BETR

SEC source: 0001628280-25-041548 · wk-form4_1756930093.xml · nonDerivative · entry 2

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 9,451

SEC source: 0001628280-25-041548 · wk-form4_1756930093.xml · nonDerivative · entry 1

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 10,728

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001297602-25-000005 · wk-form4_1756930195.xml · derivative · entry 3

Garg Vishal · CIK 0001297602 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 22,167

Underlying: Class A Common Stock · 3,167 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Class A Common Stock.

F2 · derivative.exercise_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

F2 · derivative.expiration_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

SEC source: 0001297602-25-000005 · wk-form4_1756930195.xml · nonDerivative · entry 2

Garg Vishal · CIK 0001297602 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 7,076

SEC source: 0001297602-25-000005 · wk-form4_1756930195.xml · nonDerivative · entry 1

Garg Vishal · CIK 0001297602 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 8,828

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001628280-25-041481 · wk-form4_1756844192.xml · derivative · entry 1

Massenet Arnaud · CIK 0001852010 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 11,327

Underlying: Class A Common Stock · 11,327 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.

F2 · derivative.exercise_date: The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.

F2 · derivative.expiration_date: The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.

SEC source: 0001628280-25-041489 · wk-form4_1756844293.xml · derivative · entry 1

Narasimhan Prabhu · CIK 0001852009 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 11,327

Underlying: Class A Common Stock · 11,327 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.

F2 · derivative.exercise_date: The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.

F2 · derivative.expiration_date: The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.

SEC source: 0001812999-25-000004 · wk-form4_1756843999.xml · derivative · entry 1

Farello Michael J. · CIK 0001812999 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 11,327

Underlying: Class A Common Stock · 11,327 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.

F2 · derivative.exercise_date: The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.

F2 · derivative.expiration_date: The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.

SEC source: 0001437224-25-000009 · wk-form4_1756843695.xml · derivative · entry 1

MENON BHASKAR · CIK 0001437224 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 11,722

Underlying: Class A Common Stock · 11,722 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.

F2 · derivative.exercise_date: The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.

F2 · derivative.expiration_date: The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.

SEC source: 0001290673-25-000007 · wk-form4_1758057320.xml · derivative · entry 1

Barse David Michael · CIK 0001290673 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 10,117

Underlying: Class A Common Stock · 10,117 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.

F2 · derivative.exercise_date: The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.

F2 · derivative.expiration_date: The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.

SEC source: 0001628280-25-039739 · wk-form4_1754960548.xml · derivative · entry 8

Talwar Harit · CIK 0001401336 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 20,191

Underlying: Class A Common Stock · 20,191 shares

Expires not disclosed

F5 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive on share of the Issuer's Class A common stock.

F6 · derivative.exercise_date: The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.

F6 · derivative.expiration_date: The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.

SEC source: 0001628280-25-039739 · wk-form4_1754960548.xml · nonDerivative · entry 1

Talwar Harit · CIK 0001401336 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 25,698

F1 · shares: Represents a grant of restricted stock units, each of which represents a contingent right to receive a share of the Issuer's Class A common stock. The restricted stock units vested immediately upon grant.

SEC source: 0001628280-25-039230 · wk-form4_1754678365.xml · derivative · entry 3

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 55,000

Underlying: Class A Common Stock · 5,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock.

F2 · derivative.exercise_date: The RSUs were granted on May 8, 2024. 25% of the RSUs will vest, subject to the Reporting Person's continued employment, on the 12-month anniversary of the grant date, and the remaining balance of the RSUs will vest in equal quarterly installments over the following 36 months, subject to the Reporting Person's continued employment on each such scheduled vesting date.

F2 · derivative.expiration_date: The RSUs were granted on May 8, 2024. 25% of the RSUs will vest, subject to the Reporting Person's continued employment, on the 12-month anniversary of the grant date, and the remaining balance of the RSUs will vest in equal quarterly installments over the following 36 months, subject to the Reporting Person's continued employment on each such scheduled vesting date.

SEC source: 0001628280-25-039230 · wk-form4_1754678365.xml · nonDerivative · entry 2

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 26,994

SEC source: 0001628280-25-039230 · wk-form4_1754678365.xml · nonDerivative · entry 1

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 29,533

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001628280-25-038031 · wk-form4_1754438060.xml · derivative · entry 7

RYAN KEVIN J · CIK 0001069544 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 38,667

Underlying: Class A Common Stock · 4,833 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Class A Common Stock

F3 · derivative.exercise_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

F3 · derivative.expiration_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

SEC source: 0001628280-25-038031 · wk-form4_1754438060.xml · nonDerivative · entry 4

RYAN KEVIN J · CIK 0001069544 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 51,737

SEC source: 0001628280-25-038031 · wk-form4_1754438060.xml · nonDerivative · entry 3

RYAN KEVIN J · CIK 0001069544 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 53,639

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001628280-25-038030 · wk-form4_1754438025.xml · derivative · entry 7

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 38,667

Underlying: Class A Common Stock · 4,833 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Class A Common Stock

F2 · derivative.exercise_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

F2 · derivative.expiration_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

SEC source: 0001628280-25-038030 · wk-form4_1754438025.xml · nonDerivative · entry 4

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,533

SEC source: 0001628280-25-038030 · wk-form4_1754438025.xml · nonDerivative · entry 3

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 26,988

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001628280-25-038027 · wk-form4_1754437875.xml · derivative · entry 14

Tuffin Paula · CIK 0001989210 · General Counsel and CCO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 640

Underlying: Class B Common Stock · 638 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F5 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of the Issuers Class B Common Stock.

F6 · derivative.exercise_date: The restricted stock units were granted on October 1, 2022, and will vest subject to both time- and liquidity-based criteria. Under the time-based criteria, the Reporting Person was vested in 14/48ths of the restricted stock units on the grant date and the remaining restricted stock units will vest in equal 1/48ths of the restricted stock units on the first business day of each month such that the restricted stock units will be fully vested as of August 1, 2025, subject to the Reporting Persons continued employment. The liquidity-based criteria was satisfied on August 22, 2023 upon the consummation of the business combination between the Issuer (f/k/a Aurora Acquisition Corp), Aurora Merger Sub I, Inc. and Better HoldCo, Inc.

F6 · derivative.expiration_date: The restricted stock units were granted on October 1, 2022, and will vest subject to both time- and liquidity-based criteria. Under the time-based criteria, the Reporting Person was vested in 14/48ths of the restricted stock units on the grant date and the remaining restricted stock units will vest in equal 1/48ths of the restricted stock units on the first business day of each month such that the restricted stock units will be fully vested as of August 1, 2025, subject to the Reporting Persons continued employment. The liquidity-based criteria was satisfied on August 22, 2023 upon the consummation of the business combination between the Issuer (f/k/a Aurora Acquisition Corp), Aurora Merger Sub I, Inc. and Better HoldCo, Inc.

SEC source: 0001628280-25-038027 · wk-form4_1754437875.xml · derivative · entry 13

Tuffin Paula · CIK 0001989210 · General Counsel and CCO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 25,308

Underlying: Class A Common Stock · 193 shares

Expires not disclosed

F4 · derivative.exercise_price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuers amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Betters founder.

F4 · derivative.exercise_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuers amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Betters founder.

F4 · derivative.expiration_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuers amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Betters founder.

SEC source: 0001628280-25-038027 · wk-form4_1754437875.xml · derivative · entry 12

Tuffin Paula · CIK 0001989210 · General Counsel and CCO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 25,501

Underlying: Class A Common Stock · 638 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · derivative.exercise_price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuers amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Betters founder.

F4 · derivative.exercise_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuers amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Betters founder.

F4 · derivative.expiration_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuers amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Betters founder.

SEC source: 0001628280-25-038027 · wk-form4_1754437875.xml · derivative · entry 8

Tuffin Paula · CIK 0001989210 · General Counsel and CCO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 25,334

Underlying: Class A Common Stock · 3,166 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Class A Common Stock.

F3 · derivative.exercise_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

F3 · derivative.expiration_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

SEC source: 0001628280-25-038027 · wk-form4_1754437875.xml · nonDerivative · entry 4

Tuffin Paula · CIK 0001989210 · General Counsel and CCO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 9,743

SEC source: 0001628280-25-038027 · wk-form4_1754437875.xml · nonDerivative · entry 3

Tuffin Paula · CIK 0001989210 · General Counsel and CCO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 10,888

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001628280-25-038028 · wk-form4_1754437935.xml · derivative · entry 13

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4

Underlying: Class B Common Stock · 638 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of the Issuers Class B Common Stock.

F5 · derivative.exercise_date: The restricted stock units were granted on October 1, 2022, and will vest subject to both time- and liquidity-based criteria. Under the time-based criteria, the Reporting Person was vested in 14/48ths of the restricted stock units on the grant date and the remaining restricted stock units will vest in equal 1/48ths of the restricted stock units on the first business day of each month such that the restricted stock units will be fully vested as of August 1, 2025, subject to the Reporting Persons continued employment. The liquidity-based criteria was satisfied on August 22, 2023 upon the consummation of the business combination between the Issuer (f/k/a Aurora Acquisition Corp), Aurora Merger Sub I, Inc. and Better HoldCo, Inc.

F5 · derivative.expiration_date: The restricted stock units were granted on October 1, 2022, and will vest subject to both time- and liquidity-based criteria. Under the time-based criteria, the Reporting Person was vested in 14/48ths of the restricted stock units on the grant date and the remaining restricted stock units will vest in equal 1/48ths of the restricted stock units on the first business day of each month such that the restricted stock units will be fully vested as of August 1, 2025, subject to the Reporting Persons continued employment. The liquidity-based criteria was satisfied on August 22, 2023 upon the consummation of the business combination between the Issuer (f/k/a Aurora Acquisition Corp), Aurora Merger Sub I, Inc. and Better HoldCo, Inc.

SEC source: 0001628280-25-038028 · wk-form4_1754437935.xml · derivative · entry 12

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 127,560

Underlying: Class A Common Stock · 258 shares

Expires not disclosed

F3 · derivative.exercise_price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuers amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Betters founder.

F3 · derivative.exercise_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuers amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Betters founder.

F3 · derivative.expiration_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuers amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Betters founder.

SEC source: 0001628280-25-038028 · wk-form4_1754437935.xml · derivative · entry 11

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 127,818

Underlying: Class A Common Stock · 638 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · derivative.exercise_price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuers amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Betters founder.

F3 · derivative.exercise_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuers amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Betters founder.

F3 · derivative.expiration_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuers amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Betters founder.

SEC source: 0001628280-25-038028 · wk-form4_1754437935.xml · derivative · entry 7

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 25,334

Underlying: Class A Common Stock · 3,166 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Class A Common Stock.

F2 · derivative.exercise_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

F2 · derivative.expiration_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

SEC source: 0001628280-25-038028 · wk-form4_1754437935.xml · nonDerivative · entry 4

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 7,561

SEC source: 0001628280-25-038028 · wk-form4_1754437935.xml · nonDerivative · entry 3

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 8,837

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001628280-25-038029 · wk-form4_1754437972.xml · derivative · entry 7

Garg Vishal · CIK 0001297602 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 25,334

Underlying: Class A Common Stock · 3,166 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Class A Common Stock.

F2 · derivative.exercise_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

F2 · derivative.expiration_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

SEC source: 0001628280-25-038029 · wk-form4_1754437972.xml · nonDerivative · entry 4

Garg Vishal · CIK 0001297602 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 5,661

SEC source: 0001628280-25-038029 · wk-form4_1754437972.xml · nonDerivative · entry 3

Garg Vishal · CIK 0001297602 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 7,412

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001628280-25-039739 · wk-form4_1754960548.xml · derivative · entry 7

Talwar Harit · CIK 0001401336 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 40,226

Underlying: Class A Common Stock · 3,094 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · derivative.exercise_price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better's founder.

F4 · derivative.exercise_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better's founder.

F4 · derivative.expiration_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better's founder.

SEC source: 0001628280-25-039739 · wk-form4_1754960548.xml · derivative · entry 6

Talwar Harit · CIK 0001401336 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 58,803

Underlying: Class B Common Stock · 3,094 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class B Common Stock.

F3 · derivative.exercise_date: The restricted stock units were granted on May 23, 2022. 1/16ths of the restricted stock units will vest on the first day of each three (3)-month period following May 1, 2022, with the first such quarterly vesting date to occur on August 1, 2022, subject to the Reporting Person's continuous service on the Board of Directors of the Issuer through each such date.

F3 · derivative.expiration_date: The restricted stock units were granted on May 23, 2022. 1/16ths of the restricted stock units will vest on the first day of each three (3)-month period following May 1, 2022, with the first such quarterly vesting date to occur on August 1, 2022, subject to the Reporting Person's continuous service on the Board of Directors of the Issuer through each such date.

SEC source: 0001628280-25-038031 · wk-form4_1754438060.xml · derivative · entry 6

RYAN KEVIN J · CIK 0001069544 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 43,500

Underlying: Class A Common Stock · 14,500 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Class A Common Stock

F3 · derivative.exercise_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

F3 · derivative.expiration_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

SEC source: 0001628280-25-038031 · wk-form4_1754438060.xml · nonDerivative · entry 2

RYAN KEVIN J · CIK 0001069544 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 48,806

SEC source: 0001628280-25-038031 · wk-form4_1754438060.xml · nonDerivative · entry 1

RYAN KEVIN J · CIK 0001069544 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 54,512

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · balance_after: On August 16, 2024, the Issuer effected a 1-for-50 reverse stock split of its shares of Class A Common Stock, which is reflected in the Reporting Person's number of securities beneficially owned reported in this filing.

SEC source: 0001628280-25-038030 · wk-form4_1754438025.xml · derivative · entry 6

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 43,500

Underlying: Class A Common Stock · 14,500 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Class A Common Stock

F2 · derivative.exercise_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

F2 · derivative.expiration_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

SEC source: 0001628280-25-038030 · wk-form4_1754438025.xml · nonDerivative · entry 2

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 22,155

SEC source: 0001628280-25-038030 · wk-form4_1754438025.xml · nonDerivative · entry 1

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 27,344

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001628280-25-038027 · wk-form4_1754437875.xml · derivative · entry 11

Tuffin Paula · CIK 0001989210 · General Counsel and CCO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,278

Underlying: Class B Common Stock · 636 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F5 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of the Issuers Class B Common Stock.

F6 · derivative.exercise_date: The restricted stock units were granted on October 1, 2022, and will vest subject to both time- and liquidity-based criteria. Under the time-based criteria, the Reporting Person was vested in 14/48ths of the restricted stock units on the grant date and the remaining restricted stock units will vest in equal 1/48ths of the restricted stock units on the first business day of each month such that the restricted stock units will be fully vested as of August 1, 2025, subject to the Reporting Persons continued employment. The liquidity-based criteria was satisfied on August 22, 2023 upon the consummation of the business combination between the Issuer (f/k/a Aurora Acquisition Corp), Aurora Merger Sub I, Inc. and Better HoldCo, Inc.

F6 · derivative.expiration_date: The restricted stock units were granted on October 1, 2022, and will vest subject to both time- and liquidity-based criteria. Under the time-based criteria, the Reporting Person was vested in 14/48ths of the restricted stock units on the grant date and the remaining restricted stock units will vest in equal 1/48ths of the restricted stock units on the first business day of each month such that the restricted stock units will be fully vested as of August 1, 2025, subject to the Reporting Persons continued employment. The liquidity-based criteria was satisfied on August 22, 2023 upon the consummation of the business combination between the Issuer (f/k/a Aurora Acquisition Corp), Aurora Merger Sub I, Inc. and Better HoldCo, Inc.

SEC source: 0001628280-25-038027 · wk-form4_1754437875.xml · derivative · entry 10

Tuffin Paula · CIK 0001989210 · General Counsel and CCO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,863

Underlying: Class A Common Stock · 192 shares

Expires not disclosed

F4 · derivative.exercise_price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuers amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Betters founder.

F4 · derivative.exercise_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuers amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Betters founder.

F4 · derivative.expiration_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuers amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Betters founder.

SEC source: 0001628280-25-038027 · wk-form4_1754437875.xml · derivative · entry 9

Tuffin Paula · CIK 0001989210 · General Counsel and CCO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 25,055

Underlying: Class A Common Stock · 636 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · derivative.exercise_price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuers amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Betters founder.

F4 · derivative.exercise_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuers amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Betters founder.

F4 · derivative.expiration_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuers amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Betters founder.

SEC source: 0001628280-25-038027 · wk-form4_1754437875.xml · derivative · entry 7

Tuffin Paula · CIK 0001989210 · General Counsel and CCO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 28,500

Underlying: Class A Common Stock · 9,500 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Class A Common Stock.

F3 · derivative.exercise_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

F3 · derivative.expiration_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

SEC source: 0001628280-25-038027 · wk-form4_1754437875.xml · nonDerivative · entry 2

Tuffin Paula · CIK 0001989210 · General Counsel and CCO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 7,722

SEC source: 0001628280-25-038027 · wk-form4_1754437875.xml · nonDerivative · entry 1

Tuffin Paula · CIK 0001989210 · General Counsel and CCO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 11,157

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · balance_after: On August 16, 2024, the Issuer effected a 1-for-50 reverse stock split of its shares of Class A Common Stock, which is reflected in the Reporting's Person's number of securities beneficially owned reported in this filing.