Lopez-Lay Ginoris

SEC source: 0001193125-26-120156 · ownership.xml · nonDerivative · entry 2

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 221,389

F2 · shares: Shares withheld to cover taxes related to restricted stock that vested on March 21, 2026 pursuant to the terms of the restricted stock award made on March 21, 2024.

SEC source: 0001193125-26-120156 · ownership.xml · derivative · entry 3

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 27,149

Underlying: Common Stock · 9,227 shares

Expires 2029-03-19

F3 · derivative.exercise_price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 150% for maximum level performance, in FBP common stock free of restriction. Amounts between threshold, target, and maximum level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F3 · derivative.exercise_date: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 150% for maximum level performance, in FBP common stock free of restriction. Amounts between threshold, target, and maximum level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F4 · balance_after: The amount of 27,149 Performance Share Units were granted as a performance award with 9,168 shares granted on March 21, 2024, 8,754 shares granted on March 19, 2025, and 9,227 shares granted on March 19, 2026 and vest upon the degree of achievement of performance goals. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock.

SEC source: 0001193125-26-120156 · ownership.xml · nonDerivative · entry 1

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 222,185

F1 · shares: Shares of restricted stock issued pursuant to the First BanCorp Omnibus Incentive Plan, as amended. The shares shall fully vest solely on the basis of the passage of time over a three-year period, with 50% vesting on year two or March 19, 2028, and the remaining 50% vesting on year three or March 19, 2029.

SEC source: 0001193125-26-114228 · ownership.xml · derivative · entry 4

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 17,922

Underlying: Common Stock · 15,599 shares

Expires 2026-03-16

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock. At the end of the three-year performance period, 50% of the award is paid for threshold-level performance up to 150% for maximum level performance, in FBP common stock free of restriction. Amounts between threshold, target, and maximum level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F1 · price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock. At the end of the three-year performance period, 50% of the award is paid for threshold-level performance up to 150% for maximum level performance, in FBP common stock free of restriction. Amounts between threshold, target, and maximum level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F2 · derivative.exercise_date: Performance Share Units that vested based upon the degree of achievement of equally weighed performance goals at the end of a three-year performance period, comprising: (i) our total shareholder return relative to companies comprising the KBW Regional Bank Index ("TSR Target Performance"); and (ii) our pre-established targeted tangible book value per share goal ("TBV Target Performance"). Performance Share Units vested based on the achievement of (i) the TSR Target Performance goal at a level resulting in 150% of target, and (ii) the TBV Target Performance goal at a level resulting in 101.46% of target, each pursuant to the grant of Performance Units awarded on March 16, 2023.

F2 · derivative.underlying_shares: Performance Share Units that vested based upon the degree of achievement of equally weighed performance goals at the end of a three-year performance period, comprising: (i) our total shareholder return relative to companies comprising the KBW Regional Bank Index ("TSR Target Performance"); and (ii) our pre-established targeted tangible book value per share goal ("TBV Target Performance"). Performance Share Units vested based on the achievement of (i) the TSR Target Performance goal at a level resulting in 150% of target, and (ii) the TBV Target Performance goal at a level resulting in 101.46% of target, each pursuant to the grant of Performance Units awarded on March 16, 2023.

F5 · balance_after: The amount of 17,922 Performance Share Units were granted as a performance award with 9,168 shares granted on March 21, 2024 and 8,754 shares granted on March 19, 2025, and vest upon the degree of achievement of performance goals. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock.

SEC source: 0001193125-26-114228 · ownership.xml · nonDerivative · entry 3

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 212,957

F4 · shares: Shares withheld to cover taxes related to restricted stock that vested on March 16, 2026 pursuant to the terms of the restricted stock award made on March 16, 2023.

SEC source: 0001193125-26-114228 · ownership.xml · nonDerivative · entry 2

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 215,059

F3 · shares: Shares withheld to cover taxes related to Performance Shares Units that vested on March 16, 2026 pursuant to the terms of the long-term incentive award made on March 16, 2023.

SEC source: 0001193125-26-114228 · ownership.xml · nonDerivative · entry 1

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 219,875

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock. At the end of the three-year performance period, 50% of the award is paid for threshold-level performance up to 150% for maximum level performance, in FBP common stock free of restriction. Amounts between threshold, target, and maximum level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F2 · price: Performance Share Units that vested based upon the degree of achievement of equally weighed performance goals at the end of a three-year performance period, comprising: (i) our total shareholder return relative to companies comprising the KBW Regional Bank Index ("TSR Target Performance"); and (ii) our pre-established targeted tangible book value per share goal ("TBV Target Performance"). Performance Share Units vested based on the achievement of (i) the TSR Target Performance goal at a level resulting in 150% of target, and (ii) the TBV Target Performance goal at a level resulting in 101.46% of target, each pursuant to the grant of Performance Units awarded on March 16, 2023.

SEC source: 0000950170-25-045399 · ownership.xml · derivative · entry 4

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 30,328

Underlying: Common Stock · 10,646 shares

Expires 2025-03-24

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 100% for target level performance, in FBP common stock free of restriction. Amounts between threshold and target level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F1 · price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 100% for target level performance, in FBP common stock free of restriction. Amounts between threshold and target level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F2 · derivative.exercise_date: Performance Share Units that vested based on the achievement of the performance goal at a level resulting in 100% of target, pursuant to a grant of Performance Share Units awarded on March 24, 2022.

F2 · derivative.underlying_shares: Performance Share Units that vested based on the achievement of the performance goal at a level resulting in 100% of target, pursuant to a grant of Performance Share Units awarded on March 24, 2022.

F5 · balance_after: The amount of 30,328 Performance Share Units were granted as a performance award with 12,406 shares granted on March 16, 2023, 9,168 shares granted on March 21, 2024, and 8,754 shares granted on March 19, 2025 and vest upon the degree of achievement of performance goals. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock.

SEC source: 0000950170-25-045399 · ownership.xml · nonDerivative · entry 3

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 204,276

F4 · shares: Shares withheld to cover taxes related to a restricted stock that vested on March 24, 2025 pursuant to the terms of the restricted stock award made on March 24, 2022.

SEC source: 0000950170-25-045399 · ownership.xml · nonDerivative · entry 2

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 206,265

F3 · shares: Shares withheld to cover taxes related to the Performance Share Units that vested on March 24, 2025 pursuant to the terms of the long-term incentive award made on March 24, 2022.

SEC source: 0000950170-25-045399 · ownership.xml · nonDerivative · entry 1

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 210,242

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 100% for target level performance, in FBP common stock free of restriction. Amounts between threshold and target level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F2 · price: Performance Share Units that vested based on the achievement of the performance goal at a level resulting in 100% of target, pursuant to a grant of Performance Share Units awarded on March 24, 2022.

SEC source: 0000950170-25-043160 · ownership.xml · derivative · entry 2

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 40,974

Underlying: Common Stock · 8,754 shares

Expires 2028-03-19

F2 · derivative.exercise_price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 150% for maximum level performance, in FBP common stock free of restriction. Amounts between threshold, target, and maximum level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F2 · derivative.exercise_date: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 150% for maximum level performance, in FBP common stock free of restriction. Amounts between threshold, target, and maximum level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F3 · balance_after: The amount of 40,974 Performance Share Units were granted as a performance award with 10,646 shares granted on March 24, 2022, 12,406 shares granted on March 16, 2023, 9,168 shares granted on March 21, 2024, and 8,754 shares granted on March 19, 2025, and vest upon the degree of achievement of performance goals. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock.

SEC source: 0000950170-25-043160 · ownership.xml · nonDerivative · entry 1

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 199,596

F1 · shares: Shares of restricted stock issued pursuant to the First BanCorp Omnibus Incentive Plan, as amended. The shares shall fully vest solely on the basis of the passage of time over a three-year period, with 50% vesting on year two or March 19, 2027, and the remaining 50% vesting on year three or March 19, 2028.

SEC source: 0000950170-25-041215 · ownership.xml · nonDerivative · entry 1

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 190,841

F1 · shares: Shares withheld to cover taxes related to the restricted stock that vested on March 16, 2025 pursuant to the terms of the long-term incentive award made on March 16, 2023.

SEC source: 0000950170-24-125297 · ownership.xml · nonDerivative · entry 1

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 193,407

F1 · price: This amount represents the weighted average sale price for the shares, which were sold in multiple transactions on November 7, 2024 at prices ranging from $21.60 to $21.90. The reporting person undertakes to provide to First BanCorp, any security holder of First BanCorp, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (1).

SEC source: 0000950170-24-040366 · ownership.xml · derivative · entry 4

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 32,220

Underlying: Common Stock · 10,657 shares

Expires 2024-03-31

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 100% for target level performance, in FBP common stock free of restriction. Amounts between threshold and target level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F1 · price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 100% for target level performance, in FBP common stock free of restriction. Amounts between threshold and target level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F2 · derivative.exercise_date: Performance Share Units that vested based on the achievement of the performance goal at a level resulting in 100% of target, pursuant to a grant of Performance Share Units awarded on March 31, 2021.

F2 · derivative.underlying_shares: Performance Share Units that vested based on the achievement of the performance goal at a level resulting in 100% of target, pursuant to a grant of Performance Share Units awarded on March 31, 2021.

F5 · balance_after: The amount of 32,220 Performance Share Units were granted as a performance award with 10,646 shares granted on March 24, 2022, 12,406 shares granted on March 16, 2023, and 9,168 shares granted on March 21, 2024 and vest upon the degree of achievement of performance goals. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock.

SEC source: 0000950170-24-040366 · ownership.xml · nonDerivative · entry 3

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 257,407

F4 · shares: Shares withheld to cover taxes related to a restricted stock that vested on March 31, 2024 pursuant to the terms of the restricted stock award made on March 31, 2021.

SEC source: 0000950170-24-040366 · ownership.xml · nonDerivative · entry 2

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 259,038

F3 · shares: Shares withheld to cover taxes related to the Performance Share Units that vested on March 31, 2024 pursuant to the terms of the long-term incentive award made on March 31, 2021.

SEC source: 0000950170-24-040366 · ownership.xml · nonDerivative · entry 1

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 262,300

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 100% for target level performance, in FBP common stock free of restriction. Amounts between threshold and target level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F2 · price: Performance Share Units that vested based on the achievement of the performance goal at a level resulting in 100% of target, pursuant to a grant of Performance Share Units awarded on March 31, 2021.

SEC source: 0000950170-24-036174 · ownership.xml · nonDerivative · entry 2

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 251,643

F2 · shares: Shares withheld to cover taxes related to the restricted stock that vested on March 24, 2024 pursuant to the terms of the long-term incentive award made on March 24, 2022.

SEC source: 0000950170-24-036174 · ownership.xml · derivative · entry 3

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 42,877

Underlying: Common Stock · 9,168 shares

Expires 2027-03-21

F3 · derivative.exercise_price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 150% for maximum level performance, in FBP common stock free of restriction. Amounts between threshold, target, and maximum level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F3 · derivative.exercise_date: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 150% for maximum level performance, in FBP common stock free of restriction. Amounts between threshold, target, and maximum level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F4 · balance_after: The amount of 42,877 Performance Share Units were granted as a performance award with 10,657 shares granted on March 31, 2021, 10,646 shares granted on March 24, 2022, 12,406 shares granted on March 16, 2023, and 9,168 shares granted on March 21, 2024, and vest upon the degree of achievement of performance goals. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock.

SEC source: 0000950170-24-036174 · ownership.xml · nonDerivative · entry 1

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 253,272

F1 · shares: Shares of restricted stock issued pursuant to the First BanCorp Omnibus Incentive Plan, as amended. The shares shall fully vest solely on the basis of the passage of time over a three-year period, with 50% vesting on year two or March 21, 2026 and the remaining 50% vesting on year three or March 21, 2027.

SEC source: 0001209191-23-022937 · doc4.xml · nonDerivative · entry 1

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 244,103

F1 · shares: Shares withheld to cover taxes related to a restricted stock that vested on March 31, 2023 pursuant to the terms of the restricted stock award made on March 31, 2021.

SEC source: 0001209191-23-020135 · doc4.xml · derivative · entry 6

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 33,709

Underlying: Common Stock · 31,176 shares

Expires 2023-03-18

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 100% for target level performance, in FBP common stock free of restriction. Amounts between threshold and target level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F2 · price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 100% for target level performance, in FBP common stock free of restriction. Amounts between threshold and target level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F3 · derivative.exercise_date: Performance Share Units that vested based on the achievement of the performance goal at a level resulting in 100% of target, pursuant to a grant of Performance Share Units awarded on March 18, 2020.

F3 · derivative.underlying_shares: Performance Share Units that vested based on the achievement of the performance goal at a level resulting in 100% of target, pursuant to a grant of Performance Share Units awarded on March 18, 2020.

F7 · balance_after: The amount of 33,709 Performance Share Units were granted as a performance award with 10,657 shares granted on March 31, 2021, 10,646 shares granted on March 24, 2022, and 12,406 shares granted on March 16, 2023, and vest upon the degree of achievement of performance goals. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock.

SEC source: 0001209191-23-020135 · doc4.xml · nonDerivative · entry 4

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 245,734

F5 · shares: Shares withheld to cover taxes related to a restricted stock that vested on March 18, 2023 pursuant to the terms of the restricted stock award made on March 18, 2020.

SEC source: 0001209191-23-020135 · doc4.xml · nonDerivative · entry 3

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 250,592

F4 · shares: Shares withheld to cover taxes related to the Performance Share Units granted in a restricted stock that vested on March 18, 2023 pursuant to the terms of the long-term incentive award made on March 18, 2020.

SEC source: 0001209191-23-020135 · doc4.xml · nonDerivative · entry 2

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 260,308

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · shares: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 100% for target level performance, in FBP common stock free of restriction. Amounts between threshold and target level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F3 · price: Performance Share Units that vested based on the achievement of the performance goal at a level resulting in 100% of target, pursuant to a grant of Performance Share Units awarded on March 18, 2020.

SEC source: 0001209191-23-020135 · doc4.xml · derivative · entry 5

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 64,885

Underlying: Common Stock · 12,406 shares

Expires 2026-03-16

F6 · derivative.exercise_price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 150% for maximum level performance, in FBP common stock free of restriction. Amounts between threshold, target, and maximum level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F6 · derivative.exercise_date: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 150% for maximum level performance, in FBP common stock free of restriction. Amounts between threshold, target, and maximum level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

SEC source: 0001209191-23-020135 · doc4.xml · nonDerivative · entry 1

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 229,132

F1 · shares: Shares of restricted stock issued pursuant to the First BanCorp Omnibus Incentive Plan, as amended. The shares shall fully vest solely on the basis of the passage of time over a three-year period, with 50% vesting on year two or March 16, 2025 and the remaining 50% vesting on year three or March 16, 2026.

SEC source: 0001209191-22-021374 · doc4.xml · derivative · entry 2

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 52,479

Underlying: Common Stock · 10,646 shares

Expires 2025-03-24

F2 · derivative.exercise_price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 100% for target-level performance, in FBP common stock free of restriction. Amounts between threshold and target level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F2 · derivative.exercise_date: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 100% for target-level performance, in FBP common stock free of restriction. Amounts between threshold and target level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

SEC source: 0001209191-22-021374 · doc4.xml · nonDerivative · entry 1

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 216,726

F1 · shares: Shares of restricted stock issued pursuant to the First BanCorp Onmibus Incentive Plan, as amended. The shares shall fully vest solely on the basis of the passage of time over a three-year period, with 50% vesting on year two or March 24, 2024 and the remaining 50% vesting on year three or March 24, 2025.

SEC source: 0001209191-22-020620 · doc4.xml · derivative · entry 5

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 41,833

Underlying: Common Stock · 12,538 shares

Expires 2022-03-21

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · derivative.exercise_price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 100% for target level performance, in FBP common stock free of restriction. Amounts between threshold and target level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F4 · price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 100% for target level performance, in FBP common stock free of restriction. Amounts between threshold and target level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F5 · derivative.exercise_date: Performance shares that vested based in the achievement of the performance goal at a level resulting in 100% of target, pursuant to a grant of performance shares award made on March 21, 2019.

F5 · derivative.underlying_shares: Performance shares that vested based in the achievement of the performance goal at a level resulting in 100% of target, pursuant to a grant of performance shares award made on March 21, 2019.

F6 · balance_after: The amount of 41,833 performance share units were granted as a performance award, with 31,176 shares granted on March 18, 2020 and 10,657 shares granted on March 31, 2021 and vest based upon the degree of achievement of performance goals. Each performance right represents a contingent right to receive one share of FBP common stock.

SEC source: 0001209191-22-020620 · doc4.xml · nonDerivative · entry 4

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 206,080

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · shares: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 100% for target level performance, in FBP common stock free of restriction. Amounts between threshold and target level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F5 · price: Performance shares that vested based in the achievement of the performance goal at a level resulting in 100% of target, pursuant to a grant of performance shares award made on March 21, 2019.

SEC source: 0001209191-22-020620 · doc4.xml · nonDerivative · entry 3

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 193,542

F3 · shares: Shares withheld to cover taxes related to the performance share units granted in a restricted stock that vested on March 21, 2022, pursuant to the terms of the long-term incentive award made on March 21, 2019.

SEC source: 0001209191-22-020620 · doc4.xml · nonDerivative · entry 2

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 197,418

F2 · shares: Shares withheld to cover taxes related to a restricted stock that vested on March 21, 2022 pursuant to the terms of the restricted stock award made on March 21, 2019.

SEC source: 0001209191-22-020620 · doc4.xml · nonDerivative · entry 1

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 198,710

F1 · shares: Shares withheld to cover taxes related to a restricted stock that vested on March 18, 2022 pursuant to the terms of the restricted stock award made on March 18, 2020.

SEC source: 0001209191-21-024287 · doc4.xml · derivative · entry 2

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 54,371

Underlying: Common Stock · 10,657 shares

Expires 2024-03-31

F2 · derivative.exercise_price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each performance right represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 100% of the award is paid in common stock free of restrictions. If the final amount is less than 100% of the share units, the balance is forfeited to the Corporation.

F2 · derivative.exercise_date: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each performance right represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 100% of the award is paid in common stock free of restrictions. If the final amount is less than 100% of the share units, the balance is forfeited to the Corporation.

SEC source: 0001209191-21-024287 · doc4.xml · nonDerivative · entry 1

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 203,528

F1 · shares: Shares of restricted stock issued pursuant to the First BanCorp Omnibus Incentive Plan, as amended. The shares shall fully vest solely on the basis of the passage of time over a three year period, with 50% vesting on year two or March 31, 2023 and the remaining 50% vesting on year three or March 31, 2024.

SEC source: 0001209191-21-022663 · doc4.xml · derivative · entry 5

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 43,714

Underlying: Common Stock · 19,645 shares

Expires 2021-03-21

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · derivative.exercise_price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each performance right represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 100% of the award is paid in common stock free of restrictions. If the final amount is less than 100% of the share units, the balance is forfeited to the Corporation.

F4 · price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each performance right represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 100% of the award is paid in common stock free of restrictions. If the final amount is less than 100% of the share units, the balance is forfeited to the Corporation.

F5 · derivative.exercise_date: Performance shares that vested based in the achievement of the performance goal at a level resulting in 100% of target, pursuant to a grant of performance shares award made on March 21, 2018.

F5 · derivative.underlying_shares: Performance shares that vested based in the achievement of the performance goal at a level resulting in 100% of target, pursuant to a grant of performance shares award made on March 21, 2018.

F6 · balance_after: The amount of 43,714 performance share units were granted as a performance award, with 12,538 shares granted on March 21, 2019 and 31,176 shares granted on March 18, 2020, respectively, and vest based upon the degree of achievement of performance goals. Each performance right represents a contingent right to receive one share of FBP common stock.

SEC source: 0001209191-21-022663 · doc4.xml · nonDerivative · entry 4

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 202,268

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · shares: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each performance right represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 100% of the award is paid in common stock free of restrictions. If the final amount is less than 100% of the share units, the balance is forfeited to the Corporation.

F5 · price: Performance shares that vested based in the achievement of the performance goal at a level resulting in 100% of target, pursuant to a grant of performance shares award made on March 21, 2018.

SEC source: 0001209191-21-022663 · doc4.xml · nonDerivative · entry 3

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 196,128

F3 · shares: Shares withheld to cover taxes related to the performance share units granted in a restricted stock that vested on March 21, 2021, pursuant to the terms of the long-term incentive award made on March 21, 2018.

SEC source: 0001209191-21-022663 · doc4.xml · nonDerivative · entry 2

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 194,140

F2 · shares: Shares withheld to cover taxes related to a restricted stock that vested on March 21, 2021 pursuant to the terms of the restricted stock award made on March 21, 2018.

SEC source: 0001209191-21-022663 · doc4.xml · nonDerivative · entry 1

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 192,871

F1 · shares: Shares withheld to cover taxes related to a restricted stock that vested on March 21, 2021 pursuant to the terms of the restricted stock award made on March 21, 2019.

SEC source: 0001209191-20-020880 · doc4.xml · nonDerivative · entry 1

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 182,623

F1 · shares: Shares withheld to cover taxes related to a restricted stock that vested on March 21, 2020 pursuant to the terms of the restricted stock award made on March 21, 2018.

SEC source: 0001209191-20-020480 · doc4.xml · derivative · entry 2

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 63,359

Underlying: Common Stock · 31,176 shares

Expires 2023-03-18

F2 · derivative.exercise_price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each performance right represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 100% of the award is paid in common stock free of restrictions. If the final amount is less than 100% of the share units, the balance is forfeited to the Corporation.

F2 · derivative.exercise_date: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each performance right represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 100% of the award is paid in common stock free of restrictions. If the final amount is less than 100% of the share units, the balance is forfeited to the Corporation.

SEC source: 0001209191-20-020480 · doc4.xml · nonDerivative · entry 1

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 185,397

F1 · shares: Shares of restricted stock issued pursuant to the First BanCorp Omnibus Incentive Plan, as amended. The shares shall fully vest solely on the basis of the passage of time over a three year period, with 50% vesting on year two or March 18, 2022 and the remaining 50% vesting on year three or March 18, 2023.

SEC source: 0001209191-19-021216 · doc4.xml · derivative · entry 3

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 32,183

Underlying: Common Stock · 12,538 shares

Expires 2022-03-21

F3 · derivative.exercise_price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each performance right represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 100% of the award is paid in common stock free of restrictions. If the final amount is less than 100% of the share units, the balance is forfeited to the Corporation.

F3 · derivative.exercise_date: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each performance right represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 100% of the award is paid in common stock free of restrictions. If the final amount is less than 100% of the share units, the balance is forfeited to the Corporation.

SEC source: 0001209191-19-021216 · doc4.xml · nonDerivative · entry 2

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 154,221

F2 · shares: Shares of restricted stock issued pursuant to the First BanCorp Omnibus Incentive Plan, as amended. The shares shall fully vest solely on the basis of the passage of time over a three year period, with 50% vesting on year two or March 21, 2021 and the remaining 50% vesting on year three or March 21, 2022.

F2 · price: Shares of restricted stock issued pursuant to the First BanCorp Omnibus Incentive Plan, as amended. The shares shall fully vest solely on the basis of the passage of time over a three year period, with 50% vesting on year two or March 21, 2021 and the remaining 50% vesting on year three or March 21, 2022.

SEC source: 0001209191-19-021216 · doc4.xml · nonDerivative · entry 1

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 145,863

F1 · shares: Shares withheld to cover taxes related to a restricted stock that vested on March 21, 2019 pursuant to the terms of the restricted stock award made on March 21, 2017.

SEC source: 0001209191-18-040855 · doc4.xml · nonDerivative · entry 2

Lopez-Lay Ginoris · CIK 0001372784 · EVP

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 156,432

F1 · shares: Salary stock issued bi-weekly as a portion of the reporting person's salary compensation under the First BanCorp Omnibus Incentive Plan, as amended. Salary stock is fully vested on the date of grant. The number of shares represented by this award was determined by dividing the dollar value of the award granted to the reporting person by $7.65 the closing price of the Issuer's common stock as quoted on the NYSE on June 29, 2018, the last trading day of the pay period). The shares reported as disposed of were withheld for taxes.

F1 · price: Salary stock issued bi-weekly as a portion of the reporting person's salary compensation under the First BanCorp Omnibus Incentive Plan, as amended. Salary stock is fully vested on the date of grant. The number of shares represented by this award was determined by dividing the dollar value of the award granted to the reporting person by $7.65 the closing price of the Issuer's common stock as quoted on the NYSE on June 29, 2018, the last trading day of the pay period). The shares reported as disposed of were withheld for taxes.