RIVERA NAYDA

SEC source: 0001193125-26-374610 · ownership.xml · nonDerivative · entry 1

RIVERA NAYDA · CIK 0001224437 · EVP, CCO and Chief of Staff

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 230,398

F1 · price: This amount represents the weighted average sale price for the shares, which were sold in multiple transactions on August 26, 2026 at prices ranging from $28.14 to $28.2302.The reporting person undertakes to provide to First BanCorp, any security holder of First BanCorp, or the staff of the Securities and Exchange Commission, upon request,fullinformation regarding the number of shares sold at each separate price within the ranges set forth in footnote (1).

SEC source: 0001193125-26-357088 · ownership.xml · nonDerivative · entry 1

RIVERA NAYDA · CIK 0001224437 · EVP, CCO and Chief of Staff

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 240,398

F1 · price: This amount represents the weighted average sale price for the shares, which were sold in multiple transactions on August 17, 2026 at prices ranging from $29.59 to $29.60.The reporting person undertakes to provide to First BanCorp, any security holder of First BanCorp, or the staff of the Securities and Exchange Commission, upon request,fullinformation regarding the number of shares sold at each separate price within the ranges set forth in footnote (1).

SEC source: 0001193125-26-120163 · ownership.xml · nonDerivative · entry 2

RIVERA NAYDA · CIK 0001224437 · EVP, CCO and Chief of Staff

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 250,398

F2 · shares: Shares withheld to cover taxes related to restricted stock that vested on March 21, 2026 pursuant to the terms of the restricted stock award made on March 21, 2024.

SEC source: 0001193125-26-120163 · ownership.xml · derivative · entry 3

RIVERA NAYDA · CIK 0001224437 · EVP, CCO and Chief of Staff

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 39,328

Underlying: Common Stock · 13,576 shares

Expires 2029-03-19

F3 · derivative.exercise_price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 150% for maximum level performance, in FBP common stock free of restriction. Amounts between threshold, target, and maximum level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F3 · derivative.exercise_date: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 150% for maximum level performance, in FBP common stock free of restriction. Amounts between threshold, target, and maximum level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F4 · balance_after: The amount of 39,328 Performance Share Units were granted as a performance award with 12,564 shares granted on March 21, 2024, 13,188 shares granted on March 19, 2025, and 13,576 shares granted on March 19, 2026 and vest upon the degree of achievement of performance goals. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock.

SEC source: 0001193125-26-120163 · ownership.xml · nonDerivative · entry 1

RIVERA NAYDA · CIK 0001224437 · EVP, CCO and Chief of Staff

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 253,059

F1 · shares: Shares of restricted stock issued pursuant to the First BanCorp Omnibus Incentive Plan, as amended. The shares shall fully vest solely on the basis of the passage of time over a three-year period, with 50% vesting on year two or March 19, 2028, and the remaining 50% vesting on year three or March 19, 2029.

SEC source: 0001193125-26-114224 · ownership.xml · derivative · entry 4

RIVERA NAYDA · CIK 0001224437 · EVP, CCO and Chief of Staff

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 25,752

Underlying: Common Stock · 23,069 shares

Expires 2026-03-16

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock. At the end of the three-year performance period, 50% of the award is paid for threshold-level performance up to 150% for maximum level performance, in FBP common stock free of restriction. Amounts between threshold, target, and maximum level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F1 · price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock. At the end of the three-year performance period, 50% of the award is paid for threshold-level performance up to 150% for maximum level performance, in FBP common stock free of restriction. Amounts between threshold, target, and maximum level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F2 · derivative.exercise_date: Performance Share Units that vested based upon the degree of achievement of equally weighed performance goals at the end of a three-year performance period, comprising: (i) our total shareholder return relative to companies comprising the KBW Regional Bank Index ("TSR Target Performance"); and (ii) our pre-established targeted tangible book value per share goal ("TBV Target Performance"). Performance Share Units vested based on the achievement of (i) the TSR Target Performance goal at a level resulting in 150% of target, and (ii) the TBV Target Performance goal at a level resulting in 101.46% of target, each pursuant to the grant of Performance Units awarded on March 16, 2023.

F2 · derivative.underlying_shares: Performance Share Units that vested based upon the degree of achievement of equally weighed performance goals at the end of a three-year performance period, comprising: (i) our total shareholder return relative to companies comprising the KBW Regional Bank Index ("TSR Target Performance"); and (ii) our pre-established targeted tangible book value per share goal ("TBV Target Performance"). Performance Share Units vested based on the achievement of (i) the TSR Target Performance goal at a level resulting in 150% of target, and (ii) the TBV Target Performance goal at a level resulting in 101.46% of target, each pursuant to the grant of Performance Units awarded on March 16, 2023.

F5 · balance_after: The amount of 25,752 Performance Share Units were granted as a performance award with 12,564 shares granted on March 21, 2024 and 13,188 shares granted on March 19, 2025, and vest upon the degree of achievement of performance goals. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock.

SEC source: 0001193125-26-114224 · ownership.xml · nonDerivative · entry 3

RIVERA NAYDA · CIK 0001224437 · EVP, CCO and Chief of Staff

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 239,483

F4 · shares: Shares withheld to cover taxes related to restricted stock that vested on March 16, 2026 pursuant to the terms of the restricted stock award made on March 16, 2023.

SEC source: 0001193125-26-114224 · ownership.xml · nonDerivative · entry 2

RIVERA NAYDA · CIK 0001224437 · EVP, CCO and Chief of Staff

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 243,510

F3 · shares: Shares withheld to cover taxes related to Performance Shares Units that vested on March 16, 2026 pursuant to the terms of the long-term incentive award made on March 16, 2023.

SEC source: 0001193125-26-114224 · ownership.xml · nonDerivative · entry 1

RIVERA NAYDA · CIK 0001224437 · EVP, CCO and Chief of Staff

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 253,280

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock. At the end of the three-year performance period, 50% of the award is paid for threshold-level performance up to 150% for maximum level performance, in FBP common stock free of restriction. Amounts between threshold, target, and maximum level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F2 · price: Performance Share Units that vested based upon the degree of achievement of equally weighed performance goals at the end of a three-year performance period, comprising: (i) our total shareholder return relative to companies comprising the KBW Regional Bank Index ("TSR Target Performance"); and (ii) our pre-established targeted tangible book value per share goal ("TBV Target Performance"). Performance Share Units vested based on the achievement of (i) the TSR Target Performance goal at a level resulting in 150% of target, and (ii) the TBV Target Performance goal at a level resulting in 101.46% of target, each pursuant to the grant of Performance Units awarded on March 16, 2023.

SEC source: 0000950170-25-110650 · ownership.xml · nonDerivative · entry 1

RIVERA NAYDA · CIK 0001224437 · EVP, CCO and Chief of Staff

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 230,211

F1 · price: This amount represents the weighted average sale price for the shares, which were sold in multiple transactions on August 19, 2025 at prices ranging from $21.3550 to $21.4901.Thereporting person undertakes to provide to First BanCorp, any security holder of First BanCorp, or the staff of the Securities and Exchange Commission, upon request,fullinformation regarding the number of shares sold at each separate price within the ranges set forth in footnote (1).

SEC source: 0000950170-25-064528 · ownership.xml · nonDerivative · entry 1

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 240,211

F1 · price: This amount represents the weighted average sale price for the shares, which were sold in multiple transactions on May 2, 2025 at prices ranging from $20.10 to $20.30. The reporting person undertakes to provide to First BanCorp, any security holder of First BanCorp, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (1).

SEC source: 0000950170-25-045409 · ownership.xml · derivative · entry 4

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 44,100

Underlying: Common Stock · 12,642 shares

Expires 2025-03-24

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 100% for target level performance, in FBP common stock free of restriction. Amounts between threshold and target level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F1 · price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 100% for target level performance, in FBP common stock free of restriction. Amounts between threshold and target level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F2 · derivative.exercise_date: Performance Share Units that vested based on the achievement of the performance goal at a level resulting in 100% of target, pursuant to a grant of Performance Share Units awarded on March 24, 2022.

F2 · derivative.underlying_shares: Performance Share Units that vested based on the achievement of the performance goal at a level resulting in 100% of target, pursuant to a grant of Performance Share Units awarded on March 24, 2022.

F5 · balance_after: The amount of 44,100 Performance Share Units were granted as a performance award with 18,348 shares granted on March 16, 2023, 12,564 shares granted on March 21, 2024, and 13,188 shares granted on March 19, 2025 and vest upon the degree of achievement of performance goals. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock.

SEC source: 0000950170-25-045409 · ownership.xml · nonDerivative · entry 3

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 250,211

F4 · shares: Shares withheld to cover taxes related to a restricted stock that vested on March 24, 2025 pursuant to the terms of the restricted stock award made on March 24, 2022.

SEC source: 0000950170-25-045409 · ownership.xml · nonDerivative · entry 2

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 252,888

F3 · shares: Shares withheld to cover taxes related to the Performance Share Units that vested on March 24, 2025 pursuant to the terms of the long-term incentive award made on March 24, 2022.

SEC source: 0000950170-25-045409 · ownership.xml · nonDerivative · entry 1

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 258,242

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 100% for target level performance, in FBP common stock free of restriction. Amounts between threshold and target level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F2 · price: Performance Share Units that vested based on the achievement of the performance goal at a level resulting in 100% of target, pursuant to a grant of Performance Share Units awarded on March 24, 2022.

SEC source: 0000950170-25-043156 · ownership.xml · derivative · entry 2

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 56,742

Underlying: Common Stock · 13,188 shares

Expires 2028-03-19

F2 · derivative.exercise_price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 150% for maximum level performance, in FBP common stock free of restriction. Amounts between threshold, target, and maximum level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F2 · derivative.exercise_date: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 150% for maximum level performance, in FBP common stock free of restriction. Amounts between threshold, target, and maximum level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F3 · balance_after: The amount of 56,742 Performance Share Units were granted as a performance award with 12,642 shares granted on March 24, 2022, 18,348 shares granted on March 16, 2023, 12,564 shares granted on March 21, 2024, and 13,188 shares granted on March 19, 2025, and vest upon the degree of achievement of performance goals. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock.

SEC source: 0000950170-25-043156 · ownership.xml · nonDerivative · entry 1

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 245,600

F1 · shares: Shares of restricted stock issued pursuant to the First BanCorp Omnibus Incentive Plan, as amended. The shares shall fully vest solely on the basis of the passage of time over a three-year period, with 50% vesting on year two or March 19, 2027, and the remaining 50% vesting on year three or March 19, 2028.

SEC source: 0000950170-25-041218 · ownership.xml · nonDerivative · entry 1

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 232,412

F1 · shares: Shares withheld to cover taxes related to the restricted stock that vested on March 16, 2025 pursuant to the terms of the long-term incentive award made on March 16, 2023.

SEC source: 0000950170-24-125473 · ownership.xml · nonDerivative · entry 1

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 236,490

F1 · price: This amount represents the weighted average sale price for the shares, which were sold in multiple transactions on November 8, 2024 at prices ranging from $21.05 to $21.30. The reporting person undertakes to provide to First BanCorp, any security holder of First BanCorp, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (1).

F2 · balance_after: Includes 2,670 shares purchased through the Employee Purchase Plan.

SEC source: 0000950170-24-040368 · ownership.xml · derivative · entry 4

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 43,554

Underlying: Common Stock · 12,655 shares

Expires 2024-03-31

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 100% for target level performance, in FBP common stock free of restriction. Amounts between threshold and target level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F1 · price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 100% for target level performance, in FBP common stock free of restriction. Amounts between threshold and target level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F2 · derivative.exercise_date: Performance Share Units that vested based on the achievement of the performance goal at a level resulting in 100% of target, pursuant to a grant of Performance Share Units awarded on March 31, 2021.

F2 · derivative.underlying_shares: Performance Share Units that vested based on the achievement of the performance goal at a level resulting in 100% of target, pursuant to a grant of Performance Share Units awarded on March 31, 2021.

F6 · balance_after: The amount of 43,554 Performance Share Units were granted as a performance award with 12,642 shares granted on March 24, 2022, 18,348 shares granted on March 16, 2023, and 12,564 shares granted on March 21, 2024 and vest upon the degree of achievement of performance goals. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock.

SEC source: 0000950170-24-040368 · ownership.xml · nonDerivative · entry 3

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 261,453

F4 · shares: Shares withheld to cover taxes related to a restricted stock that vested on March 31, 2024 pursuant to the terms of the restricted stock award made on March 31, 2021.

F5 · balance_after: Includes 2,633 shares purchased through the Employee Purchase Plan

SEC source: 0000950170-24-040368 · ownership.xml · nonDerivative · entry 2

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 264,133

F3 · shares: Shares withheld to cover taxes related to the Performance Share Units that vested on March 31, 2024 pursuant to the terms of the long-term incentive award made on March 31, 2021.

SEC source: 0000950170-24-040368 · ownership.xml · nonDerivative · entry 1

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 269,493

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 100% for target level performance, in FBP common stock free of restriction. Amounts between threshold and target level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F2 · price: Performance Share Units that vested based on the achievement of the performance goal at a level resulting in 100% of target, pursuant to a grant of Performance Share Units awarded on March 31, 2021.

SEC source: 0000950170-24-036108 · ownership.xml · nonDerivative · entry 2

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 256,838

F2 · shares: Shares withheld to cover taxes related to the restricted stock that vested on March 24, 2024 pursuant to the terms of the long-term incentive award made on March 24, 2022.

F3 · balance_after: Includes 2,633 shares purchased through the Employee Purchase Plan

SEC source: 0000950170-24-036108 · ownership.xml · derivative · entry 3

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 56,209

Underlying: Common Stock · 12,564 shares

Expires 2027-03-21

F4 · derivative.exercise_price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 150% for maximum level performance, in FBP common stock free of restriction. Amounts between threshold, target, and maximum level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F4 · derivative.exercise_date: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 150% for maximum level performance, in FBP common stock free of restriction. Amounts between threshold, target, and maximum level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F5 · balance_after: The amount of 56,209 Performance Share Units were granted as a performance award with 12,655 shares granted on March 31, 2021, 12,642 shares granted on March 24, 2022, 18,348 shares granted on March 16, 2023, and12,564 shares granted on March 21, 2024, and vest upon the degree of achievement of performance goals. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock.

SEC source: 0000950170-24-036108 · ownership.xml · nonDerivative · entry 1

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 259,516

F1 · shares: Shares of restricted stock issued pursuant to the First BanCorp Omnibus Incentive Plan, as amended. The shares shall fully vest solely on the basis of the passage of time over a three-year period, with 50% vesting on year two or March 21, 2026 and the remaining 50% vesting on year three or March 21, 2027.

SEC source: 0000950170-24-028237 · ownership.xml · nonDerivative · entry 1

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 246,930

F1 · price: This amount represents the weighted average sale price for the shares, which were sold in multiple transactions on March 5, 2024 at prices ranging from $17.11 to $17.13. The reporting person undertakes to provide to First BanCorp, any security holder of First BanCorp, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (1).

F2 · balance_after: Includes 2,612 shares purchased through the Employee Stock Purchase Plan.

SEC source: 0001209191-23-057742 · doc4.xml · nonDerivative · entry 1

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 261,910

F1 · price: This amount represents the weighted average sale price for the shares, which were sold in multiple transactions on December 5, 2023 at prices ranging from $15.73 to $15.8050. The reporting person undertakes to provide to First BanCorp, any security holder of First BanCorp, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (1).

F2 · balance_after: Includes 2,592 shares purchased through the Employee Stock Purchase Plan.

SEC source: 0001209191-23-022949 · doc4.xml · nonDerivative · entry 1

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 276,864

F1 · shares: Shares withheld to cover taxes related to a restricted stock that vested on March 31, 2023 pursuant to the terms of the restricted stock award made on March 31, 2021.

F2 · balance_after: Includes 2,546 shares purchased through the Employee Purchase Plan.

SEC source: 0001209191-23-020142 · doc4.xml · derivative · entry 6

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 43,645

Underlying: Common Stock · 42,261 shares

Expires 2023-03-18

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 100% for target level performance, in FBP common stock free of restriction. Amounts between threshold and target level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F2 · price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 100% for target level performance, in FBP common stock free of restriction. Amounts between threshold and target level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F3 · derivative.exercise_date: Performance Share Units that vested based on the achievement of the performance goal at a level resulting in 100% of target, pursuant to a grant of Performance Share Units awarded on March 18, 2020.

F3 · derivative.underlying_shares: Performance Share Units that vested based on the achievement of the performance goal at a level resulting in 100% of target, pursuant to a grant of Performance Share Units awarded on March 18, 2020.

F8 · balance_after: The amount of 43,645 Performance Share Units were granted as a performance award with 12,655 shares granted on March 31, 2021, 12,642 shares granted on March 24, 2022, and 18,348 shares granted on March 16, 2023, and vest upon the degree of achievement of performance goals. Each Performance Share Unit represents a contingent right to receive one share of FBP common stock.

SEC source: 0001209191-23-020142 · doc4.xml · nonDerivative · entry 4

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 278,279

F5 · shares: Shares withheld to cover taxes related to a restricted stock that vested on March 18, 2023 pursuant to the terms of the restricted stock award made on March 18, 2020.

F6 · balance_after: Includes 2,546 shares purchased through the Employee Purchase Plan.

SEC source: 0001209191-23-020142 · doc4.xml · nonDerivative · entry 3

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 283,062

F4 · shares: Shares withheld to cover taxes related to the Performance Share Units that vested on March 18, 2023 pursuant to the terms of the long-term incentive award made on March 18, 2020.

SEC source: 0001209191-23-020142 · doc4.xml · nonDerivative · entry 2

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 292,629

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · shares: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 100% for target level performance, in FBP common stock free of restriction. Amounts between threshold and target level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F3 · price: Performance Share Units that vested based on the achievement of the performance goal at a level resulting in 100% of target, pursuant to a grant of Performance Share Units awarded on March 18, 2020.

SEC source: 0001209191-23-020142 · doc4.xml · derivative · entry 5

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 85,906

Underlying: Common Stock · 18,348 shares

Expires 2026-03-16

F7 · derivative.exercise_price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 150% for maximum level performance, in FBP common stock free of restriction. Amounts between threshold, target, and maximum level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F7 · derivative.exercise_date: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 150% for maximum level performance, in FBP common stock free of restriction. Amounts between threshold, target, and maximum level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

SEC source: 0001209191-23-020142 · doc4.xml · nonDerivative · entry 1

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 250,368

F1 · shares: Shares of restricted stock issued pursuant to the First BanCorp Omnibus Incentive Plan, as amended. The shares shall fully vest solely on the basis of the passage of time over a three-year period, with 50% vesting on year two or March 16, 2025 and the remaining 50% vesting on year three or March 16, 2026.

SEC source: 0001209191-22-056373 · doc4.xml · nonDerivative · entry 2

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 231,948

F1 · price: This amount represents the weighted average sale price for the shares, which were sold in multiple transactions on November 10, 2022 at prices ranging from $15.80 to $15.8350. The reporting person undertakes to provide to First BanCorp, any security holder of First BanCorp, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (1).

F2 · balance_after: Includes 2,475 shares purchased through the Employee Stock Purchase Plan.

SEC source: 0001209191-22-056373 · doc4.xml · nonDerivative · entry 1

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 251,948

SEC source: 0001209191-22-046018 · doc4.xml · nonDerivative · entry 1

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 256,911

F1 · price: This amount represents the weighted average sale price for the shares, which were sold in multiple transactions on August 12, 2022 at prices ranging from $16.16 to $16.175. The reporting person undertakes to provide to First BanCorp, any security holder of First BanCorp, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (1).

F2 · balance_after: Includes 2,438 shares purchased through the Employee Stock Purchase Plan.

SEC source: 0001209191-22-043939 · doc4.xml · nonDerivative · entry 1

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 266,911

F1 · balance_after: Includes 2,438 shares purchased through the Employee Stock Purchase Plan.

SEC source: 0001209191-22-043293 · doc4.xml · nonDerivative · entry 2

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 276,911

F2 · price: This amount represents the weighted average sale price for the shares, which were sold in multiple transactions on July 27, 2022 at prices ranging from $14.95 to $15.05. The reporting person undertakes to provide to First BanCorp, any security holder of First BanCorp, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (2).

F3 · balance_after: Includes 2,438 shares purchased through the Employee Stock Purchase Plan.

SEC source: 0001209191-22-043293 · doc4.xml · nonDerivative · entry 1

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 296,911

F1 · price: This amount represents the weighted average sale price for the shares, which were sold in multiple transactions on July 25, 2022 at prices ranging from $14.80 to $14.8225. The reporting person undertakes to provide to First BanCorp, any security holder of First BanCorp, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (1).

SEC source: 0001209191-22-021381 · doc4.xml · derivative · entry 2

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 67,558

Underlying: Common Stock · 12,642 shares

Expires 2025-03-24

F3 · derivative.exercise_price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 100% for target-level performance, in FBP common stock free of restriction. Amounts between threshold and target level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F3 · derivative.exercise_date: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each Performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 100% for target-level performance, in FBP common stock free of restriction. Amounts between threshold and target level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

SEC source: 0001209191-22-021381 · doc4.xml · nonDerivative · entry 1

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 306,867

F1 · shares: Shares of restricted stock issued pursuant to the First BanCorp Onmibus Incentive Plan, as amended. The shares shall fully vest solely on the basis of the passage of time over a three-year period, with 50% vesting on year two or March 24, 2024 and the remaining 50% vesting on year three or March 24, 2025.

F2 · balance_after: Includes 2,394 shares purchased through the Employee Purchase Plan.

SEC source: 0001209191-22-020635 · doc4.xml · derivative · entry 5

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 54,916

Underlying: Common Stock · 18,540 shares

Expires 2022-03-21

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · derivative.exercise_price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 100% for target level performance, in FBP common stock free of restriction. Amounts between threshold and target level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F4 · price: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 100% for target level performance, in FBP common stock free of restriction. Amounts between threshold and target level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F5 · derivative.exercise_date: Performance shares that vested based on the achievement of the performance goal at a level resulting in 100% of target, pursuant to a grant of performance shares award made on March 21, 2019.

F5 · derivative.underlying_shares: Performance shares that vested based on the achievement of the performance goal at a level resulting in 100% of target, pursuant to a grant of performance shares award made on March 21, 2019.

F7 · balance_after: The amount of 54,916 performance share units were granted as a performance award with 42,261 shares granted on March 18, 2020 and 12,655 shares granted on March 31, 2021, and vest based upon the degree of achievement of performance goals. Each performance right represents a contingent right to receive one share of FBP common stock.

SEC source: 0001209191-22-020635 · doc4.xml · nonDerivative · entry 4

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 294,224

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · shares: Performance Share Units granted as a performance award, vesting based upon degree of achievement of performance goal. Each performance Share Units represents a contingent right to receive one share of FBP common stock. At the end of the performance period, 50% of the award is paid for threshold-level performance up to 100% for target level performance, in FBP common stock free of restriction. Amounts between threshold and target level performance are interpolated to reward incremental achievement and no amounts are paid if actual results of the performance goal are below threshold-level performance.

F5 · price: Performance shares that vested based on the achievement of the performance goal at a level resulting in 100% of target, pursuant to a grant of performance shares award made on March 21, 2019.

F6 · balance_after: Includes 2,394 shares purchased through the Employee Purchase Plan.

SEC source: 0001209191-22-020635 · doc4.xml · nonDerivative · entry 3

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 275,684

F3 · shares: Shares withheld to cover taxes related to the performance share units granted in a restricted stock that vested on March 21, 20221, pursuant to the terms of the long-term incentive award made on March 21, 2019.

SEC source: 0001209191-22-020635 · doc4.xml · nonDerivative · entry 2

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 281,727

F2 · shares: Shares withheld to cover taxes related to a restricted stock that vested on March 21, 2022 pursuant to the terms of the restricted stock award made on March 21, 2019.

SEC source: 0001209191-22-020635 · doc4.xml · nonDerivative · entry 1

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 283,742

F1 · shares: Shares withheld to cover taxes related to a restricted stock that vested on March 18, 2022 pursuant to the terms of the restricted stock award made on March 18, 2020.

SEC source: 0001209191-22-008510 · doc4.xml · nonDerivative · entry 1

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 290,605

F1 · price: This amount represents the weighted average sale price for the shares, which were sold in multiple transactions on February 8, 2022 at prices ranging from $15.06 to $15.2550. The reporting person undertakes to provide to First BanCorp, any security holder of First BanCorp, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (1).

F2 · balance_after: Includes 2,369 shares purchased through the Employee Stock Purchase Plan.

SEC source: 0001209191-21-061929 · doc4.xml · nonDerivative · entry 1

RIVERA NAYDA · CIK 0001224437 · EVP and CRO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 310,567

F1 · balance_after: Includes 2,331 shares purchased through the Employee Stock Purchase Plan.