ROOT

SEC source: 0001628280-25-016650 · wk-form4_1743718023.xml · nonDerivative · entry 3

Timm Alexander E. · CIK 0001815994 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 161,625

F2 · shares: The shares were sold pursuant to a 10b5-1 trading plan.

SEC source: 0001628280-25-016650 · wk-form4_1743718023.xml · nonDerivative · entry 2

Timm Alexander E. · CIK 0001815994 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 162,769

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-25-016650 · wk-form4_1743718023.xml · nonDerivative · entry 1

Timm Alexander E. · CIK 0001815994 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 166,306

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-25-016644 · wk-form4_1743717936.xml · derivative · entry 7

Bonakdarpour Mahtiyar · CIK 0001913361 · President and CTO

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 100,433

Underlying: Class A Common Stock · 28,695 shares

Expires 2028-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · derivative.exercise_price: Each Performance-Based Restricted Stock Unit ("PSU") represents a contingent right to receive one share of ROOT Class A common stock. The PSUs vest in tranches of 14,348 on April 1, 2024; 28,695 on April 1, 2025; 43,043 on April 1, 2026; and 57,390 on April 1, 2027 and upon ROOT Class A common stock achieving a specified average closing price per share over 45 consecutive trading days on or after such dates. Per share price achievement levels for the four tranches are: $16.76; $25.14; $33.52; and $41.90.

F4 · derivative.exercise_date: Each Performance-Based Restricted Stock Unit ("PSU") represents a contingent right to receive one share of ROOT Class A common stock. The PSUs vest in tranches of 14,348 on April 1, 2024; 28,695 on April 1, 2025; 43,043 on April 1, 2026; and 57,390 on April 1, 2027 and upon ROOT Class A common stock achieving a specified average closing price per share over 45 consecutive trading days on or after such dates. Per share price achievement levels for the four tranches are: $16.76; $25.14; $33.52; and $41.90.

SEC source: 0001628280-25-016644 · wk-form4_1743717936.xml · nonDerivative · entry 4

Bonakdarpour Mahtiyar · CIK 0001913361 · President and CTO

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 292,416

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-25-016644 · wk-form4_1743717936.xml · nonDerivative · entry 3

Bonakdarpour Mahtiyar · CIK 0001913361 · President and CTO

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 305,430

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001628280-25-016644 · wk-form4_1743717936.xml · nonDerivative · entry 2

Bonakdarpour Mahtiyar · CIK 0001913361 · President and CTO

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 276,735

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-25-016644 · wk-form4_1743717936.xml · nonDerivative · entry 1

Bonakdarpour Mahtiyar · CIK 0001913361 · President and CTO

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 284,006

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-25-016641 · wk-form4_1743717844.xml · derivative · entry 4

Allison Jonathan · CIK 0001977858 · Chief Administrative Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 15,031

Underlying: Class A Common Stock · 4,295 shares

Expires 2028-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_price: Each Performance-Based Restricted Stock Unit ("PSU") represents a contingent right to receive one share of ROOT Class A common stock. The PSUs vest in tranches of 2,147 on April 1, 2024; 4,295 on April 1, 2025; 6,442 on April 1, 2026; and 8,589 on April 1, 2027 and upon ROOT Class A common stock achieving a specified average closing price per share over 45 consecutive trading days on or after such dates. Per share price achievement levels for the four tranches are: $16.76; $25.14; $33.52; and $41.90.

F2 · derivative.exercise_date: Each Performance-Based Restricted Stock Unit ("PSU") represents a contingent right to receive one share of ROOT Class A common stock. The PSUs vest in tranches of 2,147 on April 1, 2024; 4,295 on April 1, 2025; 6,442 on April 1, 2026; and 8,589 on April 1, 2027 and upon ROOT Class A common stock achieving a specified average closing price per share over 45 consecutive trading days on or after such dates. Per share price achievement levels for the four tranches are: $16.76; $25.14; $33.52; and $41.90.

SEC source: 0001628280-25-016641 · wk-form4_1743717844.xml · nonDerivative · entry 3

Allison Jonathan · CIK 0001977858 · Chief Administrative Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 54,650

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-25-016641 · wk-form4_1743717844.xml · nonDerivative · entry 2

Allison Jonathan · CIK 0001977858 · Chief Administrative Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 56,598

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001628280-25-016641 · wk-form4_1743717844.xml · nonDerivative · entry 1

Allison Jonathan · CIK 0001977858 · Chief Administrative Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 52,303

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-25-016640 · wk-form4_1743717817.xml · derivative · entry 4

Binkley Megan · CIK 0001828747 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 11,146

Underlying: Class A Common Stock · 3,184 shares

Expires 2028-04-01

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_price: Each Performance-Based Restricted Stock Unit ("PSU") represents a contingent right to receive one share of ROOT Class A common stock. The PSUs vest in tranches of 1,592 on April 1, 2024; 3,184 on April 1, 2025; 4,777 on April 1, 2026; and 6,369 on April 1, 2026 and upon ROOT Class A common stock achieving a specified average closing price per share over 45 consecutive trading days on or after such dates. Per share price achievement levels for the four tranches are: $16.76; $25.14; $33.52; and $41.90.

F2 · derivative.exercise_date: Each Performance-Based Restricted Stock Unit ("PSU") represents a contingent right to receive one share of ROOT Class A common stock. The PSUs vest in tranches of 1,592 on April 1, 2024; 3,184 on April 1, 2025; 4,777 on April 1, 2026; and 6,369 on April 1, 2026 and upon ROOT Class A common stock achieving a specified average closing price per share over 45 consecutive trading days on or after such dates. Per share price achievement levels for the four tranches are: $16.76; $25.14; $33.52; and $41.90.

SEC source: 0001628280-25-016640 · wk-form4_1743717817.xml · nonDerivative · entry 3

Binkley Megan · CIK 0001828747 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 63,205

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-25-016640 · wk-form4_1743717817.xml · nonDerivative · entry 2

Binkley Megan · CIK 0001828747 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 64,649

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001628280-25-016640 · wk-form4_1743717817.xml · nonDerivative · entry 1

Binkley Megan · CIK 0001828747 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 61,465

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-25-014964 · wk-form4_1743019831.xml · derivative · entry 7

Ulman Doug · CIK 0001827699 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 0

Underlying: Class A Common Stock · 2,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F2 · kind: On March 24, 2025, the Reporting Person exercised stock options regarding 2,000 shares of Class B Common Stock (the "Exercise"). Under the terms of the Exercise, the Reporting received 2,000 shares of Class A Common Stock rather than Class B Common Stock. This report reflects the Exercise as the exempt disposition of the stock options, a deemed exempt acquisition of the underlying Class B Common Stock, and a deemed exempt conversion of such Class B Common Stock into Class A Common Stock.

F1 · derivative.exercise_date: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F1 · derivative.expiration_date: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

SEC source: 0001628280-25-014964 · wk-form4_1743019831.xml · derivative · entry 6

Ulman Doug · CIK 0001827699 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 2,000

Underlying: Class A Common Stock · 2,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F2 · kind: On March 24, 2025, the Reporting Person exercised stock options regarding 2,000 shares of Class B Common Stock (the "Exercise"). Under the terms of the Exercise, the Reporting received 2,000 shares of Class A Common Stock rather than Class B Common Stock. This report reflects the Exercise as the exempt disposition of the stock options, a deemed exempt acquisition of the underlying Class B Common Stock, and a deemed exempt conversion of such Class B Common Stock into Class A Common Stock.

F1 · derivative.exercise_date: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F1 · derivative.expiration_date: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

SEC source: 0001628280-25-014964 · wk-form4_1743019831.xml · derivative · entry 5

Ulman Doug · CIK 0001827699 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 33,352

Underlying: Class B Common Stock · 2,000 shares

Expires 2027-01-17

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · kind: On March 24, 2025, the Reporting Person exercised stock options regarding 2,000 shares of Class B Common Stock (the "Exercise"). Under the terms of the Exercise, the Reporting received 2,000 shares of Class A Common Stock rather than Class B Common Stock. This report reflects the Exercise as the exempt disposition of the stock options, a deemed exempt acquisition of the underlying Class B Common Stock, and a deemed exempt conversion of such Class B Common Stock into Class A Common Stock.

F6 · derivative.exercise_date: The shares subject to the option are immediately exercisable. One-fourth of the shares subject to the option award vested on October 29, 2017, and thereafter one-forty-eighth of the shares subject to the option award vested monthly.

SEC source: 0001628280-25-014964 · wk-form4_1743019831.xml · nonDerivative · entry 2

Ulman Doug · CIK 0001827699 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 6,201

F3 · shares: The shares were sold pursuant to a 10b5-1 trading plan.

SEC source: 0001628280-25-014964 · wk-form4_1743019831.xml · nonDerivative · entry 1

Ulman Doug · CIK 0001827699 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 8,201

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F2 · shares: On March 24, 2025, the Reporting Person exercised stock options regarding 2,000 shares of Class B Common Stock (the "Exercise"). Under the terms of the Exercise, the Reporting received 2,000 shares of Class A Common Stock rather than Class B Common Stock. This report reflects the Exercise as the exempt disposition of the stock options, a deemed exempt acquisition of the underlying Class B Common Stock, and a deemed exempt conversion of such Class B Common Stock into Class A Common Stock.

F1 · price: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

SEC source: 0001628280-25-013842 · wk-form4_1742416233.xml · nonDerivative · entry 1

Forish Ryan · CIK 0002019852 · Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 21,348

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-25-013118 · wk-form4_1742242552.xml · derivative · entry 7

Ulman Doug · CIK 0001827699 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 0

Underlying: Class A Common Stock · 4,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F2 · kind: On March 13, 2025, the Reporting Person exercised stock options regarding 4,000 shares of Class B Common Stock (the "Exercise"). Under the terms of the Exercise, the Reporting received 4,000 shares of Class A Common Stock rather than Class B Common Stock. This report reflects the Exercise as the exempt disposition of the stock options, a deemed exempt acquisition of the underlying Class B Common Stock, and a deemed exempt conversion of such Class B Common Stock into Class A Common Stock.

F1 · derivative.exercise_date: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F1 · derivative.expiration_date: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

SEC source: 0001628280-25-013118 · wk-form4_1742242552.xml · derivative · entry 6

Ulman Doug · CIK 0001827699 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 4,000

Underlying: Class A Common Stock · 4,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F2 · kind: On March 13, 2025, the Reporting Person exercised stock options regarding 4,000 shares of Class B Common Stock (the "Exercise"). Under the terms of the Exercise, the Reporting received 4,000 shares of Class A Common Stock rather than Class B Common Stock. This report reflects the Exercise as the exempt disposition of the stock options, a deemed exempt acquisition of the underlying Class B Common Stock, and a deemed exempt conversion of such Class B Common Stock into Class A Common Stock.

F1 · derivative.exercise_date: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F1 · derivative.expiration_date: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

SEC source: 0001628280-25-013118 · wk-form4_1742242552.xml · derivative · entry 5

Ulman Doug · CIK 0001827699 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 35,352

Underlying: Class B Common Stock · 4,000 shares

Expires 2027-01-17

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · kind: On March 13, 2025, the Reporting Person exercised stock options regarding 4,000 shares of Class B Common Stock (the "Exercise"). Under the terms of the Exercise, the Reporting received 4,000 shares of Class A Common Stock rather than Class B Common Stock. This report reflects the Exercise as the exempt disposition of the stock options, a deemed exempt acquisition of the underlying Class B Common Stock, and a deemed exempt conversion of such Class B Common Stock into Class A Common Stock.

F6 · derivative.exercise_date: The shares subject to the option are immediately exercisable. One-fourth of the shares subject to the option award vested on October 29, 2017, and thereafter one-forty-eighth of the shares subject to the option award vested monthly.

SEC source: 0001628280-25-013118 · wk-form4_1742242552.xml · nonDerivative · entry 2

Ulman Doug · CIK 0001827699 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 6,201

F3 · shares: The shares were sold pursuant to a 10b5-1 trading plan.

SEC source: 0001628280-25-013118 · wk-form4_1742242552.xml · nonDerivative · entry 1

Ulman Doug · CIK 0001827699 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 10,201

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F2 · shares: On March 13, 2025, the Reporting Person exercised stock options regarding 4,000 shares of Class B Common Stock (the "Exercise"). Under the terms of the Exercise, the Reporting received 4,000 shares of Class A Common Stock rather than Class B Common Stock. This report reflects the Exercise as the exempt disposition of the stock options, a deemed exempt acquisition of the underlying Class B Common Stock, and a deemed exempt conversion of such Class B Common Stock into Class A Common Stock.

F1 · price: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

SEC source: 0001628280-25-012367 · wk-form4_1741811414.xml · derivative · entry 4

DEVARD JERRI · CIK 0001278602 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

Underlying: Class A Common Stock · 258 shares

Expires 2025-06-30

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: The issuer effected a 1-for-18 reverse stock split of its Class A Common Stock and Class B Common Stock on August 12, 2022. The number of options granted pre-split and the associated exercise price reported on this Form 4 have been adjusted to reflect the reverse stock split.

F1 · shares: The issuer effected a 1-for-18 reverse stock split of its Class A Common Stock and Class B Common Stock on August 12, 2022. The number of options granted pre-split and the associated exercise price reported on this Form 4 have been adjusted to reflect the reverse stock split.

F1 · derivative.underlying_shares: The issuer effected a 1-for-18 reverse stock split of its Class A Common Stock and Class B Common Stock on August 12, 2022. The number of options granted pre-split and the associated exercise price reported on this Form 4 have been adjusted to reflect the reverse stock split.

SEC source: 0001628280-25-012367 · wk-form4_1741811414.xml · derivative · entry 3

DEVARD JERRI · CIK 0001278602 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

Underlying: Class A Common Stock · 258 shares

Expires 2025-06-30

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001628280-25-012367 · wk-form4_1741811414.xml · nonDerivative · entry 2

DEVARD JERRI · CIK 0001278602 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 19,308

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001628280-25-012367 · wk-form4_1741811414.xml · nonDerivative · entry 1

DEVARD JERRI · CIK 0001278602 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 19,050

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001628280-25-006812 · wk-form4_1740088419.xml · nonDerivative · entry 1

Allison Jonathan · CIK 0001977858 · Chief Administrative Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 60,165

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-25-004172 · wk-form4_1738804177.xml · nonDerivative · entry 1

Timm Alexander E. · CIK 0001815994 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 175,042

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-25-004171 · wk-form4_1738804090.xml · nonDerivative · entry 3

Bonakdarpour Mahtiyar · CIK 0001913361 · President and CTO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 285,675

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-25-004171 · wk-form4_1738804090.xml · nonDerivative · entry 2

Bonakdarpour Mahtiyar · CIK 0001913361 · President and CTO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 285,730

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-25-004171 · wk-form4_1738804090.xml · nonDerivative · entry 1

Bonakdarpour Mahtiyar · CIK 0001913361 · President and CTO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 285,894

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-25-004170 · wk-form4_1738804010.xml · nonDerivative · entry 1

Binkley Megan · CIK 0001828747 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 69,639

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-25-004168 · wk-form4_1738803917.xml · nonDerivative · entry 2

Allison Jonathan · CIK 0001977858 · Chief Administrative Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 60,180

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-25-004168 · wk-form4_1738803917.xml · nonDerivative · entry 1

Allison Jonathan · CIK 0001977858 · Chief Administrative Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 60,396

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-25-001906 · wk-form4_1737160392.xml · nonDerivative · entry 1

Allison Jonathan · CIK 0001977858 · Chief Administrative Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 60,542

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-25-000562 · wk-form4_1736197908.xml · nonDerivative · entry 1

Bonakdarpour Mahtiyar · CIK 0001913361 · President and CTO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 285,939

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-24-051905 · wk-form4_1734561558.xml · nonDerivative · entry 1

Forish Ryan · CIK 0002019852 · Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 21,847

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-24-051906 · wk-form4_1734561647.xml · nonDerivative · entry 1

Allison Jonathan · CIK 0001977858 · Chief Administrative Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 60,557

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0001628280-24-051382 · wk-form4_1734383408.xml · nonDerivative · entry 1

Ulman Doug · CIK 0001827699 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 6,201

F1 · shares: Represents a contribution to a donor-advised fund.

SEC source: 0001628280-24-048667 · wk-form4_1732137796.xml · nonDerivative · entry 2

Allison Jonathan · CIK 0001977858 · Chief Administrative Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 60,571

SEC source: 0001628280-24-048665 · wk-form4_1732137709.xml · nonDerivative · entry 1

Szudarek Julie · CIK 0001936348 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 15,003

SEC source: 0001628280-24-048667 · wk-form4_1732137796.xml · nonDerivative · entry 1

Allison Jonathan · CIK 0001977858 · Chief Administrative Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 64,571

F1 · shares: These shares of common stock were withheld by the Issuer to satisfy tax withholding obligations associated with the vesting of restricted stock units.

SEC source: 0000950170-24-125736 · ownership.xml · derivative · entry 24

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Bullfrog Capital, L.P. · CIK 0001801181 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 1,457,607

Underlying: Class A Common Stock · 75,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F15 · derivative.exercise_price: Represents 75,000 shares converted by Fund IV, for itself and as nominee for FF IV, from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 75,000 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF, 1,221,783 shares of Class B Common Stock are held by Fund IV, for itself and as nominee for FF IV and 235,824 shares of Class B Common Stock are held by Ribbit RT-E.

F15 · kind: Represents 75,000 shares converted by Fund IV, for itself and as nominee for FF IV, from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 75,000 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF, 1,221,783 shares of Class B Common Stock are held by Fund IV, for itself and as nominee for FF IV and 235,824 shares of Class B Common Stock are held by Ribbit RT-E.

F23 · derivative.exercise_date: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F23 · derivative.expiration_date: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F15 · balance_after: Represents 75,000 shares converted by Fund IV, for itself and as nominee for FF IV, from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 75,000 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF, 1,221,783 shares of Class B Common Stock are held by Fund IV, for itself and as nominee for FF IV and 235,824 shares of Class B Common Stock are held by Ribbit RT-E.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-125736 · ownership.xml · nonDerivative · entry 21

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Bullfrog Capital, L.P. · CIK 0001801181 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 0

F22 · shares: Represents 2,300 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $86.01 to $86.245, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 0 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV.

F22 · price: Represents 2,300 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $86.01 to $86.245, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 0 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV.

F22 · balance_after: Represents 2,300 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $86.01 to $86.245, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 0 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-125736 · ownership.xml · nonDerivative · entry 20

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Bullfrog Capital, L.P. · CIK 0001801181 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 2,300

F21 · shares: Represents 15,955 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $85.01 to $86.00, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 2,300 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV.

F21 · price: Represents 15,955 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $85.01 to $86.00, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 2,300 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV.

F21 · balance_after: Represents 15,955 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $85.01 to $86.00, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 2,300 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.