LDI

SEC source: 0001831631-24-000236 · wk-form4_1726523033.xml · nonDerivative · entry 1

Grassi Joseph J III · CIK 0001609095 · Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 53,093

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock.

SEC source: 0001831631-24-000238 · wk-form4_1726523299.xml · nonDerivative · entry 2

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 1,875,868

F4 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.25 to $2.37. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F3 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000238 · wk-form4_1726523299.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 2,413,356

F1 · kind: Effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on May 30, 2024.

F2 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.215 to $2.36. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F3 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000234 · wk-form4_1726176935.xml · nonDerivative · entry 4

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 2,463,356

F6 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.265 to $2.445. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F3 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000234 · wk-form4_1726176935.xml · nonDerivative · entry 3

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 2,888,801

F1 · kind: Effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on May 30, 2024.

F5 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.26 to $2.43 The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F3 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000234 · wk-form4_1726176935.xml · nonDerivative · entry 2

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 2,943,444

F4 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.405 to $2.505. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F3 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000234 · wk-form4_1726176935.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 3,180,511

F1 · kind: Effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on May 30, 2024.

F2 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.40 to $2.51. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F3 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000232 · wk-form4_1726003977.xml · nonDerivative · entry 2

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 3,220,357

F1 · kind: Effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on May 30, 2024.

F4 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.39 to $2.575. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F3 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000232 · wk-form4_1726003977.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 3,248,070

F1 · kind: Effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on May 30, 2024.

F2 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.39 to $2.55. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F3 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000230 · wk-form4_1725655214.xml · nonDerivative · entry 2

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 3,487,799

F1 · kind: Effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on May 30, 2024.

F4 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.54 to $2.62. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F3 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000230 · wk-form4_1725655214.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: Plan reported

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 3,595,473

F1 · kind: Effected pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on May 30, 2024.

F2 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.595 to $2.71. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F3 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000218 · wk-form4_1725486461.xml · derivative · entry 3

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 45,290

Underlying: Class A Common Stock · 15,096 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock

F4 · date: RSUs that vested on August 31, 2024, were settled on September 3, 2024.

F5 · derivative.exercise_date: The remaining RSUs are scheduled to vest ratably on November 30, 2024, February 28, 2025 and May 31, 2025.

F5 · derivative.expiration_date: The remaining RSUs are scheduled to vest ratably on November 30, 2024, February 28, 2025 and May 31, 2025.

SEC source: 0001831631-24-000218 · wk-form4_1725486461.xml · nonDerivative · entry 2

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 104,662

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001831631-24-000220 · wk-form4_1725569317.xml · derivative · entry 3

Lee John Hoon · CIK 0001926901 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 45,290

Underlying: Class A Common Stock · 15,096 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock

F3 · date: RSUs that vested on August 31, 2024, were settled on September 3, 2024.

F4 · derivative.exercise_date: The remaining RSUs are scheduled to vest ratably on November 30, 2024, February 28, 2025 and May 31, 2025.

F4 · derivative.expiration_date: The remaining RSUs are scheduled to vest ratably on November 30, 2024, February 28, 2025 and May 31, 2025.

F2 · balance_after: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock

SEC source: 0001831631-24-000220 · wk-form4_1725569317.xml · nonDerivative · entry 1

Lee John Hoon · CIK 0001926901 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 116,885

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001831631-24-000226 · wk-form4_1725570063.xml · derivative · entry 2

PATENAUDE PAMELA H. · CIK 0001815221 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 45,290

Underlying: Class A Common Stock · 15,096 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock.

F2 · date: RSUs that vested on August 31, 2024, were settled on September 3, 2024.

F3 · derivative.exercise_date: The remaining RSUs are scheduled to vest ratably on November 30, 2024, February 28, 2025 and May 31, 2025.

F3 · derivative.expiration_date: The remaining RSUs are scheduled to vest ratably on November 30, 2024, February 28, 2025 and May 31, 2025.

F1 · balance_after: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock.

SEC source: 0001831631-24-000226 · wk-form4_1725570063.xml · nonDerivative · entry 1

PATENAUDE PAMELA H. · CIK 0001815221 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 199,044

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001831631-24-000228 · wk-form4_1725570214.xml · derivative · entry 2

PCP MANAGERS GP, LLC · CIK 0001666602 · Director · 10% owner

Golson Brian P. · CIK 0001555304 · Director

Dodson Andrew C · CIK 0001656792 · Director

PCP MANAGERS, L.P. · CIK 0001555301 · Director · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnotes

Disclosed balance after: 90,580

Underlying: Class A Common Stock · 30,192 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock.

F4 · date: RSUs that vested on August 31, 2024, were settled on September 3, 2024.

F5 · derivative.exercise_date: The remaining RSUs are scheduled to vest ratably on November 30, 2024, February 28, 2025 and May 31, 2025.

F5 · derivative.expiration_date: The remaining RSUs are scheduled to vest ratably on November 30, 2024, February 28, 2025 and May 31, 2025.

F1 · ownership.nature: Each of the Reporting Persons expressly disclaims beneficial ownership of the equity securities reported herein, except to the extent of their respective pecuniary interests therein, and the filing of this Form 4 shall not be construed as an admission that any such Reporting Person is the beneficial owner of any equity securities covered by this Form 4.

F2 · ownership.nature: Pursuant to Assignment and Acknowledgement Agreements, dated as of May 6, 2021, Messrs. Golson and Dodson (the "Directors") serve as directors of loanDepot, Inc. (the "Issuer") and hold the RSUs for the benefit of PCP Managers, L.P. The Directors disclaim all right, title and interest in the RSUs. PCP Managers GP, LLC is the general partner of PCP Managers, L.P, an affiliate of Parthenon Capital Partners ("Parthenon Capital"). Mr. Golson is the Co-CEO and Managing Partner at Parthenon Capital and Mr. Dodson is a Managing Partner at Parthenon Capital. PCP Managers GP, LLC and certain of the Reporting Persons' affiliates may be deemed to be a director by deputization of the Issuer.

SEC source: 0001831631-24-000228 · wk-form4_1725570214.xml · nonDerivative · entry 1

PCP MANAGERS GP, LLC · CIK 0001666602 · Director · 10% owner

Golson Brian P. · CIK 0001555304 · Director

Dodson Andrew C · CIK 0001656792 · Director

PCP MANAGERS, L.P. · CIK 0001555301 · Director · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · See Footnotes

Disclosed balance after: 4,176,351

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · ownership.nature: Each of the Reporting Persons expressly disclaims beneficial ownership of the equity securities reported herein, except to the extent of their respective pecuniary interests therein, and the filing of this Form 4 shall not be construed as an admission that any such Reporting Person is the beneficial owner of any equity securities covered by this Form 4.

F2 · ownership.nature: Pursuant to Assignment and Acknowledgement Agreements, dated as of May 6, 2021, Messrs. Golson and Dodson (the "Directors") serve as directors of loanDepot, Inc. (the "Issuer") and hold the RSUs for the benefit of PCP Managers, L.P. The Directors disclaim all right, title and interest in the RSUs. PCP Managers GP, LLC is the general partner of PCP Managers, L.P, an affiliate of Parthenon Capital Partners ("Parthenon Capital"). Mr. Golson is the Co-CEO and Managing Partner at Parthenon Capital and Mr. Dodson is a Managing Partner at Parthenon Capital. PCP Managers GP, LLC and certain of the Reporting Persons' affiliates may be deemed to be a director by deputization of the Issuer.

SEC source: 0001831631-24-000224 · wk-form4_1725569931.xml · derivative · entry 2

OZONIAN STEVEN · CIK 0001442082 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 45,290

Underlying: Class A Common Stock · 15,096 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock

F2 · date: RSUs that vested on August 31, 2024, were settled on September 3, 2024.

F3 · derivative.exercise_date: The remaining RSUs are scheduled to vest ratably on November 30, 2024, February 28, 2025 and May 31, 2025.

F3 · derivative.expiration_date: The remaining RSUs are scheduled to vest ratably on November 30, 2024, February 28, 2025 and May 31, 2025.

SEC source: 0001831631-24-000224 · wk-form4_1725569931.xml · nonDerivative · entry 1

OZONIAN STEVEN · CIK 0001442082 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 73,781

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001831631-24-000222 · wk-form4_1725569456.xml · derivative · entry 2

LEPORE DAWN G · CIK 0001186015 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 45,290

Underlying: Class A Common Stock · 15,096 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock

F2 · date: RSUs that vested on August 31, 2024, were settled on September 3, 2024.

F3 · derivative.exercise_date: The remaining RSUs are scheduled to vest ratably on November 30, 2024, February 28, 2025 and May 31, 2025.

F3 · derivative.expiration_date: The remaining RSUs are scheduled to vest ratably on November 30, 2024, February 28, 2025 and May 31, 2025.

SEC source: 0001831631-24-000222 · wk-form4_1725569456.xml · nonDerivative · entry 1

LEPORE DAWN G · CIK 0001186015 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 190,469

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001831631-24-000218 · wk-form4_1725486461.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 3,657,220

F1 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.50 to $2.6975. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F2 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000214 · wk-form4_1724975476.xml · derivative · entry 9

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 4,614,521

Underlying: Class A Common Stock · 2,000,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · derivative.exercise_price: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F5 · kind: The reporting person elected to cause JLSSAA Trust to exchange a portion of the Common Units held for their benefit by such entity for an equal number of shares of Class A Common Stock. The shares of Class C Common Stock corresponding to the Common Units that were exchanged for Class A Common Stock were cancelled for no consideration.

F4 · price: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F4 · derivative.exercise_date: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F4 · derivative.expiration_date: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F2 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000214 · wk-form4_1724975476.xml · nonDerivative · entry 4

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 3,994,714

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F5 · kind: The reporting person elected to cause JLSSAA Trust to exchange a portion of the Common Units held for their benefit by such entity for an equal number of shares of Class A Common Stock. The shares of Class C Common Stock corresponding to the Common Units that were exchanged for Class A Common Stock were cancelled for no consideration.

F2 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000214 · wk-form4_1724975476.xml · nonDerivative · entry 3

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 4,614,521

F4 · security: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F5 · kind: The reporting person elected to cause JLSSAA Trust to exchange a portion of the Common Units held for their benefit by such entity for an equal number of shares of Class A Common Stock. The shares of Class C Common Stock corresponding to the Common Units that were exchanged for Class A Common Stock were cancelled for no consideration.

F2 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000214 · wk-form4_1724975476.xml · nonDerivative · entry 2

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 1,994,714

F3 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.60 to $2.85. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F2 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000214 · wk-form4_1724975476.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 2,237,666

F1 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.84 to $3.00. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F2 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000212 · wk-form4_1724880449.xml · nonDerivative · entry 2

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 2,390,460

F3 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.91 to $3.03. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F2 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000212 · wk-form4_1724880449.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 2,969,907

F1 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $3.035 to $3.13. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F2 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000210 · wk-form4_1724455185.xml · nonDerivative · entry 2

Walsh Jeff Alexander · CIK 0001842775 · President, LDI Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,072,128

F2 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $3.05 to $3.095. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

SEC source: 0001831631-24-000210 · wk-form4_1724455185.xml · nonDerivative · entry 1

Walsh Jeff Alexander · CIK 0001842775 · President, LDI Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,122,128

F1 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.775 to $2.905. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

SEC source: 0001831631-24-000208 · wk-form4_1724278491.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 3,029,646

F1 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.595 to $2.775. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F2 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000204 · wk-form4_1724190568.xml · nonDerivative · entry 2

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 3,242,985

F3 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.645 to $2.835. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F2 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000204 · wk-form4_1724190568.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 3,510,957

F1 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $2.800 to $3.065. The reporting person undertakes to provide the issuer, any security holder of the issuer, or the staff of the Securities and Exchange Commission, upon request, specific trade amounts and pricing within the ranges set forth in this footnote of this Form 4 at which the respective transactions were affected.

F2 · ownership.nature: As trustee, Anthony Hsieh has voting and investment power over the assets of The JLSSAA Trust ("JLSSAA Trust").

SEC source: 0001831631-24-000206 · wk-form4_1724192345.xml · derivative · entry 3

Graeler Darren · CIK 0001983414 · EVP, Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 78,617

Underlying: Class A Common Stock · 39,308 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock.

F2 · derivative.exercise_date: The remaining RSUs are scheduled to vest ratably on August 16, 2025, and August 16, 2026.

F2 · derivative.expiration_date: The remaining RSUs are scheduled to vest ratably on August 16, 2025, and August 16, 2026.

SEC source: 0001831631-24-000206 · wk-form4_1724192345.xml · nonDerivative · entry 2

Graeler Darren · CIK 0001983414 · EVP, Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 275,484

SEC source: 0001831631-24-000206 · wk-form4_1724192345.xml · nonDerivative · entry 1

Graeler Darren · CIK 0001983414 · EVP, Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 289,510

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001831631-24-000195 · wk-form4_1722459448.xml · derivative · entry 4

DerGurahian Jeffrey Michael · CIK 0001655938 · Chief Investment Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 16,901

Underlying: Class A Common Stock · 16,900 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock

F3 · derivative.exercise_date: These RSUs vested on Sunday, July 28, 2024. The remaining RSUs will vest on July 28, 2025.

F3 · derivative.expiration_date: These RSUs vested on Sunday, July 28, 2024. The remaining RSUs will vest on July 28, 2025.

SEC source: 0001831631-24-000195 · wk-form4_1722459448.xml · nonDerivative · entry 2

DerGurahian Jeffrey Michael · CIK 0001655938 · Chief Investment Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 417,569

SEC source: 0001831631-24-000195 · wk-form4_1722459448.xml · nonDerivative · entry 1

DerGurahian Jeffrey Michael · CIK 0001655938 · Chief Investment Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 424,220

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001831631-24-000193 · wk-form4_1722459275.xml · derivative · entry 3

Walsh Jeff Alexander · CIK 0001842775 · President, LDI Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 18,437

Underlying: Class A Common Stock · 18,437 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · security: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock

F1 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock

F2 · derivative.exercise_date: These RSUs vested on Sunday, July 28, 2024. The remaining RSUs will vest on July 28, 2025.

F2 · derivative.expiration_date: These RSUs vested on Sunday, July 28, 2024. The remaining RSUs will vest on July 28, 2025.

SEC source: 0001831631-24-000193 · wk-form4_1722459275.xml · nonDerivative · entry 2

Walsh Jeff Alexander · CIK 0001842775 · President, LDI Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,172,128

SEC source: 0001831631-24-000193 · wk-form4_1722459275.xml · nonDerivative · entry 1

Walsh Jeff Alexander · CIK 0001842775 · President, LDI Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,181,472

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001831631-24-000189 · wk-form4_1721954236.xml · derivative · entry 7

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 6,614,521

Underlying: Class A Common Stock · 1,500,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F2 · kind: The reporting person elected to cause The JLSSAA Trust ("JLSSAA Trust") to exchange a portion of the Common Units held for their benefit by such entity for an equal number of shares of Class A Common Stock. The shares of Class C Common Stock corresponding to the Common Units that were exchanged for Class A Common Stock were cancelled for no consideration.

F6 · shares: Represents 1,500,000 Common Units held by the JLSSAA Trust that were exchanged for shares of Class A Common Stock and the cancellation of the corresponding shares of Class C Common Stock on a one-for-one basis as described in footnotes 1 and 2.

F1 · price: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F1 · derivative.exercise_date: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F1 · derivative.expiration_date: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F3 · ownership.nature: As trustee, the reporting person has voting and investment power over the assets of the JLSSAA Trust.

SEC source: 0001831631-24-000189 · wk-form4_1721954236.xml · nonDerivative · entry 2

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 3,779,646

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · kind: The reporting person elected to cause The JLSSAA Trust ("JLSSAA Trust") to exchange a portion of the Common Units held for their benefit by such entity for an equal number of shares of Class A Common Stock. The shares of Class C Common Stock corresponding to the Common Units that were exchanged for Class A Common Stock were cancelled for no consideration.

F3 · ownership.nature: As trustee, the reporting person has voting and investment power over the assets of the JLSSAA Trust.

SEC source: 0001831631-24-000189 · wk-form4_1721954236.xml · nonDerivative · entry 1

Hsieh Anthony Li · CIK 0001655400 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By JLSSAA Trust

Disclosed balance after: 6,614,521

F1 · security: In the reorganization transactions related to Issuer's IPO, shares of Issuer's Class C Common Stock, par value $0.001 ("Class C Common Stock"), were issued to certain holders of LD Holdings Group LLC ("LD Holdings") Class A Common Units ("Common Units") equal to the number of Common Units held by such holders. Pursuant to the Fourth Amended and Restated Limited Liability Company Agreement of LD Holdings, holders of Common Units may, subject to certain exceptions, from time to time require LD Holdings to redeem all or a portion of their Common Units (together with an equal number of shares of Class C Common Stock) in exchange for, at the Issuer's election (determined solely by a majority of the Issuer's directors who are disinterested), newly issued shares of Class A Common Stock, par value $0.001 ("Class A Common Stock") of the Issuer on a one-for-one basis or a cash payment equal to an average market price of one share of Class A Common Stock for each Common Unit so redeemed.

F2 · kind: The reporting person elected to cause The JLSSAA Trust ("JLSSAA Trust") to exchange a portion of the Common Units held for their benefit by such entity for an equal number of shares of Class A Common Stock. The shares of Class C Common Stock corresponding to the Common Units that were exchanged for Class A Common Stock were cancelled for no consideration.

F3 · ownership.nature: As trustee, the reporting person has voting and investment power over the assets of the JLSSAA Trust.

SEC source: 0001831631-24-000187 · wk-form4_1721768843.xml · derivative · entry 5

Martell Frank · CIK 0001387655 · Director · CEO and President

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 832,775

Underlying: Class A Common Stock · 416,387 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · derivative.exercise_price: Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock.

F4 · derivative.exercise_date: The remaining RSUs are scheduled to vest ratably on July 19, 2025, and July 19, 2026.

F4 · derivative.expiration_date: The remaining RSUs are scheduled to vest ratably on July 19, 2025, and July 19, 2026.

SEC source: 0001831631-24-000187 · wk-form4_1721768843.xml · nonDerivative · entry 2

Martell Frank · CIK 0001387655 · Director · CEO and President

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 328,683