ROOT

SEC source: 0001628280-24-034841 · wk-form4_1722893534.xml · nonDerivative · entry 2

Bonakdarpour Mahtiyar · CIK 0001913361 · President and CTO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 289,329

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-24-034841 · wk-form4_1722893534.xml · nonDerivative · entry 1

Bonakdarpour Mahtiyar · CIK 0001913361 · President and CTO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 289,575

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-24-034837 · wk-form4_1722893486.xml · nonDerivative · entry 1

Binkley Megan · CIK 0001828747 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 69,714

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-24-034834 · wk-form4_1722893443.xml · nonDerivative · entry 2

Allison Jonathan · CIK 0001977858 · Chief Administrative Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 70,452

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-24-034834 · wk-form4_1722893443.xml · nonDerivative · entry 1

Allison Jonathan · CIK 0001977858 · Chief Administrative Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 70,645

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-24-032099 · wk-form4_1721249533.xml · nonDerivative · entry 1

Allison Jonathan · CIK 0001977858 · Chief Administrative Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 70,776

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-24-031202 · wk-form4_1720044450.xml · nonDerivative · entry 1

Bonakdarpour Mahtiyar · CIK 0001913361 · President and CTO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 289,642

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-24-028864 · wk-form4_1718746322.xml · nonDerivative · entry 1

Allison Jonathan · CIK 0001977858 · Chief Administrative Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 70,790

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-24-028522 · wk-form4_1718657695.xml · nonDerivative · entry 1

Birnbaum Beth A · CIK 0001754374 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 16,013

F1 · shares: Consists of shares sold to cover taxes associated with the settlement of restricted stock units.

F2 · price: The shares were sold at prices ranging from $43.62 to $43.755. The reporting person will provide upon request to the SEC, the issuer or security holder of the issuer, full information regarding the number of shares sold at each separate price.

SEC source: 0001628280-24-027280 · wk-form4_1717791746.xml · nonDerivative · entry 1

Szudarek Julie · CIK 0001936348 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 17,003

F1 · shares: Represents the grant of restricted stock units that vest on the date of the Issuer's 2025 Annual Meeting of Stockholders.

SEC source: 0001628280-24-027277 · wk-form4_1717791522.xml · nonDerivative · entry 1

Hilsheimer Lawrence A. · CIK 0001414433 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 39,433

F1 · shares: Represents the grant of restricted stock units that vest on the date of the Issuer's 2025 Annual Meeting of Stockholders.

SEC source: 0001628280-24-027278 · wk-form4_1717791636.xml · nonDerivative · entry 1

KRAMER NANCY J · CIK 0001191893 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 16,497

F1 · shares: Represents the grant of restricted stock units that vest on the date of the Issuer's 2025 Annual Meeting of Stockholders.

SEC source: 0001628280-24-027273 · wk-form4_1717791409.xml · nonDerivative · entry 1

DEVARD JERRI · CIK 0001278602 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 18,792

F1 · shares: Represents the grant of restricted stock units that vest on the date of the Issuer's 2025 Annual Meeting of Stockholders.

SEC source: 0001628280-24-027287 · wk-form4_1717792115.xml · nonDerivative · entry 1

Birnbaum Beth A · CIK 0001754374 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 17,748

F1 · shares: Represents the grant of restricted stock units that vest on the date of the Issuer's 2025 Annual Meeting of Stockholders.

SEC source: 0001628280-24-027281 · wk-form4_1717791779.xml · nonDerivative · entry 1

Ulman Doug · CIK 0001827699 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 17,852

F1 · shares: Represents the grant of restricted stock units that vest on the date of the Issuer's 2025 Annual Meeting of Stockholders.

SEC source: 0001628280-24-027276 · wk-form4_1717791473.xml · nonDerivative · entry 1

Dorsey Donna · CIK 0001998619 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 8,837

F1 · shares: Represents the grant of restricted stock units that vest on the date of the Issuer's 2025 Annual Meeting of Stockholders.

SEC source: 0001628280-24-024338 · wk-form4_1716235646.xml · nonDerivative · entry 1

Allison Jonathan · CIK 0001977858 · Chief Administrative Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 70,804

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001104659-24-057469 · tm2413520-1_4seq1.xml · derivative · entry 6

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 1,860,720

Underlying: Class A Common Stock · 13,300 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Represents 13,300 shares converted by Ribbit Capital IV, L.P. ("Fund IV"), for itself and as nominee for Ribbit Founder Fund IV, L.P. ("FF IV"), from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 13,300 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog Capital, L.P. ("Bullfrog"), for itself and as nominee for Bullfrog Founder Fund, L.P. (" Bullfrog FF").

F1 · kind: Represents 13,300 shares converted by Ribbit Capital IV, L.P. ("Fund IV"), for itself and as nominee for Ribbit Founder Fund IV, L.P. ("FF IV"), from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 13,300 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog Capital, L.P. ("Bullfrog"), for itself and as nominee for Bullfrog Founder Fund, L.P. (" Bullfrog FF").

F7 · derivative.exercise_date: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F7 · derivative.expiration_date: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F8 · balance_after: Following the reported transaction, 1,624,896 shares of Class B Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 235,824 shares of Class B Common Stock are held by Ribbit RT-E.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) RT-E Ribbit Opportunity IV, LLC ("Ribbit RT-E"). Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0001104659-24-057469 · tm2413520-1_4seq1.xml · nonDerivative · entry 5

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 43,107

F6 · shares: Represents 400 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were purchased in multiple transactions at prices ranging from $62.80 to $63.025, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, no shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F6 · price: Represents 400 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were purchased in multiple transactions at prices ranging from $62.80 to $63.025, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, no shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F6 · balance_after: Represents 400 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were purchased in multiple transactions at prices ranging from $62.80 to $63.025, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, no shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) RT-E Ribbit Opportunity IV, LLC ("Ribbit RT-E"). Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0001104659-24-057469 · tm2413520-1_4seq1.xml · nonDerivative · entry 4

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 43,507

F5 · shares: Represents 6,658 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were purchased in multiple transactions at prices ranging from $61.00 to $61.745, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 400 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F5 · price: Represents 6,658 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were purchased in multiple transactions at prices ranging from $61.00 to $61.745, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 400 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F5 · balance_after: Represents 6,658 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were purchased in multiple transactions at prices ranging from $61.00 to $61.745, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 400 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) RT-E Ribbit Opportunity IV, LLC ("Ribbit RT-E"). Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0001104659-24-057469 · tm2413520-1_4seq1.xml · nonDerivative · entry 3

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 50,165

F4 · shares: Represents 3,596 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were purchased in multiple transactions at prices ranging from $60.00 to $60.58, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 7,058 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F4 · price: Represents 3,596 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were purchased in multiple transactions at prices ranging from $60.00 to $60.58, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 7,058 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F4 · balance_after: Represents 3,596 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were purchased in multiple transactions at prices ranging from $60.00 to $60.58, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 7,058 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) RT-E Ribbit Opportunity IV, LLC ("Ribbit RT-E"). Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0001104659-24-057469 · tm2413520-1_4seq1.xml · nonDerivative · entry 2

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 53,761

F3 · shares: Represents 2,646 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were purchased in multiple transactions at prices ranging from $59.00 to $59.855, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 10,654 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F3 · price: Represents 2,646 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were purchased in multiple transactions at prices ranging from $59.00 to $59.855, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 10,654 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F3 · balance_after: Represents 2,646 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were purchased in multiple transactions at prices ranging from $59.00 to $59.855, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 10,654 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) RT-E Ribbit Opportunity IV, LLC ("Ribbit RT-E"). Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0001104659-24-057469 · tm2413520-1_4seq1.xml · nonDerivative · entry 1

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 56,407

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · kind: Represents 13,300 shares converted by Ribbit Capital IV, L.P. ("Fund IV"), for itself and as nominee for Ribbit Founder Fund IV, L.P. ("FF IV"), from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 13,300 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog Capital, L.P. ("Bullfrog"), for itself and as nominee for Bullfrog Founder Fund, L.P. (" Bullfrog FF").

F1 · price: Represents 13,300 shares converted by Ribbit Capital IV, L.P. ("Fund IV"), for itself and as nominee for Ribbit Founder Fund IV, L.P. ("FF IV"), from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 13,300 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog Capital, L.P. ("Bullfrog"), for itself and as nominee for Bullfrog Founder Fund, L.P. (" Bullfrog FF").

F1 · balance_after: Represents 13,300 shares converted by Ribbit Capital IV, L.P. ("Fund IV"), for itself and as nominee for Ribbit Founder Fund IV, L.P. ("FF IV"), from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 13,300 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog Capital, L.P. ("Bullfrog"), for itself and as nominee for Bullfrog Founder Fund, L.P. (" Bullfrog FF").

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) RT-E Ribbit Opportunity IV, LLC ("Ribbit RT-E"). Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0001628280-24-020356 · wk-form4_1714770200.xml · nonDerivative · entry 1

Timm Alexander E. · CIK 0001815994 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 177,214

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-24-020364 · wk-form4_1714771111.xml · nonDerivative · entry 1

Binkley Megan · CIK 0001828747 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 69,756

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-24-020360 · wk-form4_1714770787.xml · nonDerivative · entry 2

Allison Jonathan · CIK 0001977858 · Chief Administrative Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 70,818

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-24-020360 · wk-form4_1714770787.xml · nonDerivative · entry 1

Allison Jonathan · CIK 0001977858 · Chief Administrative Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 71,012

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-24-020359 · wk-form4_1714770547.xml · nonDerivative · entry 3

Bonakdarpour Mahtiyar · CIK 0001913361 · President and CTO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 291,311

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-24-020359 · wk-form4_1714770547.xml · nonDerivative · entry 2

Bonakdarpour Mahtiyar · CIK 0001913361 · President and CTO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 291,394

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-24-020359 · wk-form4_1714770547.xml · nonDerivative · entry 1

Bonakdarpour Mahtiyar · CIK 0001913361 · President and CTO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 291,639

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-24-020066 · wk-form4_1714684368.xml · nonDerivative · entry 1

Forish Ryan · CIK 0002019852 · Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 18,514

F1 · shares: Represents the grant of restricted stock units, one-half of which vest on May 1, 2025 and the remainder of which vest semi-annually thereafter.

SEC source: 0001628280-24-016824 · wk-form4_1713477930.xml · nonDerivative · entry 1

Allison Jonathan · CIK 0001977858 · Chief Administrative Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 71,143

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-24-014643 · wk-form4_1712178540.xml · derivative · entry 5

Timm Alexander E. · CIK 0001815994 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 188,906

Underlying: Class A Common Stock · 20,990 shares

Expires 2028-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_price: Each Performance-Based Restricted Stock Unit ("PSU") represents a contingent right to receive one share of ROOT Class A common stock. The PSUs vest in tranches of 20,990 on April 1, 2024; 41,979 on April 1, 2025; 62,969 on April 1, 2026; and 83,958 on April 1, 2027 and upon ROOT Class A common stock achieving a specified price per share over 45 consecutive trading days on or after such date. Per share price achievement levels for the four tranches are: $16.76; $25.14; $33.52; and $41.90.

F2 · derivative.exercise_date: Each Performance-Based Restricted Stock Unit ("PSU") represents a contingent right to receive one share of ROOT Class A common stock. The PSUs vest in tranches of 20,990 on April 1, 2024; 41,979 on April 1, 2025; 62,969 on April 1, 2026; and 83,958 on April 1, 2027 and upon ROOT Class A common stock achieving a specified price per share over 45 consecutive trading days on or after such date. Per share price achievement levels for the four tranches are: $16.76; $25.14; $33.52; and $41.90.

SEC source: 0001628280-24-014643 · wk-form4_1712178540.xml · nonDerivative · entry 4

Timm Alexander E. · CIK 0001815994 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 178,009

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-24-014643 · wk-form4_1712178540.xml · nonDerivative · entry 3

Timm Alexander E. · CIK 0001815994 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 187,685

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001628280-24-014753 · wk-form4a_1712185078.xml · derivative · entry 5

Timm Alexander E. · CIK 0001815994 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 188,906

Underlying: Class A Common Stock · 20,990 shares

Expires 2028-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · derivative.exercise_price: Each Performance-Based Restricted Stock Unit ("PSU") represents a contingent right to receive one share of ROOT Class A common stock. The PSUs vest in tranches of 20,990 on April 1, 2024; 41,979 on April 1, 2025; 62,969 on April 1, 2026; and 83,958 on April 1, 2027 and upon ROOT Class A common stock achieving a specified price per share over 45 consecutive trading days on or after such date. Per share price achievement levels for the four tranches are: $16.76; $25.14; $33.52; and $41.90.

F3 · derivative.exercise_date: Each Performance-Based Restricted Stock Unit ("PSU") represents a contingent right to receive one share of ROOT Class A common stock. The PSUs vest in tranches of 20,990 on April 1, 2024; 41,979 on April 1, 2025; 62,969 on April 1, 2026; and 83,958 on April 1, 2027 and upon ROOT Class A common stock achieving a specified price per share over 45 consecutive trading days on or after such date. Per share price achievement levels for the four tranches are: $16.76; $25.14; $33.52; and $41.90.

SEC source: 0001628280-24-014753 · wk-form4a_1712185078.xml · nonDerivative · entry 4

Timm Alexander E. · CIK 0001815994 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 178,009

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-24-014753 · wk-form4a_1712185078.xml · nonDerivative · entry 3

Timm Alexander E. · CIK 0001815994 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 187,685

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001628280-24-014638 · wk-form4_1712178454.xml · derivative · entry 6

Bonakdarpour Mahtiyar · CIK 0001913361 · President and CTO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 129,128

Underlying: Class A Common Stock · 14,348 shares

Expires 2028-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · derivative.exercise_price: Each Performance-Based Restricted Stock Unit ("PSU") represents a contingent right to receive one share of ROOT Class A common stock. The PSUs vest in tranches of 14,348 on April 1, 2024; 28,695 on April 1, 2025; 43,043 on April 1, 2026; and 57,390 on April 1, 2027 and upon ROOT Class A common stock achieving a specified price per share over 45 consecutive trading days on or after such date. Per share price achievement levels for the four tranches are: $16.76; $25.14; $33.52; and $41.90.

F3 · derivative.exercise_date: Each Performance-Based Restricted Stock Unit ("PSU") represents a contingent right to receive one share of ROOT Class A common stock. The PSUs vest in tranches of 14,348 on April 1, 2024; 28,695 on April 1, 2025; 43,043 on April 1, 2026; and 57,390 on April 1, 2027 and upon ROOT Class A common stock achieving a specified price per share over 45 consecutive trading days on or after such date. Per share price achievement levels for the four tranches are: $16.76; $25.14; $33.52; and $41.90.

SEC source: 0001628280-24-014638 · wk-form4_1712178454.xml · nonDerivative · entry 4

Bonakdarpour Mahtiyar · CIK 0001913361 · President and CTO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 291,706

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-24-014638 · wk-form4_1712178454.xml · nonDerivative · entry 3

Bonakdarpour Mahtiyar · CIK 0001913361 · President and CTO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 298,213

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001628280-24-014637 · wk-form4_1712178388.xml · derivative · entry 5

Allison Jonathan · CIK 0001977858 · Chief Administrative Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 19,326

Underlying: Class A Common Stock · 2,147 shares

Expires 2028-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_price: Each Performance-Based Restricted Stock Unit ("PSU") represents a contingent right to receive one share of ROOT Class A common stock. The PSUs vest in tranches of 2,147 on April 1, 2024; 4,295 on April 1, 2025; 6,442 on April 1, 2026; and 8,589 on April 1, 2027 and upon ROOT Class A common stock achieving a specified price per share over 45 consecutive trading days on or after such date. Per share price achievement levels for the four tranches are: $16.76; $25.14; $33.52; and $41.90.

F2 · derivative.exercise_date: Each Performance-Based Restricted Stock Unit ("PSU") represents a contingent right to receive one share of ROOT Class A common stock. The PSUs vest in tranches of 2,147 on April 1, 2024; 4,295 on April 1, 2025; 6,442 on April 1, 2026; and 8,589 on April 1, 2027 and upon ROOT Class A common stock achieving a specified price per share over 45 consecutive trading days on or after such date. Per share price achievement levels for the four tranches are: $16.76; $25.14; $33.52; and $41.90.

SEC source: 0001628280-24-014637 · wk-form4_1712178388.xml · nonDerivative · entry 4

Allison Jonathan · CIK 0001977858 · Chief Administrative Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 71,157

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-24-014637 · wk-form4_1712178388.xml · nonDerivative · entry 3

Allison Jonathan · CIK 0001977858 · Chief Administrative Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 72,131

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001628280-24-014636 · wk-form4_1712178329.xml · derivative · entry 5

Binkley Megan · CIK 0001828747 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 14,330

Underlying: Class A Common Stock · 1,592 shares

Expires 2028-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_price: Each Performance-Based Restricted Stock Unit ("PSU") represents a contingent right to receive one share of ROOT Class A common stock. The PSUs vest in tranches of 1,592 on April 1, 2024; 3,184 on April 1, 2025; 4,777 on April 1, 2026; and 6,369 on April 1, 2027 and upon ROOT Class A common stock achieving a specified price per share over 45 consecutive trading days on or after such date. Per share price achievement levels for the four tranches are: $16.76; $25.14; $33.52; and $41.90.

F2 · derivative.exercise_date: Each Performance-Based Restricted Stock Unit ("PSU") represents a contingent right to receive one share of ROOT Class A common stock. The PSUs vest in tranches of 1,592 on April 1, 2024; 3,184 on April 1, 2025; 4,777 on April 1, 2026; and 6,369 on April 1, 2027 and upon ROOT Class A common stock achieving a specified price per share over 45 consecutive trading days on or after such date. Per share price achievement levels for the four tranches are: $16.76; $25.14; $33.52; and $41.90.

SEC source: 0001628280-24-014636 · wk-form4_1712178329.xml · nonDerivative · entry 4

Binkley Megan · CIK 0001828747 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 69,798

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-24-014636 · wk-form4_1712178329.xml · nonDerivative · entry 3

Binkley Megan · CIK 0001828747 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 70,520

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001628280-24-014643 · wk-form4_1712178540.xml · nonDerivative · entry 2

Timm Alexander E. · CIK 0001815994 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 166,695

SEC source: 0001628280-24-014643 · wk-form4_1712178540.xml · nonDerivative · entry 1

Timm Alexander E. · CIK 0001815994 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 151,351

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-24-014753 · wk-form4a_1712185078.xml · nonDerivative · entry 2

Timm Alexander E. · CIK 0001815994 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 166,695

F2 · shares: Represents the grant of restricted stock units, one-half of which vest on April 1, 2025 and the remainder vest on April 1, 2026.