Bjorgolfsson Thor

SEC source: 0001104659-24-129095 · tm2431251-1_4seq1.xml · nonDerivative · entry 3

Bjorgolfsson Thor · CIK 0001842767 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnotes

Disclosed balance after: 818,780

F4 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $11.000 to $11.960 per share, inclusive. The reporting person undertakes to provide to Better Home & Finance Holding Co., any security holder of Better Home & Finance Holding Co., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth herein.

F1 · balance_after: The securities sold in the transactions reported herein were held of record by Novator Capital Sponsor Ltd., a Cyprus limited liability company ("NCSL"), and Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by NCSL. NCSL is indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NCSL.

F2 · balance_after: The securities reported in this row of Column 5 comprise: (a) 399,478 (or 385,997 and 335,581 for rows two and three of Column 5, respectively) shares of Class A Common Stock held of record by NCSL; (b) 20,000 shares of Class A Common Stock held of record by NaMa Capital Limited, a company incorporated in Guernsey ("NaMa"); and (c) 450,000 shares of Class A Common Stock held of record by Livenandro Holdings Limited, a Cyprus limited company ("Livenandro"). Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by each of NCSL, NaMa and Livenandro. Each of f NCSL, NaMa and Livenandro are indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by each of NCSL, NaMa and Livenandro.

F1 · ownership.direct: The securities sold in the transactions reported herein were held of record by Novator Capital Sponsor Ltd., a Cyprus limited liability company ("NCSL"), and Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by NCSL. NCSL is indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NCSL.

F2 · ownership.direct: The securities reported in this row of Column 5 comprise: (a) 399,478 (or 385,997 and 335,581 for rows two and three of Column 5, respectively) shares of Class A Common Stock held of record by NCSL; (b) 20,000 shares of Class A Common Stock held of record by NaMa Capital Limited, a company incorporated in Guernsey ("NaMa"); and (c) 450,000 shares of Class A Common Stock held of record by Livenandro Holdings Limited, a Cyprus limited company ("Livenandro"). Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by each of NCSL, NaMa and Livenandro. Each of f NCSL, NaMa and Livenandro are indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by each of NCSL, NaMa and Livenandro.

F1 · ownership.nature: The securities sold in the transactions reported herein were held of record by Novator Capital Sponsor Ltd., a Cyprus limited liability company ("NCSL"), and Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by NCSL. NCSL is indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NCSL.

F2 · ownership.nature: The securities reported in this row of Column 5 comprise: (a) 399,478 (or 385,997 and 335,581 for rows two and three of Column 5, respectively) shares of Class A Common Stock held of record by NCSL; (b) 20,000 shares of Class A Common Stock held of record by NaMa Capital Limited, a company incorporated in Guernsey ("NaMa"); and (c) 450,000 shares of Class A Common Stock held of record by Livenandro Holdings Limited, a Cyprus limited company ("Livenandro"). Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by each of NCSL, NaMa and Livenandro. Each of f NCSL, NaMa and Livenandro are indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by each of NCSL, NaMa and Livenandro.

SEC source: 0001104659-24-129095 · tm2431251-1_4seq1.xml · nonDerivative · entry 2

Bjorgolfsson Thor · CIK 0001842767 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnotes

Disclosed balance after: 869,196

F3 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $12.005 to $12.160 per share, inclusive. The reporting person undertakes to provide to Better Home & Finance Holding Co., any security holder of Better Home & Finance Holding Co., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth herein.

F1 · balance_after: The securities sold in the transactions reported herein were held of record by Novator Capital Sponsor Ltd., a Cyprus limited liability company ("NCSL"), and Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by NCSL. NCSL is indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NCSL.

F2 · balance_after: The securities reported in this row of Column 5 comprise: (a) 399,478 (or 385,997 and 335,581 for rows two and three of Column 5, respectively) shares of Class A Common Stock held of record by NCSL; (b) 20,000 shares of Class A Common Stock held of record by NaMa Capital Limited, a company incorporated in Guernsey ("NaMa"); and (c) 450,000 shares of Class A Common Stock held of record by Livenandro Holdings Limited, a Cyprus limited company ("Livenandro"). Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by each of NCSL, NaMa and Livenandro. Each of f NCSL, NaMa and Livenandro are indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by each of NCSL, NaMa and Livenandro.

F1 · ownership.direct: The securities sold in the transactions reported herein were held of record by Novator Capital Sponsor Ltd., a Cyprus limited liability company ("NCSL"), and Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by NCSL. NCSL is indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NCSL.

F2 · ownership.direct: The securities reported in this row of Column 5 comprise: (a) 399,478 (or 385,997 and 335,581 for rows two and three of Column 5, respectively) shares of Class A Common Stock held of record by NCSL; (b) 20,000 shares of Class A Common Stock held of record by NaMa Capital Limited, a company incorporated in Guernsey ("NaMa"); and (c) 450,000 shares of Class A Common Stock held of record by Livenandro Holdings Limited, a Cyprus limited company ("Livenandro"). Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by each of NCSL, NaMa and Livenandro. Each of f NCSL, NaMa and Livenandro are indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by each of NCSL, NaMa and Livenandro.

F1 · ownership.nature: The securities sold in the transactions reported herein were held of record by Novator Capital Sponsor Ltd., a Cyprus limited liability company ("NCSL"), and Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by NCSL. NCSL is indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NCSL.

F2 · ownership.nature: The securities reported in this row of Column 5 comprise: (a) 399,478 (or 385,997 and 335,581 for rows two and three of Column 5, respectively) shares of Class A Common Stock held of record by NCSL; (b) 20,000 shares of Class A Common Stock held of record by NaMa Capital Limited, a company incorporated in Guernsey ("NaMa"); and (c) 450,000 shares of Class A Common Stock held of record by Livenandro Holdings Limited, a Cyprus limited company ("Livenandro"). Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by each of NCSL, NaMa and Livenandro. Each of f NCSL, NaMa and Livenandro are indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by each of NCSL, NaMa and Livenandro.

SEC source: 0001104659-24-129095 · tm2431251-1_4seq1.xml · nonDerivative · entry 1

Bjorgolfsson Thor · CIK 0001842767 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnotes

Disclosed balance after: 869,435

F1 · balance_after: The securities sold in the transactions reported herein were held of record by Novator Capital Sponsor Ltd., a Cyprus limited liability company ("NCSL"), and Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by NCSL. NCSL is indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NCSL.

F2 · balance_after: The securities reported in this row of Column 5 comprise: (a) 399,478 (or 385,997 and 335,581 for rows two and three of Column 5, respectively) shares of Class A Common Stock held of record by NCSL; (b) 20,000 shares of Class A Common Stock held of record by NaMa Capital Limited, a company incorporated in Guernsey ("NaMa"); and (c) 450,000 shares of Class A Common Stock held of record by Livenandro Holdings Limited, a Cyprus limited company ("Livenandro"). Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by each of NCSL, NaMa and Livenandro. Each of f NCSL, NaMa and Livenandro are indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by each of NCSL, NaMa and Livenandro.

F1 · ownership.direct: The securities sold in the transactions reported herein were held of record by Novator Capital Sponsor Ltd., a Cyprus limited liability company ("NCSL"), and Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by NCSL. NCSL is indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NCSL.

F2 · ownership.direct: The securities reported in this row of Column 5 comprise: (a) 399,478 (or 385,997 and 335,581 for rows two and three of Column 5, respectively) shares of Class A Common Stock held of record by NCSL; (b) 20,000 shares of Class A Common Stock held of record by NaMa Capital Limited, a company incorporated in Guernsey ("NaMa"); and (c) 450,000 shares of Class A Common Stock held of record by Livenandro Holdings Limited, a Cyprus limited company ("Livenandro"). Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by each of NCSL, NaMa and Livenandro. Each of f NCSL, NaMa and Livenandro are indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by each of NCSL, NaMa and Livenandro.

F1 · ownership.nature: The securities sold in the transactions reported herein were held of record by Novator Capital Sponsor Ltd., a Cyprus limited liability company ("NCSL"), and Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by NCSL. NCSL is indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NCSL.

F2 · ownership.nature: The securities reported in this row of Column 5 comprise: (a) 399,478 (or 385,997 and 335,581 for rows two and three of Column 5, respectively) shares of Class A Common Stock held of record by NCSL; (b) 20,000 shares of Class A Common Stock held of record by NaMa Capital Limited, a company incorporated in Guernsey ("NaMa"); and (c) 450,000 shares of Class A Common Stock held of record by Livenandro Holdings Limited, a Cyprus limited company ("Livenandro"). Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by each of NCSL, NaMa and Livenandro. Each of f NCSL, NaMa and Livenandro are indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by each of NCSL, NaMa and Livenandro.

SEC source: 0001104659-24-128140 · tm2430980-1_4seq1.xml · nonDerivative · entry 1

Bjorgolfsson Thor · CIK 0001842767 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnotes

Disclosed balance after: 869,478

F1 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $12.500 to $12.84 per share, inclusive. The reporting person undertakes to provide to Better Home & Finance Holding Co., any security holder of Better Home & Finance Holding Co., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth herein.

F2 · balance_after: The securities sold in the transactions reported herein were held of record by Novator Capital Sponsor Ltd., a Cyprus limited liability company ("NCSL"), and Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by NCSL. NCSL is indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NCSL.

F3 · balance_after: The securities reported in Column 5 comprise: (a) 399,478 shares of Class A Common Stock held of record by NCSL; (b) 20,000 shares of Class A Common Stock held of record by NaMa Capital Limited, a company incorporated in Guernsey ("NaMa"); and (c) 450,000 shares of Class A Common Stock held of record by Livenandro Holdings Limited, a Cyprus limited company ("Livenandro"). Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by each of NCSL, NaMa and Livenandro. Each of f NCSL, NaMa and Livenandro are indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by each of NCSL, NaMa and Livenandro.

F2 · ownership.direct: The securities sold in the transactions reported herein were held of record by Novator Capital Sponsor Ltd., a Cyprus limited liability company ("NCSL"), and Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by NCSL. NCSL is indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NCSL.

F3 · ownership.direct: The securities reported in Column 5 comprise: (a) 399,478 shares of Class A Common Stock held of record by NCSL; (b) 20,000 shares of Class A Common Stock held of record by NaMa Capital Limited, a company incorporated in Guernsey ("NaMa"); and (c) 450,000 shares of Class A Common Stock held of record by Livenandro Holdings Limited, a Cyprus limited company ("Livenandro"). Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by each of NCSL, NaMa and Livenandro. Each of f NCSL, NaMa and Livenandro are indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by each of NCSL, NaMa and Livenandro.

F2 · ownership.nature: The securities sold in the transactions reported herein were held of record by Novator Capital Sponsor Ltd., a Cyprus limited liability company ("NCSL"), and Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by NCSL. NCSL is indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NCSL.

F3 · ownership.nature: The securities reported in Column 5 comprise: (a) 399,478 shares of Class A Common Stock held of record by NCSL; (b) 20,000 shares of Class A Common Stock held of record by NaMa Capital Limited, a company incorporated in Guernsey ("NaMa"); and (c) 450,000 shares of Class A Common Stock held of record by Livenandro Holdings Limited, a Cyprus limited company ("Livenandro"). Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by each of NCSL, NaMa and Livenandro. Each of f NCSL, NaMa and Livenandro are indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by each of NCSL, NaMa and Livenandro.

SEC source: 0001104659-24-126852 · tm2430567-1_4seq1.xml · nonDerivative · entry 2

Bjorgolfsson Thor · CIK 0001842767 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnotes

Disclosed balance after: 886,162

F1 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $12.500 to $12.585 per share, inclusive. The reporting person undertakes to provide to Better Home & Finance Holding Co., any security holder of Better Home & Finance Holding Co., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth herein.

F2 · balance_after: The securities sold in the transactions reported herein were held of record by Novator Capital Sponsor Ltd., a Cyprus limited liability company ("NCSL"), and Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by NCSL. NCSL is indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NCSL.

F4 · balance_after: The securities reported in Column 5 comprise: (a) 416,162 shares of Class A Common Stock held of record by NCSL; (b) 20,000 shares of Class A Common Stock held of record by NaMa Capital Limited, a company incorporated in Guernsey ("NaMa"); and (c) 450,000 shares of Class A Common Stock held of record by Livenandro Holdings Limited, a Cyprus limited company ("Livenandro"). Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by each of NCSL, NaMa and Livenandro. Each of f NCSL, NaMa and Livenandro are indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by each of NCSL, NaMa and Livenandro.

F2 · ownership.direct: The securities sold in the transactions reported herein were held of record by Novator Capital Sponsor Ltd., a Cyprus limited liability company ("NCSL"), and Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by NCSL. NCSL is indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NCSL.

F4 · ownership.direct: The securities reported in Column 5 comprise: (a) 416,162 shares of Class A Common Stock held of record by NCSL; (b) 20,000 shares of Class A Common Stock held of record by NaMa Capital Limited, a company incorporated in Guernsey ("NaMa"); and (c) 450,000 shares of Class A Common Stock held of record by Livenandro Holdings Limited, a Cyprus limited company ("Livenandro"). Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by each of NCSL, NaMa and Livenandro. Each of f NCSL, NaMa and Livenandro are indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by each of NCSL, NaMa and Livenandro.

F2 · ownership.nature: The securities sold in the transactions reported herein were held of record by Novator Capital Sponsor Ltd., a Cyprus limited liability company ("NCSL"), and Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by NCSL. NCSL is indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NCSL.

F4 · ownership.nature: The securities reported in Column 5 comprise: (a) 416,162 shares of Class A Common Stock held of record by NCSL; (b) 20,000 shares of Class A Common Stock held of record by NaMa Capital Limited, a company incorporated in Guernsey ("NaMa"); and (c) 450,000 shares of Class A Common Stock held of record by Livenandro Holdings Limited, a Cyprus limited company ("Livenandro"). Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by each of NCSL, NaMa and Livenandro. Each of f NCSL, NaMa and Livenandro are indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by each of NCSL, NaMa and Livenandro.

SEC source: 0001104659-24-126852 · tm2430567-1_4seq1.xml · nonDerivative · entry 1

Bjorgolfsson Thor · CIK 0001842767 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnotes

Disclosed balance after: 922,543

F2 · balance_after: The securities sold in the transactions reported herein were held of record by Novator Capital Sponsor Ltd., a Cyprus limited liability company ("NCSL"), and Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by NCSL. NCSL is indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NCSL.

F3 · balance_after: The securities reported in Column 5 comprise: (a) 452,543 shares of Class A Common Stock held of record by NCSL; (b) 20,000 shares of Class A Common Stock held of record by NaMa Capital Limited, a company incorporated in Guernsey ("NaMa"); and (c) 450,000 shares of Class A Common Stock held of record by Livenandro Holdings Limited, a Cyprus limited company ("Livenandro"). Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by each of NCSL, NaMa and Livenandro. Each of f NCSL, NaMa and Livenandro are indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by each of NCSL, NaMa and Livenandro.

F2 · ownership.direct: The securities sold in the transactions reported herein were held of record by Novator Capital Sponsor Ltd., a Cyprus limited liability company ("NCSL"), and Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by NCSL. NCSL is indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NCSL.

F3 · ownership.direct: The securities reported in Column 5 comprise: (a) 452,543 shares of Class A Common Stock held of record by NCSL; (b) 20,000 shares of Class A Common Stock held of record by NaMa Capital Limited, a company incorporated in Guernsey ("NaMa"); and (c) 450,000 shares of Class A Common Stock held of record by Livenandro Holdings Limited, a Cyprus limited company ("Livenandro"). Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by each of NCSL, NaMa and Livenandro. Each of f NCSL, NaMa and Livenandro are indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by each of NCSL, NaMa and Livenandro.

F2 · ownership.nature: The securities sold in the transactions reported herein were held of record by Novator Capital Sponsor Ltd., a Cyprus limited liability company ("NCSL"), and Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by NCSL. NCSL is indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NCSL.

F3 · ownership.nature: The securities reported in Column 5 comprise: (a) 452,543 shares of Class A Common Stock held of record by NCSL; (b) 20,000 shares of Class A Common Stock held of record by NaMa Capital Limited, a company incorporated in Guernsey ("NaMa"); and (c) 450,000 shares of Class A Common Stock held of record by Livenandro Holdings Limited, a Cyprus limited company ("Livenandro"). Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by each of NCSL, NaMa and Livenandro. Each of f NCSL, NaMa and Livenandro are indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by each of NCSL, NaMa and Livenandro.

SEC source: 0001104659-24-125639 · tm2430169-1_4seq1.xml · nonDerivative · entry 3

Bjorgolfsson Thor · CIK 0001842767 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnotes

Disclosed balance after: 922,553

F3 · balance_after: The securities sold in the transactions reported herein were held of record by Novator Capital Sponsor Ltd., a Cyprus limited liability company ("NCSL"), and Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by NCSL. NCSL is indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NCSL.

F4 · balance_after: The securities reported in Column 5 comprise: (a) 453,451 shares of Class A Common Stock held of record by NCSL; (b) 20,000 shares of Class A Common Stock held of record by NaMa Capital Limited, a company incorporated in Guernsey ("NaMa"); and (c) 450,000 shares of Class A Common Stock held of record by Livenandro Holdings Limited, a Cyprus limited company ("Livenandro"). Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by each of NCSL, NaMa and Livenandro. Each of f NCSL, NaMa and Livenandro are indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by each of NCSL, NaMa and Livenandro.

F3 · ownership.direct: The securities sold in the transactions reported herein were held of record by Novator Capital Sponsor Ltd., a Cyprus limited liability company ("NCSL"), and Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by NCSL. NCSL is indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NCSL.

F4 · ownership.direct: The securities reported in Column 5 comprise: (a) 453,451 shares of Class A Common Stock held of record by NCSL; (b) 20,000 shares of Class A Common Stock held of record by NaMa Capital Limited, a company incorporated in Guernsey ("NaMa"); and (c) 450,000 shares of Class A Common Stock held of record by Livenandro Holdings Limited, a Cyprus limited company ("Livenandro"). Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by each of NCSL, NaMa and Livenandro. Each of f NCSL, NaMa and Livenandro are indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by each of NCSL, NaMa and Livenandro.

F3 · ownership.nature: The securities sold in the transactions reported herein were held of record by Novator Capital Sponsor Ltd., a Cyprus limited liability company ("NCSL"), and Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by NCSL. NCSL is indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NCSL.

F4 · ownership.nature: The securities reported in Column 5 comprise: (a) 453,451 shares of Class A Common Stock held of record by NCSL; (b) 20,000 shares of Class A Common Stock held of record by NaMa Capital Limited, a company incorporated in Guernsey ("NaMa"); and (c) 450,000 shares of Class A Common Stock held of record by Livenandro Holdings Limited, a Cyprus limited company ("Livenandro"). Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by each of NCSL, NaMa and Livenandro. Each of f NCSL, NaMa and Livenandro are indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by each of NCSL, NaMa and Livenandro.

SEC source: 0001104659-24-125639 · tm2430169-1_4seq1.xml · nonDerivative · entry 2

Bjorgolfsson Thor · CIK 0001842767 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnotes

Disclosed balance after: 923,451

F2 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $13.75 to $14.01 per share, inclusive. The reporting person undertakes to provide to Better Home & Finance Holding Co., any security holder of Better Home & Finance Holding Co., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth herein.

F3 · balance_after: The securities sold in the transactions reported herein were held of record by Novator Capital Sponsor Ltd., a Cyprus limited liability company ("NCSL"), and Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by NCSL. NCSL is indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NCSL.

F4 · balance_after: The securities reported in Column 5 comprise: (a) 453,451 shares of Class A Common Stock held of record by NCSL; (b) 20,000 shares of Class A Common Stock held of record by NaMa Capital Limited, a company incorporated in Guernsey ("NaMa"); and (c) 450,000 shares of Class A Common Stock held of record by Livenandro Holdings Limited, a Cyprus limited company ("Livenandro"). Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by each of NCSL, NaMa and Livenandro. Each of f NCSL, NaMa and Livenandro are indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by each of NCSL, NaMa and Livenandro.

F3 · ownership.direct: The securities sold in the transactions reported herein were held of record by Novator Capital Sponsor Ltd., a Cyprus limited liability company ("NCSL"), and Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by NCSL. NCSL is indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NCSL.

F4 · ownership.direct: The securities reported in Column 5 comprise: (a) 453,451 shares of Class A Common Stock held of record by NCSL; (b) 20,000 shares of Class A Common Stock held of record by NaMa Capital Limited, a company incorporated in Guernsey ("NaMa"); and (c) 450,000 shares of Class A Common Stock held of record by Livenandro Holdings Limited, a Cyprus limited company ("Livenandro"). Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by each of NCSL, NaMa and Livenandro. Each of f NCSL, NaMa and Livenandro are indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by each of NCSL, NaMa and Livenandro.

F3 · ownership.nature: The securities sold in the transactions reported herein were held of record by Novator Capital Sponsor Ltd., a Cyprus limited liability company ("NCSL"), and Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by NCSL. NCSL is indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NCSL.

F4 · ownership.nature: The securities reported in Column 5 comprise: (a) 453,451 shares of Class A Common Stock held of record by NCSL; (b) 20,000 shares of Class A Common Stock held of record by NaMa Capital Limited, a company incorporated in Guernsey ("NaMa"); and (c) 450,000 shares of Class A Common Stock held of record by Livenandro Holdings Limited, a Cyprus limited company ("Livenandro"). Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by each of NCSL, NaMa and Livenandro. Each of f NCSL, NaMa and Livenandro are indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by each of NCSL, NaMa and Livenandro.

SEC source: 0001104659-24-125639 · tm2430169-1_4seq1.xml · nonDerivative · entry 1

Bjorgolfsson Thor · CIK 0001842767 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnotes

Disclosed balance after: 931,566

F1 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $14.30 to $15.05 per share, inclusive. The reporting person undertakes to provide to Better Home & Finance Holding Co., any security holder of Better Home & Finance Holding Co., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth herein.

F3 · balance_after: The securities sold in the transactions reported herein were held of record by Novator Capital Sponsor Ltd., a Cyprus limited liability company ("NCSL"), and Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by NCSL. NCSL is indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NCSL.

F4 · balance_after: The securities reported in Column 5 comprise: (a) 453,451 shares of Class A Common Stock held of record by NCSL; (b) 20,000 shares of Class A Common Stock held of record by NaMa Capital Limited, a company incorporated in Guernsey ("NaMa"); and (c) 450,000 shares of Class A Common Stock held of record by Livenandro Holdings Limited, a Cyprus limited company ("Livenandro"). Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by each of NCSL, NaMa and Livenandro. Each of f NCSL, NaMa and Livenandro are indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by each of NCSL, NaMa and Livenandro.

F3 · ownership.direct: The securities sold in the transactions reported herein were held of record by Novator Capital Sponsor Ltd., a Cyprus limited liability company ("NCSL"), and Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by NCSL. NCSL is indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NCSL.

F4 · ownership.direct: The securities reported in Column 5 comprise: (a) 453,451 shares of Class A Common Stock held of record by NCSL; (b) 20,000 shares of Class A Common Stock held of record by NaMa Capital Limited, a company incorporated in Guernsey ("NaMa"); and (c) 450,000 shares of Class A Common Stock held of record by Livenandro Holdings Limited, a Cyprus limited company ("Livenandro"). Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by each of NCSL, NaMa and Livenandro. Each of f NCSL, NaMa and Livenandro are indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by each of NCSL, NaMa and Livenandro.

F3 · ownership.nature: The securities sold in the transactions reported herein were held of record by Novator Capital Sponsor Ltd., a Cyprus limited liability company ("NCSL"), and Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by NCSL. NCSL is indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NCSL.

F4 · ownership.nature: The securities reported in Column 5 comprise: (a) 453,451 shares of Class A Common Stock held of record by NCSL; (b) 20,000 shares of Class A Common Stock held of record by NaMa Capital Limited, a company incorporated in Guernsey ("NaMa"); and (c) 450,000 shares of Class A Common Stock held of record by Livenandro Holdings Limited, a Cyprus limited company ("Livenandro"). Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by each of NCSL, NaMa and Livenandro. Each of f NCSL, NaMa and Livenandro are indirectly 99.9% owned by FHT for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by each of NCSL, NaMa and Livenandro.

SEC source: 0001104659-24-111459 · tm2426817-1_4seq1.xml · nonDerivative · entry 1

Bjorgolfsson Thor · CIK 0001842767 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · Held through NaMa Capital Limited.

Disclosed balance after: 20,000

F1 · kind: On August 22, 2024, NaMa Capital Limited, a company incorporated in Guernsey ("NaMa") entered into a Stock Purchase Agreement by and between NaMa, Unbound HoldCo Ltd and Unbound Consolidator Limited (the "Unbound SPA"). Pursuant to the SPA, NaMa purchased 20,000 shares of Class A common stock of Better Home & Finance Holding Company (f/k/a Aurora Acquisition Corp.) (the "Issuer") from Unbound ConsolidatorCo Limited (after giving effect to the August 2024 50-for-1 reverse stock split of the Issuer). In consideration for the shares purchased by NaMa, NaMa agreed to redeem all participating shares held by NaMa in Unbound ConsolidatorCo Limited and the release of certain funding obligations owed by NaMa's to Unbound ConsolidatorCo Limited. The Unbound SPA contained customary representations, warranties and covenants by, among and for the benefit of the parties.

F2 · shares: On August 16, 2024, the Issuer effected a 1-for-50 reverse stock split of its Class A common stock (the "Reverse Stock Split"), which is reflected in the Reporting's Person's number of securities beneficially owned reported in this filing.

F1 · price: On August 22, 2024, NaMa Capital Limited, a company incorporated in Guernsey ("NaMa") entered into a Stock Purchase Agreement by and between NaMa, Unbound HoldCo Ltd and Unbound Consolidator Limited (the "Unbound SPA"). Pursuant to the SPA, NaMa purchased 20,000 shares of Class A common stock of Better Home & Finance Holding Company (f/k/a Aurora Acquisition Corp.) (the "Issuer") from Unbound ConsolidatorCo Limited (after giving effect to the August 2024 50-for-1 reverse stock split of the Issuer). In consideration for the shares purchased by NaMa, NaMa agreed to redeem all participating shares held by NaMa in Unbound ConsolidatorCo Limited and the release of certain funding obligations owed by NaMa's to Unbound ConsolidatorCo Limited. The Unbound SPA contained customary representations, warranties and covenants by, among and for the benefit of the parties.

F2 · balance_after: On August 16, 2024, the Issuer effected a 1-for-50 reverse stock split of its Class A common stock (the "Reverse Stock Split"), which is reflected in the Reporting's Person's number of securities beneficially owned reported in this filing.

F3 · ownership.direct: The securities are held of record by NaMa, and Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by NaMa. NaMa is indirectly 99.9% owned by the irrevocable discretionary trust known as The Future Holdings Trust ("FHT") for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NaMa.

F3 · ownership.nature: The securities are held of record by NaMa, and Thor Bjorgolfsson may be deemed to have dispositive and voting control over the securities held by NaMa. NaMa is indirectly 99.9% owned by the irrevocable discretionary trust known as The Future Holdings Trust ("FHT") for which BB Trustees SA acts as trustee; the directors of such trust are Alessandro Passardi, Jan Rottiers and Arnaud Cywie. Mr. Bjorgolfsson disclaims beneficial ownership of the shares owned by NaMa.

SEC source: 0001628280-23-030573 · wk-form4_1692927721.xml · derivative · entry 8

Bjorgolfsson Thor · CIK 0001842767 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · Held through Novator Capital Sponsor Ltd.

Disclosed balance after: 0

Underlying: Class A Common Stock · 3,471,946 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · derivative.exercise_price: In connection with the completion of the Business Combination, the Class B ordinary shares of Aurora, par value $0.0001 per share, automatically converted into shares of the Issuer's Class A common stock on a one-for-one basis for no additional consideration.

F3 · kind: In connection with the completion of the Business Combination, the Class B ordinary shares of Aurora, par value $0.0001 per share, automatically converted into shares of the Issuer's Class A common stock on a one-for-one basis for no additional consideration.

F3 · price: In connection with the completion of the Business Combination, the Class B ordinary shares of Aurora, par value $0.0001 per share, automatically converted into shares of the Issuer's Class A common stock on a one-for-one basis for no additional consideration.

F3 · derivative.exercise_date: In connection with the completion of the Business Combination, the Class B ordinary shares of Aurora, par value $0.0001 per share, automatically converted into shares of the Issuer's Class A common stock on a one-for-one basis for no additional consideration.

F3 · derivative.expiration_date: In connection with the completion of the Business Combination, the Class B ordinary shares of Aurora, par value $0.0001 per share, automatically converted into shares of the Issuer's Class A common stock on a one-for-one basis for no additional consideration.

F2 · ownership.nature: The Reporting Person may be deemed to beneficially own securities held by Novator Capital Sponsor Ltd. (the "Sponsor") by virtue of his control over the Sponsor.

SEC source: 0001628280-23-030573 · wk-form4_1692927721.xml · derivative · entry 7

Bjorgolfsson Thor · CIK 0001842767 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · Held through Novator Capital Sponsor Ltd.

Disclosed balance after: 4,005,029

Underlying: Class A Common Stock · 4,005,029 shares

Expires not disclosed

F6 · derivative.exercise_price: In connection with the completion of the Business Combination, outstanding warrants to purchase Class A ordinary shares of Aurora automatically converted into warrants to purchase shares of the Issuer's Class A Common Stock (each, an "Issuer Warrant") for no additional consideration. The Issuer Warrants have an exercise price of $11.50 and will expire on August 22, 2028, five years from the completion of the Business Combination, or earlier upon redemption or liquidation.

F6 · kind: In connection with the completion of the Business Combination, outstanding warrants to purchase Class A ordinary shares of Aurora automatically converted into warrants to purchase shares of the Issuer's Class A Common Stock (each, an "Issuer Warrant") for no additional consideration. The Issuer Warrants have an exercise price of $11.50 and will expire on August 22, 2028, five years from the completion of the Business Combination, or earlier upon redemption or liquidation.

F6 · price: In connection with the completion of the Business Combination, outstanding warrants to purchase Class A ordinary shares of Aurora automatically converted into warrants to purchase shares of the Issuer's Class A Common Stock (each, an "Issuer Warrant") for no additional consideration. The Issuer Warrants have an exercise price of $11.50 and will expire on August 22, 2028, five years from the completion of the Business Combination, or earlier upon redemption or liquidation.

F6 · derivative.exercise_date: In connection with the completion of the Business Combination, outstanding warrants to purchase Class A ordinary shares of Aurora automatically converted into warrants to purchase shares of the Issuer's Class A Common Stock (each, an "Issuer Warrant") for no additional consideration. The Issuer Warrants have an exercise price of $11.50 and will expire on August 22, 2028, five years from the completion of the Business Combination, or earlier upon redemption or liquidation.

F6 · derivative.expiration_date: In connection with the completion of the Business Combination, outstanding warrants to purchase Class A ordinary shares of Aurora automatically converted into warrants to purchase shares of the Issuer's Class A Common Stock (each, an "Issuer Warrant") for no additional consideration. The Issuer Warrants have an exercise price of $11.50 and will expire on August 22, 2028, five years from the completion of the Business Combination, or earlier upon redemption or liquidation.

F2 · ownership.nature: The Reporting Person may be deemed to beneficially own securities held by Novator Capital Sponsor Ltd. (the "Sponsor") by virtue of his control over the Sponsor.

SEC source: 0001628280-23-030573 · wk-form4_1692927721.xml · derivative · entry 6

Bjorgolfsson Thor · CIK 0001842767 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · Held through Novator Capital Sponsor Ltd.

Disclosed balance after: 0

Underlying: Class A Common Stock · 4,005,029 shares

Expires not disclosed

F6 · derivative.exercise_price: In connection with the completion of the Business Combination, outstanding warrants to purchase Class A ordinary shares of Aurora automatically converted into warrants to purchase shares of the Issuer's Class A Common Stock (each, an "Issuer Warrant") for no additional consideration. The Issuer Warrants have an exercise price of $11.50 and will expire on August 22, 2028, five years from the completion of the Business Combination, or earlier upon redemption or liquidation.

F6 · kind: In connection with the completion of the Business Combination, outstanding warrants to purchase Class A ordinary shares of Aurora automatically converted into warrants to purchase shares of the Issuer's Class A Common Stock (each, an "Issuer Warrant") for no additional consideration. The Issuer Warrants have an exercise price of $11.50 and will expire on August 22, 2028, five years from the completion of the Business Combination, or earlier upon redemption or liquidation.

F6 · price: In connection with the completion of the Business Combination, outstanding warrants to purchase Class A ordinary shares of Aurora automatically converted into warrants to purchase shares of the Issuer's Class A Common Stock (each, an "Issuer Warrant") for no additional consideration. The Issuer Warrants have an exercise price of $11.50 and will expire on August 22, 2028, five years from the completion of the Business Combination, or earlier upon redemption or liquidation.

F6 · derivative.exercise_date: In connection with the completion of the Business Combination, outstanding warrants to purchase Class A ordinary shares of Aurora automatically converted into warrants to purchase shares of the Issuer's Class A Common Stock (each, an "Issuer Warrant") for no additional consideration. The Issuer Warrants have an exercise price of $11.50 and will expire on August 22, 2028, five years from the completion of the Business Combination, or earlier upon redemption or liquidation.

F6 · derivative.expiration_date: In connection with the completion of the Business Combination, outstanding warrants to purchase Class A ordinary shares of Aurora automatically converted into warrants to purchase shares of the Issuer's Class A Common Stock (each, an "Issuer Warrant") for no additional consideration. The Issuer Warrants have an exercise price of $11.50 and will expire on August 22, 2028, five years from the completion of the Business Combination, or earlier upon redemption or liquidation.

F2 · ownership.nature: The Reporting Person may be deemed to beneficially own securities held by Novator Capital Sponsor Ltd. (the "Sponsor") by virtue of his control over the Sponsor.

SEC source: 0001628280-23-030573 · wk-form4_1692927721.xml · nonDerivative · entry 5

Bjorgolfsson Thor · CIK 0001842767 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · Held through Novator Capital Sponsor Ltd.

Disclosed balance after: 45,808,186

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F5 · kind: On August 22, 2023, pursuant to the Pre-Closing Bridge Note Purchase Agreement, dated as of November 30, 2021, as amended by those certain Letter Agreements dated August 26, 2022, and February 7, 2023, among Aurora, Better and the Sponsor, $100,000,000 worth of subordinated 0% bridge promissory notes held by the Sponsor converted into 40,000,000 shares of the Issuer's Class A common stock.

F5 · price: On August 22, 2023, pursuant to the Pre-Closing Bridge Note Purchase Agreement, dated as of November 30, 2021, as amended by those certain Letter Agreements dated August 26, 2022, and February 7, 2023, among Aurora, Better and the Sponsor, $100,000,000 worth of subordinated 0% bridge promissory notes held by the Sponsor converted into 40,000,000 shares of the Issuer's Class A common stock.

F2 · ownership.nature: The Reporting Person may be deemed to beneficially own securities held by Novator Capital Sponsor Ltd. (the "Sponsor") by virtue of his control over the Sponsor.

SEC source: 0001628280-23-030573 · wk-form4_1692927721.xml · nonDerivative · entry 4

Bjorgolfsson Thor · CIK 0001842767 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · Held through Novator Capital Sponsor Ltd.

Disclosed balance after: 5,808,186

F4 · kind: On August 22, 2023, in connection with that certain Limited Waiver to the Amended and Restated Insider Letter Agreement, dated February 23, 2023, by and among Aurora, Better, and the Sponsor, the Sponsor subscribed for 1,700,000 shares of the Issuer's Class A common stock at a price of $10.00 per share.

F4 · price: On August 22, 2023, in connection with that certain Limited Waiver to the Amended and Restated Insider Letter Agreement, dated February 23, 2023, by and among Aurora, Better, and the Sponsor, the Sponsor subscribed for 1,700,000 shares of the Issuer's Class A common stock at a price of $10.00 per share.

F2 · ownership.nature: The Reporting Person may be deemed to beneficially own securities held by Novator Capital Sponsor Ltd. (the "Sponsor") by virtue of his control over the Sponsor.

SEC source: 0001628280-23-030573 · wk-form4_1692927721.xml · nonDerivative · entry 3

Bjorgolfsson Thor · CIK 0001842767 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · Held through Novator Capital Sponsor Ltd.

Disclosed balance after: 4,108,186

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · kind: In connection with the completion of the Business Combination, the Class B ordinary shares of Aurora, par value $0.0001 per share, automatically converted into shares of the Issuer's Class A common stock on a one-for-one basis for no additional consideration.

F3 · price: In connection with the completion of the Business Combination, the Class B ordinary shares of Aurora, par value $0.0001 per share, automatically converted into shares of the Issuer's Class A common stock on a one-for-one basis for no additional consideration.

F2 · ownership.nature: The Reporting Person may be deemed to beneficially own securities held by Novator Capital Sponsor Ltd. (the "Sponsor") by virtue of his control over the Sponsor.

SEC source: 0001628280-23-030573 · wk-form4_1692927721.xml · nonDerivative · entry 2

Bjorgolfsson Thor · CIK 0001842767 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · Held through Novator Capital Sponsor Ltd.

Disclosed balance after: 636,240

F1 · kind: On August 22, 2023, in connection with the completion of the Issuer's (as defined below) initial business combination (the "Business Combination") pursuant to the Agreement and Plan of Merger (as amended, the "Merger Agreement"), dated May 10, 2021, by and among Aurora Acquisition Corp. ("Aurora"), Aurora Merger Sub I, Inc., and Better Holdco Inc. ("Better"), the Class A ordinary shares of Aurora, par value $0.0001 per share, automatically converted into shares of the Issuer's Class A common stock on a one-for-one basis for no additional consideration. As part of the Business Combination, Aurora changed its name to Better Home & Finance Holding Company (the "Issuer").

F1 · price: On August 22, 2023, in connection with the completion of the Issuer's (as defined below) initial business combination (the "Business Combination") pursuant to the Agreement and Plan of Merger (as amended, the "Merger Agreement"), dated May 10, 2021, by and among Aurora Acquisition Corp. ("Aurora"), Aurora Merger Sub I, Inc., and Better Holdco Inc. ("Better"), the Class A ordinary shares of Aurora, par value $0.0001 per share, automatically converted into shares of the Issuer's Class A common stock on a one-for-one basis for no additional consideration. As part of the Business Combination, Aurora changed its name to Better Home & Finance Holding Company (the "Issuer").

F2 · ownership.nature: The Reporting Person may be deemed to beneficially own securities held by Novator Capital Sponsor Ltd. (the "Sponsor") by virtue of his control over the Sponsor.

SEC source: 0001628280-23-030573 · wk-form4_1692927721.xml · nonDerivative · entry 1

Bjorgolfsson Thor · CIK 0001842767 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · Held through Novator Capital Sponsor Ltd.

Disclosed balance after: 0

F1 · kind: On August 22, 2023, in connection with the completion of the Issuer's (as defined below) initial business combination (the "Business Combination") pursuant to the Agreement and Plan of Merger (as amended, the "Merger Agreement"), dated May 10, 2021, by and among Aurora Acquisition Corp. ("Aurora"), Aurora Merger Sub I, Inc., and Better Holdco Inc. ("Better"), the Class A ordinary shares of Aurora, par value $0.0001 per share, automatically converted into shares of the Issuer's Class A common stock on a one-for-one basis for no additional consideration. As part of the Business Combination, Aurora changed its name to Better Home & Finance Holding Company (the "Issuer").

F1 · price: On August 22, 2023, in connection with the completion of the Issuer's (as defined below) initial business combination (the "Business Combination") pursuant to the Agreement and Plan of Merger (as amended, the "Merger Agreement"), dated May 10, 2021, by and among Aurora Acquisition Corp. ("Aurora"), Aurora Merger Sub I, Inc., and Better Holdco Inc. ("Better"), the Class A ordinary shares of Aurora, par value $0.0001 per share, automatically converted into shares of the Issuer's Class A common stock on a one-for-one basis for no additional consideration. As part of the Business Combination, Aurora changed its name to Better Home & Finance Holding Company (the "Issuer").

F2 · ownership.nature: The Reporting Person may be deemed to beneficially own securities held by Novator Capital Sponsor Ltd. (the "Sponsor") by virtue of his control over the Sponsor.

SEC source: 0001104659-23-110485 · tm2328479-2_4aseq1.xml · derivative · entry 1

Bjorgolfsson Thor · CIK 0001842767 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · Held through Novator Capital Sponsor Ltd.

Disclosed balance after: 2,290,015

Underlying: Class A Common Stock · 2,290,015 shares

Expires not disclosed

F1 · security: On August 24, 2023, the reporting person filed a Form 4 which reported that, in connection with the completion of the Issuer's (as defined below) initial business combination (the "Business Combination") pursuant to the Agreement and Plan of Merger (as amended, the "Merger Agreement"), dated May 10, 2021, by and among Aurora Acquisition Corp. ("Aurora"), Aurora Merger Sub I, Inc., and Better Holdco Inc. ("Better"), outstanding warrants to purchase Class A ordinary shares of Aurora automatically converted into warrants to purchase shares of the Issuer's Class A Common Stock (each, an "Issuer Warrant") for no additional consideration. As part of the Business Combination, Aurora changed its name to Better Home & Finance Holding Company (the "Issuer").

F2 · security: This amended Form 4 is filed solely to correct the number of Issuer Warrants held by the Reporting Person through Novator Capital Sponsor Ltd. following the completion of the Business Combination. The previously filed Form 4 incorrectly reported holdings of 4,005,029 Issuer Warrants, whereas, as reported in this amendment, the Reporting Person held (and continues to hold) 2,290,015 Issuer Warrants through Novator Capital Sponsor Ltd. The Reporting Person forfeited 2,290,014 Warrants in connection with the Business Combination, as required by a letter agreement entered into between Sponsor and the Issuer dated November 9, 2021.

F1 · price: On August 24, 2023, the reporting person filed a Form 4 which reported that, in connection with the completion of the Issuer's (as defined below) initial business combination (the "Business Combination") pursuant to the Agreement and Plan of Merger (as amended, the "Merger Agreement"), dated May 10, 2021, by and among Aurora Acquisition Corp. ("Aurora"), Aurora Merger Sub I, Inc., and Better Holdco Inc. ("Better"), outstanding warrants to purchase Class A ordinary shares of Aurora automatically converted into warrants to purchase shares of the Issuer's Class A Common Stock (each, an "Issuer Warrant") for no additional consideration. As part of the Business Combination, Aurora changed its name to Better Home & Finance Holding Company (the "Issuer").

F3 · price: The Issuer Warrants have an exercise price of $11.50 and will expire on August 22, 2028, five years from the completion of the Business Combination, or earlier upon redemption or liquidation.

F3 · derivative.exercise_date: The Issuer Warrants have an exercise price of $11.50 and will expire on August 22, 2028, five years from the completion of the Business Combination, or earlier upon redemption or liquidation.

F3 · derivative.expiration_date: The Issuer Warrants have an exercise price of $11.50 and will expire on August 22, 2028, five years from the completion of the Business Combination, or earlier upon redemption or liquidation.

F2 · ownership.nature: This amended Form 4 is filed solely to correct the number of Issuer Warrants held by the Reporting Person through Novator Capital Sponsor Ltd. following the completion of the Business Combination. The previously filed Form 4 incorrectly reported holdings of 4,005,029 Issuer Warrants, whereas, as reported in this amendment, the Reporting Person held (and continues to hold) 2,290,015 Issuer Warrants through Novator Capital Sponsor Ltd. The Reporting Person forfeited 2,290,014 Warrants in connection with the Business Combination, as required by a letter agreement entered into between Sponsor and the Issuer dated November 9, 2021.