person · Reporting owner

Flowers J. Christopher

Disclosed activity across 4 companies

Tapewire entity: 69452
SEC CIK: 0001041196

Reported relationships

Latest disclosed role at each company.

Company	Last reported as	Report date	Published
Jefferson Capital, Inc. / DEJCAP · Entity 4848	10% owner	January 09, 2026	January 13, 2026

Disclosed balances

About these balances

Latest available filing per company, not a reconstructed current portfolio. Matching sequences show the last reported balance with all source rows expandable; grouping alone does not establish account ownership. Do not add unresolved positions together. Filings may omit unchanged positions, and amendments may correct only part of an older disclosure. Jointly reported shares are not necessarily this owner's personal holdings.

Jefferson Capital, Inc. / DE

Report date January 09, 2026 · Filed January 13, 2026

Jointly reported with JCF IV JCAP Holding L.P., JCF IV JCAP Holding GP LLC, JCF Associates IV L.P., JCF Associates IV Ltd.

Security / award	Ownership account	Disclosed shares / units	Disclosure context
Common StockSEC Table I · non-derivative	IndirectSee Footnotes	32,721,808	Reported balance After 2026-01-09 transaction · row 1 Joint disclosure: continuity of the reported position is unresolved; see ownership footnotes. 1 source row Row 1 · 2026-01-09 · Sale · Disposed 11,000,000 · Balance 32,721,808 F1: This amount represents the $19.62875 sale price per share of Common Stock, par value $0.0001 per share, in a secondary offering, which closed on January 9, 2026. F2: Represents securities held directly by JCF IV JCAP Holding L.P. F3: The general partner of JCF IV JCAP Holding L.P. is JCF IV JCAP Holding GP LLC. The managing member of JCF IV JCAP Holding GP LLC is JCF Associates IV L.P. The general partner of JCF Associates IV L.P. is JCF Associates IV Ltd. J. Christopher Flowers controls JCF Associates IV Ltd. and thus may be deemed to control each entity directly or indirectly controlled by JCF Associates IV Ltd., including JCF IV JCAP Holding L.P. F4: The Reporting Persons disclaim beneficial ownership of the securities reported on this Form 4, except to the extent of their pecuniary interest therein, and the inclusion of these securities in this report shall not be deemed an admission of beneficial ownership of these securities for purposes of Section 16 of the Securities Exchange Act of 1934 or for any other purpose.

Filing footnotes · ownership attribution and instrument terms

F1: This amount represents the $19.62875 sale price per share of Common Stock, par value $0.0001 per share, in a secondary offering, which closed on January 9, 2026.

F2: Represents securities held directly by JCF IV JCAP Holding L.P.

F3: The general partner of JCF IV JCAP Holding L.P. is JCF IV JCAP Holding GP LLC. The managing member of JCF IV JCAP Holding GP LLC is JCF Associates IV L.P. The general partner of JCF Associates IV L.P. is JCF Associates IV Ltd. J. Christopher Flowers controls JCF Associates IV Ltd. and thus may be deemed to control each entity directly or indirectly controlled by JCF Associates IV Ltd., including JCF IV JCAP Holding L.P.

F4: The Reporting Persons disclaim beneficial ownership of the securities reported on this Form 4, except to the extent of their pecuniary interest therein, and the inclusion of these securities in this report shall not be deemed an admission of beneficial ownership of these securities for purposes of Section 16 of the Securities Exchange Act of 1934 or for any other purpose.

Past disclosures · reporting ended (3)

No longer tracked through insider filings. These historical balances do not imply present ownership or a zero position.

ENCORE CAPITAL GROUP INC

Report date March 19, 2019 · Filed March 21, 2019

Jointly reported with JCF III Europe Holdings L.P., JCF Associates III L.P., JCF Associates III Ltd.

Section 16 reporting ended · disclosed 2019-03-21. Current position is not established by this disclosure.

Security / award	Ownership account	Disclosed shares / units	Disclosure context
Common StockSEC Table I · non-derivative	IndirectSee Footnotes	2,827,644	Reported balance After 2019-03-19 transaction · row 1 Joint disclosure: continuity of the reported position is unresolved; see ownership footnotes. 1 source row Row 1 · 2019-03-19 · Sale · Disposed 1,500,000 · Balance 2,827,644 F1: Represents securities held directly by JCF III Europe Holdings L.P. JCF Associates III L.P. is the general partner of JCF III Europe Holdings L.P. JCF Associates III Ltd. is the general partner of JCF Associates III L.P. J. Christopher Flowers is the sole director of JCF Associates III Ltd., and thus may be deemed to control JCF Associates III Ltd. and each entity directly or indirectly controlled by JCF Associates III Ltd., including JCF III Europe Holdings L.P. F2: The Reporting Persons disclaim beneficial ownership of the securities reported on this Form 4, except to the extent of their pecuniary interest therein, and the inclusion of these securities in this report shall not be deemed an admission of beneficial ownership of these securities for purposes of Section 16 of the Securities Exchange Act of 1934 or for any other purpose.

Filing footnotes · ownership attribution and instrument terms

F1: Represents securities held directly by JCF III Europe Holdings L.P. JCF Associates III L.P. is the general partner of JCF III Europe Holdings L.P. JCF Associates III Ltd. is the general partner of JCF Associates III L.P. J. Christopher Flowers is the sole director of JCF Associates III Ltd., and thus may be deemed to control JCF Associates III Ltd. and each entity directly or indirectly controlled by JCF Associates III Ltd., including JCF III Europe Holdings L.P.

F2: The Reporting Persons disclaim beneficial ownership of the securities reported on this Form 4, except to the extent of their pecuniary interest therein, and the inclusion of these securities in this report shall not be deemed an admission of beneficial ownership of these securities for purposes of Section 16 of the Securities Exchange Act of 1934 or for any other purpose.

Enstar Group LTD

Report date July 02, 2025 · Filed July 07, 2025

Section 16 reporting ended · disclosed 2025-07-07. Current position is not established by this disclosure.

Security / award	Ownership account	Disclosed shares / units	Disclosure context
Ordinary SharesSEC Table I · non-derivative	Direct	0	Reported balance After 2025-07-02 transaction · row 1 1 source row Row 1 · 2025-07-02 · Other · Disposed 5,525 · Balance 0 F1: On July 2, 2025, pursuant to a rollover and support agreement by and among Elk Topco, LLC ("Topco"), the Reporting Person and J.C. Flowers & Co. LLC, and that certain Agreement and Plan of Merger by and among, the Issuer, Deer Ltd., Deer Merger Sub Ltd., Elk Bidco Limited and Elk Merger Sub Limited, the Reporting Person transferred, contributed and delivered (or caused to be transferred, contributed and delivered) to Topco all Ordinary Shares beneficially owned by the Reporting Person in exchange for equity interests therein.
Ordinary SharesSEC Table I · non-derivative	IndirectSee footnote	0	Reported balance After 2025-07-02 transaction · row 2 Account identity is unresolved; indirect or unspecified ownership is not merged. 1 source row Row 2 · 2025-07-02 · Other · Disposed 176,901 · Balance 0 F1: On July 2, 2025, pursuant to a rollover and support agreement by and among Elk Topco, LLC ("Topco"), the Reporting Person and J.C. Flowers & Co. LLC, and that certain Agreement and Plan of Merger by and among, the Issuer, Deer Ltd., Deer Merger Sub Ltd., Elk Bidco Limited and Elk Merger Sub Limited, the Reporting Person transferred, contributed and delivered (or caused to be transferred, contributed and delivered) to Topco all Ordinary Shares beneficially owned by the Reporting Person in exchange for equity interests therein. F2: The reported securities were directly held by Frazer Holdings LLC (formerly Frazer Holdings LP). F3: The Reporting Person, in his capacity as an executor of the Estate of Nimrod T. Frazer (the "Frazer Estate"), may have been deemed to beneficially own the reported securities. The Reporting Person disclaims beneficial ownership of the securities beneficially owned by the Frazer Estate except to the extent of the Reporting Person's pecuniary interest therein, and this report shall not be deemed an admission that the Reporting Person was the beneficial owner of such securities for purposes of Section 16 or for any other purpose.

Filing footnotes · ownership attribution and instrument terms

F1: On July 2, 2025, pursuant to a rollover and support agreement by and among Elk Topco, LLC ("Topco"), the Reporting Person and J.C. Flowers & Co. LLC, and that certain Agreement and Plan of Merger by and among, the Issuer, Deer Ltd., Deer Merger Sub Ltd., Elk Bidco Limited and Elk Merger Sub Limited, the Reporting Person transferred, contributed and delivered (or caused to be transferred, contributed and delivered) to Topco all Ordinary Shares beneficially owned by the Reporting Person in exchange for equity interests therein.

F2: The reported securities were directly held by Frazer Holdings LLC (formerly Frazer Holdings LP).

F3: The Reporting Person, in his capacity as an executor of the Estate of Nimrod T. Frazer (the "Frazer Estate"), may have been deemed to beneficially own the reported securities. The Reporting Person disclaims beneficial ownership of the securities beneficially owned by the Frazer Estate except to the extent of the Reporting Person's pecuniary interest therein, and this report shall not be deemed an admission that the Reporting Person was the beneficial owner of such securities for purposes of Section 16 or for any other purpose.

Vericity, Inc.

Report date June 28, 2024 · Filed July 02, 2024

Jointly reported with Apex Holdco L.P., Apex Holdco GP LLC, JCF Associates IV L.P., JCF Associates IV Ltd.

Section 16 reporting ended · disclosed 2024-07-02. Current position is not established by this disclosure.

Security / award	Ownership account	Disclosed shares / units	Disclosure context
Common StockSEC Table I · non-derivative	Direct	0	Reported balance After 2024-06-28 transaction · row 1 Joint disclosure: continuity of the reported position is unresolved; see ownership footnotes. 1 source row Row 1 · 2024-06-28 · Sale · Disposed 11,373,352 · Balance 0 F1: The Issuer was acquired by a subsidiary of iA Financial Corporation, Inc. in accordance with an Agreement and Plan of Merger dated as of October 3, 2023, whereby each share of Common Stock outstanding (subject to certain exceptions) was converted into the right to receive $11.43 in cash.

Filing footnotes · ownership attribution and instrument terms

F1: The Issuer was acquired by a subsidiary of iA Financial Corporation, Inc. in accordance with an Agreement and Plan of Merger dated as of October 3, 2023, whereby each share of Common Stock outstanding (subject to certain exceptions) was converted into the right to receive $11.43 in cash.

Transaction history

JSON API

Purchases/sales include open-market and private transactions. Plan disclosure applies to the filing; individual rows may differ. “Not disclosed” is not “unplanned.”

The cutoff filters transaction history only. Company summaries and owner relationships show the latest available disclosures. Parser corrections can improve historical records.

Transaction date	Company	Activity / security	Shares / units	Reported price	Reported value	Details
January 09, 2026 Filed Jan 13, 2026 16:30 UTC	Jefferson Capital, Inc. / DE JCAP · Entity 4848	SaleCommon Stock	11,000,000	$19.63	$215,916,800.00	Disclosure SEC source: 0001193125-26-011799 · ownership.xml · nonDerivative · entry 1 JCF IV JCAP Holding L.P. · CIK 0002084201 · 10% owner JCF IV JCAP Holding GP LLC · CIK 0002084202 · 10% owner JCF Associates IV L.P. · CIK 0001783458 · 10% owner JCF Associates IV Ltd. · CIK 0001783442 · 10% owner Flowers J. Christopher · CIK 0001041196 · 10% owner Joint disclosure: these amounts are not allocated separately to each reporting owner. 10b5-1 filing: No plan indicated Ownership: Indirect · See Footnotes Disclosed balance after: 32,721,808 F1 · price: This amount represents the $19.62875 sale price per share of Common Stock, par value $0.0001 per share, in a secondary offering, which closed on January 9, 2026. F2 · ownership.nature: Represents securities held directly by JCF IV JCAP Holding L.P. F3 · ownership.nature: The general partner of JCF IV JCAP Holding L.P. is JCF IV JCAP Holding GP LLC. The managing member of JCF IV JCAP Holding GP LLC is JCF Associates IV L.P. The general partner of JCF Associates IV L.P. is JCF Associates IV Ltd. J. Christopher Flowers controls JCF Associates IV Ltd. and thus may be deemed to control each entity directly or indirectly controlled by JCF Associates IV Ltd., including JCF IV JCAP Holding L.P. F4 · ownership.nature: The Reporting Persons disclaim beneficial ownership of the securities reported on this Form 4, except to the extent of their pecuniary interest therein, and the inclusion of these securities in this report shall not be deemed an admission of beneficial ownership of these securities for purposes of Section 16 of the Securities Exchange Act of 1934 or for any other purpose. Read SEC document
July 02, 2025 Filed Jul 7, 2025 17:00 UTC	Enstar Group LTD ESGR · Entity 77648	OtherOrdinary Shares	176,901	Not disclosed	Not disclosed	Disclosure SEC source: 0000950170-25-094271 · ownership.xml · nonDerivative · entry 2 Flowers J. Christopher · CIK 0001041196 · See Remarks 10b5-1 filing: No plan indicated Ownership: Indirect · See footnote Disclosed balance after: 0 F1 · kind: On July 2, 2025, pursuant to a rollover and support agreement by and among Elk Topco, LLC ("Topco"), the Reporting Person and J.C. Flowers & Co. LLC, and that certain Agreement and Plan of Merger by and among, the Issuer, Deer Ltd., Deer Merger Sub Ltd., Elk Bidco Limited and Elk Merger Sub Limited, the Reporting Person transferred, contributed and delivered (or caused to be transferred, contributed and delivered) to Topco all Ordinary Shares beneficially owned by the Reporting Person in exchange for equity interests therein. F1 · price: On July 2, 2025, pursuant to a rollover and support agreement by and among Elk Topco, LLC ("Topco"), the Reporting Person and J.C. Flowers & Co. LLC, and that certain Agreement and Plan of Merger by and among, the Issuer, Deer Ltd., Deer Merger Sub Ltd., Elk Bidco Limited and Elk Merger Sub Limited, the Reporting Person transferred, contributed and delivered (or caused to be transferred, contributed and delivered) to Topco all Ordinary Shares beneficially owned by the Reporting Person in exchange for equity interests therein. F2 · ownership.nature: The reported securities were directly held by Frazer Holdings LLC (formerly Frazer Holdings LP). F3 · ownership.nature: The Reporting Person, in his capacity as an executor of the Estate of Nimrod T. Frazer (the "Frazer Estate"), may have been deemed to beneficially own the reported securities. The Reporting Person disclaims beneficial ownership of the securities beneficially owned by the Frazer Estate except to the extent of the Reporting Person's pecuniary interest therein, and this report shall not be deemed an admission that the Reporting Person was the beneficial owner of such securities for purposes of Section 16 or for any other purpose. Read SEC document
July 02, 2025 Filed Jul 7, 2025 17:00 UTC	Enstar Group LTD ESGR · Entity 77648	OtherOrdinary Shares	5,525	Not disclosed	Not disclosed	Disclosure SEC source: 0000950170-25-094271 · ownership.xml · nonDerivative · entry 1 Flowers J. Christopher · CIK 0001041196 · See Remarks 10b5-1 filing: No plan indicated Ownership: Direct Disclosed balance after: 0 F1 · kind: On July 2, 2025, pursuant to a rollover and support agreement by and among Elk Topco, LLC ("Topco"), the Reporting Person and J.C. Flowers & Co. LLC, and that certain Agreement and Plan of Merger by and among, the Issuer, Deer Ltd., Deer Merger Sub Ltd., Elk Bidco Limited and Elk Merger Sub Limited, the Reporting Person transferred, contributed and delivered (or caused to be transferred, contributed and delivered) to Topco all Ordinary Shares beneficially owned by the Reporting Person in exchange for equity interests therein. F1 · price: On July 2, 2025, pursuant to a rollover and support agreement by and among Elk Topco, LLC ("Topco"), the Reporting Person and J.C. Flowers & Co. LLC, and that certain Agreement and Plan of Merger by and among, the Issuer, Deer Ltd., Deer Merger Sub Ltd., Elk Bidco Limited and Elk Merger Sub Limited, the Reporting Person transferred, contributed and delivered (or caused to be transferred, contributed and delivered) to Topco all Ordinary Shares beneficially owned by the Reporting Person in exchange for equity interests therein. Read SEC document
June 27, 2025 Filed Jul 1, 2025 21:50 UTC	Jefferson Capital, Inc. / DE JCAP · Entity 4848	SaleCommon Stock	6,021,280	$15.00	$90,319,200.00	Disclosure SEC source: 0000950170-25-092467 · ownership.xml · nonDerivative · entry 2 J.C. Flowers IV L.P. · CIK 0001658593 · 10% owner JCF IV Coinvest JCAP L.P. · CIK 0001731653 · 10% owner JCF Associates IV L.P. · CIK 0001783458 · 10% owner JCF Associates IV Ltd. · CIK 0001783442 · 10% owner Flowers J. Christopher · CIK 0001041196 · 10% owner Joint disclosure: these amounts are not allocated separately to each reporting owner. 10b5-1 filing: No plan indicated Ownership: Indirect · See Footnotes Disclosed balance after: 30,228,952 F2 · ownership.nature: Represents securities held directly by JCF IV Coinvest JCAP L.P. F3 · ownership.nature: The general partner of each of J.C. Flowers IV L.P. and JCF IV Coinvest JCAP L.P. is JCF Associates IV L.P. The general partner of JCF Associates IV L.P. is JCF Associates IV Ltd. J. Christopher Flowers controls JCF Associates IV Ltd and thus may be deemed to control each entity directly or indirectly controlled by JCF Associates IV Ltd, including J.C. Flowers IV L.P. and JCF IV Coinvest JCAP L.P. F4 · ownership.nature: The Reporting Persons disclaim beneficial ownership of the securities reported on this Form 4, except to the extent of their pecuniary interest therein, and the inclusion of these securities in this report shall not be deemed an admission of beneficial ownership of these securities for purposes of Section 16 of the Securities Exchange Act of 1934 or for any other purpose. Read SEC document
June 27, 2025 Filed Jul 1, 2025 21:50 UTC	Jefferson Capital, Inc. / DE JCAP · Entity 4848	SaleCommon Stock	2,687,631	$15.00	$40,314,465.00	Disclosure SEC source: 0000950170-25-092467 · ownership.xml · nonDerivative · entry 1 J.C. Flowers IV L.P. · CIK 0001658593 · 10% owner JCF IV Coinvest JCAP L.P. · CIK 0001731653 · 10% owner JCF Associates IV L.P. · CIK 0001783458 · 10% owner JCF Associates IV Ltd. · CIK 0001783442 · 10% owner Flowers J. Christopher · CIK 0001041196 · 10% owner Joint disclosure: these amounts are not allocated separately to each reporting owner. 10b5-1 filing: No plan indicated Ownership: Indirect · See Footnotes Disclosed balance after: 13,492,856 F1 · ownership.nature: Represents securities held directly by J.C. Flowers IV L.P. F3 · ownership.nature: The general partner of each of J.C. Flowers IV L.P. and JCF IV Coinvest JCAP L.P. is JCF Associates IV L.P. The general partner of JCF Associates IV L.P. is JCF Associates IV Ltd. J. Christopher Flowers controls JCF Associates IV Ltd and thus may be deemed to control each entity directly or indirectly controlled by JCF Associates IV Ltd, including J.C. Flowers IV L.P. and JCF IV Coinvest JCAP L.P. F4 · ownership.nature: The Reporting Persons disclaim beneficial ownership of the securities reported on this Form 4, except to the extent of their pecuniary interest therein, and the inclusion of these securities in this report shall not be deemed an admission of beneficial ownership of these securities for purposes of Section 16 of the Securities Exchange Act of 1934 or for any other purpose. Read SEC document
June 28, 2024 Filed Jul 2, 2024 16:59 UTC	Vericity, Inc. VERY · Entity 89299	SaleCommon Stock	11,373,352	$11.43	$129,997,413.36	Disclosure SEC source: 0001140361-24-032183 · form4.xml · nonDerivative · entry 1 Apex Holdco L.P. · CIK 0001783445 · 10% owner Apex Holdco GP LLC · CIK 0001783535 · 10% owner JCF Associates IV L.P. · CIK 0001783458 · 10% owner JCF Associates IV Ltd. · CIK 0001783442 · 10% owner Flowers J. Christopher · CIK 0001041196 · 10% owner Joint disclosure: these amounts are not allocated separately to each reporting owner. 10b5-1 filing: No plan indicated Ownership: Direct Disclosed balance after: 0 F1 · kind: The Issuer was acquired by a subsidiary of iA Financial Corporation, Inc. in accordance with an Agreement and Plan of Merger dated as of October 3, 2023, whereby each share of Common Stock outstanding (subject to certain exceptions) was converted into the right to receive $11.43 in cash. Read SEC document
March 19, 2019 Filed Mar 21, 2019 21:22 UTC	ENCORE CAPITAL GROUP INC ECPG · Entity 1189	SaleCommon Stock	1,500,000	$30.17	$45,255,000.00	Disclosure SEC source: 0001567619-19-007389 · doc1.xml · nonDerivative · entry 1 JCF III Europe Holdings L.P. · CIK 0001748693 · 10% owner JCF Associates III L.P. · CIK 0001748759 · 10% owner JCF Associates III Ltd. · CIK 0001748758 · 10% owner Flowers J. Christopher · CIK 0001041196 · 10% owner Joint disclosure: these amounts are not allocated separately to each reporting owner. 10b5-1 filing: Not disclosed Ownership: Indirect · See Footnotes Disclosed balance after: 2,827,644 F1 · ownership.nature: Represents securities held directly by JCF III Europe Holdings L.P. JCF Associates III L.P. is the general partner of JCF III Europe Holdings L.P. JCF Associates III Ltd. is the general partner of JCF Associates III L.P. J. Christopher Flowers is the sole director of JCF Associates III Ltd., and thus may be deemed to control JCF Associates III Ltd. and each entity directly or indirectly controlled by JCF Associates III Ltd., including JCF III Europe Holdings L.P. F2 · ownership.nature: The Reporting Persons disclaim beneficial ownership of the securities reported on this Form 4, except to the extent of their pecuniary interest therein, and the inclusion of these securities in this report shall not be deemed an admission of beneficial ownership of these securities for purposes of Section 16 of the Securities Exchange Act of 1934 or for any other purpose. Read SEC document

Value uses the disclosed total when available, otherwise shares × reported transaction price. It is not an estimate of exercise cash cost or investment performance.