or a related entity on such date.

F2 · derivative.expiration_date: The RSUs vest in five equal annual installments beginning on February 13, 2024, subject to the reporting person's continuous service to the Company or a related entity on such date.

SEC source: 0001578563-25-000084 · wk-form4_1739928918.xml · nonDerivative · entry 4

Derraik Renato · CIK 0001864098 · Chief Info./Digital Off., Bank

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 50,535

SEC source: 0001578563-25-000084 · wk-form4_1739928918.xml · nonDerivative · entry 3

Derraik Renato · CIK 0001864098 · Chief Info./Digital Off., Bank

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 51,238

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

SEC source: 0001578563-25-000084 · wk-form4_1739928918.xml · nonDerivative · entry 2

Derraik Renato · CIK 0001864098 · Chief Info./Digital Off., Bank

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 49,658

SEC source: 0001578563-25-000084 · wk-form4_1739928918.xml · nonDerivative · entry 1

Derraik Renato · CIK 0001864098 · Chief Info./Digital Off., Bank

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 57,623

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

SEC source: 0001578563-25-000090 · wk-form4_1739929251.xml · derivative · entry 6

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 632

Underlying: Voting Common Stock · 316 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F3 · derivative.exercise_date: The RSUs vest in five equal annual installments beginning on February 14, 2023, subject to the reporting person's continuous service to the Company or a related entity on such date.

F3 · derivative.expiration_date: The RSUs vest in five equal annual installments beginning on February 14, 2023, subject to the reporting person's continuous service to the Company or a related entity on such date.

SEC source: 0001578563-25-000090 · wk-form4_1739929251.xml · derivative · entry 5

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 2,134

Underlying: Voting Common Stock · 711 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F2 · derivative.exercise_date: The RSUs vest in five equal annual installments beginning on February 13, 2024, subject to the reporting person's continuous service to the Company or a related entity on such date.

F2 · derivative.expiration_date: The RSUs vest in five equal annual installments beginning on February 13, 2024, subject to the reporting person's continuous service to the Company or a related entity on such date.

SEC source: 0001578563-25-000090 · wk-form4_1739929251.xml · nonDerivative · entry 4

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 12,201

SEC source: 0001578563-25-000090 · wk-form4_1739929251.xml · nonDerivative · entry 3

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 12,359

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

SEC source: 0001578563-25-000090 · wk-form4_1739929251.xml · nonDerivative · entry 2

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 12,043

SEC source: 0001578563-25-000090 · wk-form4_1739929251.xml · nonDerivative · entry 1

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 12,397

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

SEC source: 0001578563-25-000087 · wk-form4_1739929070.xml · derivative · entry 6

Mann Stephanie · CIK 0001937537 · Chief Strategy Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 3,160

Underlying: Voting Common Stock · 1,580 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F3 · derivative.exercise_date: The RSUs vest in five equal annual installments beginning on February 14, 2023, subject to the reporting person's continuous service to the Company or a related entity on such date.

F3 · derivative.expiration_date: The RSUs vest in five equal annual installments beginning on February 14, 2023, subject to the reporting person's continuous service to the Company or a related entity on such date.

SEC source: 0001578563-25-000087 · wk-form4_1739929070.xml · derivative · entry 5

Mann Stephanie · CIK 0001937537 · Chief Strategy Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 35,846

Underlying: Voting Common Stock · 11,949 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F2 · derivative.exercise_date: The RSUs vest in five equal annual installments beginning on February 13, 2024, subject to the reporting person's continuous service to the Company or a related entity on such date.

F2 · derivative.expiration_date: The RSUs vest in five equal annual installments beginning on February 13, 2024, subject to the reporting person's continuous service to the Company or a related entity on such date.

SEC source: 0001578563-25-000087 · wk-form4_1739929070.xml · nonDerivative · entry 4

Mann Stephanie · CIK 0001937537 · Chief Strategy Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 40,784

SEC source: 0001578563-25-000087 · wk-form4_1739929070.xml · nonDerivative · entry 3

Mann Stephanie · CIK 0001937537 · Chief Strategy Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 41,250

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

SEC source: 0001578563-25-000087 · wk-form4_1739929070.xml · nonDerivative · entry 2

Mann Stephanie · CIK 0001937537 · Chief Strategy Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 39,670

SEC source: 0001578563-25-000087 · wk-form4_1739929070.xml · nonDerivative · entry 1

Mann Stephanie · CIK 0001937537 · Chief Strategy Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 43,184

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

SEC source: 0001578563-25-000089 · wk-form4_1739929194.xml · derivative · entry 7

Spencer Courtney · CIK 0001937224 · Chief Experience Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 3,160

Underlying: Voting Common Stock · 1,580 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F3 · derivative.exercise_date: The RSUs vest in five equal annual installments beginning on February 14, 2023, subject to the reporting person's continuous service to the Company or a related entity on such date.

F3 · derivative.expiration_date: The RSUs vest in five equal annual installments beginning on February 14, 2023, subject to the reporting person's continuous service to the Company or a related entity on such date.

SEC source: 0001578563-25-000089 · wk-form4_1739929194.xml · derivative · entry 6

Spencer Courtney · CIK 0001937224 · Chief Experience Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 8,535

Underlying: Voting Common Stock · 2,845 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F2 · derivative.exercise_date: The RSUs vest in five equal annual installments beginning on February 13, 2024, subject to the reporting person's continuous service to the Company or a related entity on such date.

F2 · derivative.expiration_date: The RSUs vest in five equal annual installments beginning on February 13, 2024, subject to the reporting person's continuous service to the Company or a related entity on such date.

SEC source: 0001578563-25-000089 · wk-form4_1739929194.xml · nonDerivative · entry 4

Spencer Courtney · CIK 0001937224 · Chief Experience Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 19,749

SEC source: 0001578563-25-000089 · wk-form4_1739929194.xml · nonDerivative · entry 3

Spencer Courtney · CIK 0001937224 · Chief Experience Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 20,452

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

SEC source: 0001578563-25-000089 · wk-form4_1739929194.xml · nonDerivative · entry 2

Spencer Courtney · CIK 0001937224 · Chief Experience Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 18,872

SEC source: 0001578563-25-000089 · wk-form4_1739929194.xml · nonDerivative · entry 1

Spencer Courtney · CIK 0001937224 · Chief Experience Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 20,136

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

SEC source: 0001578563-25-000088 · wk-form4_1739929131.xml · derivative · entry 6

Seward Gregory W · CIK 0001656656 · General Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,740

Underlying: Voting Common Stock · 2,370 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F3 · derivative.exercise_date: The RSUs vest in five equal annual installments beginning on February 14, 2023, subject to the reporting person's continuous service to the Company or a related entity on such date.

F3 · derivative.expiration_date: The RSUs vest in five equal annual installments beginning on February 14, 2023, subject to the reporting person's continuous service to the Company or a related entity on such date.

SEC source: 0001578563-25-000088 · wk-form4_1739929131.xml · derivative · entry 5

Seward Gregory W · CIK 0001656656 · General Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 35,846

Underlying: Voting Common Stock · 11,949 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F2 · derivative.exercise_date: The RSUs vest in five equal annual installments beginning on February 13, 2024, subject to the reporting person's continuous service to the Company or a related entity on such date.

F2 · derivative.expiration_date: The RSUs vest in five equal annual installments beginning on February 13, 2024, subject to the reporting person's continuous service to the Company or a related entity on such date.

SEC source: 0001578563-25-000088 · wk-form4_1739929131.xml · nonDerivative · entry 4

Seward Gregory W · CIK 0001656656 · General Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 96,322

SEC source: 0001578563-25-000088 · wk-form4_1739929131.xml · nonDerivative · entry 3

Seward Gregory W · CIK 0001656656 · General Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 97,376

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

SEC source: 0001578563-25-000088 · wk-form4_1739929131.xml · nonDerivative · entry 2

Seward Gregory W · CIK 0001656656 · General Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 95,006

SEC source: 0001578563-25-000088 · wk-form4_1739929131.xml · nonDerivative · entry 1

Seward Gregory W · CIK 0001656656 · General Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 100,317

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

SEC source: 0001578563-25-000083 · wk-form4_1739928859.xml · derivative · entry 6

Davis Micah S · CIK 0001977288 · Chief Marketing & Comm Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,896

Underlying: Voting Common Stock · 948 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of the Company's voting common stock.

F3 · derivative.exercise_date: 948 of the RSUs will vest on each of February 14, 2024, 2025, 2026 and 2027, subject to the reporting person's continuous service to the Company or a related entity on such date.

F3 · derivative.expiration_date: 948 of the RSUs will vest on each of February 14, 2024, 2025, 2026 and 2027, subject to the reporting person's continuous service to the Company or a related entity on such date.

SEC source: 0001578563-25-000083 · wk-form4_1739928859.xml · derivative · entry 5

Davis Micah S · CIK 0001977288 · Chief Marketing & Comm Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 6,828

Underlying: Voting Common Stock · 2,276 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of the Company's voting common stock.

F2 · derivative.exercise_date: The RSUs vest in five equal annual installments beginning on February 13, 2024, subject to the reporting person's continuous service to the Company or a related entity on such date.

F2 · derivative.expiration_date: The RSUs vest in five equal annual installments beginning on February 13, 2024, subject to the reporting person's continuous service to the Company or a related entity on such date.

SEC source: 0001578563-25-000083 · wk-form4_1739928859.xml · nonDerivative · entry 4

Davis Micah S · CIK 0001977288 · Chief Marketing & Comm Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 47,560

SEC source: 0001578563-25-000083 · wk-form4_1739928859.xml · nonDerivative · entry 3

Davis Micah S · CIK 0001977288 · Chief Marketing & Comm Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 47,982

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each RSU represents a contingent right to receive one share of the Company's voting common stock.

SEC source: 0001578563-25-000083 · wk-form4_1739928859.xml · nonDerivative · entry 2

Davis Micah S · CIK 0001977288 · Chief Marketing & Comm Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 47,034

SEC source: 0001578563-25-000083 · wk-form4_1739928859.xml · nonDerivative · entry 1

Davis Micah S · CIK 0001977288 · Chief Marketing & Comm Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 48,042

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each RSU represents a contingent right to receive one share of the Company's voting common stock.