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SUTHERLAND JOHN W.

Disclosed activity across 1 company

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64714
SEC CIK
0001635154

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Reported relationships

Latest disclosed role at each company.

CompanyLast reported asReport datePublished
Live Oak Bancshares, Inc.LOB · Entity 2023Chief Accounting OfficerFebruary 23, 2026February 25, 2026

Disclosed balances

About these balances

Latest available filing per company, not a reconstructed current portfolio. Matching sequences show the last reported balance with all source rows expandable; grouping alone does not establish account ownership. Do not add unresolved positions together. Filings may omit unchanged positions, and amendments may correct only part of an older disclosure. Jointly reported shares are not necessarily this owner's personal holdings.

Live Oak Bancshares, Inc.

Report date February 23, 2026 · Filed February 25, 2026

Security / awardOwnership accountDisclosed shares / unitsDisclosure context
Voting Common StockSEC Table I · non-derivativeDirect16,622 Ending reported balance After 2026-02-23 transaction · row 2
2 source rows · reconciled sequence

Row 1 · 2026-02-23 · Exercise / conversion · Acquired 178 · Balance 16,709

F1: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

Row 2 · 2026-02-23 · Tax withholding · Disposed 87 · Balance 16,622

Restricted Stock UnitsSEC Table II · derivative / convertible securityDirect0 Reported balance After 2026-02-23 transaction · row 3 Instrument identity requires review; Table II rows are not merged.
1 source row

Row 3 · 2026-02-23 · Exercise / conversion · Disposed 178 · Balance 0

F1: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F2: The RSUs vested in five equal annual installments beginning on February 22, 2022.

Restricted Stock UnitsSEC Table II · derivative / convertible securityDirect316 Reported balance Holding disclosure · report date 2026-02-23 · row 4 Instrument identity requires review; Table II rows are not merged.
1 source row

Row 4 · Balance 316

F1: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F3: The RSUs vest in five equal annual installments beginning on February 14, 2023, subject to the reporting person's continuous service to the Company or a related entity on such date.

Restricted Stock UnitsSEC Table II · derivative / convertible securityDirect2,629 Reported balance Holding disclosure · report date 2026-02-23 · row 5 Instrument identity requires review; Table II rows are not merged.
1 source row

Row 5 · Balance 2,629

F1: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F4: The RSUs vest in five equal annual installments beginning on February 12, 2025, subject to the reporting person's continuous service to the Company or a related entity on such date.

Restricted Stock UnitsSEC Table II · derivative / convertible securityDirect1,423 Reported balance Holding disclosure · report date 2026-02-23 · row 6 Instrument identity requires review; Table II rows are not merged.
1 source row

Row 6 · Balance 1,423

F1: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F5: The RSUs vest in five equal annual installments beginning on February 13, 2024, subject to the reporting person's continuous service to the Company or a related entity on such date.

Restricted Stock UnitsSEC Table II · derivative / convertible securityDirect2,754 Reported balance Holding disclosure · report date 2026-02-23 · row 7 Instrument identity requires review; Table II rows are not merged.
1 source row

Row 7 · Balance 2,754

F1: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F6: The RSUs vest in five equal annual installments beginning on February 9, 2027, subject to the reporting person's continuous service to the Company or a related entity on such date.

Restricted Stock UnitsSEC Table II · derivative / convertible securityDirect2,280 Reported balance Holding disclosure · report date 2026-02-23 · row 8 Instrument identity requires review; Table II rows are not merged.
1 source row

Row 8 · Balance 2,280

F1: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F7: The RSUs vest in five equal annual installments beginning on February 10, 2026, subject to the reporting person's continuous service to the Company or a related entity on such date.

Filing footnotes · ownership attribution and instrument terms

F1: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F2: The RSUs vested in five equal annual installments beginning on February 22, 2022.

F3: The RSUs vest in five equal annual installments beginning on February 14, 2023, subject to the reporting person's continuous service to the Company or a related entity on such date.

F4: The RSUs vest in five equal annual installments beginning on February 12, 2025, subject to the reporting person's continuous service to the Company or a related entity on such date.

F5: The RSUs vest in five equal annual installments beginning on February 13, 2024, subject to the reporting person's continuous service to the Company or a related entity on such date.

F6: The RSUs vest in five equal annual installments beginning on February 9, 2027, subject to the reporting person's continuous service to the Company or a related entity on such date.

F7: The RSUs vest in five equal annual installments beginning on February 10, 2026, subject to the reporting person's continuous service to the Company or a related entity on such date.

Transaction history

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Purchases/sales include open-market and private transactions. Plan disclosure applies to the filing; individual rows may differ. “Not disclosed” is not “unplanned.”

The cutoff filters transaction history only. Company summaries and owner relationships show the latest available disclosures. Parser corrections can improve historical records.

Transaction dateCompanyActivity / securityShares / unitsReported priceReported valueDetails
February 12, 2024 Filed Feb 15, 2024 01:08 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Tax withholdingVoting Common Stock 229 $39.94 $9,146.26
Disclosure

SEC source: 0001578563-24-000078 · wk-form4_1707959305.xml · nonDerivative · entry 2

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 56,500

Read SEC document
February 12, 2024 Filed Feb 15, 2024 01:08 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Exercise / conversionVoting Common Stock 460 Not disclosed Not disclosed
Disclosure

SEC source: 0001578563-24-000078 · wk-form4_1707959305.xml · nonDerivative · entry 1

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 56,729

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

Read SEC document
November 17, 2023 Filed Nov 21, 2023 21:40 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 SaleVoting Common Stock 5,423 $34.50 $187,093.50
Disclosure

SEC source: 0001578563-23-000094 · wk-form4_1700602841.xml · nonDerivative · entry 2

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 56,269

Read SEC document
November 17, 2023 Filed Nov 21, 2023 21:40 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 SaleVoting Common Stock 14,577 $33.11 $482,676.54
Disclosure

SEC source: 0001578563-23-000094 · wk-form4_1700602841.xml · nonDerivative · entry 1

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 61,692

F1 · price: This transaction was executed in multiple trades at prices ranging from $33.00 to $33.235. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer or a security holder of the Issuer full information regarding the number of shares and prices at which the transactions were effected.

Read SEC document
February 23, 2023 Filed Feb 24, 2023 22:28 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Exercise / conversionRestricted Stock Units · Derivative 178 $0.00 $0.00
Disclosure

SEC source: 0001209191-23-012830 · doc4.xml · derivative · entry 3

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 533

Underlying: Voting Common Stock · 178 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F2 · derivative.exercise_date: The RSUs vest in five equal annual installments beginning on February 22, 2022, subject to the reporting person's continuous service to the Company or a related entity on such date.

F2 · derivative.expiration_date: The RSUs vest in five equal annual installments beginning on February 22, 2022, subject to the reporting person's continuous service to the Company or a related entity on such date.

Read SEC document
February 23, 2023 Filed Feb 24, 2023 22:28 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Tax withholdingVoting Common Stock 62 $34.72 $2,152.64
Disclosure

SEC source: 0001209191-23-012830 · doc4.xml · nonDerivative · entry 2

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 76,269

Read SEC document
February 23, 2023 Filed Feb 24, 2023 22:28 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Exercise / conversionVoting Common Stock 178 Not disclosed Not disclosed
Disclosure

SEC source: 0001209191-23-012830 · doc4.xml · nonDerivative · entry 1

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 76,331

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

Read SEC document
February 15, 2023 Filed Feb 16, 2023 23:14 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Exercise / conversionRestricted Stock Units · Derivative 316 $0.00 $0.00
Disclosure

SEC source: 0001209191-23-010240 · doc4.xml · derivative · entry 3

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 1,264

Underlying: Voting Common Stock · 316 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F2 · derivative.exercise_date: The RSUs vest in five equal annual installments beginning on February 14, 2023, subject to the reporting person's continuous service to the Company or a related entity on such date.

F2 · derivative.expiration_date: The RSUs vest in five equal annual installments beginning on February 14, 2023, subject to the reporting person's continuous service to the Company or a related entity on such date.

Read SEC document
February 15, 2023 Filed Feb 16, 2023 23:14 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Tax withholdingVoting Common Stock 110 $35.27 $3,879.70
Disclosure

SEC source: 0001209191-23-010240 · doc4.xml · nonDerivative · entry 2

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 76,153

Read SEC document
February 15, 2023 Filed Feb 16, 2023 23:14 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Exercise / conversionVoting Common Stock 316 Not disclosed Not disclosed
Disclosure

SEC source: 0001209191-23-010240 · doc4.xml · nonDerivative · entry 1

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 76,263

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

Read SEC document
February 13, 2023 Filed Feb 15, 2023 02:18 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 GrantRestricted Stock Units · Derivative 3,556 $0.00 $0.00
Disclosure

SEC source: 0001209191-23-009593 · doc4.xml · derivative · entry 4

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 3,356

Underlying: Voting Common Stock · 3,356 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F3 · derivative.exercise_date: The RSUs vest in five pro rata installments beginning on February 13, 2024, subject to the reporting person's continuous service to the Company or a related entity on such date.

F3 · derivative.expiration_date: The RSUs vest in five pro rata installments beginning on February 13, 2024, subject to the reporting person's continuous service to the Company or a related entity on such date.

Read SEC document
February 10, 2023 Filed Feb 15, 2023 02:18 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Exercise / conversionRestricted Stock Units · Derivative 461 $0.00 $0.00
Disclosure

SEC source: 0001209191-23-009593 · doc4.xml · derivative · entry 3

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 921

Underlying: Voting Common Stock · 461 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F2 · derivative.exercise_date: 460 of the RSUs will vest on February 10, 2022 and 2024; and 461 of the RSUs will vest on February 10, 2023 and 2025, subject to the reporting person's continuous service to the Company or a related entity on such date.

F2 · derivative.expiration_date: 460 of the RSUs will vest on February 10, 2022 and 2024; and 461 of the RSUs will vest on February 10, 2023 and 2025, subject to the reporting person's continuous service to the Company or a related entity on such date.

Read SEC document
February 10, 2023 Filed Feb 15, 2023 02:18 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Tax withholdingVoting Common Stock 161 $34.34 $5,528.74
Disclosure

SEC source: 0001209191-23-009593 · doc4.xml · nonDerivative · entry 2

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 75,947

Read SEC document
February 10, 2023 Filed Feb 15, 2023 02:18 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Exercise / conversionVoting Common Stock 461 Not disclosed Not disclosed
Disclosure

SEC source: 0001209191-23-009593 · doc4.xml · nonDerivative · entry 1

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 76,108

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

Read SEC document
February 22, 2022 Filed Feb 24, 2022 22:14 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Exercise / conversionRestricted Stock Units · Derivative 177 $0.00 $0.00
Disclosure

SEC source: 0001209191-22-012752 · doc4.xml · derivative · entry 3

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 711

Underlying: Voting Common Stock · 177 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F2 · derivative.exercise_date: The RSUs vest in five equal annual installments beginning on February 22, 2022, subject to the reporting person's continuous service to the Company or a related entity on such date.

F2 · derivative.expiration_date: The RSUs vest in five equal annual installments beginning on February 22, 2022, subject to the reporting person's continuous service to the Company or a related entity on such date.

Read SEC document
February 22, 2022 Filed Feb 24, 2022 22:14 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Tax withholdingVoting Common Stock 62 $60.47 $3,749.14
Disclosure

SEC source: 0001209191-22-012752 · doc4.xml · nonDerivative · entry 2

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 75,647

Read SEC document
February 22, 2022 Filed Feb 24, 2022 22:14 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Exercise / conversionVoting Common Stock 177 Not disclosed Not disclosed
Disclosure

SEC source: 0001209191-22-012752 · doc4.xml · nonDerivative · entry 1

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 75,709

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

Read SEC document
February 14, 2022 Filed Feb 16, 2022 23:04 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 GrantRestricted Stock Units · Derivative 1,580 $0.00 $0.00
Disclosure

SEC source: 0001209191-22-010272 · doc4.xml · derivative · entry 2

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 1,580

Underlying: Voting Common Stock · 1,580 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F2 · derivative.exercise_date: The RSUs vest in five equal annual installments beginning on February 14, 2023, subject to the reporting person's continuous service to the Company or a related entity on such date.

F2 · derivative.expiration_date: The RSUs vest in five equal annual installments beginning on February 14, 2023, subject to the reporting person's continuous service to the Company or a related entity on such date.

Read SEC document
February 10, 2022 Filed Feb 14, 2022 23:46 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Exercise / conversionRestricted Stock Units · Derivative 460 $0.00 $0.00
Disclosure

SEC source: 0001209191-22-009491 · doc4.xml · derivative · entry 3

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 1,382

Underlying: Voting Common Stock · 460 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F2 · derivative.exercise_date: 460 of the RSUs will vest on each of February 10, 2022, 2023, and 2024; and 462 of the RSUs will vest on February 10, 2025, subject to the reporting person's continuous service to the Company or a related entity on such date.

F2 · derivative.expiration_date: 460 of the RSUs will vest on each of February 10, 2022, 2023, and 2024; and 462 of the RSUs will vest on February 10, 2025, subject to the reporting person's continuous service to the Company or a related entity on such date.

Read SEC document
February 10, 2022 Filed Feb 14, 2022 23:46 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Tax withholdingVoting Common Stock 160 $61.65 $9,864.00
Disclosure

SEC source: 0001209191-22-009491 · doc4.xml · nonDerivative · entry 2

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 75,532

Read SEC document
February 10, 2022 Filed Feb 14, 2022 23:46 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Exercise / conversionVoting Common Stock 460 Not disclosed Not disclosed
Disclosure

SEC source: 0001209191-22-009491 · doc4.xml · nonDerivative · entry 1

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 75,692

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

Read SEC document
December 01, 2021 Filed Dec 3, 2021 22:03 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Exercise / conversionEmployee Stock Option (right to buy) · Derivative 9,000 $0.00 Strike: $17.00 $0.00
Disclosure

SEC source: 0001209191-21-067872 · doc4.xml · derivative · entry 4

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 3,000

Underlying: Voting Common Stock · 9,000 shares

Expires 2025-07-22

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_date: The shares subject to this option vest and become exercisable yearly in seven installments beginning on July 22, 2016, as follows: 10% of the shares subject to the option vested on each of July 22, 2016, 2017, 2018, 2019, and 2020; and 25% of the shares subject to the option vest on each of July 22, 2021 and 2022.

Read SEC document
December 01, 2021 Filed Dec 3, 2021 22:03 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Exercise / conversionEmployee Stock Option (right to buy) · Derivative 10,200 $0.00 Strike: $10.63 $0.00
Disclosure

SEC source: 0001209191-21-067872 · doc4.xml · derivative · entry 3

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 0

Underlying: Voting Common Stock · 10,200 shares

Expires 2024-09-19

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_date: The shares subject to this option vested and became exercisable yearly in seven installments beginning on September 19, 2015, as follows: 10% of the shares subject to the option vested on each of September 19, 2015, 2016, 2017, 2018, and 2019; and 25% of the shares subject to the option vested on each of September 19, 2020 and 2021.

Read SEC document
December 01, 2021 Filed Dec 3, 2021 22:03 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Exercise / conversionVoting Common Stock 9,000 $17.00 $153,000.00
Disclosure

SEC source: 0001209191-21-067872 · doc4.xml · nonDerivative · entry 2

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 78,232

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

Read SEC document
December 01, 2021 Filed Dec 3, 2021 22:03 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Exercise / conversionVoting Common Stock 10,200 $10.63 $108,466.80
Disclosure

SEC source: 0001209191-21-067872 · doc4.xml · nonDerivative · entry 1

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 69,232

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

Read SEC document
November 26, 2021 Filed Nov 30, 2021 22:47 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 SaleVoting Common Stock 26 $91.40 $2,376.27
Disclosure

SEC source: 0001209191-21-067170 · doc4.xml · nonDerivative · entry 2

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 59,032

Read SEC document
November 26, 2021 Filed Nov 30, 2021 22:47 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 SaleVoting Common Stock 5,686 $90.66 $515,478.55
Disclosure

SEC source: 0001209191-21-067170 · doc4.xml · nonDerivative · entry 1

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 59,058

F1 · price: This transaction was executed in multiple trades at prices ranging from $90.29 to $91.16. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer or a security holder of the Issuer full information regarding the number of shares and prices at which the transactions were effected.

Read SEC document
November 24, 2021 Filed Feb 4, 2022 22:35 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 GiftVoting Common Stock 3,000 $0.00 $0.00
Disclosure

SEC source: 0001209191-22-007278 · doc4.xml · nonDerivative · entry 1

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 75,232

Read SEC document
August 06, 2021 Filed Aug 10, 2021 20:54 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 SaleVoting Common Stock 15,125 $61.54 $930,724.44
Disclosure

SEC source: 0001209191-21-050628 · doc4.xml · nonDerivative · entry 1

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 64,744

F1 · price: This transaction was executed in multiple trades at prices ranging from $61.50 to $61.92. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer or a security holder of the Issuer full information regarding the number of shares and prices at which the transactions were effected.

Read SEC document
April 06, 2021 Filed Apr 8, 2021 21:34 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Exercise / conversionPerformance Restricted Stock Units · Derivative 8,000 $0.00 $0.00
Disclosure

SEC source: 0001209191-21-026122 · doc4.xml · derivative · entry 3

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 0

Underlying: Voting Common Stock · 8,000 shares

Expires 2028-08-10

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each performance restricted stock unit ("PRSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F2 · derivative.exercise_date: Eight thousand of the PRSUs vested on April 6, 2021. The vesting of these PRSUs was contingent upon the Company's voting common stock attaining a closing price equal to or greater than $55.00 per share for at least twenty (20) consecutive trading days at any time prior to August 10, 2028. On April 6, 2021, the compensation committee of the Company's board of directors certified that this stock price condition had been satisfied and that these PRSUs were vested.

Read SEC document
April 06, 2021 Filed Apr 8, 2021 21:34 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Tax withholdingVoting Common Stock 3,577 $69.35 $248,064.95
Disclosure

SEC source: 0001209191-21-026122 · doc4.xml · nonDerivative · entry 2

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 79,869

Read SEC document
April 06, 2021 Filed Apr 8, 2021 21:34 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Exercise / conversionVoting Common Stock 8,000 Not disclosed Not disclosed
Disclosure

SEC source: 0001209191-21-026122 · doc4.xml · nonDerivative · entry 1

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 83,446

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each performance restricted stock unit ("PRSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

Read SEC document
March 22, 2021 Filed Mar 24, 2021 21:29 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Exercise / conversionPerformance Restricted Stock Units · Derivative 8,000 $0.00 $0.00
Disclosure

SEC source: 0001209191-21-022902 · doc4.xml · derivative · entry 3

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 8,000

Underlying: Voting Common Stock · 8,000 shares

Expires 2028-08-10

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each performance restricted stock unit ("PRSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F2 · derivative.exercise_date: Eight thousand of the PRSUs vested on March 22, 2021. The vesting of these PRSUs was contingent upon the Company's voting common stock attaining a closing price equal to or greater than $50.00 per share for at least twenty (20) consecutive trading days at any time prior to August 10, 2028. On March 22, 2021, the compensation committee of the Company's board of directors certified that this stock price condition had been satisfied and that these PRSUs were vested. Eight thousand of the remaining PRSUs will vest upon the attainment of closing stock prices of $55.00 per share once they are attained for at least twenty (20) consecutive trading days at any time prior to August 10, 2028.

Read SEC document
March 22, 2021 Filed Mar 24, 2021 21:29 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Tax withholdingVoting Common Stock 3,577 $65.17 $233,113.09
Disclosure

SEC source: 0001209191-21-022902 · doc4.xml · nonDerivative · entry 2

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 75,446

Read SEC document
March 22, 2021 Filed Mar 24, 2021 21:29 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Exercise / conversionVoting Common Stock 8,000 Not disclosed Not disclosed
Disclosure

SEC source: 0001209191-21-022902 · doc4.xml · nonDerivative · entry 1

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 79,023

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each performance restricted stock unit ("PRSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

Read SEC document
February 22, 2021 Filed Feb 24, 2021 22:40 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 GrantRestricted Stock Units · Derivative 888 $0.00 $0.00
Disclosure

SEC source: 0001209191-21-013919 · doc4.xml · derivative · entry 2

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 888

Underlying: Voting Common Stock · 888 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F2 · derivative.exercise_date: The RSUs vest in five equal annual installments beginning on February 22, 2022, subject to the reporting person's continuous service to the Company or a related entity on such date.

F2 · derivative.expiration_date: The RSUs vest in five equal annual installments beginning on February 22, 2022, subject to the reporting person's continuous service to the Company or a related entity on such date.

Read SEC document
February 10, 2021 Filed Feb 12, 2021 22:38 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Exercise / conversionRestricted Stock Units · Derivative 460 $0.00 $0.00
Disclosure

SEC source: 0001209191-21-010309 · doc4.xml · derivative · entry 3

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 1,842

Underlying: Voting Common Stock · 460 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

F2 · derivative.exercise_date: 460 of the RSUs will vest on each of February 10, 2022, 2023, and 2024; and 462 of the RSUs will vest on February 10, 2025, subject to the reporting person's continuous service to the Company or a related entity on such date.

F2 · derivative.expiration_date: 460 of the RSUs will vest on each of February 10, 2022, 2023, and 2024; and 462 of the RSUs will vest on February 10, 2025, subject to the reporting person's continuous service to the Company or a related entity on such date.

Read SEC document
February 10, 2021 Filed Feb 12, 2021 22:38 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Tax withholdingVoting Common Stock 137 $44.97 $6,160.89
Disclosure

SEC source: 0001209191-21-010309 · doc4.xml · nonDerivative · entry 2

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 71,023

Read SEC document
February 10, 2021 Filed Feb 12, 2021 22:38 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Exercise / conversionVoting Common Stock 460 Not disclosed Not disclosed
Disclosure

SEC source: 0001209191-21-010309 · doc4.xml · nonDerivative · entry 1

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 71,160

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

Read SEC document
January 13, 2021 Filed Jan 16, 2021 00:14 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Exercise / conversionPerformance Restricted Stock Units · Derivative 8,000 $0.00 $0.00
Disclosure

SEC source: 0001209191-21-003896 · doc4.xml · derivative · entry 3

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 16,000

Underlying: Voting Common Stock · 8,000 shares

Expires 2028-08-10

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each performance restricted stock unit ("PRSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company"), voting common stock.

F2 · derivative.exercise_date: Eight thousand of the PRSUs vested on January 13, 2021. The vesting of these PRSUs was contingent upon the Company's voting common stock attaining a closing price equal to or greater than $45.00 per share for at least twenty (20) consecutive trading days at any time prior to August 10, 2028. On January 13, 2021, the compensation committee of the Company's board of directors certified that this stock price condition had been satisfied and that these PRSUs were vested. Eight thousand of the remaining PRSUs will vest upon each attainment of closing stock prices of 50.00 per share and $55.00 per share once they are attained for at least twenty (20) consecutive trading days at any time prior to August 10, 2028.

Read SEC document
January 13, 2021 Filed Jan 16, 2021 00:14 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Tax withholdingVoting Common Stock 3,721 $48.90 $181,956.90
Disclosure

SEC source: 0001209191-21-003896 · doc4.xml · nonDerivative · entry 2

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 70,700

Read SEC document
January 13, 2021 Filed Jan 16, 2021 00:14 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Exercise / conversionVoting Common Stock 8,000 Not disclosed Not disclosed
Disclosure

SEC source: 0001209191-21-003896 · doc4.xml · nonDerivative · entry 1

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 74,421

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each performance restricted stock unit ("PRSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company"), voting common stock.

Read SEC document
December 31, 2020 Filed Jan 4, 2021 22:41 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Exercise / conversionEmployee Stock Option (right to buy) · Derivative 7,800 $0.00 Strike: $10.63 $0.00
Disclosure

SEC source: 0001209191-21-000430 · doc4.xml · derivative · entry 2

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 10,200

Underlying: Voting Common Stock · 7,800 shares

Expires 2024-09-19

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_date: The shares subject to this option vest and become exercisable yearly in seven installments beginning on September 19, 2015, as follows: 10% of the shares subject to the option vested on each of September 19, 2015, 2016, 2017, 2018, and 2019; and 25% of the shares subject to the option vest on each of September 19, 2020 and 2021.

Read SEC document
December 31, 2020 Filed Jan 4, 2021 22:41 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Exercise / conversionVoting Common Stock 7,800 $10.63 $82,945.20
Disclosure

SEC source: 0001209191-21-000430 · doc4.xml · nonDerivative · entry 1

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 66,421

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

Read SEC document
December 08, 2020 Filed Dec 9, 2020 22:18 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Exercise / conversionPerformance Restricted Stock Units · Derivative 8,000 $0.00 $0.00
Disclosure

SEC source: 0001209191-20-062572 · doc4.xml · derivative · entry 3

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 24,000

Underlying: Voting Common Stock · 8,000 shares

Expires 2028-08-10

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each performance restricted stock unit ("PRSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company"), voting common stock.

F2 · derivative.exercise_date: Eight thousand of the PRSUs vested on December 8, 2020. The vesting of these PRSUs was contingent upon the Company's voting common stock attaining a closing price equal to or greater than $40.00 per share for at least twenty (20) consecutive trading days at any time prior to August 10, 2028. On December 8, 2020, the compensation committee of the Company's board of directors certified that this stock price condition had been satisfied and that these PRSUs were vested. Eight thousand of the remaining PRSUs will vest upon each attainment of closing stock prices of $45.00 per share, $50.00 per share, and $55.00 per share once they are attained for at least twenty (20) consecutive trading days at any time prior to August 10, 2028.

Read SEC document
December 08, 2020 Filed Dec 9, 2020 22:18 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Tax withholdingVoting Common Stock 3,576 $41.98 $150,120.48
Disclosure

SEC source: 0001209191-20-062572 · doc4.xml · nonDerivative · entry 2

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 58,621

Read SEC document
December 08, 2020 Filed Dec 9, 2020 22:18 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Exercise / conversionVoting Common Stock 8,000 Not disclosed Not disclosed
Disclosure

SEC source: 0001209191-20-062572 · doc4.xml · nonDerivative · entry 1

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 62,197

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each performance restricted stock unit ("PRSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company"), voting common stock.

Read SEC document
December 02, 2020 Filed Dec 4, 2020 22:09 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Exercise / conversionPerformance Restricted Stock Units · Derivative 2,689 $0.00 $0.00
Disclosure

SEC source: 0001209191-20-061830 · doc4.xml · derivative · entry 3

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 0

Underlying: Voting Common Stock · 2,689 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each performance restricted stock unit ("PRSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company"), voting common stock.

F2 · derivative.exercise_date: The PRSUs vested on December 2, 2020. The vesting of the PRSUs was subject to the Company achieving total revenue of at least $100 million for the period from January 1, 2017 through December 31, 2017. This condition was satisfied on December 31, 2017. Vesting was also contingent upon the Company's voting common stock attaining a closing price equal to or greater than $38.00 per share for at least twenty (20) consecutive trading days at any time prior to January 31, 2024. On December 2, 2020, the compensation committee of the Company's board of directors certified that this stock price condition had been satisfied and that the PRSUs were vested.

F2 · derivative.expiration_date: The PRSUs vested on December 2, 2020. The vesting of the PRSUs was subject to the Company achieving total revenue of at least $100 million for the period from January 1, 2017 through December 31, 2017. This condition was satisfied on December 31, 2017. Vesting was also contingent upon the Company's voting common stock attaining a closing price equal to or greater than $38.00 per share for at least twenty (20) consecutive trading days at any time prior to January 31, 2024. On December 2, 2020, the compensation committee of the Company's board of directors certified that this stock price condition had been satisfied and that the PRSUs were vested.

Read SEC document
December 02, 2020 Filed Dec 4, 2020 22:09 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Tax withholdingVoting Common Stock 1,202 $43.04 $51,734.08
Disclosure

SEC source: 0001209191-20-061830 · doc4.xml · nonDerivative · entry 2

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 54,197

Read SEC document
December 02, 2020 Filed Dec 4, 2020 22:09 UTC Live Oak Bancshares, Inc. LOB · Entity 2023 Exercise / conversionVoting Common Stock 2,689 Not disclosed Not disclosed
Disclosure

SEC source: 0001209191-20-061830 · doc4.xml · nonDerivative · entry 1

SUTHERLAND JOHN W. · CIK 0001635154 · Chief Accounting Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 55,399

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each performance restricted stock unit ("PRSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company"), voting common stock.

Read SEC document

Value uses the disclosed total when available, otherwise shares × reported transaction price. It is not an estimate of exercise cash cost or investment performance.