BKKT

SEC source: 0001870910-24-000005 · primary_doc.xml · nonDerivative · entry 1

Alexander Karen · CIK 0001870910 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 361,018

F1 · shares: Represents the issuance of shares of Class A common stock resulting from vesting of performance stock units ("PSUs") granted on February 13, 2023 and the attainment of performance goals.

F1 · price: Represents the issuance of shares of Class A common stock resulting from vesting of performance stock units ("PSUs") granted on February 13, 2023 and the attainment of performance goals.

F2 · balance_after: Includes 224,118 shares of Class A Common Stock subject to restricted stock units ("RSUs") awards that remain subject to vesting.

SEC source: 0001871559-24-000005 · primary_doc.xml · nonDerivative · entry 5

D'Annunzio Marc · CIK 0001871559 · General Counsel & Secretary

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,203,616

F7 · shares: These securities are restricted stock units ("RSUs"). Each RSU represents a contingent right to receive one share of the issuer's Class A Common Stock. The RSUs shall vest in two equal annual installments on the first two anniversaries of March 18, 2024, provided that the reporting person continues to be employed by the issuer as of each vesting date.

F7 · price: These securities are restricted stock units ("RSUs"). Each RSU represents a contingent right to receive one share of the issuer's Class A Common Stock. The RSUs shall vest in two equal annual installments on the first two anniversaries of March 18, 2024, provided that the reporting person continues to be employed by the issuer as of each vesting date.

F8 · balance_after: Includes 809,743 shares of Class A Common Stock subject to RSUs and PSUs that remain subject to vesting.

SEC source: 0001871559-24-000005 · primary_doc.xml · nonDerivative · entry 4

D'Annunzio Marc · CIK 0001871559 · General Counsel & Secretary

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 639,800

F5 · shares: These securities are PSUs resulting from attainment of performance goals. Each PSU represents a contingent right to receive one share of the issuer's Class A Common Stock. The PSUs shall vest in two equal annual installments on each anniversary of February 23, 2023, provided that the reporting person continues to be employed by the issuer as of each vesting date.

F6 · balance_after: Includes 245,927 shares of Class A Common Stock subject to RSUs and PSUs that remain subject to vesting.

SEC source: 0001871559-24-000005 · primary_doc.xml · nonDerivative · entry 3

D'Annunzio Marc · CIK 0001871559 · General Counsel & Secretary

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 610,503

F4 · shares: Represents the issuance of shares of Class A common stock resulting from vesting of PSUs granted on February 13, 2023 and the attainment of performance goals.

F4 · price: Represents the issuance of shares of Class A common stock resulting from vesting of PSUs granted on February 13, 2023 and the attainment of performance goals.

F2 · balance_after: Includes 216,630 shares of Class A Common Stock subject to restricted stock units that remain subject to vesting.

SEC source: 0001871559-24-000005 · primary_doc.xml · nonDerivative · entry 2

D'Annunzio Marc · CIK 0001871559 · General Counsel & Secretary

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 595,858

F3 · shares: Represents the issuance of shares of Class A common stock resulting from vesting of one-third of PSUs granted on 02/01/2022 and the attainment of performance goals.

F3 · price: Represents the issuance of shares of Class A common stock resulting from vesting of one-third of PSUs granted on 02/01/2022 and the attainment of performance goals.

F2 · balance_after: Includes 216,630 shares of Class A Common Stock subject to restricted stock units that remain subject to vesting.

SEC source: 0001871559-24-000005 · primary_doc.xml · nonDerivative · entry 1

D'Annunzio Marc · CIK 0001871559 · General Counsel & Secretary

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 586,964

F1 · shares: Represents the issuance of shares of Class A common stock resulting from vesting of one-third of performance stock units ("PSUs") granted on 01/21/2022 and the attainment of performance goals.

F1 · price: Represents the issuance of shares of Class A common stock resulting from vesting of one-third of performance stock units ("PSUs") granted on 01/21/2022 and the attainment of performance goals.

F2 · balance_after: Includes 216,630 shares of Class A Common Stock subject to restricted stock units that remain subject to vesting.

SEC source: 0000947871-24-000254 · ownership.xml · derivative · entry 3

Intercontinental Exchange, Inc. · CIK 0001571949 · 10% owner

Intercontinental Exchange Holdings, Inc. · CIK 0001174746 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See footnote

Disclosed balance after: 1,381,004

Underlying: Class A Common Stock · 1,381,004 shares

Expires 2029-09-04

F1 · kind: Acquired in a registered direct offering pursuant to the terms of the Securities Purchase Agreement (the "Purchase Agreement"), dated as of February 29, 2024, between the Issuer and Intercontinental Exchange Holdings, Inc. ("ICEH"). Under the Purchase Agreement, the purchase by ICEH of 2,762,009 shares of Class A Common Stock, Class 1 Warrants to purchase up to 1,381,004 shares of Class A Common Stock, and Class 2 Warrants to purchase up to 1,381,004 shares of Class A Common Stock, closed on March 4, 2024. The closing of the purchase by ICEH of an additional 8,772,016 shares of Class A Common Stock, Class 1 Warrants to purchase up to 4,386,008 shares of Class A Common Stock, and Class 2 Warrants to purchase up to 4,386,008 shares of Class A Common Stock is conditioned on the Issuer obtaining stockholder approval ("Stockholder Approval") for such issuances under the rules and regulations of the New York Stock Exchange and other customary closing conditions.

F2 · derivative.exercise_date: The Class 1 Warrants and Class 2 Warrants will generally be exercisable beginning September 4, 2024. The Class 1 Warrants and Class 2 Warrants have identical terms, except that the Class 2 Warrants also contain an alternative cashless exercise provision that, after the Issuer obtains Stockholder Approval, will allow the holder of a Class 2 Warrant to exercise on a cashless basis and receive a number of shares of Class A Common Stock equal to 50% of the shares of Class A Common Stock then underlying the Class 2 Warrant if the closing trading price of shares of Class A Common Stock is lower than the exercise price of the Class 2 Warrants for three consecutive trading days.

F3 · ownership.nature: ICEH is the direct holder of the securities reflected in this Form 4. ICEH is a wholly owned subsidiary of Intercontinental Exchange, Inc.

SEC source: 0000947871-24-000254 · ownership.xml · derivative · entry 2

Intercontinental Exchange, Inc. · CIK 0001571949 · 10% owner

Intercontinental Exchange Holdings, Inc. · CIK 0001174746 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See footnote

Disclosed balance after: 1,381,004

Underlying: Class A Common Stock · 1,381,004 shares

Expires 2029-09-04

F1 · kind: Acquired in a registered direct offering pursuant to the terms of the Securities Purchase Agreement (the "Purchase Agreement"), dated as of February 29, 2024, between the Issuer and Intercontinental Exchange Holdings, Inc. ("ICEH"). Under the Purchase Agreement, the purchase by ICEH of 2,762,009 shares of Class A Common Stock, Class 1 Warrants to purchase up to 1,381,004 shares of Class A Common Stock, and Class 2 Warrants to purchase up to 1,381,004 shares of Class A Common Stock, closed on March 4, 2024. The closing of the purchase by ICEH of an additional 8,772,016 shares of Class A Common Stock, Class 1 Warrants to purchase up to 4,386,008 shares of Class A Common Stock, and Class 2 Warrants to purchase up to 4,386,008 shares of Class A Common Stock is conditioned on the Issuer obtaining stockholder approval ("Stockholder Approval") for such issuances under the rules and regulations of the New York Stock Exchange and other customary closing conditions.

F2 · derivative.exercise_date: The Class 1 Warrants and Class 2 Warrants will generally be exercisable beginning September 4, 2024. The Class 1 Warrants and Class 2 Warrants have identical terms, except that the Class 2 Warrants also contain an alternative cashless exercise provision that, after the Issuer obtains Stockholder Approval, will allow the holder of a Class 2 Warrant to exercise on a cashless basis and receive a number of shares of Class A Common Stock equal to 50% of the shares of Class A Common Stock then underlying the Class 2 Warrant if the closing trading price of shares of Class A Common Stock is lower than the exercise price of the Class 2 Warrants for three consecutive trading days.

F3 · ownership.nature: ICEH is the direct holder of the securities reflected in this Form 4. ICEH is a wholly owned subsidiary of Intercontinental Exchange, Inc.

SEC source: 0000947871-24-000254 · ownership.xml · nonDerivative · entry 1

Intercontinental Exchange, Inc. · CIK 0001571949 · 10% owner

Intercontinental Exchange Holdings, Inc. · CIK 0001174746 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See footnote

Disclosed balance after: 7,476,345

F1 · kind: Acquired in a registered direct offering pursuant to the terms of the Securities Purchase Agreement (the "Purchase Agreement"), dated as of February 29, 2024, between the Issuer and Intercontinental Exchange Holdings, Inc. ("ICEH"). Under the Purchase Agreement, the purchase by ICEH of 2,762,009 shares of Class A Common Stock, Class 1 Warrants to purchase up to 1,381,004 shares of Class A Common Stock, and Class 2 Warrants to purchase up to 1,381,004 shares of Class A Common Stock, closed on March 4, 2024. The closing of the purchase by ICEH of an additional 8,772,016 shares of Class A Common Stock, Class 1 Warrants to purchase up to 4,386,008 shares of Class A Common Stock, and Class 2 Warrants to purchase up to 4,386,008 shares of Class A Common Stock is conditioned on the Issuer obtaining stockholder approval ("Stockholder Approval") for such issuances under the rules and regulations of the New York Stock Exchange and other customary closing conditions.

F3 · ownership.nature: ICEH is the direct holder of the securities reflected in this Form 4. ICEH is a wholly owned subsidiary of Intercontinental Exchange, Inc.

SEC source: 0001871559-24-000003 · primary_doc.xml · nonDerivative · entry 2

D'Annunzio Marc · CIK 0001871559 · General Counsel & Secretary

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 566,630

F3 · shares: The sales were effectuated pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on 05/22/2023.

F4 · price: Represents a weighted-average price. These shares were sold in multiple transactions at prices ranging from $0.85 to $0.9251, inclusive. For all transactions reported in this Form 4 utilizing a weighted-average price, the reporting person will provide to the issuer, any security holder of the issuer, or the SEC staff, upon request, information regarding the number of shares sold at each price within the range.

F2 · balance_after: Includes 216,630 shares of Class A Common Stock subject to restricted stock units that remain subject to vesting.

SEC source: 0001870910-24-000003 · primary_doc.xml · nonDerivative · entry 1

Alexander Karen · CIK 0001870910 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 346,443

F1 · shares: In connection with the vesting of restricted stock units on February 13, 2024, the issuer withheld Class A Common Stock that would otherwise have been issued to the reporting person to satisfy such person's tax withholding obligations. The number of shares withheld was determined based on the closing price per share of Class A Common Stock on February 13, 2024.

F1 · price: In connection with the vesting of restricted stock units on February 13, 2024, the issuer withheld Class A Common Stock that would otherwise have been issued to the reporting person to satisfy such person's tax withholding obligations. The number of shares withheld was determined based on the closing price per share of Class A Common Stock on February 13, 2024.

F2 · balance_after: Includes 224,118 shares of Class A Common Stock subject to restricted stock units awards that remain subject to vesting.

SEC source: 0001871559-24-000003 · primary_doc.xml · nonDerivative · entry 1

D'Annunzio Marc · CIK 0001871559 · General Counsel & Secretary

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 616,877

F1 · shares: In connection with the vesting of restricted stock units on February 13, 2024, the issuer withheld Class A Common Stock that would otherwise have been issued to the reporting person to satisfy such person's tax withholding obligations. The number of shares withheld was determined based on the closing price per share of Class A Common Stock on February 13, 2024.

F1 · price: In connection with the vesting of restricted stock units on February 13, 2024, the issuer withheld Class A Common Stock that would otherwise have been issued to the reporting person to satisfy such person's tax withholding obligations. The number of shares withheld was determined based on the closing price per share of Class A Common Stock on February 13, 2024.

F2 · balance_after: Includes 216,630 shares of Class A Common Stock subject to restricted stock units that remain subject to vesting.

SEC source: 0001944926-24-000001 · primary_doc.xml · nonDerivative · entry 1

Goodroe Charles · CIK 0001944926 · Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 32,789

F1 · shares: In connection with the vesting of restricted stock units on February 13, 2024, the issuer withheld Class A Common Stock that would otherwise have been issued to the reporting person to satisfy such person's tax withholding obligations. The number of shares withheld was determined based on the closing price per share of Class A Common Stock on February 13, 2024.

F1 · price: In connection with the vesting of restricted stock units on February 13, 2024, the issuer withheld Class A Common Stock that would otherwise have been issued to the reporting person to satisfy such person's tax withholding obligations. The number of shares withheld was determined based on the closing price per share of Class A Common Stock on February 13, 2024.

F2 · balance_after: Includes 24,478 shares of Class A Common Stock subject to restricted stock units awards that remain subject to vesting.

SEC source: 0001871512-24-000003 · primary_doc.xml · nonDerivative · entry 1

Michael Gavin Constantine · CIK 0001871512 · Director · CEO and President

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 2,271,290

F1 · shares: In connection with the vesting of restricted stock units on February 13, 2024, the issuer withheld Class A Common Stock that would otherwise have been issued to the reporting person to satisfy such person's tax withholding obligations. The number of shares withheld was determined based on the closing price per share of Class A Common Stock on February 13, 2024.

F1 · price: In connection with the vesting of restricted stock units on February 13, 2024, the issuer withheld Class A Common Stock that would otherwise have been issued to the reporting person to satisfy such person's tax withholding obligations. The number of shares withheld was determined based on the closing price per share of Class A Common Stock on February 13, 2024.

F2 · balance_after: Includes 1,131,800 shares of Class A Common Stock subject to restricted stock units awards that remain subject to vesting.

SEC source: 0001870910-24-000004 · primary_doc.xml · nonDerivative · entry 3

Alexander Karen · CIK 0001870910 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 964,367

F5 · shares: These securities are PSUs resulting from attainment of performance goals. Each PSU represents a contingent right to receive one share of the issuer's Class A Common Stock. The PSUs shall vest on August 26, 2024, provided that the reporting person continues to be employed by the issuer as of such vesting date.

F5 · price: These securities are PSUs resulting from attainment of performance goals. Each PSU represents a contingent right to receive one share of the issuer's Class A Common Stock. The PSUs shall vest on August 26, 2024, provided that the reporting person continues to be employed by the issuer as of such vesting date.

F6 · balance_after: Includes 798,100 shares of Class A Common Stock subject to RSU and PSU awards that remain subject to vesting.

SEC source: 0001870910-24-000004 · primary_doc.xml · nonDerivative · entry 2

Alexander Karen · CIK 0001870910 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 954,201

F3 · shares: These securities are RSUs. Each RSU represents a contingent right to receive one share of the issuer's Class A Common Stock. The RSUs shall vest in two equal annual installments on the first two anniversaries of March 18, 2024, provided that the reporting person continues to be employed by the issuer as of each vesting date.

F3 · price: These securities are RSUs. Each RSU represents a contingent right to receive one share of the issuer's Class A Common Stock. The RSUs shall vest in two equal annual installments on the first two anniversaries of March 18, 2024, provided that the reporting person continues to be employed by the issuer as of each vesting date.

F4 · balance_after: Includes 787,934 shares of Class A Common Stock subject to RSU awards that remain subject to vesting.

SEC source: 0001871559-24-000002 · primary_doc.xml · nonDerivative · entry 2

D'Annunzio Marc · CIK 0001871559 · General Counsel & Secretary

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 638,157

F3 · shares: The sales were effectuated pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on 05/22/2023.

F4 · price: Represents a weighted-average price. These shares were sold in multiple transactions at prices ranging from $0.89 to $1.04, inclusive. For all transactions reported in this Form 4 utilizing a weighted-average price, the reporting person will provide to the issuer, any security holder of the issuer, or the SEC staff, upon request, information regarding the number of shares sold at each price within the range.

F2 · balance_after: Includes 288,157 shares of Class A Common Stock subject to restricted stock units that remain subject to vesting.

SEC source: 0001870910-24-000002 · primary_doc.xml · nonDerivative · entry 1

Alexander Karen · CIK 0001870910 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 376,020

F1 · shares: In connection with the vesting of restricted stock units on February 1, 2024, the issuer withheld Class A Common Stock that would otherwise have been issued to the reporting person to satisfy such person's tax withholding obligations. The number of shares withheld was determined based on the closing price per share of Class A Common Stock on February 1, 2024.

F1 · price: In connection with the vesting of restricted stock units on February 1, 2024, the issuer withheld Class A Common Stock that would otherwise have been issued to the reporting person to satisfy such person's tax withholding obligations. The number of shares withheld was determined based on the closing price per share of Class A Common Stock on February 1, 2024.

F2 · balance_after: Includes 295,645 shares of Class A Common Stock subject to restricted stock units awards that remain subject to vesting.

SEC source: 0001871559-24-000002 · primary_doc.xml · nonDerivative · entry 1

D'Annunzio Marc · CIK 0001871559 · General Counsel & Secretary

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 657,486

F1 · shares: In connection with the vesting of restricted stock units on February 1, 2024, the issuer withheld Class A Common Stock that would otherwise have been issued to the reporting person to satisfy such person's tax withholding obligations. The number of shares withheld was determined based on the closing price per share of Class A Common Stock on February 1, 2024.

F1 · price: In connection with the vesting of restricted stock units on February 1, 2024, the issuer withheld Class A Common Stock that would otherwise have been issued to the reporting person to satisfy such person's tax withholding obligations. The number of shares withheld was determined based on the closing price per share of Class A Common Stock on February 1, 2024.

F2 · balance_after: Includes 288,157 shares of Class A Common Stock subject to restricted stock units that remain subject to vesting.

SEC source: 0001871512-24-000002 · primary_doc.xml · nonDerivative · entry 1

Michael Gavin Constantine · CIK 0001871512 · Director · CEO and President

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 2,364,881

F1 · shares: In connection with the vesting of restricted stock units on February 1, 2024, the issuer withheld Class A Common Stock that would otherwise have been issued to the reporting person to satisfy such person's tax withholding obligations. The number of shares withheld was determined based on the closing price per share of Class A Common Stock on February 1, 2024.

F1 · price: In connection with the vesting of restricted stock units on February 1, 2024, the issuer withheld Class A Common Stock that would otherwise have been issued to the reporting person to satisfy such person's tax withholding obligations. The number of shares withheld was determined based on the closing price per share of Class A Common Stock on February 1, 2024.

F2 · balance_after: Includes 1,301,042 shares of Class A Common Stock subject to restricted stock units awards that remain subject to vesting.

SEC source: 0001871559-24-000001 · primary_doc.xml · nonDerivative · entry 2

D'Annunzio Marc · CIK 0001871559 · General Counsel & Secretary

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 667,320

F3 · shares: The sales were effectuated pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on 05/22/2023.

F4 · price: Represents a weighted-average price. These shares were sold in multiple transactions at prices ranging from $1.25 to $1.29, inclusive. For all transactions reported in this Form 4 utilizing a weighted-average price, the reporting person will provide to the issuer, any security holder of the issuer, or the SEC staff, upon request, information regarding the number of shares sold at each price within the range.

F2 · balance_after: Includes 317,320 shares of Class A Common Stock subject to restricted stock units that remain subject to vesting.

SEC source: 0001871559-24-000001 · primary_doc.xml · nonDerivative · entry 1

D'Annunzio Marc · CIK 0001871559 · General Counsel & Secretary

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 710,127

F1 · shares: In connection with the vesting of restricted stock units on January 21, 2024, the issuer withheld Class A Common Stock that would otherwise have been issued to the reporting person to satisfy such person's tax withholding obligations. The number of shares withheld was determined based on the closing price per share of Class A Common Stock on January 19, 2024.

F1 · price: In connection with the vesting of restricted stock units on January 21, 2024, the issuer withheld Class A Common Stock that would otherwise have been issued to the reporting person to satisfy such person's tax withholding obligations. The number of shares withheld was determined based on the closing price per share of Class A Common Stock on January 19, 2024.

F2 · balance_after: Includes 317,320 shares of Class A Common Stock subject to restricted stock units that remain subject to vesting.

SEC source: 0001871512-24-000001 · primary_doc.xml · nonDerivative · entry 1

Michael Gavin Constantine · CIK 0001871512 · Director · CEO and President

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 2,432,079

F1 · shares: In connection with the vesting of restricted stock units on January 21, 2024, the issuer withheld Class A Common Stock that would otherwise have been issued to the reporting person to satisfy such person's tax withholding obligations. The number of shares withheld was determined based on the closing price per share of Class A Common Stock on January 19, 2024.

F1 · price: In connection with the vesting of restricted stock units on January 21, 2024, the issuer withheld Class A Common Stock that would otherwise have been issued to the reporting person to satisfy such person's tax withholding obligations. The number of shares withheld was determined based on the closing price per share of Class A Common Stock on January 19, 2024.

F2 · balance_after: Includes 1,422,557 shares of Class A Common Stock subject to restricted stock units awards that remain subject to vesting.

SEC source: 0000950170-23-073940 · ownership.xml · nonDerivative · entry 1

VPC Impact Acquisition Holdings Sponsor, LLC · CIK 0001825041 · Director · See Remarks

Levy Richard N · CIK 0001413810 · Director · See Remarks

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 2,195,441

F1 · shares: The reporting person effected multiple same-way open market sale transactions on the same day at the same price through a trade order executed by a broker-dealer. The reporting person reported on a single line all such transactions that occurred within a one dollar price range. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $2.39-2.74, inclusive. The reporting person hereby undertakes to provide upon request by the Securities Exchange Commission staff, the issuer, or a shareholder of the issuer, full information regarding the number of shares sold at each separate price.

F2 · ownership.direct: VPC Impact Acquisition Holdings Sponsor, LLC ("VIH Sponsor") is the record holder of the securities reported herein. Richard N. Levy, as Chief Executive Officer and Founder of Victory Park Capital Advisors, LLC, has voting and investment discretion with respect to the securities held of record by VIH Sponsor. Mr. Levy disclaims any beneficial ownership of the securities held by VIH Sponsor other than to the extent of any pecuniary interest he may have therein, directly or indirectly.

SEC source: 0000950170-23-073641 · ownership.xml · nonDerivative · entry 1

VPC Impact Acquisition Holdings Sponsor, LLC · CIK 0001825041 · Director · See Remarks

Levy Richard N · CIK 0001413810 · Director · See Remarks

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 2,588,566

F1 · shares: The reporting person effected multiple same-way open market sale transactions on the same day at the same price through a trade order executed by a broker-dealer. The reporting person reported on a single line all such transactions that occurred within a one dollar price range. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $2.30-2.36, inclusive. The reporting person hereby undertakes to provide upon request by the Securities Exchange Commission staff, the issuer, or a shareholder of the issuer, full information regarding the number of shares sold at each separate price.

F2 · ownership.direct: VPC Impact Acquisition Holdings Sponsor, LLC ("VIH Sponsor") is the record holder of the securities reported herein. Richard N. Levy, as Chief Executive Officer and Founder of Victory Park Capital Advisors, LLC, has voting and investment discretion with respect to the securities held of record by VIH Sponsor. Mr. Levy disclaims any beneficial ownership of the securities held by VIH Sponsor other than to the extent of any pecuniary interest he may have therein, directly or indirectly.

SEC source: 0001870910-24-000001 · primary_doc.xml · nonDerivative · entry 1

Alexander Karen · CIK 0001870910 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 381,045

F1 · shares: In connection with the vesting of restricted stock units on December 21, 2023, the issuer withheld Class A Common Stock that would otherwise have been issued to the reporting person to satisfy such person's tax withholding obligations. The number of shares withheld was determined based on the closing price per share of Class A Common Stock on December 21, 2023.

F1 · price: In connection with the vesting of restricted stock units on December 21, 2023, the issuer withheld Class A Common Stock that would otherwise have been issued to the reporting person to satisfy such person's tax withholding obligations. The number of shares withheld was determined based on the closing price per share of Class A Common Stock on December 21, 2023.

F2 · balance_after: Includes 307,796 shares of Class A Common Stock subject to restricted stock units awards that remain subject to vesting.

SEC source: 0000950170-23-073391 · ownership.xml · nonDerivative · entry 1

VPC Impact Acquisition Holdings Sponsor, LLC · CIK 0001825041 · Director · See Remarks

Levy Richard N · CIK 0001413810 · Director · See Remarks

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 2,949,110

F1 · shares: The reporting person effected multiple same-way open market sale transactions on the same day at the same price through a trade order executed by a broker-dealer. The reporting person reported on a single line all such transactions that occurred within a one dollar price range. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $2.00-2.392, inclusive. The reporting person hereby undertakes to provide upon request by the Securities Exchange Commission staff, the issuer, or a shareholder of the issuer, full information regarding the number of shares sold at each separate price.

F2 · ownership.direct: VPC Impact Acquisition Holdings Sponsor, LLC ("VIH Sponsor") is the record holder of the securities reported herein. Richard N. Levy, as Chief Executive Officer and Founder of Victory Park Capital Advisors, LLC, has voting and investment discretion with respect to the securities held of record by VIH Sponsor. Mr. Levy disclaims any beneficial ownership of the securities held by VIH Sponsor other than to the extent of any pecuniary interest he may have therein, directly or indirectly.

SEC source: 0000950170-23-072001 · ownership.xml · nonDerivative · entry 1

VPC Impact Acquisition Holdings Sponsor, LLC · CIK 0001825041 · Director · See Remarks

Levy Richard N · CIK 0001413810 · Director · See Remarks

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 3,702,111

F1 · shares: The reporting person effected multiple same-way open market sale transactions on the same day at the same price through a trade order executed by a broker-dealer. The reporting person reported on a single line all such transactions that occurred within a one dollar price range. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $2.00-2.1514, inclusive. The reporting person hereby undertakes to provide upon request by the Securities Exchange Commission staff, the issuer, or a shareholder of the issuer, full information regarding the number of shares sold at each separate price.

F2 · ownership.direct: VPC Impact Acquisition Holdings Sponsor, LLC ("VIH Sponsor") is the record holder of the securities reported herein. Richard N. Levy, as Chief Executive Officer and Founder of Victory Park Capital Advisors, LLC, has voting and investment discretion with respect to the securities held of record by VIH Sponsor. Mr. Levy disclaims any beneficial ownership of the securities held by VIH Sponsor other than to the extent of any pecuniary interest he may have therein, directly or indirectly.

SEC source: 0000950170-23-071671 · ownership.xml · nonDerivative · entry 1

VPC Impact Acquisition Holdings Sponsor, LLC · CIK 0001825041 · Director · See Remarks

Levy Richard N · CIK 0001413810 · Director · See Remarks

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 3,939,822

F1 · shares: The reporting person effected multiple same-way open market sale transactions on the same day at the same price through a trade order executed by a broker-dealer. The reporting person reported on a single line all such transactions that occurred within a one dollar price range. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $2.00-2.0608, inclusive. The reporting person hereby undertakes to provide upon request by the Securities Exchange Commission staff, the issuer, or a shareholder of the issuer, full information regarding the number of shares sold at each separate price.

F2 · ownership.direct: VPC Impact Acquisition Holdings Sponsor, LLC ("VIH Sponsor") is the record holder of the securities reported herein. Richard N. Levy, as Chief Executive Officer and Founder of Victory Park Capital Advisors, LLC, has voting and investment discretion with respect to the securities held of record by VIH Sponsor. Mr. Levy disclaims any beneficial ownership of the securities held by VIH Sponsor other than to the extent of any pecuniary interest he may have therein, directly or indirectly.

SEC source: 0001209191-23-058180 · doc4.xml · nonDerivative · entry 17

Collins Sean Roberts · CIK 0001873512 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnotes

Disclosed balance after: 0

F3 · ownership.nature: The general partner of each of Goldfinch Co-Invest I, LP, Goldfinch Co-Invest IB, LP and Goldfinch Co-Invest IC, LP is Goldfinch Co-Invest I GP LLC (collectively, the "Goldfinch Funds"). The Reporting Person is a Managing Partner of Goldfinch Co-Invest I GP LLC (together with the Goldfinch Funds, the "Goldfinch Entities"). The Reporting Person disclaims beneficial ownership of the securities reported herein, except to the extent of his pecuniary interest therein.

F7 · ownership.nature: Represents securities held directly by Goldfinch Co-Invest IC LP.

SEC source: 0001209191-23-058180 · doc4.xml · nonDerivative · entry 16

Collins Sean Roberts · CIK 0001873512 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnotes

Disclosed balance after: 0

F3 · ownership.nature: The general partner of each of Goldfinch Co-Invest I, LP, Goldfinch Co-Invest IB, LP and Goldfinch Co-Invest IC, LP is Goldfinch Co-Invest I GP LLC (collectively, the "Goldfinch Funds"). The Reporting Person is a Managing Partner of Goldfinch Co-Invest I GP LLC (together with the Goldfinch Funds, the "Goldfinch Entities"). The Reporting Person disclaims beneficial ownership of the securities reported herein, except to the extent of his pecuniary interest therein.

F5 · ownership.nature: Represents securities held directly by Goldfinch Co-Invest IB LP.

SEC source: 0001209191-23-058180 · doc4.xml · nonDerivative · entry 15

Collins Sean Roberts · CIK 0001873512 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 285,090

F9 · kind: Represents shares of the Issuer's Class A Common Stock received by the reporting person in distributions from the Goldfinch Entities, each of which was exempt under Rule 16a-9(a) and Rule 16a-13 of the Securities Exchange Act of 1934, as amended.

F10 · balance_after: Includes 275,000 shares of Class A Common Stock subject to Restricted Stock Units that remain subject to vesting.

SEC source: 0001209191-23-058180 · doc4.xml · nonDerivative · entry 14

Collins Sean Roberts · CIK 0001873512 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnotes

Disclosed balance after: 31

F6 · kind: Represents a pro-rata in kind distribution of shares of the Issuer's Class A Common Stock by Goldfinch Co-Invest IC LP to its partners. Such distribution was exempt under Rule 16a-9(a) and Rule 16a-13 of the Securities Exchange Act of 1934, as amended.

F3 · ownership.nature: The general partner of each of Goldfinch Co-Invest I, LP, Goldfinch Co-Invest IB, LP and Goldfinch Co-Invest IC, LP is Goldfinch Co-Invest I GP LLC (collectively, the "Goldfinch Funds"). The Reporting Person is a Managing Partner of Goldfinch Co-Invest I GP LLC (together with the Goldfinch Funds, the "Goldfinch Entities"). The Reporting Person disclaims beneficial ownership of the securities reported herein, except to the extent of his pecuniary interest therein.

F7 · ownership.nature: Represents securities held directly by Goldfinch Co-Invest IC LP.

SEC source: 0001209191-23-058180 · doc4.xml · nonDerivative · entry 13

Collins Sean Roberts · CIK 0001873512 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnotes

Disclosed balance after: 20

F4 · kind: Represents a pro-rata in kind distribution of shares of the Issuer's Class A Common Stock by Goldfinch Co-Invest IB LP to its partners. Such distribution was exempt under Rule 16a-9(a) and Rule 16a-13 of the Securities Exchange Act of 1934, as amended.

F3 · ownership.nature: The general partner of each of Goldfinch Co-Invest I, LP, Goldfinch Co-Invest IB, LP and Goldfinch Co-Invest IC, LP is Goldfinch Co-Invest I GP LLC (collectively, the "Goldfinch Funds"). The Reporting Person is a Managing Partner of Goldfinch Co-Invest I GP LLC (together with the Goldfinch Funds, the "Goldfinch Entities"). The Reporting Person disclaims beneficial ownership of the securities reported herein, except to the extent of his pecuniary interest therein.

F5 · ownership.nature: Represents securities held directly by Goldfinch Co-Invest IB LP.

SEC source: 0001209191-23-058180 · doc4.xml · nonDerivative · entry 12

Collins Sean Roberts · CIK 0001873512 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnotes

Disclosed balance after: 0

F1 · kind: Represents a pro-rata in kind distribution of shares of the Issuer's Class A Common Stock by Goldfinch Co-Invest I LP to its partners. Such distribution was exempt under Rule 16a-9(a) and Rule 16a-13 of the Securities Exchange Act of 1934, as amended.

F2 · ownership.nature: Represents securities held directly by Goldfinch Co-Invest I LP.

F3 · ownership.nature: The general partner of each of Goldfinch Co-Invest I, LP, Goldfinch Co-Invest IB, LP and Goldfinch Co-Invest IC, LP is Goldfinch Co-Invest I GP LLC (collectively, the "Goldfinch Funds"). The Reporting Person is a Managing Partner of Goldfinch Co-Invest I GP LLC (together with the Goldfinch Funds, the "Goldfinch Entities"). The Reporting Person disclaims beneficial ownership of the securities reported herein, except to the extent of his pecuniary interest therein.

SEC source: 0001209191-23-058180 · doc4.xml · nonDerivative · entry 11

Collins Sean Roberts · CIK 0001873512 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 275,960

F12 · price: The price reported in column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $1.705 to $1.765, inclusive. The reporting person undertakes to provide Bakkt Holdings, Inc., any security holder of Bakkt Holdings, Inc. or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

F10 · balance_after: Includes 275,000 shares of Class A Common Stock subject to Restricted Stock Units that remain subject to vesting.

SEC source: 0001209191-23-058180 · doc4.xml · nonDerivative · entry 10

Collins Sean Roberts · CIK 0001873512 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnotes

Disclosed balance after: 49,283

F12 · price: The price reported in column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $1.705 to $1.765, inclusive. The reporting person undertakes to provide Bakkt Holdings, Inc., any security holder of Bakkt Holdings, Inc. or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

F3 · ownership.nature: The general partner of each of Goldfinch Co-Invest I, LP, Goldfinch Co-Invest IB, LP and Goldfinch Co-Invest IC, LP is Goldfinch Co-Invest I GP LLC (collectively, the "Goldfinch Funds"). The Reporting Person is a Managing Partner of Goldfinch Co-Invest I GP LLC (together with the Goldfinch Funds, the "Goldfinch Entities"). The Reporting Person disclaims beneficial ownership of the securities reported herein, except to the extent of his pecuniary interest therein.

F7 · ownership.nature: Represents securities held directly by Goldfinch Co-Invest IC LP.

SEC source: 0001209191-23-058180 · doc4.xml · nonDerivative · entry 9

Collins Sean Roberts · CIK 0001873512 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnotes

Disclosed balance after: 4,636

F12 · price: The price reported in column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $1.705 to $1.765, inclusive. The reporting person undertakes to provide Bakkt Holdings, Inc., any security holder of Bakkt Holdings, Inc. or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

F3 · ownership.nature: The general partner of each of Goldfinch Co-Invest I, LP, Goldfinch Co-Invest IB, LP and Goldfinch Co-Invest IC, LP is Goldfinch Co-Invest I GP LLC (collectively, the "Goldfinch Funds"). The Reporting Person is a Managing Partner of Goldfinch Co-Invest I GP LLC (together with the Goldfinch Funds, the "Goldfinch Entities"). The Reporting Person disclaims beneficial ownership of the securities reported herein, except to the extent of his pecuniary interest therein.

F5 · ownership.nature: Represents securities held directly by Goldfinch Co-Invest IB LP.

SEC source: 0001209191-23-058180 · doc4.xml · nonDerivative · entry 8

Collins Sean Roberts · CIK 0001873512 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 322,461

F11 · price: The price reported in column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $1.76 to $1.86, inclusive. The reporting person undertakes to provide Bakkt Holdings, Inc., any security holder of Bakkt Holdings, Inc. or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

F10 · balance_after: Includes 275,000 shares of Class A Common Stock subject to Restricted Stock Units that remain subject to vesting.

SEC source: 0001209191-23-058180 · doc4.xml · nonDerivative · entry 7

Collins Sean Roberts · CIK 0001873512 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 505,107

F9 · kind: Represents shares of the Issuer's Class A Common Stock received by the reporting person in distributions from the Goldfinch Entities, each of which was exempt under Rule 16a-9(a) and Rule 16a-13 of the Securities Exchange Act of 1934, as amended.

F10 · balance_after: Includes 275,000 shares of Class A Common Stock subject to Restricted Stock Units that remain subject to vesting.

SEC source: 0001209191-23-058180 · doc4.xml · nonDerivative · entry 6

Collins Sean Roberts · CIK 0001873512 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnotes

Disclosed balance after: 86,273

F8 · price: The price reported in column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $1.78 to $1.89, inclusive. The reporting person undertakes to provide Bakkt Holdings, Inc., any security holder of Bakkt Holdings, Inc. or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

F3 · ownership.nature: The general partner of each of Goldfinch Co-Invest I, LP, Goldfinch Co-Invest IB, LP and Goldfinch Co-Invest IC, LP is Goldfinch Co-Invest I GP LLC (collectively, the "Goldfinch Funds"). The Reporting Person is a Managing Partner of Goldfinch Co-Invest I GP LLC (together with the Goldfinch Funds, the "Goldfinch Entities"). The Reporting Person disclaims beneficial ownership of the securities reported herein, except to the extent of his pecuniary interest therein.

F7 · ownership.nature: Represents securities held directly by Goldfinch Co-Invest IC LP.

SEC source: 0001209191-23-058180 · doc4.xml · nonDerivative · entry 5

Collins Sean Roberts · CIK 0001873512 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnotes

Disclosed balance after: 28,575

F8 · price: The price reported in column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $1.78 to $1.89, inclusive. The reporting person undertakes to provide Bakkt Holdings, Inc., any security holder of Bakkt Holdings, Inc. or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

F3 · ownership.nature: The general partner of each of Goldfinch Co-Invest I, LP, Goldfinch Co-Invest IB, LP and Goldfinch Co-Invest IC, LP is Goldfinch Co-Invest I GP LLC (collectively, the "Goldfinch Funds"). The Reporting Person is a Managing Partner of Goldfinch Co-Invest I GP LLC (together with the Goldfinch Funds, the "Goldfinch Entities"). The Reporting Person disclaims beneficial ownership of the securities reported herein, except to the extent of his pecuniary interest therein.

F5 · ownership.nature: Represents securities held directly by Goldfinch Co-Invest IB LP.

SEC source: 0001209191-23-058180 · doc4.xml · nonDerivative · entry 4

Collins Sean Roberts · CIK 0001873512 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnotes

Disclosed balance after: 412,211

F8 · price: The price reported in column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $1.78 to $1.89, inclusive. The reporting person undertakes to provide Bakkt Holdings, Inc., any security holder of Bakkt Holdings, Inc. or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

F2 · ownership.nature: Represents securities held directly by Goldfinch Co-Invest I LP.

F3 · ownership.nature: The general partner of each of Goldfinch Co-Invest I, LP, Goldfinch Co-Invest IB, LP and Goldfinch Co-Invest IC, LP is Goldfinch Co-Invest I GP LLC (collectively, the "Goldfinch Funds"). The Reporting Person is a Managing Partner of Goldfinch Co-Invest I GP LLC (together with the Goldfinch Funds, the "Goldfinch Entities"). The Reporting Person disclaims beneficial ownership of the securities reported herein, except to the extent of his pecuniary interest therein.

SEC source: 0001209191-23-058180 · doc4.xml · nonDerivative · entry 3

Collins Sean Roberts · CIK 0001873512 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnotes

Disclosed balance after: 133,934

F6 · kind: Represents a pro-rata in kind distribution of shares of the Issuer's Class A Common Stock by Goldfinch Co-Invest IC LP to its partners. Such distribution was exempt under Rule 16a-9(a) and Rule 16a-13 of the Securities Exchange Act of 1934, as amended.

F3 · ownership.nature: The general partner of each of Goldfinch Co-Invest I, LP, Goldfinch Co-Invest IB, LP and Goldfinch Co-Invest IC, LP is Goldfinch Co-Invest I GP LLC (collectively, the "Goldfinch Funds"). The Reporting Person is a Managing Partner of Goldfinch Co-Invest I GP LLC (together with the Goldfinch Funds, the "Goldfinch Entities"). The Reporting Person disclaims beneficial ownership of the securities reported herein, except to the extent of his pecuniary interest therein.

F7 · ownership.nature: Represents securities held directly by Goldfinch Co-Invest IC LP.

SEC source: 0001209191-23-058180 · doc4.xml · nonDerivative · entry 2

Collins Sean Roberts · CIK 0001873512 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnotes

Disclosed balance after: 41,357

F4 · kind: Represents a pro-rata in kind distribution of shares of the Issuer's Class A Common Stock by Goldfinch Co-Invest IB LP to its partners. Such distribution was exempt under Rule 16a-9(a) and Rule 16a-13 of the Securities Exchange Act of 1934, as amended.

F3 · ownership.nature: The general partner of each of Goldfinch Co-Invest I, LP, Goldfinch Co-Invest IB, LP and Goldfinch Co-Invest IC, LP is Goldfinch Co-Invest I GP LLC (collectively, the "Goldfinch Funds"). The Reporting Person is a Managing Partner of Goldfinch Co-Invest I GP LLC (together with the Goldfinch Funds, the "Goldfinch Entities"). The Reporting Person disclaims beneficial ownership of the securities reported herein, except to the extent of his pecuniary interest therein.

F5 · ownership.nature: Represents securities held directly by Goldfinch Co-Invest IB LP.

SEC source: 0001209191-23-058180 · doc4.xml · nonDerivative · entry 1

Collins Sean Roberts · CIK 0001873512 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnotes

Disclosed balance after: 637,447

F1 · kind: Represents a pro-rata in kind distribution of shares of the Issuer's Class A Common Stock by Goldfinch Co-Invest I LP to its partners. Such distribution was exempt under Rule 16a-9(a) and Rule 16a-13 of the Securities Exchange Act of 1934, as amended.

F2 · ownership.nature: Represents securities held directly by Goldfinch Co-Invest I LP.

F3 · ownership.nature: The general partner of each of Goldfinch Co-Invest I, LP, Goldfinch Co-Invest IB, LP and Goldfinch Co-Invest IC, LP is Goldfinch Co-Invest I GP LLC (collectively, the "Goldfinch Funds"). The Reporting Person is a Managing Partner of Goldfinch Co-Invest I GP LLC (together with the Goldfinch Funds, the "Goldfinch Entities"). The Reporting Person disclaims beneficial ownership of the securities reported herein, except to the extent of his pecuniary interest therein.

SEC source: 0000950170-23-068558 · ownership.xml · nonDerivative · entry 1

VPC Impact Acquisition Holdings Sponsor, LLC · CIK 0001825041 · Director · See Remarks

Levy Richard N · CIK 0001413810 · Director · See Remarks

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,103,069

F1 · shares: The reporting person effected multiple same-way open market sale transactions on the same day at the same price through a trade order executed by a broker-dealer. The reporting person reported on a single line all such transactions that occurred within a one dollar price range. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $2.05-2.0719, inclusive. The reporting person hereby undertakes to provide upon request by the Securities Exchange Commission staff, the issuer, or a shareholder of the issuer, full information regarding the number of shares sold at each separate price.

F2 · ownership.direct: VPC Impact Acquisition Holdings Sponsor, LLC ("VIH Sponsor") is the record holder of the securities reported herein. Richard N. Levy, as Chief Executive Officer and Founder of Victory Park Capital Advisors, LLC, has voting and investment discretion with respect to the securities held of record by VIH Sponsor. Mr. Levy disclaims any beneficial ownership of the securities held by VIH Sponsor other than to the extent of any pecuniary interest he may have therein, directly or indirectly.

SEC source: 0000950170-23-068806 · ownership.xml · nonDerivative · entry 1

VPC Impact Acquisition Holdings Sponsor, LLC · CIK 0001825041 · Director · See Remarks

Levy Richard N · CIK 0001413810 · Director · See Remarks

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,084,306

F1 · shares: The reporting person effected multiple same-way open market sale transactions on the same day at the same price through a trade order executed by a broker-dealer. The reporting person reported on a single line all such transactions that occurred within a one dollar price range. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $2.05-2.0614, inclusive. The reporting person hereby undertakes to provide upon request by the Securities Exchange Commission staff, the issuer, or a shareholder of the issuer, full information regarding the number of shares sold at each separate price.

F2 · ownership.direct: VPC Impact Acquisition Holdings Sponsor, LLC ("VIH Sponsor") is the record holder of the securities reported herein. Richard N. Levy, as Chief Executive Officer and Founder of Victory Park Capital Advisors, LLC, has voting and investment discretion with respect to the securities held of record by VIH Sponsor. Mr. Levy disclaims any beneficial ownership of the securities held by VIH Sponsor other than to the extent of any pecuniary interest he may have therein, directly or indirectly.

SEC source: 0000950170-23-068408 · ownership.xml · nonDerivative · entry 1

VPC Impact Acquisition Holdings Sponsor, LLC · CIK 0001825041 · Director · See Remarks

Levy Richard N · CIK 0001413810 · Director · See Remarks

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,143,352

F1 · shares: The reporting person effected multiple same-way open market sale transactions on the same day at the same price through a trade order executed by a broker-dealer. The reporting person reported on a single line all such transactions that occurred within a one dollar price range. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $2.05-2.0914, inclusive. The reporting person hereby undertakes to provide upon request by the Securities Exchange Commission staff, the issuer, or a shareholder of the issuer, full information regarding the number of shares sold at each separate price.

F2 · ownership.direct: VPC Impact Acquisition Holdings Sponsor, LLC ("VIH Sponsor") is the record holder of the securities reported herein. Richard N. Levy, as Chief Executive Officer and Founder of Victory Park Capital Advisors, LLC, has voting and investment discretion with respect to the securities held of record by VIH Sponsor. Mr. Levy disclaims any beneficial ownership of the securities held by VIH Sponsor other than to the extent of any pecuniary interest he may have therein, directly or indirectly.

SEC source: 0000950170-23-067880 · ownership.xml · nonDerivative · entry 1

VPC Impact Acquisition Holdings Sponsor, LLC · CIK 0001825041 · Director · See Remarks

Levy Richard N · CIK 0001413810 · Director · See Remarks

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,420,250

F1 · shares: The reporting person effected multiple same-way open market sale transactions on the same day at the same price through a trade order executed by a broker-dealer. The reporting person reported on a single line all such transactions that occurred within a one dollar price range. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $2.10-2.131, inclusive. The reporting person hereby undertakes to provide upon request by the Securities Exchange Commission staff, the issuer, or a shareholder of the issuer, full information regarding the number of shares sold at each separate price.

F2 · ownership.direct: VPC Impact Acquisition Holdings Sponsor, LLC ("VIH Sponsor") is the record holder of the securities reported herein. Richard N. Levy, as Chief Executive Officer and Founder of Victory Park Capital Advisors, LLC, has voting and investment discretion with respect to the securities held of record by VIH Sponsor. Mr. Levy disclaims any beneficial ownership of the securities held by VIH Sponsor other than to the extent of any pecuniary interest he may have therein, directly or indirectly.