ECPG

SEC source: 0001084961-19-000064 · wf-form4_155960992644462.xml · nonDerivative · entry 1

SREDNICKI RICHARD J · CIK 0001254769 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 20,835

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2013 Incentive Compensation Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001567619-19-007389 · doc1.xml · nonDerivative · entry 1

JCF III Europe Holdings L.P. · CIK 0001748693 · 10% owner

JCF Associates III L.P. · CIK 0001748759 · 10% owner

JCF Associates III Ltd. · CIK 0001748758 · 10% owner

Flowers J. Christopher · CIK 0001041196 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Not disclosed

Ownership: Indirect · See Footnotes

Disclosed balance after: 2,827,644

F1 · ownership.nature: Represents securities held directly by JCF III Europe Holdings L.P. JCF Associates III L.P. is the general partner of JCF III Europe Holdings L.P. JCF Associates III Ltd. is the general partner of JCF Associates III L.P. J. Christopher Flowers is the sole director of JCF Associates III Ltd., and thus may be deemed to control JCF Associates III Ltd. and each entity directly or indirectly controlled by JCF Associates III Ltd., including JCF III Europe Holdings L.P.

F2 · ownership.nature: The Reporting Persons disclaim beneficial ownership of the securities reported on this Form 4, except to the extent of their pecuniary interest therein, and the inclusion of these securities in this report shall not be deemed an admission of beneficial ownership of these securities for purposes of Section 16 of the Securities Exchange Act of 1934 or for any other purpose.

SEC source: 0001084961-19-000030 · wf-form4_155242531144900.xml · nonDerivative · entry 3

Bell Ryan B · CIK 0001745333 · EVP and COO of MCM

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 24,747

F3 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-19-000030 · wf-form4_155242531144900.xml · nonDerivative · entry 2

Bell Ryan B · CIK 0001745333 · EVP and COO of MCM

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 27,747

F2 · shares: Represents shares issued in connection with the achievement of performance targets for the year ended December 31, 2018.

SEC source: 0001084961-19-000030 · wf-form4_155242531144900.xml · nonDerivative · entry 1

Bell Ryan B · CIK 0001745333 · EVP and COO of MCM

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 26,333

F1 · shares: Grant to the reporting person on March 9, 2019 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2020, one-third vesting on March 9, 2021, and the remaining one-third vesting on March 9, 2022. Each RSU represents the right to receive one share of Encore Capital Group, Inc. common stock.

SEC source: 0001084961-19-000034 · wf-form4_155242598251990.xml · nonDerivative · entry 2

Stannard Kenneth J · CIK 0001748564 · Cabot Credit Management CEO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 176,097

F2 · shares: Grant to the reporting person on March 9, 2019 of RSUs under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments on July 24, 2020 and July 24, 2021. Each RSU represents the right to receive one share of Encore Capital Group, Inc. common stock.

SEC source: 0001084961-19-000034 · wf-form4_155242598251990.xml · nonDerivative · entry 1

Stannard Kenneth J · CIK 0001748564 · Cabot Credit Management CEO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 163,015

F1 · shares: Grant to the reporting person on March 9, 2019 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2020, one-third vesting on March 9, 2021, and the remaining one-third vesting on March 9, 2022. Each RSU represents the right to receive one share of Encore Capital Group, Inc. common stock.

SEC source: 0001084961-19-000033 · wf-form4_155242582301949.xml · nonDerivative · entry 3

Masih Ashish · CIK 0001578828 · President and CEO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 134,501

F3 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-19-000033 · wf-form4_155242582301949.xml · nonDerivative · entry 2

Masih Ashish · CIK 0001578828 · President and CEO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 143,963

F2 · shares: Represents shares issued in connection with the achievement of performance targets for the year ended December 31, 2018.

SEC source: 0001084961-19-000033 · wf-form4_155242582301949.xml · nonDerivative · entry 1

Masih Ashish · CIK 0001578828 · President and CEO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 137,903

F1 · shares: Grant to the reporting person on March 9, 2019 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2020, one-third vesting on March 9, 2021, and the remaining one-third vesting on March 9, 2022. Each RSU represents the right to receive one share of Encore Capital Group, Inc. common stock.

SEC source: 0001084961-19-000032 · wf-form4_155242562671815.xml · nonDerivative · entry 3

CLARK JONATHAN C · CIK 0001454161 · EVP, CFO & Treasurer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 97,236

F3 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-19-000032 · wf-form4_155242562671815.xml · nonDerivative · entry 2

CLARK JONATHAN C · CIK 0001454161 · EVP, CFO & Treasurer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 106,140

F2 · shares: Represents shares issued in connection with the achievement of performance targets for the year ended December 31, 2018.

SEC source: 0001084961-19-000032 · wf-form4_155242562671815.xml · nonDerivative · entry 1

CLARK JONATHAN C · CIK 0001454161 · EVP, CFO & Treasurer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 102,301

F1 · shares: Grant to the reporting person on March 9, 2019 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2020, one-third vesting on March 9, 2021, and the remaining one-third vesting on March 9, 2022. Each RSU represents the right to receive one share of Encore Capital Group, Inc. common stock.

SEC source: 0001084961-19-000031 · wf-form4_155242547043807.xml · nonDerivative · entry 3

Call Gregory L. · CIK 0001578827 · EVP, GC, CAO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 72,903

F3 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-19-000031 · wf-form4_155242547043807.xml · nonDerivative · entry 2

Call Gregory L. · CIK 0001578827 · EVP, GC, CAO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 78,969

F2 · shares: Represents shares issued in connection with the achievement of performance targets for the year ended December 31, 2018.

SEC source: 0001084961-19-000031 · wf-form4_155242547043807.xml · nonDerivative · entry 1

Call Gregory L. · CIK 0001578827 · EVP, GC, CAO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 76,141

F1 · shares: Grant to the reporting person on March 9, 2019 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2020, one-third vesting on March 9, 2021, and the remaining one-third vesting on March 9, 2022. Each RSU represents the right to receive one share of Encore Capital Group, Inc. common stock.

SEC source: 0001084961-19-000022 · wf-form4_155173840012275.xml · nonDerivative · entry 1

SREDNICKI RICHARD J · CIK 0001254769 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 20,544

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-19-000024 · wf-form4_155173853473695.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 25,994

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the fifth anniversary of the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-19-000010 · wf-form4_154655442522968.xml · nonDerivative · entry 1

Grinberg Paul · CIK 0001303829 · President, International

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 165,521

F1 · kind: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock awards.

SEC source: 0001084961-19-000011 · wf-form4_154655452509352.xml · nonDerivative · entry 1

Masih Ashish · CIK 0001578828 · President and CEO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 111,258

F1 · kind: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock awards.

SEC source: 0001084961-19-000009 · wf-form4_154655388455809.xml · nonDerivative · entry 1

CLARK JONATHAN C · CIK 0001454161 · EVP, CFO & Treasurer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 86,628

F1 · kind: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock awards.

SEC source: 0001084961-19-000008 · wf-form4_154655377606920.xml · nonDerivative · entry 1

Call Gregory L. · CIK 0001578827 · EVP, GC, CAO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 65,170

F1 · kind: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock awards.

SEC source: 0001084961-19-000007 · wf-form4_154655364903909.xml · nonDerivative · entry 1

Bell Ryan B · CIK 0001745333 · EVP and COO of MCM

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 16,145

F1 · kind: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock awards.

SEC source: 0001084961-18-000136 · wf-form4_154388744980382.xml · nonDerivative · entry 1

SREDNICKI RICHARD J · CIK 0001254769 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 20,250

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-18-000135 · wf-form4_154388724055049.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 25,222

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the fifth anniversary of the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-18-000129 · wf-form4_154210808505622.xml · nonDerivative · entry 1

Masih Ashish · CIK 0001578828 · President and CEO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 114,187

SEC source: 0001084961-18-000128 · wf-form4_154210789136683.xml · nonDerivative · entry 1

CLARK JONATHAN C · CIK 0001454161 · EVP, CFO & Treasurer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 89,774

SEC source: 0001084961-18-000115 · wf-form4_153937775698885.xml · nonDerivative · entry 1

SREDNICKI RICHARD J · CIK 0001254769 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 19,893

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-18-000114 · wf-form4_153937750594837.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 24,284

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the fifth anniversary of the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-18-000103 · wf-form4_153428264652590.xml · nonDerivative · entry 1

Stovsky Richard P · CIK 0001747237 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 3,937

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-18-000076 · wf-form4_153032058748264.xml · nonDerivative · entry 1

SREDNICKI RICHARD J · CIK 0001254769 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 19,635

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-18-000074 · wf-form4_153032041485038.xml · nonDerivative · entry 1

SORENSEN NORMAN R · CIK 0001166873 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 24,030

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-18-000072 · wf-form4_153032026967269.xml · nonDerivative · entry 1

Quinlan Francis E · CIK 0001529941 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 20,053

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-18-000070 · wf-form4_153032012875408.xml · nonDerivative · entry 1

OLLE LAURA · CIK 0001601513 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 17,193

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-18-000068 · wf-form4_153031994534670.xml · nonDerivative · entry 1

MONACO MICHAEL P · CIK 0001047593 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 16,631

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-18-000066 · wf-form4_153031980585750.xml · nonDerivative · entry 1

Hannam Wendy · CIK 0001653271 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 16,868

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-18-000064 · wf-form4_153031967354951.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 23,639

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the fifth anniversary of the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-18-000062 · wf-form4_153004857962755.xml · nonDerivative · entry 1

Masih Ashish · CIK 0001578828 · President and CEO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 101,687

F1 · kind: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock awards.

SEC source: 0001084961-18-000049 · wf-form4_152823181402308.xml · nonDerivative · entry 1

SREDNICKI RICHARD J · CIK 0001254769 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 16,392

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-18-000047 · wf-form4_152823155453796.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 20,396

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the fifth anniversary of the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-18-000034 · wf-form4_152123262773973.xml · derivative · entry 6

Grinberg Paul · CIK 0001303829 · President, International

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 3,334 shares

Expires 2022-04-06

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · derivative.exercise_date: The option vested in three equal installments on March 9, 2012, 2013 and 2014.

SEC source: 0001084961-18-000034 · wf-form4_152123262773973.xml · nonDerivative · entry 5

Grinberg Paul · CIK 0001303829 · President, International

10b5-1 filing: Not disclosed

Ownership: Indirect · PG Mountain Ventures LLC

Disclosed balance after: 0

F1 · kind: The transactions reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 24, 2017 as part of the reporting person's financial planning to diversify his stockholdings.

F3 · price: This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $43.95 to $43.98 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares hold at each separate price within the range set forth in this footnote.

SEC source: 0001084961-18-000034 · wf-form4_152123262773973.xml · nonDerivative · entry 4

Grinberg Paul · CIK 0001303829 · President, International

10b5-1 filing: Not disclosed

Ownership: Indirect · PG Mountain Ventures LLC

Disclosed balance after: 89

F1 · kind: The transactions reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 24, 2017 as part of the reporting person's financial planning to diversify his stockholdings.

F2 · price: This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $44.00 to $44.98 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares hold at each separate price within the range set forth in this footnote.

SEC source: 0001084961-18-000034 · wf-form4_152123262773973.xml · nonDerivative · entry 3

Grinberg Paul · CIK 0001303829 · President, International

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 170,168

F1 · kind: The transactions reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 24, 2017 as part of the reporting person's financial planning to diversify his stockholdings.

F3 · price: This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $43.95 to $43.98 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares hold at each separate price within the range set forth in this footnote.

SEC source: 0001084961-18-000034 · wf-form4_152123262773973.xml · nonDerivative · entry 2

Grinberg Paul · CIK 0001303829 · President, International

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 173,514

F1 · kind: The transactions reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 24, 2017 as part of the reporting person's financial planning to diversify his stockholdings.

F2 · price: This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $44.00 to $44.98 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares hold at each separate price within the range set forth in this footnote.

SEC source: 0001084961-18-000034 · wf-form4_152123262773973.xml · nonDerivative · entry 1

Grinberg Paul · CIK 0001303829 · President, International

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 188,943

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · kind: The transactions reported on this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 24, 2017 as part of the reporting person's financial planning to diversify his stockholdings.

SEC source: 0001084961-18-000027 · wf-form4_152098084241298.xml · nonDerivative · entry 2

Call Gregory L. · CIK 0001578827 · EVP, GC, CAO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 67,340

F2 · kind: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock awards.

SEC source: 0001084961-18-000027 · wf-form4_152098084241298.xml · nonDerivative · entry 1

Call Gregory L. · CIK 0001578827 · EVP, GC, CAO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 70,456

F1 · shares: Grant to the reporting person on March 9, 2018 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2019, one-third vesting on March 9, 2020, and the remaining one-third vesting on March 9, 2021.

SEC source: 0001084961-18-000026 · wf-form4_152098072377073.xml · nonDerivative · entry 2

Grinberg Paul · CIK 0001303829 · President, International

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 185,609

F2 · kind: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock awards.

SEC source: 0001084961-18-000026 · wf-form4_152098072377073.xml · nonDerivative · entry 1

Grinberg Paul · CIK 0001303829 · President, International

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 191,044

F1 · shares: Grant to the reporting person on March 9, 2018 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2019, one-third vesting on March 9, 2020, and the remaining one-third vesting on March 9, 2021.