UWMC

SEC source: 0001841794-24-000034 · wk-form4_1728605446.xml · derivative · entry 6

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 1,456,095,184

Underlying: Class A Common Stock · 10,287,793 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests and were immediately sold as described further in footnote 3 below.

F1 · derivative.exercise_price: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests and were immediately sold as described further in footnote 3 below.

F5 · derivative.expiration_date: The conversion rights related to the UWM Paired Interests do not expire.

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001841794-24-000034 · wk-form4_1728605446.xml · nonDerivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 0

F3 · price: The Class A Common Stock received upon conversion of the Paired Interests were sold in a privately negotiated transaction for membership interests in a privately held limited liability company.

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001841794-24-000034 · wk-form4_1728605446.xml · nonDerivative · entry 1

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 10,287,793

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests and were immediately sold as described further in footnote 3 below.

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001841794-24-000030 · wk-form4_1727985826.xml · derivative · entry 4

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 1,466,382,977

Underlying: Class A Common Stock · 18,644,798 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests and were immediately sold as described further in footnote 3 below.

F1 · derivative.exercise_price: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests and were immediately sold as described further in footnote 3 below.

F5 · derivative.expiration_date: The conversion rights related to the UWM Paired Interests do not expire.

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001841794-24-000030 · wk-form4_1727985826.xml · nonDerivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 0

F3 · price: The Class A Common Stock received upon conversion of the Paired Interests were sold in a privately negotiated transaction for membership interests in a privately held limited liability company.

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001841794-24-000030 · wk-form4_1727985826.xml · nonDerivative · entry 1

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 18,644,798

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests and were immediately sold as described further in footnote 3 below.

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001841794-24-000022 · wk-form4_1726658866.xml · derivative · entry 4

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 1,485,027,775

Underlying: Class A Common Stock · 1,200,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests and were immediately sold as described further in footnote 3 below.

F1 · derivative.exercise_price: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests and were immediately sold as described further in footnote 3 below.

F4 · derivative.expiration_date: The conversion rights related to the UWM Paired Interests do not expire.

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001841794-24-000022 · wk-form4_1726658866.xml · nonDerivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 0

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001841794-24-000022 · wk-form4_1726658866.xml · nonDerivative · entry 1

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 1,200,000

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests and were immediately sold as described further in footnote 3 below.

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001841794-24-000020 · wk-form4_1726604929.xml · derivative · entry 4

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 1,486,227,775

Underlying: Class A Common Stock · 10,842,012 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests and were immediately sold.

F1 · derivative.exercise_price: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests and were immediately sold.

F4 · derivative.expiration_date: The conversion rights related to the UWM Paired Interests do not expire.

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001841794-24-000020 · wk-form4_1726604929.xml · nonDerivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 0

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001841794-24-000020 · wk-form4_1726604929.xml · nonDerivative · entry 1

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 10,842,012

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests and were immediately sold.

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001841846-24-000009 · wk-form4_1725394797.xml · derivative · entry 5

Hubacker Andrew · CIK 0001841846 · EVP, CFO and CAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 7,500

Underlying: Class A Common Stock · 3,750 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_price: The RSUs convert to Class A Common Stock on a one-for-one basis.

F5 · derivative.exercise_date: These RSUs vest in accordance with the following schedule: 3,750 vested on September 1, 2023, 3,750 vested on September 1, 2024, 3,750 vest on September 1, 2025 and 3,750 vest on September 1, 2026.

F5 · derivative.expiration_date: These RSUs vest in accordance with the following schedule: 3,750 vested on September 1, 2023, 3,750 vested on September 1, 2024, 3,750 vest on September 1, 2025 and 3,750 vest on September 1, 2026.

SEC source: 0001841846-24-000009 · wk-form4_1725394797.xml · nonDerivative · entry 2

Hubacker Andrew · CIK 0001841846 · EVP, CFO and CAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 31,053

F1 · shares: Shares withheld for payment of applicable taxes upon settlement of RSUs in accordance with Rule 16b-3.

SEC source: 0001841846-24-000009 · wk-form4_1725394797.xml · nonDerivative · entry 1

Hubacker Andrew · CIK 0001841846 · EVP, CFO and CAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 32,145

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001842397-24-000006 · wk-form4_1725394185.xml · derivative · entry 3

Elezaj Alex · CIK 0001842397 · Director · EVP, Chief Strategy Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 658,617

Underlying: Class A Common Stock · 658,617 shares

Expires not disclosed

F1 · derivative.exercise_price: The Restricted Stock Units ("RSUs") convert to Class A Common Stock on a one-for-one basis.

F3 · derivative.exercise_date: These RSUs vest on August 30, 2031. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

F3 · derivative.expiration_date: These RSUs vest on August 30, 2031. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

SEC source: 0001841840-24-000007 · wk-form4_1725394242.xml · derivative · entry 4

Wilner Melinda · CIK 0001841840 · Director · EVP, COO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 768,387

Underlying: Class A Common Stock · 768,387 shares

Expires not disclosed

F2 · derivative.exercise_price: The RSUs convert to Class A Common Stock on a one-for-one basis.

F4 · derivative.exercise_date: These RSUs vest on August 30, 2031. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

F4 · derivative.expiration_date: These RSUs vest on August 30, 2031. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

SEC source: 0001841846-24-000009 · wk-form4_1725394797.xml · derivative · entry 4

Hubacker Andrew · CIK 0001841846 · EVP, CFO and CAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 329,309

Underlying: Class A Common Stock · 329,309 shares

Expires not disclosed

F2 · derivative.exercise_price: The RSUs convert to Class A Common Stock on a one-for-one basis.

F4 · derivative.exercise_date: These RSUs vest on August 30, 2031. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

F4 · derivative.expiration_date: These RSUs vest on August 30, 2031. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

SEC source: 0001841901-24-000007 · wk-form4_1725394164.xml · derivative · entry 3

Lawson Laura · CIK 0001841901 · Director · EVP, Chief People Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 548,848

Underlying: Class A Common Stock · 548,848 shares

Expires not disclosed

F1 · derivative.exercise_price: The RSUs convert to Class A Common Stock on a one-for-one basis.

F3 · derivative.exercise_date: These RSUs vest on August 30, 2031. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

F3 · derivative.expiration_date: These RSUs vest on August 30, 2031. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

SEC source: 0001841794-24-000015 · wk-form4_1725481630.xml · derivative · entry 4

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 1,497,069,787

Underlying: Class A Common Stock · 5,000,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests and were immediately sold as described further in footnote 3 below.

F1 · derivative.exercise_price: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests and were immediately sold as described further in footnote 3 below.

F5 · derivative.expiration_date: The conversion rights related to the UWM Paired Interests do not expire.

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001841794-24-000015 · wk-form4_1725481630.xml · nonDerivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 0

F3 · price: The Class A Common Stock received upon conversion of the Paired Interests were sold in a privately negotiated transaction for membership interests in a privately held limited liability company.

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001841794-24-000015 · wk-form4_1725481630.xml · nonDerivative · entry 1

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 5,000,000

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests and were immediately sold as described further in footnote 3 below.

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001842397-24-000004 · wk-form4_1709674162.xml · derivative · entry 4

Elezaj Alex · CIK 0001842397 · Director · EVP, Chief Strategy Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

Underlying: Class A Common Stock · 15,021 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · derivative.exercise_price: The RSUs convert to Class A Common Stock on a one-for-one basis.

F5 · derivative.exercise_date: These RSUs vested on March 2, 2024.

F5 · derivative.expiration_date: These RSUs vested on March 2, 2024.

SEC source: 0001842397-24-000004 · wk-form4_1709674162.xml · nonDerivative · entry 2

Elezaj Alex · CIK 0001842397 · Director · EVP, Chief Strategy Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 296,687

F2 · shares: This transaction is not a sale of shares by the Reporting Person. Instead this reflects shares mandatorily withheld by the Company in accordance with the award agreement to meet the Company's minimum withholding obligations pursuant to a transaction exempt under Section 16b-3.

SEC source: 0001842397-24-000004 · wk-form4_1709674162.xml · nonDerivative · entry 1

Elezaj Alex · CIK 0001842397 · Director · EVP, Chief Strategy Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 301,612

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: On March 1, 2024, 15,021 of the Reporting Person's Restricted Stock Units ("RSUs") were settled for an equal number of Class A Common Stock.

SEC source: 0001841794-24-000003 · wk-form4_1709674005.xml · derivative · entry 6

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

Underlying: Class A Common Stock · 267,037 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F5 · derivative.exercise_price: The Restricted Stock Units ("RSUs") convert to Class A Common Stock on a one-for-one basis.

F7 · derivative.exercise_date: These RSUs vested on March 2, 2024.

F7 · derivative.expiration_date: These RSUs vested on March 2, 2024.

SEC source: 0001841794-24-000003 · wk-form4_1709674005.xml · nonDerivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 171,520

F2 · shares: This transaction is not a sale of shares by the Reporting Person. Instead this reflects shares mandatorily withheld by the Company in accordance with the award agreement to meet the Company's minimum withholding obligations pursuant to a transaction exempt under Section 16b-3.

SEC source: 0001841794-24-000003 · wk-form4_1709674005.xml · nonDerivative · entry 1

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 267,037

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: On March 1, 2024, 267,037 of the Reporting Person's Restricted Stock Units ("RSUs") were settled for an equal number of Class A Common Stock.

SEC source: 0001841840-24-000005 · wk-form4_1709673825.xml · derivative · entry 5

Wilner Melinda · CIK 0001841840 · Director · EVP, COO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

Underlying: Class A Common Stock · 16,356 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · derivative.exercise_price: The RSUs convert to Class A Common Stock on a one-for-one basis.

F6 · derivative.exercise_date: These RSUs vested on March 2, 2024.

F6 · derivative.expiration_date: These RSUs vested on March 2, 2024.

SEC source: 0001841840-24-000005 · wk-form4_1709673825.xml · nonDerivative · entry 2

Wilner Melinda · CIK 0001841840 · Director · EVP, COO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 52,270

F2 · shares: This transaction is not a sale of shares by the Reporting Person. Instead this reflects shares mandatorily withheld by the Company in accordance with the award agreement to meet the Company's minimum withholding obligations pursuant to a transaction exempt under Section 16b-3.

SEC source: 0001841840-24-000005 · wk-form4_1709673825.xml · nonDerivative · entry 1

Wilner Melinda · CIK 0001841840 · Director · EVP, COO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 57,030

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: On March 1, 2024, 16,356 of the Reporting Person's Restricted Stock Units ('RSUs") were settled for an equal number of Class A Common Stock.

SEC source: 0001841846-24-000007 · wk-form4_1709674084.xml · derivative · entry 5

Hubacker Andrew · CIK 0001841846 · EVP, CFO and CAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

Underlying: Class A Common Stock · 7,844 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · derivative.exercise_price: The RSUs convert to Class A Common Stock on a one-for-one basis.

F6 · derivative.exercise_date: These RSUs vested on March 2, 2024.

F6 · derivative.expiration_date: These RSUs vested on March 2, 2024.

SEC source: 0001841846-24-000007 · wk-form4_1709674084.xml · nonDerivative · entry 2

Hubacker Andrew · CIK 0001841846 · EVP, CFO and CAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 28,395

F2 · shares: This transaction is not a sale of shares by the Reporting Person. Instead this reflects shares mandatorily withheld by the Company in accordance with the award agreement to meet the Company's minimum withholding obligations pursuant to a transaction exempt under Section 16b-3.

SEC source: 0001841846-24-000007 · wk-form4_1709674084.xml · nonDerivative · entry 1

Hubacker Andrew · CIK 0001841846 · EVP, CFO and CAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 30,678

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: On March 1, 2024, 7,844 of the Reporting Person's Restricted Stock Units ("RSUs") were settled for an equal number of Class A Common Stock.

SEC source: 0001841901-24-000005 · wk-form4_1709673906.xml · derivative · entry 4

Lawson Laura · CIK 0001841901 · Director · EVP, Chief People Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

Underlying: Class A Common Stock · 10,014 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · derivative.exercise_price: The RSUs convert to Class A Common Stock on a one-for-one basis.

F5 · derivative.exercise_date: These RSUs vested on March 2, 2024.

F5 · derivative.expiration_date: These RSUs vested on March 2, 2024.

SEC source: 0001841901-24-000005 · wk-form4_1709673906.xml · nonDerivative · entry 2

Lawson Laura · CIK 0001841901 · Director · EVP, Chief People Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 47,811

F2 · shares: This transaction is not a sale of shares by the Reporting Person. Instead this reflects shares mandatorily withheld by the Company in accordance with the award agreement to meet the Company's minimum withholding obligations pursuant to a transaction exempt under Section 16b-3.

SEC source: 0001841901-24-000005 · wk-form4_1709673906.xml · nonDerivative · entry 1

Lawson Laura · CIK 0001841901 · Director · EVP, Chief People Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 50,726

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: On March 1, 2024, 10,014 of the Reporting Person's Restricted Stock Units ("RSUs") were settled for an equal number of Class A Common Stock.

SEC source: 0001842397-24-000003 · wk-form4_1707772856.xml · derivative · entry 3

Elezaj Alex · CIK 0001842397 · Director · EVP, Chief Strategy Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 8,606

Underlying: Class A Common Stock · 8,606 shares

Expires not disclosed

F1 · derivative.exercise_price: The RSUs convert to Class A Common Stock on a one-for-one basis.

F3 · shares: The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

F4 · derivative.exercise_date: These RSUs vest on March 1, 2025.

F4 · derivative.expiration_date: These RSUs vest on March 1, 2025.

SEC source: 0001841794-24-000001 · wk-form4_1707772952.xml · derivative · entry 4

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 152,990

Underlying: Class A Common Stock · 152,990 shares

Expires not disclosed

F3 · derivative.exercise_price: The Restricted Stock Units ("RSUs") convert to Class A Common Stock on a one-for-one basis.

F5 · shares: The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

F6 · derivative.exercise_date: These RSUs vest on March 1, 2025.

F6 · derivative.expiration_date: These RSUs vest on March 1, 2025.

SEC source: 0001841840-24-000004 · wk-form4_1707773058.xml · derivative · entry 4

Wilner Melinda · CIK 0001841840 · Director · EVP, COO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 9,371

Underlying: Class A Common Stock · 9,371 shares

Expires not disclosed

F2 · derivative.exercise_price: The RSUs convert to Class A Common Stock on a one-for-one basis.

F4 · shares: The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

F5 · derivative.exercise_date: These RSUs vest on March 1, 2025.

F5 · derivative.expiration_date: These RSUs vest on March 1, 2025.

SEC source: 0001841846-24-000006 · wk-form4_1707773022.xml · derivative · entry 4

Hubacker Andrew · CIK 0001841846 · EVP, CFO and CAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 5,738

Underlying: Class A Common Stock · 5,738 shares

Expires not disclosed

F1 · derivative.exercise_price: The RSUs convert to Class A Common Stock on a one-for-one basis.

F4 · shares: The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

F5 · derivative.exercise_date: These RSUs vest on March 1, 2025.

F5 · derivative.expiration_date: These RSUs vest on March 1, 2025.

SEC source: 0001841901-24-000004 · wk-form4_1707772996.xml · derivative · entry 3

Lawson Laura · CIK 0001841901 · Director · EVP, Chief People Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 5,738

Underlying: Class A Common Stock · 5,738 shares

Expires not disclosed

F1 · derivative.exercise_price: The RSUs convert to Class A Common Stock on a one-for-one basis.

F3 · shares: The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

F4 · derivative.exercise_date: These RSUs vest on March 1, 2025.

F4 · derivative.expiration_date: These RSUs vest on March 1, 2025.

SEC source: 0001841846-24-000004 · wk-form4_1707339863.xml · derivative · entry 5

Hubacker Andrew · CIK 0001841846 · EVP, CFO and CAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

Underlying: Class A Common Stock · 26,427 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · derivative.exercise_price: The RSUs convert to Class A Common Stock on a one-for-one basis.

F6 · derivative.exercise_date: These RSUs vested on February 6, 2024.

F6 · derivative.expiration_date: These RSUs vested on February 6, 2024.

SEC source: 0001841846-24-000004 · wk-form4_1707339863.xml · nonDerivative · entry 2

Hubacker Andrew · CIK 0001841846 · EVP, CFO and CAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 22,834

F2 · shares: Shares withheld for payment of applicable taxes upon settlement of RSUs in accordance with Rule 16b-3.

SEC source: 0001841846-24-000004 · wk-form4_1707339863.xml · nonDerivative · entry 1

Hubacker Andrew · CIK 0001841846 · EVP, CFO and CAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 31,507

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: On February 6, 2024, 26,427 of the Reporting Person's Restricted Stock Units ("RSUs") were settled for an equal number of Class A Common Stock.

SEC source: 0001842397-24-000002 · wk-form4_1707167330.xml · derivative · entry 4

Elezaj Alex · CIK 0001842397 · Director · EVP, Chief Strategy Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

Underlying: Class A Common Stock · 4,590 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · derivative.exercise_price: The RSUs convert to Class A Common Stock on a one-for-one basis.

F5 · derivative.exercise_date: These RSUs vested on February 1, 2024.

F5 · derivative.expiration_date: These RSUs vested on February 1, 2024.

SEC source: 0001842397-24-000002 · wk-form4_1707167330.xml · nonDerivative · entry 2

Elezaj Alex · CIK 0001842397 · Director · EVP, Chief Strategy Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 286,591

F2 · shares: Shares withheld for payment of applicable taxes upon settlement of RSUs in accordance with Rule 16b-3.

SEC source: 0001842397-24-000002 · wk-form4_1707167330.xml · nonDerivative · entry 1

Elezaj Alex · CIK 0001842397 · Director · EVP, Chief Strategy Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 288,170

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: On February 1, 2024, 4,590 of the Reporting Person's Restricted Stock Units ("RSUs") were settled for an equal number of Class A Common Stock.

SEC source: 0001841840-24-000002 · wk-form4_1707167260.xml · derivative · entry 5

Wilner Melinda · CIK 0001841840 · Director · EVP, COO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

Underlying: Class A Common Stock · 20,656 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · derivative.exercise_price: The RSUs convert to Class A Common Stock on a one-for-one basis.

F6 · derivative.exercise_date: These RSUs vested on February 1, 2024.

F6 · derivative.expiration_date: These RSUs vested on February 1, 2024.

SEC source: 0001841840-24-000002 · wk-form4_1707167260.xml · nonDerivative · entry 2

Wilner Melinda · CIK 0001841840 · Director · EVP, COO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 40,674

F2 · shares: Shares withheld for payment of applicable taxes upon settlement of RSUs in accordance with Rule 16b-3.