Malka Meyer

SEC source: 0000950170-25-030980 · ownership.xml · derivative · entry 4

Malka Meyer · CIK 0001571355 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · By Bullfrog Funds

Disclosed balance after: 2,828,430

Underlying: Class A Common Stock · 2,828,430 shares

Expires not disclosed

F7 · derivative.exercise_price: On February 27, 2025, Bullfrog and RH-N, each funds affiliated with the Reporting Person (collectively, the "Bullfrog Funds"), entered into a "zero-cost" put spread collar warrant hedging arrangement (the "Contract") relating to the Class A common stock, $0.0001 par value per share (the "Common Stock"), of Robinhood Markets, Inc. Pursuant to the Contract, which includes an initial hedge period beginning on February 27, 2025, the Bullfrog Funds (i) sold European put options on the Common Stock with a strike price equal to $26.60 (the "Warrant Strike Price"), (ii) purchased European put options on the Shares with a strike price higher than the Warrant Strike Price (the "Upper Put Strike") and (iii) sold European call options on the Shares with a strike price higher than the Warrant Strike Price and the Upper Put Strike. The Contract is expected to mature on one or more expiration dates, on or before, February 12, 2031.

F7 · price: On February 27, 2025, Bullfrog and RH-N, each funds affiliated with the Reporting Person (collectively, the "Bullfrog Funds"), entered into a "zero-cost" put spread collar warrant hedging arrangement (the "Contract") relating to the Class A common stock, $0.0001 par value per share (the "Common Stock"), of Robinhood Markets, Inc. Pursuant to the Contract, which includes an initial hedge period beginning on February 27, 2025, the Bullfrog Funds (i) sold European put options on the Common Stock with a strike price equal to $26.60 (the "Warrant Strike Price"), (ii) purchased European put options on the Shares with a strike price higher than the Warrant Strike Price (the "Upper Put Strike") and (iii) sold European call options on the Shares with a strike price higher than the Warrant Strike Price and the Upper Put Strike. The Contract is expected to mature on one or more expiration dates, on or before, February 12, 2031.

F8 · price: Represents (i) warrants to purchase 1,405,827 shares of the Common Stock at the Warrant Strike Price held directly by Bullfrog, for itself and as nominee for Bullfrog FF and (ii) warrants to purchase 1,422,603 shares of the Common Stock at the Warrant Strike Price held directly by RH-N. The warrants are fully exercisable as of the date hereof. The Reporting Person disclaims beneficial ownership of the securities for purposes of Section 16 except to the extent of his pecuniary interest therein, if any, and this report shall not be deemed an admission that the securities are beneficially owned by him for Section 16 or any other purpose.

F7 · derivative.exercise_date: On February 27, 2025, Bullfrog and RH-N, each funds affiliated with the Reporting Person (collectively, the "Bullfrog Funds"), entered into a "zero-cost" put spread collar warrant hedging arrangement (the "Contract") relating to the Class A common stock, $0.0001 par value per share (the "Common Stock"), of Robinhood Markets, Inc. Pursuant to the Contract, which includes an initial hedge period beginning on February 27, 2025, the Bullfrog Funds (i) sold European put options on the Common Stock with a strike price equal to $26.60 (the "Warrant Strike Price"), (ii) purchased European put options on the Shares with a strike price higher than the Warrant Strike Price (the "Upper Put Strike") and (iii) sold European call options on the Shares with a strike price higher than the Warrant Strike Price and the Upper Put Strike. The Contract is expected to mature on one or more expiration dates, on or before, February 12, 2031.

F7 · derivative.expiration_date: On February 27, 2025, Bullfrog and RH-N, each funds affiliated with the Reporting Person (collectively, the "Bullfrog Funds"), entered into a "zero-cost" put spread collar warrant hedging arrangement (the "Contract") relating to the Class A common stock, $0.0001 par value per share (the "Common Stock"), of Robinhood Markets, Inc. Pursuant to the Contract, which includes an initial hedge period beginning on February 27, 2025, the Bullfrog Funds (i) sold European put options on the Common Stock with a strike price equal to $26.60 (the "Warrant Strike Price"), (ii) purchased European put options on the Shares with a strike price higher than the Warrant Strike Price (the "Upper Put Strike") and (iii) sold European call options on the Shares with a strike price higher than the Warrant Strike Price and the Upper Put Strike. The Contract is expected to mature on one or more expiration dates, on or before, February 12, 2031.

F4 · ownership.direct: Ribbit Capital GP II, L.P. ("GP II") is the general partner of Fund II and FF II and the managing member of RH, RH-D, and RH-E, and Ribbit Capital GP II, Ltd. ("UGP II") is the general partner of GP II. Ribbit Capital GP III, L.P. ("GP III") is the general partner of Fund III and FF III, and Ribbit Capital GP III, Ltd. ("UGP III") is the general partner of GP III. Bullfrog Capital GP, L.P. ("BF GP") is the general partner of Bullfrog and Bullfrog FF and the managing member of RH-N, and Bullfrog Capital GP, Ltd. ("BF UGP") is the general partner of BF GP. The Reporting Person is a director of each of UGP II, UGP III and BF UGP, and disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his pecuniary interest therein, if any, and this report shall not be deemed an admission that such shares are beneficially owned by him for Section 16 or any other purpose.

F8 · ownership.direct: Represents (i) warrants to purchase 1,405,827 shares of the Common Stock at the Warrant Strike Price held directly by Bullfrog, for itself and as nominee for Bullfrog FF and (ii) warrants to purchase 1,422,603 shares of the Common Stock at the Warrant Strike Price held directly by RH-N. The warrants are fully exercisable as of the date hereof. The Reporting Person disclaims beneficial ownership of the securities for purposes of Section 16 except to the extent of his pecuniary interest therein, if any, and this report shall not be deemed an admission that the securities are beneficially owned by him for Section 16 or any other purpose.

F4 · ownership.nature: Ribbit Capital GP II, L.P. ("GP II") is the general partner of Fund II and FF II and the managing member of RH, RH-D, and RH-E, and Ribbit Capital GP II, Ltd. ("UGP II") is the general partner of GP II. Ribbit Capital GP III, L.P. ("GP III") is the general partner of Fund III and FF III, and Ribbit Capital GP III, Ltd. ("UGP III") is the general partner of GP III. Bullfrog Capital GP, L.P. ("BF GP") is the general partner of Bullfrog and Bullfrog FF and the managing member of RH-N, and Bullfrog Capital GP, Ltd. ("BF UGP") is the general partner of BF GP. The Reporting Person is a director of each of UGP II, UGP III and BF UGP, and disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his pecuniary interest therein, if any, and this report shall not be deemed an admission that such shares are beneficially owned by him for Section 16 or any other purpose.

F8 · ownership.nature: Represents (i) warrants to purchase 1,405,827 shares of the Common Stock at the Warrant Strike Price held directly by Bullfrog, for itself and as nominee for Bullfrog FF and (ii) warrants to purchase 1,422,603 shares of the Common Stock at the Warrant Strike Price held directly by RH-N. The warrants are fully exercisable as of the date hereof. The Reporting Person disclaims beneficial ownership of the securities for purposes of Section 16 except to the extent of his pecuniary interest therein, if any, and this report shall not be deemed an admission that the securities are beneficially owned by him for Section 16 or any other purpose.

SEC source: 0000950170-25-001488 · ownership.xml · derivative · entry 7

Malka Meyer · CIK 0001571355 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 5,043

Underlying: Class A Common Stock · 2,521 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · derivative.exercise_price: RSUs convert into Class A Common Stock on a one-for-one basis upon vesting and settlement.

F10 · derivative.exercise_date: On June 26, 2024, the Reporting Person was granted 10,085 RSUs under the 2021 Plan. One-fourth (1/4) of these RSUs vested on October 1, 2024, with the remainder scheduled to vest in three (3) equal quarterly installments thereafter (except the final installment will vest no later than the day before Robinhood's 2025 annual meeting of stockholders), in each case subject to the Reporting Person's continued service with Robinhood through the applicable vesting date and subject to accelerated vesting in certain circumstances.

F10 · derivative.expiration_date: On June 26, 2024, the Reporting Person was granted 10,085 RSUs under the 2021 Plan. One-fourth (1/4) of these RSUs vested on October 1, 2024, with the remainder scheduled to vest in three (3) equal quarterly installments thereafter (except the final installment will vest no later than the day before Robinhood's 2025 annual meeting of stockholders), in each case subject to the Reporting Person's continued service with Robinhood through the applicable vesting date and subject to accelerated vesting in certain circumstances.

F3 · ownership.direct: The Reporting Person is the founder and managing partner of the Ribbit Capital family of funds, and is contractually obligated to transfer and/or remit the proceeds of any sale of shares issued pursuant to stock awards or upon vesting andsettlement of restricted stock units ("RSUs") to certain entities affiliated with such funds. The Reporting Person disclaims beneficial ownership of such shares for purposes of Section 16 of the Securities Exchange Act of 1934 ("Section 16") except to the extent of his pecuniary interest therein, if any, and this report shall not be deemed an admission that such shares are beneficially owned by him for Section 16 or any other purpose.

SEC source: 0000950170-25-001488 · ownership.xml · derivative · entry 6

Malka Meyer · CIK 0001571355 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,434

Underlying: Class A Common Stock · 1,433 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · derivative.exercise_price: RSUs convert into Class A Common Stock on a one-for-one basis upon vesting and settlement.

F9 · derivative.exercise_date: On March 23, 2022, the Reporting Person was granted 17,201 RSUs under the 2021 Plan. One-twelfth (1/12) of these RSUs vested on July 1, 2022, with the remainder scheduled to vest in eleven (11) equal quarterly installments thereafter, in each case subject to the Reporting Person's continued service with Robinhood through the applicable vesting date and subject to accelerated vesting in certain circumstances.

F9 · derivative.expiration_date: On March 23, 2022, the Reporting Person was granted 17,201 RSUs under the 2021 Plan. One-twelfth (1/12) of these RSUs vested on July 1, 2022, with the remainder scheduled to vest in eleven (11) equal quarterly installments thereafter, in each case subject to the Reporting Person's continued service with Robinhood through the applicable vesting date and subject to accelerated vesting in certain circumstances.

F3 · ownership.direct: The Reporting Person is the founder and managing partner of the Ribbit Capital family of funds, and is contractually obligated to transfer and/or remit the proceeds of any sale of shares issued pursuant to stock awards or upon vesting andsettlement of restricted stock units ("RSUs") to certain entities affiliated with such funds. The Reporting Person disclaims beneficial ownership of such shares for purposes of Section 16 of the Securities Exchange Act of 1934 ("Section 16") except to the extent of his pecuniary interest therein, if any, and this report shall not be deemed an admission that such shares are beneficially owned by him for Section 16 or any other purpose.

SEC source: 0000950170-25-001488 · ownership.xml · nonDerivative · entry 2

Malka Meyer · CIK 0001571355 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,502

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · price: RSUs convert into Class A Common Stock on a one-for-one basis upon vesting and settlement.

F3 · ownership.direct: The Reporting Person is the founder and managing partner of the Ribbit Capital family of funds, and is contractually obligated to transfer and/or remit the proceeds of any sale of shares issued pursuant to stock awards or upon vesting andsettlement of restricted stock units ("RSUs") to certain entities affiliated with such funds. The Reporting Person disclaims beneficial ownership of such shares for purposes of Section 16 of the Securities Exchange Act of 1934 ("Section 16") except to the extent of his pecuniary interest therein, if any, and this report shall not be deemed an admission that such shares are beneficially owned by him for Section 16 or any other purpose.

SEC source: 0000950170-25-001488 · ownership.xml · nonDerivative · entry 1

Malka Meyer · CIK 0001571355 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 20,548

F1 · price: On December 31, 2024, the Reporting Person was automatically granted 426 shares of Class A Common Stock under the Non-Employee Director Compensation Program of Robinhood Markets, Inc. ("Robinhood"), which permits directors to elect to receive payment of quarterly director fees in the form of stock, and Robinhood's 2021 Omnibus Incentive Plan (the "2021 Plan"). This grant was made in lieu of cash fees, based on the December 31, 2024 closing price of $37.26 per share of Class A Common Stock, and these shares were fully vested upon grant.

F2 · balance_after: The amount also reflects an inclusion of 53 shares of Class A Common Stock that were automatically granted on September 30, 2024 under Robinhood's Non-Employee Director Compensation Program, as part of the grant made in lieu ofthe Reporting Person's third quarter cash fees, based on the September 30, 2024 closing price of 23.42 per share of Class A Common Stock and fully vested upon grant. These 53 shares were not reflected in the Form 4 filed on October 2, 2024 by the Reporting Person.

F3 · ownership.direct: The Reporting Person is the founder and managing partner of the Ribbit Capital family of funds, and is contractually obligated to transfer and/or remit the proceeds of any sale of shares issued pursuant to stock awards or upon vesting andsettlement of restricted stock units ("RSUs") to certain entities affiliated with such funds. The Reporting Person disclaims beneficial ownership of such shares for purposes of Section 16 of the Securities Exchange Act of 1934 ("Section 16") except to the extent of his pecuniary interest therein, if any, and this report shall not be deemed an admission that such shares are beneficially owned by him for Section 16 or any other purpose.

SEC source: 0000950170-24-136643 · ownership.xml · nonDerivative · entry 2

Malka Meyer · CIK 0001571355 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 3,276,034

F3 · kind: Represents a bona fide gift of 21,571 shares from Ribbit Management Company, LLC ("Ribbit Management") to a donor-advised fund. Following the reported transaction, (i) 33,471 shares are held directly by Ribbit Capital II, L.P. ("Fund II") for itself and as nominee for Ribbit Founder Fund II, L.P. ("FF II"), (ii) 5,757 shares are held directly by Ribbit Capital III, L.P. ("Fund III") for itself and as nominee for Ribbit Founder Fund III, L.P. ("FF III"), (iii) 3,228,574 shares are held directly by Bullfrog Capital, L.P. ("Bullfrog"), for itself and as nominee for Bullfrog Founder Fund, L.P. ("Bullfrog FF"), (iv) 2,880 shares are held directly by RH Ribbit Opportunity II, LLC ("RH"), (v) 3,231 shares are held directly by RH-D Ribbit Opportunity II, LLC ("RH-D"), (vi) 2,114 shares are held directly by RH-E Ribbit Opportunity II, LLC ("RH-E"), (vii) 7 shares are held directly by RH-N Bullfrog Opportunity, LLC ("RH-N") and (viii) 0 shares are held directly by Ribbit Management.

F3 · ownership.nature: Represents a bona fide gift of 21,571 shares from Ribbit Management Company, LLC ("Ribbit Management") to a donor-advised fund. Following the reported transaction, (i) 33,471 shares are held directly by Ribbit Capital II, L.P. ("Fund II") for itself and as nominee for Ribbit Founder Fund II, L.P. ("FF II"), (ii) 5,757 shares are held directly by Ribbit Capital III, L.P. ("Fund III") for itself and as nominee for Ribbit Founder Fund III, L.P. ("FF III"), (iii) 3,228,574 shares are held directly by Bullfrog Capital, L.P. ("Bullfrog"), for itself and as nominee for Bullfrog Founder Fund, L.P. ("Bullfrog FF"), (iv) 2,880 shares are held directly by RH Ribbit Opportunity II, LLC ("RH"), (v) 3,231 shares are held directly by RH-D Ribbit Opportunity II, LLC ("RH-D"), (vi) 2,114 shares are held directly by RH-E Ribbit Opportunity II, LLC ("RH-E"), (vii) 7 shares are held directly by RH-N Bullfrog Opportunity, LLC ("RH-N") and (viii) 0 shares are held directly by Ribbit Management.

F4 · ownership.nature: Ribbit Capital GP II, L.P. ("GP II") is the general partner of Fund II and FF II and the managing member of RH, RH-D, and RH-E, and Ribbit Capital GP II, Ltd. ("UGP II") is the general partner of GP II. Ribbit Capital GP III, L.P. ("GP III") is the general partner of Fund III and FF III, and Ribbit Capital GP III, Ltd. ("UGP III") is the general partner of GP III. Bullfrog Capital GP, L.P. ("BF GP") is the general partner of Bullfrog and Bullfrog FF and the managing member of RH-N, and Bullfrog Capital GP, Ltd. ("BF UGP") is the general partner of BF GP. The Reporting Person is a director of each of UGP II, UGP III, BF UGP and Ribbit Management, and disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his pecuniary interest therein, if any, and this report shall not be deemed an admission that such shares are beneficially owned by him for Section 16 or any other purpose.

SEC source: 0000950170-24-136643 · ownership.xml · nonDerivative · entry 1

Malka Meyer · CIK 0001571355 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · By Trust

Disclosed balance after: 5,200,042

F1 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $36.32 to $37.21, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range.

F2 · ownership.nature: Shares held by the Malka Kleiner Revocable Trust dated July 16, 2012 (the "Malka Trust"), of which the Reporting Person serves as trustee. The Reporting Person disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his pecuniary interest therein, if any, and this report shall not be deemed an admission that such shares are beneficially owned by him for Section 16 or any other purpose.

SEC source: 0000950170-24-134301 · ownership.xml · nonDerivative · entry 4

Malka Meyer · CIK 0001571355 · Director

10b5-1 filing: Plan reported

Ownership: Indirect · By Funds

Disclosed balance after: 3,297,605

F1 · kind: These sales were effected pursuant to a Rule 10b5-1 trading plan adopted by Bullfrog Capital, L.P. ("Bullfrog") on May 10, 2024.

F10 · shares: Represents 115,980 shares sold by Bullfrog, for itself and as nominee for Bullfrog FF. Following the reported transaction, (i) 33,471 shares are held directly by Fund II for itself and as nominee for FF II, (ii) 5,757 shares are held directly by Fund III for itself and as nominee for FF III, (iii) 3,228,574 shares are held directly by Bullfrog, for itself and as nominee for Bullfrog FF, (iv) 2,880 shares are held directly by RH, (v) 3,231 shares are held directly by RH-D, (vi) 2,114 shares are held directly by RH-E, (vii) 7 shares are held directly by RH-N and (viii) 21,571 shares are held directly by Ribbit Management.

F10 · balance_after: Represents 115,980 shares sold by Bullfrog, for itself and as nominee for Bullfrog FF. Following the reported transaction, (i) 33,471 shares are held directly by Fund II for itself and as nominee for FF II, (ii) 5,757 shares are held directly by Fund III for itself and as nominee for FF III, (iii) 3,228,574 shares are held directly by Bullfrog, for itself and as nominee for Bullfrog FF, (iv) 2,880 shares are held directly by RH, (v) 3,231 shares are held directly by RH-D, (vi) 2,114 shares are held directly by RH-E, (vii) 7 shares are held directly by RH-N and (viii) 21,571 shares are held directly by Ribbit Management.

F5 · ownership.nature: Ribbit Capital GP II, L.P. ("GP II") is the general partner of Fund II and FF II and the managing member of RH, RH-D, and RH-E, and Ribbit Capital GP II, Ltd. ("UGP II") is the general partner of GP II. Ribbit Capital GP III, L.P. ("GP III") is the general partner of Fund III and FF III, and Ribbit Capital GP III, Ltd. ("UGP III") is the general partner of GP III. Bullfrog Capital GP, L.P. ("BF GP") is the general partner of Bullfrog and Bullfrog FF and the managing member of RH-N, and Bullfrog Capital GP, Ltd. ("BF UGP") is the general partner of BF GP. The Reporting Person is a director of each of UGP II, UGP III, BF UGP and Ribbit Management, and disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his pecuniary interest therein, if any, and this report shall not be deemed an admission that such shares are beneficially owned by him for Section 16 or any other purpose.

F10 · ownership.nature: Represents 115,980 shares sold by Bullfrog, for itself and as nominee for Bullfrog FF. Following the reported transaction, (i) 33,471 shares are held directly by Fund II for itself and as nominee for FF II, (ii) 5,757 shares are held directly by Fund III for itself and as nominee for FF III, (iii) 3,228,574 shares are held directly by Bullfrog, for itself and as nominee for Bullfrog FF, (iv) 2,880 shares are held directly by RH, (v) 3,231 shares are held directly by RH-D, (vi) 2,114 shares are held directly by RH-E, (vii) 7 shares are held directly by RH-N and (viii) 21,571 shares are held directly by Ribbit Management.

SEC source: 0000950170-24-134301 · ownership.xml · nonDerivative · entry 3

Malka Meyer · CIK 0001571355 · Director

10b5-1 filing: Plan reported

Ownership: Indirect · By Funds

Disclosed balance after: 3,413,585

F1 · kind: These sales were effected pursuant to a Rule 10b5-1 trading plan adopted by Bullfrog Capital, L.P. ("Bullfrog") on May 10, 2024.

F8 · shares: Represents 495,774 shares sold by Bullfrog, for itself and as nominee for Bullfrog FF. Following the reported transaction, (i) 33,471 shares are held directly by Fund II for itself and as nominee for FF II, (ii) 5,757 shares are held directly by Fund III for itself and as nominee for FF III, (iii) 3,344,554 shares are held directly by Bullfrog, for itself and as nominee for Bullfrog FF, (iv) 2,880 shares are held directly by RH, (v) 3,231 shares are held directly by RH-D, (vi) 2,114 shares are held directly by RH-E, (vii) 7 shares are held directly by RH-N and (viii) 21,571 shares are held directly by Ribbit Management.

F9 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $41.00 to $41.84, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range.

F8 · balance_after: Represents 495,774 shares sold by Bullfrog, for itself and as nominee for Bullfrog FF. Following the reported transaction, (i) 33,471 shares are held directly by Fund II for itself and as nominee for FF II, (ii) 5,757 shares are held directly by Fund III for itself and as nominee for FF III, (iii) 3,344,554 shares are held directly by Bullfrog, for itself and as nominee for Bullfrog FF, (iv) 2,880 shares are held directly by RH, (v) 3,231 shares are held directly by RH-D, (vi) 2,114 shares are held directly by RH-E, (vii) 7 shares are held directly by RH-N and (viii) 21,571 shares are held directly by Ribbit Management.

F5 · ownership.nature: Ribbit Capital GP II, L.P. ("GP II") is the general partner of Fund II and FF II and the managing member of RH, RH-D, and RH-E, and Ribbit Capital GP II, Ltd. ("UGP II") is the general partner of GP II. Ribbit Capital GP III, L.P. ("GP III") is the general partner of Fund III and FF III, and Ribbit Capital GP III, Ltd. ("UGP III") is the general partner of GP III. Bullfrog Capital GP, L.P. ("BF GP") is the general partner of Bullfrog and Bullfrog FF and the managing member of RH-N, and Bullfrog Capital GP, Ltd. ("BF UGP") is the general partner of BF GP. The Reporting Person is a director of each of UGP II, UGP III, BF UGP and Ribbit Management, and disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his pecuniary interest therein, if any, and this report shall not be deemed an admission that such shares are beneficially owned by him for Section 16 or any other purpose.

F8 · ownership.nature: Represents 495,774 shares sold by Bullfrog, for itself and as nominee for Bullfrog FF. Following the reported transaction, (i) 33,471 shares are held directly by Fund II for itself and as nominee for FF II, (ii) 5,757 shares are held directly by Fund III for itself and as nominee for FF III, (iii) 3,344,554 shares are held directly by Bullfrog, for itself and as nominee for Bullfrog FF, (iv) 2,880 shares are held directly by RH, (v) 3,231 shares are held directly by RH-D, (vi) 2,114 shares are held directly by RH-E, (vii) 7 shares are held directly by RH-N and (viii) 21,571 shares are held directly by Ribbit Management.

SEC source: 0000950170-24-134301 · ownership.xml · nonDerivative · entry 2

Malka Meyer · CIK 0001571355 · Director

10b5-1 filing: Plan reported

Ownership: Indirect · By Funds

Disclosed balance after: 3,909,359

F1 · kind: These sales were effected pursuant to a Rule 10b5-1 trading plan adopted by Bullfrog Capital, L.P. ("Bullfrog") on May 10, 2024.

F6 · shares: Represents 1,064,879 shares sold by Bullfrog, for itself and as nominee for Bullfrog FF. Following the reported transaction, (i) 33,471 shares are held directly by Fund II for itself and as nominee for FF II, (ii) 5,757 shares are held directly by Fund III for itself and as nominee for FF III, (iii) 3,840,328 shares are held directly by Bullfrog, for itself and as nominee for Bullfrog FF, (iv) 2,880 shares are held directly by RH, (v) 3,231 shares are held directly by RH-D, (vi) 2,114 shares are held directly by RH-E, (vii) 7 shares are held directly by RH-N and (viii) 21,571 shares are held directly by Ribbit Management.

F7 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $40.00 to $40.99, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range.

F6 · balance_after: Represents 1,064,879 shares sold by Bullfrog, for itself and as nominee for Bullfrog FF. Following the reported transaction, (i) 33,471 shares are held directly by Fund II for itself and as nominee for FF II, (ii) 5,757 shares are held directly by Fund III for itself and as nominee for FF III, (iii) 3,840,328 shares are held directly by Bullfrog, for itself and as nominee for Bullfrog FF, (iv) 2,880 shares are held directly by RH, (v) 3,231 shares are held directly by RH-D, (vi) 2,114 shares are held directly by RH-E, (vii) 7 shares are held directly by RH-N and (viii) 21,571 shares are held directly by Ribbit Management.

F5 · ownership.nature: Ribbit Capital GP II, L.P. ("GP II") is the general partner of Fund II and FF II and the managing member of RH, RH-D, and RH-E, and Ribbit Capital GP II, Ltd. ("UGP II") is the general partner of GP II. Ribbit Capital GP III, L.P. ("GP III") is the general partner of Fund III and FF III, and Ribbit Capital GP III, Ltd. ("UGP III") is the general partner of GP III. Bullfrog Capital GP, L.P. ("BF GP") is the general partner of Bullfrog and Bullfrog FF and the managing member of RH-N, and Bullfrog Capital GP, Ltd. ("BF UGP") is the general partner of BF GP. The Reporting Person is a director of each of UGP II, UGP III, BF UGP and Ribbit Management, and disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his pecuniary interest therein, if any, and this report shall not be deemed an admission that such shares are beneficially owned by him for Section 16 or any other purpose.

F6 · ownership.nature: Represents 1,064,879 shares sold by Bullfrog, for itself and as nominee for Bullfrog FF. Following the reported transaction, (i) 33,471 shares are held directly by Fund II for itself and as nominee for FF II, (ii) 5,757 shares are held directly by Fund III for itself and as nominee for FF III, (iii) 3,840,328 shares are held directly by Bullfrog, for itself and as nominee for Bullfrog FF, (iv) 2,880 shares are held directly by RH, (v) 3,231 shares are held directly by RH-D, (vi) 2,114 shares are held directly by RH-E, (vii) 7 shares are held directly by RH-N and (viii) 21,571 shares are held directly by Ribbit Management.

SEC source: 0000950170-24-134301 · ownership.xml · nonDerivative · entry 1

Malka Meyer · CIK 0001571355 · Director

10b5-1 filing: Plan reported

Ownership: Indirect · By Funds

Disclosed balance after: 4,974,238

F1 · kind: These sales were effected pursuant to a Rule 10b5-1 trading plan adopted by Bullfrog Capital, L.P. ("Bullfrog") on May 10, 2024.

F2 · shares: Represents 1,535,681 shares sold by Bullfrog, for itself and as nominee for Bullfrog Founder Fund, L.P. ("Bullfrog FF"). Following the reported transaction, (i) 33,471 shares are held directly by Ribbit Capital II, L.P. ("Fund II") for itself and as nominee for Ribbit Founder Fund II, L.P. ("FF II"), (ii) 5,757 shares are held directly by Ribbit Capital III, L.P. ("Fund III") for itself and as nominee for Ribbit Founder Fund III, L.P. ("FF III"), (iii) 4,905,207 shares are held directly by Bullfrog, for itself and as nominee for Bullfrog FF, (iv) 2,880 shares are held directly by RH Ribbit Opportunity II, LLC ("RH"), (v) 3,231 shares are held directly by RH-D Ribbit Opportunity II, LLC ("RH-D"), (vi) 2,114 shares are held directly by RH-E Ribbit Opportunity II, LLC ("RH-E"), (vii) 7 shares are held directly by RH-N Bullfrog Opportunity, LLC ("RH-N")and (viii) 21,571 shares are held directly by Ribbit Management Company, LLC ("Ribbit Management").

F3 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $40.00 to $40.57, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range.

F2 · balance_after: Represents 1,535,681 shares sold by Bullfrog, for itself and as nominee for Bullfrog Founder Fund, L.P. ("Bullfrog FF"). Following the reported transaction, (i) 33,471 shares are held directly by Ribbit Capital II, L.P. ("Fund II") for itself and as nominee for Ribbit Founder Fund II, L.P. ("FF II"), (ii) 5,757 shares are held directly by Ribbit Capital III, L.P. ("Fund III") for itself and as nominee for Ribbit Founder Fund III, L.P. ("FF III"), (iii) 4,905,207 shares are held directly by Bullfrog, for itself and as nominee for Bullfrog FF, (iv) 2,880 shares are held directly by RH Ribbit Opportunity II, LLC ("RH"), (v) 3,231 shares are held directly by RH-D Ribbit Opportunity II, LLC ("RH-D"), (vi) 2,114 shares are held directly by RH-E Ribbit Opportunity II, LLC ("RH-E"), (vii) 7 shares are held directly by RH-N Bullfrog Opportunity, LLC ("RH-N")and (viii) 21,571 shares are held directly by Ribbit Management Company, LLC ("Ribbit Management").

F4 · balance_after: The reported amounts reflect 1,545,984 shares received by the Malka Kleiner Revocable Trust dated July 16, 2012 (the "Malka Trust") and 21,571 shares received by Ribbit Management in prior distributions-in-kind made in accordance with the exemptions afforded by Rule 16a-13 and Rule 16a-9 of the Securities Exchange Act of 1934, as amended.

F2 · ownership.nature: Represents 1,535,681 shares sold by Bullfrog, for itself and as nominee for Bullfrog Founder Fund, L.P. ("Bullfrog FF"). Following the reported transaction, (i) 33,471 shares are held directly by Ribbit Capital II, L.P. ("Fund II") for itself and as nominee for Ribbit Founder Fund II, L.P. ("FF II"), (ii) 5,757 shares are held directly by Ribbit Capital III, L.P. ("Fund III") for itself and as nominee for Ribbit Founder Fund III, L.P. ("FF III"), (iii) 4,905,207 shares are held directly by Bullfrog, for itself and as nominee for Bullfrog FF, (iv) 2,880 shares are held directly by RH Ribbit Opportunity II, LLC ("RH"), (v) 3,231 shares are held directly by RH-D Ribbit Opportunity II, LLC ("RH-D"), (vi) 2,114 shares are held directly by RH-E Ribbit Opportunity II, LLC ("RH-E"), (vii) 7 shares are held directly by RH-N Bullfrog Opportunity, LLC ("RH-N")and (viii) 21,571 shares are held directly by Ribbit Management Company, LLC ("Ribbit Management").

F5 · ownership.nature: Ribbit Capital GP II, L.P. ("GP II") is the general partner of Fund II and FF II and the managing member of RH, RH-D, and RH-E, and Ribbit Capital GP II, Ltd. ("UGP II") is the general partner of GP II. Ribbit Capital GP III, L.P. ("GP III") is the general partner of Fund III and FF III, and Ribbit Capital GP III, Ltd. ("UGP III") is the general partner of GP III. Bullfrog Capital GP, L.P. ("BF GP") is the general partner of Bullfrog and Bullfrog FF and the managing member of RH-N, and Bullfrog Capital GP, Ltd. ("BF UGP") is the general partner of BF GP. The Reporting Person is a director of each of UGP II, UGP III, BF UGP and Ribbit Management, and disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his pecuniary interest therein, if any, and this report shall not be deemed an admission that such shares are beneficially owned by him for Section 16 or any other purpose.

SEC source: 0000950170-24-131103 · ownership.xml · nonDerivative · entry 2

Malka Meyer · CIK 0001571355 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 16,284,451

F4 · kind: Represents a bona fide gift of 81,881 shares from Ribbit Management to a donor-advised fund. Following the reported transaction, (i) 6,653,925 shares are held directly by Ribbit Capital II, L.P. ("Fund II") for itself and as nominee for Ribbit Founder Fund II, L.P. ("FF II"), (ii) 1,144,397 shares are held directly by Ribbit Capital III, L.P. ("Fund III") for itself and as nominee for Ribbit Founder Fund III, L.P. ("FF III"), (iii) 6,440,888 shares are held directly by Bullfrog Capital, L.P. ("Bullfrog"), for itself and as nominee for Bullfrog Founder Fund, L.P. ("Bullfrog FF"), (iv) 809,090 shares are held directly by RH Ribbit Opportunity II, LLC ("RH"), (v) 642,339 shares are held directly by RH-D Ribbit Opportunity II, LLC ("RH-D"), (vi) 593,805 shares are held directly by RH-E Ribbit Opportunity II, LLC ("RH-E"), (vii) 7 shares are held directly by RH-N Bullfrog Opportunity, LLC ("RH-N") and (viii) 0 shares are held directly by Ribbit Management.

F4 · price: Represents a bona fide gift of 81,881 shares from Ribbit Management to a donor-advised fund. Following the reported transaction, (i) 6,653,925 shares are held directly by Ribbit Capital II, L.P. ("Fund II") for itself and as nominee for Ribbit Founder Fund II, L.P. ("FF II"), (ii) 1,144,397 shares are held directly by Ribbit Capital III, L.P. ("Fund III") for itself and as nominee for Ribbit Founder Fund III, L.P. ("FF III"), (iii) 6,440,888 shares are held directly by Bullfrog Capital, L.P. ("Bullfrog"), for itself and as nominee for Bullfrog Founder Fund, L.P. ("Bullfrog FF"), (iv) 809,090 shares are held directly by RH Ribbit Opportunity II, LLC ("RH"), (v) 642,339 shares are held directly by RH-D Ribbit Opportunity II, LLC ("RH-D"), (vi) 593,805 shares are held directly by RH-E Ribbit Opportunity II, LLC ("RH-E"), (vii) 7 shares are held directly by RH-N Bullfrog Opportunity, LLC ("RH-N") and (viii) 0 shares are held directly by Ribbit Management.

F2 · balance_after: The reported amounts reflect 1,538,311 shares received by the Malka Kleiner Revocable Trust dated July 16, 2012 (the "Malka Trust") and 21,435 shares received by Ribbit Management Company, LLC ("Ribbit Management") in prior distributions-in-kind made in accordance with the exemptions afforded by Rule 16a-13 and Rule 16a-9 of the Securities Exchange Act of 1934, as amended.

F4 · balance_after: Represents a bona fide gift of 81,881 shares from Ribbit Management to a donor-advised fund. Following the reported transaction, (i) 6,653,925 shares are held directly by Ribbit Capital II, L.P. ("Fund II") for itself and as nominee for Ribbit Founder Fund II, L.P. ("FF II"), (ii) 1,144,397 shares are held directly by Ribbit Capital III, L.P. ("Fund III") for itself and as nominee for Ribbit Founder Fund III, L.P. ("FF III"), (iii) 6,440,888 shares are held directly by Bullfrog Capital, L.P. ("Bullfrog"), for itself and as nominee for Bullfrog Founder Fund, L.P. ("Bullfrog FF"), (iv) 809,090 shares are held directly by RH Ribbit Opportunity II, LLC ("RH"), (v) 642,339 shares are held directly by RH-D Ribbit Opportunity II, LLC ("RH-D"), (vi) 593,805 shares are held directly by RH-E Ribbit Opportunity II, LLC ("RH-E"), (vii) 7 shares are held directly by RH-N Bullfrog Opportunity, LLC ("RH-N") and (viii) 0 shares are held directly by Ribbit Management.

F4 · ownership.nature: Represents a bona fide gift of 81,881 shares from Ribbit Management to a donor-advised fund. Following the reported transaction, (i) 6,653,925 shares are held directly by Ribbit Capital II, L.P. ("Fund II") for itself and as nominee for Ribbit Founder Fund II, L.P. ("FF II"), (ii) 1,144,397 shares are held directly by Ribbit Capital III, L.P. ("Fund III") for itself and as nominee for Ribbit Founder Fund III, L.P. ("FF III"), (iii) 6,440,888 shares are held directly by Bullfrog Capital, L.P. ("Bullfrog"), for itself and as nominee for Bullfrog Founder Fund, L.P. ("Bullfrog FF"), (iv) 809,090 shares are held directly by RH Ribbit Opportunity II, LLC ("RH"), (v) 642,339 shares are held directly by RH-D Ribbit Opportunity II, LLC ("RH-D"), (vi) 593,805 shares are held directly by RH-E Ribbit Opportunity II, LLC ("RH-E"), (vii) 7 shares are held directly by RH-N Bullfrog Opportunity, LLC ("RH-N") and (viii) 0 shares are held directly by Ribbit Management.

F5 · ownership.nature: Ribbit Capital GP II, L.P. ("GP II") is the general partner of Fund II and FF II and the managing member of RH, RH-D, and RH-E, and Ribbit Capital GP II, Ltd. ("UGP II") is the general partner of GP II. Ribbit Capital GP III, L.P. ("GP III") is the general partner of Fund III and FF III, and Ribbit Capital GP III, Ltd. ("UGP III") is the general partner of GP III. Bullfrog Capital GP, L.P. ("BF GP") is the general partner of Bullfrog and Bullfrog FF and the managing member of RH-N, and Bullfrog Capital GP, Ltd. ("BF UGP") is the general partner of BF GP. The Reporting Person is a director of each of UGP II, UGP III, BF UGP and Ribbit Management, and disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his pecuniary interest therein, if any, and this report shall not be deemed an admission that such shares are beneficially owned by him for Section 16 or any other purpose.

SEC source: 0000950170-24-131103 · ownership.xml · nonDerivative · entry 1

Malka Meyer · CIK 0001571355 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · By Trust

Disclosed balance after: 3,686,952

F1 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $34.39 to $35.36, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range.

F2 · balance_after: The reported amounts reflect 1,538,311 shares received by the Malka Kleiner Revocable Trust dated July 16, 2012 (the "Malka Trust") and 21,435 shares received by Ribbit Management Company, LLC ("Ribbit Management") in prior distributions-in-kind made in accordance with the exemptions afforded by Rule 16a-13 and Rule 16a-9 of the Securities Exchange Act of 1934, as amended.

F3 · ownership.nature: Shares held by the Malka Trust, of which the Reporting Person serves as trustee. The Reporting Person disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his pecuniary interest therein, if any, and this report shall not be deemed an admission that such shares are beneficially owned by him for Section 16 or any other purpose.

SEC source: 0000950170-24-125736 · ownership.xml · derivative · entry 24

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Bullfrog Capital, L.P. · CIK 0001801181 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 1,457,607

Underlying: Class A Common Stock · 75,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F15 · derivative.exercise_price: Represents 75,000 shares converted by Fund IV, for itself and as nominee for FF IV, from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 75,000 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF, 1,221,783 shares of Class B Common Stock are held by Fund IV, for itself and as nominee for FF IV and 235,824 shares of Class B Common Stock are held by Ribbit RT-E.

F15 · kind: Represents 75,000 shares converted by Fund IV, for itself and as nominee for FF IV, from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 75,000 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF, 1,221,783 shares of Class B Common Stock are held by Fund IV, for itself and as nominee for FF IV and 235,824 shares of Class B Common Stock are held by Ribbit RT-E.

F23 · derivative.exercise_date: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F23 · derivative.expiration_date: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F15 · balance_after: Represents 75,000 shares converted by Fund IV, for itself and as nominee for FF IV, from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 75,000 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF, 1,221,783 shares of Class B Common Stock are held by Fund IV, for itself and as nominee for FF IV and 235,824 shares of Class B Common Stock are held by Ribbit RT-E.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-125736 · ownership.xml · nonDerivative · entry 21

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Bullfrog Capital, L.P. · CIK 0001801181 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 0

F22 · shares: Represents 2,300 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $86.01 to $86.245, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 0 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV.

F22 · price: Represents 2,300 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $86.01 to $86.245, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 0 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV.

F22 · balance_after: Represents 2,300 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $86.01 to $86.245, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 0 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-125736 · ownership.xml · nonDerivative · entry 20

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Bullfrog Capital, L.P. · CIK 0001801181 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 2,300

F21 · shares: Represents 15,955 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $85.01 to $86.00, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 2,300 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV.

F21 · price: Represents 15,955 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $85.01 to $86.00, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 2,300 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV.

F21 · balance_after: Represents 15,955 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $85.01 to $86.00, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 2,300 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-125736 · ownership.xml · nonDerivative · entry 19

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Bullfrog Capital, L.P. · CIK 0001801181 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 18,255

F20 · shares: Represents 18,836 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $84.01 to $85.00, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 18,255 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV.

F20 · price: Represents 18,836 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $84.01 to $85.00, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 18,255 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV.

F20 · balance_after: Represents 18,836 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $84.01 to $85.00, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 18,255 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-125736 · ownership.xml · nonDerivative · entry 18

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Bullfrog Capital, L.P. · CIK 0001801181 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 37,091

F19 · shares: Represents 13,128 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV, and 3,290 sold by Bullfrog, for itself and as nominee for Bullfrog FF. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $83.01 to $84.005, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 37,091 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 0 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F19 · price: Represents 13,128 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV, and 3,290 sold by Bullfrog, for itself and as nominee for Bullfrog FF. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $83.01 to $84.005, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 37,091 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 0 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F19 · balance_after: Represents 13,128 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV, and 3,290 sold by Bullfrog, for itself and as nominee for Bullfrog FF. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $83.01 to $84.005, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 37,091 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 0 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-125736 · ownership.xml · nonDerivative · entry 17

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Bullfrog Capital, L.P. · CIK 0001801181 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 53,509

F18 · shares: Represents 13,374 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV, and 13,223 sold by Bullfrog, for itself and as nominee for Bullfrog FF. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $82.00 to $82.94, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 50,219 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 3,290 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F18 · price: Represents 13,374 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV, and 13,223 sold by Bullfrog, for itself and as nominee for Bullfrog FF. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $82.00 to $82.94, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 50,219 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 3,290 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F18 · balance_after: Represents 13,374 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV, and 13,223 sold by Bullfrog, for itself and as nominee for Bullfrog FF. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $82.00 to $82.94, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 50,219 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 3,290 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-125736 · ownership.xml · nonDerivative · entry 16

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Bullfrog Capital, L.P. · CIK 0001801181 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 80,106

F17 · shares: Represents 2,208 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV, and 1,355 sold by Bullfrog, for itself and as nominee for Bullfrog FF. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $81.00 to $81.6367, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 63,593 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 16,513 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F17 · price: Represents 2,208 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV, and 1,355 sold by Bullfrog, for itself and as nominee for Bullfrog FF. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $81.00 to $81.6367, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 63,593 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 16,513 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F17 · balance_after: Represents 2,208 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV, and 1,355 sold by Bullfrog, for itself and as nominee for Bullfrog FF. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $81.00 to $81.6367, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 63,593 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 16,513 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-125736 · ownership.xml · nonDerivative · entry 15

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Bullfrog Capital, L.P. · CIK 0001801181 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 83,669

F16 · shares: Represents 9,199 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV, and 25,239 sold by Bullfrog, for itself and as nominee for Bullfrog FF. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $80.00 to $80.99, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 65,801 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 17,868 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F16 · price: Represents 9,199 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV, and 25,239 sold by Bullfrog, for itself and as nominee for Bullfrog FF. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $80.00 to $80.99, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 65,801 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 17,868 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F16 · balance_after: Represents 9,199 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV, and 25,239 sold by Bullfrog, for itself and as nominee for Bullfrog FF. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $80.00 to $80.99, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 65,801 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 17,868 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-125736 · ownership.xml · nonDerivative · entry 14

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Bullfrog Capital, L.P. · CIK 0001801181 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 118,107

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F15 · kind: Represents 75,000 shares converted by Fund IV, for itself and as nominee for FF IV, from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 75,000 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF, 1,221,783 shares of Class B Common Stock are held by Fund IV, for itself and as nominee for FF IV and 235,824 shares of Class B Common Stock are held by Ribbit RT-E.

F15 · shares: Represents 75,000 shares converted by Fund IV, for itself and as nominee for FF IV, from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 75,000 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF, 1,221,783 shares of Class B Common Stock are held by Fund IV, for itself and as nominee for FF IV and 235,824 shares of Class B Common Stock are held by Ribbit RT-E.

F15 · price: Represents 75,000 shares converted by Fund IV, for itself and as nominee for FF IV, from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 75,000 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF, 1,221,783 shares of Class B Common Stock are held by Fund IV, for itself and as nominee for FF IV and 235,824 shares of Class B Common Stock are held by Ribbit RT-E.

F15 · balance_after: Represents 75,000 shares converted by Fund IV, for itself and as nominee for FF IV, from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 75,000 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF, 1,221,783 shares of Class B Common Stock are held by Fund IV, for itself and as nominee for FF IV and 235,824 shares of Class B Common Stock are held by Ribbit RT-E.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-124301 · ownership.xml · nonDerivative · entry 3

Malka Meyer · CIK 0001571355 · Director

10b5-1 filing: Plan reported

Ownership: Indirect · By Funds

Disclosed balance after: 26,138,937

F1 · kind: These sales were effected pursuant to a Rule 10b5-1 trading plans adopted by Bullfrog Capital, L.P. ("Bullfrog") and RH-N Bullfrog Opportunity, LLC ("RH-N") on May 10, 2024 and December 14, 2023, respectively.

F7 · shares: Represents 2,791,306 shares sold by Bullfrog, for itself and as nominee for Bullfrog FF. Following the reported transaction, (i) 13,274,379 shares are held directly by Fund II for itself and as nominee for FF II, (ii) 2,283,037 shares are held directly by Fund III for itself and as nominee for FF III, (iii) 6,440,888 shares are held directly by Bullfrog, for itself and as nominee for Bullfrog FF, (iv) 1,614,110 shares are held directly by RH, (v) 1,281,447 shares are held directly by RH-D, (vi) 1,184,623 shares are held directly by RH-E, (vii) 7 shares are held directly by RH-N and (viii) 60,446 shares are held directly by Ribbit Management.

F8 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $30.00 to $30.46, inclusive. The reporting person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range.

F7 · balance_after: Represents 2,791,306 shares sold by Bullfrog, for itself and as nominee for Bullfrog FF. Following the reported transaction, (i) 13,274,379 shares are held directly by Fund II for itself and as nominee for FF II, (ii) 2,283,037 shares are held directly by Fund III for itself and as nominee for FF III, (iii) 6,440,888 shares are held directly by Bullfrog, for itself and as nominee for Bullfrog FF, (iv) 1,614,110 shares are held directly by RH, (v) 1,281,447 shares are held directly by RH-D, (vi) 1,184,623 shares are held directly by RH-E, (vii) 7 shares are held directly by RH-N and (viii) 60,446 shares are held directly by Ribbit Management.

F4 · ownership.nature: Ribbit Capital GP II, L.P. ("GP II") is the general partner of Fund II and FF II and the managing member of RH, RH-D, and RH-E, and Ribbit Capital GP II, Ltd. ("UGP II") is the general partner of GP II. Ribbit Capital GP III, L.P. ("GP III") is the general partner of Fund III and FF III, and Ribbit Capital GP III, Ltd. ("UGP III") is the general partner of GP III. Bullfrog Capital GP, L.P. ("BF GP") is the general partner of Bullfrog and Bullfrog FF and the managing member of RH-N, and Bullfrog Capital GP, Ltd. ("BF UGP") is the general partner of BF GP. The Reporting Person is a director of each of UGP II, UGP III, BF UGP and Ribbit Management, and disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his pecuniary interest therein, if any, and this report shall not be deemed an admission that such shares are beneficially owned by him for Section 16 or any other purpose.

F7 · ownership.nature: Represents 2,791,306 shares sold by Bullfrog, for itself and as nominee for Bullfrog FF. Following the reported transaction, (i) 13,274,379 shares are held directly by Fund II for itself and as nominee for FF II, (ii) 2,283,037 shares are held directly by Fund III for itself and as nominee for FF III, (iii) 6,440,888 shares are held directly by Bullfrog, for itself and as nominee for Bullfrog FF, (iv) 1,614,110 shares are held directly by RH, (v) 1,281,447 shares are held directly by RH-D, (vi) 1,184,623 shares are held directly by RH-E, (vii) 7 shares are held directly by RH-N and (viii) 60,446 shares are held directly by Ribbit Management.

SEC source: 0000950170-24-125736 · ownership.xml · derivative · entry 23

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Bullfrog Capital, L.P. · CIK 0001801181 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 1,532,607

Underlying: Class A Common Stock · 201,315 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F8 · derivative.exercise_price: Represents 201,315 shares converted by Fund IV, for itself and as nominee for FF IV, from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 201,315 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF, 1,296,783 shares of Class B Common Stock are held by Fund IV, for itself and as nominee for FF IV and 235,824 shares of Class B Common Stock are held by Ribbit RT-E.

F8 · kind: Represents 201,315 shares converted by Fund IV, for itself and as nominee for FF IV, from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 201,315 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF, 1,296,783 shares of Class B Common Stock are held by Fund IV, for itself and as nominee for FF IV and 235,824 shares of Class B Common Stock are held by Ribbit RT-E.

F23 · derivative.exercise_date: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F23 · derivative.expiration_date: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F8 · balance_after: Represents 201,315 shares converted by Fund IV, for itself and as nominee for FF IV, from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 201,315 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF, 1,296,783 shares of Class B Common Stock are held by Fund IV, for itself and as nominee for FF IV and 235,824 shares of Class B Common Stock are held by Ribbit RT-E.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-125736 · ownership.xml · nonDerivative · entry 13

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Bullfrog Capital, L.P. · CIK 0001801181 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 43,107

F14 · shares: Represents 1,200 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $85.21 to $85.45, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 0 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F14 · price: Represents 1,200 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $85.21 to $85.45, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 0 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F14 · balance_after: Represents 1,200 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $85.21 to $85.45, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 0 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-125736 · ownership.xml · nonDerivative · entry 12

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Bullfrog Capital, L.P. · CIK 0001801181 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 44,307

F13 · shares: Represents 1,599 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $84.17 to $85.03, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 1,200 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F13 · price: Represents 1,599 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $84.17 to $85.03, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 1,200 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F13 · balance_after: Represents 1,599 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $84.17 to $85.03, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 1,200 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-125736 · ownership.xml · nonDerivative · entry 11

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Bullfrog Capital, L.P. · CIK 0001801181 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 45,906

F12 · shares: Represents 14,596 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $83.00 to $83.65, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 2,799 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F12 · price: Represents 14,596 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $83.00 to $83.65, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 2,799 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F12 · balance_after: Represents 14,596 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $83.00 to $83.65, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 2,799 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-125736 · ownership.xml · nonDerivative · entry 10

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Bullfrog Capital, L.P. · CIK 0001801181 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 60,502

F11 · shares: Represents 63,849 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $82.00 to $82.99, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 17,395 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F11 · price: Represents 63,849 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $82.00 to $82.99, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 17,395 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F11 · balance_after: Represents 63,849 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $82.00 to $82.99, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 17,395 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-125736 · ownership.xml · nonDerivative · entry 9

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Bullfrog Capital, L.P. · CIK 0001801181 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 124,351

F10 · shares: Represents 101,970 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $81.00 to $81.985, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 81,244 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F10 · price: Represents 101,970 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $81.00 to $81.985, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 81,244 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F10 · balance_after: Represents 101,970 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $81.00 to $81.985, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 81,244 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-125736 · ownership.xml · nonDerivative · entry 8

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Bullfrog Capital, L.P. · CIK 0001801181 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 226,321

F9 · shares: Represents 18,101 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $80.00 to $80.99, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 183,214 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F9 · price: Represents 18,101 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $80.00 to $80.99, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 183,214 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F9 · balance_after: Represents 18,101 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $80.00 to $80.99, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 183,214 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-125736 · ownership.xml · nonDerivative · entry 7

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Bullfrog Capital, L.P. · CIK 0001801181 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 244,422

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F8 · kind: Represents 201,315 shares converted by Fund IV, for itself and as nominee for FF IV, from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 201,315 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF, 1,296,783 shares of Class B Common Stock are held by Fund IV, for itself and as nominee for FF IV and 235,824 shares of Class B Common Stock are held by Ribbit RT-E.

F8 · shares: Represents 201,315 shares converted by Fund IV, for itself and as nominee for FF IV, from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 201,315 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF, 1,296,783 shares of Class B Common Stock are held by Fund IV, for itself and as nominee for FF IV and 235,824 shares of Class B Common Stock are held by Ribbit RT-E.

F8 · price: Represents 201,315 shares converted by Fund IV, for itself and as nominee for FF IV, from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 201,315 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF, 1,296,783 shares of Class B Common Stock are held by Fund IV, for itself and as nominee for FF IV and 235,824 shares of Class B Common Stock are held by Ribbit RT-E.

F8 · balance_after: Represents 201,315 shares converted by Fund IV, for itself and as nominee for FF IV, from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 201,315 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF, 1,296,783 shares of Class B Common Stock are held by Fund IV, for itself and as nominee for FF IV and 235,824 shares of Class B Common Stock are held by Ribbit RT-E.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-124301 · ownership.xml · nonDerivative · entry 2

Malka Meyer · CIK 0001571355 · Director

10b5-1 filing: Plan reported

Ownership: Indirect · By Funds

Disclosed balance after: 28,930,243

F1 · kind: These sales were effected pursuant to a Rule 10b5-1 trading plans adopted by Bullfrog Capital, L.P. ("Bullfrog") and RH-N Bullfrog Opportunity, LLC ("RH-N") on May 10, 2024 and December 14, 2023, respectively.

F5 · shares: Represents 105,875 shares sold by Bullfrog, for itself and as nominee for Bullfrog FF. Following the reported transaction, (i) 13,274,379 shares are held directly by Fund II for itself and as nominee for FF II, (ii) 2,283,037 shares are held directly by Fund III for itself and as nominee for FF III, (iii) 9,232,194 shares are held directly by Bullfrog, for itself and as nominee for Bullfrog FF, (iv) 1,614,110 shares are held directly by RH, (v) 1,281,447 shares are held directly by RH-D, (vi) 1,184,623 shares are held directly by RH-E, (vii) 7 shares are held directly by RH-N and (viii) 60,446 shares are held directly by Ribbit Management.

F6 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $30.00 to $30.035, inclusive. The reporting person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range.

F5 · balance_after: Represents 105,875 shares sold by Bullfrog, for itself and as nominee for Bullfrog FF. Following the reported transaction, (i) 13,274,379 shares are held directly by Fund II for itself and as nominee for FF II, (ii) 2,283,037 shares are held directly by Fund III for itself and as nominee for FF III, (iii) 9,232,194 shares are held directly by Bullfrog, for itself and as nominee for Bullfrog FF, (iv) 1,614,110 shares are held directly by RH, (v) 1,281,447 shares are held directly by RH-D, (vi) 1,184,623 shares are held directly by RH-E, (vii) 7 shares are held directly by RH-N and (viii) 60,446 shares are held directly by Ribbit Management.

F4 · ownership.nature: Ribbit Capital GP II, L.P. ("GP II") is the general partner of Fund II and FF II and the managing member of RH, RH-D, and RH-E, and Ribbit Capital GP II, Ltd. ("UGP II") is the general partner of GP II. Ribbit Capital GP III, L.P. ("GP III") is the general partner of Fund III and FF III, and Ribbit Capital GP III, Ltd. ("UGP III") is the general partner of GP III. Bullfrog Capital GP, L.P. ("BF GP") is the general partner of Bullfrog and Bullfrog FF and the managing member of RH-N, and Bullfrog Capital GP, Ltd. ("BF UGP") is the general partner of BF GP. The Reporting Person is a director of each of UGP II, UGP III, BF UGP and Ribbit Management, and disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his pecuniary interest therein, if any, and this report shall not be deemed an admission that such shares are beneficially owned by him for Section 16 or any other purpose.

F5 · ownership.nature: Represents 105,875 shares sold by Bullfrog, for itself and as nominee for Bullfrog FF. Following the reported transaction, (i) 13,274,379 shares are held directly by Fund II for itself and as nominee for FF II, (ii) 2,283,037 shares are held directly by Fund III for itself and as nominee for FF III, (iii) 9,232,194 shares are held directly by Bullfrog, for itself and as nominee for Bullfrog FF, (iv) 1,614,110 shares are held directly by RH, (v) 1,281,447 shares are held directly by RH-D, (vi) 1,184,623 shares are held directly by RH-E, (vii) 7 shares are held directly by RH-N and (viii) 60,446 shares are held directly by Ribbit Management.

SEC source: 0000950170-24-125736 · ownership.xml · derivative · entry 22

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Bullfrog Capital, L.P. · CIK 0001801181 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 1,733,922

Underlying: Class A Common Stock · 75,839 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Represents 75,839 shares converted by Ribbit Capital IV, L.P. ("Fund IV"), for itself and as nominee for Ribbit Founder Fund IV, L.P. ("FF IV"), from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 75,839 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, 43,107 shares of Class A Common Stock are owned by Bullfrog Capital, L.P. ("Bullfrog"), for itself and as nominee for Bullfrog Founder Fund, L.P. (" Bullfrog FF"), 1,498,098 shares of Class B Common Stock are held by Fund IV, for itself and as nominee for FF IV and 235,824 shares of Class B Common Stock are held by RT-E Ribbit Opportunity IV, LLC ("Ribbit RT-E")

F1 · kind: Represents 75,839 shares converted by Ribbit Capital IV, L.P. ("Fund IV"), for itself and as nominee for Ribbit Founder Fund IV, L.P. ("FF IV"), from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 75,839 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, 43,107 shares of Class A Common Stock are owned by Bullfrog Capital, L.P. ("Bullfrog"), for itself and as nominee for Bullfrog Founder Fund, L.P. (" Bullfrog FF"), 1,498,098 shares of Class B Common Stock are held by Fund IV, for itself and as nominee for FF IV and 235,824 shares of Class B Common Stock are held by RT-E Ribbit Opportunity IV, LLC ("Ribbit RT-E")

F23 · derivative.exercise_date: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F23 · derivative.expiration_date: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F1 · balance_after: Represents 75,839 shares converted by Ribbit Capital IV, L.P. ("Fund IV"), for itself and as nominee for Ribbit Founder Fund IV, L.P. ("FF IV"), from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 75,839 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, 43,107 shares of Class A Common Stock are owned by Bullfrog Capital, L.P. ("Bullfrog"), for itself and as nominee for Bullfrog Founder Fund, L.P. (" Bullfrog FF"), 1,498,098 shares of Class B Common Stock are held by Fund IV, for itself and as nominee for FF IV and 235,824 shares of Class B Common Stock are held by RT-E Ribbit Opportunity IV, LLC ("Ribbit RT-E")

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-125736 · ownership.xml · nonDerivative · entry 6

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Bullfrog Capital, L.P. · CIK 0001801181 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 43,107

F7 · shares: Represents 1,611 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $83.09 to $83.475, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 0 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F7 · price: Represents 1,611 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $83.09 to $83.475, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 0 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F7 · balance_after: Represents 1,611 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $83.09 to $83.475, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 0 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-125736 · ownership.xml · nonDerivative · entry 5

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Bullfrog Capital, L.P. · CIK 0001801181 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 44,718

F6 · shares: Represents 12,175 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $82.00 to $82.80, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 1,611 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F6 · price: Represents 12,175 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $82.00 to $82.80, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 1,611 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F6 · balance_after: Represents 12,175 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $82.00 to $82.80, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 1,611 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-125736 · ownership.xml · nonDerivative · entry 4

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Bullfrog Capital, L.P. · CIK 0001801181 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 56,893

F5 · shares: Represents 33,185 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $81.00 to $81.98, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 13,786 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F5 · price: Represents 33,185 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $81.00 to $81.98, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 13,786 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F5 · balance_after: Represents 33,185 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $81.00 to $81.98, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 13,786 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-125736 · ownership.xml · nonDerivative · entry 3

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Bullfrog Capital, L.P. · CIK 0001801181 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 90,078

F4 · shares: Represents 25,616 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $80.00 to $80.9989, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 46,971 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F4 · price: Represents 25,616 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $80.00 to $80.9989, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 46,971 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F4 · balance_after: Represents 25,616 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $80.00 to $80.9989, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 46,971 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-125736 · ownership.xml · nonDerivative · entry 2

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Bullfrog Capital, L.P. · CIK 0001801181 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 115,694

F3 · shares: Represents 3,252 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $79.00 to $79.78, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 72,587 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F3 · price: Represents 3,252 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $79.00 to $79.78, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 72,587 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F3 · balance_after: Represents 3,252 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $79.00 to $79.78, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 72,587 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-125736 · ownership.xml · nonDerivative · entry 1

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Bullfrog Capital, L.P. · CIK 0001801181 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 118,946

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · kind: Represents 75,839 shares converted by Ribbit Capital IV, L.P. ("Fund IV"), for itself and as nominee for Ribbit Founder Fund IV, L.P. ("FF IV"), from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 75,839 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, 43,107 shares of Class A Common Stock are owned by Bullfrog Capital, L.P. ("Bullfrog"), for itself and as nominee for Bullfrog Founder Fund, L.P. (" Bullfrog FF"), 1,498,098 shares of Class B Common Stock are held by Fund IV, for itself and as nominee for FF IV and 235,824 shares of Class B Common Stock are held by RT-E Ribbit Opportunity IV, LLC ("Ribbit RT-E")

F1 · shares: Represents 75,839 shares converted by Ribbit Capital IV, L.P. ("Fund IV"), for itself and as nominee for Ribbit Founder Fund IV, L.P. ("FF IV"), from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 75,839 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, 43,107 shares of Class A Common Stock are owned by Bullfrog Capital, L.P. ("Bullfrog"), for itself and as nominee for Bullfrog Founder Fund, L.P. (" Bullfrog FF"), 1,498,098 shares of Class B Common Stock are held by Fund IV, for itself and as nominee for FF IV and 235,824 shares of Class B Common Stock are held by RT-E Ribbit Opportunity IV, LLC ("Ribbit RT-E")

F1 · price: Represents 75,839 shares converted by Ribbit Capital IV, L.P. ("Fund IV"), for itself and as nominee for Ribbit Founder Fund IV, L.P. ("FF IV"), from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 75,839 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, 43,107 shares of Class A Common Stock are owned by Bullfrog Capital, L.P. ("Bullfrog"), for itself and as nominee for Bullfrog Founder Fund, L.P. (" Bullfrog FF"), 1,498,098 shares of Class B Common Stock are held by Fund IV, for itself and as nominee for FF IV and 235,824 shares of Class B Common Stock are held by RT-E Ribbit Opportunity IV, LLC ("Ribbit RT-E")

F1 · balance_after: Represents 75,839 shares converted by Ribbit Capital IV, L.P. ("Fund IV"), for itself and as nominee for Ribbit Founder Fund IV, L.P. ("FF IV"), from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 75,839 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, 43,107 shares of Class A Common Stock are owned by Bullfrog Capital, L.P. ("Bullfrog"), for itself and as nominee for Bullfrog Founder Fund, L.P. (" Bullfrog FF"), 1,498,098 shares of Class B Common Stock are held by Fund IV, for itself and as nominee for FF IV and 235,824 shares of Class B Common Stock are held by RT-E Ribbit Opportunity IV, LLC ("Ribbit RT-E")

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) Ribbit RT-E. Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-124301 · ownership.xml · nonDerivative · entry 1

Malka Meyer · CIK 0001571355 · Director

10b5-1 filing: Plan reported

Ownership: Indirect · By Funds

Disclosed balance after: 29,036,118

F1 · kind: These sales were effected pursuant to a Rule 10b5-1 trading plans adopted by Bullfrog Capital, L.P. ("Bullfrog") and RH-N Bullfrog Opportunity, LLC ("RH-N") on May 10, 2024 and December 14, 2023, respectively.

F2 · shares: Represents 315,133 shares sold by Bullfrog, for itself and as nominee for Bullfrog Founder Fund, L.P. ("Bullfrog FF") and 6,085 shares sold by RH-N. Following the reported transaction, (i) 13,274,379 shares are held directly by Ribbit Capital II, L.P. ("Fund II") for itself and as nominee for Ribbit Founder Fund II, L.P. ("FF II"), (ii) 2,283,037 shares are held directly by Ribbit Capital III, L.P. ("Fund III") for itself and as nominee for Ribbit Founder Fund III, L.P. ("FF III"), (iii) 9,338,069 shares are held directly by Bullfrog, for itself and as nominee for Bullfrog FF, (iv) 1,614,110 shares are held directly by RH Ribbit Opportunity II, LLC ("RH"), (v) 1,281,447 shares are held directly by RH-D Ribbit Opportunity II, LLC ("RH-D"), (vi) 1,184,623 shares are held directly by RH-E Ribbit Opportunity II, LLC ("RH-E"), (vii) 7 shares are held directly by RH-N and (viii) 60,446 shares are held directly by Ribbit Management Company, LLC ("Ribbit Management").

F3 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $30.00 to $30.05, inclusive. The reporting person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range.

F2 · balance_after: Represents 315,133 shares sold by Bullfrog, for itself and as nominee for Bullfrog Founder Fund, L.P. ("Bullfrog FF") and 6,085 shares sold by RH-N. Following the reported transaction, (i) 13,274,379 shares are held directly by Ribbit Capital II, L.P. ("Fund II") for itself and as nominee for Ribbit Founder Fund II, L.P. ("FF II"), (ii) 2,283,037 shares are held directly by Ribbit Capital III, L.P. ("Fund III") for itself and as nominee for Ribbit Founder Fund III, L.P. ("FF III"), (iii) 9,338,069 shares are held directly by Bullfrog, for itself and as nominee for Bullfrog FF, (iv) 1,614,110 shares are held directly by RH Ribbit Opportunity II, LLC ("RH"), (v) 1,281,447 shares are held directly by RH-D Ribbit Opportunity II, LLC ("RH-D"), (vi) 1,184,623 shares are held directly by RH-E Ribbit Opportunity II, LLC ("RH-E"), (vii) 7 shares are held directly by RH-N and (viii) 60,446 shares are held directly by Ribbit Management Company, LLC ("Ribbit Management").

F2 · ownership.nature: Represents 315,133 shares sold by Bullfrog, for itself and as nominee for Bullfrog Founder Fund, L.P. ("Bullfrog FF") and 6,085 shares sold by RH-N. Following the reported transaction, (i) 13,274,379 shares are held directly by Ribbit Capital II, L.P. ("Fund II") for itself and as nominee for Ribbit Founder Fund II, L.P. ("FF II"), (ii) 2,283,037 shares are held directly by Ribbit Capital III, L.P. ("Fund III") for itself and as nominee for Ribbit Founder Fund III, L.P. ("FF III"), (iii) 9,338,069 shares are held directly by Bullfrog, for itself and as nominee for Bullfrog FF, (iv) 1,614,110 shares are held directly by RH Ribbit Opportunity II, LLC ("RH"), (v) 1,281,447 shares are held directly by RH-D Ribbit Opportunity II, LLC ("RH-D"), (vi) 1,184,623 shares are held directly by RH-E Ribbit Opportunity II, LLC ("RH-E"), (vii) 7 shares are held directly by RH-N and (viii) 60,446 shares are held directly by Ribbit Management Company, LLC ("Ribbit Management").

F4 · ownership.nature: Ribbit Capital GP II, L.P. ("GP II") is the general partner of Fund II and FF II and the managing member of RH, RH-D, and RH-E, and Ribbit Capital GP II, Ltd. ("UGP II") is the general partner of GP II. Ribbit Capital GP III, L.P. ("GP III") is the general partner of Fund III and FF III, and Ribbit Capital GP III, Ltd. ("UGP III") is the general partner of GP III. Bullfrog Capital GP, L.P. ("BF GP") is the general partner of Bullfrog and Bullfrog FF and the managing member of RH-N, and Bullfrog Capital GP, Ltd. ("BF UGP") is the general partner of BF GP. The Reporting Person is a director of each of UGP II, UGP III, BF UGP and Ribbit Management, and disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his pecuniary interest therein, if any, and this report shall not be deemed an admission that such shares are beneficially owned by him for Section 16 or any other purpose.

SEC source: 0000950170-24-120746 · ownership.xml · derivative · entry 14

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 1,809,761

Underlying: Class A Common Stock · 50,959 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Represents 50,959 shares converted by Ribbit Capital IV, L.P. ("Fund IV"), for itself and as nominee for Ribbit Founder Fund IV, L.P. ("FF IV"), from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 50,959 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog Capital, L.P. ("Bullfrog"), for itself and as nominee for Bullfrog Founder Fund, L.P. (" Bullfrog FF").

F1 · kind: Represents 50,959 shares converted by Ribbit Capital IV, L.P. ("Fund IV"), for itself and as nominee for Ribbit Founder Fund IV, L.P. ("FF IV"), from Class B Common Stock into Class A Common Stock on a one-for-one basis for no consideration. Following the reported transaction, 50,959 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog Capital, L.P. ("Bullfrog"), for itself and as nominee for Bullfrog Founder Fund, L.P. (" Bullfrog FF").

F15 · derivative.exercise_date: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F15 · derivative.expiration_date: Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

F16 · balance_after: Following the reported transaction, 1,573,937 shares of Class B Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 235,824 shares of Class B Common Stock are held by Ribbit RT-E.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) RT-E Ribbit Opportunity IV, LLC ("Ribbit RT-E"). Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-120746 · ownership.xml · nonDerivative · entry 13

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 43,107

F14 · shares: Represents 200 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $103.37 to $103.50, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 0 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F14 · price: Represents 200 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $103.37 to $103.50, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 0 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F14 · balance_after: Represents 200 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $103.37 to $103.50, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 0 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) RT-E Ribbit Opportunity IV, LLC ("Ribbit RT-E"). Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-120746 · ownership.xml · nonDerivative · entry 12

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 102.4196

F13 · shares: Represents 823 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $102.34 to $102.95, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 200 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F13 · price: Represents 823 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $102.34 to $102.95, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 200 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F13 · balance_after: Represents 823 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $102.34 to $102.95, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 200 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) RT-E Ribbit Opportunity IV, LLC ("Ribbit RT-E"). Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-120746 · ownership.xml · nonDerivative · entry 11

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 44,130

F12 · shares: Represents 2,517 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $101.00 to $101.67, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 1,023 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F12 · price: Represents 2,517 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $101.00 to $101.67, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 1,023 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F12 · balance_after: Represents 2,517 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $101.00 to $101.67, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 1,023 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) RT-E Ribbit Opportunity IV, LLC ("Ribbit RT-E"). Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-120746 · ownership.xml · nonDerivative · entry 10

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 46,647

F11 · shares: Represents 14,454 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $100.00 to $100.75, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 3,540 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F11 · price: Represents 14,454 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $100.00 to $100.75, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 3,540 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F11 · balance_after: Represents 14,454 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $100.00 to $100.75, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 3,540 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) RT-E Ribbit Opportunity IV, LLC ("Ribbit RT-E"). Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-120746 · ownership.xml · nonDerivative · entry 9

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 61,101

F10 · shares: Represents 3,323 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $90.00 to $90.75inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 17,994 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F10 · price: Represents 3,323 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $90.00 to $90.75inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 17,994 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F10 · balance_after: Represents 3,323 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $90.00 to $90.75inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 17,994 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) RT-E Ribbit Opportunity IV, LLC ("Ribbit RT-E"). Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-120746 · ownership.xml · nonDerivative · entry 8

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 64,424

F9 · shares: Represents 300 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. Following the reported transaction, 21,317 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F9 · price: Represents 300 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. Following the reported transaction, 21,317 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F9 · balance_after: Represents 300 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. Following the reported transaction, 21,317 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) RT-E Ribbit Opportunity IV, LLC ("Ribbit RT-E"). Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-120746 · ownership.xml · nonDerivative · entry 7

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 64,724

F8 · shares: Represents 7,653 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $76.59 to $77.54, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 21,617 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F8 · price: Represents 7,653 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $76.59 to $77.54, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 21,617 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F8 · balance_after: Represents 7,653 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $76.59 to $77.54, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 21,617 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) RT-E Ribbit Opportunity IV, LLC ("Ribbit RT-E"). Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-120746 · ownership.xml · nonDerivative · entry 6

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 72,377

F7 · shares: Represents 2,892 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $75.55 to $76.49, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 29,270 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F7 · price: Represents 2,892 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $75.55 to $76.49, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 29,270 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F7 · balance_after: Represents 2,892 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $75.55 to $76.49, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 29,270 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) RT-E Ribbit Opportunity IV, LLC ("Ribbit RT-E"). Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.

SEC source: 0000950170-24-120746 · ownership.xml · nonDerivative · entry 5

Malka Meyer · CIK 0001571355 · 10% owner

Ribbit Capital IV, L.P. · CIK 0001697450 · 10% owner

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Funds

Disclosed balance after: 75,269

F6 · shares: Represents 8,607 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $74.53 to $75.465, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 32,162 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F6 · price: Represents 8,607 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $74.53 to $75.465, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 32,162 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F6 · balance_after: Represents 8,607 shares of Class A Common Stock sold by Fund IV, for itself and as nominee for FF IV. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions at prices ranging from $74.53 to $75.465, inclusive. The Reporting Persons undertake to provide to the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price at which the transactions were effected. Following the reported transaction, 32,162 shares of Class A Common Stock are owned by Fund IV, for itself and as nominee for FF IV, and 43,107 shares of Class A Common Stock are owned by Bullfrog, for itself and as nominee for Bullfrog FF.

F2 · ownership.nature: Shares are owned of record by (i) Fund IV, for itself and as nominee for FF IV, (ii) Bullfrog, for itself and as nominee for Bullfrog FF, and (iii) RT-E Ribbit Opportunity IV, LLC ("Ribbit RT-E"). Meyer Malka is the sole director of Ribbit Capital GP IV, Ltd., which is the general partner of the general partner of Fund IV and FF IV and the general partner of the managing member of RT-E, and is the sole director of Bullfrog Capital GP, Ltd., which is the general partner of the general partner of each of Bullfrog and Bullfrog FF. Each of the Reporting Persons disclaims beneficial ownership of such shares for purposes of Section 16 except to the extent of his or its pecuniary interest therein, if any, and this report shall not be deemed an admission that any of the Reporting Persons is a beneficial owner of such shares for purposes of Section 16 or for any other purpose.