BETR

SEC source: 0001628280-23-030571 · wk-form4_1692927663.xml · derivative · entry 4

Garg Vishal · CIK 0001297602 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 6,113,141

Underlying: Class B Common Stock · 6,113,141 shares

Expires 2029-08-21

F7 · price: The Reporting Person received 6,113,141 options to purchase shares of Issuer's Class B Common Stock in exchange for 2,000,000 options to purchase shares of Better Holdco common stock in connection with the Merger Agreement.

F6 · derivative.exercise_date: The options are vested and currently exercisable.

SEC source: 0001628280-23-030571 · wk-form4_1692927663.xml · derivative · entry 3

Garg Vishal · CIK 0001297602 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 6,113,141

Underlying: Class B Common Stock · 6,113,141 shares

Expires 2029-08-21

F7 · price: The Reporting Person received 6,113,141 options to purchase shares of Issuer's Class B Common Stock in exchange for 2,000,000 options to purchase shares of Better Holdco common stock in connection with the Merger Agreement.

F6 · derivative.exercise_date: The options are vested and currently exercisable.

SEC source: 0001628280-23-030571 · wk-form4_1692927663.xml · derivative · entry 2

Garg Vishal · CIK 0001297602 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By 1/0 Real Estate, LLC

Disclosed balance after: 6,522,761

Underlying: Class A Common Stock · 6,522,761 shares

Expires not disclosed

F1 · derivative.exercise_price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F4 · kind: 1/0 Real Estate, LLC received 6,522,761shares of Class B Common Stock of the Issuer in exchange for 64,806 shares of Class B Common Stock and 2,069,207 shares of Series A Preferred Stock of Better Holdco pursuant to the Merger Agreement. Please see footnote 2 of this Form 4 for further details.

F4 · price: 1/0 Real Estate, LLC received 6,522,761shares of Class B Common Stock of the Issuer in exchange for 64,806 shares of Class B Common Stock and 2,069,207 shares of Series A Preferred Stock of Better Holdco pursuant to the Merger Agreement. Please see footnote 2 of this Form 4 for further details.

F1 · derivative.exercise_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F1 · derivative.expiration_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F5 · ownership.nature: The Reporting Person is the controlling member of 1/0 Holdco, LLC, which wholly owns 1/0 Real Estate, LLC. Therefore, the Reporting Person may be deemed to have voting power and dispositive power over the shares held by 1/0 Real Estate, LLC. The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.

SEC source: 0001628280-23-030571 · wk-form4_1692927663.xml · derivative · entry 1

Garg Vishal · CIK 0001297602 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 69,968,642

Underlying: Class A Common Stock · 69,968,642 shares

Expires not disclosed

F1 · derivative.exercise_price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F2 · kind: The Reporting Person received 69,968,042 shares of Class B Common Stock of the Issuer in exchange for 21,178,851 shares of Class B Common Stock, 250,000 shares of Series B Preferred Stock and 1,462,373 shares of Series C Preferred Stock of Better Holdco, Inc. ("Better Holdco"), a Delaware corporation, pursuant to the Agreement and Plan of Merger, dated as of May 10, 2021, (as amended, the "Merger Agreement"), by and among Aurora Acquisition Corp, a Cayman Islands exempted company ("Aurora" and, following the Business Combination, the "Issuer"), Aurora Merger Sub I, Inc., a Delaware corporation and a direct wholly owned subsidiary of Aurora, and Better Holdco.

F3 · kind: Upon consummation of the business combination contemplated by the Merger Agreement (the "Business Combination"), as described on the Form S-4 (File No. 333-258423) filed by Aurora with the U.S. Securities and Exchange Commission and declared effective on July 27, 2023, the surviving entity of the Business Combination, the Issuer, was renamed "Better Home & Finance Holding Company".

F2 · price: The Reporting Person received 69,968,042 shares of Class B Common Stock of the Issuer in exchange for 21,178,851 shares of Class B Common Stock, 250,000 shares of Series B Preferred Stock and 1,462,373 shares of Series C Preferred Stock of Better Holdco, Inc. ("Better Holdco"), a Delaware corporation, pursuant to the Agreement and Plan of Merger, dated as of May 10, 2021, (as amended, the "Merger Agreement"), by and among Aurora Acquisition Corp, a Cayman Islands exempted company ("Aurora" and, following the Business Combination, the "Issuer"), Aurora Merger Sub I, Inc., a Delaware corporation and a direct wholly owned subsidiary of Aurora, and Better Holdco.

F3 · price: Upon consummation of the business combination contemplated by the Merger Agreement (the "Business Combination"), as described on the Form S-4 (File No. 333-258423) filed by Aurora with the U.S. Securities and Exchange Commission and declared effective on July 27, 2023, the surviving entity of the Business Combination, the Issuer, was renamed "Better Home & Finance Holding Company".

F1 · derivative.exercise_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F1 · derivative.expiration_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

SEC source: 0001628280-23-030575 · wk-form4_1692927777.xml · derivative · entry 2

Valani Riaz · CIK 0001965769 · Director · 10% owner

1/0 Mortgage Investment, LLC · CIK 0001991075 · Shareholder

Better Portfolio Holdings 1 LLC · CIK 0001991084 · Shareholder

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Better Portfolio Holdings 1 LLC

Disclosed balance after: 27,141,628

Underlying: Class A Common Stock · 27,141,628 shares

Expires not disclosed

F1 · derivative.exercise_price: Each share of Class B Common Stock is convertible at any time at the option of the holder into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F4 · kind: Better Portfolio Holdings 1 LLC received 27,141,628 shares of Issuer Class B Common Stock in exchange for 8,000,000 shares of Class A Common Stock and 879,765 shares of Class B Common Stock of Better Holdco pursuant to the Merger Agreement. Please see footnote 2 of this Form 4 for further details.

F4 · price: Better Portfolio Holdings 1 LLC received 27,141,628 shares of Issuer Class B Common Stock in exchange for 8,000,000 shares of Class A Common Stock and 879,765 shares of Class B Common Stock of Better Holdco pursuant to the Merger Agreement. Please see footnote 2 of this Form 4 for further details.

F1 · derivative.exercise_date: Each share of Class B Common Stock is convertible at any time at the option of the holder into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F1 · derivative.expiration_date: Each share of Class B Common Stock is convertible at any time at the option of the holder into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F3 · ownership.nature: Riaz Valani is the beneficiary of family trusts that own (i) Addison Investment Holdings LLC, which has a controlling interest in 1/0 Mortgage Investment, LLC, and (ii) Better Portfolio Holdings 1 LLC. Mr. Valani is the manager of 1/0 Services LLC, which in turn is the manager of 1/0 Mortgage Investment, LLC, and Better Portfolio Holdings 1 LLC. Therefore, Mr. Valani may be deemed the beneficial owner of the shares held by these entities. Each of the Reporting Persons disclaims beneficial ownership of the securities reported herein except to the extent of its or his pecuniary interest therein, and the inclusion of these securities in this report shall not be deemed an admission of beneficial ownership of all of the reported securities for purposes of Section 16 or for any other purpose.

SEC source: 0001628280-23-030575 · wk-form4_1692927777.xml · derivative · entry 1

Valani Riaz · CIK 0001965769 · Director · 10% owner

1/0 Mortgage Investment, LLC · CIK 0001991075 · Shareholder

Better Portfolio Holdings 1 LLC · CIK 0001991084 · Shareholder

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By 1/0 Mortgage Investment, LLC

Disclosed balance after: 25,704,813

Underlying: Class A Common Stock · 25,704,813 shares

Expires not disclosed

F1 · derivative.exercise_price: Each share of Class B Common Stock is convertible at any time at the option of the holder into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F2 · kind: 1/0 Mortgage Investment, LLC received 25,704,813 shares of Issuer Class B Common Stock in exchange for 7,522,888 shares of Class B Common Stock and 886,803 shares of Class A Preferred Stock of Better Holdco, Inc. ("Better Holdco"), a Delaware corporation, pursuant to the Agreement and Plan of Merger, dated as of May 10, 2021 (as amended, the "Merger Agreement"), by and among Aurora Acquisition Corp, a Cayman Islands exempted company ("Aurora" and, following the Business Combination, the "Issuer"), Aurora Merger Sub I, Inc. a Delaware corporation and a direct wholly owned subsidiary of Aurora, and Better Holdco. Upon consummation of the business combination contemplated by the Merger Agreement (the "Business Combination"), as described on the Form S-4 (File No. 333-258423) filed by Aurora with the Securities and Exchange Commission and declared effective on July 27, 2023, the surviving entity of the Business Combination, the Issuer, was renamed "Better Home & Finance Holding Company".

F2 · price: 1/0 Mortgage Investment, LLC received 25,704,813 shares of Issuer Class B Common Stock in exchange for 7,522,888 shares of Class B Common Stock and 886,803 shares of Class A Preferred Stock of Better Holdco, Inc. ("Better Holdco"), a Delaware corporation, pursuant to the Agreement and Plan of Merger, dated as of May 10, 2021 (as amended, the "Merger Agreement"), by and among Aurora Acquisition Corp, a Cayman Islands exempted company ("Aurora" and, following the Business Combination, the "Issuer"), Aurora Merger Sub I, Inc. a Delaware corporation and a direct wholly owned subsidiary of Aurora, and Better Holdco. Upon consummation of the business combination contemplated by the Merger Agreement (the "Business Combination"), as described on the Form S-4 (File No. 333-258423) filed by Aurora with the Securities and Exchange Commission and declared effective on July 27, 2023, the surviving entity of the Business Combination, the Issuer, was renamed "Better Home & Finance Holding Company".

F1 · derivative.exercise_date: Each share of Class B Common Stock is convertible at any time at the option of the holder into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F1 · derivative.expiration_date: Each share of Class B Common Stock is convertible at any time at the option of the holder into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F3 · ownership.nature: Riaz Valani is the beneficiary of family trusts that own (i) Addison Investment Holdings LLC, which has a controlling interest in 1/0 Mortgage Investment, LLC, and (ii) Better Portfolio Holdings 1 LLC. Mr. Valani is the manager of 1/0 Services LLC, which in turn is the manager of 1/0 Mortgage Investment, LLC, and Better Portfolio Holdings 1 LLC. Therefore, Mr. Valani may be deemed the beneficial owner of the shares held by these entities. Each of the Reporting Persons disclaims beneficial ownership of the securities reported herein except to the extent of its or his pecuniary interest therein, and the inclusion of these securities in this report shall not be deemed an admission of beneficial ownership of all of the reported securities for purposes of Section 16 or for any other purpose.

SEC source: 0001628280-23-030573 · wk-form4_1692927721.xml · derivative · entry 8

Bjorgolfsson Thor · CIK 0001842767 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · Held through Novator Capital Sponsor Ltd.

Disclosed balance after: 0

Underlying: Class A Common Stock · 3,471,946 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · derivative.exercise_price: In connection with the completion of the Business Combination, the Class B ordinary shares of Aurora, par value $0.0001 per share, automatically converted into shares of the Issuer's Class A common stock on a one-for-one basis for no additional consideration.

F3 · kind: In connection with the completion of the Business Combination, the Class B ordinary shares of Aurora, par value $0.0001 per share, automatically converted into shares of the Issuer's Class A common stock on a one-for-one basis for no additional consideration.

F3 · price: In connection with the completion of the Business Combination, the Class B ordinary shares of Aurora, par value $0.0001 per share, automatically converted into shares of the Issuer's Class A common stock on a one-for-one basis for no additional consideration.

F3 · derivative.exercise_date: In connection with the completion of the Business Combination, the Class B ordinary shares of Aurora, par value $0.0001 per share, automatically converted into shares of the Issuer's Class A common stock on a one-for-one basis for no additional consideration.

F3 · derivative.expiration_date: In connection with the completion of the Business Combination, the Class B ordinary shares of Aurora, par value $0.0001 per share, automatically converted into shares of the Issuer's Class A common stock on a one-for-one basis for no additional consideration.

F2 · ownership.nature: The Reporting Person may be deemed to beneficially own securities held by Novator Capital Sponsor Ltd. (the "Sponsor") by virtue of his control over the Sponsor.

SEC source: 0001628280-23-030573 · wk-form4_1692927721.xml · derivative · entry 7

Bjorgolfsson Thor · CIK 0001842767 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · Held through Novator Capital Sponsor Ltd.

Disclosed balance after: 4,005,029

Underlying: Class A Common Stock · 4,005,029 shares

Expires not disclosed

F6 · derivative.exercise_price: In connection with the completion of the Business Combination, outstanding warrants to purchase Class A ordinary shares of Aurora automatically converted into warrants to purchase shares of the Issuer's Class A Common Stock (each, an "Issuer Warrant") for no additional consideration. The Issuer Warrants have an exercise price of $11.50 and will expire on August 22, 2028, five years from the completion of the Business Combination, or earlier upon redemption or liquidation.

F6 · kind: In connection with the completion of the Business Combination, outstanding warrants to purchase Class A ordinary shares of Aurora automatically converted into warrants to purchase shares of the Issuer's Class A Common Stock (each, an "Issuer Warrant") for no additional consideration. The Issuer Warrants have an exercise price of $11.50 and will expire on August 22, 2028, five years from the completion of the Business Combination, or earlier upon redemption or liquidation.

F6 · price: In connection with the completion of the Business Combination, outstanding warrants to purchase Class A ordinary shares of Aurora automatically converted into warrants to purchase shares of the Issuer's Class A Common Stock (each, an "Issuer Warrant") for no additional consideration. The Issuer Warrants have an exercise price of $11.50 and will expire on August 22, 2028, five years from the completion of the Business Combination, or earlier upon redemption or liquidation.

F6 · derivative.exercise_date: In connection with the completion of the Business Combination, outstanding warrants to purchase Class A ordinary shares of Aurora automatically converted into warrants to purchase shares of the Issuer's Class A Common Stock (each, an "Issuer Warrant") for no additional consideration. The Issuer Warrants have an exercise price of $11.50 and will expire on August 22, 2028, five years from the completion of the Business Combination, or earlier upon redemption or liquidation.

F6 · derivative.expiration_date: In connection with the completion of the Business Combination, outstanding warrants to purchase Class A ordinary shares of Aurora automatically converted into warrants to purchase shares of the Issuer's Class A Common Stock (each, an "Issuer Warrant") for no additional consideration. The Issuer Warrants have an exercise price of $11.50 and will expire on August 22, 2028, five years from the completion of the Business Combination, or earlier upon redemption or liquidation.

F2 · ownership.nature: The Reporting Person may be deemed to beneficially own securities held by Novator Capital Sponsor Ltd. (the "Sponsor") by virtue of his control over the Sponsor.

SEC source: 0001628280-23-030573 · wk-form4_1692927721.xml · derivative · entry 6

Bjorgolfsson Thor · CIK 0001842767 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · Held through Novator Capital Sponsor Ltd.

Disclosed balance after: 0

Underlying: Class A Common Stock · 4,005,029 shares

Expires not disclosed

F6 · derivative.exercise_price: In connection with the completion of the Business Combination, outstanding warrants to purchase Class A ordinary shares of Aurora automatically converted into warrants to purchase shares of the Issuer's Class A Common Stock (each, an "Issuer Warrant") for no additional consideration. The Issuer Warrants have an exercise price of $11.50 and will expire on August 22, 2028, five years from the completion of the Business Combination, or earlier upon redemption or liquidation.

F6 · kind: In connection with the completion of the Business Combination, outstanding warrants to purchase Class A ordinary shares of Aurora automatically converted into warrants to purchase shares of the Issuer's Class A Common Stock (each, an "Issuer Warrant") for no additional consideration. The Issuer Warrants have an exercise price of $11.50 and will expire on August 22, 2028, five years from the completion of the Business Combination, or earlier upon redemption or liquidation.

F6 · price: In connection with the completion of the Business Combination, outstanding warrants to purchase Class A ordinary shares of Aurora automatically converted into warrants to purchase shares of the Issuer's Class A Common Stock (each, an "Issuer Warrant") for no additional consideration. The Issuer Warrants have an exercise price of $11.50 and will expire on August 22, 2028, five years from the completion of the Business Combination, or earlier upon redemption or liquidation.

F6 · derivative.exercise_date: In connection with the completion of the Business Combination, outstanding warrants to purchase Class A ordinary shares of Aurora automatically converted into warrants to purchase shares of the Issuer's Class A Common Stock (each, an "Issuer Warrant") for no additional consideration. The Issuer Warrants have an exercise price of $11.50 and will expire on August 22, 2028, five years from the completion of the Business Combination, or earlier upon redemption or liquidation.

F6 · derivative.expiration_date: In connection with the completion of the Business Combination, outstanding warrants to purchase Class A ordinary shares of Aurora automatically converted into warrants to purchase shares of the Issuer's Class A Common Stock (each, an "Issuer Warrant") for no additional consideration. The Issuer Warrants have an exercise price of $11.50 and will expire on August 22, 2028, five years from the completion of the Business Combination, or earlier upon redemption or liquidation.

F2 · ownership.nature: The Reporting Person may be deemed to beneficially own securities held by Novator Capital Sponsor Ltd. (the "Sponsor") by virtue of his control over the Sponsor.

SEC source: 0001628280-23-030573 · wk-form4_1692927721.xml · nonDerivative · entry 5

Bjorgolfsson Thor · CIK 0001842767 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · Held through Novator Capital Sponsor Ltd.

Disclosed balance after: 45,808,186

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F5 · kind: On August 22, 2023, pursuant to the Pre-Closing Bridge Note Purchase Agreement, dated as of November 30, 2021, as amended by those certain Letter Agreements dated August 26, 2022, and February 7, 2023, among Aurora, Better and the Sponsor, $100,000,000 worth of subordinated 0% bridge promissory notes held by the Sponsor converted into 40,000,000 shares of the Issuer's Class A common stock.

F5 · price: On August 22, 2023, pursuant to the Pre-Closing Bridge Note Purchase Agreement, dated as of November 30, 2021, as amended by those certain Letter Agreements dated August 26, 2022, and February 7, 2023, among Aurora, Better and the Sponsor, $100,000,000 worth of subordinated 0% bridge promissory notes held by the Sponsor converted into 40,000,000 shares of the Issuer's Class A common stock.

F2 · ownership.nature: The Reporting Person may be deemed to beneficially own securities held by Novator Capital Sponsor Ltd. (the "Sponsor") by virtue of his control over the Sponsor.

SEC source: 0001628280-23-030573 · wk-form4_1692927721.xml · nonDerivative · entry 4

Bjorgolfsson Thor · CIK 0001842767 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · Held through Novator Capital Sponsor Ltd.

Disclosed balance after: 5,808,186

F4 · kind: On August 22, 2023, in connection with that certain Limited Waiver to the Amended and Restated Insider Letter Agreement, dated February 23, 2023, by and among Aurora, Better, and the Sponsor, the Sponsor subscribed for 1,700,000 shares of the Issuer's Class A common stock at a price of $10.00 per share.

F4 · price: On August 22, 2023, in connection with that certain Limited Waiver to the Amended and Restated Insider Letter Agreement, dated February 23, 2023, by and among Aurora, Better, and the Sponsor, the Sponsor subscribed for 1,700,000 shares of the Issuer's Class A common stock at a price of $10.00 per share.

F2 · ownership.nature: The Reporting Person may be deemed to beneficially own securities held by Novator Capital Sponsor Ltd. (the "Sponsor") by virtue of his control over the Sponsor.

SEC source: 0001628280-23-030573 · wk-form4_1692927721.xml · nonDerivative · entry 3

Bjorgolfsson Thor · CIK 0001842767 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · Held through Novator Capital Sponsor Ltd.

Disclosed balance after: 4,108,186

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · kind: In connection with the completion of the Business Combination, the Class B ordinary shares of Aurora, par value $0.0001 per share, automatically converted into shares of the Issuer's Class A common stock on a one-for-one basis for no additional consideration.

F3 · price: In connection with the completion of the Business Combination, the Class B ordinary shares of Aurora, par value $0.0001 per share, automatically converted into shares of the Issuer's Class A common stock on a one-for-one basis for no additional consideration.

F2 · ownership.nature: The Reporting Person may be deemed to beneficially own securities held by Novator Capital Sponsor Ltd. (the "Sponsor") by virtue of his control over the Sponsor.

SEC source: 0001628280-23-030573 · wk-form4_1692927721.xml · nonDerivative · entry 2

Bjorgolfsson Thor · CIK 0001842767 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · Held through Novator Capital Sponsor Ltd.

Disclosed balance after: 636,240

F1 · kind: On August 22, 2023, in connection with the completion of the Issuer's (as defined below) initial business combination (the "Business Combination") pursuant to the Agreement and Plan of Merger (as amended, the "Merger Agreement"), dated May 10, 2021, by and among Aurora Acquisition Corp. ("Aurora"), Aurora Merger Sub I, Inc., and Better Holdco Inc. ("Better"), the Class A ordinary shares of Aurora, par value $0.0001 per share, automatically converted into shares of the Issuer's Class A common stock on a one-for-one basis for no additional consideration. As part of the Business Combination, Aurora changed its name to Better Home & Finance Holding Company (the "Issuer").

F1 · price: On August 22, 2023, in connection with the completion of the Issuer's (as defined below) initial business combination (the "Business Combination") pursuant to the Agreement and Plan of Merger (as amended, the "Merger Agreement"), dated May 10, 2021, by and among Aurora Acquisition Corp. ("Aurora"), Aurora Merger Sub I, Inc., and Better Holdco Inc. ("Better"), the Class A ordinary shares of Aurora, par value $0.0001 per share, automatically converted into shares of the Issuer's Class A common stock on a one-for-one basis for no additional consideration. As part of the Business Combination, Aurora changed its name to Better Home & Finance Holding Company (the "Issuer").

F2 · ownership.nature: The Reporting Person may be deemed to beneficially own securities held by Novator Capital Sponsor Ltd. (the "Sponsor") by virtue of his control over the Sponsor.

SEC source: 0001628280-23-030573 · wk-form4_1692927721.xml · nonDerivative · entry 1

Bjorgolfsson Thor · CIK 0001842767 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · Held through Novator Capital Sponsor Ltd.

Disclosed balance after: 0

F1 · kind: On August 22, 2023, in connection with the completion of the Issuer's (as defined below) initial business combination (the "Business Combination") pursuant to the Agreement and Plan of Merger (as amended, the "Merger Agreement"), dated May 10, 2021, by and among Aurora Acquisition Corp. ("Aurora"), Aurora Merger Sub I, Inc., and Better Holdco Inc. ("Better"), the Class A ordinary shares of Aurora, par value $0.0001 per share, automatically converted into shares of the Issuer's Class A common stock on a one-for-one basis for no additional consideration. As part of the Business Combination, Aurora changed its name to Better Home & Finance Holding Company (the "Issuer").

F1 · price: On August 22, 2023, in connection with the completion of the Issuer's (as defined below) initial business combination (the "Business Combination") pursuant to the Agreement and Plan of Merger (as amended, the "Merger Agreement"), dated May 10, 2021, by and among Aurora Acquisition Corp. ("Aurora"), Aurora Merger Sub I, Inc., and Better Holdco Inc. ("Better"), the Class A ordinary shares of Aurora, par value $0.0001 per share, automatically converted into shares of the Issuer's Class A common stock on a one-for-one basis for no additional consideration. As part of the Business Combination, Aurora changed its name to Better Home & Finance Holding Company (the "Issuer").

F2 · ownership.nature: The Reporting Person may be deemed to beneficially own securities held by Novator Capital Sponsor Ltd. (the "Sponsor") by virtue of his control over the Sponsor.

SEC source: 0000899243-23-018684 · doc4a.xml · derivative · entry 7

Sarracino Steven · CIK 0001624037 · Director · 10% owner

Activant Ventures III, LP · CIK 0001760228 · Director · 10% owner

Activant Ventures III Opportunities Fund 1, LP · CIK 0001779961 · Director · 10% owner

Activant Ventures III Opportunities Fund 2, LP · CIK 0001796950 · Director · 10% owner

Activant Ventures III Opportunities Fund 3, LP · CIK 0001801580 · Director · 10% owner

Activant Ventures III Opportunities Fund 4, LP · CIK 0001808595 · Director · 10% owner

Activant Ventures III Opportunities Fund 6, LP · CIK 0001823414 · Director · 10% owner

Activant Ventures Advisors III, LLC · CIK 0001992147 · Director · 10% owner

Activant Capital Management, LLC · CIK 0001992093 · Director · 10% owner

Activant Holdings I, LTD · CIK 0001991432 · Director · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Activant Ventures III, L.P.

Disclosed balance after: 26,349,310

Underlying: Class A Common Stock · 26,349,310 shares

Expires not disclosed

F1 · derivative.exercise_price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F14 · kind: Activant Ventures III, L.P. received 26,349,310 shares of Class B Common Stock of the Issuer in exchange for 173,866 shares of Class B Common Stock, 788,122 shares of Class O Common Stock, 611,720 shares of Series A Preferred Stock, 6,434,441 shares of Series C Preferred Stock and 612,378 shares of Series D Preferred Stock of Better Holdco pursuant to the Merger Agreement. Please see footnote 1 of this Form 4 for further details.

F1 · price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F1 · derivative.exercise_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F1 · derivative.expiration_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F15 · ownership.nature: Steven Sarracino is the controlling shareholder of Activant Ventures III, L.P. Activant Capital Management, LLC is the investment advisor of Activant Ventures III, L.P. Therefore, Activant Capital Management, LLC and Mr. Sarracino may be deemed to have voting power and dispositive power over the shares held by Activant Ventures III, L.P. Activant Capital Management, LLC and Mr. Sarracino disclaim beneficial ownership of these securities except to the extent of each person's respective pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.

SEC source: 0000899243-23-018684 · doc4a.xml · derivative · entry 6

Sarracino Steven · CIK 0001624037 · Director · 10% owner

Activant Ventures III, LP · CIK 0001760228 · Director · 10% owner

Activant Ventures III Opportunities Fund 1, LP · CIK 0001779961 · Director · 10% owner

Activant Ventures III Opportunities Fund 2, LP · CIK 0001796950 · Director · 10% owner

Activant Ventures III Opportunities Fund 3, LP · CIK 0001801580 · Director · 10% owner

Activant Ventures III Opportunities Fund 4, LP · CIK 0001808595 · Director · 10% owner

Activant Ventures III Opportunities Fund 6, LP · CIK 0001823414 · Director · 10% owner

Activant Ventures Advisors III, LLC · CIK 0001992147 · Director · 10% owner

Activant Capital Management, LLC · CIK 0001992093 · Director · 10% owner

Activant Holdings I, LTD · CIK 0001991432 · Director · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Activant Ventures III Opportunities Fund 6, LP

Disclosed balance after: 6,111,340

Underlying: Class A Common Stock · 6,111,340 shares

Expires not disclosed

F1 · derivative.exercise_price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F12 · kind: Activant Ventures III Opportunities Fund 6, LP received 6,111,340 shares of Class B Common Stock of the Issuer in exchange for 1,999,411 shares of Series D Preferred Stock of Better Holdco pursuant to the Merger Agreement. Please see footnote 1 of this Form 4 for further details.

F1 · price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F1 · derivative.exercise_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F1 · derivative.expiration_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F13 · ownership.nature: Activant Ventures Advisors III, LLC is the general partner of Activant Ventures III Opportunities Fund 6, L.P. Activant Capital Management, LLC is the investment advisor of Activant Ventures III Opportunities Fund 6, L.P. Mr. Sarracino is Principal of Activant Ventures Advisors III, LLC. Activant Ventures Advisors III, LLC, Activant Capital Management, LLC and Mr. Sarracino may be deemed to have voting power and dispositive power with respect to the shares held by Activant Ventures III Opportunities Fund 6, L.P. Activant Ventures Advisors III, LLC, Activant Capital Management, LLC, and Mr. Sarracino disclaim beneficial ownership of these securities except to the extent of each person's respective pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.

SEC source: 0000899243-23-018684 · doc4a.xml · derivative · entry 5

Sarracino Steven · CIK 0001624037 · Director · 10% owner

Activant Ventures III, LP · CIK 0001760228 · Director · 10% owner

Activant Ventures III Opportunities Fund 1, LP · CIK 0001779961 · Director · 10% owner

Activant Ventures III Opportunities Fund 2, LP · CIK 0001796950 · Director · 10% owner

Activant Ventures III Opportunities Fund 3, LP · CIK 0001801580 · Director · 10% owner

Activant Ventures III Opportunities Fund 4, LP · CIK 0001808595 · Director · 10% owner

Activant Ventures III Opportunities Fund 6, LP · CIK 0001823414 · Director · 10% owner

Activant Ventures Advisors III, LLC · CIK 0001992147 · Director · 10% owner

Activant Capital Management, LLC · CIK 0001992093 · Director · 10% owner

Activant Holdings I, LTD · CIK 0001991432 · Director · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Activant Ventures III Opportunities Fund 4, L.P.

Disclosed balance after: 1,400,933

Underlying: Class A Common Stock · 1,400,933 shares

Expires not disclosed

F1 · derivative.exercise_price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F10 · kind: Activant Ventures III Opportunities Fund 4, L.P. received 1,400,933 shares of Class B Common Stock of the Issuer in exchange for 458,335 shares of Class B Common Stock of Better Holdco pursuant to the Merger Agreement. Please see footnote 1 of this Form 4 for further details.

F1 · price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F1 · derivative.exercise_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F1 · derivative.expiration_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F11 · ownership.nature: Activant Ventures Advisors III, LLC is the general partner of Activant Ventures III Opportunities Fund 4, L.P. Activant Capital Management, LLC is the investment advisor of Activant Ventures III Opportunities Fund 4, L.P. Mr. Sarracino is Principal of Activant Ventures Advisors III, LLC. Activant Ventures Advisors III, LLC, Activant Capital Management, LLC and Mr. Sarracino may be deemed to have voting power and dispositive power with respect to the shares held by Activant Ventures III Opportunities Fund 4, L.P. Activant Ventures Advisors III, LLC, Activant Capital Management, LLC, and Mr. Sarracino disclaim beneficial ownership of these securities except to the extent of each person's respective pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.

SEC source: 0000899243-23-018684 · doc4a.xml · derivative · entry 4

Sarracino Steven · CIK 0001624037 · Director · 10% owner

Activant Ventures III, LP · CIK 0001760228 · Director · 10% owner

Activant Ventures III Opportunities Fund 1, LP · CIK 0001779961 · Director · 10% owner

Activant Ventures III Opportunities Fund 2, LP · CIK 0001796950 · Director · 10% owner

Activant Ventures III Opportunities Fund 3, LP · CIK 0001801580 · Director · 10% owner

Activant Ventures III Opportunities Fund 4, LP · CIK 0001808595 · Director · 10% owner

Activant Ventures III Opportunities Fund 6, LP · CIK 0001823414 · Director · 10% owner

Activant Ventures Advisors III, LLC · CIK 0001992147 · Director · 10% owner

Activant Capital Management, LLC · CIK 0001992093 · Director · 10% owner

Activant Holdings I, LTD · CIK 0001991432 · Director · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Activant Ventures III Opportunities Fund 3, LP

Disclosed balance after: 873,305

Underlying: Class A Common Stock · 873,305 shares

Expires not disclosed

F1 · derivative.exercise_price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F8 · kind: Activant Ventures III Opportunities Fund 3, LP received 873,305 shares of Class B Common Stock of the Issuer in exchange for 285,714 shares of Series A Preferred Stock of Better Holdco pursuant to the Merger Agreement. Please see footnote 1 of this Form 4 for further details.

F1 · price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F1 · derivative.exercise_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F1 · derivative.expiration_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F9 · ownership.nature: Activant Ventures Advisors III, LLC is the general partner of Activant Ventures III Opportunities Fund 3, L.P. Activant Capital Management, LLC is the investment advisor of Activant Ventures III Opportunities Fund 3, L.P. Mr. Sarracino is Principal of Activant Ventures Advisors III, LLC. Activant Ventures Advisors III, LLC, Activant Capital Management, LLC and Mr. Sarracino may be deemed to have voting power and dispositive power with respect to the shares held by Activant Ventures III Opportunities Fund 3, L.P. Activant Ventures Advisors III, LLC, Activant Capital Management, LLC, and Mr. Sarracino disclaim beneficial ownership of these securities except to the extent of each person's respective pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.

SEC source: 0000899243-23-018684 · doc4a.xml · derivative · entry 3

Sarracino Steven · CIK 0001624037 · Director · 10% owner

Activant Ventures III, LP · CIK 0001760228 · Director · 10% owner

Activant Ventures III Opportunities Fund 1, LP · CIK 0001779961 · Director · 10% owner

Activant Ventures III Opportunities Fund 2, LP · CIK 0001796950 · Director · 10% owner

Activant Ventures III Opportunities Fund 3, LP · CIK 0001801580 · Director · 10% owner

Activant Ventures III Opportunities Fund 4, LP · CIK 0001808595 · Director · 10% owner

Activant Ventures III Opportunities Fund 6, LP · CIK 0001823414 · Director · 10% owner

Activant Ventures Advisors III, LLC · CIK 0001992147 · Director · 10% owner

Activant Capital Management, LLC · CIK 0001992093 · Director · 10% owner

Activant Holdings I, LTD · CIK 0001991432 · Director · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Activant Ventures III Opportunities Fund 2, L.P.

Disclosed balance after: 1,080,188

Underlying: Class A Common Stock · 1,080,188 shares

Expires not disclosed

F1 · derivative.exercise_price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F6 · kind: Activant Ventures III Opportunities Fund 2, L.P. received 1,080,188 shares of Class B Common Stock of the Issuer in exchange for 353,399 shares of Series D Preferred Stock of Better Holdco pursuant to the Merger Agreement. Please see footnote 1 of this Form 4 for further details.

F1 · price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F1 · derivative.exercise_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F1 · derivative.expiration_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F7 · ownership.nature: Activant Ventures Advisors III, LLC is the general partner of Activant Ventures III Opportunities Fund 2, L.P. Activant Capital Management, LLC is the investment advisor of Activant Ventures III Opportunities Fund 2, L.P. Mr. Sarracino is Principal of Activant Ventures Advisors III, LLC. Activant Ventures Advisors III, LLC, Activant Capital Management, LLC and Mr. Sarracino may be deemed to have voting power and dispositive power with respect to the shares held by Activant Ventures III Opportunities Fund 2, L.P. Activant Ventures Advisors III, LLC, Activant Capital Management, LLC, and Mr. Sarracino disclaim beneficial ownership of these securities except to the extent of each person's respective pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.

SEC source: 0000899243-23-018684 · doc4a.xml · derivative · entry 2

Sarracino Steven · CIK 0001624037 · Director · 10% owner

Activant Ventures III, LP · CIK 0001760228 · Director · 10% owner

Activant Ventures III Opportunities Fund 1, LP · CIK 0001779961 · Director · 10% owner

Activant Ventures III Opportunities Fund 2, LP · CIK 0001796950 · Director · 10% owner

Activant Ventures III Opportunities Fund 3, LP · CIK 0001801580 · Director · 10% owner

Activant Ventures III Opportunities Fund 4, LP · CIK 0001808595 · Director · 10% owner

Activant Ventures III Opportunities Fund 6, LP · CIK 0001823414 · Director · 10% owner

Activant Ventures Advisors III, LLC · CIK 0001992147 · Director · 10% owner

Activant Capital Management, LLC · CIK 0001992093 · Director · 10% owner

Activant Holdings I, LTD · CIK 0001991432 · Director · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Activant Ventures III Opportunities Fund 1, LP

Disclosed balance after: 7,151,754

Underlying: Class A Common Stock · 7,151,754 shares

Expires not disclosed

F1 · derivative.exercise_price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F4 · kind: Activant Ventures III Opportunities Fund 1, LP received 7,151,754 shares of Class B Common Stock of the Issuer in exchange for 2,339,797 shares of Series C Preferred Stock of Better Holdco pursuant to the Merger Agreement. Please see footnote 1 of this Form 4 for further details.

F1 · price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F1 · derivative.exercise_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F1 · derivative.expiration_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F5 · ownership.nature: Activant Ventures Advisors III, LLC is the general partner of Activant Ventures III Opportunities Fund 1, L.P. Activant Capital Management, LLC is the investment advisor of Activant Ventures III Opportunities Fund 1, L.P. Mr. Sarracino is Principal of Activant Ventures Advisors III, LLC. Activant Ventures Advisors III, LLC, Activant Capital Management, LLC and Mr. Sarracino may be deemed to have voting power and dispositive power with respect to the shares held by Activant Ventures III Opportunities Fund 1, L.P. Activant Ventures Advisors III, LLC, Activant Capital Management, LLC, and Mr. Sarracino disclaim beneficial ownership of these securities except to the extent of each person's respective pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.

SEC source: 0000899243-23-018684 · doc4a.xml · derivative · entry 1

Sarracino Steven · CIK 0001624037 · Director · 10% owner

Activant Ventures III, LP · CIK 0001760228 · Director · 10% owner

Activant Ventures III Opportunities Fund 1, LP · CIK 0001779961 · Director · 10% owner

Activant Ventures III Opportunities Fund 2, LP · CIK 0001796950 · Director · 10% owner

Activant Ventures III Opportunities Fund 3, LP · CIK 0001801580 · Director · 10% owner

Activant Ventures III Opportunities Fund 4, LP · CIK 0001808595 · Director · 10% owner

Activant Ventures III Opportunities Fund 6, LP · CIK 0001823414 · Director · 10% owner

Activant Ventures Advisors III, LLC · CIK 0001992147 · Director · 10% owner

Activant Capital Management, LLC · CIK 0001992093 · Director · 10% owner

Activant Holdings I, LTD · CIK 0001991432 · Director · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Activant Holdings I, Ltd.

Disclosed balance after: 18,339,423

Underlying: Class A Common Stock · 18,339,423 shares

Expires not disclosed

F1 · derivative.exercise_price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F2 · kind: Activant Holdings I, Ltd. received 18,339,423 shares of Class B Common Stock of the Issuer in exchange for 6,000,000 shares of Series A Preferred Stock of Better Holdco, Inc. ("Better Holdco"), a Delaware corporation, pursuant to the Agreement and Plan of Merger, dated as of May 10, 2021 (as amended, the "Merger Agreement"), by and among Aurora Acquisition Corp, a Cayman Islands exempted company ("Aurora" and, following the Business Combination, the "Issuer"), Aurora Merger Sub I, Inc. a Delaware corporation and a direct wholly owned subsidiary of Aurora, and Better Holdco. Upon consummation of the business combination contemplated by the Merger Agreement (the "Business Combination"), as described on the Form S-4 (File No. 333-258423) filed by Aurora with the U.S. Securities and Exchange Commission and declared effective on July 27, 2023, the surviving entity of the Business Combination, the "Issuer", was renamed "Better Home & Finance Holding Company".

F1 · price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F1 · derivative.exercise_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F1 · derivative.expiration_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F3 · ownership.nature: Steven Sarracino is the controlling shareholder of Activant Holdings I, Ltd. Therefore, Mr. Sarracino may be deemed to have voting and dispositive power over the shares held by Activant Holdings I, Ltd. Mr. Sarracino disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.

SEC source: 0001628280-23-032308 · wk-form4a_1694736248.xml · derivative · entry 1

Farello Michael J. · CIK 0001812999 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

Underlying: Class A Common Stock · 0 shares

Expires not disclosed

F1 · derivative.exercise_price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better's founder.

F2 · date: This amendment on Form 4/A ("Amendment") to the Form 4 filed on August 24, 2023 (the "Original Form 4") does not report any new or additional transactions and has been filed to solely remove the holdings of LCG4 Best, L.P. ("LCG4"), which were previously reported in Table II of the Original Form 4 as indirectly owned by Mr. Farello. Although previously reflected on the Original Form 4 by the Reporting Person, Mr. Farello does not have beneficial ownership of the Issuer securities directly held by LCG4 and has ceased to report such securities. This Amendment also removes footnotes 2, 3 and 4 of the Original Form 4, which correspond to LCG4's removed holdings.

F2 · kind: This amendment on Form 4/A ("Amendment") to the Form 4 filed on August 24, 2023 (the "Original Form 4") does not report any new or additional transactions and has been filed to solely remove the holdings of LCG4 Best, L.P. ("LCG4"), which were previously reported in Table II of the Original Form 4 as indirectly owned by Mr. Farello. Although previously reflected on the Original Form 4 by the Reporting Person, Mr. Farello does not have beneficial ownership of the Issuer securities directly held by LCG4 and has ceased to report such securities. This Amendment also removes footnotes 2, 3 and 4 of the Original Form 4, which correspond to LCG4's removed holdings.

F2 · shares: This amendment on Form 4/A ("Amendment") to the Form 4 filed on August 24, 2023 (the "Original Form 4") does not report any new or additional transactions and has been filed to solely remove the holdings of LCG4 Best, L.P. ("LCG4"), which were previously reported in Table II of the Original Form 4 as indirectly owned by Mr. Farello. Although previously reflected on the Original Form 4 by the Reporting Person, Mr. Farello does not have beneficial ownership of the Issuer securities directly held by LCG4 and has ceased to report such securities. This Amendment also removes footnotes 2, 3 and 4 of the Original Form 4, which correspond to LCG4's removed holdings.

F1 · price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better's founder.

F1 · derivative.exercise_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better's founder.

F1 · derivative.expiration_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better's founder.

F2 · derivative.underlying_shares: This amendment on Form 4/A ("Amendment") to the Form 4 filed on August 24, 2023 (the "Original Form 4") does not report any new or additional transactions and has been filed to solely remove the holdings of LCG4 Best, L.P. ("LCG4"), which were previously reported in Table II of the Original Form 4 as indirectly owned by Mr. Farello. Although previously reflected on the Original Form 4 by the Reporting Person, Mr. Farello does not have beneficial ownership of the Issuer securities directly held by LCG4 and has ceased to report such securities. This Amendment also removes footnotes 2, 3 and 4 of the Original Form 4, which correspond to LCG4's removed holdings.

F2 · balance_after: This amendment on Form 4/A ("Amendment") to the Form 4 filed on August 24, 2023 (the "Original Form 4") does not report any new or additional transactions and has been filed to solely remove the holdings of LCG4 Best, L.P. ("LCG4"), which were previously reported in Table II of the Original Form 4 as indirectly owned by Mr. Farello. Although previously reflected on the Original Form 4 by the Reporting Person, Mr. Farello does not have beneficial ownership of the Issuer securities directly held by LCG4 and has ceased to report such securities. This Amendment also removes footnotes 2, 3 and 4 of the Original Form 4, which correspond to LCG4's removed holdings.

F2 · ownership.direct: This amendment on Form 4/A ("Amendment") to the Form 4 filed on August 24, 2023 (the "Original Form 4") does not report any new or additional transactions and has been filed to solely remove the holdings of LCG4 Best, L.P. ("LCG4"), which were previously reported in Table II of the Original Form 4 as indirectly owned by Mr. Farello. Although previously reflected on the Original Form 4 by the Reporting Person, Mr. Farello does not have beneficial ownership of the Issuer securities directly held by LCG4 and has ceased to report such securities. This Amendment also removes footnotes 2, 3 and 4 of the Original Form 4, which correspond to LCG4's removed holdings.

SEC source: 0001104659-23-110487 · tm2328479-1_4seq1.xml · derivative · entry 1

Novator Capital Sponsor Ltd. · CIK 0001851865 · 10% owner

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 2,290,015

Underlying: Class A Common Stock · 2,290,015 shares

Expires not disclosed

F1 · security: On August 24, 2023, the reporting person filed a Form 4 which reported that, in connection with the completion of the Issuer's (as defined below) initial business combination (the "Business Combination") pursuant to the Agreement and Plan of Merger (as amended, the "Merger Agreement"), dated May 10, 2021, by and among Aurora Acquisition Corp. ("Aurora"), Aurora Merger Sub I, Inc., and Better Holdco Inc. ("Better"), outstanding warrants to purchase Class A ordinary shares of Aurora automatically converted into warrants to purchase shares of the Issuer's Class A Common Stock (each, an "Issuer Warrant") for no additional consideration. As part of the Business Combination, Aurora changed its name to Better Home & Finance Holding Company (the "Issuer").

F2 · security: This amended Form 4 is filed solely to correct the number of Issuer Warrants held by the Reporting Person following the completion of the Business Combination. The previously filed Form 4 incorrectly reported holdings of 4,005,029 Issuer Warrants, whereas, as reported in this amendment, the Reporting Person held (and continues to hold) 2,290,015 Issuer Warrants. The Reporting Persons forfeited 2,290,014 Warrants in connection with the Business Combination, as required by a letter agreement entered into between Sponsor and the Issuer dated November 9, 2021.

F1 · price: On August 24, 2023, the reporting person filed a Form 4 which reported that, in connection with the completion of the Issuer's (as defined below) initial business combination (the "Business Combination") pursuant to the Agreement and Plan of Merger (as amended, the "Merger Agreement"), dated May 10, 2021, by and among Aurora Acquisition Corp. ("Aurora"), Aurora Merger Sub I, Inc., and Better Holdco Inc. ("Better"), outstanding warrants to purchase Class A ordinary shares of Aurora automatically converted into warrants to purchase shares of the Issuer's Class A Common Stock (each, an "Issuer Warrant") for no additional consideration. As part of the Business Combination, Aurora changed its name to Better Home & Finance Holding Company (the "Issuer").

F3 · price: The Issuer Warrants have an exercise price of $11.50 and will expire on August 22, 2028, five years from the completion of the Business Combination, or earlier upon redemption or liquidation.

F3 · derivative.exercise_date: The Issuer Warrants have an exercise price of $11.50 and will expire on August 22, 2028, five years from the completion of the Business Combination, or earlier upon redemption or liquidation.

F3 · derivative.expiration_date: The Issuer Warrants have an exercise price of $11.50 and will expire on August 22, 2028, five years from the completion of the Business Combination, or earlier upon redemption or liquidation.

SEC source: 0001104659-23-110485 · tm2328479-2_4aseq1.xml · derivative · entry 1

Bjorgolfsson Thor · CIK 0001842767 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · Held through Novator Capital Sponsor Ltd.

Disclosed balance after: 2,290,015

Underlying: Class A Common Stock · 2,290,015 shares

Expires not disclosed

F1 · security: On August 24, 2023, the reporting person filed a Form 4 which reported that, in connection with the completion of the Issuer's (as defined below) initial business combination (the "Business Combination") pursuant to the Agreement and Plan of Merger (as amended, the "Merger Agreement"), dated May 10, 2021, by and among Aurora Acquisition Corp. ("Aurora"), Aurora Merger Sub I, Inc., and Better Holdco Inc. ("Better"), outstanding warrants to purchase Class A ordinary shares of Aurora automatically converted into warrants to purchase shares of the Issuer's Class A Common Stock (each, an "Issuer Warrant") for no additional consideration. As part of the Business Combination, Aurora changed its name to Better Home & Finance Holding Company (the "Issuer").

F2 · security: This amended Form 4 is filed solely to correct the number of Issuer Warrants held by the Reporting Person through Novator Capital Sponsor Ltd. following the completion of the Business Combination. The previously filed Form 4 incorrectly reported holdings of 4,005,029 Issuer Warrants, whereas, as reported in this amendment, the Reporting Person held (and continues to hold) 2,290,015 Issuer Warrants through Novator Capital Sponsor Ltd. The Reporting Person forfeited 2,290,014 Warrants in connection with the Business Combination, as required by a letter agreement entered into between Sponsor and the Issuer dated November 9, 2021.

F1 · price: On August 24, 2023, the reporting person filed a Form 4 which reported that, in connection with the completion of the Issuer's (as defined below) initial business combination (the "Business Combination") pursuant to the Agreement and Plan of Merger (as amended, the "Merger Agreement"), dated May 10, 2021, by and among Aurora Acquisition Corp. ("Aurora"), Aurora Merger Sub I, Inc., and Better Holdco Inc. ("Better"), outstanding warrants to purchase Class A ordinary shares of Aurora automatically converted into warrants to purchase shares of the Issuer's Class A Common Stock (each, an "Issuer Warrant") for no additional consideration. As part of the Business Combination, Aurora changed its name to Better Home & Finance Holding Company (the "Issuer").

F3 · price: The Issuer Warrants have an exercise price of $11.50 and will expire on August 22, 2028, five years from the completion of the Business Combination, or earlier upon redemption or liquidation.

F3 · derivative.exercise_date: The Issuer Warrants have an exercise price of $11.50 and will expire on August 22, 2028, five years from the completion of the Business Combination, or earlier upon redemption or liquidation.

F3 · derivative.expiration_date: The Issuer Warrants have an exercise price of $11.50 and will expire on August 22, 2028, five years from the completion of the Business Combination, or earlier upon redemption or liquidation.

F2 · ownership.nature: This amended Form 4 is filed solely to correct the number of Issuer Warrants held by the Reporting Person through Novator Capital Sponsor Ltd. following the completion of the Business Combination. The previously filed Form 4 incorrectly reported holdings of 4,005,029 Issuer Warrants, whereas, as reported in this amendment, the Reporting Person held (and continues to hold) 2,290,015 Issuer Warrants through Novator Capital Sponsor Ltd. The Reporting Person forfeited 2,290,014 Warrants in connection with the Business Combination, as required by a letter agreement entered into between Sponsor and the Issuer dated November 9, 2021.

SEC source: 0001628280-23-041246 · wk-form4a_1702333294.xml · derivative · entry 2

Talwar Harit · CIK 0001401336 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 773,694

Underlying: Class A Common Stock · 773,694 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: On August 24, 2023, the Reporting Person filed a Form 4 that inadvertently reported that 1/16th of the restricted stock units vested on August 22, 2023. In fact, as reported in this amendment, 5/16ths of the restricted stock units (773,694 restricted stock units) vested on August 22, 2023. On December 11, 2023, the Reporting Person directly owns 928,433 shares of Class B Common Stock and 4,023,211 restricted stock units.

F5 · derivative.exercise_price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F4 · price: The Reporting Person received 4,951,644 restricted stock units of the Issuer in exchange for 1,620,000 restricted stock units of Better Holdco, Inc. ("Better Holdco"), a Delaware corporation, pursuant to the Agreement and Plan of Merger, dated as of May 10, 2021 (as amended, the "Merger Agreement"), by and among Aurora Acquisition Corp, a Cayman Islands exempted company ("Aurora" and, following the Business Combination, the "Issuer"), Aurora Merger Sub I, Inc. a Delaware corporation and a direct wholly owned subsidiary of Aurora, and Better Holdco. Upon consummation of the business combination contemplated by the Merger Agreement (the "Business Combination"), as described on the Form S-4 (File No. 333-258423) filed by Aurora with the U.S. Securities and Exchange Commission and declared effective on July 27, 2023, the surviving entity of the Business Combination, the Issuer, was renamed "Better Home & Finance Holding Company".

F5 · price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F3 · derivative.exercise_date: The restricted stock units were granted on May 23, 2022. 1/16ths of the restricted stock units will vest on the first day of each three (3)-month period following May 1, 2022, with the first such quarterly vesting date to occur on August 1, 2022, subject to the Reporting Person's continuous service on the Board of Directors of the Issuer through each such date.

F4 · derivative.exercise_date: The Reporting Person received 4,951,644 restricted stock units of the Issuer in exchange for 1,620,000 restricted stock units of Better Holdco, Inc. ("Better Holdco"), a Delaware corporation, pursuant to the Agreement and Plan of Merger, dated as of May 10, 2021 (as amended, the "Merger Agreement"), by and among Aurora Acquisition Corp, a Cayman Islands exempted company ("Aurora" and, following the Business Combination, the "Issuer"), Aurora Merger Sub I, Inc. a Delaware corporation and a direct wholly owned subsidiary of Aurora, and Better Holdco. Upon consummation of the business combination contemplated by the Merger Agreement (the "Business Combination"), as described on the Form S-4 (File No. 333-258423) filed by Aurora with the U.S. Securities and Exchange Commission and declared effective on July 27, 2023, the surviving entity of the Business Combination, the Issuer, was renamed "Better Home & Finance Holding Company".

F5 · derivative.exercise_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

F3 · derivative.expiration_date: The restricted stock units were granted on May 23, 2022. 1/16ths of the restricted stock units will vest on the first day of each three (3)-month period following May 1, 2022, with the first such quarterly vesting date to occur on August 1, 2022, subject to the Reporting Person's continuous service on the Board of Directors of the Issuer through each such date.

F4 · derivative.expiration_date: The Reporting Person received 4,951,644 restricted stock units of the Issuer in exchange for 1,620,000 restricted stock units of Better Holdco, Inc. ("Better Holdco"), a Delaware corporation, pursuant to the Agreement and Plan of Merger, dated as of May 10, 2021 (as amended, the "Merger Agreement"), by and among Aurora Acquisition Corp, a Cayman Islands exempted company ("Aurora" and, following the Business Combination, the "Issuer"), Aurora Merger Sub I, Inc. a Delaware corporation and a direct wholly owned subsidiary of Aurora, and Better Holdco. Upon consummation of the business combination contemplated by the Merger Agreement (the "Business Combination"), as described on the Form S-4 (File No. 333-258423) filed by Aurora with the U.S. Securities and Exchange Commission and declared effective on July 27, 2023, the surviving entity of the Business Combination, the Issuer, was renamed "Better Home & Finance Holding Company".

F5 · derivative.expiration_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better Holdco's founder.

SEC source: 0001628280-23-041246 · wk-form4a_1702333294.xml · derivative · entry 1

Talwar Harit · CIK 0001401336 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,702,128

Underlying: Class B Common Stock · 773,694 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: On August 24, 2023, the Reporting Person filed a Form 4 that inadvertently reported that 1/16th of the restricted stock units vested on August 22, 2023. In fact, as reported in this amendment, 5/16ths of the restricted stock units (773,694 restricted stock units) vested on August 22, 2023. On December 11, 2023, the Reporting Person directly owns 928,433 shares of Class B Common Stock and 4,023,211 restricted stock units.

F2 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class B Common Stock.

F4 · price: The Reporting Person received 4,951,644 restricted stock units of the Issuer in exchange for 1,620,000 restricted stock units of Better Holdco, Inc. ("Better Holdco"), a Delaware corporation, pursuant to the Agreement and Plan of Merger, dated as of May 10, 2021 (as amended, the "Merger Agreement"), by and among Aurora Acquisition Corp, a Cayman Islands exempted company ("Aurora" and, following the Business Combination, the "Issuer"), Aurora Merger Sub I, Inc. a Delaware corporation and a direct wholly owned subsidiary of Aurora, and Better Holdco. Upon consummation of the business combination contemplated by the Merger Agreement (the "Business Combination"), as described on the Form S-4 (File No. 333-258423) filed by Aurora with the U.S. Securities and Exchange Commission and declared effective on July 27, 2023, the surviving entity of the Business Combination, the Issuer, was renamed "Better Home & Finance Holding Company".

F3 · derivative.exercise_date: The restricted stock units were granted on May 23, 2022. 1/16ths of the restricted stock units will vest on the first day of each three (3)-month period following May 1, 2022, with the first such quarterly vesting date to occur on August 1, 2022, subject to the Reporting Person's continuous service on the Board of Directors of the Issuer through each such date.

F3 · derivative.expiration_date: The restricted stock units were granted on May 23, 2022. 1/16ths of the restricted stock units will vest on the first day of each three (3)-month period following May 1, 2022, with the first such quarterly vesting date to occur on August 1, 2022, subject to the Reporting Person's continuous service on the Board of Directors of the Issuer through each such date.

SEC source: 0001628280-24-015325 · wk-form4a_1712616751.xml · derivative · entry 1

Garg Vishal · CIK 0001297602 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 967,401

Underlying: Class B Common Stock · 967,401 shares

Expires 2029-08-21

F2 · price: This Form 4/A is being filed to correct the number of options beneficially owned by the Reporting Person following the reported transaction. The original Form 4, filed on August 24, 2023 (the "Original Form 4"), erroneously reported 6,113,141 options to purchase shares of Class B Common Stock of Issuer beneficially owned by the Reporting Person, which was based on the exchange for 2,000,000 options to purchase shares of common stock of Better Holdco, Inc. ("Better Holdco"), a Delaware corporation, pursuant to the Agreement and Plan of Merger, dated as of May 10, 2021, (as amended, the "Merger Agreement"), by and among Aurora Acquisition Corp, a Cayman Islands exempted company ("Aurora" and, following the business combination contemplated by the Merger Agreement, the "Issuer"), Aurora Merger Sub I, Inc., a Delaware corporation and a direct wholly owned subsidiary of Aurora, and Better Holdco.

F3 · price: (continued from footnote 2) Before the reported transactions, the Reporting Person voluntarily forfeited 1,683,501 options to purchase Better Holdco common stock on April 24, 2023, in connection with a Better Holdco employee retention program. Following the reported transaction, the Reporting Person beneficially owns 967,401 options to purchase Class B Common Stock of the Issuer. Other than as described in this footnote, there are no other changes from the Original Form 4, including the transactions triggering the Original Form 4.

F1 · derivative.exercise_date: The options are vested and currently exercisable.

F2 · balance_after: This Form 4/A is being filed to correct the number of options beneficially owned by the Reporting Person following the reported transaction. The original Form 4, filed on August 24, 2023 (the "Original Form 4"), erroneously reported 6,113,141 options to purchase shares of Class B Common Stock of Issuer beneficially owned by the Reporting Person, which was based on the exchange for 2,000,000 options to purchase shares of common stock of Better Holdco, Inc. ("Better Holdco"), a Delaware corporation, pursuant to the Agreement and Plan of Merger, dated as of May 10, 2021, (as amended, the "Merger Agreement"), by and among Aurora Acquisition Corp, a Cayman Islands exempted company ("Aurora" and, following the business combination contemplated by the Merger Agreement, the "Issuer"), Aurora Merger Sub I, Inc., a Delaware corporation and a direct wholly owned subsidiary of Aurora, and Better Holdco.

F3 · balance_after: (continued from footnote 2) Before the reported transactions, the Reporting Person voluntarily forfeited 1,683,501 options to purchase Better Holdco common stock on April 24, 2023, in connection with a Better Holdco employee retention program. Following the reported transaction, the Reporting Person beneficially owns 967,401 options to purchase Class B Common Stock of the Issuer. Other than as described in this footnote, there are no other changes from the Original Form 4, including the transactions triggering the Original Form 4.

SEC source: 0001104659-21-051922 · tm2113392-1_4seq1.xml · derivative · entry 4

Harding Caroline · CIK 0001852759 · Director · Chief Financial Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 625

Underlying: Class A Ordinary Shares · 625 shares

Expires not disclosed

F2 · derivative.exercise_price: Each whole warrant is exercisable to purchase one Class A ordinary share at a price of $11.50 per Class A ordinary share, subject to adjustment, as described under the heading "Description of Securities-Warrants" in the Registration Statement on Form S-1 (File No. 333-253106) of Aurora Acquisition Corp. (the "Issuer"). The warrants will expire at 5:00 p.m. New York City time, five years after the completion of Aurora Acquisition Corp.'s initial business combination. The warrants will become exercisable on the later of 30 days after the consummation of Issuer's initial business combination and 12 months from the closing of this offering, as described under the heading "Description of Securities-Warrants" in the Issuer's Registration Statement on Form S-1 (File No. 333-253106)

F1 · kind: The reporting person completed a transaction to purchase 2,500 Aurora Acquisition Corp Units on April 15, 2021 from an unaffiliated third party for a purchase price per unit equal to $10.278. Each such unit consists of one Class A ordinary share and one-quarter of one warrant. All securities disclosed herein were purchased as a unit, and pursuant to Instruction 4(c)(iv), the price per security is given on a per unit basis.

F2 · price: Each whole warrant is exercisable to purchase one Class A ordinary share at a price of $11.50 per Class A ordinary share, subject to adjustment, as described under the heading "Description of Securities-Warrants" in the Registration Statement on Form S-1 (File No. 333-253106) of Aurora Acquisition Corp. (the "Issuer"). The warrants will expire at 5:00 p.m. New York City time, five years after the completion of Aurora Acquisition Corp.'s initial business combination. The warrants will become exercisable on the later of 30 days after the consummation of Issuer's initial business combination and 12 months from the closing of this offering, as described under the heading "Description of Securities-Warrants" in the Issuer's Registration Statement on Form S-1 (File No. 333-253106)

F2 · derivative.exercise_date: Each whole warrant is exercisable to purchase one Class A ordinary share at a price of $11.50 per Class A ordinary share, subject to adjustment, as described under the heading "Description of Securities-Warrants" in the Registration Statement on Form S-1 (File No. 333-253106) of Aurora Acquisition Corp. (the "Issuer"). The warrants will expire at 5:00 p.m. New York City time, five years after the completion of Aurora Acquisition Corp.'s initial business combination. The warrants will become exercisable on the later of 30 days after the consummation of Issuer's initial business combination and 12 months from the closing of this offering, as described under the heading "Description of Securities-Warrants" in the Issuer's Registration Statement on Form S-1 (File No. 333-253106)

F2 · derivative.expiration_date: Each whole warrant is exercisable to purchase one Class A ordinary share at a price of $11.50 per Class A ordinary share, subject to adjustment, as described under the heading "Description of Securities-Warrants" in the Registration Statement on Form S-1 (File No. 333-253106) of Aurora Acquisition Corp. (the "Issuer"). The warrants will expire at 5:00 p.m. New York City time, five years after the completion of Aurora Acquisition Corp.'s initial business combination. The warrants will become exercisable on the later of 30 days after the consummation of Issuer's initial business combination and 12 months from the closing of this offering, as described under the heading "Description of Securities-Warrants" in the Issuer's Registration Statement on Form S-1 (File No. 333-253106)

SEC source: 0001104659-21-051922 · tm2113392-1_4seq1.xml · nonDerivative · entry 3

Harding Caroline · CIK 0001852759 · Director · Chief Financial Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 625

F1 · price: The reporting person completed a transaction to purchase 2,500 Aurora Acquisition Corp Units on April 15, 2021 from an unaffiliated third party for a purchase price per unit equal to $10.278. Each such unit consists of one Class A ordinary share and one-quarter of one warrant. All securities disclosed herein were purchased as a unit, and pursuant to Instruction 4(c)(iv), the price per security is given on a per unit basis.

SEC source: 0001104659-21-051922 · tm2113392-1_4seq1.xml · nonDerivative · entry 2

Harding Caroline · CIK 0001852759 · Director · Chief Financial Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 2,500

F1 · price: The reporting person completed a transaction to purchase 2,500 Aurora Acquisition Corp Units on April 15, 2021 from an unaffiliated third party for a purchase price per unit equal to $10.278. Each such unit consists of one Class A ordinary share and one-quarter of one warrant. All securities disclosed herein were purchased as a unit, and pursuant to Instruction 4(c)(iv), the price per security is given on a per unit basis.

SEC source: 0001104659-21-051922 · tm2113392-1_4seq1.xml · nonDerivative · entry 1

Harding Caroline · CIK 0001852759 · Director · Chief Financial Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 2,500