Hsieh Anthony Li

SEC source: 0001655400-25-000005 · wk-form4_1757624920.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · Executive Chair, CEO & Pres. · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 2,650,000

F1 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $3.01 to $3.51. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F2 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-25-000196 · wk-form4_1757364892.xml · nonDerivative · entry 2

Hsieh Anthony Li · CIK 0001655400 · Director · Executive Chair, CEO & Pres. · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 4,693,712

F1 · kind: Effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 20, 2024.

F4 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.29 to $2.90. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F3 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-25-000196 · wk-form4_1757364892.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · Executive Chair, CEO & Pres. · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 7,739,717

F1 · kind: Effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 20, 2024.

F2 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.01 to $2.28. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F3 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-25-000191 · wk-form4_1757017783.xml · nonDerivative · entry 2

Hsieh Anthony Li · CIK 0001655400 · Director · Executive Chair, CEO & Pres. · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 8,850,171

F1 · kind: Effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 20, 2024.

F4 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.00 to $2.045. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F3 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of the JLSSAA Trust.

SEC source: 0001831631-25-000191 · wk-form4_1757017783.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · Executive Chair, CEO & Pres. · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 9,052,138

F1 · kind: Effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 20, 2024.

F2 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.00 to $2.09. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F3 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of the JLSSAA Trust.

SEC source: 0001831631-25-000181 · wk-form4_1756846532.xml · derivative · entry 4

Hsieh Anthony Li · CIK 0001655400 · Director · Executive Chair, CEO & Pres. · 10% owner

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 73,819

Underlying: Class A Common Stock · 24,606 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F5 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock. The RSUs are scheduled to vest ratably on November 28, 2025, February 27, 2026, and May 29, 2026.

F5 · derivative.exercise_date: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock. The RSUs are scheduled to vest ratably on November 28, 2025, February 27, 2026, and May 29, 2026.

F5 · derivative.expiration_date: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock. The RSUs are scheduled to vest ratably on November 28, 2025, February 27, 2026, and May 29, 2026.

SEC source: 0001831631-25-000181 · wk-form4_1756846532.xml · nonDerivative · entry 3

Hsieh Anthony Li · CIK 0001655400 · Director · Executive Chair, CEO & Pres. · 10% owner

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 143,677

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F5 · price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock. The RSUs are scheduled to vest ratably on November 28, 2025, February 27, 2026, and May 29, 2026.

SEC source: 0001831631-25-000181 · wk-form4_1756846532.xml · nonDerivative · entry 2

Hsieh Anthony Li · CIK 0001655400 · Director · Executive Chair, CEO & Pres. · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 9,139,328

F1 · kind: Effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 20, 2024.

F4 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.02 to $2.155. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F3 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of the JLSSAA Trust.

SEC source: 0001831631-25-000181 · wk-form4_1756846532.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · Executive Chair, CEO & Pres. · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 9,350,407

F1 · kind: Effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 20, 2024.

F2 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.02 to $2.075. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F3 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of the JLSSAA Trust.

SEC source: 0001831631-25-000172 · wk-form4_1756413219.xml · nonDerivative · entry 2

Hsieh Anthony Li · CIK 0001655400 · Director · Executive Chair, CEO & Pres. · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 9,600,407

F1 · kind: Effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 20, 2024.

F4 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.005 to $2.125. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F3 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of the JLSSAA Trust.

SEC source: 0001831631-25-000172 · wk-form4_1756413219.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · Executive Chair, CEO & Pres. · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 10,407,792

F1 · kind: Effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 20, 2024.

F2 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.00 to $2.05. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F3 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of the JLSSAA Trust.

SEC source: 0001831631-25-000170 · wk-form4_1756240252.xml · nonDerivative · entry 4

Hsieh Anthony Li · CIK 0001655400 · Director · Executive Chair, CEO & Pres. · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 10,580,916

F6 · kind: Effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 20, 2024.

F8 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.00 to $2.145. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F5 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-25-000170 · wk-form4_1756240252.xml · derivative · entry 9

Hsieh Anthony Li · CIK 0001655400 · Director · Executive Chair, CEO & Pres. · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · Trilogy Mortgage Holdings, Inc.

Disclosed balance after: 31,845,633

Underlying: Class A Common Stock · 4,000,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F2 · date: The transaction date is the date the Reporting Person elected to make the exchange described in footnotes 1 and 3, which exchange will occur effective as of September 1, 2025.

F3 · kind: The reporting person elected to cause Trilogy Mortgage Holdings, Inc. to exchange a portion of the Common Units held for the reporting person's benefit by such entity for an equal number of shares of Class A Common Stock. The shares of Class C Common Stock corresponding to the Common Units that were exchanged for Class A Common Stock were cancelled for no consideration.

F1 · price: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F1 · derivative.exercise_date: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F1 · derivative.expiration_date: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F4 · ownership.nature: The reporting person has voting and investment power over the shares of Class C Common Stock held by Trilogy Mortgage Holdings, Inc., JLSA, LLC and Trilogy Management Investors Six, LLC.

SEC source: 0001831631-25-000170 · wk-form4_1756240252.xml · nonDerivative · entry 3

Hsieh Anthony Li · CIK 0001655400 · Director · Executive Chair, CEO & Pres. · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 11,598,114

F6 · kind: Effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 20, 2024.

F7 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.00 to $2.15. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F5 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-25-000170 · wk-form4_1756240252.xml · nonDerivative · entry 2

Hsieh Anthony Li · CIK 0001655400 · Director · Executive Chair, CEO & Pres. · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 12,782,222

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · date: The transaction date is the date the Reporting Person elected to make the exchange described in footnotes 1 and 3, which exchange will occur effective as of September 1, 2025.

F3 · kind: The reporting person elected to cause Trilogy Mortgage Holdings, Inc. to exchange a portion of the Common Units held for the reporting person's benefit by such entity for an equal number of shares of Class A Common Stock. The shares of Class C Common Stock corresponding to the Common Units that were exchanged for Class A Common Stock were cancelled for no consideration.

F5 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-25-000170 · wk-form4_1756240252.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · Executive Chair, CEO & Pres. · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By Trilogy Mortgage Holdings, Inc.

Disclosed balance after: 31,845,633

F1 · security: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F2 · date: The transaction date is the date the Reporting Person elected to make the exchange described in footnotes 1 and 3, which exchange will occur effective as of September 1, 2025.

F3 · kind: The reporting person elected to cause Trilogy Mortgage Holdings, Inc. to exchange a portion of the Common Units held for the reporting person's benefit by such entity for an equal number of shares of Class A Common Stock. The shares of Class C Common Stock corresponding to the Common Units that were exchanged for Class A Common Stock were cancelled for no consideration.

F4 · ownership.nature: The reporting person has voting and investment power over the shares of Class C Common Stock held by Trilogy Mortgage Holdings, Inc., JLSA, LLC and Trilogy Management Investors Six, LLC.

SEC source: 0001831631-25-000168 · wk-form4_1755815025.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · Executive Chair, CEO & Pres. · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 8,782,222

F1 · kind: Effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 20, 2024.

F2 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of the JLSSAA Trust.

SEC source: 0001831631-25-000162 · wk-form4_1755553621.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · Executive Chair, CEO & Pres. · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 8,782,465

F1 · kind: Effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 20, 2024.

F2 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.00 to $2.05. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F3 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of the JLSSAA Trust.

SEC source: 0001831631-25-000160 · wk-form4_1755289711.xml · nonDerivative · entry 2

Hsieh Anthony Li · CIK 0001655400 · Director · Executive Chair, CEO & Pres. · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 8,864,069

F1 · kind: Effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 20, 2024.

F3 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of the JLSSAA Trust.

SEC source: 0001831631-25-000160 · wk-form4_1755289711.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · Executive Chair, CEO & Pres. · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 8,889,576

F1 · kind: Effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 20, 2024.

F2 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.00 to $2.02. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F3 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of the JLSSAA Trust.

SEC source: 0001831631-25-000138 · wk-form4_1753389328.xml · nonDerivative · entry 2

Hsieh Anthony Li · CIK 0001655400 · Director · Executive Chair & Interim CEO · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 9,072,771

F1 · kind: Effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 20, 2024.

F4 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.00 to $2.11. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F3 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of the JLSSAA Trust.

SEC source: 0001831631-25-000138 · wk-form4_1753389328.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · Executive Chair & Interim CEO · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 9,340,097

F1 · kind: Effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 20, 2024.

F2 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.00 to $2.01. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F3 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of the JLSSAA Trust.

SEC source: 0001831631-25-000132 · wk-form4_1753216545.xml · nonDerivative · entry 2

Hsieh Anthony Li · CIK 0001655400 · Director · Executive Chair & Interim CEO · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 9,461,694

F1 · kind: Effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 20, 2024.

F4 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.00 to $2.08. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F3 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of the JLSSAA Trust.

SEC source: 0001831631-25-000132 · wk-form4_1753216545.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · Executive Chair & Interim CEO · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 10,134,559

F1 · kind: Effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on November 20, 2024.

F2 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.00 to $2.005. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F3 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of the JLSSAA Trust.

SEC source: 0001831631-25-000124 · wk-form4_1749247163.xml · derivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · Executive Chair & Interim CEO · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 98,425

Underlying: Class A Common Stock · 98,425 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock. The RSUs are scheduled to vest ratably on August 29, 2025, November 28, 2025, February 27, 2026, and May 29, 2026.

F1 · derivative.exercise_date: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock. The RSUs are scheduled to vest ratably on August 29, 2025, November 28, 2025, February 27, 2026, and May 29, 2026.

F1 · derivative.expiration_date: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock. The RSUs are scheduled to vest ratably on August 29, 2025, November 28, 2025, February 27, 2026, and May 29, 2026.

SEC source: 0001831631-25-000093 · wk-form4_1749069333.xml · derivative · entry 3

Hsieh Anthony Li · CIK 0001655400 · Director · Executive Chairman · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

Underlying: Class A Common Stock · 15,097 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock. The RSUs vested on Saturday, May 31, 2025, and were settled on Monday, June 2, 2025.

F2 · derivative.exercise_date: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock. The RSUs vested on Saturday, May 31, 2025, and were settled on Monday, June 2, 2025.

F2 · derivative.expiration_date: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock. The RSUs vested on Saturday, May 31, 2025, and were settled on Monday, June 2, 2025.

SEC source: 0001831631-25-000093 · wk-form4_1749069333.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · Executive Chairman · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 119,071

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001831631-25-000039 · wk-form4_1742331239.xml · derivative · entry 9

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · Trilogy Mortgage Holdings, Inc.

Disclosed balance after: 35,845,633

Underlying: Class A Common Stock · 4,050,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · derivative.exercise_price: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F4 · kind: The reporting person elected to cause Trilogy Mortgage Holdings, Inc. to exchange a portion of the Common Units held for the reporting person's benefit by such entity for an equal number of shares of Class A Common Stock. The shares of Class C Common Stock corresponding to the Common Units that were exchanged for Class A Common Stock were cancelled for no consideration.

F3 · price: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F3 · derivative.exercise_date: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F3 · derivative.expiration_date: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F5 · ownership.nature: The reporting person has voting and investment power over the shares of Class C Common Stock held by Trilogy Mortgage Holdings, Inc., JLSA, LLC and Trilogy Management Investors Six, LLC.

SEC source: 0001831631-25-000039 · wk-form4_1742331239.xml · nonDerivative · entry 3

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 10,143,712

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · kind: The reporting person elected to cause Trilogy Mortgage Holdings, Inc. to exchange a portion of the Common Units held for the reporting person's benefit by such entity for an equal number of shares of Class A Common Stock. The shares of Class C Common Stock corresponding to the Common Units that were exchanged for Class A Common Stock were cancelled for no consideration.

F2 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-25-000039 · wk-form4_1742331239.xml · nonDerivative · entry 2

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By Trilogy Mortgage Holdings, Inc.

Disclosed balance after: 35,845,633

F3 · security: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F4 · kind: The reporting person elected to cause Trilogy Mortgage Holdings, Inc. to exchange a portion of the Common Units held for the reporting person's benefit by such entity for an equal number of shares of Class A Common Stock. The shares of Class C Common Stock corresponding to the Common Units that were exchanged for Class A Common Stock were cancelled for no consideration.

F5 · ownership.nature: The reporting person has voting and investment power over the shares of Class C Common Stock held by Trilogy Mortgage Holdings, Inc., JLSA, LLC and Trilogy Management Investors Six, LLC.

SEC source: 0001831631-25-000039 · wk-form4_1742331239.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 6,093,712

F1 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $1.50 to $1.5074. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F2 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-25-000039 · wk-form4_1742331239.xml · derivative · entry 8

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,500,000

Underlying: Class A Common Stock · 1,500,000 shares

Expires 2027-03-06

F6 · derivative.exercise_price: Each performance restricted stock unit represents a contingent right to receive one share of LDI Class A Common Stock. The performance rights vest upon LDI's Class A Common Stock achieving a specified price per share.

F6 · derivative.exercise_date: Each performance restricted stock unit represents a contingent right to receive one share of LDI Class A Common Stock. The performance rights vest upon LDI's Class A Common Stock achieving a specified price per share.

SEC source: 0001831631-25-000010 · wk-form4_1741124664.xml · derivative · entry 3

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 15,097

Underlying: Class A Common Stock · 15,097 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock

F3 · derivative.exercise_date: The remaining RSUs are scheduled to vest on May 31, 2025.

F3 · derivative.expiration_date: The remaining RSUs are scheduled to vest on May 31, 2025.

SEC source: 0001831631-25-000010 · wk-form4_1741124664.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 103,974

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001831631-24-000336 · wk-form4_1734645286.xml · derivative · entry 7

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · Trilogy Mortgage Holdings, Inc.

Disclosed balance after: 39,895,633

Underlying: Class A Common Stock · 4,050,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F2 · kind: The reporting person elected to cause Trilogy Mortgage Holdings, Inc. to exchange a portion of the Common Units held for the reporting person's benefit by such entity for an equal number of shares of Class A Common Stock. The shares of Class C Common Stock corresponding to the Common Units that were exchanged for Class A Common Stock were cancelled for no consideration.

F1 · price: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F1 · derivative.exercise_date: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F1 · derivative.expiration_date: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F3 · ownership.nature: The reporting person has voting and investment power over the shares of Class C Common Stock held by Trilogy Mortgage Holdings, Inc., JLSA, LLC and Trilogy Management Investors Six, LLC.

SEC source: 0001831631-24-000336 · wk-form4_1734645286.xml · nonDerivative · entry 2

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 6,529,960

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · kind: The reporting person elected to cause Trilogy Mortgage Holdings, Inc. to exchange a portion of the Common Units held for the reporting person's benefit by such entity for an equal number of shares of Class A Common Stock. The shares of Class C Common Stock corresponding to the Common Units that were exchanged for Class A Common Stock were cancelled for no consideration.

F4 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000336 · wk-form4_1734645286.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By Trilogy Mortgage Holdings, Inc.

Disclosed balance after: 39,895,633

F1 · security: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F2 · kind: The reporting person elected to cause Trilogy Mortgage Holdings, Inc. to exchange a portion of the Common Units held for the reporting person's benefit by such entity for an equal number of shares of Class A Common Stock. The shares of Class C Common Stock corresponding to the Common Units that were exchanged for Class A Common Stock were cancelled for no consideration.

F3 · ownership.nature: The reporting person has voting and investment power over the shares of Class C Common Stock held by Trilogy Mortgage Holdings, Inc., JLSA, LLC and Trilogy Management Investors Six, LLC.

SEC source: 0001831631-24-000330 · wk-form4_1734389842.xml · nonDerivative · entry 3

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 2,479,960

F4 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.05 to $2.14. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F2 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000330 · wk-form4_1734389842.xml · nonDerivative · entry 2

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 2,924,578

F3 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.06 to $2.11. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F2 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000330 · wk-form4_1734389842.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 3,299,094

F1 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.10 to $2.15. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F2 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000327 · wk-form4_1733961673.xml · nonDerivative · entry 2

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 3,426,021

F3 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.11 to $2.18. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F2 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000327 · wk-form4_1733961673.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 3,560,584

F1 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.14 to $2.20. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F2 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000325 · wk-form4_1733866406.xml · nonDerivative · entry 2

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 3,667,368

F3 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.17 to $2.31. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F2 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000325 · wk-form4_1733866406.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 3,783,611

F1 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.21 to $2.31. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F2 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000323 · wk-form4_1733521238.xml · nonDerivative · entry 2

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 3,836,889

F3 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.25 to $2.33. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F2 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000323 · wk-form4_1733521238.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 3,922,502

F1 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.25 to $2.34. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F2 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000311 · wk-form4_1733355725.xml · nonDerivative · entry 3

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 4,823,990

F4 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.16 to $2.23. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F2 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000311 · wk-form4_1733355725.xml · derivative · entry 4

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 30,194

Underlying: Class A Common Stock · 15,096 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F5 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock

F3 · date: RSUs that vested on November 30, 2024, were settled on December 2, 2024.

F6 · derivative.exercise_date: The remaining RSUs are scheduled to vest ratably on February 28, 2025 and May 31, 2025.

F6 · derivative.expiration_date: The remaining RSUs are scheduled to vest ratably on February 28, 2025 and May 31, 2025.

SEC source: 0001831631-24-000311 · wk-form4_1733355725.xml · nonDerivative · entry 2

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 88,877

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · date: RSUs that vested on November 30, 2024, were settled on December 2, 2024.

SEC source: 0001831631-24-000311 · wk-form4_1733355725.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 5,347,657

F1 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.21 to $2.30. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F2 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").