LDI

SEC source: 0001831631-23-000221 · wk-form4_1689204290.xml · derivative · entry 7

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 131,370

Underlying: Class A Common Stock · 43,789 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock.

F4 · derivative.exercise_date: These RSUs granted on 12/23/22, are scheduled to vest as follows: 25% on each of 7/10/24, 7/10/25, and 7/10/26.

F4 · derivative.expiration_date: These RSUs granted on 12/23/22, are scheduled to vest as follows: 25% on each of 7/10/24, 7/10/25, and 7/10/26.

SEC source: 0001831631-23-000221 · wk-form4_1689204290.xml · nonDerivative · entry 5

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 861,662

F2 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $1.98 to $2.09. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

SEC source: 0001831631-23-000221 · wk-form4_1689204290.xml · nonDerivative · entry 4

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 871,661

SEC source: 0001831631-23-000221 · wk-form4_1689204290.xml · nonDerivative · entry 3

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 886,804

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock.

SEC source: 0001831631-23-000221 · wk-form4_1689204290.xml · nonDerivative · entry 2

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 843,015

SEC source: 0001831631-23-000221 · wk-form4_1689204290.xml · nonDerivative · entry 1

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 858,158

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock.

SEC source: 0001831631-23-000219 · wk-form4_1689030626.xml · nonDerivative · entry 2

Walsh Jeff Alexander · CIK 0001842775 · President, LDI Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,235,518

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 8, 2022.

F3 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $1.99 to $2.02. The reporting person undertakes to provide the issuer,any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

SEC source: 0001831631-23-000217 · wk-form4_1689026716.xml · nonDerivative · entry 2

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 814,369

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 12, 2022.

F3 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $1.96 to $2.025. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

SEC source: 0001831631-23-000219 · wk-form4_1689030626.xml · nonDerivative · entry 1

Walsh Jeff Alexander · CIK 0001842775 · President, LDI Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,247,647

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 8, 2022.

F2 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $1.95 to $1.985. The reporting person undertakes to provide the issuer,any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

SEC source: 0001831631-23-000217 · wk-form4_1689026716.xml · nonDerivative · entry 1

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 824,368

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 12, 2022.

F2 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $1.945 to $1.99. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

SEC source: 0001831631-23-000199 · wk-form4_1688599303.xml · nonDerivative · entry 3

Walsh Jeff Alexander · CIK 0001842775 · President, LDI Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,274,957

F2 · date: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 8, 2022.

F3 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $1.96 to $2.09. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

SEC source: 0001831631-23-000209 · wk-form4_1688686293.xml · derivative · entry 3

Hayes David R · CIK 0001983403 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 389,150

Underlying: Class A Common Stock · 389,150 shares

Expires not disclosed

F4 · derivative.exercise_price: Each performance share unit ("PSU") represents a contingent right to receive one share of Class A Common Stock.

F5 · derivative.exercise_date: The PSUs are scheduled to vest as follows if the specified stock price hurdles is achieved by the Class A Common Stock, in proportion to such achievement: the target PSUs at up to 150% on 6/30/24. Any PSUs which have not become earned by 6/30/24 will be forfeited.

F5 · derivative.expiration_date: The PSUs are scheduled to vest as follows if the specified stock price hurdles is achieved by the Class A Common Stock, in proportion to such achievement: the target PSUs at up to 150% on 6/30/24. Any PSUs which have not become earned by 6/30/24 will be forfeited.

SEC source: 0001831631-23-000209 · wk-form4_1688686293.xml · derivative · entry 2

Hayes David R · CIK 0001983403 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 389,150

Underlying: Class A Common Stock · 389,150 shares

Expires not disclosed

F2 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock.

F3 · derivative.exercise_date: The RSUs are scheduled to vest as follows: 50% on each of the first two anniversaries of the date of grant.

F3 · derivative.expiration_date: The RSUs are scheduled to vest as follows: 50% on each of the first two anniversaries of the date of grant.

SEC source: 0001831631-23-000209 · wk-form4_1688686293.xml · derivative · entry 1

Hayes David R · CIK 0001983403 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 250,000

Underlying: Class A Common Stock · 250,000 shares

Expires 2033-07-03

F1 · derivative.exercise_date: The stock options are schedule to vest as follows: 50% on each of the first two anniversaries of the date of grant.

SEC source: 0001831631-23-000205 · wk-form4_1688684582.xml · derivative · entry 3

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: No plan indicated

Ownership: Indirect · Trilogy Management Investors Seven, LLC

Disclosed balance after: 9,718,741

Underlying: Class A Common Stock · 138,086 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: In the reorganization transactions related to Issuer's initial public offering ("IPO"), shares of Issuer's Class C Common Stock, par value $0.001, were issued to certain holders of LD Holdings Group LLC ("LD Holdings") class a common units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one for one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F4 · derivative.exercise_price: The Reporting Person has, and at all times since the Issuer's IPO has held, an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings directly held by Trilogy Management Investors Seven, LLC ("Trilogy Seven") as reported on Anthony Hsieh's Form 4 filed on February 16, 2021. All of the securities of the Issuer held by Trilogy Seven are directly reported by Trilogy Seven and were not previously reported by the persons holding an indirect interest in the securities. The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Seven except to the extent of his pecuniary interest therein.

F1 · derivative.exercise_date: In the reorganization transactions related to Issuer's initial public offering ("IPO"), shares of Issuer's Class C Common Stock, par value $0.001, were issued to certain holders of LD Holdings Group LLC ("LD Holdings") class a common units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one for one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F4 · derivative.exercise_date: The Reporting Person has, and at all times since the Issuer's IPO has held, an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings directly held by Trilogy Management Investors Seven, LLC ("Trilogy Seven") as reported on Anthony Hsieh's Form 4 filed on February 16, 2021. All of the securities of the Issuer held by Trilogy Seven are directly reported by Trilogy Seven and were not previously reported by the persons holding an indirect interest in the securities. The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Seven except to the extent of his pecuniary interest therein.

F1 · derivative.expiration_date: In the reorganization transactions related to Issuer's initial public offering ("IPO"), shares of Issuer's Class C Common Stock, par value $0.001, were issued to certain holders of LD Holdings Group LLC ("LD Holdings") class a common units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one for one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F4 · derivative.expiration_date: The Reporting Person has, and at all times since the Issuer's IPO has held, an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings directly held by Trilogy Management Investors Seven, LLC ("Trilogy Seven") as reported on Anthony Hsieh's Form 4 filed on February 16, 2021. All of the securities of the Issuer held by Trilogy Seven are directly reported by Trilogy Seven and were not previously reported by the persons holding an indirect interest in the securities. The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Seven except to the extent of his pecuniary interest therein.

F4 · balance_after: The Reporting Person has, and at all times since the Issuer's IPO has held, an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings directly held by Trilogy Management Investors Seven, LLC ("Trilogy Seven") as reported on Anthony Hsieh's Form 4 filed on February 16, 2021. All of the securities of the Issuer held by Trilogy Seven are directly reported by Trilogy Seven and were not previously reported by the persons holding an indirect interest in the securities. The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Seven except to the extent of his pecuniary interest therein.

F1 · ownership.nature: In the reorganization transactions related to Issuer's initial public offering ("IPO"), shares of Issuer's Class C Common Stock, par value $0.001, were issued to certain holders of LD Holdings Group LLC ("LD Holdings") class a common units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one for one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F4 · ownership.nature: The Reporting Person has, and at all times since the Issuer's IPO has held, an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings directly held by Trilogy Management Investors Seven, LLC ("Trilogy Seven") as reported on Anthony Hsieh's Form 4 filed on February 16, 2021. All of the securities of the Issuer held by Trilogy Seven are directly reported by Trilogy Seven and were not previously reported by the persons holding an indirect interest in the securities. The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Seven except to the extent of his pecuniary interest therein.

SEC source: 0001831631-23-000205 · wk-form4_1688684582.xml · derivative · entry 2

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: No plan indicated

Ownership: Indirect · Trilogy Management Investors Six, LLC

Disclosed balance after: 71,869,664

Underlying: Class A Common Stock · 71,932 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: In the reorganization transactions related to Issuer's initial public offering ("IPO"), shares of Issuer's Class C Common Stock, par value $0.001, were issued to certain holders of LD Holdings Group LLC ("LD Holdings") class a common units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one for one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F2 · derivative.exercise_price: The Reporting Person has, and at all times since the Issuer's IPO has held, an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings directly held by Trilogy Management Investors Six, LLC ("Trilogy Six") as reported on Anthony Hsieh's Form 4 filed on February 16, 2021. The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Six except to the extent of his pecuniary interest therein.

F1 · derivative.exercise_date: In the reorganization transactions related to Issuer's initial public offering ("IPO"), shares of Issuer's Class C Common Stock, par value $0.001, were issued to certain holders of LD Holdings Group LLC ("LD Holdings") class a common units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one for one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F2 · derivative.exercise_date: The Reporting Person has, and at all times since the Issuer's IPO has held, an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings directly held by Trilogy Management Investors Six, LLC ("Trilogy Six") as reported on Anthony Hsieh's Form 4 filed on February 16, 2021. The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Six except to the extent of his pecuniary interest therein.

F1 · derivative.expiration_date: In the reorganization transactions related to Issuer's initial public offering ("IPO"), shares of Issuer's Class C Common Stock, par value $0.001, were issued to certain holders of LD Holdings Group LLC ("LD Holdings") class a common units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one for one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F2 · derivative.expiration_date: The Reporting Person has, and at all times since the Issuer's IPO has held, an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings directly held by Trilogy Management Investors Six, LLC ("Trilogy Six") as reported on Anthony Hsieh's Form 4 filed on February 16, 2021. The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Six except to the extent of his pecuniary interest therein.

F2 · balance_after: The Reporting Person has, and at all times since the Issuer's IPO has held, an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings directly held by Trilogy Management Investors Six, LLC ("Trilogy Six") as reported on Anthony Hsieh's Form 4 filed on February 16, 2021. The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Six except to the extent of his pecuniary interest therein.

F1 · ownership.nature: In the reorganization transactions related to Issuer's initial public offering ("IPO"), shares of Issuer's Class C Common Stock, par value $0.001, were issued to certain holders of LD Holdings Group LLC ("LD Holdings") class a common units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one for one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F2 · ownership.nature: The Reporting Person has, and at all times since the Issuer's IPO has held, an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings directly held by Trilogy Management Investors Six, LLC ("Trilogy Six") as reported on Anthony Hsieh's Form 4 filed on February 16, 2021. The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Six except to the extent of his pecuniary interest therein.

SEC source: 0001831631-23-000205 · wk-form4_1688684582.xml · nonDerivative · entry 1

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 834,367

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · kind: In the reorganization transactions related to Issuer's initial public offering ("IPO"), shares of Issuer's Class C Common Stock, par value $0.001, were issued to certain holders of LD Holdings Group LLC ("LD Holdings") class a common units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one for one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F2 · kind: The Reporting Person has, and at all times since the Issuer's IPO has held, an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings directly held by Trilogy Management Investors Six, LLC ("Trilogy Six") as reported on Anthony Hsieh's Form 4 filed on February 16, 2021. The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Six except to the extent of his pecuniary interest therein.

F3 · kind: The Reporting Person elected to cause Trilogy Six to exchange a portion of the Common Units beneficially owned by the Reporting Person for an equal number of shares of Class A Common Stock, and to cause Trilogy Six to transfer such shares of Class A Common Stock to the Reporting Person directly. The shares of Class C Common Stock corresponding to the Common Units that were exchanged were cancelled for no consideration. The cancellation of the shares of Class C Common Stock is reported by Trilogy Six on Anthony Hsieh's Form 4 filed on June 3, 2021.

F4 · kind: The Reporting Person has, and at all times since the Issuer's IPO has held, an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings directly held by Trilogy Management Investors Seven, LLC ("Trilogy Seven") as reported on Anthony Hsieh's Form 4 filed on February 16, 2021. All of the securities of the Issuer held by Trilogy Seven are directly reported by Trilogy Seven and were not previously reported by the persons holding an indirect interest in the securities. The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Seven except to the extent of his pecuniary interest therein.

F5 · kind: The Reporting Person elected to cause Trilogy Seven to exchange a portion of the Common Units beneficially owned by the Reporting Person for an equal number of shares of Class A Common Stock, and to cause Trilogy Seven to transfer such shares of Class A Common Stock to the Reporting Person directly. The shares of Class C Common Stock corresponding to the Common Units that were exchanged were cancelled for no consideration. The cancellation of the shares of Class C Common Stock is reported by Trilogy Seven on Anthony Hsieh's Form 4 filed on June 3, 2021.

F3 · price: The Reporting Person elected to cause Trilogy Six to exchange a portion of the Common Units beneficially owned by the Reporting Person for an equal number of shares of Class A Common Stock, and to cause Trilogy Six to transfer such shares of Class A Common Stock to the Reporting Person directly. The shares of Class C Common Stock corresponding to the Common Units that were exchanged were cancelled for no consideration. The cancellation of the shares of Class C Common Stock is reported by Trilogy Six on Anthony Hsieh's Form 4 filed on June 3, 2021.

F5 · price: The Reporting Person elected to cause Trilogy Seven to exchange a portion of the Common Units beneficially owned by the Reporting Person for an equal number of shares of Class A Common Stock, and to cause Trilogy Seven to transfer such shares of Class A Common Stock to the Reporting Person directly. The shares of Class C Common Stock corresponding to the Common Units that were exchanged were cancelled for no consideration. The cancellation of the shares of Class C Common Stock is reported by Trilogy Seven on Anthony Hsieh's Form 4 filed on June 3, 2021.

SEC source: 0001831631-23-000197 · wk-form4_1688598406.xml · derivative · entry 4

DerGurahian Jeffrey Michael · CIK 0001655938 · Chief Capital Markets Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 250,000

Underlying: Class A Common Stock · 250,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock

F3 · derivative.exercise_date: The RSUs are scheduled to vest as follows, 250,000 on each of 6/30/2023 and 6/30/2024.

F3 · derivative.expiration_date: The RSUs are scheduled to vest as follows, 250,000 on each of 6/30/2023 and 6/30/2024.

SEC source: 0001831631-23-000197 · wk-form4_1688598406.xml · nonDerivative · entry 2

DerGurahian Jeffrey Michael · CIK 0001655938 · Chief Capital Markets Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 245,446

SEC source: 0001831631-23-000197 · wk-form4_1688598406.xml · nonDerivative · entry 1

DerGurahian Jeffrey Michael · CIK 0001655938 · Chief Capital Markets Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 343,821

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock

SEC source: 0001831631-23-000199 · wk-form4_1688599303.xml · derivative · entry 4

Walsh Jeff Alexander · CIK 0001842775 · President, LDI Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 250,000

Underlying: Class A Common Stock · 250,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock

F4 · derivative.exercise_date: The RSUs are scheduled to vest as follows, 250,000 on each of 6/30/2023 and 6/30/2024.

F4 · derivative.expiration_date: The RSUs are scheduled to vest as follows, 250,000 on each of 6/30/2023 and 6/30/2024.

SEC source: 0001831631-23-000199 · wk-form4_1688599303.xml · nonDerivative · entry 2

Walsh Jeff Alexander · CIK 0001842775 · President, LDI Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,299,803

SEC source: 0001831631-23-000199 · wk-form4_1688599303.xml · nonDerivative · entry 1

Walsh Jeff Alexander · CIK 0001842775 · President, LDI Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,423,753

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock

SEC source: 0001831631-23-000251 · wk-form4a_1691187769.xml · derivative · entry 4

DerGurahian Jeffrey Michael · CIK 0001655938 · Chief Capital Markets Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 250,000

Underlying: Class A Common Stock · 250,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock

F4 · derivative.exercise_date: The RSUs are scheduled to vest as follows, 250,000 on each of 6/30/2023 and 6/30/2024.

F4 · derivative.expiration_date: The RSUs are scheduled to vest as follows, 250,000 on each of 6/30/2023 and 6/30/2024.

SEC source: 0001831631-23-000251 · wk-form4a_1691187769.xml · nonDerivative · entry 2

DerGurahian Jeffrey Michael · CIK 0001655938 · Chief Capital Markets Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 245,446

SEC source: 0001831631-23-000251 · wk-form4a_1691187769.xml · nonDerivative · entry 1

DerGurahian Jeffrey Michael · CIK 0001655938 · Chief Capital Markets Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 343,821

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock

SEC source: 0001831631-23-000190 · wk-form4_1687294309.xml · nonDerivative · entry 2

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 624,349

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 12, 2022.

F3 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $1.98 to $2.07. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

SEC source: 0001831631-23-000188 · wk-form4_1687294184.xml · nonDerivative · entry 1

FLANAGAN PATRICK J · CIK 0001225894 · Chief Financial Officer

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 397,637

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on December 12, 2022.

F2 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $1.97 to $2.11. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

SEC source: 0001831631-23-000190 · wk-form4_1687294309.xml · nonDerivative · entry 1

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 628,866

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 12, 2022.

F2 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $1.98 to $2.11. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

SEC source: 0001831631-23-000186 · wk-form4_1686866490.xml · nonDerivative · entry 2

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 638,865

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 12, 2022.

F3 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $2.095 to $2.195. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

SEC source: 0001831631-23-000186 · wk-form4_1686866490.xml · nonDerivative · entry 1

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 648,864

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 12, 2022.

F2 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $2.12 to $2.25. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

SEC source: 0001831631-23-000184 · wk-form4_1686691043.xml · nonDerivative · entry 2

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 658,863

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 12, 2022.

F3 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $2.10 to $2.20. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

SEC source: 0001831631-23-000184 · wk-form4_1686691043.xml · nonDerivative · entry 1

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 668,862

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 12, 2022.

F2 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $2.06 to $2.13. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

SEC source: 0001831631-23-000177 · wk-form4_1686341712.xml · nonDerivative · entry 2

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 678,861

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 12, 2022.

F3 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $2.05 to $2.13. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

SEC source: 0001831631-23-000175 · wk-form4_1686264615.xml · nonDerivative · entry 2

Walsh Jeff Alexander · CIK 0001842775 · President, LDI Mortgage

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 4,173,753

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 8, 2022.

F3 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.09 to $2.19. The reporting person undertakes to provide the issuer,any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

SEC source: 0001831631-23-000177 · wk-form4_1686341712.xml · nonDerivative · entry 1

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 688,860

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 12, 2022.

F2 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $2.065 to $2.18. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

SEC source: 0001831631-23-000234 · wk-form4a_1689889718.xml · nonDerivative · entry 2

Walsh Jeff Alexander · CIK 0001842775 · President, LDI Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,173,753

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 8, 2022.

F3 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.09 to $2.19. The reporting person undertakes to provide the issuer,any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

SEC source: 0001831631-23-000173 · wk-form4_1686171859.xml · nonDerivative · entry 2

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 698,859

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 12, 2022.

F3 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $1.85 to $2.10. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

SEC source: 0001831631-23-000175 · wk-form4_1686264615.xml · nonDerivative · entry 1

Walsh Jeff Alexander · CIK 0001842775 · President, LDI Mortgage

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 4,195,104

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 8, 2022.

F2 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $1.88 to $2.11. The reporting person undertakes to provide the issuer,any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

SEC source: 0001831631-23-000234 · wk-form4a_1689889718.xml · nonDerivative · entry 1

Walsh Jeff Alexander · CIK 0001842775 · President, LDI Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,195,104

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 8, 2022.

F2 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $1.88 to $2.11. The reporting person undertakes to provide the issuer,any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

SEC source: 0001831631-23-000173 · wk-form4_1686171859.xml · nonDerivative · entry 1

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 708,858

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 12, 2022.

F2 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $1.855 to $1.91. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

SEC source: 0001831631-23-000168 · wk-form4_1685651338.xml · derivative · entry 2

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: Plan reported

Ownership: Indirect · Trilogy Management Investors Six, LLC

Disclosed balance after: 72,014,346

Underlying: Class A Common Stock · 210,018 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001, were issued to certain holders of LD Holdings class a common units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F3 · derivative.exercise_price: The Reporting Person has, and at all times since the Issuer's initial public offering ("IPO") has held, an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings Group LLC ("LDHoldings") directly held by Trilogy Management Investors Six, LLC ("Trilogy Six") as reported on Anthony Hsieh's Form 4 filed on February 16, 2021. All of the securities of the Issuer held by Trilogy Six aredirectly reported by Trilogy Six and were not previously reported by the persons holding an indirect interest in the securities. The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Six except to the extent of his pecuniary interest therein.

F1 · derivative.exercise_date: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001, were issued to certain holders of LD Holdings class a common units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F3 · derivative.exercise_date: The Reporting Person has, and at all times since the Issuer's initial public offering ("IPO") has held, an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings Group LLC ("LDHoldings") directly held by Trilogy Management Investors Six, LLC ("Trilogy Six") as reported on Anthony Hsieh's Form 4 filed on February 16, 2021. All of the securities of the Issuer held by Trilogy Six aredirectly reported by Trilogy Six and were not previously reported by the persons holding an indirect interest in the securities. The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Six except to the extent of his pecuniary interest therein.

F1 · derivative.expiration_date: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001, were issued to certain holders of LD Holdings class a common units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F3 · derivative.expiration_date: The Reporting Person has, and at all times since the Issuer's initial public offering ("IPO") has held, an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings Group LLC ("LDHoldings") directly held by Trilogy Management Investors Six, LLC ("Trilogy Six") as reported on Anthony Hsieh's Form 4 filed on February 16, 2021. All of the securities of the Issuer held by Trilogy Six aredirectly reported by Trilogy Six and were not previously reported by the persons holding an indirect interest in the securities. The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Six except to the extent of his pecuniary interest therein.

F3 · balance_after: The Reporting Person has, and at all times since the Issuer's initial public offering ("IPO") has held, an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings Group LLC ("LDHoldings") directly held by Trilogy Management Investors Six, LLC ("Trilogy Six") as reported on Anthony Hsieh's Form 4 filed on February 16, 2021. All of the securities of the Issuer held by Trilogy Six aredirectly reported by Trilogy Six and were not previously reported by the persons holding an indirect interest in the securities. The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Six except to the extent of his pecuniary interest therein.

F1 · ownership.nature: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001, were issued to certain holders of LD Holdings class a common units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F3 · ownership.nature: The Reporting Person has, and at all times since the Issuer's initial public offering ("IPO") has held, an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings Group LLC ("LDHoldings") directly held by Trilogy Management Investors Six, LLC ("Trilogy Six") as reported on Anthony Hsieh's Form 4 filed on February 16, 2021. All of the securities of the Issuer held by Trilogy Six aredirectly reported by Trilogy Six and were not previously reported by the persons holding an indirect interest in the securities. The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Six except to the extent of his pecuniary interest therein.

SEC source: 0001831631-23-000168 · wk-form4_1685651338.xml · nonDerivative · entry 1

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 718,857

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · kind: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001, were issued to certain holders of LD Holdings class a common units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F2 · kind: The Reporting Person elected to cause Trilogy Six to exchange a portion of the Common Units beneficially owned by the Reporting Person for an equal number of shares of Class A Common Stock, and to cause Trilogy Six to transfer such shares of Class A Common Stock to the Reporting Person directly. The shares of Class C Common Stock corresponding to the Common Units that were exchanged were cancelled for no consideration. The cancellation of the shares of Class C Common Stock is reported by Trilogy Six on Anthony Hsieh's Form 4 filed on June 3, 2021.

F3 · kind: The Reporting Person has, and at all times since the Issuer's initial public offering ("IPO") has held, an indirect pecuniary interest in a portion of the securities of the Issuer and LD Holdings Group LLC ("LDHoldings") directly held by Trilogy Management Investors Six, LLC ("Trilogy Six") as reported on Anthony Hsieh's Form 4 filed on February 16, 2021. All of the securities of the Issuer held by Trilogy Six aredirectly reported by Trilogy Six and were not previously reported by the persons holding an indirect interest in the securities. The Reporting Person disclaims beneficial ownership of the securities held by Trilogy Six except to the extent of his pecuniary interest therein.

F2 · price: The Reporting Person elected to cause Trilogy Six to exchange a portion of the Common Units beneficially owned by the Reporting Person for an equal number of shares of Class A Common Stock, and to cause Trilogy Six to transfer such shares of Class A Common Stock to the Reporting Person directly. The shares of Class C Common Stock corresponding to the Common Units that were exchanged were cancelled for no consideration. The cancellation of the shares of Class C Common Stock is reported by Trilogy Six on Anthony Hsieh's Form 4 filed on June 3, 2021.

SEC source: 0001831631-23-000166 · wk-form4_1684873329.xml · nonDerivative · entry 1

Walsh Jeff Alexander · CIK 0001842775 · President, LDI Mortgage

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 4,238,038

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 8, 2022.

F2 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $1.79 to $1.835. The reporting person undertakes to provide the issuer,any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

SEC source: 0001831631-23-000164 · wk-form4_1684529577.xml · nonDerivative · entry 1

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 508,839

F1 · date: This transaction is being reported late by the Reporting Person due to an inadvertent administrative error.

F2 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 12, 2022.

F3 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $1.66 to $1.72. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

SEC source: 0001831631-23-000160 · wk-form4_1684275066.xml · nonDerivative · entry 2

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 513,356

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 12, 2022.

F3 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $1.675 to $1.805. The reporting person undertakes to provide the issuer,any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were effected.

SEC source: 0001831631-23-000162 · wk-form4_1684356494.xml · nonDerivative · entry 1

FLANAGAN PATRICK J · CIK 0001225894 · Chief Financial Officer

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 446,551

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on December 12, 2022.

F2 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $1.68 to $1.80. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

SEC source: 0001831631-23-000160 · wk-form4_1684275066.xml · nonDerivative · entry 1

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 523,355

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 12, 2022.

F2 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $1.80 to $1.93. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.

SEC source: 0001831631-23-000158 · wk-form4_1683927909.xml · nonDerivative · entry 2

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 533,354

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 12, 2022.

F3 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $1.76 to $1.865. The reporting person undertakes to provide the issuer,any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were effected.

SEC source: 0001831631-23-000158 · wk-form4_1683927909.xml · nonDerivative · entry 1

Binowitz Dan · CIK 0001942324 · Managing Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 543,353

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on December 12, 2022.

F2 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $1.725 to $1.92. The reporting persons undertake to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the range set forth in this footnote at which the transaction was effected.