McKay Christopher J.

SEC source: 0000905148-25-001088 · form4.xml · nonDerivative · entry 4

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 264,026

F3 · shares: RSUs granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). Each RSU represents a contingent right to receive one share of OppFi Inc. Class A Common Stock, par value $0.0001 per share. 25% of the RSUs vested immediately on the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.

SEC source: 0000905148-25-001088 · form4.xml · nonDerivative · entry 3

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 174,114

F2 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of vested RSUs.

SEC source: 0000905148-25-001088 · form4.xml · nonDerivative · entry 2

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 176,084

F2 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of vested RSUs.

SEC source: 0000905148-25-001088 · form4.xml · nonDerivative · entry 1

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 177,022

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: On April 1, 2025, the reporting person received shares of Class A Common Stock, par value $0.0001 per share, of the issuer in settlement of restricted stock units ("RSUs"), which vested on April 1, 2025.

SEC source: 0000905148-25-000372 · form4.xml · nonDerivative · entry 1

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 173,171

F1 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of a previously reported performance-based restricted stock unit award.

SEC source: 0000905148-25-000036 · form4.xml · derivative · entry 4

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 11,553

Underlying: Class A Common Stock · 3,851 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: On January 2, 2025, the reporting person received shares of Class A Common Stock, par value $0.0001 per share, of the issuer in settlement of restricted stock units ("RSUs"), which vested on January 1, 2025.

F3 · derivative.exercise_date: Each RSU represents a contingent right to receive one share of Class A Common Stock, par value $0.0001 per share, of the issuer and was granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). On October 1, 2021, the reporting person was granted 61,613 RSUs. 25% of the RSUs vested on the one-year anniversary of the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.

F3 · derivative.expiration_date: Each RSU represents a contingent right to receive one share of Class A Common Stock, par value $0.0001 per share, of the issuer and was granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). On October 1, 2021, the reporting person was granted 61,613 RSUs. 25% of the RSUs vested on the one-year anniversary of the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.

F1 · derivative.underlying_shares: On January 2, 2025, the reporting person received shares of Class A Common Stock, par value $0.0001 per share, of the issuer in settlement of restricted stock units ("RSUs"), which vested on January 1, 2025.

SEC source: 0000905148-25-000036 · form4.xml · nonDerivative · entry 3

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 173,605

F2 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of vested RSUs.

SEC source: 0000905148-25-000036 · form4.xml · nonDerivative · entry 2

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 176,003

F2 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of vested RSUs.

SEC source: 0000905148-25-000036 · form4.xml · nonDerivative · entry 1

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 177,145

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: On January 2, 2025, the reporting person received shares of Class A Common Stock, par value $0.0001 per share, of the issuer in settlement of restricted stock units ("RSUs"), which vested on January 1, 2025.

SEC source: 0000905148-24-002936 · form4.xml · nonDerivative · entry 1

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 173,294

F1 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of a previously reported performance-based restricted stock unit award.

SEC source: 0000905148-24-002651 · form4.xml · derivative · entry 4

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 15,404

Underlying: Class A Common Stock · 3,851 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: On October 2, 2024, the reporting person received shares of Class A Common Stock, par value $0.0001 per share, of the issuer in settlement of restricted stock units ("RSUs"), which vested on October 1, 2024.

F3 · derivative.exercise_date: Each RSU represents a contingent right to receive one share of Class A Common Stock, par value $0.0001 per share, of the issuer and was granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). On October 1, 2021, the reporting person was granted 61,613 RSUs. 25% of the RSUs vested on the one-year anniversary of the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.

F3 · derivative.expiration_date: Each RSU represents a contingent right to receive one share of Class A Common Stock, par value $0.0001 per share, of the issuer and was granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). On October 1, 2021, the reporting person was granted 61,613 RSUs. 25% of the RSUs vested on the one-year anniversary of the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.

F1 · derivative.underlying_shares: On October 2, 2024, the reporting person received shares of Class A Common Stock, par value $0.0001 per share, of the issuer in settlement of restricted stock units ("RSUs"), which vested on October 1, 2024.

SEC source: 0000905148-24-002651 · form4.xml · nonDerivative · entry 3

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 173,651

F2 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of vested RSUs.

SEC source: 0000905148-24-002651 · form4.xml · nonDerivative · entry 2

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 175,621

F2 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of vested RSUs.

SEC source: 0000905148-24-002651 · form4.xml · nonDerivative · entry 1

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 176,559

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: On October 2, 2024, the reporting person received shares of Class A Common Stock, par value $0.0001 per share, of the issuer in settlement of restricted stock units ("RSUs"), which vested on October 1, 2024.

SEC source: 0000905148-24-002062 · form4.xml · nonDerivative · entry 1

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 172,708

F1 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of a previously reported performance-based restricted stock unit award.

SEC source: 0000905148-24-001993 · form4.xml · derivative · entry 4

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 19,255

Underlying: Class A Common Stock · 3,851 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: On July 22, 2024, the reporting person received shares of Class A Common Stock, par value $0.0001 per share, of the issuer in settlement of restricted stock units ("RSUs"), which vested on July 1, 2024.

F3 · derivative.exercise_date: Each RSU represents a contingent right to receive one share of Class A Common Stock, par value $0.0001 per share, of the issuer and was granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). On October 1, 2021, the reporting person was granted 61,613 RSUs. 25% of the RSUs vested on the one-year anniversary of the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.

F3 · derivative.expiration_date: Each RSU represents a contingent right to receive one share of Class A Common Stock, par value $0.0001 per share, of the issuer and was granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). On October 1, 2021, the reporting person was granted 61,613 RSUs. 25% of the RSUs vested on the one-year anniversary of the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.

F1 · derivative.underlying_shares: On July 22, 2024, the reporting person received shares of Class A Common Stock, par value $0.0001 per share, of the issuer in settlement of restricted stock units ("RSUs"), which vested on July 1, 2024.

SEC source: 0000905148-24-001993 · form4.xml · nonDerivative · entry 3

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 173,065

F2 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of vested RSUs.

SEC source: 0000905148-24-001993 · form4.xml · nonDerivative · entry 2

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 175,034

F2 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of vested RSUs.

SEC source: 0000905148-24-001993 · form4.xml · nonDerivative · entry 1

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 175,972

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: On July 22, 2024, the reporting person received shares of Class A Common Stock, par value $0.0001 per share, of the issuer in settlement of restricted stock units ("RSUs"), which vested on July 1, 2024.

SEC source: 0000905148-24-001979 · form4.xml · derivative · entry 2

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Indirect · By OppFi Management Holdings, LLC

Disclosed balance after: 1,451,489

Underlying: Class A Common Stock · 517,729 shares

Expires not disclosed

F4 · security: Common Units generally represent economic, non-voting interests in Opportunity Financial. The Issuer is the sole manager of Opportunity Financial and controls Opportunity Financial, except as provided by the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial (the "LLC Agreement") or applicable law. Pursuant to the LLC Agreement, each Common Unit can be exchanged by the holder from time to time for either one share of Class A common stock, par value $0.0001 per share ("Class A Common Stock"), of the Issuer or, at the election of the Issuer in its capacity as the sole manager of Opportunity Financial, the cash equivalent of the market value of one share of Class A Common Stock (the "Exchange Rights").

F2 · shares: Reflects the forfeiture to Opportunity Financial, LLC ("Opportunity Financial") for no consideration of Class A common units ("Common Units") of Opportunity Financial that were not earned pursuant to the earnout provisions of that certain Business Combination Agreement, dated February 9, 2021, by and among the Issuer, Opportunity Financial, OppFi Shares, LLC ("OFS") and the representative of the members of Opportunity Financial. In connection with the forfeiture of the Common Units, the reporting person is deemed to have forfeited the indirect right to cause OFS to dispose of an equivalent number of shares of Class V Common Stock to the Issuer pursuant to the reporting person's (or OFMH's) Exchange Rights. Also reflects the reallocation of additional Common Units of Opportunity Financial to the reporting person following the forfeiture of Common Units by other members.

F4 · derivative.exercise_date: Common Units generally represent economic, non-voting interests in Opportunity Financial. The Issuer is the sole manager of Opportunity Financial and controls Opportunity Financial, except as provided by the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial (the "LLC Agreement") or applicable law. Pursuant to the LLC Agreement, each Common Unit can be exchanged by the holder from time to time for either one share of Class A common stock, par value $0.0001 per share ("Class A Common Stock"), of the Issuer or, at the election of the Issuer in its capacity as the sole manager of Opportunity Financial, the cash equivalent of the market value of one share of Class A Common Stock (the "Exchange Rights").

F4 · derivative.expiration_date: Common Units generally represent economic, non-voting interests in Opportunity Financial. The Issuer is the sole manager of Opportunity Financial and controls Opportunity Financial, except as provided by the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial (the "LLC Agreement") or applicable law. Pursuant to the LLC Agreement, each Common Unit can be exchanged by the holder from time to time for either one share of Class A common stock, par value $0.0001 per share ("Class A Common Stock"), of the Issuer or, at the election of the Issuer in its capacity as the sole manager of Opportunity Financial, the cash equivalent of the market value of one share of Class A Common Stock (the "Exchange Rights").

F2 · balance_after: Reflects the forfeiture to Opportunity Financial, LLC ("Opportunity Financial") for no consideration of Class A common units ("Common Units") of Opportunity Financial that were not earned pursuant to the earnout provisions of that certain Business Combination Agreement, dated February 9, 2021, by and among the Issuer, Opportunity Financial, OppFi Shares, LLC ("OFS") and the representative of the members of Opportunity Financial. In connection with the forfeiture of the Common Units, the reporting person is deemed to have forfeited the indirect right to cause OFS to dispose of an equivalent number of shares of Class V Common Stock to the Issuer pursuant to the reporting person's (or OFMH's) Exchange Rights. Also reflects the reallocation of additional Common Units of Opportunity Financial to the reporting person following the forfeiture of Common Units by other members.

F5 · ownership.nature: These Common Units are held by OFMH, of which the reporting person is a member. OFMH is a member of Opportunity Financial. Pursuant to the terms of the Amended and Restated Limited Liability Company Agreement of OFMH, the reporting person has the right to cause OFMH to exercise for the benefit of the reporting person OFMH's Exchange Rights with respect to the Common Units indirectly held by the reporting person.

SEC source: 0000905148-24-001979 · form4.xml · nonDerivative · entry 1

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Indirect · By OppFi Shares, LLC

Disclosed balance after: 1,451,489

F1 · security: Shares of Class V common stock, par value $0.0001 per share ("Class V Common Stock"), of OppFi Inc. (the "Issuer") represent voting, non-economic interests in the Issuer. Except as provided in the Issuer's certificate of incorporation, as amended, or as required by applicable law, holders of Class V Common Stock will be entitled to one vote per share of Class V Common Stock on all matters to be voted on by the Issuer's stockholders generally. The shares of Class V Common Stock will be cancelled by the Issuer if the reporting person exercises (or causes OppFi Management Holdings, LLC ("OFMH") to exercise) Exchange Rights (as defined below in footnote 4).

F2 · kind: Reflects the forfeiture to Opportunity Financial, LLC ("Opportunity Financial") for no consideration of Class A common units ("Common Units") of Opportunity Financial that were not earned pursuant to the earnout provisions of that certain Business Combination Agreement, dated February 9, 2021, by and among the Issuer, Opportunity Financial, OppFi Shares, LLC ("OFS") and the representative of the members of Opportunity Financial. In connection with the forfeiture of the Common Units, the reporting person is deemed to have forfeited the indirect right to cause OFS to dispose of an equivalent number of shares of Class V Common Stock to the Issuer pursuant to the reporting person's (or OFMH's) Exchange Rights. Also reflects the reallocation of additional Common Units of Opportunity Financial to the reporting person following the forfeiture of Common Units by other members.

F2 · shares: Reflects the forfeiture to Opportunity Financial, LLC ("Opportunity Financial") for no consideration of Class A common units ("Common Units") of Opportunity Financial that were not earned pursuant to the earnout provisions of that certain Business Combination Agreement, dated February 9, 2021, by and among the Issuer, Opportunity Financial, OppFi Shares, LLC ("OFS") and the representative of the members of Opportunity Financial. In connection with the forfeiture of the Common Units, the reporting person is deemed to have forfeited the indirect right to cause OFS to dispose of an equivalent number of shares of Class V Common Stock to the Issuer pursuant to the reporting person's (or OFMH's) Exchange Rights. Also reflects the reallocation of additional Common Units of Opportunity Financial to the reporting person following the forfeiture of Common Units by other members.

F2 · price: Reflects the forfeiture to Opportunity Financial, LLC ("Opportunity Financial") for no consideration of Class A common units ("Common Units") of Opportunity Financial that were not earned pursuant to the earnout provisions of that certain Business Combination Agreement, dated February 9, 2021, by and among the Issuer, Opportunity Financial, OppFi Shares, LLC ("OFS") and the representative of the members of Opportunity Financial. In connection with the forfeiture of the Common Units, the reporting person is deemed to have forfeited the indirect right to cause OFS to dispose of an equivalent number of shares of Class V Common Stock to the Issuer pursuant to the reporting person's (or OFMH's) Exchange Rights. Also reflects the reallocation of additional Common Units of Opportunity Financial to the reporting person following the forfeiture of Common Units by other members.

F2 · balance_after: Reflects the forfeiture to Opportunity Financial, LLC ("Opportunity Financial") for no consideration of Class A common units ("Common Units") of Opportunity Financial that were not earned pursuant to the earnout provisions of that certain Business Combination Agreement, dated February 9, 2021, by and among the Issuer, Opportunity Financial, OppFi Shares, LLC ("OFS") and the representative of the members of Opportunity Financial. In connection with the forfeiture of the Common Units, the reporting person is deemed to have forfeited the indirect right to cause OFS to dispose of an equivalent number of shares of Class V Common Stock to the Issuer pursuant to the reporting person's (or OFMH's) Exchange Rights. Also reflects the reallocation of additional Common Units of Opportunity Financial to the reporting person following the forfeiture of Common Units by other members.

F3 · ownership.nature: The shares of Class V Common Stock are held by OFS, which has sole voting power over the shares of Class V Common Stock reported in Table I hereof. The reporting person has the indirect right to cause OFS to dispose of the shares of Class V Common Stock reported in Table I hereof to the Issuer pursuant to the reporting person's (or OFMH's) Exchange Rights.

SEC source: 0000905148-24-001472 · form4.xml · nonDerivative · entry 1

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 172,121

F1 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of a previously reported performance-based restricted stock unit award.

SEC source: 0000905148-24-001177 · form4.xml · derivative · entry 4

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 23,106

Underlying: Class A Common Stock · 3,850 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: On April 15, 2024, the reporting person received shares of Class A Common Stock, par value $0.0001 per share, of the issuer in settlement of restricted stock units ("RSUs"), which vested on April 1, 2024.

F3 · derivative.exercise_date: Each RSU represents a contingent right to receive one share of Class A Common Stock, par value $0.0001 per share, of the issuer and was granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). On October 1, 2021, the reporting person was granted 61,613 RSUs. 25% of the RSUs vested on the one-year anniversary of the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.

F3 · derivative.expiration_date: Each RSU represents a contingent right to receive one share of Class A Common Stock, par value $0.0001 per share, of the issuer and was granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). On October 1, 2021, the reporting person was granted 61,613 RSUs. 25% of the RSUs vested on the one-year anniversary of the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.

F1 · derivative.underlying_shares: On April 15, 2024, the reporting person received shares of Class A Common Stock, par value $0.0001 per share, of the issuer in settlement of restricted stock units ("RSUs"), which vested on April 1, 2024.

SEC source: 0000905148-24-001177 · form4.xml · nonDerivative · entry 3

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 172,478

F2 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of vested RSUs.

SEC source: 0000905148-24-001177 · form4.xml · nonDerivative · entry 2

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 180,355

F2 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of vested RSUs.

SEC source: 0000905148-24-001177 · form4.xml · nonDerivative · entry 1

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 181,293

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: On April 15, 2024, the reporting person received shares of Class A Common Stock, par value $0.0001 per share, of the issuer in settlement of restricted stock units ("RSUs"), which vested on April 1, 2024.

SEC source: 0000905148-24-001088 · form4.xml · nonDerivative · entry 1

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 177,443

F1 · shares: Restricted stock units ("RSUs") granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). Each RSU represents a contingent right to receive one share of OppFi Inc. Class A Common Stock, par value $0.0001 per share. 25% of the RSUs vested immediately on the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.

SEC source: 0000905148-24-000568 · form4.xml · nonDerivative · entry 1

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 48,057

F1 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of a previously reported performance-based restricted stock unit award.

SEC source: 0000905148-24-000274 · form4.xml · derivative · entry 3

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 26,956

Underlying: Class A Common Stock · 3,851 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: On January 22, 2024, the reporting person received shares of Class A Common Stock, par value $0.0001 per share, of the issuer in settlement of restricted stock units ("RSUs"), which vested on January 1, 2024.

F3 · derivative.exercise_date: Each RSU represents a contingent right to receive one share of Class A Common Stock, par value $0.0001 per share, of the issuer and was granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). On October 1, 2021, the reporting person was granted 61,613 RSUs. 25% of the RSUs vested on the one-year anniversary of the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.

F3 · derivative.expiration_date: Each RSU represents a contingent right to receive one share of Class A Common Stock, par value $0.0001 per share, of the issuer and was granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). On October 1, 2021, the reporting person was granted 61,613 RSUs. 25% of the RSUs vested on the one-year anniversary of the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.

F1 · derivative.underlying_shares: On January 22, 2024, the reporting person received shares of Class A Common Stock, par value $0.0001 per share, of the issuer in settlement of restricted stock units ("RSUs"), which vested on January 1, 2024.

SEC source: 0000905148-24-000274 · form4.xml · nonDerivative · entry 2

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 48,491

F2 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of vested RSUs.

SEC source: 0000905148-24-000274 · form4.xml · nonDerivative · entry 1

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 49,633

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: On January 22, 2024, the reporting person received shares of Class A Common Stock, par value $0.0001 per share, of the issuer in settlement of restricted stock units ("RSUs"), which vested on January 1, 2024.

SEC source: 0001209191-23-056735 · doc4.xml · derivative · entry 4

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 30,807

Underlying: Class A Common Stock · 3,850 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: On November 22, 2023, the reporting person received shares of Class A Common Stock, par value $0.0001 per share, of the issuer in settlement of restricted stock units ("RSUs"), which vested on October 1, 2023.

F4 · derivative.exercise_date: Each RSU represents a contingent right to receive one share of Class A Common Stock, par value $0.0001 per share, of the Issuer and was granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). On October 1, 2021, the reporting person was granted 61,613 RSUs. 25% of the RSUs will vest on the one-year anniversary of the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.

F4 · derivative.expiration_date: Each RSU represents a contingent right to receive one share of Class A Common Stock, par value $0.0001 per share, of the Issuer and was granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). On October 1, 2021, the reporting person was granted 61,613 RSUs. 25% of the RSUs will vest on the one-year anniversary of the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.

F1 · derivative.underlying_shares: On November 22, 2023, the reporting person received shares of Class A Common Stock, par value $0.0001 per share, of the issuer in settlement of restricted stock units ("RSUs"), which vested on October 1, 2023.

SEC source: 0001209191-23-056735 · doc4.xml · nonDerivative · entry 3

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 45,782

F3 · shares: Represents shares sold to satisfy tax liability in connection with the settlement of a previously reported performance-based restricted stock unit award.

SEC source: 0001209191-23-056735 · doc4.xml · nonDerivative · entry 2

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 46,048

F2 · shares: Represents shares sold to satisfy tax liability upon the vesting of RSUs.

SEC source: 0001209191-23-056735 · doc4.xml · nonDerivative · entry 1

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 46,744

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: On November 22, 2023, the reporting person received shares of Class A Common Stock, par value $0.0001 per share, of the issuer in settlement of restricted stock units ("RSUs"), which vested on October 1, 2023.

SEC source: 0001209191-23-056611 · doc4.xml · derivative · entry 4

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 34,657

Underlying: Class A Common Stock · 3,852 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · derivative.exercise_date: Each RSU represents a contingent right to receive one share of Class A Common Stock, par value $0.0001 per share, of the Issuer and was granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). On October 1, 2021, the reporting person was granted 61,613 RSUs. 25% of the RSUs will vest on the one-year anniversary of the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.

F4 · derivative.expiration_date: Each RSU represents a contingent right to receive one share of Class A Common Stock, par value $0.0001 per share, of the Issuer and was granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). On October 1, 2021, the reporting person was granted 61,613 RSUs. 25% of the RSUs will vest on the one-year anniversary of the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.

SEC source: 0001209191-23-056611 · doc4.xml · nonDerivative · entry 3

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 42,894

F3 · shares: Represents shares sold to satisfy tax liability in connection with the settlement of a previously reported performance-based restricted stock unit award.

SEC source: 0001209191-23-056611 · doc4.xml · nonDerivative · entry 2

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 43,140

F2 · shares: Represents shares sold to satisfy tax liability upon the vesting of RSUs.

SEC source: 0001209191-23-056611 · doc4.xml · nonDerivative · entry 1

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 43,780

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: On November 21, 2023, the reporting person received shares of Class A Common Stock, par value $0.0001 per share, of the issuer in settlement of restricted stock units ("RSUs"), which vested on July 1, 2023.

SEC source: 0001209191-23-030861 · doc4.xml · derivative · entry 7

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 38,509

Underlying: Class A Common Stock · 7,701 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F5 · shares: On May 16, 2023, the reporting person received shares of Class A Common Stock, par value $0.0001 per share, of the issuer in settlement of RSUs, which vested on January 1, 2023 and April 1, 2023.

F7 · derivative.exercise_date: Each RSU represents a contingent right to receive one share of OppFi Inc. Class A Common Stock, par value $0.0001 per share, and was granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). 25% of the RSUs will vest on the one-year anniversary of the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.

F7 · derivative.expiration_date: Each RSU represents a contingent right to receive one share of OppFi Inc. Class A Common Stock, par value $0.0001 per share, and was granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). 25% of the RSUs will vest on the one-year anniversary of the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.

F5 · derivative.underlying_shares: On May 16, 2023, the reporting person received shares of Class A Common Stock, par value $0.0001 per share, of the issuer in settlement of RSUs, which vested on January 1, 2023 and April 1, 2023.

SEC source: 0001209191-23-030861 · doc4.xml · nonDerivative · entry 5

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 39,928

F6 · shares: Represents shares withheld to cover tax withholding obligations in connection with the settlement of RSUs.

SEC source: 0001209191-23-030861 · doc4.xml · nonDerivative · entry 4

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 41,804

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F5 · shares: On May 16, 2023, the reporting person received shares of Class A Common Stock, par value $0.0001 per share, of the issuer in settlement of RSUs, which vested on January 1, 2023 and April 1, 2023.

SEC source: 0001209191-23-030861 · doc4.xml · nonDerivative · entry 3

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 34,103

F3 · shares: Represents shares withheld to cover tax withholding obligations in connection with the settlement of a previously reported performance-based restricted stock unit award.

F4 · balance_after: The number of shares have been adjusted to reflect transactions that have occurred between the October 3, 2022 restricted stock unit settlement and the transaction occurring on May 16, 2023.

SEC source: 0001209191-23-025929 · doc4.xml · nonDerivative · entry 1

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 23,417

F1 · shares: Shares underlying a performance-based restricted stock unit award ("PSUs") were granted on May 3, 2022 and have been earned on the basis of the achievement of certain performance metrics during a specific performance period. On April 25, 2023, the issuer's Compensation Committee determined that the performance criteria under the grant had been met and that the PSUs shall vest as follows: 25% on the first anniversary of the grant date, then 6.25% shall vest on each quarterly anniversary thereafter until fully vested. Each PSU represents a contingent right to receive one share of the issuer's common stock.

SEC source: 0001209191-23-030861 · doc4.xml · derivative · entry 6

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 46,210

Underlying: Class A Common Stock · 15,403 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: On October 3, 2022, the reporting person received shares of Class A Common Stock, par value $0.0001 per share, of the issuer in settlement of restricted stock units ("RSUs"), which vested on October 1, 2022.

F7 · derivative.exercise_date: Each RSU represents a contingent right to receive one share of OppFi Inc. Class A Common Stock, par value $0.0001 per share, and was granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). 25% of the RSUs will vest on the one-year anniversary of the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.

F7 · derivative.expiration_date: Each RSU represents a contingent right to receive one share of OppFi Inc. Class A Common Stock, par value $0.0001 per share, and was granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). 25% of the RSUs will vest on the one-year anniversary of the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.

F1 · derivative.underlying_shares: On October 3, 2022, the reporting person received shares of Class A Common Stock, par value $0.0001 per share, of the issuer in settlement of restricted stock units ("RSUs"), which vested on October 1, 2022.

SEC source: 0001209191-23-030861 · doc4.xml · nonDerivative · entry 2

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 12,112

F2 · shares: Represents shares sold to satisfy tax liability upon the vesting of RSUs.

SEC source: 0001209191-23-030861 · doc4.xml · nonDerivative · entry 1

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 15,403

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · shares: On October 3, 2022, the reporting person received shares of Class A Common Stock, par value $0.0001 per share, of the issuer in settlement of restricted stock units ("RSUs"), which vested on October 1, 2022.

SEC source: 0000899243-21-038954 · doc4.xml · derivative · entry 1

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 61,613

Underlying: Class A Common Stock · 61,613 shares

Expires not disclosed

F1 · derivative.exercise_date: Each restricted stock unit ("RSU") represents a contingent right to receive one share of OppFi Inc. Class A Common Stock, par value $0.0001 per share, and was granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). 25% of the RSUs will vest on the one-year anniversary of the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.

F1 · derivative.expiration_date: Each restricted stock unit ("RSU") represents a contingent right to receive one share of OppFi Inc. Class A Common Stock, par value $0.0001 per share, and was granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). 25% of the RSUs will vest on the one-year anniversary of the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.

SEC source: 0000899243-21-029798 · doc4.xml · derivative · entry 2

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 250,000

Underlying: Class A Common Stock · 250,000 shares

Expires not disclosed

F1 · derivative.exercise_date: Non-qualified stock options (the "Options") granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan, of which 25% will vest upon the one year anniversary of the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject in each case to the reporting person's continued service with the issuer and certain acceleration provisions in the event of a change in control. The Options expire on the tenth anniversary of the date of grant, or earlier in the event of a separation from service with the issuer.

F1 · derivative.expiration_date: Non-qualified stock options (the "Options") granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan, of which 25% will vest upon the one year anniversary of the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject in each case to the reporting person's continued service with the issuer and certain acceleration provisions in the event of a change in control. The Options expire on the tenth anniversary of the date of grant, or earlier in the event of a separation from service with the issuer.

SEC source: 0000899243-21-029798 · doc4.xml · derivative · entry 1

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 250,000

Underlying: Class A Common Stock · 250,000 shares

Expires not disclosed

F1 · derivative.exercise_date: Non-qualified stock options (the "Options") granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan, of which 25% will vest upon the one year anniversary of the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject in each case to the reporting person's continued service with the issuer and certain acceleration provisions in the event of a change in control. The Options expire on the tenth anniversary of the date of grant, or earlier in the event of a separation from service with the issuer.

F1 · derivative.expiration_date: Non-qualified stock options (the "Options") granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan, of which 25% will vest upon the one year anniversary of the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject in each case to the reporting person's continued service with the issuer and certain acceleration provisions in the event of a change in control. The Options expire on the tenth anniversary of the date of grant, or earlier in the event of a separation from service with the issuer.