OPFI

SEC source: 0000905148-26-002878 · form4.xml · nonDerivative · entry 1

Favilla Christina M · CIK 0001711487 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · By Santo Favilla and Christina Favilla Joint Revocable Trust

Disclosed balance after: 156,737

F1 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions with prices ranging from $8.11 to $8.21 for a weighted average sale price of $8.1392. The reporting person undertakes to provide OppFi Inc. (the "Issuer"), any security holder of the Issuer or the staff of the Securities and Exchange Commission upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

F2 · balance_after: This amount has been adjusted to reflect the transfer of 186,737 shares of OppFi Inc. Class A Common Stock, par value $0.0001 per share ("Class A Common Stock") previously held directly by the reporting person to Santo Favilla and Christina Favilla Joint Revocable Trust on September 3, 2025, which transfer was exempt from Section 16 pursuant to Rule 16a-13 under the Exchange Act.

SEC source: 0000905148-26-002131 · form4.xml · nonDerivative · entry 1

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,536,746

F1 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of a previously reported performance-based restricted stock unit award.

SEC source: 0000905148-26-002133 · form4.xml · nonDerivative · entry 1

Vennettilli David · CIK 0001873027 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 132,389

F1 · kind: The sale was effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on December 9, 2025.

SEC source: 0000905148-26-002130 · form4.xml · nonDerivative · entry 1

Johnson Pamela D. · CIK 0001874038 · CFO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 163,874

F1 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of a previously reported performance-based restricted stock unit award.

SEC source: 0000905148-26-001968 · form4.xml · derivative · entry 7

SCHWARTZ THEODORE G · CIK 0001001874 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By LTHS Revocable Trust

Disclosed balance after: 0

Underlying: Class A Common Stock · 3,000,000 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F6 · security: Common Units of Opportunity Financial generally represented economic, non-voting interests in Opportunity Financial. The Issuer is the sole manager of Opportunity Financial and controls Opportunity Financial, except as provided by the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial (the "LLC Agreement") or applicable law. Pursuant to the LLC Agreement, each Common Unit could be exchanged by the holder from time to time for either one share of Class A Common Stock or, at the election of the Issuer in its capacity as the sole manager of Opportunity Financial, the cash equivalent of the market value of one share of Class A Common Stock (the "Exchange Rights").

F6 · derivative.exercise_date: Common Units of Opportunity Financial generally represented economic, non-voting interests in Opportunity Financial. The Issuer is the sole manager of Opportunity Financial and controls Opportunity Financial, except as provided by the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial (the "LLC Agreement") or applicable law. Pursuant to the LLC Agreement, each Common Unit could be exchanged by the holder from time to time for either one share of Class A Common Stock or, at the election of the Issuer in its capacity as the sole manager of Opportunity Financial, the cash equivalent of the market value of one share of Class A Common Stock (the "Exchange Rights").

F6 · derivative.expiration_date: Common Units of Opportunity Financial generally represented economic, non-voting interests in Opportunity Financial. The Issuer is the sole manager of Opportunity Financial and controls Opportunity Financial, except as provided by the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial (the "LLC Agreement") or applicable law. Pursuant to the LLC Agreement, each Common Unit could be exchanged by the holder from time to time for either one share of Class A Common Stock or, at the election of the Issuer in its capacity as the sole manager of Opportunity Financial, the cash equivalent of the market value of one share of Class A Common Stock (the "Exchange Rights").

SEC source: 0000905148-26-001968 · form4.xml · derivative · entry 6

SCHWARTZ THEODORE G · CIK 0001001874 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By LTHS Capital Group LP

Disclosed balance after: 0

Underlying: Class A Common Stock · 18,887,359 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F6 · security: Common Units of Opportunity Financial generally represented economic, non-voting interests in Opportunity Financial. The Issuer is the sole manager of Opportunity Financial and controls Opportunity Financial, except as provided by the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial (the "LLC Agreement") or applicable law. Pursuant to the LLC Agreement, each Common Unit could be exchanged by the holder from time to time for either one share of Class A Common Stock or, at the election of the Issuer in its capacity as the sole manager of Opportunity Financial, the cash equivalent of the market value of one share of Class A Common Stock (the "Exchange Rights").

F6 · derivative.exercise_date: Common Units of Opportunity Financial generally represented economic, non-voting interests in Opportunity Financial. The Issuer is the sole manager of Opportunity Financial and controls Opportunity Financial, except as provided by the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial (the "LLC Agreement") or applicable law. Pursuant to the LLC Agreement, each Common Unit could be exchanged by the holder from time to time for either one share of Class A Common Stock or, at the election of the Issuer in its capacity as the sole manager of Opportunity Financial, the cash equivalent of the market value of one share of Class A Common Stock (the "Exchange Rights").

F6 · derivative.expiration_date: Common Units of Opportunity Financial generally represented economic, non-voting interests in Opportunity Financial. The Issuer is the sole manager of Opportunity Financial and controls Opportunity Financial, except as provided by the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial (the "LLC Agreement") or applicable law. Pursuant to the LLC Agreement, each Common Unit could be exchanged by the holder from time to time for either one share of Class A Common Stock or, at the election of the Issuer in its capacity as the sole manager of Opportunity Financial, the cash equivalent of the market value of one share of Class A Common Stock (the "Exchange Rights").

F5 · ownership.nature: The reporting person is the manager of the general partner of LTHS Capital Group LP and may be deemed to beneficially own the securities held by LTHS Capital Group LP. The reporting person disclaims beneficial ownership of such securities, except to the extent of his pecuniary interest therein.

SEC source: 0000905148-26-001968 · form4.xml · nonDerivative · entry 4

SCHWARTZ THEODORE G · CIK 0001001874 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By LTHS Revocable Trust

Disclosed balance after: 3,000,000

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · kind: Reflects shares of Class A common stock, par value $0.0001 per share, of the Issuer ("Class A Common Stock") received in connection with the exercise of the Exchange Rights.

F4 · price: Reflects shares of Class A common stock, par value $0.0001 per share, of the Issuer ("Class A Common Stock") received in connection with the exercise of the Exchange Rights.

SEC source: 0000905148-26-001968 · form4.xml · nonDerivative · entry 3

SCHWARTZ THEODORE G · CIK 0001001874 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By LTHS Capital Group LP

Disclosed balance after: 18,887,359

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · kind: Reflects shares of Class A common stock, par value $0.0001 per share, of the Issuer ("Class A Common Stock") received in connection with the exercise of the Exchange Rights.

F4 · price: Reflects shares of Class A common stock, par value $0.0001 per share, of the Issuer ("Class A Common Stock") received in connection with the exercise of the Exchange Rights.

F5 · ownership.nature: The reporting person is the manager of the general partner of LTHS Capital Group LP and may be deemed to beneficially own the securities held by LTHS Capital Group LP. The reporting person disclaims beneficial ownership of such securities, except to the extent of his pecuniary interest therein.

SEC source: 0000905148-26-001968 · form4.xml · nonDerivative · entry 2

SCHWARTZ THEODORE G · CIK 0001001874 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By OppFi Shares, LLC

Disclosed balance after: 0

F1 · security: Shares of Class V common stock, par value $0.0001 per share ("Class V Common Stock"), of OppFi Inc. (the "Issuer") represented voting, non-economic interests in the Issuer. Except as provided in the Issuer's certificate of incorporation, as amended, or as required by applicable law, holders of Class V Common Stock were entitled to one vote per share of Class V Common Stock on all matters to be voted on by the Issuer's stockholders generally. The shares of Class V Common Stock would be cancelled by the Issuer if the reporting person exercised (or caused LTHS Capital Group LP or LTHS Revocable Trust to exercise) Exchange Rights (as defined below in footnote 6).

F2 · kind: Reflects the cancellation of shares of Class V Common Stock in connection with the exercise of the Exchange Rights with respect to an equivalent number of Class A common units ("Common Units") of Opportunity Financial, LLC ("Opportunity Financial").

F2 · shares: Reflects the cancellation of shares of Class V Common Stock in connection with the exercise of the Exchange Rights with respect to an equivalent number of Class A common units ("Common Units") of Opportunity Financial, LLC ("Opportunity Financial").

F2 · price: Reflects the cancellation of shares of Class V Common Stock in connection with the exercise of the Exchange Rights with respect to an equivalent number of Class A common units ("Common Units") of Opportunity Financial, LLC ("Opportunity Financial").

F3 · ownership.nature: The shares of Class V Common Stock were held by OppFi Shares, LLC ("OFS"), which had sole voting power over the shares of Class V Common Stock reported in Table I hereof. The reporting person had the indirect right to cause OFS to dispose of the shares of Class V Common Stock reported in Table I hereof to the Issuer pursuant to the reporting person's (or LTHS Capital Group LP's or LTHS Revocable Trust's) Exchange Rights.

SEC source: 0000905148-26-001968 · form4.xml · nonDerivative · entry 1

SCHWARTZ THEODORE G · CIK 0001001874 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By OppFi Shares, LLC

Disclosed balance after: 0

F1 · security: Shares of Class V common stock, par value $0.0001 per share ("Class V Common Stock"), of OppFi Inc. (the "Issuer") represented voting, non-economic interests in the Issuer. Except as provided in the Issuer's certificate of incorporation, as amended, or as required by applicable law, holders of Class V Common Stock were entitled to one vote per share of Class V Common Stock on all matters to be voted on by the Issuer's stockholders generally. The shares of Class V Common Stock would be cancelled by the Issuer if the reporting person exercised (or caused LTHS Capital Group LP or LTHS Revocable Trust to exercise) Exchange Rights (as defined below in footnote 6).

F2 · kind: Reflects the cancellation of shares of Class V Common Stock in connection with the exercise of the Exchange Rights with respect to an equivalent number of Class A common units ("Common Units") of Opportunity Financial, LLC ("Opportunity Financial").

F2 · shares: Reflects the cancellation of shares of Class V Common Stock in connection with the exercise of the Exchange Rights with respect to an equivalent number of Class A common units ("Common Units") of Opportunity Financial, LLC ("Opportunity Financial").

F2 · price: Reflects the cancellation of shares of Class V Common Stock in connection with the exercise of the Exchange Rights with respect to an equivalent number of Class A common units ("Common Units") of Opportunity Financial, LLC ("Opportunity Financial").

F3 · ownership.nature: The shares of Class V Common Stock were held by OppFi Shares, LLC ("OFS"), which had sole voting power over the shares of Class V Common Stock reported in Table I hereof. The reporting person had the indirect right to cause OFS to dispose of the shares of Class V Common Stock reported in Table I hereof to the Issuer pursuant to the reporting person's (or LTHS Capital Group LP's or LTHS Revocable Trust's) Exchange Rights.

SEC source: 0000905148-26-001967 · form4.xml · derivative · entry 3

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Indirect · By OppFi Management Holdings, LLC

Disclosed balance after: 0

Underlying: Class A Common Stock · 1,350,000 shares

Expires not disclosed

F4 · security: Common Units of Opportunity Financial generally represented economic, non-voting interests in Opportunity Financial. The Issuer is the sole manager of Opportunity Financial and controls Opportunity Financial, except as provided by the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial (the "LLC Agreement") or applicable law. Pursuant to the LLC Agreement, each Common Unit could be exchanged by the holder from time to time for either one share of Class A Common Stock or, at the election of the Issuer in its capacity as the sole manager of Opportunity Financial, the cash equivalent of the market value of one share of Class A Common Stock (the "Exchange Rights").

F2 · kind: Pursuant to the Corporate Simplification Agreement, dated April 28, 2026 (the "Corporate Simplification Agreement"), each outstanding Class A common unit ("Common Unit") of Opportunity Financial, LLC ("Opportunity Financial") held by any members of Opportunity Financial, including OFMH, was canceled and converted automatically into the right to receive one validly issued, fully paid and non-assessable share of Class A common stock, par value $0.0001 per share, of the Issuer ("Class A Common Stock"). In connection therewith, pursuant to the Corporate Simplification Agreement, OppFi Shares, LLC ("OFS") surrendered to the Issuer the outstanding shares of Class V Common Stock it owned.

F4 · derivative.exercise_date: Common Units of Opportunity Financial generally represented economic, non-voting interests in Opportunity Financial. The Issuer is the sole manager of Opportunity Financial and controls Opportunity Financial, except as provided by the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial (the "LLC Agreement") or applicable law. Pursuant to the LLC Agreement, each Common Unit could be exchanged by the holder from time to time for either one share of Class A Common Stock or, at the election of the Issuer in its capacity as the sole manager of Opportunity Financial, the cash equivalent of the market value of one share of Class A Common Stock (the "Exchange Rights").

F4 · derivative.expiration_date: Common Units of Opportunity Financial generally represented economic, non-voting interests in Opportunity Financial. The Issuer is the sole manager of Opportunity Financial and controls Opportunity Financial, except as provided by the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial (the "LLC Agreement") or applicable law. Pursuant to the LLC Agreement, each Common Unit could be exchanged by the holder from time to time for either one share of Class A Common Stock or, at the election of the Issuer in its capacity as the sole manager of Opportunity Financial, the cash equivalent of the market value of one share of Class A Common Stock (the "Exchange Rights").

F5 · ownership.nature: These Common Units were held by OFMH, of which the reporting person is a member. OFMH is a member of Opportunity Financial. Pursuant to the terms of the Amended and Restated Limited Liability Company Agreement of OFMH, the reporting person had the right to cause OFMH to exercise for the benefit of the reporting person OFMH's Exchange Rights with respect to the Common Units indirectly held by the reporting person.

SEC source: 0000905148-26-001967 · form4.xml · nonDerivative · entry 2

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,537,103

F2 · kind: Pursuant to the Corporate Simplification Agreement, dated April 28, 2026 (the "Corporate Simplification Agreement"), each outstanding Class A common unit ("Common Unit") of Opportunity Financial, LLC ("Opportunity Financial") held by any members of Opportunity Financial, including OFMH, was canceled and converted automatically into the right to receive one validly issued, fully paid and non-assessable share of Class A common stock, par value $0.0001 per share, of the Issuer ("Class A Common Stock"). In connection therewith, pursuant to the Corporate Simplification Agreement, OppFi Shares, LLC ("OFS") surrendered to the Issuer the outstanding shares of Class V Common Stock it owned.

F2 · price: Pursuant to the Corporate Simplification Agreement, dated April 28, 2026 (the "Corporate Simplification Agreement"), each outstanding Class A common unit ("Common Unit") of Opportunity Financial, LLC ("Opportunity Financial") held by any members of Opportunity Financial, including OFMH, was canceled and converted automatically into the right to receive one validly issued, fully paid and non-assessable share of Class A common stock, par value $0.0001 per share, of the Issuer ("Class A Common Stock"). In connection therewith, pursuant to the Corporate Simplification Agreement, OppFi Shares, LLC ("OFS") surrendered to the Issuer the outstanding shares of Class V Common Stock it owned.

SEC source: 0000905148-26-001967 · form4.xml · nonDerivative · entry 1

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Indirect · By OppFi Shares, LLC

Disclosed balance after: 0

F1 · security: Shares of Class V common stock, par value $0.0001 per share ("Class V Common Stock"), of OppFi Inc. (the "Issuer") represented voting, non-economic interests in the Issuer. Except as provided in the Issuer's certificate of incorporation, as amended, or as required by applicable law, holders of Class V Common Stock were entitled to one vote per share of Class V Common Stock on all matters to be voted on by the Issuer's stockholders generally. The shares of Class V Common Stock would be cancelled by the Issuer if the reporting person exercised (or caused OppFi Management Holdings, LLC ("OFMH") to exercise) Exchange Rights (as defined below in footnote 4).

F2 · kind: Pursuant to the Corporate Simplification Agreement, dated April 28, 2026 (the "Corporate Simplification Agreement"), each outstanding Class A common unit ("Common Unit") of Opportunity Financial, LLC ("Opportunity Financial") held by any members of Opportunity Financial, including OFMH, was canceled and converted automatically into the right to receive one validly issued, fully paid and non-assessable share of Class A common stock, par value $0.0001 per share, of the Issuer ("Class A Common Stock"). In connection therewith, pursuant to the Corporate Simplification Agreement, OppFi Shares, LLC ("OFS") surrendered to the Issuer the outstanding shares of Class V Common Stock it owned.

F2 · price: Pursuant to the Corporate Simplification Agreement, dated April 28, 2026 (the "Corporate Simplification Agreement"), each outstanding Class A common unit ("Common Unit") of Opportunity Financial, LLC ("Opportunity Financial") held by any members of Opportunity Financial, including OFMH, was canceled and converted automatically into the right to receive one validly issued, fully paid and non-assessable share of Class A common stock, par value $0.0001 per share, of the Issuer ("Class A Common Stock"). In connection therewith, pursuant to the Corporate Simplification Agreement, OppFi Shares, LLC ("OFS") surrendered to the Issuer the outstanding shares of Class V Common Stock it owned.

F3 · ownership.nature: The shares of Class V Common Stock were held by OFS, which had sole voting power over the shares of Class V Common Stock reported in Table I hereof. The reporting person had the indirect right to cause OFS to dispose of the shares of Class V Common Stock reported in Table I hereof to the Issuer pursuant to the reporting person's (or OFMH's) Exchange Rights.

SEC source: 0000905148-26-001969 · form4.xml · derivative · entry 8

Schwartz Todd G. · CIK 0001873026 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By TGS MCS Capital Group LP

Disclosed balance after: 0

Underlying: Class A Common Stock · 1,949,309 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F9 · security: Common Units of Opportunity Financial generally represented economic, non-voting interests in Opportunity Financial. The Issuer is the sole manager of Opportunity Financial and controls Opportunity Financial, except as provided by the LLC Agreement or applicable law. Pursuant to the LLC Agreement, each Common Unit could be exchanged by the holder from time to time for either one share of Class A Common Stock or, at the election of the Issuer in its capacity as the sole manager of Opportunity Financial, the cash equivalent of the market value of one share of Class A Common Stock (the "Exchange Rights").

F9 · derivative.exercise_date: Common Units of Opportunity Financial generally represented economic, non-voting interests in Opportunity Financial. The Issuer is the sole manager of Opportunity Financial and controls Opportunity Financial, except as provided by the LLC Agreement or applicable law. Pursuant to the LLC Agreement, each Common Unit could be exchanged by the holder from time to time for either one share of Class A Common Stock or, at the election of the Issuer in its capacity as the sole manager of Opportunity Financial, the cash equivalent of the market value of one share of Class A Common Stock (the "Exchange Rights").

F9 · derivative.expiration_date: Common Units of Opportunity Financial generally represented economic, non-voting interests in Opportunity Financial. The Issuer is the sole manager of Opportunity Financial and controls Opportunity Financial, except as provided by the LLC Agreement or applicable law. Pursuant to the LLC Agreement, each Common Unit could be exchanged by the holder from time to time for either one share of Class A Common Stock or, at the election of the Issuer in its capacity as the sole manager of Opportunity Financial, the cash equivalent of the market value of one share of Class A Common Stock (the "Exchange Rights").

F6 · ownership.nature: These securities are held by TGS MCS Capital Group LP ("MCS"), of which the reporting person is the manager of the general partner. MCS is a member of Opportunity Financial and the reporting person has the right to cause MCS to exercise for the benefit of the reporting person MCS's Exchange Rights with respect to the Common Units indirectly held by the reporting person.

SEC source: 0000905148-26-001969 · form4.xml · derivative · entry 7

Schwartz Todd G. · CIK 0001873026 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By TGS Capital Group, LP

Disclosed balance after: 0

Underlying: Class A Common Stock · 24,656,083 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F9 · security: Common Units of Opportunity Financial generally represented economic, non-voting interests in Opportunity Financial. The Issuer is the sole manager of Opportunity Financial and controls Opportunity Financial, except as provided by the LLC Agreement or applicable law. Pursuant to the LLC Agreement, each Common Unit could be exchanged by the holder from time to time for either one share of Class A Common Stock or, at the election of the Issuer in its capacity as the sole manager of Opportunity Financial, the cash equivalent of the market value of one share of Class A Common Stock (the "Exchange Rights").

F9 · derivative.exercise_date: Common Units of Opportunity Financial generally represented economic, non-voting interests in Opportunity Financial. The Issuer is the sole manager of Opportunity Financial and controls Opportunity Financial, except as provided by the LLC Agreement or applicable law. Pursuant to the LLC Agreement, each Common Unit could be exchanged by the holder from time to time for either one share of Class A Common Stock or, at the election of the Issuer in its capacity as the sole manager of Opportunity Financial, the cash equivalent of the market value of one share of Class A Common Stock (the "Exchange Rights").

F9 · derivative.expiration_date: Common Units of Opportunity Financial generally represented economic, non-voting interests in Opportunity Financial. The Issuer is the sole manager of Opportunity Financial and controls Opportunity Financial, except as provided by the LLC Agreement or applicable law. Pursuant to the LLC Agreement, each Common Unit could be exchanged by the holder from time to time for either one share of Class A Common Stock or, at the election of the Issuer in its capacity as the sole manager of Opportunity Financial, the cash equivalent of the market value of one share of Class A Common Stock (the "Exchange Rights").

F5 · ownership.nature: The reporting person is the manager of the general partner of TGS Capital Group, LP and may be deemed to beneficially own the securities held by TGS Capital Group, LP. The reporting person disclaims beneficial ownership of such securities, except to the extent of his pecuniary interest therein.

SEC source: 0000905148-26-001969 · form4.xml · nonDerivative · entry 4

Schwartz Todd G. · CIK 0001873026 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By OppFi Shares, LLC

Disclosed balance after: 0

F1 · security: Shares of Class V common stock, par value $0.0001 per share ("Class V Common Stock"), of OppFi Inc. (the "Issuer") represented voting, non-economic interests in the Issuer. Except as provided in the Issuer's certificate of incorporation, as amended, or as required by applicable law, holders of Class V Common Stock were entitled to one vote per share of Class V Common Stock on all matters to be voted on by the Issuer's stockholders generally. The shares of Class V Common Stock would be cancelled by the Issuer if the holder exercised Exchange Rights (as defined below in footnote 9).

F7 · kind: Pursuant to the Corporate Simplification Agreement, dated April 28, 2026 (the "Corporate Simplification Agreement"), each outstanding Common Unit of Opportunity Financial held by any members of Opportunity Financial was canceled and converted automatically into the right to receive one validly issued, fully paid and non-assessable share of Class A Common Stock. In connection therewith, pursuant to the Corporate Simplification Agreement, OFS surrendered to the Issuer the outstanding shares of Class V Common Stock it owned.

F7 · price: Pursuant to the Corporate Simplification Agreement, dated April 28, 2026 (the "Corporate Simplification Agreement"), each outstanding Common Unit of Opportunity Financial held by any members of Opportunity Financial was canceled and converted automatically into the right to receive one validly issued, fully paid and non-assessable share of Class A Common Stock. In connection therewith, pursuant to the Corporate Simplification Agreement, OFS surrendered to the Issuer the outstanding shares of Class V Common Stock it owned.

F3 · ownership.nature: The shares of Class V Common Stock were held by OppFi Shares, LLC ("OFS"), which had sole voting power over the shares of Class V Common Stock reported in Table I hereof. OFS is wholly owned by TGS Revocable Trust, whose sole trustee is the reporting person. By virtue of these relationships, the reporting person may be deemed to have voting power over the shares of Class V Common Stock held by OFS. The reporting person disclaims beneficial ownership of the shares of Class V Common Stock held by OFS, except to the extent of his pecuniary interest therein.

SEC source: 0000905148-26-001969 · form4.xml · nonDerivative · entry 3

Schwartz Todd G. · CIK 0001873026 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By TGS MCS Capital Group LP

Disclosed balance after: 1,949,309

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · kind: Reflects shares of Class A Common Stock received in connection with the exercise of the Exchange Rights.

F4 · price: Reflects shares of Class A Common Stock received in connection with the exercise of the Exchange Rights.

F6 · ownership.nature: These securities are held by TGS MCS Capital Group LP ("MCS"), of which the reporting person is the manager of the general partner. MCS is a member of Opportunity Financial and the reporting person has the right to cause MCS to exercise for the benefit of the reporting person MCS's Exchange Rights with respect to the Common Units indirectly held by the reporting person.

SEC source: 0000905148-26-001969 · form4.xml · nonDerivative · entry 2

Schwartz Todd G. · CIK 0001873026 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By TGS Capital Group, LP

Disclosed balance after: 24,656,083

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · kind: Reflects shares of Class A Common Stock received in connection with the exercise of the Exchange Rights.

F4 · price: Reflects shares of Class A Common Stock received in connection with the exercise of the Exchange Rights.

F5 · ownership.nature: The reporting person is the manager of the general partner of TGS Capital Group, LP and may be deemed to beneficially own the securities held by TGS Capital Group, LP. The reporting person disclaims beneficial ownership of such securities, except to the extent of his pecuniary interest therein.

SEC source: 0000905148-26-001969 · form4.xml · nonDerivative · entry 1

Schwartz Todd G. · CIK 0001873026 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By OppFi Shares, LLC

Disclosed balance after: 4,501,169

F1 · security: Shares of Class V common stock, par value $0.0001 per share ("Class V Common Stock"), of OppFi Inc. (the "Issuer") represented voting, non-economic interests in the Issuer. Except as provided in the Issuer's certificate of incorporation, as amended, or as required by applicable law, holders of Class V Common Stock were entitled to one vote per share of Class V Common Stock on all matters to be voted on by the Issuer's stockholders generally. The shares of Class V Common Stock would be cancelled by the Issuer if the holder exercised Exchange Rights (as defined below in footnote 9).

F2 · kind: Reflects the surrender and cancellation of shares of Class V Common Stock to the Issuer in connection with the exchange of Class A common units ("Common Units") of Opportunity Financial, LLC ("Opportunity Financial") by members thereof for shares of Class A common stock, par value $0.0001 per share, of the Issuer ("Class A Common Stock") pursuant to the exchange provisions of the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial (the "LLC Agreement").

F2 · price: Reflects the surrender and cancellation of shares of Class V Common Stock to the Issuer in connection with the exchange of Class A common units ("Common Units") of Opportunity Financial, LLC ("Opportunity Financial") by members thereof for shares of Class A common stock, par value $0.0001 per share, of the Issuer ("Class A Common Stock") pursuant to the exchange provisions of the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial (the "LLC Agreement").

F3 · ownership.nature: The shares of Class V Common Stock were held by OppFi Shares, LLC ("OFS"), which had sole voting power over the shares of Class V Common Stock reported in Table I hereof. OFS is wholly owned by TGS Revocable Trust, whose sole trustee is the reporting person. By virtue of these relationships, the reporting person may be deemed to have voting power over the shares of Class V Common Stock held by OFS. The reporting person disclaims beneficial ownership of the shares of Class V Common Stock held by OFS, except to the extent of his pecuniary interest therein.

SEC source: 0000905148-26-001970 · form4.xml · derivative · entry 4

Vennettilli David · CIK 0001873027 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · By DAV 513 Revocable Trust

Disclosed balance after: 0

Underlying: Class A Common Stock · 284,501 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F6 · security: Common Units of Opportunity Financial generally represented economic, non-voting interests in Opportunity Financial. The Issuer is the sole manager of Opportunity Financial and controls Opportunity Financial, except as provided by the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial (the "LLC Agreement") or applicable law. Pursuant to the LLC Agreement, each Common Unit could be exchanged by the holder from time to time for either one share of Class A Common Stock or, at the election of the Issuer in its capacity as the sole manager of Opportunity Financial, the cash equivalent of the market value of one share of Class A Common Stock (the "Exchange Rights").

F6 · derivative.exercise_date: Common Units of Opportunity Financial generally represented economic, non-voting interests in Opportunity Financial. The Issuer is the sole manager of Opportunity Financial and controls Opportunity Financial, except as provided by the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial (the "LLC Agreement") or applicable law. Pursuant to the LLC Agreement, each Common Unit could be exchanged by the holder from time to time for either one share of Class A Common Stock or, at the election of the Issuer in its capacity as the sole manager of Opportunity Financial, the cash equivalent of the market value of one share of Class A Common Stock (the "Exchange Rights").

F6 · derivative.expiration_date: Common Units of Opportunity Financial generally represented economic, non-voting interests in Opportunity Financial. The Issuer is the sole manager of Opportunity Financial and controls Opportunity Financial, except as provided by the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial (the "LLC Agreement") or applicable law. Pursuant to the LLC Agreement, each Common Unit could be exchanged by the holder from time to time for either one share of Class A Common Stock or, at the election of the Issuer in its capacity as the sole manager of Opportunity Financial, the cash equivalent of the market value of one share of Class A Common Stock (the "Exchange Rights").

F5 · ownership.nature: These securities are held by DAV 513 Revocable Trust ("DAV"), of which the reporting person is the sole trustee and sole beneficiary. DAV is a member of Opportunity Financial and the reporting person had the right to cause DAV to exercise for the benefit of the reporting person DAV's Exchange Rights with respect to the Common Units indirectly held by the reporting person.

SEC source: 0000905148-26-001970 · form4.xml · nonDerivative · entry 2

Vennettilli David · CIK 0001873027 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · By DAV 513 Revocable Trust

Disclosed balance after: 284,501

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · kind: Reflects shares of Class A common stock, par value $0.0001 per share, of the Issuer ("Class A Common Stock") received in connection with the exercise of the Exchange Rights by DAV.

F4 · price: Reflects shares of Class A common stock, par value $0.0001 per share, of the Issuer ("Class A Common Stock") received in connection with the exercise of the Exchange Rights by DAV.

F5 · ownership.nature: These securities are held by DAV 513 Revocable Trust ("DAV"), of which the reporting person is the sole trustee and sole beneficiary. DAV is a member of Opportunity Financial and the reporting person had the right to cause DAV to exercise for the benefit of the reporting person DAV's Exchange Rights with respect to the Common Units indirectly held by the reporting person.

SEC source: 0000905148-26-001970 · form4.xml · nonDerivative · entry 1

Vennettilli David · CIK 0001873027 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · By OppFi Shares, LLC

Disclosed balance after: 0

F1 · security: Shares of Class V common stock, par value $0.0001 per share ("Class V Common Stock"), of OppFi Inc. (the "Issuer") represented voting, non-economic interests in the Issuer. Except as provided in the Issuer's certificate of incorporation, as amended, or as required by applicable law, holders of Class V Common Stock were entitled to one vote per share of Class V Common Stock on all matters to be voted on by the Issuer's stockholders generally. The shares of Class V Common Stock would be cancelled by the Issuer if the reporting person exercised (or caused DAV (as defined below in footnote 5) to exercise) Exchange Rights (as defined below in footnote 6).

F2 · kind: Reflects the cancellation of shares of Class V Common Stock in connection with the exercise of the Exchange Rights with respect to an equivalent number of Class A common units ("Common Units") of Opportunity Financial, LLC ("Opportunity Financial").

F2 · shares: Reflects the cancellation of shares of Class V Common Stock in connection with the exercise of the Exchange Rights with respect to an equivalent number of Class A common units ("Common Units") of Opportunity Financial, LLC ("Opportunity Financial").

F2 · price: Reflects the cancellation of shares of Class V Common Stock in connection with the exercise of the Exchange Rights with respect to an equivalent number of Class A common units ("Common Units") of Opportunity Financial, LLC ("Opportunity Financial").

F3 · ownership.nature: The shares of Class V Common Stock were held by OppFi Shares, LLC ("OFS"), which had sole voting power over the shares of Class V Common Stock reported in Table I hereof. The reporting person had the indirect right to cause OFS to dispose of the shares of Class V Common Stock reported in Table I hereof to the Issuer pursuant to the reporting person's (or DAV's) Exchange Rights.

SEC source: 0000905148-26-001778 · form4.xml · nonDerivative · entry 1

Schwartz Todd G. · CIK 0001873026 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By OppFi Shares, LLC

Disclosed balance after: 58,638,241

F1 · security: Shares of Class V common stock, par value $0.0001 per share ("Class V Common Stock"), of the issuer represent voting, non-economic interests in the issuer. Except as provided in the issuer's certificate of incorporation, as amended, or as required by applicable law, holders of Class V Common Stock will be entitled to one vote per share of Class V Common Stock on all matters to be voted on by the issuer's stockholders generally.

F2 · kind: Reflects the surrender and cancellation of shares of Class V Common Stock to the issuer in connection with the exchange of Class A common units of Opportunity Financial, LLC ("Opportunity Financial") by members thereof, other than the reporting person, for shares of Class A common stock, par value $0.0001 per share, of the issuer pursuant to the exchange provisions of the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial.

F2 · price: Reflects the surrender and cancellation of shares of Class V Common Stock to the issuer in connection with the exchange of Class A common units of Opportunity Financial, LLC ("Opportunity Financial") by members thereof, other than the reporting person, for shares of Class A common stock, par value $0.0001 per share, of the issuer pursuant to the exchange provisions of the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial.

F3 · ownership.nature: The shares of Class V Common Stock are held by OppFi Shares, LLC ("OFS"), which has sole voting power over the shares of Class V Common Stock reported in Table I hereof. OFS is wholly owned by TGS Revocable Trust, whose sole trustee is the reporting person. By virtue of these relationships, the reporting person may be deemed to have voting power over the shares of Class V Common Stock held by OFS. The reporting person disclaims beneficial ownership of the shares of Class V Common Stock held by OFS, except to the extent of his pecuniary interest therein.

SEC source: 0000905148-26-001530 · form4.xml · nonDerivative · entry 4

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 187,103

F2 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of vested RSUs.

SEC source: 0000905148-26-001530 · form4.xml · nonDerivative · entry 3

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 188,686

F2 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of vested RSUs.

SEC source: 0000905148-26-001530 · form4.xml · nonDerivative · entry 2

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 190,055

F2 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of vested RSUs.

SEC source: 0000905148-26-001531 · form4.xml · nonDerivative · entry 3

Schwartz Todd G. · CIK 0001873026 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 308,850

F2 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of vested RSUs.

SEC source: 0000905148-26-001531 · form4.xml · nonDerivative · entry 2

Schwartz Todd G. · CIK 0001873026 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 326,837

F2 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of vested RSUs.

SEC source: 0000905148-26-001529 · form4.xml · nonDerivative · entry 4

Johnson Pamela D. · CIK 0001874038 · CFO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 164,343

F2 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of vested RSUs.

SEC source: 0000905148-26-001529 · form4.xml · nonDerivative · entry 3

Johnson Pamela D. · CIK 0001874038 · CFO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 166,327

F2 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of vested RSUs.

SEC source: 0000905148-26-001529 · form4.xml · nonDerivative · entry 2

Johnson Pamela D. · CIK 0001874038 · CFO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 168,042

F2 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of vested RSUs.

SEC source: 0000905148-26-001530 · form4.xml · nonDerivative · entry 1

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 192,025

F1 · shares: Restricted stock units ("RSUs") granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). Each RSU represents a contingent right to receive one share of OppFi Inc. Class A Common Stock, par value $0.0001 per share. 25% of the RSUs vested immediately on the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.

SEC source: 0000905148-26-001531 · form4.xml · nonDerivative · entry 1

Schwartz Todd G. · CIK 0001873026 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 329,480

F1 · shares: Restricted stock units ("RSUs") granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). Each RSU represents a contingent right to receive one share of OppFi Inc. Class A Common Stock, par value $0.0001 per share. 25% of the RSUs vested immediately on the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.

SEC source: 0000905148-26-001529 · form4.xml · nonDerivative · entry 1

Johnson Pamela D. · CIK 0001874038 · CFO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 170,016

F1 · shares: Restricted stock units ("RSUs") granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). Each RSU represents a contingent right to receive one share of OppFi Inc. Class A Common Stock, par value $0.0001 per share. 25% of the RSUs vested immediately on the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.

SEC source: 0000905148-26-001281 · form4.xml · nonDerivative · entry 1

Moore Jocelyn · CIK 0001825006 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 39,076

F1 · kind: The sale was effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on December 11, 2025.

SEC source: 0000905148-26-001122 · form4.xml · nonDerivative · entry 1

Schwartz Todd G. · CIK 0001873026 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By OppFi Shares, LLC

Disclosed balance after: 58,688,241

F1 · security: Shares of Class V common stock, par value $0.0001 per share ("Class V Common Stock"), of the issuer represent voting, non-economic interests in the issuer. Except as provided in the issuer's certificate of incorporation, as amended, or as required by applicable law, holders of Class V Common Stock will be entitled to one vote per share of Class V Common Stock on all matters to be voted on by the issuer's stockholders generally.

F2 · kind: Reflects the surrender and cancellation of shares of Class V Common Stock to the issuer in connection with the exchange of Class A common units of Opportunity Financial, LLC ("Opportunity Financial") by members thereof, other than the reporting person, for shares of Class A common stock, par value $0.0001 per share, of the issuer pursuant to the exchange provisions of the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial.

F2 · price: Reflects the surrender and cancellation of shares of Class V Common Stock to the issuer in connection with the exchange of Class A common units of Opportunity Financial, LLC ("Opportunity Financial") by members thereof, other than the reporting person, for shares of Class A common stock, par value $0.0001 per share, of the issuer pursuant to the exchange provisions of the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial.

F3 · ownership.nature: The shares of Class V Common Stock are held by OppFi Shares, LLC ("OFS"), which has sole voting power over the shares of Class V Common Stock reported in Table I hereof. OFS is wholly owned by TGS Revocable Trust, whose sole trustee is the reporting person. By virtue of these relationships, the reporting person may be deemed to have voting power over the shares of Class V Common Stock held by OFS. The reporting person disclaims beneficial ownership of the shares of Class V Common Stock held by OFS, except to the extent of his pecuniary interest therein.

SEC source: 0000905148-26-000517 · form4.xml · nonDerivative · entry 1

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 166,018

F1 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of a previously reported performance-based restricted stock unit award.

SEC source: 0000905148-26-000518 · form4.xml · nonDerivative · entry 1

Johnson Pamela D. · CIK 0001874038 · CFO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 142,943

F1 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of a previously reported performance-based restricted stock unit award.

SEC source: 0000905148-26-000059 · form4.xml · nonDerivative · entry 3

Johnson Pamela D. · CIK 0001874038 · CFO

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 143,484

F2 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on March 10, 2025.

SEC source: 0000905148-26-000060 · form4.xml · nonDerivative · entry 2

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 166,381

F1 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of vested restricted stock units.

SEC source: 0000905148-26-000060 · form4.xml · nonDerivative · entry 1

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 168,048

F1 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of vested restricted stock units.

SEC source: 0000905148-26-000061 · form4.xml · nonDerivative · entry 1

Schwartz Todd G. · CIK 0001873026 · Director · Chief Executive Officer · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 121,427

F1 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of vested restricted stock units.

SEC source: 0000905148-26-000059 · form4.xml · nonDerivative · entry 2

Johnson Pamela D. · CIK 0001874038 · CFO

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 148,568

F1 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of vested restricted stock units.

SEC source: 0000905148-26-000059 · form4.xml · nonDerivative · entry 1

Johnson Pamela D. · CIK 0001874038 · CFO

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 150,593

F1 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of vested restricted stock units.

SEC source: 0000905148-25-004385 · form4.xml · nonDerivative · entry 1

SCHWARTZ THEODORE G · CIK 0001001874 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 12,907

F1 · kind: Reflects a charitable donation.

SEC source: 0000905148-25-004346 · form4.xml · nonDerivative · entry 1

Moore Jocelyn · CIK 0001825006 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 47,266

F1 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions with prices ranging from $10.90 to $10.925 for a weighted average sale price of $10.9142. The reporting person undertakes to provide the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

SEC source: 0000905148-25-004180 · form4.xml · nonDerivative · entry 1

Moore Jocelyn · CIK 0001825006 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 51,730

F1 · price: The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions with prices ranging from $9.20 to $9.285 for a weighted average sale price of $9.227. The reporting person undertakes to provide the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

SEC source: 0000905148-25-003780 · form4.xml · nonDerivative · entry 2

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 170,446

F2 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of a previously reported performance-based restricted stock unit award.

SEC source: 0000905148-25-003780 · form4.xml · nonDerivative · entry 1

McKay Christopher J. · CIK 0001874705 · Chief Risk & Analytics Officer

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 171,022

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on December 10, 2024.

SEC source: 0000905148-25-003781 · form4.xml · nonDerivative · entry 2

Johnson Pamela D. · CIK 0001874038 · CFO

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 152,923

F2 · shares: Represents shares withheld to cover tax withholding obligations upon the settlement of a previously reported performance-based restricted stock unit award.