Raub Christopher

SEC source: 0001062993-25-012287 · form4.xml · nonDerivative · entry 1

Raub Christopher · CIK 0001977482 · Executive Vice President

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 30,818.29

F1 · security: Acquired dividend equivalents in the form of restricted share units that are subject to the same terms and conditions as the underlying equity granted to the reporting person on September 10, 2023.

SEC source: 0001062993-25-009088 · form4.xml · nonDerivative · entry 1

Raub Christopher · CIK 0001977482 · Executive Vice President

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 30,788.44

F1 · security: The mid-cycle promotion adjustment award of restricted share units ("RSUs"), granted on May 9, 2025, will vest in three equal annual tranches beginning on the first anniversary of the grant date. The RSUs will convert 1:1 into common stock.

SEC source: 0001062993-25-006128 · form4.xml · derivative · entry 4

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 2,768.55

Underlying: Common Stock · 26.03 shares

Expires not disclosed

F4 · security: Each restricted share unit represents a contingent right to receive one share of JFI common stock.

F5 · derivative.exercise_price: Acquired dividend equivalents in the form of restricted share units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person for the annual RSUs grant on March 10, 2023.

F5 · derivative.exercise_date: Acquired dividend equivalents in the form of restricted share units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person for the annual RSUs grant on March 10, 2023.

F5 · derivative.expiration_date: Acquired dividend equivalents in the form of restricted share units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person for the annual RSUs grant on March 10, 2023.

SEC source: 0001062993-25-006128 · form4.xml · nonDerivative · entry 3

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 26,675.44

F3 · security: Acquired dividend equivalents in the form of restricted share units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person for the annual RSUs grant on March 10, 2025.

SEC source: 0001062993-25-006128 · form4.xml · nonDerivative · entry 2

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 26,623.84

F2 · security: Acquired dividend equivalents in the form of restricted share units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person for the annual RSUs grant on March 10, 2024.

SEC source: 0001062993-25-006128 · form4.xml · nonDerivative · entry 1

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 26,576.17

F1 · security: Acquired dividend equivalents in the form of restricted share units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person for the mid-cycle RSUs grant on September 10, 2023.

SEC source: 0001062993-25-005246 · form4.xml · derivative · entry 12

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 2,742.52

Underlying: Common Stock · 2,742.52 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · derivative.exercise_price: Reflects the vesting of the second tranche of the March 10, 2023 restricted share units ("RSUs") and related dividend equivalents, which are paid out in cash. The RSUs will convert 1:1 into common stock.

F3 · kind: Reflects the vesting of the second tranche of the March 10, 2023 restricted share units ("RSUs") and related dividend equivalents, which are paid out in cash. The RSUs will convert 1:1 into common stock.

F3 · shares: Reflects the vesting of the second tranche of the March 10, 2023 restricted share units ("RSUs") and related dividend equivalents, which are paid out in cash. The RSUs will convert 1:1 into common stock.

F3 · derivative.exercise_date: Reflects the vesting of the second tranche of the March 10, 2023 restricted share units ("RSUs") and related dividend equivalents, which are paid out in cash. The RSUs will convert 1:1 into common stock.

F3 · derivative.expiration_date: Reflects the vesting of the second tranche of the March 10, 2023 restricted share units ("RSUs") and related dividend equivalents, which are paid out in cash. The RSUs will convert 1:1 into common stock.

SEC source: 0001062993-25-005246 · form4.xml · derivative · entry 11

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 5,485.04

Underlying: Common Stock · 3,274 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_price: Reflects the cliff vesting of the earned March 10, 2022 performance share units ("PSUs") and related dividend equivalents, which are paid out in cash. The PSUs will convert 1:1 into common stock.

F2 · kind: Reflects the cliff vesting of the earned March 10, 2022 performance share units ("PSUs") and related dividend equivalents, which are paid out in cash. The PSUs will convert 1:1 into common stock.

F2 · shares: Reflects the cliff vesting of the earned March 10, 2022 performance share units ("PSUs") and related dividend equivalents, which are paid out in cash. The PSUs will convert 1:1 into common stock.

F2 · derivative.exercise_date: Reflects the cliff vesting of the earned March 10, 2022 performance share units ("PSUs") and related dividend equivalents, which are paid out in cash. The PSUs will convert 1:1 into common stock.

F2 · derivative.expiration_date: Reflects the cliff vesting of the earned March 10, 2022 performance share units ("PSUs") and related dividend equivalents, which are paid out in cash. The PSUs will convert 1:1 into common stock.

SEC source: 0001062993-25-005246 · form4.xml · derivative · entry 10

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 8,759.04

Underlying: Common Stock · 3,174.98 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Reflects the vesting of the third and final tranche of the March 10, 2022 restricted share units ("RSUs") and related dividend equivalents, which are paid out in cash. The RSUs will convert 1:1 into common stock.

F1 · kind: Reflects the vesting of the third and final tranche of the March 10, 2022 restricted share units ("RSUs") and related dividend equivalents, which are paid out in cash. The RSUs will convert 1:1 into common stock.

F1 · shares: Reflects the vesting of the third and final tranche of the March 10, 2022 restricted share units ("RSUs") and related dividend equivalents, which are paid out in cash. The RSUs will convert 1:1 into common stock.

F1 · derivative.exercise_date: Reflects the vesting of the third and final tranche of the March 10, 2022 restricted share units ("RSUs") and related dividend equivalents, which are paid out in cash. The RSUs will convert 1:1 into common stock.

F1 · derivative.expiration_date: Reflects the vesting of the third and final tranche of the March 10, 2022 restricted share units ("RSUs") and related dividend equivalents, which are paid out in cash. The RSUs will convert 1:1 into common stock.

SEC source: 0001062993-25-005246 · form4.xml · nonDerivative · entry 9

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 26,545.07

F9 · shares: Shares were sold in a single transaction at $81.66.

SEC source: 0001062993-25-005246 · form4.xml · nonDerivative · entry 8

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 28,545.07

F8 · shares: On March 10, 2025, the reporting person was granted 5,437 restricted share units ("RSUs"), vesting in three equal annual installments beginning on the first anniversary of the grant date. The RSUs will convert 1:1 into common stock.

SEC source: 0001062993-25-005246 · form4.xml · nonDerivative · entry 7

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 23,108.07

F7 · shares: Shares withheld to pay the reporting person's tax withholding obligation upon vesting of the first tranche of the March 10, 2024 restricted share units ("RSUs"). The RSUs will convert 1:1 into common stock. Upon vesting, net shares were distributed and the related fractional share was applied to cover the tax obligation for the reporting person.

SEC source: 0001062993-25-005246 · form4.xml · nonDerivative · entry 6

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,164.32

F6 · shares: Reflects the cash settlement of 2742.52 converted shares awarded as part of the March 10, 2023 restricted share units, including related converted dividend equivalents.

SEC source: 0001062993-25-005246 · form4.xml · nonDerivative · entry 5

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 26,906.84

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · shares: Reflects the vesting of the second tranche of the March 10, 2023 restricted share units ("RSUs") and related dividend equivalents, which are paid out in cash. The RSUs will convert 1:1 into common stock.

SEC source: 0001062993-25-005246 · form4.xml · nonDerivative · entry 4

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,164.32

F5 · shares: Reflects the cash settlement of 3274.00 converted earned March 10, 2022 performance share units, including related converted dividend equivalents.

SEC source: 0001062993-25-005246 · form4.xml · nonDerivative · entry 3

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 27,438.32

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · shares: Reflects the cliff vesting of the earned March 10, 2022 performance share units ("PSUs") and related dividend equivalents, which are paid out in cash. The PSUs will convert 1:1 into common stock.

SEC source: 0001062993-25-005246 · form4.xml · nonDerivative · entry 2

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,164.32

F4 · shares: Reflects the cash settlement of 3174.98 converted shares awarded as part of the March 10, 2022 restricted share units, including related converted dividend equivalents.

SEC source: 0001062993-25-005246 · form4.xml · nonDerivative · entry 1

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 27,339.3

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: Reflects the vesting of the third and final tranche of the March 10, 2022 restricted share units ("RSUs") and related dividend equivalents, which are paid out in cash. The RSUs will convert 1:1 into common stock.

SEC source: 0001062993-25-001638 · form4.xml · derivative · entry 1

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 11,934.02

Underlying: Common Stock · 3,274 shares

Expires not disclosed

F1 · derivative.exercise_price: Reflects shares (and accrued dividend equivalents) earned based on achievement of performance metrics of the 2022 Performance Share Unit Award that cliff vest on March 10, 2025. Upon vesting, these will settle in cash.

F2 · kind: Each restricted stock unit represents a contingent right to receive one share of JFI common stock.

F2 · shares: Each restricted stock unit represents a contingent right to receive one share of JFI common stock.

F2 · derivative.exercise_date: Each restricted stock unit represents a contingent right to receive one share of JFI common stock.

F2 · derivative.expiration_date: Each restricted stock unit represents a contingent right to receive one share of JFI common stock.

SEC source: 0001062993-24-021147 · form4.xml · derivative · entry 4

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 8,660.02

Underlying: Common Stock · 44.12 shares

Expires not disclosed

F3 · security: Each restricted share unit represents a contingent right to receive one share of JFI common stock.

F5 · derivative.exercise_price: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2023, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F5 · kind: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2023, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F5 · shares: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2023, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F5 · derivative.exercise_date: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2023, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F5 · derivative.expiration_date: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2023, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

SEC source: 0001062993-24-021147 · form4.xml · derivative · entry 3

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 8,615.9

Underlying: Common Stock · 25.54 shares

Expires not disclosed

F3 · security: Each restricted share unit represents a contingent right to receive one share of JFI common stock.

F4 · derivative.exercise_price: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2022, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F4 · kind: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2022, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F4 · shares: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2022, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F4 · derivative.exercise_date: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2022, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F4 · derivative.expiration_date: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2022, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

SEC source: 0001062993-24-021147 · form4.xml · nonDerivative · entry 2

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,164.32

F2 · kind: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2024, which vest in three equal installments beginning on the first anniversary of the grant date. Upon each vesting, full shares are distributed and the fractional share is applied to shares withheld to cover the tax obligation.

SEC source: 0001062993-24-021147 · form4.xml · nonDerivative · entry 1

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,103.73

F1 · kind: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on September 10, 2023, as a Mid-Cycle Award, which vest in three equal installments beginning on the first anniversary of the grant date. Upon each vesting, full shares are distributed and the fractional share is applied to shares withheld to cover the tax obligation.

SEC source: 0001062993-24-019625 · form4.xml · nonDerivative · entry 2

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,077.38

F2 · kind: The reported transaction reflects the withholding of 253.11 shares of common stock issued upon the accelerated vesting, on a one-for-one basis, of an equal number of Restricted Share Units ("RSUs") granted as part of the March 10, 2024 annual grant, to pay FICA taxes associated with the reporting person becoming retirement eligible.

SEC source: 0001062993-24-019625 · form4.xml · nonDerivative · entry 1

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,330.49

F1 · kind: The reported transaction reflects the withholding of 110.10 shares of common stock issued upon the accelerated vesting, on a one-for-one basis, of an equal number of Restricted Share Units ("RSUs") granted as part of the September 10, 2023 mid-cycle grant, to pay FICA taxes associated with the reporting person becoming retirement eligible.

SEC source: 0001062993-24-016929 · form4.xml · derivative · entry 5

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 8,590.36

Underlying: Common Stock · 41.1 shares

Expires not disclosed

F1 · security: Each restricted share unit represents a contingent right to receive one share of JFI common stock.

F3 · derivative.exercise_price: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2023, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F3 · kind: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2023, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F3 · shares: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2023, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F3 · derivative.exercise_date: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2023, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F3 · derivative.expiration_date: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2023, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

SEC source: 0001062993-24-016929 · form4.xml · derivative · entry 4

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 8,549.26

Underlying: Common Stock · 23.79 shares

Expires not disclosed

F1 · security: Each restricted share unit represents a contingent right to receive one share of JFI common stock.

F2 · derivative.exercise_price: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2022, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F2 · kind: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2022, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F2 · shares: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2022, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F2 · derivative.exercise_date: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2022, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F2 · derivative.expiration_date: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2022, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

SEC source: 0001062993-24-016929 · form4.xml · nonDerivative · entry 3

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,440.59

F6 · kind: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2024, which vest in three equal installments beginning on the first anniversary of the grant date. Upon each vesting, full shares are distributed and the fractional share is applied to shares withheld to cover the tax obligation.

F7 · balance_after: Total reflects the reduction of 0.53 Restricted Share Units ("RSUs") cashed out as the result of a change in the Company's Stock Plan Administrator.

SEC source: 0001062993-24-016929 · form4.xml · nonDerivative · entry 2

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,382.76

F5 · kind: Reflects shares withheld to cover tax obligations upon vesting of the dividend equivalent units (the "DEUs"), consistent with the terms and conditions of the underlying equity (restricted share units, or RSUs) that vested on September 10, 2024. The DEUs were distributed on September 19, 2024, based on reporting person's holdings of unvested RSUs as of September 5, 2024, the record date for JFI's dividend for the third quarter of 2024.

SEC source: 0001062993-24-016929 · form4.xml · nonDerivative · entry 1

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,388.45

F4 · kind: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on September 10, 2023, as a Mid-Cycle Award, which vest in three equal installments beginning on the first anniversary of the grant date. Upon each vesting, full shares are distributed and the fractional share is applied to shares withheld to cover the tax obligation.

SEC source: 0001062993-24-016511 · form4.xml · nonDerivative · entry 1

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,350.38

F1 · shares: Shares withheld to pay the reporting person's tax withholding obligation, upon vesting of the first tranche of the 2023 Mid-Cycle Restricted Share Unit Award. Upon vesting, net shares were distributed and related fractional shares were applied to cover the tax obligation for the reporting person.

SEC source: 0001062993-24-012968 · form4.xml · nonDerivative · entry 2

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 25,091.3

F5 · kind: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2024, which vest in three equal installments beginning on the first anniversary of the grant date. Upon each vesting, full shares are distributed and the fractional share is applied to shares withheld to cover the tax obligation.

SEC source: 0001062993-24-012968 · form4.xml · nonDerivative · entry 1

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 25,018.05

F4 · kind: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on September 10, 2023, as a Mid-Cycle Award, which vest in three equal installments beginning on the first anniversary of the grant date. Upon each vesting, full shares are distributed and the fractional share is applied to shares withheld to cover the tax obligation.

SEC source: 0001062993-24-008153 · form4.xml · derivative · entry 6

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 8,444.02

Underlying: Common Stock · 3,999.68 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_price: Reflects the vesting of the October 4, 2021 Performance Share Unit Award ("PSUs") and related dividend equivalents. PSUs convert into common stock on a one-for-one basis.

F2 · kind: Reflects the vesting of the October 4, 2021 Performance Share Unit Award ("PSUs") and related dividend equivalents. PSUs convert into common stock on a one-for-one basis.

F2 · shares: Reflects the vesting of the October 4, 2021 Performance Share Unit Award ("PSUs") and related dividend equivalents. PSUs convert into common stock on a one-for-one basis.

F2 · derivative.exercise_date: Reflects the vesting of the October 4, 2021 Performance Share Unit Award ("PSUs") and related dividend equivalents. PSUs convert into common stock on a one-for-one basis.

F2 · derivative.expiration_date: Reflects the vesting of the October 4, 2021 Performance Share Unit Award ("PSUs") and related dividend equivalents. PSUs convert into common stock on a one-for-one basis.

SEC source: 0001062993-24-008153 · form4.xml · derivative · entry 5

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 12,443.7

Underlying: Common Stock · 4,497.43 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Reflects the vesting of the third and final tranche of the October 4, 2021 Restricted Share Unit Award ("RSUs") and related dividend equivalents. RSUs convert into common stock on a one-for-one basis.

F1 · kind: Reflects the vesting of the third and final tranche of the October 4, 2021 Restricted Share Unit Award ("RSUs") and related dividend equivalents. RSUs convert into common stock on a one-for-one basis.

F1 · shares: Reflects the vesting of the third and final tranche of the October 4, 2021 Restricted Share Unit Award ("RSUs") and related dividend equivalents. RSUs convert into common stock on a one-for-one basis.

F1 · derivative.exercise_date: Reflects the vesting of the third and final tranche of the October 4, 2021 Restricted Share Unit Award ("RSUs") and related dividend equivalents. RSUs convert into common stock on a one-for-one basis.

F1 · derivative.expiration_date: Reflects the vesting of the third and final tranche of the October 4, 2021 Restricted Share Unit Award ("RSUs") and related dividend equivalents. RSUs convert into common stock on a one-for-one basis.

SEC source: 0001062993-24-008153 · form4.xml · nonDerivative · entry 4

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,970.26

F4 · shares: Reflects the cash settlement of 3,999.68 converted shares awarded as the October 4, 2021 Performance Share Unit Award, including related converted dividend equivalents.

SEC source: 0001062993-24-008153 · form4.xml · nonDerivative · entry 3

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 28,969.94

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · shares: Reflects the vesting of the October 4, 2021 Performance Share Unit Award ("PSUs") and related dividend equivalents. PSUs convert into common stock on a one-for-one basis.

SEC source: 0001062993-24-008153 · form4.xml · nonDerivative · entry 2

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,970.26

F3 · shares: Reflects the cash settlement of 4,497.43 converted shares awarded as the third and final tranche of the October 4, 2021 Restricted Share Unit Award, including related converted dividend equivalents.

SEC source: 0001062993-24-008153 · form4.xml · nonDerivative · entry 1

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 29,467.69

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: Reflects the vesting of the third and final tranche of the October 4, 2021 Restricted Share Unit Award ("RSUs") and related dividend equivalents. RSUs convert into common stock on a one-for-one basis.

SEC source: 0001062993-24-007030 · form4.xml · derivative · entry 6

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 16,941.13

Underlying: Common Stock · 56.15 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted share unit represents a contingent right to receive one share of JFI common stock.

F5 · kind: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2023, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F5 · shares: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2023, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F5 · derivative.exercise_date: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2023, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F5 · derivative.expiration_date: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2023, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

SEC source: 0001062993-24-007030 · form4.xml · derivative · entry 5

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 16,884.98

Underlying: Common Stock · 32.5 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted share unit represents a contingent right to receive one share of JFI common stock.

F4 · kind: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2022, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F4 · shares: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2022, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F4 · derivative.exercise_date: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2022, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F4 · derivative.expiration_date: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2022, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

SEC source: 0001062993-24-007030 · form4.xml · derivative · entry 4

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 16,852.48

Underlying: Common Stock · 41.99 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted share unit represents a contingent right to receive one share of JFI common stock.

F3 · kind: Acquired dividend equivalents in the form of "restricted share units" that are subject to the same terms and conditions as the underlying performance share units that were converted into "restricted share units" upon certification on February 1, 2024, which cliff vest on April 4, 2024, with distribution settled in cash.

F3 · shares: Acquired dividend equivalents in the form of "restricted share units" that are subject to the same terms and conditions as the underlying performance share units that were converted into "restricted share units" upon certification on February 1, 2024, which cliff vest on April 4, 2024, with distribution settled in cash.

F3 · derivative.exercise_date: Acquired dividend equivalents in the form of "restricted share units" that are subject to the same terms and conditions as the underlying performance share units that were converted into "restricted share units" upon certification on February 1, 2024, which cliff vest on April 4, 2024, with distribution settled in cash.

F3 · derivative.expiration_date: Acquired dividend equivalents in the form of "restricted share units" that are subject to the same terms and conditions as the underlying performance share units that were converted into "restricted share units" upon certification on February 1, 2024, which cliff vest on April 4, 2024, with distribution settled in cash.

SEC source: 0001062993-24-007030 · form4.xml · derivative · entry 3

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 16,810.49

Underlying: Common Stock · 47.22 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted share unit represents a contingent right to receive one share of JFI common stock.

F2 · kind: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on October 4, 2021. These RSUs vest over 30 months in three installments. The first third vested on the one-year anniversary of the grant date, October 4, 2022, the next third vested on the two-year anniversary of the grant date, October 4, 2023, and the remaining third vests on April 4, 2024, with distribution settled in cash.

F2 · shares: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on October 4, 2021. These RSUs vest over 30 months in three installments. The first third vested on the one-year anniversary of the grant date, October 4, 2022, the next third vested on the two-year anniversary of the grant date, October 4, 2023, and the remaining third vests on April 4, 2024, with distribution settled in cash.

F2 · derivative.exercise_date: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on October 4, 2021. These RSUs vest over 30 months in three installments. The first third vested on the one-year anniversary of the grant date, October 4, 2022, the next third vested on the two-year anniversary of the grant date, October 4, 2023, and the remaining third vests on April 4, 2024, with distribution settled in cash.

F2 · derivative.expiration_date: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on October 4, 2021. These RSUs vest over 30 months in three installments. The first third vested on the one-year anniversary of the grant date, October 4, 2022, the next third vested on the two-year anniversary of the grant date, October 4, 2023, and the remaining third vests on April 4, 2024, with distribution settled in cash.

SEC source: 0001062993-24-007030 · form4.xml · nonDerivative · entry 2

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,970.26

F7 · kind: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2024, which vest in three equal installments beginning on the first anniversary of the grant date. Upon each vesting, full shares are distributed and the fractional share is applied to shares withheld to cover the tax obligation.

SEC source: 0001062993-24-007030 · form4.xml · nonDerivative · entry 1

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,890.53

F6 · kind: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on September 10, 2023, which vest in three equal installments beginning on the first anniversary of the grant date. Upon each vesting, full shares are distributed and the fractional share is applied to shares withheld to cover the tax obligation.

SEC source: 0001062993-24-012968 · form4.xml · derivative · entry 4

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 8,525.47

Underlying: Common Stock · 51.59 shares

Expires not disclosed

F1 · security: Each restricted share unit represents a contingent right to receive one share of JFI common stock.

F3 · derivative.exercise_price: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2023, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F3 · kind: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2023, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F3 · shares: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2023, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F3 · derivative.exercise_date: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2023, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F3 · derivative.expiration_date: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2023, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

SEC source: 0001062993-24-012968 · form4.xml · derivative · entry 3

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 8,473.88

Underlying: Common Stock · 29.86 shares

Expires not disclosed

F1 · security: Each restricted share unit represents a contingent right to receive one share of JFI common stock.

F2 · derivative.exercise_price: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2022, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F2 · kind: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2022, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F2 · shares: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2022, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F2 · derivative.exercise_date: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2022, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

F2 · derivative.expiration_date: Acquired dividend equivalents in the form of Restricted Share Units ("RSUs") that are subject to the same terms and conditions as the underlying equity granted to the reporting person on March 10, 2022, which vest in three equal installments beginning on the first anniversary of the grant date with distribution settled in cash.

SEC source: 0001062993-24-006280 · form4.xml · derivative · entry 7

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 16,763.27

Underlying: Common Stock · 2,646.04 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_price: Reflects the vesting of the first tranche of the 2023 Annual Grant of Restricted Share Units ("RSUs") and related dividend equivalents. RSUs convert into common stock on a one-for-one basis.

F2 · kind: Reflects the vesting of the first tranche of the 2023 Annual Grant of Restricted Share Units ("RSUs") and related dividend equivalents. RSUs convert into common stock on a one-for-one basis.

F2 · shares: Reflects the vesting of the first tranche of the 2023 Annual Grant of Restricted Share Units ("RSUs") and related dividend equivalents. RSUs convert into common stock on a one-for-one basis.

F2 · derivative.exercise_date: Reflects the vesting of the first tranche of the 2023 Annual Grant of Restricted Share Units ("RSUs") and related dividend equivalents. RSUs convert into common stock on a one-for-one basis.

F2 · derivative.expiration_date: Reflects the vesting of the first tranche of the 2023 Annual Grant of Restricted Share Units ("RSUs") and related dividend equivalents. RSUs convert into common stock on a one-for-one basis.

SEC source: 0001062993-24-006280 · form4.xml · derivative · entry 6

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 19,409.31

Underlying: Common Stock · 3,063.29 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Reflects the vesting of the second tranche of the 2022 Annual Grant of Restricted Share Units ("RSUs") and related dividend equivalents. RSUs convert into common stock on a one-for-one basis.

F1 · kind: Reflects the vesting of the second tranche of the 2022 Annual Grant of Restricted Share Units ("RSUs") and related dividend equivalents. RSUs convert into common stock on a one-for-one basis.

F1 · shares: Reflects the vesting of the second tranche of the 2022 Annual Grant of Restricted Share Units ("RSUs") and related dividend equivalents. RSUs convert into common stock on a one-for-one basis.

F1 · derivative.exercise_date: Reflects the vesting of the second tranche of the 2022 Annual Grant of Restricted Share Units ("RSUs") and related dividend equivalents. RSUs convert into common stock on a one-for-one basis.

F1 · derivative.expiration_date: Reflects the vesting of the second tranche of the 2022 Annual Grant of Restricted Share Units ("RSUs") and related dividend equivalents. RSUs convert into common stock on a one-for-one basis.

SEC source: 0001062993-24-006280 · form4.xml · nonDerivative · entry 5

Raub Christopher · CIK 0001977482 · EVP and Chief Risk Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,838.52

F5 · shares: March 10, 2024 annual award of Restricted Share Units ("RSUs") that vest in three installments, where the first third vests on the one-year anniversary of the grant date, March 10, 2025, the next third vests on the two-year anniversary of the grant date, March 10, 2026, and the remainder vests on the three-year anniversary of the grant date, March 10, 2027.