UWMC

SEC source: 0001841794-25-000021 · wk-form4_1751410112.xml · nonDerivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 899,676

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on March 17, 2025.

F4 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $4.07 to $4.16 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001841794-25-000021 · wk-form4_1751410112.xml · nonDerivative · entry 1

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 1,299,712

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on March 17, 2025.

F2 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $4.10 to $4.19 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001841794-25-000014 · wk-form4_1750973492.xml · nonDerivative · entry 3

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 1,699,748

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on March 17, 2025.

F5 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $4.07 to $4.19 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001841794-25-000014 · wk-form4_1750973492.xml · nonDerivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 2,099,784

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on March 17, 2025.

F4 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $4.10 to $4.24 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001841794-25-000014 · wk-form4_1750973492.xml · nonDerivative · entry 1

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 2,499,820

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on March 17, 2025.

F2 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $4.14 to $4.29 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001841794-25-000012 · wk-form4_1750714834.xml · nonDerivative · entry 3

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 2,899,856

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on March 17, 2025.

F5 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.97 to $4.22 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001841794-25-000012 · wk-form4_1750714834.xml · nonDerivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 3,299,892

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on March 17, 2025.

F4 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.96 to $4.07 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001841794-25-000012 · wk-form4_1750714834.xml · nonDerivative · entry 1

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 3,699,928

F1 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on March 17, 2025.

F2 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.81 to $4.00 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F3 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001841794-25-000010 · wk-form4_1750195208.xml · nonDerivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 4,099,964

F3 · shares: Sold pursuant to the 10b5-1 Plan adopted by SFS Corp on March 17, 2025.

F4 · price: Represents the weighted average price of shares sold. The price of the shares sold ranged from $3.93 to $4.11 per share. The Reporting Person, upon request, will provide the Securities and Exchange Commission staff, the Issuer or a security holder of the Issuer full information regarding the number of shares sold at each price.

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001841794-25-000010 · wk-form4_1750195208.xml · derivative · entry 4

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 1,393,282,620

Underlying: Class A Common Stock · 4,500,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests and were immediately sold as described further in footnote 3 below.

F1 · derivative.exercise_price: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests and were immediately sold as described further in footnote 3 below.

F6 · derivative.expiration_date: The conversion rights related to the UWM Paired Interests do not expire.

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001841794-25-000010 · wk-form4_1750195208.xml · nonDerivative · entry 1

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 4,500,000

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests and were immediately sold as described further in footnote 3 below.

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001842397-25-000005 · wk-form4_1747858510.xml · derivative · entry 4

Elezaj Alex · CIK 0001842397 · Director · EVP, Chief Strategy Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,608,794

Underlying: Class A Common Stock · 1,608,794 shares

Expires not disclosed

F1 · derivative.exercise_price: The RSUs convert to Class A Common Stock on a one-for-one basis.

F4 · derivative.exercise_date: These RSUs vest on May 19, 2026. These RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

F4 · derivative.expiration_date: These RSUs vest on May 19, 2026. These RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

SEC source: 0001841840-25-000005 · wk-form4_1747858600.xml · derivative · entry 5

Wilner Melinda · CIK 0001841840 · Director · EVP, COO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,608,794

Underlying: Class A Common Stock · 1,608,794 shares

Expires not disclosed

F2 · derivative.exercise_price: The RSUs convert to Class A Common Stock on a one-for-one basis.

F5 · derivative.exercise_date: These RSUs vest on May 19, 2026. These RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

F5 · derivative.expiration_date: These RSUs vest on May 19, 2026. These RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

SEC source: 0001841794-25-000008 · wk-form4_1743624445.xml · derivative · entry 4

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 1,397,782,620

Underlying: Class A Common Stock · 13,028,909 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests and were immediately sold as described further in footnote 3 below.

F1 · derivative.exercise_price: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests and were immediately sold as described further in footnote 3 below.

F5 · derivative.expiration_date: The conversion rights related to the UWM Paired Interests do not expire.

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001841794-25-000008 · wk-form4_1743624445.xml · nonDerivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 0

F3 · price: The Class A Common Stock received upon conversion of the Paired Interests were sold in a privately negotiated transaction for shares of a private company.

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001841794-25-000008 · wk-form4_1743624445.xml · nonDerivative · entry 1

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 13,028,909

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests and were immediately sold as described further in footnote 3 below.

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001842002-25-000001 · wk-form4_1742333249.xml · derivative · entry 4

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 1,410,811,529

Underlying: Class A Common Stock · 29,520,569 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests and were immediately sold as described further in footnote 3 below.

F1 · derivative.exercise_price: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests and were immediately sold as described further in footnote 3 below.

F5 · derivative.expiration_date: The conversion rights related to the UWM Paired Interests do not expire.

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001842002-25-000001 · wk-form4_1742333249.xml · nonDerivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 0

F3 · price: The Class A Common Stock received upon conversion of the Paired Interests were sold in a privately negotiated transaction for membership interests in a privately held limited liability company.

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001842002-25-000001 · wk-form4_1742333249.xml · nonDerivative · entry 1

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 29,520,569

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests and were immediately sold as described further in footnote 3 below.

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001842397-25-000004 · wk-form4_1741124576.xml · derivative · entry 5

Elezaj Alex · CIK 0001842397 · Director · EVP, Chief Strategy Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

Underlying: Class A Common Stock · 8,606 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · derivative.exercise_price: The RSUs convert to Class A Common Stock on a one-for-one basis.

F1 · derivative.exercise_date: On February 28, 2025, 8,606 of the Reporting Person's Restricted Stock Units ("RSUs") vested and were settled for an equal number of Class A Common Stock.

F1 · derivative.expiration_date: On February 28, 2025, 8,606 of the Reporting Person's Restricted Stock Units ("RSUs") vested and were settled for an equal number of Class A Common Stock.

SEC source: 0001842397-25-000004 · wk-form4_1741124576.xml · nonDerivative · entry 2

Elezaj Alex · CIK 0001842397 · Director · EVP, Chief Strategy Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 302,597

F2 · shares: This transaction is not a sale of shares by the Reporting Person. Instead this reflects shares mandatorily withheld by the Company in accordance with the award agreement to meet the Company's minimum withholding obligations pursuant to a transaction exempt under Rule 16b-3.

SEC source: 0001842397-25-000004 · wk-form4_1741124576.xml · nonDerivative · entry 1

Elezaj Alex · CIK 0001842397 · Director · EVP, Chief Strategy Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 305,293

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: On February 28, 2025, 8,606 of the Reporting Person's Restricted Stock Units ("RSUs") vested and were settled for an equal number of Class A Common Stock.

SEC source: 0002056970-25-000005 · wk-form4_1741124783.xml · derivative · entry 5

WOLFE ADAM A · CIK 0002056970 · EVP, CLO & Chief Admin Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

Underlying: Class A Common Stock · 1,171 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · derivative.exercise_price: The RSUs convert to Class A Common Stock on a one-for-one basis.

F1 · derivative.exercise_date: On February 28, 2025, 1,171 of the Reporting Person's Restricted Stock Units ('RSUs") vested and were settled for an equal number of Class A Common Stock.

F1 · derivative.expiration_date: On February 28, 2025, 1,171 of the Reporting Person's Restricted Stock Units ('RSUs") vested and were settled for an equal number of Class A Common Stock.

SEC source: 0002056970-25-000005 · wk-form4_1741124783.xml · nonDerivative · entry 2

WOLFE ADAM A · CIK 0002056970 · EVP, CLO & Chief Admin Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 17,211

F2 · shares: This transaction is not a sale of shares by the Reporting Person. Instead this reflects shares mandatorily withheld by the Company in accordance with the award agreement to meet the Company's minimum withholding obligations pursuant to a transaction exempt under Rule 16b-3.

SEC source: 0002056970-25-000005 · wk-form4_1741124783.xml · nonDerivative · entry 1

WOLFE ADAM A · CIK 0002056970 · EVP, CLO & Chief Admin Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 17,614

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: On February 28, 2025, 1,171 of the Reporting Person's Restricted Stock Units ('RSUs") vested and were settled for an equal number of Class A Common Stock.

SEC source: 0001841794-25-000004 · wk-form4_1741124827.xml · derivative · entry 5

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

Underlying: Class A Common Stock · 152,990 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F5 · derivative.exercise_price: The RSUs convert to Class A Common Stock on a one-for-one basis.

F1 · derivative.exercise_date: On February 28, 2025, 152,990 of the Reporting Person's Restricted Stock Units ("RSUs") vested and were settled for an equal number of Class A Common Stock.

F1 · derivative.expiration_date: On February 28, 2025, 152,990 of the Reporting Person's Restricted Stock Units ("RSUs") vested and were settled for an equal number of Class A Common Stock.

SEC source: 0001841794-25-000004 · wk-form4_1741124827.xml · nonDerivative · entry 2

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 279,989

F2 · shares: This transaction is not a sale of shares by the Reporting Person. Instead this reflects shares mandatorily withheld by the Company in accordance with the award agreement to meet the Company's minimum withholding obligations pursuant to a transaction exempt under Rule 16b-3.

SEC source: 0001841794-25-000004 · wk-form4_1741124827.xml · nonDerivative · entry 1

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 324,510

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: On February 28, 2025, 152,990 of the Reporting Person's Restricted Stock Units ("RSUs") vested and were settled for an equal number of Class A Common Stock.

SEC source: 0001841840-25-000004 · wk-form4_1741124744.xml · derivative · entry 6

Wilner Melinda · CIK 0001841840 · Director · EVP, COO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

Underlying: Class A Common Stock · 9,371 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · derivative.exercise_price: The RSUs convert to Class A Common Stock on a one-for-one basis.

F1 · derivative.exercise_date: On February 28, 2025, 9,371 of the Reporting Person's Restricted Stock Units ('RSUs") vested and were settled for an equal number of Class A Common Stock.

F1 · derivative.expiration_date: On February 28, 2025, 9,371 of the Reporting Person's Restricted Stock Units ('RSUs") vested and were settled for an equal number of Class A Common Stock.

SEC source: 0001841840-25-000004 · wk-form4_1741124744.xml · nonDerivative · entry 2

Wilner Melinda · CIK 0001841840 · Director · EVP, COO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 58,838

F2 · shares: This transaction is not a sale of shares by the Reporting Person. Instead this reflects shares mandatorily withheld by the Company in accordance with the award agreement to meet the Company's minimum withholding obligations pursuant to a transaction exempt under Rule 16b-3.

SEC source: 0001841840-25-000004 · wk-form4_1741124744.xml · nonDerivative · entry 1

Wilner Melinda · CIK 0001841840 · Director · EVP, COO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 61,641

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: On February 28, 2025, 9,371 of the Reporting Person's Restricted Stock Units ('RSUs") vested and were settled for an equal number of Class A Common Stock.

SEC source: 0001841846-25-000004 · wk-form4_1741124637.xml · derivative · entry 6

Hubacker Andrew · CIK 0001841846 · EVP, CFO and CAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

Underlying: Class A Common Stock · 5,738 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · derivative.exercise_price: The RSUs convert to Class A Common Stock on a one-for-one basis.

F1 · derivative.exercise_date: On February 28, 2025, 5,738 of the Reporting Person's Restricted Stock Units ("RSUs") vested and were settled for an equal number of Class A Common Stock.

F1 · derivative.expiration_date: On February 28, 2025, 5,738 of the Reporting Person's Restricted Stock Units ("RSUs") vested and were settled for an equal number of Class A Common Stock.

SEC source: 0001841846-25-000004 · wk-form4_1741124637.xml · nonDerivative · entry 2

Hubacker Andrew · CIK 0001841846 · EVP, CFO and CAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 35,121

F2 · shares: This transaction is not a sale of shares by the Reporting Person. Instead this reflects shares mandatorily withheld by the Company in accordance with the award agreement to meet the Company's minimum withholding obligations pursuant to a transaction exempt under Rule 16b-3.

SEC source: 0001841846-25-000004 · wk-form4_1741124637.xml · nonDerivative · entry 1

Hubacker Andrew · CIK 0001841846 · EVP, CFO and CAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 36,791

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: On February 28, 2025, 5,738 of the Reporting Person's Restricted Stock Units ("RSUs") vested and were settled for an equal number of Class A Common Stock.

SEC source: 0001841901-25-000004 · wk-form4_1741124693.xml · derivative · entry 5

Lawson Laura · CIK 0001841901 · Director · EVP, Chief People Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

Underlying: Class A Common Stock · 5,738 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · derivative.exercise_price: The RSUs convert to Class A Common Stock on a one-for-one basis.

F1 · derivative.exercise_date: On February 28, 2025, 5,738 of the Reporting Person's Restricted Stock Units ("RSUs") vested and were settled for an equal number of Class A Common Stock.

F1 · derivative.expiration_date: On February 28, 2025, 5,738 of the Reporting Person's Restricted Stock Units ("RSUs") vested and were settled for an equal number of Class A Common Stock.

SEC source: 0001841901-25-000004 · wk-form4_1741124693.xml · nonDerivative · entry 2

Lawson Laura · CIK 0001841901 · Director · EVP, Chief People Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 51,879

F2 · shares: This transaction is not a sale of shares by the Reporting Person. Instead this reflects shares mandatorily withheld by the Company in accordance with the award agreement to meet the Company's minimum withholding obligations pursuant to a transaction exempt under Rule 16b-3.

SEC source: 0001841901-25-000004 · wk-form4_1741124693.xml · nonDerivative · entry 1

Lawson Laura · CIK 0001841901 · Director · EVP, Chief People Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 53,549

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: On February 28, 2025, 5,738 of the Reporting Person's Restricted Stock Units ("RSUs") vested and were settled for an equal number of Class A Common Stock.

SEC source: 0001842397-25-000002 · wk-form4_1740085428.xml · derivative · entry 4

Elezaj Alex · CIK 0001842397 · Director · EVP, Chief Strategy Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 16,013

Underlying: Class A Common Stock · 16,013 shares

Expires not disclosed

F1 · derivative.exercise_price: The Restricted Stock Units ("RSUs") convert to Class A Common Stock on a one-for-one basis.

F4 · derivative.exercise_date: These RSUs vest on March 1, 2026. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

F4 · derivative.expiration_date: These RSUs vest on March 1, 2026. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

SEC source: 0001841794-25-000002 · wk-form4_1740085624.xml · derivative · entry 4

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 180,737

Underlying: Class A Common Stock · 180,737 shares

Expires not disclosed

F4 · derivative.exercise_price: The Restricted Stock Units ("RSUs") convert to Class A Common Stock on a one-for-one basis.

F6 · derivative.exercise_date: These RSUs vest on March 1, 2026. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

F6 · derivative.expiration_date: These RSUs vest on March 1, 2026. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

SEC source: 0001841840-25-000002 · wk-form4_1740085583.xml · derivative · entry 5

Wilner Melinda · CIK 0001841840 · Director · EVP, COO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 17,436

Underlying: Class A Common Stock · 17,436 shares

Expires not disclosed

F2 · derivative.exercise_price: The RSUs convert to Class A Common Stock on a one-for-one basis.

F5 · derivative.exercise_date: These RSUs vest on March 1, 2026. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

F5 · derivative.expiration_date: These RSUs vest on March 1, 2026. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

SEC source: 0001841846-25-000002 · wk-form4_1740085482.xml · derivative · entry 5

Hubacker Andrew · CIK 0001841846 · EVP, CFO and CAO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 10,675

Underlying: Class A Common Stock · 10,675 shares

Expires not disclosed

F1 · derivative.exercise_price: The RSUs convert to Class A Common Stock on a one-for-one basis.

F5 · derivative.exercise_date: These RSUs vest on March 1, 2026. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

F5 · derivative.expiration_date: These RSUs vest on March 1, 2026. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

SEC source: 0001841901-25-000002 · wk-form4_1740085535.xml · derivative · entry 4

Lawson Laura · CIK 0001841901 · Director · EVP, Chief People Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 10,675

Underlying: Class A Common Stock · 10,675 shares

Expires not disclosed

F1 · derivative.exercise_price: The RSUs convert to Class A Common Stock on a one-for-one basis.

F4 · derivative.exercise_date: These RSUs vest on March 1, 2026. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

F4 · derivative.expiration_date: These RSUs vest on March 1, 2026. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

SEC source: 0001841778-24-000002 · wk-form4_1730755619.xml · nonDerivative · entry 1

Czubak Kelly · CIK 0001841778 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 10,946

F1 · price: Represents the annual equity award to non-employee directors; shares were awarded under the the 2020 Omnibus Incentive Plan and were fully vested upon grant.

SEC source: 0001841834-24-000002 · wk-form4_1730755364.xml · nonDerivative · entry 1

Ishbia Justin · CIK 0001841834 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 8,507

F1 · price: Represents the annual equity award to non-employee directors; shares were awarded under the the 2020 Omnibus Incentive Plan and were fully vested upon grant.

SEC source: 0001807331-24-000003 · wk-form4_1730755503.xml · nonDerivative · entry 1

Thomas Isiah III · CIK 0001807331 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 8,507

F1 · price: Represents the annual equity award to non-employee directors; shares were awarded under the the 2020 Omnibus Incentive Plan and were fully vested upon grant.

SEC source: 0001841894-24-000002 · wk-form4_1730755436.xml · nonDerivative · entry 1

Verdun Robert · CIK 0001841894 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 208,507

F1 · price: Represents the annual equity award to non-employee directors; shares were awarded under the the 2020 Omnibus Incentive Plan and were fully vested upon grant.

SEC source: 0001985336-24-000002 · wk-form4_1730755304.xml · nonDerivative · entry 1

COOPES STACEY · CIK 0001985336 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 5,366

F1 · price: Represents the annual equity award to non-employee directors; shares were awarded under the the 2020 Omnibus Incentive Plan and were fully vested upon grant.

SEC source: 0001841794-24-000034 · wk-form4_1728605446.xml · derivative · entry 7

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 1,440,332,098

Underlying: Class A Common Stock · 15,763,086 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests and were immediately sold as described further in footnote 3 below.

F1 · derivative.exercise_price: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests and were immediately sold as described further in footnote 3 below.

F5 · derivative.expiration_date: The conversion rights related to the UWM Paired Interests do not expire.

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001841794-24-000034 · wk-form4_1728605446.xml · nonDerivative · entry 4

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 0

F3 · price: The Class A Common Stock received upon conversion of the Paired Interests were sold in a privately negotiated transaction for membership interests in a privately held limited liability company.

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.

SEC source: 0001841794-24-000034 · wk-form4_1728605446.xml · nonDerivative · entry 3

Mat Ishbia · CIK 0001841794 · Director · President and CEO · 10% owner

SFS HOLDING CORP · CIK 0001842002 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnote

Disclosed balance after: 15,763,086

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each UWM Paired Interest consists of one share of non-economic voting Class D Common Stock of UWM Holdings Corporation (the "Issuer") ("Class D Stock") and one Class B common units of UWM Holdings, LLC ("UWM LLC") ("Class B Common Units"), a subsidiary of the Issuer. Each UWM Paired Interest is convertible for one share of Class A Common Stock of the Issuer (i) at any time at the option of the holder or (ii) automatically upon transfer to a third person. These shares of Class A Common Stock were acquired by SFS Holding Corp. ("SFS Corp") upon the conversion of an equal number of UWM Paired Interests and were immediately sold as described further in footnote 3 below.

F2 · ownership.nature: These securities are held directly by SFS Corp, a 10% holder of the Issuer, and indirectly by Mat Ishbia. Mat Ishbia is the Chief Executive Officer and sole director of SFS Corp and serves as the investment advisor to the trust that owns the voting securities of SFS Corp, and therefore exercises all voting and dispositive power of the securities held by SFS Corp. In addition, trusts for the benefit of Mat Ishbia and his immediate family are shareholders of SFS Corp. By virtue of its relationship with Mat Ishbia, a director and the CEO of the Issuer, SFS Corp may be deemed to be a director by deputization.