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Smith Chad M.

Disclosed activity across 1 company

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1038
SEC CIK
0002022869

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Reported relationships

Latest disclosed role at each company.

CompanyLast reported asReport datePublished
Better Home & Finance Holding CoBETR · Entity 1037President, BMCSeptember 01, 2026September 02, 2026

Disclosed balances

About these balances

Latest available filing per company, not a reconstructed current portfolio. Matching sequences show the last reported balance with all source rows expandable; grouping alone does not establish account ownership. Do not add unresolved positions together. Filings may omit unchanged positions, and amendments may correct only part of an older disclosure. Jointly reported shares are not necessarily this owner's personal holdings.

Better Home & Finance Holding Co

Report date September 01, 2026 · Filed September 02, 2026

Security / awardOwnership accountDisclosed shares / unitsDisclosure context
Class A Common StockSEC Table I · non-derivativeDirect11,243 Reported balance After 2026-09-01 transaction · row 1 Account or security details depend on footnotes; rows are not merged.
1 source row

Row 1 · 2026-09-01 · Grant · Acquired 11,243 · Balance 11,243

F1: Represents grant of restricted stock units ("RSUs") that vested immediately and were granted pursuant to a compensatory arrangement approved by the Issuer's board of directors.

F2: The shares of Class A Common Stock held by the reporting person prior to the transaction reported herein reflect a transfer of 1,693 shares previously reported as directly held by the reporting person to the reporting person's Trust, which transfer of shares to the Trust was a change in form of ownership in accordance Rule 16a-13.

Class A Common StockSEC Table I · non-derivativeDirect22,936 Reported balance After 2026-09-01 transaction · row 2 Account or security details depend on footnotes; rows are not merged.
1 source row

Row 2 · 2026-09-01 · Exercise / conversion · Acquired 10,000 · Balance 22,936

Restricted Stock Units (Class A)SEC Table II · derivative / convertible securityDirect25,000 Reported balance After 2026-09-01 transaction · row 4 Instrument identity requires review; Table II rows are not merged.
1 source row

Row 4 · 2026-09-01 · Exercise / conversion · Disposed 10,000 · Balance 25,000

F3: Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock.

F4: The RSUs reported herein vested on an accelerated basis pursuant to acceleration approved by the Issuer's board of directors.

Class A Common StockSEC Table I · non-derivativeIndirectBy Trust25,209 Reported balance Holding disclosure · report date 2026-09-01 · row 3 Holding and transaction disclosures are not merged.
1 source row

Row 3 · Balance 25,209

F2: The shares of Class A Common Stock held by the reporting person prior to the transaction reported herein reflect a transfer of 1,693 shares previously reported as directly held by the reporting person to the reporting person's Trust, which transfer of shares to the Trust was a change in form of ownership in accordance Rule 16a-13.

Filing footnotes · ownership attribution and instrument terms

F1: Represents grant of restricted stock units ("RSUs") that vested immediately and were granted pursuant to a compensatory arrangement approved by the Issuer's board of directors.

F2: The shares of Class A Common Stock held by the reporting person prior to the transaction reported herein reflect a transfer of 1,693 shares previously reported as directly held by the reporting person to the reporting person's Trust, which transfer of shares to the Trust was a change in form of ownership in accordance Rule 16a-13.

F3: Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock.

F4: The RSUs reported herein vested on an accelerated basis pursuant to acceleration approved by the Issuer's board of directors.

Transaction history

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Purchases/sales include open-market and private transactions. Plan disclosure applies to the filing; individual rows may differ. “Not disclosed” is not “unplanned.”

The cutoff filters transaction history only. Company summaries and owner relationships show the latest available disclosures. Parser corrections can improve historical records.

Transaction dateCompanyActivity / securityShares / unitsReported priceReported valueDetails
September 01, 2026 Filed Sep 2, 2026 22:14 UTC Better Home & Finance Holding Co BETR · Entity 1037 Exercise / conversionRestricted Stock Units (Class A) · Derivative 10,000 $0.00 $0.00
Disclosure

SEC source: 0001628280-26-060214 · wk-form4_1788387246.xml · derivative · entry 4

Smith Chad M. · CIK 0002022869 · President, BMC

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 25,000

Underlying: Class A Common Stock · 10,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · derivative.exercise_price: Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock.

F4 · derivative.exercise_date: The RSUs reported herein vested on an accelerated basis pursuant to acceleration approved by the Issuer's board of directors.

F4 · derivative.expiration_date: The RSUs reported herein vested on an accelerated basis pursuant to acceleration approved by the Issuer's board of directors.

Read SEC document
September 01, 2026 Filed Sep 2, 2026 22:14 UTC Better Home & Finance Holding Co BETR · Entity 1037 Exercise / conversionClass A Common Stock 10,000 $0.00 $0.00
Disclosure

SEC source: 0001628280-26-060214 · wk-form4_1788387246.xml · nonDerivative · entry 2

Smith Chad M. · CIK 0002022869 · President, BMC

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 22,936

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

Read SEC document
September 01, 2026 Filed Sep 2, 2026 22:14 UTC Better Home & Finance Holding Co BETR · Entity 1037 GrantClass A Common Stock 11,243 $0.00 $0.00
Disclosure

SEC source: 0001628280-26-060214 · wk-form4_1788387246.xml · nonDerivative · entry 1

Smith Chad M. · CIK 0002022869 · President, BMC

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 11,243

F1 · shares: Represents grant of restricted stock units ("RSUs") that vested immediately and were granted pursuant to a compensatory arrangement approved by the Issuer's board of directors.

F2 · balance_after: The shares of Class A Common Stock held by the reporting person prior to the transaction reported herein reflect a transfer of 1,693 shares previously reported as directly held by the reporting person to the reporting person's Trust, which transfer of shares to the Trust was a change in form of ownership in accordance Rule 16a-13.

Read SEC document
August 19, 2026 Filed Aug 20, 2026 20:42 UTC Better Home & Finance Holding Co BETR · Entity 1037 SaleClass A Common Stock 3,307 $12.85 $42,508.18
Disclosure

SEC source: 0002022869-26-000028 · wk-form4_1787258543.xml · nonDerivative · entry 1

Smith Chad M. · CIK 0002022869 · President, BMC

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,693

F1 · kind: Shares automatically sold to satisfy tax withholding obligations upon vesting of restricted stock units.

F2 · price: The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $12.70 to $13.06 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.

Read SEC document
August 06, 2026 Filed Aug 18, 2026 21:16 UTC Better Home & Finance Holding Co BETR · Entity 1037 Exercise / conversionRestricted Stock Units (Class A) · Derivative 5,000 $0.00 $0.00
Disclosure

SEC source: 0002022869-26-000025 · wk-form4_1787087770.xml · derivative · entry 3

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 35,000

Underlying: Class A Common Stock · 5,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_price: Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock.

F3 · derivative.exercise_date: The RSUs were granted on May 8, 2024. 25% of the RSUs will vest, subject to the Reporting Person's continued employment, on the 12-month anniversary of the grant date, and the remaining balance of the RSUs will vest in equal quarterly installments over the following 36 months, subject to the Reporting Person's continued employment on each such scheduled vesting date.

F3 · derivative.expiration_date: The RSUs were granted on May 8, 2024. 25% of the RSUs will vest, subject to the Reporting Person's continued employment, on the 12-month anniversary of the grant date, and the remaining balance of the RSUs will vest in equal quarterly installments over the following 36 months, subject to the Reporting Person's continued employment on each such scheduled vesting date.

Read SEC document
August 06, 2026 Filed Aug 18, 2026 21:16 UTC Better Home & Finance Holding Co BETR · Entity 1037 Exercise / conversionClass A Common Stock 5,000 $0.00 $0.00
Disclosure

SEC source: 0002022869-26-000025 · wk-form4_1787087770.xml · nonDerivative · entry 1

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 5,000

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · balance_after: The shares of Class A Common Stock held by the reporting person prior to the transaction reported herein reflect a transfer of 2,455 shares previously reported as directly held by the reporting person to the reporting person's Trust, which transfer of shares to the Trust was a change in form of ownership in accordance Rule 16a-13.

Read SEC document
May 08, 2026 Filed May 9, 2026 00:20 UTC Better Home & Finance Holding Co BETR · Entity 1037 SaleClass A Common Stock 118 $31.38 $3,703.31
Disclosure

SEC source: 0002022869-26-000023 · wk-form4_1778286013.xml · nonDerivative · entry 5

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: Plan reported

Ownership: Indirect · By Trust

Disclosed balance after: 21,061

F4 · price: The price reported in Column 4 is a weighted average price for shares purchased in multiple transactions. The purchase prices range from $31.11 to $31.61 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares purchased at each separate price within the range.

Read SEC document
May 08, 2026 Filed May 9, 2026 00:20 UTC Better Home & Finance Holding Co BETR · Entity 1037 SaleClass A Common Stock 971 $30.51 $29,625.21
Disclosure

SEC source: 0002022869-26-000023 · wk-form4_1778286013.xml · nonDerivative · entry 4

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: Plan reported

Ownership: Indirect · By Trust

Disclosed balance after: 21,179

F3 · price: The price reported in Column 4 is a weighted average price for shares purchased in multiple transactions. The purchase prices range from $30.15 to $31.09 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares purchased at each separate price within the range.

Read SEC document
May 08, 2026 Filed May 9, 2026 00:20 UTC Better Home & Finance Holding Co BETR · Entity 1037 SaleClass A Common Stock 1,366 $29.81 $40,725.65
Disclosure

SEC source: 0002022869-26-000023 · wk-form4_1778286013.xml · nonDerivative · entry 3

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: Plan reported

Ownership: Indirect · By Trust

Disclosed balance after: 22,150

F2 · price: The price reported in Column 4 is a weighted average price for shares purchased in multiple transactions. The purchase prices range from $29.16 to $30.14 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares purchased at each separate price within the range.

F1 · balance_after: The shares of Class A Common Stock held by the reporting person prior to the transaction reported herein reflect a transfer of 4,941 shares previously reported as directly held by the reporting person to the reporting person's Trust, which transfer of shares to the Trust was a change in form of ownership in accordance Rule 16a-13.

Read SEC document
May 06, 2026 Filed May 9, 2026 00:20 UTC Better Home & Finance Holding Co BETR · Entity 1037 Tax withholdingClass A Common Stock 2,545 $42.69 $108,646.05
Disclosure

SEC source: 0002022869-26-000023 · wk-form4_1778286013.xml · nonDerivative · entry 2

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 2,455

Read SEC document
May 06, 2026 Filed May 9, 2026 00:20 UTC Better Home & Finance Holding Co BETR · Entity 1037 Exercise / conversionClass A Common Stock 5,000 $0.00 $0.00
Disclosure

SEC source: 0002022869-26-000023 · wk-form4_1778286013.xml · nonDerivative · entry 1

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 5,000

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · balance_after: The shares of Class A Common Stock held by the reporting person prior to the transaction reported herein reflect a transfer of 4,941 shares previously reported as directly held by the reporting person to the reporting person's Trust, which transfer of shares to the Trust was a change in form of ownership in accordance Rule 16a-13.

Read SEC document
May 05, 2026 Filed May 9, 2026 00:20 UTC Better Home & Finance Holding Co BETR · Entity 1037 Exercise / conversionRestricted Stock Units (Class A) · Derivative 5,000 $0.00 $0.00
Disclosure

SEC source: 0002022869-26-000023 · wk-form4_1778286013.xml · derivative · entry 6

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 40,000

Underlying: Class A Common Stock · 5,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F5 · derivative.exercise_price: Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock.

F6 · derivative.exercise_date: The RSUs were granted on May 8, 2024. 25% of the RSUs will vest, subject to the Reporting Person's continued employment, on the 12-month anniversary of the grant date, and the remaining balance of the RSUs will vest in equal quarterly installments over the following 36 months, subject to the Reporting Person's continued employment on each such scheduled vesting date.

F6 · derivative.expiration_date: The RSUs were granted on May 8, 2024. 25% of the RSUs will vest, subject to the Reporting Person's continued employment, on the 12-month anniversary of the grant date, and the remaining balance of the RSUs will vest in equal quarterly installments over the following 36 months, subject to the Reporting Person's continued employment on each such scheduled vesting date.

Read SEC document
March 17, 2026 Filed Mar 17, 2026 22:30 UTC Better Home & Finance Holding Co BETR · Entity 1037 SaleClass A Common Stock 2,374 $28.51 $67,690.10
Disclosure

SEC source: 0002022869-26-000021 · wk-form4_1773786626.xml · nonDerivative · entry 5

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: Plan reported

Ownership: Indirect · By Trust

Disclosed balance after: 18,575

F4 · price: The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $28.20 to $28.77 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.

Read SEC document
March 16, 2026 Filed Mar 17, 2026 22:30 UTC Better Home & Finance Holding Co BETR · Entity 1037 Tax withholdingClass A Common Stock 2,460 $34.45 $84,747.00
Disclosure

SEC source: 0002022869-26-000021 · wk-form4_1773786626.xml · nonDerivative · entry 4

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 4,941

F3 · kind: Represents shares of Class A common stock withheld to pay taxes upon the vesting of restricted stock units held by the Reporting Person, which vesting occured on March 15, 2026. The number of shares withheld was determined on March 16, 2026, based on the closing price of the Issuer's Class A common stock on March 13, 2026.

Read SEC document
March 16, 2026 Filed Mar 17, 2026 22:30 UTC Better Home & Finance Holding Co BETR · Entity 1037 SaleClass A Common Stock 2,567 $29.80 $76,503.02
Disclosure

SEC source: 0002022869-26-000021 · wk-form4_1773786626.xml · nonDerivative · entry 2

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: Plan reported

Ownership: Indirect · By Trust

Disclosed balance after: 20,949

F2 · price: The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $29.70 to $30.04 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.

Read SEC document
March 15, 2026 Filed Mar 17, 2026 22:30 UTC Better Home & Finance Holding Co BETR · Entity 1037 Exercise / conversionRestricted Stock Units (Class A) · Derivative 4,834 $0.00 $0.00
Disclosure

SEC source: 0002022869-26-000021 · wk-form4_1773786626.xml · derivative · entry 6

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 0

Underlying: Class A Common Stock · 4,834 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F5 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock.

F6 · derivative.exercise_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

F6 · derivative.expiration_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

Read SEC document
March 15, 2026 Filed Mar 17, 2026 22:30 UTC Better Home & Finance Holding Co BETR · Entity 1037 Exercise / conversionClass A Common Stock 4,834 $0.00 $0.00
Disclosure

SEC source: 0002022869-26-000021 · wk-form4_1773786626.xml · nonDerivative · entry 3

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 7,401

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

Read SEC document
March 13, 2026 Filed Mar 17, 2026 22:30 UTC Better Home & Finance Holding Co BETR · Entity 1037 Tax withholdingClass A Common Stock 2,266 $32.90 $74,551.40
Disclosure

SEC source: 0002022869-26-000021 · wk-form4_1773786626.xml · nonDerivative · entry 1

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 2,567

F1 · kind: Represents shares of Class A common stock withheld to pay taxes upon vesting of restricted stock units held by the Reporting Person, which vesting occured on March 1, 2026. The number of shares withheld was determined on March 13, 2026, based on the closing price of the Issuer's Class A common stock on February 27, 2026.

Read SEC document
March 01, 2026 Filed Mar 4, 2026 00:28 UTC Better Home & Finance Holding Co BETR · Entity 1037 Exercise / conversionRestricted Stock Units (Class A) · Derivative 4,833 $0.00 $0.00
Disclosure

SEC source: 0002022869-26-000019 · wk-form4_1772584136.xml · derivative · entry 3

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,834

Underlying: Class A Common Stock · 4,833 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock.

F3 · derivative.exercise_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

F3 · derivative.expiration_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

Read SEC document
March 01, 2026 Filed Mar 4, 2026 00:28 UTC Better Home & Finance Holding Co BETR · Entity 1037 Exercise / conversionClass A Common Stock 4,833 $0.00 $0.00
Disclosure

SEC source: 0002022869-26-000019 · wk-form4_1772584136.xml · nonDerivative · entry 1

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,833

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · balance_after: The shares of Class A Common Stock held by the reporting person prior to the transaction reported herein reflect a transfer of 7,926 shares previously reported as directly held by the reporting person to the reporting person's Trust, which transfer of shares to the Trust was a change in form of ownership in accordance Rule 16a-13.

Read SEC document
February 17, 2026 Filed Feb 19, 2026 01:46 UTC Better Home & Finance Holding Co BETR · Entity 1037 SaleClass A Common Stock 996 $30.39 $30,267.24
Disclosure

SEC source: 0002022869-26-000017 · wk-form4_1771465604.xml · nonDerivative · entry 3

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: Plan reported

Ownership: Indirect · By Trust

Disclosed balance after: 15,590

F3 · price: The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $30.28 to $30.43 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.

Read SEC document
February 17, 2026 Filed Feb 19, 2026 01:46 UTC Better Home & Finance Holding Co BETR · Entity 1037 SaleClass A Common Stock 5,004 $30.01 $150,180.55
Disclosure

SEC source: 0002022869-26-000017 · wk-form4_1771465604.xml · nonDerivative · entry 2

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: Plan reported

Ownership: Indirect · By Trust

Disclosed balance after: 16,586

F2 · price: The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $29.29 to $30.17 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.

Read SEC document
February 17, 2026 Filed Feb 19, 2026 01:46 UTC Better Home & Finance Holding Co BETR · Entity 1037 Tax withholdingClass A Common Stock 6,995 $29.11 $203,624.45
Disclosure

SEC source: 0002022869-26-000017 · wk-form4_1771465604.xml · nonDerivative · entry 1

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 7,926

F1 · kind: Represents shares of common stock withheld to pay taxes upon vesting of restricted stock units originally granted to the Reporting Person on February 11, 2026. The number of shares withheld was determined on February 17, 2026 based on the closing price of the Issuer's Class A common stock on February 11, 2026.

F1 · price: Represents shares of common stock withheld to pay taxes upon vesting of restricted stock units originally granted to the Reporting Person on February 11, 2026. The number of shares withheld was determined on February 17, 2026 based on the closing price of the Issuer's Class A common stock on February 11, 2026.

Read SEC document
February 11, 2026 Filed Feb 14, 2026 00:06 UTC Better Home & Finance Holding Co BETR · Entity 1037 GrantClass A Common Stock 14,921 $14,921.00 $222,636,241.00
Disclosure

SEC source: 0002022869-26-000014 · wk-form4_1771027596.xml · nonDerivative · entry 1

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 14,921

F1 · kind: Represents a grant of restricted stock units that vested immediately.

F2 · balance_after: The shares of Class A Common Stock held by the reporting person prior to the transaction reported herein reflect a transfer of 2,056 shares previously reported as directly held by the reporting person to the reporting person's Trust, which transfer of shares to the Trust was a change in form of ownership in accordance Rule 16a-13.

Read SEC document
February 10, 2026 Filed Feb 11, 2026 00:16 UTC Better Home & Finance Holding Co BETR · Entity 1037 SaleClass A Common Stock 2,056 $27.98 $57,526.88
Disclosure

SEC source: 0002022869-26-000012 · wk-form4_1770768977.xml · nonDerivative · entry 3

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: Plan reported

Ownership: Indirect · By Trust

Disclosed balance after: 19,534

F1 · balance_after: The shares of Class A Common Stock held by the reporting person prior to the transaction reported herein reflect a transfer of 3,097 shares previously reported as directly held by the reporting person to the reporting person's Trust, which transfer of shares to the Trust was a change in form of ownership in accordance Rule 16a-13.

Read SEC document
February 06, 2026 Filed Feb 11, 2026 00:16 UTC Better Home & Finance Holding Co BETR · Entity 1037 Exercise / conversionRestricted Stock Units (Class A) · Derivative 5,000 $0.00 $0.00
Disclosure

SEC source: 0002022869-26-000012 · wk-form4_1770768977.xml · derivative · entry 4

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 45,000

Underlying: Class A Common Stock · 5,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_price: Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock.

F3 · derivative.exercise_date: The RSUs were granted on May 8, 2024. 25% of the RSUs will vest, subject to the Reporting Person's continued employment, on the 12-month anniversary of the grant date, and the remaining balance of the RSUs will vest in equal quarterly installments over the following 36 months, subject to the Reporting Person's continued employment on each such scheduled vesting date.

F3 · derivative.expiration_date: The RSUs were granted on May 8, 2024. 25% of the RSUs will vest, subject to the Reporting Person's continued employment, on the 12-month anniversary of the grant date, and the remaining balance of the RSUs will vest in equal quarterly installments over the following 36 months, subject to the Reporting Person's continued employment on each such scheduled vesting date.

Read SEC document
February 06, 2026 Filed Feb 11, 2026 00:16 UTC Better Home & Finance Holding Co BETR · Entity 1037 Tax withholdingClass A Common Stock 2,944 $26.68 $78,545.92
Disclosure

SEC source: 0002022869-26-000012 · wk-form4_1770768977.xml · nonDerivative · entry 2

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 2,056

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February 06, 2026 Filed Feb 11, 2026 00:16 UTC Better Home & Finance Holding Co BETR · Entity 1037 Exercise / conversionClass A Common Stock 5,000 $0.00 $0.00
Disclosure

SEC source: 0002022869-26-000012 · wk-form4_1770768977.xml · nonDerivative · entry 1

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 5,000

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · balance_after: The shares of Class A Common Stock held by the reporting person prior to the transaction reported herein reflect a transfer of 3,097 shares previously reported as directly held by the reporting person to the reporting person's Trust, which transfer of shares to the Trust was a change in form of ownership in accordance Rule 16a-13.

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February 03, 2026 Filed Feb 3, 2026 23:51 UTC Better Home & Finance Holding Co BETR · Entity 1037 SaleClass A Common Stock 3,097 $27.06 $83,804.82
Disclosure

SEC source: 0002022869-26-000010 · wk-form4_1770162670.xml · nonDerivative · entry 3

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: Plan reported

Ownership: Indirect · By Trust

Disclosed balance after: 18,493

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February 01, 2026 Filed Feb 3, 2026 23:51 UTC Better Home & Finance Holding Co BETR · Entity 1037 Exercise / conversionRestricted Stock Units (Class A) · Derivative 4,833 $0.00 $0.00
Disclosure

SEC source: 0002022869-26-000010 · wk-form4_1770162670.xml · derivative · entry 4

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 9,667

Underlying: Class A Common Stock · 4,833 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock.

F2 · derivative.exercise_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

F2 · derivative.expiration_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

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February 01, 2026 Filed Feb 3, 2026 23:51 UTC Better Home & Finance Holding Co BETR · Entity 1037 Tax withholdingClass A Common Stock 1,736 $30.31 $52,618.16
Disclosure

SEC source: 0002022869-26-000010 · wk-form4_1770162670.xml · nonDerivative · entry 2

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 3,097

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February 01, 2026 Filed Feb 3, 2026 23:51 UTC Better Home & Finance Holding Co BETR · Entity 1037 Exercise / conversionClass A Common Stock 4,833 $0.00 $0.00
Disclosure

SEC source: 0002022869-26-000010 · wk-form4_1770162670.xml · nonDerivative · entry 1

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 4,833

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

Read SEC document
January 15, 2026 Filed Jan 20, 2026 22:03 UTC Better Home & Finance Holding Co BETR · Entity 1037 SaleClass A Common Stock 1,120 $37.58 $42,089.60
Disclosure

SEC source: 0002022869-26-000008 · wk-form4_1768946581.xml · nonDerivative · entry 2

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: Plan reported

Ownership: Indirect · By Trust

Disclosed balance after: 21,590

F2 · price: The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $37.110 to $37.91 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.

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January 15, 2026 Filed Jan 20, 2026 22:03 UTC Better Home & Finance Holding Co BETR · Entity 1037 SaleClass A Common Stock 4,880 $36.50 $178,131.22
Disclosure

SEC source: 0002022869-26-000008 · wk-form4_1768946581.xml · nonDerivative · entry 1

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: Plan reported

Ownership: Indirect · By Trust

Disclosed balance after: 22,710

F1 · price: The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $36.09 to $36.92 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.

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January 06, 2026 Filed Jan 9, 2026 02:35 UTC Better Home & Finance Holding Co BETR · Entity 1037 SaleClass A Common Stock 2,843 $35.15 $99,917.52
Disclosure

SEC source: 0002022869-26-000006 · wk-form4_1767926122.xml · nonDerivative · entry 1

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: Plan reported

Ownership: Indirect · By Trust

Disclosed balance after: 27,590

F1 · price: The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $35.00 to $35.60 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.

F2 · balance_after: The shares of Class A Common Stock held by the reporting person prior to the transaction reported herein reflect a transfer of 2,843 shares previously reported as directly held by the reporting person to the reporting person's Trust, which transfer of shares to the Trust was a change in form of ownership in accordance Rule 16a-13.

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January 01, 2026 Filed Jan 6, 2026 01:46 UTC Better Home & Finance Holding Co BETR · Entity 1037 Exercise / conversionRestricted Stock Units (Class A) · Derivative 4,834 $0.00 $0.00
Disclosure

SEC source: 0002022869-26-000002 · wk-form4_1767663967.xml · derivative · entry 4

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 14,500

Underlying: Class A Common Stock · 4,834 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock.

F2 · derivative.exercise_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

F2 · derivative.expiration_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

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January 01, 2026 Filed Jan 6, 2026 01:46 UTC Better Home & Finance Holding Co BETR · Entity 1037 Tax withholdingClass A Common Stock 1,991 $32.58 $64,866.78
Disclosure

SEC source: 0002022869-26-000002 · wk-form4_1767663967.xml · nonDerivative · entry 2

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 2,843

Read SEC document
January 01, 2026 Filed Jan 6, 2026 01:46 UTC Better Home & Finance Holding Co BETR · Entity 1037 Exercise / conversionClass A Common Stock 4,834 $0.00 $0.00
Disclosure

SEC source: 0002022869-26-000002 · wk-form4_1767663967.xml · nonDerivative · entry 1

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,834

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

Read SEC document
December 15, 2025 Filed Dec 15, 2025 22:25 UTC Better Home & Finance Holding Co BETR · Entity 1037 SaleClass A Common Stock 610 $41.75 $25,469.39
Disclosure

SEC source: 0002022869-25-000020 · wk-form4_1765837519.xml · nonDerivative · entry 3

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: Plan reported

Ownership: Indirect · By Trust

Disclosed balance after: 27,590

F3 · price: The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $41.5 to $41.79 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range

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December 15, 2025 Filed Dec 15, 2025 22:25 UTC Better Home & Finance Holding Co BETR · Entity 1037 SaleClass A Common Stock 5,390 $40.34 $217,407.81
Disclosure

SEC source: 0002022869-25-000020 · wk-form4_1765837519.xml · nonDerivative · entry 2

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: Plan reported

Ownership: Indirect · By Trust

Disclosed balance after: 28,200

F2 · price: The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $40.32 to $41.00 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.

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December 12, 2025 Filed Dec 15, 2025 22:25 UTC Better Home & Finance Holding Co BETR · Entity 1037 SaleClass A Common Stock 2,378 $47.67 $113,359.26
Disclosure

SEC source: 0002022869-25-000020 · wk-form4_1765837519.xml · nonDerivative · entry 1

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: Plan reported

Ownership: Indirect · By Trust

Disclosed balance after: 33,590

F1 · balance_after: The shares of Class A Common Stock held by the reporting person prior to the transaction reported herein reflect a transfer of 2,378 shares previously reported as directly held by the reporting person to the reporting person's Trust on December 5, 2025, which transfer of shares to the Trust was a change in form of ownership in accordance Rule 16a-13.

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December 01, 2025 Filed Dec 4, 2025 01:55 UTC Better Home & Finance Holding Co BETR · Entity 1037 Exercise / conversionRestricted Stock Units (Class A) · Derivative 4,833 $0.00 $0.00
Disclosure

SEC source: 0002022869-25-000017 · wk-form4_1764813299.xml · derivative · entry 4

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 19,334

Underlying: Class A Common Stock · 4,833 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock.

F3 · derivative.exercise_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

F3 · derivative.expiration_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

Read SEC document
December 01, 2025 Filed Dec 4, 2025 01:55 UTC Better Home & Finance Holding Co BETR · Entity 1037 Tax withholdingClass A Common Stock 2,455 $45.12 $110,769.60
Disclosure

SEC source: 0002022869-25-000017 · wk-form4_1764813299.xml · nonDerivative · entry 2

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 2,378

Read SEC document
December 01, 2025 Filed Dec 4, 2025 01:55 UTC Better Home & Finance Holding Co BETR · Entity 1037 Exercise / conversionClass A Common Stock 4,833 $0.00 $0.00
Disclosure

SEC source: 0002022869-25-000017 · wk-form4_1764813299.xml · nonDerivative · entry 1

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,833

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · balance_after: The shares of Class A Common Stock held by the reporting person prior to the transaction reported herein reflect (i) a transfer of 7,218 shares previously reported as directly held by the reporting person to the reporting person's Trust on September 16, 2025, which transfer of shares to the Trust was a change in form of ownership in accordance Rule 16a-13, and (ii) a correction of the amount previously reported which was overstated by 3,000 shares, due to an administrative error.

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November 06, 2025 Filed Nov 11, 2025 02:19 UTC Better Home & Finance Holding Co BETR · Entity 1037 Exercise / conversionRestricted Stock Units (Class A) · Derivative 5,000 $0.00 $0.00
Disclosure

SEC source: 0002022869-25-000014 · wk-form4_1762827562.xml · derivative · entry 4

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 50,000

Underlying: Class A Common Stock · 5,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock.

F2 · derivative.exercise_date: The RSUs were granted on May 8, 2024. 25% of the RSUs will vest, subject to the Reporting Person's continued employment, on the 12-month anniversary of the grant date, and the remaining balance of the RSUs will vest in equal quarterly installments over the following 36 months, subject to the Reporting Person's continued employment on each such scheduled vesting date.

F2 · derivative.expiration_date: The RSUs were granted on May 8, 2024. 25% of the RSUs will vest, subject to the Reporting Person's continued employment, on the 12-month anniversary of the grant date, and the remaining balance of the RSUs will vest in equal quarterly installments over the following 36 months, subject to the Reporting Person's continued employment on each such scheduled vesting date.

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November 06, 2025 Filed Nov 11, 2025 02:19 UTC Better Home & Finance Holding Co BETR · Entity 1037 Tax withholdingClass A Common Stock 2,539 $60.58 $153,812.62
Disclosure

SEC source: 0002022869-25-000014 · wk-form4_1762827562.xml · nonDerivative · entry 2

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 10,218

Read SEC document
November 06, 2025 Filed Nov 11, 2025 02:19 UTC Better Home & Finance Holding Co BETR · Entity 1037 Exercise / conversionClass A Common Stock 5,000 $0.00 $0.00
Disclosure

SEC source: 0002022869-25-000014 · wk-form4_1762827562.xml · nonDerivative · entry 1

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 12,757

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

Read SEC document
November 03, 2025 Filed Nov 5, 2025 02:08 UTC Better Home & Finance Holding Co BETR · Entity 1037 GrantRestricted Stock Units (Class A) · Derivative 15,000 $0.00 $0.00
Disclosure

SEC source: 0002022869-25-000011 · wk-form4_1762308493.xml · derivative · entry 6

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 15,000

Underlying: Class A Common Stock · 15,000 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock.

F3 · derivative.exercise_date: The restricted stock units ("RSUs") are subject to both performance- and time-based vesting criteria. The performance-based criteria provides for the achievement of a specified stock price goal of the Issuer's Class A common stock occuring during the period beginning on October 1, 2025 and ending on December 31, 2030 (the "Performance Period"). 25% of the RSUs shall time vest on the one year anniversary of the grant date and the remainder of the RSUs shall time vest quarterly over the following 36 months, subject to the Reporting Person's continued service with the Issuer. In the event the performance criteria is not met during the Performance Period, the RSUs shall be forfeited.

F3 · derivative.expiration_date: The restricted stock units ("RSUs") are subject to both performance- and time-based vesting criteria. The performance-based criteria provides for the achievement of a specified stock price goal of the Issuer's Class A common stock occuring during the period beginning on October 1, 2025 and ending on December 31, 2030 (the "Performance Period"). 25% of the RSUs shall time vest on the one year anniversary of the grant date and the remainder of the RSUs shall time vest quarterly over the following 36 months, subject to the Reporting Person's continued service with the Issuer. In the event the performance criteria is not met during the Performance Period, the RSUs shall be forfeited.

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November 03, 2025 Filed Nov 5, 2025 02:08 UTC Better Home & Finance Holding Co BETR · Entity 1037 GrantRestricted Stock Units (Class A) · Derivative 15,000 $0.00 $0.00
Disclosure

SEC source: 0002022869-25-000011 · wk-form4_1762308493.xml · derivative · entry 5

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 15,000

Underlying: Class A Common Stock · 15,000 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock.

F3 · derivative.exercise_date: The restricted stock units ("RSUs") are subject to both performance- and time-based vesting criteria. The performance-based criteria provides for the achievement of a specified stock price goal of the Issuer's Class A common stock occuring during the period beginning on October 1, 2025 and ending on December 31, 2030 (the "Performance Period"). 25% of the RSUs shall time vest on the one year anniversary of the grant date and the remainder of the RSUs shall time vest quarterly over the following 36 months, subject to the Reporting Person's continued service with the Issuer. In the event the performance criteria is not met during the Performance Period, the RSUs shall be forfeited.

F3 · derivative.expiration_date: The restricted stock units ("RSUs") are subject to both performance- and time-based vesting criteria. The performance-based criteria provides for the achievement of a specified stock price goal of the Issuer's Class A common stock occuring during the period beginning on October 1, 2025 and ending on December 31, 2030 (the "Performance Period"). 25% of the RSUs shall time vest on the one year anniversary of the grant date and the remainder of the RSUs shall time vest quarterly over the following 36 months, subject to the Reporting Person's continued service with the Issuer. In the event the performance criteria is not met during the Performance Period, the RSUs shall be forfeited.

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November 01, 2025 Filed Nov 5, 2025 02:08 UTC Better Home & Finance Holding Co BETR · Entity 1037 Exercise / conversionRestricted Stock Units (Class A) · Derivative 4,833 $0.00 $0.00
Disclosure

SEC source: 0002022869-25-000011 · wk-form4_1762308493.xml · derivative · entry 4

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,167

Underlying: Class A Common Stock · 4,833 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock.

F2 · derivative.exercise_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

F2 · derivative.expiration_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

Read SEC document

Value uses the disclosed total when available, otherwise shares × reported transaction price. It is not an estimate of exercise cash cost or investment performance.