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Mat Ishbia

Disclosed activity across 1 company

Tapewire entity
25470
SEC CIK
0001841794

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Reported relationships

Latest disclosed role at each company.

CompanyLast reported asReport datePublished
UWM Holdings CorpUWMC · Entity 261Director · President and CEO · 10% ownerAugust 05, 2026August 07, 2026

Disclosed balances

About these balances

Latest available filing per company, not a reconstructed current portfolio. Matching sequences show the last reported balance with all source rows expandable; grouping alone does not establish account ownership. Do not add unresolved positions together. Filings may omit unchanged positions, and amendments may correct only part of an older disclosure. Jointly reported shares are not necessarily this owner's personal holdings.

UWM Holdings Corp

Report date August 05, 2026 · Filed August 07, 2026

Jointly reported with SFS HOLDING CORP

Security / awardOwnership accountDisclosed shares / unitsDisclosure context
Class A Warrants (right to buy)SEC Table II · derivative / convertible security · Conversion / exercise price $6.00 · Expires 2036-08-05IndirectSee Footnote15,000,000 Reported balance After 2026-08-05 transaction · row 2 Instrument identity requires review; Table II rows are not merged.
1 source row

Row 2 · 2026-08-05 · Grant · Acquired 15,000,000 · Balance 15,000,000

F3: Pursuant to a Securities Purchase Agreement dated as of August 5, 2026, by and among the Issuer, certain funds or investment vehicles advised, managed by, or otherwise affiliated with Oaktree Capital Management, L.P.,, Mat Ishbia, SFS Holding Corp. and SFS Group Capital, LLC ("SFS Capital"), SFS Capital purchased 150,000 shares of Series A-1 Preferred Stock of the Issuer with an issue price of $1,000 per share, together with Class A Warrants and Class B Warrants, each to purchase 15,000,000 shares of the Company's Class A Common Stock, for an aggregate purchase price of $1,500,000.

F2: The Class A Warrants and the Class B Warrants are not exercisable until the Issuer obtains stockholder approval of the exercise of such Warrants pursuant to the rules of the New York Stock Exchange

F4: These securities are held directly by SFS Capital, and indirectly by Mat Ishbia. Mat Ishbia is the manager and beneficially owns 75% of the equity interests in SFS Capital. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Capital may be deemed to be a director by deputization.

Class B Warrants (right to buy)SEC Table II · derivative / convertible security · Conversion / exercise price $2.00 · Expires 2036-08-05IndirectSee Footnote15,000,000 Reported balance After 2026-08-05 transaction · row 3 Instrument identity requires review; Table II rows are not merged.
1 source row

Row 3 · 2026-08-05 · Grant · Acquired 15,000,000 · Balance 15,000,000

F3: Pursuant to a Securities Purchase Agreement dated as of August 5, 2026, by and among the Issuer, certain funds or investment vehicles advised, managed by, or otherwise affiliated with Oaktree Capital Management, L.P.,, Mat Ishbia, SFS Holding Corp. and SFS Group Capital, LLC ("SFS Capital"), SFS Capital purchased 150,000 shares of Series A-1 Preferred Stock of the Issuer with an issue price of $1,000 per share, together with Class A Warrants and Class B Warrants, each to purchase 15,000,000 shares of the Company's Class A Common Stock, for an aggregate purchase price of $1,500,000.

F2: The Class A Warrants and the Class B Warrants are not exercisable until the Issuer obtains stockholder approval of the exercise of such Warrants pursuant to the rules of the New York Stock Exchange

F4: These securities are held directly by SFS Capital, and indirectly by Mat Ishbia. Mat Ishbia is the manager and beneficially owns 75% of the equity interests in SFS Capital. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Capital may be deemed to be a director by deputization.

Class A Common StockSEC Table I · non-derivativeDirect408,131 Reported balance Holding disclosure · report date 2026-08-05 · row 1 Holding and transaction disclosures are not merged.
1 source row

Row 1 · Balance 408,131

F1: These shares are held directly by Mat Ishbia and SFS Corp. has no interests in these shares.

Filing footnotes · ownership attribution and instrument terms

F1: These shares are held directly by Mat Ishbia and SFS Corp. has no interests in these shares.

F2: The Class A Warrants and the Class B Warrants are not exercisable until the Issuer obtains stockholder approval of the exercise of such Warrants pursuant to the rules of the New York Stock Exchange

F3: Pursuant to a Securities Purchase Agreement dated as of August 5, 2026, by and among the Issuer, certain funds or investment vehicles advised, managed by, or otherwise affiliated with Oaktree Capital Management, L.P.,, Mat Ishbia, SFS Holding Corp. and SFS Group Capital, LLC ("SFS Capital"), SFS Capital purchased 150,000 shares of Series A-1 Preferred Stock of the Issuer with an issue price of $1,000 per share, together with Class A Warrants and Class B Warrants, each to purchase 15,000,000 shares of the Company's Class A Common Stock, for an aggregate purchase price of $1,500,000.

F4: These securities are held directly by SFS Capital, and indirectly by Mat Ishbia. Mat Ishbia is the manager and beneficially owns 75% of the equity interests in SFS Capital. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Capital may be deemed to be a director by deputization.

Transaction history

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Purchases/sales include open-market and private transactions. Plan disclosure applies to the filing; individual rows may differ. “Not disclosed” is not “unplanned.”

The cutoff filters transaction history only. Company summaries and owner relationships show the latest available disclosures. Parser corrections can improve historical records.

Transaction dateCompanyActivity / securityShares / unitsReported priceReported valueDetails
August 05, 2026 Filed Aug 7, 2026 22:02 UTC UWM Holdings Corp UWMC · Entity 261 GrantClass B Warrants (right to buy) · Derivative 15,000,000 $0.00 Strike: $2.00 $0.00
Disclosure

SEC source: 0001841794-26-000075 · wk-form4_1786140137.xml · derivative · entry 3

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 15,000,000

Underlying: Class A Common Stock · 15,000,000 shares

Expires 2036-08-05

F3 · price: Pursuant to a Securities Purchase Agreement dated as of August 5, 2026, by and among the Issuer, certain funds or investment vehicles advised, managed by, or otherwise affiliated with Oaktree Capital Management, L.P.,, Mat Ishbia, SFS Holding Corp. and SFS Group Capital, LLC ("SFS Capital"), SFS Capital purchased 150,000 shares of Series A-1 Preferred Stock of the Issuer with an issue price of $1,000 per share, together with Class A Warrants and Class B Warrants, each to purchase 15,000,000 shares of the Company's Class A Common Stock, for an aggregate purchase price of $1,500,000.

F2 · derivative.exercise_date: The Class A Warrants and the Class B Warrants are not exercisable until the Issuer obtains stockholder approval of the exercise of such Warrants pursuant to the rules of the New York Stock Exchange

F4 · ownership.nature: These securities are held directly by SFS Capital, and indirectly by Mat Ishbia. Mat Ishbia is the manager and beneficially owns 75% of the equity interests in SFS Capital. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Capital may be deemed to be a director by deputization.

Read SEC document
August 05, 2026 Filed Aug 7, 2026 22:02 UTC UWM Holdings Corp UWMC · Entity 261 GrantClass A Warrants (right to buy) · Derivative 15,000,000 $0.00 Strike: $6.00 $0.00
Disclosure

SEC source: 0001841794-26-000075 · wk-form4_1786140137.xml · derivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 15,000,000

Underlying: Class A Common Stock · 15,000,000 shares

Expires 2036-08-05

F3 · price: Pursuant to a Securities Purchase Agreement dated as of August 5, 2026, by and among the Issuer, certain funds or investment vehicles advised, managed by, or otherwise affiliated with Oaktree Capital Management, L.P.,, Mat Ishbia, SFS Holding Corp. and SFS Group Capital, LLC ("SFS Capital"), SFS Capital purchased 150,000 shares of Series A-1 Preferred Stock of the Issuer with an issue price of $1,000 per share, together with Class A Warrants and Class B Warrants, each to purchase 15,000,000 shares of the Company's Class A Common Stock, for an aggregate purchase price of $1,500,000.

F2 · derivative.exercise_date: The Class A Warrants and the Class B Warrants are not exercisable until the Issuer obtains stockholder approval of the exercise of such Warrants pursuant to the rules of the New York Stock Exchange

F4 · ownership.nature: These securities are held directly by SFS Capital, and indirectly by Mat Ishbia. Mat Ishbia is the manager and beneficially owns 75% of the equity interests in SFS Capital. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Capital may be deemed to be a director by deputization.

Read SEC document
May 08, 2026 Filed May 8, 2026 20:49 UTC UWM Holdings Corp UWMC · Entity 261 ConversionUWM Paired Interests · Derivative 14,245 $0.00 $0.00
Disclosure

SEC source: 0001841794-26-000073 · wk-form4_1778273368.xml · derivative · entry 5

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 1,261,862,603

Underlying: Class A Common Stock · 14,245 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests.

F7 · derivative.expiration_date: The conversion rights related to the UWM Paired Interests do not expire.

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
May 08, 2026 Filed May 8, 2026 20:49 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,003,333 $3.39 $3,401,298.87
Disclosure

SEC source: 0001841794-26-000073 · wk-form4_1778273368.xml · nonDerivative · entry 3

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 0

F3 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F5 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.33 to $3.45 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
May 07, 2026 Filed May 8, 2026 20:49 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,003,333 $3.39 $3,401,298.87
Disclosure

SEC source: 0001841794-26-000073 · wk-form4_1778273368.xml · nonDerivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 1,003,333

F3 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F4 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.28 to $3.52 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
May 07, 2026 Filed May 8, 2026 20:49 UTC UWM Holdings Corp UWMC · Entity 261 ConversionClass A Common Stock 14,245 Not disclosed Not disclosed
Disclosure

SEC source: 0001841794-26-000073 · wk-form4_1778273368.xml · nonDerivative · entry 1

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 2,006,666

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests.

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
May 06, 2026 Filed May 6, 2026 21:05 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,003,333 $3.66 $3,672,198.78
Disclosure

SEC source: 0001841794-26-000071 · wk-form4_1778101503.xml · nonDerivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 1,992,421

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F4 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.43 to $4.00 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
May 05, 2026 Filed May 6, 2026 21:05 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,003,333 $3.45 $3,461,498.85
Disclosure

SEC source: 0001841794-26-000071 · wk-form4_1778101503.xml · nonDerivative · entry 1

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 2,995,754

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F2 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.39 to $3.55 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
May 04, 2026 Filed May 4, 2026 20:57 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,003,333 $3.57 $3,581,898.81
Disclosure

SEC source: 0001841794-26-000069 · wk-form4_1777928247.xml · nonDerivative · entry 4

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 3,999,087

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F6 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.52 to $3.64 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F7 · ownership.nature: These securities are held directly by SFS Holding Corp. ("SFS Corp"), a 10% holder of the Issuer and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the, SFS Corp, may be deemed to be a director by deputization.

Read SEC document
May 01, 2026 Filed May 4, 2026 20:57 UTC UWM Holdings Corp UWMC · Entity 261 ConversionUWM Paired Interests · Derivative 3,605,772 $0.00 $0.00
Disclosure

SEC source: 0001841794-26-000069 · wk-form4_1777928247.xml · derivative · entry 6

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 1,261,876,848

Underlying: Class A Common Stock · 3,605,772 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · derivative.exercise_price: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests.

F9 · derivative.expiration_date: The conversion rights related to the UWM Paired Interests do not expire.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
May 01, 2026 Filed May 4, 2026 20:57 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,001,024 $3.62 $3,623,706.88
Disclosure

SEC source: 0001841794-26-000069 · wk-form4_1777928247.xml · nonDerivative · entry 3

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 5,002,420

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F5 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.50 to $3.69 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
May 01, 2026 Filed May 4, 2026 20:57 UTC UWM Holdings Corp UWMC · Entity 261 ConversionClass A Common Stock 3,605,772 Not disclosed Not disclosed
Disclosure

SEC source: 0001841794-26-000069 · wk-form4_1777928247.xml · nonDerivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 6,003,444

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · price: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
April 30, 2026 Filed May 4, 2026 20:57 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 934,061 $3.53 $3,297,235.33
Disclosure

SEC source: 0001841794-26-000069 · wk-form4_1777928247.xml · nonDerivative · entry 1

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 2,397,672

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F2 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.45 to $3.56 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
April 29, 2026 Filed Apr 29, 2026 20:54 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.50 $3,502,009.00
Disclosure

SEC source: 0001841794-26-000067 · wk-form4_1777496060.xml · nonDerivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 3,331,733

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F4 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.44 to $3.66 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
April 28, 2026 Filed Apr 29, 2026 20:54 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 986,644 $3.66 $3,611,117.04
Disclosure

SEC source: 0001841794-26-000067 · wk-form4_1777496060.xml · nonDerivative · entry 1

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 4,332,307

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F2 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.64 to $3.77 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
April 27, 2026 Filed Apr 28, 2026 00:08 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.78 $3,782,169.72
Disclosure

SEC source: 0001841794-26-000065 · wk-form4_1777334899.xml · nonDerivative · entry 3

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 5,318,951

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F5 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.74 to $3.83 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
April 24, 2026 Filed Apr 28, 2026 00:08 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.75 $3,752,152.50
Disclosure

SEC source: 0001841794-26-000065 · wk-form4_1777334899.xml · nonDerivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 6,319,525

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F4 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.63 to $3.79 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
April 23, 2026 Filed Apr 28, 2026 00:08 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.65 $3,652,095.10
Disclosure

SEC source: 0001841794-26-000065 · wk-form4_1777334899.xml · nonDerivative · entry 1

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 7,320,099

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F2 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.60 to $3.68 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
April 22, 2026 Filed Apr 22, 2026 20:59 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.70 $3,702,123.80
Disclosure

SEC source: 0001841794-26-000062 · wk-form4_1776891575.xml · nonDerivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 8,320,673

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F4 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.66 to $3.80 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
April 21, 2026 Filed Apr 22, 2026 20:59 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.82 $3,822,192.68
Disclosure

SEC source: 0001841794-26-000062 · wk-form4_1776891575.xml · nonDerivative · entry 1

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 9,321,247

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F2 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.73 to $4.02 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
April 20, 2026 Filed Apr 20, 2026 21:05 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.94 $3,942,261.56
Disclosure

SEC source: 0001841794-26-000060 · wk-form4_1776719101.xml · nonDerivative · entry 3

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 10,321,821

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F5 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.84 to $3.98 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
April 17, 2026 Filed Apr 20, 2026 21:05 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.93 $3,932,255.82
Disclosure

SEC source: 0001841794-26-000060 · wk-form4_1776719101.xml · nonDerivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 11,322,395

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F4 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.87 to $4.00 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
April 16, 2026 Filed Apr 20, 2026 21:05 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.76 $3,762,158.24
Disclosure

SEC source: 0001841794-26-000060 · wk-form4_1776719101.xml · nonDerivative · entry 1

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 12,322,969

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F2 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.73 to $3.81 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
April 15, 2026 Filed Apr 15, 2026 20:45 UTC UWM Holdings Corp UWMC · Entity 261 ConversionUWM Paired Interests · Derivative 11,000,000 $0.00 $0.00
Disclosure

SEC source: 0001841794-26-000058 · wk-form4_1776285910.xml · derivative · entry 5

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 1,265,482,620

Underlying: Class A Common Stock · 11,000,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · derivative.exercise_price: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests.

F7 · derivative.expiration_date: The conversion rights related to the UWM Paired Interests do not expire.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
April 15, 2026 Filed Apr 15, 2026 20:45 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.78 $3,782,169.72
Disclosure

SEC source: 0001841794-26-000058 · wk-form4_1776285910.xml · nonDerivative · entry 3

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 13,323,543

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F5 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.75 to $3.81 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
April 15, 2026 Filed Apr 15, 2026 20:45 UTC UWM Holdings Corp UWMC · Entity 261 ConversionClass A Common Stock 11,000,000 Not disclosed Not disclosed
Disclosure

SEC source: 0001841794-26-000058 · wk-form4_1776285910.xml · nonDerivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 14,324,117

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · price: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
April 14, 2026 Filed Apr 15, 2026 20:45 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.71 $3,712,129.54
Disclosure

SEC source: 0001841794-26-000058 · wk-form4_1776285910.xml · nonDerivative · entry 1

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 3,324,117

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F2 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.68 to $3.80 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
April 13, 2026 Filed Apr 13, 2026 21:12 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.66 $3,662,100.84
Disclosure

SEC source: 0001841794-26-000056 · wk-form4_1776114726.xml · nonDerivative · entry 3

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 4,324,691

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F5 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.57 to $3.73 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
April 10, 2026 Filed Apr 13, 2026 21:12 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.71 $3,712,129.54
Disclosure

SEC source: 0001841794-26-000056 · wk-form4_1776114726.xml · nonDerivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 5,325,265

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F4 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.67 to $3.89 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
April 09, 2026 Filed Apr 13, 2026 21:12 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.91 $3,912,244.34
Disclosure

SEC source: 0001841794-26-000056 · wk-form4_1776114726.xml · nonDerivative · entry 1

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 6,325,839

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F2 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.82 to $4.00 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
April 08, 2026 Filed Apr 8, 2026 20:50 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.87 $3,872,221.38
Disclosure

SEC source: 0001841794-26-000054 · wk-form4_1775681417.xml · nonDerivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 7,326,413

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F4 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.83 to $3.92 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
April 07, 2026 Filed Apr 8, 2026 20:50 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.61 $3,612,072.14
Disclosure

SEC source: 0001841794-26-000054 · wk-form4_1775681417.xml · nonDerivative · entry 1

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 8,326,987

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F2 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.55 to $3.72 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
April 06, 2026 Filed Apr 6, 2026 20:57 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.73 $3,732,141.02
Disclosure

SEC source: 0001841794-26-000052 · wk-form4_1775509035.xml · nonDerivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 9,327,561

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F4 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.66 to $3.77 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
April 02, 2026 Filed Apr 6, 2026 20:57 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.69 $3,692,118.06
Disclosure

SEC source: 0001841794-26-000052 · wk-form4_1775509035.xml · nonDerivative · entry 1

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 10,328,135

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F2 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.54 to $3.77 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
April 01, 2026 Filed Apr 1, 2026 20:56 UTC UWM Holdings Corp UWMC · Entity 261 ConversionUWM Paired Interests · Derivative 11,000,000 $0.00 $0.00
Disclosure

SEC source: 0001841794-26-000050 · wk-form4_1775077007.xml · derivative · entry 5

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 1,276,482,620

Underlying: Class A Common Stock · 11,000,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · derivative.exercise_price: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests.

F7 · derivative.expiration_date: The conversion rights related to the UWM Paired Interests do not expire.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
April 01, 2026 Filed Apr 1, 2026 20:56 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.63 $3,632,083.62
Disclosure

SEC source: 0001841794-26-000050 · wk-form4_1775077007.xml · nonDerivative · entry 3

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 11,328,709

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F5 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.58 to $3.68 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
April 01, 2026 Filed Apr 1, 2026 20:56 UTC UWM Holdings Corp UWMC · Entity 261 ConversionClass A Common Stock 11,000,000 Not disclosed Not disclosed
Disclosure

SEC source: 0001841794-26-000050 · wk-form4_1775077007.xml · nonDerivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 12,329,283

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · price: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
March 31, 2026 Filed Apr 1, 2026 20:56 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.55 $3,552,037.70
Disclosure

SEC source: 0001841794-26-000050 · wk-form4_1775077007.xml · nonDerivative · entry 1

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 1,329,283

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F2 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.46 to $3.62 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
March 30, 2026 Filed Mar 30, 2026 21:35 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.52 $3,522,020.48
Disclosure

SEC source: 0001841794-26-000048 · wk-form4_1774904497.xml · nonDerivative · entry 3

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 2,329,857

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F5 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.45 to $3.62 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
March 27, 2026 Filed Mar 30, 2026 21:35 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.49 $3,492,003.26
Disclosure

SEC source: 0001841794-26-000048 · wk-form4_1774904497.xml · nonDerivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 3,330,431

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F4 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.42 to $3.57 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
March 26, 2026 Filed Mar 30, 2026 21:35 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.46 $3,461,986.04
Disclosure

SEC source: 0001841794-26-000048 · wk-form4_1774904497.xml · nonDerivative · entry 1

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 4,331,005

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F2 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.39 to $3.53 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
March 25, 2026 Filed Mar 25, 2026 21:42 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.55 $3,552,037.70
Disclosure

SEC source: 0001841794-26-000046 · wk-form4_1774474937.xml · nonDerivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 5,331,579

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F4 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.48 to $3.72 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
March 24, 2026 Filed Mar 25, 2026 21:42 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.63 $3,632,083.62
Disclosure

SEC source: 0001841794-26-000046 · wk-form4_1774474937.xml · nonDerivative · entry 1

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 6,332,153

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F2 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.58 to $3.73 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
March 23, 2026 Filed Mar 23, 2026 21:20 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.72 $3,722,135.28
Disclosure

SEC source: 0001841794-26-000044 · wk-form4_1774300844.xml · nonDerivative · entry 3

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 7,332,727

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F5 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.66 to $3.77 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
March 20, 2026 Filed Mar 23, 2026 21:20 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.60 $3,602,066.40
Disclosure

SEC source: 0001841794-26-000044 · wk-form4_1774300844.xml · nonDerivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 8,333,301

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F4 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.55 to $3.70 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
March 19, 2026 Filed Mar 23, 2026 21:20 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.67 $3,672,106.58
Disclosure

SEC source: 0001841794-26-000044 · wk-form4_1774300844.xml · nonDerivative · entry 1

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 9,333,875

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F2 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.47 to $3.77 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
March 18, 2026 Filed Mar 18, 2026 20:32 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.73 $3,732,141.02
Disclosure

SEC source: 0001841794-26-000042 · wk-form4_1773865942.xml · nonDerivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 10,334,449

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F4 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.60 to $3.84 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
March 17, 2026 Filed Mar 18, 2026 20:32 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.67 $3,672,106.58
Disclosure

SEC source: 0001841794-26-000042 · wk-form4_1773865942.xml · nonDerivative · entry 1

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 11,335,023

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F2 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.63 to $3.74 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
March 16, 2026 Filed Mar 16, 2026 20:59 UTC UWM Holdings Corp UWMC · Entity 261 ConversionUWM Paired Interests · Derivative 11,000,000 $0.00 $0.00
Disclosure

SEC source: 0001841794-26-000040 · wk-form4_1773694742.xml · derivative · entry 6

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 1,287,482,620

Underlying: Class A Common Stock · 11,000,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F5 · derivative.exercise_price: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests.

F8 · derivative.expiration_date: The conversion rights related to the UWM Paired Interests do not expire.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

Read SEC document
March 16, 2026 Filed Mar 16, 2026 20:59 UTC UWM Holdings Corp UWMC · Entity 261 SaleClass A Common Stock 1,000,574 $3.70 $3,702,123.80
Disclosure

SEC source: 0001841794-26-000040 · wk-form4_1773694742.xml · nonDerivative · entry 4

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Plan reported

Ownership: Indirect · See Footnote

Disclosed balance after: 12,335,597

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on September 16, 2025.

F6 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.63 to $3.81 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

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Value uses the disclosed total when available, otherwise shares × reported transaction price. It is not an estimate of exercise cash cost or investment performance.