BETR

SEC source: 0001297602-25-000011 · wk-form4_1762308675.xml · derivative · entry 5

Garg Vishal · CIK 0001297602 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 143,750

Underlying: Class A Common Stock · 143,750 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock.

F3 · derivative.exercise_date: The restricted stock units ("RSUs") are subject to both performance- and time-based vesting criteria. The performance-based criteria provides for the achievement of a specified stock price goal of the Issuer's Class A common stock occuring during the period beginning on October 1, 2025 and ending on December 31, 2030 (the "Performance Period"). 25% of the RSUs shall time vest on the one year anniversary of the grant date and the remainder of the RSUs shall time vest quarterly over the following 36 months, subject to the Reporting Person's continued service with the Issuer. In the event the performance criteria is not met during the Performance Period, the RSUs shall be forfeited.

F3 · derivative.expiration_date: The restricted stock units ("RSUs") are subject to both performance- and time-based vesting criteria. The performance-based criteria provides for the achievement of a specified stock price goal of the Issuer's Class A common stock occuring during the period beginning on October 1, 2025 and ending on December 31, 2030 (the "Performance Period"). 25% of the RSUs shall time vest on the one year anniversary of the grant date and the remainder of the RSUs shall time vest quarterly over the following 36 months, subject to the Reporting Person's continued service with the Issuer. In the event the performance criteria is not met during the Performance Period, the RSUs shall be forfeited.

SEC source: 0001297602-25-000011 · wk-form4_1762308675.xml · derivative · entry 4

Garg Vishal · CIK 0001297602 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 143,750

Underlying: Class A Common Stock · 143,750 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock.

F3 · derivative.exercise_date: The restricted stock units ("RSUs") are subject to both performance- and time-based vesting criteria. The performance-based criteria provides for the achievement of a specified stock price goal of the Issuer's Class A common stock occuring during the period beginning on October 1, 2025 and ending on December 31, 2030 (the "Performance Period"). 25% of the RSUs shall time vest on the one year anniversary of the grant date and the remainder of the RSUs shall time vest quarterly over the following 36 months, subject to the Reporting Person's continued service with the Issuer. In the event the performance criteria is not met during the Performance Period, the RSUs shall be forfeited.

F3 · derivative.expiration_date: The restricted stock units ("RSUs") are subject to both performance- and time-based vesting criteria. The performance-based criteria provides for the achievement of a specified stock price goal of the Issuer's Class A common stock occuring during the period beginning on October 1, 2025 and ending on December 31, 2030 (the "Performance Period"). 25% of the RSUs shall time vest on the one year anniversary of the grant date and the remainder of the RSUs shall time vest quarterly over the following 36 months, subject to the Reporting Person's continued service with the Issuer. In the event the performance criteria is not met during the Performance Period, the RSUs shall be forfeited.

SEC source: 0001069544-25-000012 · wk-form4_1762309072.xml · derivative · entry 3

RYAN KEVIN J · CIK 0001069544 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,167

Underlying: Class A Common Stock · 4,833 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock.

F2 · derivative.exercise_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

F2 · derivative.expiration_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

SEC source: 0001069544-25-000012 · wk-form4_1762309072.xml · nonDerivative · entry 2

RYAN KEVIN J · CIK 0001069544 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 60,530

SEC source: 0001069544-25-000012 · wk-form4_1762309072.xml · nonDerivative · entry 1

RYAN KEVIN J · CIK 0001069544 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 62,432

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0002022869-25-000011 · wk-form4_1762308493.xml · derivative · entry 4

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,167

Underlying: Class A Common Stock · 4,833 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock.

F2 · derivative.exercise_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

F2 · derivative.expiration_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

SEC source: 0002022869-25-000011 · wk-form4_1762308493.xml · nonDerivative · entry 2

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 7,757

SEC source: 0002022869-25-000011 · wk-form4_1762308493.xml · nonDerivative · entry 1

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 10,212

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001989210-25-000016 · wk-form4_1762308842.xml · derivative · entry 3

Tuffin Paula · CIK 0001989210 · General Counsel and CCO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 15,834

Underlying: Class A Common Stock · 3,166 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock.

F2 · derivative.exercise_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

F2 · derivative.expiration_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

SEC source: 0001989210-25-000016 · wk-form4_1762308842.xml · nonDerivative · entry 2

Tuffin Paula · CIK 0001989210 · General Counsel and CCO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 38,797

SEC source: 0001989210-25-000016 · wk-form4_1762308842.xml · nonDerivative · entry 1

Tuffin Paula · CIK 0001989210 · General Counsel and CCO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 40,309

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001614749-25-000012 · wk-form4_1762308933.xml · derivative · entry 3

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 15,834

Underlying: Class A Common Stock · 3,166 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock.

F2 · derivative.exercise_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

F2 · derivative.expiration_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

SEC source: 0001614749-25-000012 · wk-form4_1762308933.xml · nonDerivative · entry 2

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 12,944

SEC source: 0001614749-25-000012 · wk-form4_1762308933.xml · nonDerivative · entry 1

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 14,507

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001297602-25-000011 · wk-form4_1762308675.xml · derivative · entry 3

Garg Vishal · CIK 0001297602 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 15,834

Underlying: Class A Common Stock · 3,166 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock.

F2 · derivative.exercise_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

F2 · derivative.expiration_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

SEC source: 0001297602-25-000011 · wk-form4_1762308675.xml · nonDerivative · entry 2

Garg Vishal · CIK 0001297602 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 9,906

SEC source: 0001297602-25-000011 · wk-form4_1762308675.xml · nonDerivative · entry 1

Garg Vishal · CIK 0001297602 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 11,657

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001401336-26-000003 · wk-form4_1770162549.xml · derivative · entry 2

Talwar Harit · CIK 0001401336 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 43,320

Underlying: Class A Common Stock · 3,094 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · derivative.exercise_price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better's founder.

F3 · derivative.exercise_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better's founder.

F3 · derivative.expiration_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better's founder.

SEC source: 0001401336-26-000003 · wk-form4_1770162549.xml · derivative · entry 1

Talwar Harit · CIK 0001401336 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 55,709

Underlying: Class B Common Stock · 3,094 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class B Common Stock.

F2 · derivative.exercise_date: The restricted stock units were granted on May 23, 2022. 1/16ths of the restricted stock units will vest on the first day of each three (3)-month period following May 1, 2022, with the first such quarterly vesting date to occur on August 1, 2022, subject to the Reporting Person's continuous service on the Board of Directors of the Issuer through each such date.

F2 · derivative.expiration_date: The restricted stock units were granted on May 23, 2022. 1/16ths of the restricted stock units will vest on the first day of each three (3)-month period following May 1, 2022, with the first such quarterly vesting date to occur on August 1, 2022, subject to the Reporting Person's continuous service on the Board of Directors of the Issuer through each such date.

SEC source: 0001437224-25-000011 · wk-form4_1761784061.xml · derivative · entry 1

MENON BHASKAR · CIK 0001437224 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 12,388

Underlying: Class A Common Stock · 666 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.

F2 · derivative.exercise_date: The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.

F2 · derivative.expiration_date: The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.

SEC source: 0001290673-25-000009 · wk-form4_1761784104.xml · derivative · entry 1

Barse David Michael · CIK 0001290673 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 10,389

Underlying: Class A Common Stock · 272 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A common stock.

F2 · derivative.exercise_date: The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.

F2 · derivative.expiration_date: The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.

SEC source: 0001614749-25-000009 · wk-form4_1759953819.xml · derivative · entry 21

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 102,505

Underlying: Class A Common Stock · 12,528 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F8 · derivative.exercise_price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better's founder.

F8 · derivative.exercise_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better's founder.

F8 · derivative.expiration_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better's founder.

SEC source: 0001614749-25-000009 · wk-form4_1759953819.xml · derivative · entry 20

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: Plan reported

Ownership: Indirect · By the Nicholas J. Calamari Family Trust

Disclosed balance after: 19,567

Underlying: Class A Common Stock · 2,445 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F8 · derivative.exercise_price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better's founder.

F8 · derivative.exercise_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better's founder.

F8 · derivative.expiration_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better's founder.

F2 · ownership.nature: The Reporting Person is the controlling party of the Nicholas J. Calamari Family Trust, of which the Reporting Person's spouse serves as the trustee for the benefit of the Reporting Person and their children. Therefore, the Reporting Person may be deemed to have voting power and dispositive power over the shares held by the Nicholas J. Calamari Family Trust. The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.

SEC source: 0001614749-25-000009 · wk-form4_1759953819.xml · derivative · entry 19

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: Plan reported

Ownership: Indirect · By the Anika G Austin Descendants Trust

Disclosed balance after: 19,567

Underlying: Class A Common Stock · 2,445 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F8 · derivative.exercise_price: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better's founder.

F8 · derivative.exercise_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better's founder.

F8 · derivative.expiration_date: Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better's founder.

F1 · ownership.nature: The Reporting Person is the spouse of the beneficiary of the Anika G Austin Descendants Trust, of which the Reporting Person serves as the trustee for the benefit of the Reporting Person's spouse and their children. Therefore, the Reporting Person may be deemed to have voting power and dispositive power over the shares held by the Anika G Austin Descendants Trust. The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.

SEC source: 0001614749-25-000009 · wk-form4_1759953819.xml · nonDerivative · entry 18

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 11,341

F7 · price: The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $61.37 to $62.70 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.

SEC source: 0001614749-25-000009 · wk-form4_1759953819.xml · nonDerivative · entry 17

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 12,518

F6 · price: The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $60.3013 to $61.25 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.

SEC source: 0001614749-25-000009 · wk-form4_1759953819.xml · nonDerivative · entry 16

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 14,923

F5 · price: The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $59.27 to $60.27 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.

SEC source: 0001614749-25-000009 · wk-form4_1759953819.xml · nonDerivative · entry 15

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 18,804

F4 · price: The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $58.205 to $58.75 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.

SEC source: 0001614749-25-000009 · wk-form4_1759953819.xml · nonDerivative · entry 14

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 20,458

F3 · price: The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $57.11 to $57.98 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.

SEC source: 0001614749-25-000009 · wk-form4_1759953819.xml · nonDerivative · entry 13

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: Plan reported

Ownership: Indirect · By the Nicholas J. Calamari Family Trust

Disclosed balance after: 0

F7 · price: The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $61.37 to $62.70 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.

F2 · ownership.nature: The Reporting Person is the controlling party of the Nicholas J. Calamari Family Trust, of which the Reporting Person's spouse serves as the trustee for the benefit of the Reporting Person and their children. Therefore, the Reporting Person may be deemed to have voting power and dispositive power over the shares held by the Nicholas J. Calamari Family Trust. The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.

SEC source: 0001614749-25-000009 · wk-form4_1759953819.xml · nonDerivative · entry 12

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: Plan reported

Ownership: Indirect · By the Nicholas J. Calamari Family Trust

Disclosed balance after: 230

F6 · price: The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $60.3013 to $61.25 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.

F2 · ownership.nature: The Reporting Person is the controlling party of the Nicholas J. Calamari Family Trust, of which the Reporting Person's spouse serves as the trustee for the benefit of the Reporting Person and their children. Therefore, the Reporting Person may be deemed to have voting power and dispositive power over the shares held by the Nicholas J. Calamari Family Trust. The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.

SEC source: 0001614749-25-000009 · wk-form4_1759953819.xml · nonDerivative · entry 11

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: Plan reported

Ownership: Indirect · By the Nicholas J. Calamari Family Trust

Disclosed balance after: 699

F5 · price: The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $59.27 to $60.27 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.

F2 · ownership.nature: The Reporting Person is the controlling party of the Nicholas J. Calamari Family Trust, of which the Reporting Person's spouse serves as the trustee for the benefit of the Reporting Person and their children. Therefore, the Reporting Person may be deemed to have voting power and dispositive power over the shares held by the Nicholas J. Calamari Family Trust. The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.

SEC source: 0001614749-25-000009 · wk-form4_1759953819.xml · nonDerivative · entry 10

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: Plan reported

Ownership: Indirect · By the Nicholas J. Calamari Family Trust

Disclosed balance after: 1,456

F4 · price: The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $58.205 to $58.75 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.

F2 · ownership.nature: The Reporting Person is the controlling party of the Nicholas J. Calamari Family Trust, of which the Reporting Person's spouse serves as the trustee for the benefit of the Reporting Person and their children. Therefore, the Reporting Person may be deemed to have voting power and dispositive power over the shares held by the Nicholas J. Calamari Family Trust. The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.

SEC source: 0001614749-25-000009 · wk-form4_1759953819.xml · nonDerivative · entry 9

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: Plan reported

Ownership: Indirect · By the Nicholas J. Calamari Family Trust

Disclosed balance after: 1,779

F3 · price: The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $57.11 to $57.98 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.

F2 · ownership.nature: The Reporting Person is the controlling party of the Nicholas J. Calamari Family Trust, of which the Reporting Person's spouse serves as the trustee for the benefit of the Reporting Person and their children. Therefore, the Reporting Person may be deemed to have voting power and dispositive power over the shares held by the Nicholas J. Calamari Family Trust. The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.

SEC source: 0001614749-25-000009 · wk-form4_1759953819.xml · nonDerivative · entry 8

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: Plan reported

Ownership: Indirect · By the Anika G Austin Descendants Trust

Disclosed balance after: 0

F7 · price: The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $61.37 to $62.70 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.

F1 · ownership.nature: The Reporting Person is the spouse of the beneficiary of the Anika G Austin Descendants Trust, of which the Reporting Person serves as the trustee for the benefit of the Reporting Person's spouse and their children. Therefore, the Reporting Person may be deemed to have voting power and dispositive power over the shares held by the Anika G Austin Descendants Trust. The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.

SEC source: 0001614749-25-000009 · wk-form4_1759953819.xml · nonDerivative · entry 7

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: Plan reported

Ownership: Indirect · By the Anika G Austin Descendants Trust

Disclosed balance after: 230

F6 · price: The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $60.3013 to $61.25 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.

F1 · ownership.nature: The Reporting Person is the spouse of the beneficiary of the Anika G Austin Descendants Trust, of which the Reporting Person serves as the trustee for the benefit of the Reporting Person's spouse and their children. Therefore, the Reporting Person may be deemed to have voting power and dispositive power over the shares held by the Anika G Austin Descendants Trust. The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.

SEC source: 0001614749-25-000009 · wk-form4_1759953819.xml · nonDerivative · entry 6

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: Plan reported

Ownership: Indirect · By the Anika G Austin Descendants Trust

Disclosed balance after: 699

F5 · price: The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $59.27 to $60.27 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.

F1 · ownership.nature: The Reporting Person is the spouse of the beneficiary of the Anika G Austin Descendants Trust, of which the Reporting Person serves as the trustee for the benefit of the Reporting Person's spouse and their children. Therefore, the Reporting Person may be deemed to have voting power and dispositive power over the shares held by the Anika G Austin Descendants Trust. The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.

SEC source: 0001614749-25-000009 · wk-form4_1759953819.xml · nonDerivative · entry 5

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: Plan reported

Ownership: Indirect · By the Anika G Austin Descendants Trust

Disclosed balance after: 1,456

F4 · price: The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $58.205 to $58.75 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.

F1 · ownership.nature: The Reporting Person is the spouse of the beneficiary of the Anika G Austin Descendants Trust, of which the Reporting Person serves as the trustee for the benefit of the Reporting Person's spouse and their children. Therefore, the Reporting Person may be deemed to have voting power and dispositive power over the shares held by the Anika G Austin Descendants Trust. The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.

SEC source: 0001614749-25-000009 · wk-form4_1759953819.xml · nonDerivative · entry 4

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: Plan reported

Ownership: Indirect · By the Anika G Austin Descendants Trust

Disclosed balance after: 1,779

F3 · price: The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $57.11 to $57.98 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.

F1 · ownership.nature: The Reporting Person is the spouse of the beneficiary of the Anika G Austin Descendants Trust, of which the Reporting Person serves as the trustee for the benefit of the Reporting Person's spouse and their children. Therefore, the Reporting Person may be deemed to have voting power and dispositive power over the shares held by the Anika G Austin Descendants Trust. The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.

SEC source: 0001614749-25-000009 · wk-form4_1759953819.xml · nonDerivative · entry 3

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 23,869

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001614749-25-000009 · wk-form4_1759953819.xml · nonDerivative · entry 2

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: Plan reported

Ownership: Indirect · By the Nicholas J. Calamari Family Trust

Disclosed balance after: 2,445

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · ownership.nature: The Reporting Person is the controlling party of the Nicholas J. Calamari Family Trust, of which the Reporting Person's spouse serves as the trustee for the benefit of the Reporting Person and their children. Therefore, the Reporting Person may be deemed to have voting power and dispositive power over the shares held by the Nicholas J. Calamari Family Trust. The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.

SEC source: 0001614749-25-000009 · wk-form4_1759953819.xml · nonDerivative · entry 1

Nicholas J. Calamari · CIK 0001614749 · CAO and Senior Counsel

10b5-1 filing: Plan reported

Ownership: Indirect · By the Anika G Austin Descendants Trust

Disclosed balance after: 2,445

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · ownership.nature: The Reporting Person is the spouse of the beneficiary of the Anika G Austin Descendants Trust, of which the Reporting Person serves as the trustee for the benefit of the Reporting Person's spouse and their children. Therefore, the Reporting Person may be deemed to have voting power and dispositive power over the shares held by the Anika G Austin Descendants Trust. The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.

SEC source: 0001069544-25-000009 · wk-form4_1759532470.xml · derivative · entry 3

RYAN KEVIN J · CIK 0001069544 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 29,000

Underlying: Class A Common Stock · 4,834 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock.

F2 · derivative.exercise_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

F2 · derivative.expiration_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

SEC source: 0001069544-25-000009 · wk-form4_1759532470.xml · nonDerivative · entry 2

RYAN KEVIN J · CIK 0001069544 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 57,599

SEC source: 0001069544-25-000009 · wk-form4_1759532470.xml · nonDerivative · entry 1

RYAN KEVIN J · CIK 0001069544 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 59,502

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0002022869-25-000008 · wk-form4_1759532722.xml · derivative · entry 4

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 29,000

Underlying: Class A Common Stock · 4,834 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Class A Common Stock.

F3 · derivative.exercise_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

F3 · derivative.expiration_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

SEC source: 0002022869-25-000008 · wk-form4_1759532722.xml · nonDerivative · entry 2

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 5,379

SEC source: 0002022869-25-000008 · wk-form4_1759532722.xml · nonDerivative · entry 1

Smith Chad M. · CIK 0002022869 · Pres & COO, Better Mortgage

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 7,834

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · balance_after: The shares of Class A Common Stock held by the reporting person prior to the transaction reported herein reflect a transfer of 26,372 shares previously reported as directly held by the reporting person to the reporting person's Trust on September 16, 2025. The transfer of shares to the Trust was a change in form of ownership in accordance Rule 16a-13.

SEC source: 0001989210-25-000013 · wk-form4_1759532431.xml · derivative · entry 4

Tuffin Paula · CIK 0001989210 · General Counsel and CCO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 19,000

Underlying: Class A Common Stock · 3,167 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Class A Common Stock.

F2 · derivative.exercise_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

F2 · derivative.expiration_date: The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

SEC source: 0001989210-25-000013 · wk-form4_1759532431.xml · nonDerivative · entry 2

Tuffin Paula · CIK 0001989210 · General Counsel and CCO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 37,143