Ryan Owen

SEC source: 0001214659-26-012490 · marketforms-74002.xml · derivative · entry 1

Ryan Owen · CIK 0001748906 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 26,031.8

Underlying: Common Stock · 1,117.73 shares

Expires not disclosed

F1 · derivative.exercise_price: Each Phantom Stock Unit is the equivalent of one share of LNC Common Stock.

F2 · derivative.exercise_date: Quarterly payment of board retainer and fees in shares of phantom stock accrued under the LNC Deferred Compensation Plan for Non-employee Directors (the "Directors' DCP") in the LNC Stock Fund investment account, which are payable solely in shares of LNC Common Stock at resignation or retirement. The reporting person may transfer his/her phantom stock unit holdings into an alternative investment account in the Directors' DCP at any time.

F2 · derivative.expiration_date: Quarterly payment of board retainer and fees in shares of phantom stock accrued under the LNC Deferred Compensation Plan for Non-employee Directors (the "Directors' DCP") in the LNC Stock Fund investment account, which are payable solely in shares of LNC Common Stock at resignation or retirement. The reporting person may transfer his/her phantom stock unit holdings into an alternative investment account in the Directors' DCP at any time.

F3 · balance_after: Includes 240.90 shares acquired through dividend reinvestment since the reporting person's last report.

SEC source: 0001666134-26-000088 · form4.xml · nonDerivative · entry 3

Ryan Owen · CIK 0001748906 · Director · Chief Executive Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 390,911

F1 · shares: The reported shares were withheld to cover the Reporting Person's tax liability in connection with the vesting of restricted stock units.

SEC source: 0001666134-26-000088 · form4.xml · nonDerivative · entry 2

Ryan Owen · CIK 0001748906 · Director · Chief Executive Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 393,349

F1 · shares: The reported shares were withheld to cover the Reporting Person's tax liability in connection with the vesting of restricted stock units.

SEC source: 0001666134-26-000088 · form4.xml · nonDerivative · entry 1

Ryan Owen · CIK 0001748906 · Director · Chief Executive Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 395,376

F1 · shares: The reported shares were withheld to cover the Reporting Person's tax liability in connection with the vesting of restricted stock units.

SEC source: 0001214659-26-008112 · marketforms-73416.xml · derivative · entry 1

Ryan Owen · CIK 0001748906 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,673.17

Underlying: Common Stock · 1,272.98 shares

Expires not disclosed

F1 · derivative.exercise_price: Each Phantom Stock Unit is the equivalent of one share of LNC Common Stock.

F2 · derivative.exercise_date: Quarterly payment of board retainer and fees in shares of phantom stock accrued under the LNC Deferred Compensation Plan for Non-employee Directors (the "Directors' DCP") in the LNC Stock Fund investment account, which are payable solely in shares of LNC Common Stock at resignation or retirement. The reporting person may transfer his/her phantom stock unit holdings into an alternative investment account in the Director's DCP at any time.

F2 · derivative.expiration_date: Quarterly payment of board retainer and fees in shares of phantom stock accrued under the LNC Deferred Compensation Plan for Non-employee Directors (the "Directors' DCP") in the LNC Stock Fund investment account, which are payable solely in shares of LNC Common Stock at resignation or retirement. The reporting person may transfer his/her phantom stock unit holdings into an alternative investment account in the Director's DCP at any time.

F3 · balance_after: Includes 277.26 shares acquired through dividend reinvestment since the reporting person's last report.

SEC source: 0001666134-26-000078 · form4.xml · nonDerivative · entry 3

Ryan Owen · CIK 0001748906 · Director · Chief Executive Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 397,611

F1 · shares: The reported shares were withheld to cover the Reporting Person's tax liability in connection with the vesting of restricted stock units.

F2 · balance_after: Includes 459 shares acquired on May 8, 2026, through the Issuer's Employee Stock Purchase Plan in a transaction that was exempt under both Rule 16b-3(d) and Rule 16b-3(c).

SEC source: 0001666134-26-000078 · form4.xml · nonDerivative · entry 2

Ryan Owen · CIK 0001748906 · Director · Chief Executive Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 400,049

F1 · shares: The reported shares were withheld to cover the Reporting Person's tax liability in connection with the vesting of restricted stock units.

SEC source: 0001666134-26-000078 · form4.xml · nonDerivative · entry 1

Ryan Owen · CIK 0001748906 · Director · Chief Executive Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 402,076

F1 · shares: The reported shares were withheld to cover the Reporting Person's tax liability in connection with the vesting of restricted stock units.

SEC source: 0001666134-26-000061 · form4.xml · nonDerivative · entry 1

Ryan Owen · CIK 0001748906 · Director · Chief Executive Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 404,310

F1 · kind: The reported transaction represents a bona fide gift made by the reporting person.

SEC source: 0001666134-26-000035 · form4.xml · nonDerivative · entry 1

Ryan Owen · CIK 0001748906 · Director · Chief Executive Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 404,101

F1 · shares: Each share is represented by a Restricted Stock Unit ("RSU"). 25% of the RSUs will vest on the one (1) year anniversary of February 20, 2026 (the "RSU Vesting Commencement Date"), and 1/16th of the RSUs will vest every three months thereafter on the same day of the month as the RSU Vesting Commencement Date, subject to the reporting person's continued service through each applicable vesting date.

SEC source: 0001214659-26-004252 · marketforms-72580.xml · derivative · entry 1

Ryan Owen · CIK 0001748906 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 23,122.93

Underlying: Common Stock · 1,267.61 shares

Expires not disclosed

F1 · derivative.exercise_price: Each Phantom Stock Unit is the equivalent of one share of LNC Common Stock.

F2 · derivative.exercise_date: Quarterly payment of board retainer and fees in shares of phantom stock accrued under the LNC Deferred Compensation Plan for Non-employee Directors (the "Directors' DCP") in the LNC Stock Fund investment account, which are payable solely in shares of LNC Common Stock at resignation or retirement. The reporting person may transfer his/her phantom stock unit holdings into an alternative investment account in the Directors' DCP at any time.

F2 · derivative.expiration_date: Quarterly payment of board retainer and fees in shares of phantom stock accrued under the LNC Deferred Compensation Plan for Non-employee Directors (the "Directors' DCP") in the LNC Stock Fund investment account, which are payable solely in shares of LNC Common Stock at resignation or retirement. The reporting person may transfer his/her phantom stock unit holdings into an alternative investment account in the Directors' DCP at any time.

F3 · balance_after: Includes 229.51 shares acquired through dividend reinvestment since the reporting person's last report.

SEC source: 0001666134-26-000005 · form4.xml · nonDerivative · entry 3

Ryan Owen · CIK 0001748906 · Director · Chief Executive Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 247,116

F1 · kind: The reported transaction represents a bona fide gift made by the reporting person.

SEC source: 0001666134-26-000008 · form4.xml · nonDerivative · entry 4

Ryan Owen · CIK 0001748906 · Director · Chief Executive Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 253,631

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · shares: The reported shares relate to the portion of a PRSU granted on April 2, 2025 that has vested based on the Issuer's achievement of certain fiscal 2025 performance targets that were set by the Compensation Committee at the time of grant.

SEC source: 0001666134-26-000008 · form4.xml · nonDerivative · entry 3

Ryan Owen · CIK 0001748906 · Director · Chief Executive Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 242,406

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · shares: The reported shares relate to the portion of a PRSU granted on March 17, 2024 that has vested based on the Issuer's achievement of certain fiscal 2024 performance targets that were set by the Compensation Committee at the time of grant.

SEC source: 0001666134-26-000008 · form4.xml · nonDerivative · entry 2

Ryan Owen · CIK 0001748906 · Director · Chief Executive Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 233,074

F2 · shares: The reported shares were withheld to cover the reporting person's tax liability in connection with the vesting of PRSUs and restricted stock units.

SEC source: 0001666134-26-000008 · form4.xml · nonDerivative · entry 1

Ryan Owen · CIK 0001748906 · Director · Chief Executive Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 268,877

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: The reported shares relate to the portion of a Performance Based Restricted Stock Unit ("PRSU") granted on March 7, 2023 that has vested based on the Issuer's achievement of certain fiscal 2023 performance targets that were set by the Compensation Committee at the time of grant.

SEC source: 0001666134-26-000005 · form4.xml · nonDerivative · entry 2

Ryan Owen · CIK 0001748906 · Director · Chief Executive Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 247,191

F1 · kind: The reported transaction represents a bona fide gift made by the reporting person.

SEC source: 0001666134-26-000005 · form4.xml · nonDerivative · entry 1

Ryan Owen · CIK 0001748906 · Director · Chief Executive Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 247,416

F1 · kind: The reported transaction represents a bona fide gift made by the reporting person.

SEC source: 0001214659-26-000113 · marketforms-71571.xml · derivative · entry 1

Ryan Owen · CIK 0001748906 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 21,625.81

Underlying: Common Stock · 1,684.26 shares

Expires not disclosed

F1 · derivative.exercise_price: Each Phantom Stock Unit is the equivalent of one share of LNC Common Stock.

F2 · derivative.exercise_date: Quarterly payment of board retainer and fees in shares of phantom stock accrued under the Deferred Compensation Plan for Non-Employee Directors (the "Plan"), which are payable solely in shares of the Company's common stock at resignation or retirement. The reporting person may transfer his/her Phantom Stock account into an alternative investment account at any time.

F2 · derivative.expiration_date: Quarterly payment of board retainer and fees in shares of phantom stock accrued under the Deferred Compensation Plan for Non-Employee Directors (the "Plan"), which are payable solely in shares of the Company's common stock at resignation or retirement. The reporting person may transfer his/her Phantom Stock account into an alternative investment account at any time.

F3 · balance_after: Includes 218.60 shares acquired through dividend reinvestment since the reporting person's last report.

SEC source: 0001748906-25-000003 · form4-11262025_091126.xml · derivative · entry 2

Ryan Owen · CIK 0001748906 · Director · CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 33,330

Underlying: Common Stock · Not disclosed shares

Expires not disclosed

F2 · derivative.exercise_price: Each Performance-Based Restricted Stock Unit ("PRSU") represents the right to receive a number of shares of the Issuer's common stock to be determined based on the achievement of certain performance objectives. The PRSUs will vest based on the targets that will be established by the Compensation Committee of the Board of Directors of the Issuer for performance-based annual equity grants for the Issuer's executives for calendar 2026; provided, however, that if performance metrics are not established for the PRSU grants for the Issuer's executives for calendar 2026 prior to June 1, 2026, 1/6th of the PRSUs will vest on each of February 20, 2027 and February 20, 2028, with the remaining PRSUs to vest on February 20, 2029, subject to the Reporting Person's continued service through each applicable vesting date.

F2 · derivative.exercise_date: Each Performance-Based Restricted Stock Unit ("PRSU") represents the right to receive a number of shares of the Issuer's common stock to be determined based on the achievement of certain performance objectives. The PRSUs will vest based on the targets that will be established by the Compensation Committee of the Board of Directors of the Issuer for performance-based annual equity grants for the Issuer's executives for calendar 2026; provided, however, that if performance metrics are not established for the PRSU grants for the Issuer's executives for calendar 2026 prior to June 1, 2026, 1/6th of the PRSUs will vest on each of February 20, 2027 and February 20, 2028, with the remaining PRSUs to vest on February 20, 2029, subject to the Reporting Person's continued service through each applicable vesting date.

F2 · derivative.expiration_date: Each Performance-Based Restricted Stock Unit ("PRSU") represents the right to receive a number of shares of the Issuer's common stock to be determined based on the achievement of certain performance objectives. The PRSUs will vest based on the targets that will be established by the Compensation Committee of the Board of Directors of the Issuer for performance-based annual equity grants for the Issuer's executives for calendar 2026; provided, however, that if performance metrics are not established for the PRSU grants for the Issuer's executives for calendar 2026 prior to June 1, 2026, 1/6th of the PRSUs will vest on each of February 20, 2027 and February 20, 2028, with the remaining PRSUs to vest on February 20, 2029, subject to the Reporting Person's continued service through each applicable vesting date.

F2 · derivative.underlying_shares: Each Performance-Based Restricted Stock Unit ("PRSU") represents the right to receive a number of shares of the Issuer's common stock to be determined based on the achievement of certain performance objectives. The PRSUs will vest based on the targets that will be established by the Compensation Committee of the Board of Directors of the Issuer for performance-based annual equity grants for the Issuer's executives for calendar 2026; provided, however, that if performance metrics are not established for the PRSU grants for the Issuer's executives for calendar 2026 prior to June 1, 2026, 1/6th of the PRSUs will vest on each of February 20, 2027 and February 20, 2028, with the remaining PRSUs to vest on February 20, 2029, subject to the Reporting Person's continued service through each applicable vesting date.

SEC source: 0001748906-25-000003 · form4-11262025_091126.xml · nonDerivative · entry 1

Ryan Owen · CIK 0001748906 · Director · CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 247,566

F1 · shares: Each share is represented by a Restricted Stock Unit ("RSU"). 25% of the RSUs will vest on the one (1) year anniversary of November 20, 2025 (the "RSU Vesting Commencement Date"), and 1/16th of the RSUs will vest every three months thereafter on the same day of the month as the RSU Vesting Commencement Date, subject to the Reporting Person's continued service through each applicable vesting date.

SEC source: 0001666134-25-000050 · form4.xml · nonDerivative · entry 2

Ryan Owen · CIK 0001748906 · Director · CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 214,236

F1 · shares: The reported shares were withheld to cover the Reporting Person's tax liability in connection with the vesting of restricted stock units ("RSUs").

SEC source: 0001666134-25-000050 · form4.xml · nonDerivative · entry 1

Ryan Owen · CIK 0001748906 · Director · CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 216,259

F1 · shares: The reported shares were withheld to cover the Reporting Person's tax liability in connection with the vesting of restricted stock units ("RSUs").

SEC source: 0001214659-25-016479 · marketforms-71264.xml · nonDerivative · entry 1

Ryan Owen · CIK 0001748906 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 12,000

F1 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $42.05 to $42.24, inclusive. The reporting person undertakes to provide Lincoln National Corporation, any security holder of Lincoln National Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the range set forth in this footnote 1.

SEC source: 0001214659-25-014533 · marketforms-70754.xml · derivative · entry 1

Ryan Owen · CIK 0001748906 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 19,722.95

Underlying: Common Stock · 1,859.66 shares

Expires not disclosed

F1 · derivative.exercise_price: Each Phantom Stock Unit is the equivalent of one share of LNC Common Stock.

F2 · derivative.exercise_date: Quarterly payment of board retainer and fees in shares of phantom stock accrued under the Deferred Compensation Plan for Non-Employee Directors (the "Plan"), which are payable solely in shares of the Company's common stock at resignation or retirement. The reporting person may transfer his/her Phantom Stock account into an alternative investment account at any time.

F2 · derivative.expiration_date: Quarterly payment of board retainer and fees in shares of phantom stock accrued under the Deferred Compensation Plan for Non-Employee Directors (the "Plan"), which are payable solely in shares of the Company's common stock at resignation or retirement. The reporting person may transfer his/her Phantom Stock account into an alternative investment account at any time.

F3 · balance_after: Includes 215.40 shares acquired through dividend reinvestment since the reporting person's last report.

SEC source: 0001666134-25-000035 · form4.xml · nonDerivative · entry 2

Ryan Owen · CIK 0001748906 · Director · CO-CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 218,489

F1 · shares: The reported shares were withheld to cover the Reporting Person's tax liability in connection with the vesting of restricted stock units ("RSUs").

SEC source: 0001666134-25-000035 · form4.xml · nonDerivative · entry 1

Ryan Owen · CIK 0001748906 · Director · CO-CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 220,516

F1 · shares: The reported shares were withheld to cover the Reporting Person's tax liability in connection with the vesting of restricted stock units ("RSUs").

SEC source: 0001214659-25-010002 · marketforms-69958.xml · derivative · entry 1

Ryan Owen · CIK 0001748906 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 17,647.89

Underlying: Common Stock · 2,167.63 shares

Expires not disclosed

F1 · derivative.exercise_price: Each Phantom Stock Unit is the equivalent of one share of LNC Common Stock.

F2 · derivative.exercise_date: Quarterly payment of board retainer and fees in shares of phantom stock accrued under the Deferred Compensation Plan for Non-Employee Directors (the "Plan"), which are payable solely in shares of the Company's common stock at resignation or retirement. The reporting person may transfer his/her Phantom Stock account into an alternative investment account at any time.

F2 · derivative.expiration_date: Quarterly payment of board retainer and fees in shares of phantom stock accrued under the Deferred Compensation Plan for Non-Employee Directors (the "Plan"), which are payable solely in shares of the Company's common stock at resignation or retirement. The reporting person may transfer his/her Phantom Stock account into an alternative investment account at any time.

F3 · balance_after: Includes 214.87 shares acquired through dividend reinvestment since the reporting person's last report.

SEC source: 0001127602-25-015170 · form4.xml · nonDerivative · entry 2

Ryan Owen · CIK 0001748906 · Director · CO-CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 222,751

F1 · shares: The reported shares were withheld to cover the Reporting Person's tax liability in connection with the vesting of restricted stock units ("RSUs").

F2 · balance_after: Includes 400 shares acquired on May 9, 2025, through the Issuer's Employee Stock Purchase Plan in a transaction that was exempt under both Rule 16b-3(d) and Rule 16b-3(c).

SEC source: 0001127602-25-015170 · form4.xml · nonDerivative · entry 1

Ryan Owen · CIK 0001748906 · Director · CO-CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 224,778

F1 · shares: The reported shares were withheld to cover the Reporting Person's tax liability in connection with the vesting of restricted stock units ("RSUs").

SEC source: 0001127602-25-011702 · form4.xml · nonDerivative · entry 1

Ryan Owen · CIK 0001748906 · Director · CO-CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 226,612

F1 · shares: Each share is represented by a Restricted Stock Unit ("RSU"). 25% of the RSUs will vest on the one (1) year anniversary of February 20, 2025 (the "RSU Vesting Commencement Date"), and 1/16th of the RSUs will vest every three months thereafter on the same day of the month as the RSU Vesting Commencement Date, subject to the reporting person's continued service through each applicable vesting date.

SEC source: 0001214659-25-005294 · marketforms-68769.xml · derivative · entry 1

Ryan Owen · CIK 0001748906 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 15,265.39

Underlying: Common Stock · 2,088.55 shares

Expires not disclosed

F1 · derivative.exercise_price: Each Phantom Stock Unit is the equivalent of one share of LNC Common Stock.

F2 · derivative.exercise_date: Quarterly payment of board retainer and fees in shares of phantom stock accrued under the Deferred Compensation Plan for Non-Employee Directors (the "Plan"), which are payable solely in shares of the Company's common stock at resignation or retirement. The reporting person may transfer his/her Phantom Stock account into an alternative investment account at any time.

F2 · derivative.expiration_date: Quarterly payment of board retainer and fees in shares of phantom stock accrued under the Deferred Compensation Plan for Non-Employee Directors (the "Plan"), which are payable solely in shares of the Company's common stock at resignation or retirement. The reporting person may transfer his/her Phantom Stock account into an alternative investment account at any time.

F3 · balance_after: Includes 172.57 shares acquired through dividend reinvestment since the reporting person's last report.

SEC source: 0001127602-25-006439 · form4.xml · nonDerivative · entry 2

Ryan Owen · CIK 0001748906 · Director · CO-CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 150,362

F2 · shares: The reported shares were withheld to cover the reporting person's tax liability in connection with the vesting of PRSUs and restricted stock units.

SEC source: 0001127602-25-006439 · form4.xml · nonDerivative · entry 1

Ryan Owen · CIK 0001748906 · Director · CO-CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 167,668

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: The reported shares relate to the portion of a performance-based restricted stock unit ("PRSU") granted on March 7, 2023 that has vested based on the Issuer's achievement of certain fiscal 2024 performance targets that were set by the Compensation Committee at the time of grant.

SEC source: 0001214659-25-000053 · marketforms-67594.xml · derivative · entry 1

Ryan Owen · CIK 0001748906 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 13,004.27

Underlying: Common Stock · 2,365.18 shares

Expires not disclosed

F1 · derivative.exercise_price: Each Phantom Stock Unit is the equivalent of one share of LNC Common Stock.

F2 · derivative.exercise_date: Quarterly payment of board retainer and fees in shares of phantom stock accrued under the Deferred Compensation Plan for Non-Employee Directors (the "Plan"), which are payable solely in shares of the Company's common stock at resignation or retirement. The reporting person may transfer his/her Phantom Stock account into an alternative investment account at any time.

F2 · derivative.expiration_date: Quarterly payment of board retainer and fees in shares of phantom stock accrued under the Deferred Compensation Plan for Non-Employee Directors (the "Plan"), which are payable solely in shares of the Company's common stock at resignation or retirement. The reporting person may transfer his/her Phantom Stock account into an alternative investment account at any time.

F3 · balance_after: Includes 140.94 shares acquired through dividend reinvestment since the reporting person's last report.

SEC source: 0001127602-24-028612 · form4.xml · nonDerivative · entry 2

Ryan Owen · CIK 0001748906 · Director · CO-CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 148,731

F1 · shares: The reported transaction represents a bona fide gift made by the reporting person.

SEC source: 0001127602-24-028612 · form4.xml · nonDerivative · entry 1

Ryan Owen · CIK 0001748906 · Director · CO-CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 148,881

F1 · shares: The reported transaction represents a bona fide gift made by the reporting person.

SEC source: 0001127602-24-027866 · form4.xml · nonDerivative · entry 1

Ryan Owen · CIK 0001748906 · Director · CO-CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 149,031

F1 · shares: The reported shares were withheld to cover the reporting person's tax liability in connection with the vesting of restricted stock units ("RSUs").

SEC source: 0001214659-24-017047 · marketforms-66938.xml · derivative · entry 1

Ryan Owen · CIK 0001748906 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 10,498.15

Underlying: Common Stock · 2,380.2 shares

Expires not disclosed

F1 · derivative.exercise_price: Each Phantom Stock Unit is the equivalent of one share of LNC Common Stock.

F2 · derivative.exercise_date: Quarterly payment of board retainer and fees in shares of phantom stock accrued under the Deferred Compensation Plan for Non-Employee Directors (the "Plan"), which are payable solely in shares of the Company's common stock at resignation or retirement. The reporting person may transfer his/her Phantom Stock account into an alternative investment account at any time.

F2 · derivative.expiration_date: Quarterly payment of board retainer and fees in shares of phantom stock accrued under the Deferred Compensation Plan for Non-Employee Directors (the "Plan"), which are payable solely in shares of the Company's common stock at resignation or retirement. The reporting person may transfer his/her Phantom Stock account into an alternative investment account at any time.

F3 · balance_after: Includes 105.89 shares acquired through dividend reinvestment since the reporting person's last report.

SEC source: 0001127602-24-022802 · form4.xml · nonDerivative · entry 1

Ryan Owen · CIK 0001748906 · Director · CO-CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 151,265

F1 · shares: The reported shares were withheld to cover the Reporting Person's tax liability in connection with the vesting of restricted stock units ("RSUs").

SEC source: 0001214659-24-011755 · marketforms-66269.xml · derivative · entry 1

Ryan Owen · CIK 0001748906 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 8,012.06

Underlying: Common Stock · 2,411.58 shares

Expires not disclosed

F1 · derivative.exercise_price: Each Phantom Stock Unit is the equivalent of one share of LNC Common Stock.

F2 · derivative.exercise_date: Quarterly payment of board retainer and fees in shares of phantom stock accrued under the Deferred Compensation Plan for Non-Employee Directors (the "Plan"), which are payable solely in shares of the Company's common stock at resignation or retirement. The reporting person may transfer his/her Phantom Stock account into an alternative investment account at any time.

F2 · derivative.expiration_date: Quarterly payment of board retainer and fees in shares of phantom stock accrued under the Deferred Compensation Plan for Non-Employee Directors (the "Plan"), which are payable solely in shares of the Company's common stock at resignation or retirement. The reporting person may transfer his/her Phantom Stock account into an alternative investment account at any time.

F3 · balance_after: Includes 89.56 shares acquired through dividend reinvestment since the reporting person's last report.

SEC source: 0001127602-24-018456 · form4.xml · nonDerivative · entry 1

Ryan Owen · CIK 0001748906 · Director · CO-CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 153,500

F1 · price: The purchase price represents the weighted average price of shares purchased ranging from $45.92 to $46.31 per share. Upon request by the Commission staff, the Issuer, or a security holder of the Issuer, the Reporting Person will provide full information regarding the number of shares purchased at each separate price within the range set forth in this Form 4.

SEC source: 0001127602-24-016710 · form4.xml · nonDerivative · entry 1

Ryan Owen · CIK 0001748906 · Director · CO-CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 145,948

F1 · price: The purchase price represents the weighted-average price of shares purchased ranging from $49.83 to $49.93 per share. Upon request by the Commission staff, the Issuer or a security holder of the Issuer, the Reporting Person will provide full information regarding the number of shares purchased at each separate price with the range set forth in this Form 4.

SEC source: 0001127602-24-016302 · form4.xml · nonDerivative · entry 1

Ryan Owen · CIK 0001748906 · Director · CO-CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 142,948

F1 · shares: The reported shares were withheld to cover the Reporting Person's tax liability in connection with the vesting of restricted stock units ("RSUs").

F2 · balance_after: Includes 547 shares acquired on May 10, 2024, through the Issuer's Employee Stock Purchase Plan in a transaction that was exempt under both Rule 16b-3(d) and Rule 16b-3(c).

SEC source: 0001214659-24-005873 · marketforms-65302.xml · derivative · entry 1

Ryan Owen · CIK 0001748906 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 5,510.93

Underlying: Common Stock · 2,348.89 shares

Expires not disclosed

F1 · derivative.exercise_price: Each Phantom Stock Unit is the equivalent of one share of LNC Common Stock.

F2 · derivative.exercise_date: Quarterly payment of board retainer and fees in shares of phantom stock accrued under the Deferred Compensation Plan for Non-Employee Directors (the "Plan"), which are payable solely in shares of the Company's common stock at resignation or retirement. The reporting person may transfer his/her Phantom Stock account into an alternative investment account at any time.

F2 · derivative.expiration_date: Quarterly payment of board retainer and fees in shares of phantom stock accrued under the Deferred Compensation Plan for Non-Employee Directors (the "Plan"), which are payable solely in shares of the Company's common stock at resignation or retirement. The reporting person may transfer his/her Phantom Stock account into an alternative investment account at any time.

F3 · balance_after: Includes 52.72 shares acquired through dividend reinvestment since the reporting person's last report.

SEC source: 0001415889-24-008578 · form4-03192024_080349.xml · nonDerivative · entry 1

Ryan Owen · CIK 0001748906 · Director · (CO-CEO)

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 144,635

F1 · shares: 25% of the Restricted Stock Units ("RSUs") will vest on the one (1) year anniversary of February 20, 2024 (the "RSU Vesting Commencement Date"), and 1/16th of the RSUs will vest every three (3) months thereafter on the same day of the month as the RSU Vesting Commencement Date, subject to the applicable individual remaining a Service Provider through each applicable vesting date.

SEC source: 0001415889-24-004808 · form4-02222024_090211.xml · nonDerivative · entry 1

Ryan Owen · CIK 0001748906 · Director · (CO-CEO)

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 71,960

F1 · shares: The reported shares were withheld to cover the Reporting Person's tax liability in connection with the vesting of restricted stock units.

SEC source: 0001415889-24-008765 · form4a-03202024_090358.xml · nonDerivative · entry 3

Ryan Owen · CIK 0001748906 · Director · (CO-CEO)

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 81,245

F4 · shares: The reported shares were withheld to cover the Reporting Person's tax liability in connection with the vesting of PRSUs.

SEC source: 0001415889-24-008765 · form4a-03202024_090358.xml · nonDerivative · entry 2

Ryan Owen · CIK 0001748906 · Director · (CO-CEO)

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 86,708

F3 · shares: The reported shares relate to the portion of a Performance-Based Restricted Stock Unit ("PRSU") granted on April 4, 2022, that has vested based on the Issuer's achievement of certain fiscal 2022 performance targets that were set by the Compensation Committee at the time of grant.

SEC source: 0001415889-24-008765 · form4a-03202024_090358.xml · nonDerivative · entry 1

Ryan Owen · CIK 0001748906 · Director · (CO-CEO)

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 76,227

F1 · shares: The reported shares were withheld to cover the Reporting Person's tax liability in connection with the vesting of restricted stock units ("RSUs").

F2 · balance_after: Includes 391 shares acquired on November 10, 2023 through the Issuer's Employee Stock Purchase Plan in a transaction that was exempt under both Rule 16b-3(d) and Rule 16b-3(c).